Add the DISCLAIMER file for Apache incubator project (#57)

Partially-closes: apache/incubator-openwhisk-release#180
diff --git a/DISCLAIMER.txt b/DISCLAIMER.txt
new file mode 100644
index 0000000..5a91f12
--- /dev/null
+++ b/DISCLAIMER.txt
@@ -0,0 +1 @@
+Apache OpenWhisk Runtime Java is an effort undergoing incubation at The Apache Software Foundation (ASF), sponsored by the Apache Incubator. Incubation is required of all newly accepted projects until a further review indicates that the infrastructure, communications, and decision making process have stabilized in a manner consistent with other successful ASF projects. While incubation status is not necessarily a reflection of the completeness or stability of the code, it does indicate that the project has yet to be fully endorsed by the ASF.
diff --git a/README.md b/README.md
index 992ad37..a3cee09 100644
--- a/README.md
+++ b/README.md
@@ -164,4 +164,6 @@
 # License
 [Apache 2.0](LICENSE.txt)
 
+# Disclaimer
 
+Apache OpenWhisk Runtime Java is an effort undergoing incubation at The Apache Software Foundation (ASF), sponsored by the Apache Incubator. Incubation is required of all newly accepted projects until a further review indicates that the infrastructure, communications, and decision making process have stabilized in a manner consistent with other successful ASF projects. While incubation status is not necessarily a reflection of the completeness or stability of the code, it does indicate that the project has yet to be fully endorsed by the ASF.