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A current account that pays 5 % AER - a Moneywise award winner 06.07.05 For far too many of us , our relationship with our bank is all give and no take . But in a year that has seen banks competing for new business like never before , a new breed of accounts have emerged offering high interest on your balance , and low interest ( or even no interest ) on overdrafts . It 's even possible to find a bank whose customer service does n't drive you round the bend . In our second annual survey of British banks we examined the best banks for sensible money managers , serial overdraft dippers , and for those who just want an all round decent deal . For the first time the same bank took the title in EVERY category -- Alliance and Leicester . For up to date current account information visit our banking section