| |
| /** |
| * Licensed to the Apache Software Foundation (ASF) under one |
| * or more contributor license agreements. See the NOTICE file |
| * distributed with this work for additional information |
| * regarding copyright ownership. The ASF licenses this file |
| * to you under the Apache License, Version 2.0 (the |
| * "License"); you may not use this file except in compliance |
| * with the License. You may obtain a copy of the License at |
| * |
| * http://www.apache.org/licenses/LICENSE-2.0 |
| * |
| * Unless required by applicable law or agreed to in writing, |
| * software distributed under the License is distributed on an |
| * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY |
| * KIND, either express or implied. See the License for the |
| * specific language governing permissions and limitations |
| * under the License. |
| */ |
| package org.apache.fineract.portfolio.loanaccount.serialization; |
| |
| import com.google.gson.JsonArray; |
| import com.google.gson.JsonElement; |
| import com.google.gson.JsonObject; |
| import com.google.gson.reflect.TypeToken; |
| import java.lang.reflect.Type; |
| import java.math.BigDecimal; |
| import java.time.LocalDate; |
| import java.util.ArrayList; |
| import java.util.Arrays; |
| import java.util.HashSet; |
| import java.util.List; |
| import java.util.Locale; |
| import java.util.Map; |
| import java.util.Set; |
| import org.apache.commons.lang3.StringUtils; |
| import org.apache.fineract.infrastructure.core.data.ApiParameterError; |
| import org.apache.fineract.infrastructure.core.data.DataValidatorBuilder; |
| import org.apache.fineract.infrastructure.core.exception.InvalidJsonException; |
| import org.apache.fineract.infrastructure.core.exception.PlatformApiDataValidationException; |
| import org.apache.fineract.infrastructure.core.exception.UnsupportedParameterException; |
| import org.apache.fineract.infrastructure.core.serialization.FromJsonHelper; |
| import org.apache.fineract.portfolio.accountdetails.domain.AccountType; |
| import org.apache.fineract.portfolio.calendar.service.CalendarUtils; |
| import org.apache.fineract.portfolio.collateralmanagement.domain.ClientCollateralManagement; |
| import org.apache.fineract.portfolio.collateralmanagement.domain.ClientCollateralManagementRepositoryWrapper; |
| import org.apache.fineract.portfolio.creditscorecard.serialization.CreditScorecardApiJsonHelper; |
| import org.apache.fineract.portfolio.loanaccount.api.LoanApiConstants; |
| import org.apache.fineract.portfolio.loanaccount.domain.Loan; |
| import org.apache.fineract.portfolio.loanaccount.domain.LoanCharge; |
| import org.apache.fineract.portfolio.loanaccount.exception.InvalidAmountOfCollateralQuantity; |
| import org.apache.fineract.portfolio.loanaccount.exception.InvalidAmountOfCollaterals; |
| import org.apache.fineract.portfolio.loanproduct.LoanProductConstants; |
| import org.apache.fineract.portfolio.loanproduct.domain.AmortizationMethod; |
| import org.apache.fineract.portfolio.loanproduct.domain.InterestCalculationPeriodMethod; |
| import org.apache.fineract.portfolio.loanproduct.domain.InterestMethod; |
| import org.apache.fineract.portfolio.loanproduct.domain.LoanProduct; |
| import org.apache.fineract.portfolio.loanproduct.exception.EqualAmortizationUnsupportedFeatureException; |
| import org.apache.fineract.portfolio.savings.domain.SavingsAccount; |
| import org.springframework.beans.factory.annotation.Autowired; |
| import org.springframework.stereotype.Component; |
| |
| @Component |
| public final class LoanApplicationCommandFromApiJsonHelper { |
| |
| /** |
| * The parameters supported for this command. |
| */ |
| final Set<String> supportedParameters = new HashSet<>(Arrays.asList(LoanApiConstants.dateFormatParameterName, |
| LoanApiConstants.localeParameterName, LoanApiConstants.idParameterName, LoanApiConstants.clientIdParameterName, |
| LoanApiConstants.groupIdParameterName, LoanApiConstants.loanTypeParameterName, LoanApiConstants.productIdParameterName, |
| LoanApiConstants.principalParamName, LoanApiConstants.totalLoanParamName, LoanApiConstants.parentAccountParamName, |
| LoanApiConstants.loanTermFrequencyParameterName, LoanApiConstants.loanTermFrequencyTypeParameterName, |
| LoanApiConstants.numberOfRepaymentsParameterName, LoanApiConstants.repaymentEveryParameterName, |
| LoanApiConstants.repaymentFrequencyTypeParameterName, LoanApiConstants.repaymentFrequencyNthDayTypeParameterName, |
| LoanApiConstants.repaymentFrequencyDayOfWeekTypeParameterName, LoanApiConstants.interestRatePerPeriodParameterName, |
| LoanApiConstants.amortizationTypeParameterName, LoanApiConstants.interestTypeParameterName, |
| LoanApiConstants.isFloatingInterestRate, LoanApiConstants.interestRateDifferential, |
| LoanApiConstants.interestCalculationPeriodTypeParameterName, |
| LoanProductConstants.ALLOW_PARTIAL_PERIOD_INTEREST_CALCUALTION_PARAM_NAME, |
| LoanApiConstants.interestRateFrequencyTypeParameterName, LoanApiConstants.disbursementDateParameterName, |
| LoanApiConstants.repaymentsStartingFromDateParameterName, LoanApiConstants.graceOnPrincipalPaymentParameterName, |
| LoanApiConstants.graceOnInterestPaymentParameterName, LoanApiConstants.graceOnInterestChargedParameterName, |
| LoanApiConstants.interestChargedFromDateParameterName, LoanApiConstants.submittedOnDateParameterName, |
| LoanApiConstants.submittedOnNoteParameterName, LoanApiConstants.accountNoParameterName, |
| LoanApiConstants.externalIdParameterName, LoanApiConstants.fundIdParameterName, LoanApiConstants.loanOfficerIdParameterName, // optional |
| LoanApiConstants.loanPurposeIdParameterName, LoanApiConstants.inArrearsToleranceParameterName, |
| LoanApiConstants.chargesParameterName, LoanApiConstants.collateralParameterName, // optional |
| LoanApiConstants.transactionProcessingStrategyIdParameterName, // settings |
| LoanApiConstants.calendarIdParameterName, // optional |
| LoanApiConstants.syncDisbursementWithMeetingParameterName, // optional |
| LoanApiConstants.linkAccountIdParameterName, LoanApiConstants.disbursementDataParameterName, |
| LoanApiConstants.emiAmountParameterName, LoanApiConstants.maxOutstandingBalanceParameterName, |
| LoanProductConstants.GRACE_ON_ARREARS_AGEING_PARAMETER_NAME, |
| LoanApiConstants.createStandingInstructionAtDisbursementParameterName, LoanApiConstants.isTopup, LoanApiConstants.loanIdToClose, |
| LoanApiConstants.datatables, LoanApiConstants.isEqualAmortizationParam, LoanProductConstants.RATES_PARAM_NAME, |
| LoanApiConstants.applicationId, // glim specific |
| LoanApiConstants.lastApplication, // glim specific |
| LoanApiConstants.daysInYearTypeParameterName, LoanApiConstants.fixedPrincipalPercentagePerInstallmentParamName)); |
| |
| private final FromJsonHelper fromApiJsonHelper; |
| private final CalculateLoanScheduleQueryFromApiJsonHelper apiJsonHelper; |
| private final ClientCollateralManagementRepositoryWrapper clientCollateralManagementRepositoryWrapper; |
| private final CreditScorecardApiJsonHelper scorecardApiJsonHelper; |
| |
| @Autowired |
| public LoanApplicationCommandFromApiJsonHelper(final FromJsonHelper fromApiJsonHelper, |
| final CalculateLoanScheduleQueryFromApiJsonHelper apiJsonHelper, |
| final ClientCollateralManagementRepositoryWrapper clientCollateralManagementRepositoryWrapper, |
| final CreditScorecardApiJsonHelper scorecardApiJsonHelper) { |
| this.fromApiJsonHelper = fromApiJsonHelper; |
| this.apiJsonHelper = apiJsonHelper; |
| this.clientCollateralManagementRepositoryWrapper = clientCollateralManagementRepositoryWrapper; |
| this.scorecardApiJsonHelper = scorecardApiJsonHelper; |
| } |
| |
| public void validateForCreate(final String json, final boolean isMeetingMandatoryForJLGLoans, final LoanProduct loanProduct) { |
| if (StringUtils.isBlank(json)) { |
| throw new InvalidJsonException(); |
| } |
| |
| final Type typeOfMap = new TypeToken<Map<String, Object>>() {}.getType(); |
| this.fromApiJsonHelper.checkForUnsupportedParameters(typeOfMap, json, this.supportedParameters); |
| |
| final List<ApiParameterError> dataValidationErrors = new ArrayList<>(); |
| final DataValidatorBuilder baseDataValidator = new DataValidatorBuilder(dataValidationErrors).resource("loan"); |
| |
| final JsonElement element = this.fromApiJsonHelper.parse(json); |
| |
| final String loanTypeParameterName = "loanType"; |
| final String loanTypeStr = this.fromApiJsonHelper.extractStringNamed(loanTypeParameterName, element); |
| baseDataValidator.reset().parameter(loanTypeParameterName).value(loanTypeStr).notNull(); |
| |
| if (!StringUtils.isBlank(loanTypeStr)) { |
| final AccountType loanType = AccountType.fromName(loanTypeStr); |
| baseDataValidator.reset().parameter(loanTypeParameterName).value(loanType.getValue()).inMinMaxRange(1, 4); |
| |
| final Long clientId = this.fromApiJsonHelper.extractLongNamed("clientId", element); |
| final Long groupId = this.fromApiJsonHelper.extractLongNamed("groupId", element); |
| if (loanType.isIndividualAccount()) { |
| baseDataValidator.reset().parameter("clientId").value(clientId).notNull().longGreaterThanZero(); |
| baseDataValidator.reset().parameter("groupId").value(groupId).mustBeBlankWhenParameterProvided("clientId", clientId); |
| } |
| |
| if (loanType.isGroupAccount()) { |
| baseDataValidator.reset().parameter("groupId").value(groupId).notNull().longGreaterThanZero(); |
| baseDataValidator.reset().parameter("clientId").value(clientId).mustBeBlankWhenParameterProvided("groupId", groupId); |
| } |
| |
| if (loanType.isJLGAccount()) { |
| baseDataValidator.reset().parameter("clientId").value(clientId).notNull().integerGreaterThanZero(); |
| baseDataValidator.reset().parameter("groupId").value(groupId).notNull().longGreaterThanZero(); |
| |
| // if it is JLG loan that must have meeting details |
| if (isMeetingMandatoryForJLGLoans) { |
| final String calendarIdParameterName = "calendarId"; |
| final Long calendarId = this.fromApiJsonHelper.extractLongNamed(calendarIdParameterName, element); |
| baseDataValidator.reset().parameter(calendarIdParameterName).value(calendarId).notNull().integerGreaterThanZero(); |
| |
| // if it is JLG loan then must have a value for |
| // syncDisbursement passed in |
| String syncDisbursementParameterName = "syncDisbursementWithMeeting"; |
| final Boolean syncDisbursement = this.fromApiJsonHelper.extractBooleanNamed(syncDisbursementParameterName, element); |
| |
| if (syncDisbursement == null) { |
| baseDataValidator.reset().parameter(syncDisbursementParameterName).value(syncDisbursement) |
| .trueOrFalseRequired(false); |
| } |
| } |
| |
| } |
| |
| } |
| |
| boolean isEqualAmortization = false; |
| if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.isEqualAmortizationParam, element)) { |
| isEqualAmortization = this.fromApiJsonHelper.extractBooleanNamed(LoanApiConstants.isEqualAmortizationParam, element); |
| baseDataValidator.reset().parameter(LoanApiConstants.isEqualAmortizationParam).value(isEqualAmortization).ignoreIfNull() |
| .validateForBooleanValue(); |
| if (isEqualAmortization && loanProduct.isInterestRecalculationEnabled()) { |
| throw new EqualAmortizationUnsupportedFeatureException("interest.recalculation", "interest recalculation"); |
| } |
| } |
| |
| BigDecimal fixedPrincipalPercentagePerInstallment = this.fromApiJsonHelper |
| .extractBigDecimalWithLocaleNamed(LoanApiConstants.fixedPrincipalPercentagePerInstallmentParamName, element); |
| baseDataValidator.reset().parameter(LoanApiConstants.fixedPrincipalPercentagePerInstallmentParamName) |
| .value(fixedPrincipalPercentagePerInstallment).notLessThanMin(BigDecimal.ONE).notGreaterThanMax(BigDecimal.valueOf(100)); |
| |
| final Long productId = this.fromApiJsonHelper.extractLongNamed("productId", element); |
| baseDataValidator.reset().parameter("productId").value(productId).notNull().integerGreaterThanZero(); |
| |
| final String accountNoParameterName = "accountNo"; |
| if (this.fromApiJsonHelper.parameterExists(accountNoParameterName, element)) { |
| final String accountNo = this.fromApiJsonHelper.extractStringNamed(accountNoParameterName, element); |
| baseDataValidator.reset().parameter(accountNoParameterName).value(accountNo).ignoreIfNull().notExceedingLengthOf(20); |
| } |
| |
| final String externalIdParameterName = "externalId"; |
| if (this.fromApiJsonHelper.parameterExists(externalIdParameterName, element)) { |
| final String externalId = this.fromApiJsonHelper.extractStringNamed(externalIdParameterName, element); |
| baseDataValidator.reset().parameter(externalIdParameterName).value(externalId).ignoreIfNull().notExceedingLengthOf(100); |
| } |
| |
| final String fundIdParameterName = "fundId"; |
| if (this.fromApiJsonHelper.parameterExists(fundIdParameterName, element)) { |
| final Long fundId = this.fromApiJsonHelper.extractLongNamed(fundIdParameterName, element); |
| baseDataValidator.reset().parameter(fundIdParameterName).value(fundId).ignoreIfNull().integerGreaterThanZero(); |
| } |
| |
| final String loanOfficerIdParameterName = "loanOfficerId"; |
| if (this.fromApiJsonHelper.parameterExists(loanOfficerIdParameterName, element)) { |
| final Long loanOfficerId = this.fromApiJsonHelper.extractLongNamed(loanOfficerIdParameterName, element); |
| baseDataValidator.reset().parameter(loanOfficerIdParameterName).value(loanOfficerId).ignoreIfNull().integerGreaterThanZero(); |
| } |
| |
| final String loanPurposeIdParameterName = "loanPurposeId"; |
| if (this.fromApiJsonHelper.parameterExists(loanPurposeIdParameterName, element)) { |
| final Long loanPurposeId = this.fromApiJsonHelper.extractLongNamed(loanPurposeIdParameterName, element); |
| baseDataValidator.reset().parameter(loanPurposeIdParameterName).value(loanPurposeId).ignoreIfNull().integerGreaterThanZero(); |
| } |
| |
| final BigDecimal principal = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed("principal", element); |
| baseDataValidator.reset().parameter("principal").value(principal).notNull().positiveAmount(); |
| |
| final String loanTermFrequencyParameterName = "loanTermFrequency"; |
| final Integer loanTermFrequency = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(loanTermFrequencyParameterName, element); |
| baseDataValidator.reset().parameter(loanTermFrequencyParameterName).value(loanTermFrequency).notNull().integerGreaterThanZero(); |
| |
| final String loanTermFrequencyTypeParameterName = "loanTermFrequencyType"; |
| final Integer loanTermFrequencyType = this.fromApiJsonHelper.extractIntegerSansLocaleNamed(loanTermFrequencyTypeParameterName, |
| element); |
| baseDataValidator.reset().parameter(loanTermFrequencyTypeParameterName).value(loanTermFrequencyType).notNull().inMinMaxRange(0, 3); |
| |
| final String numberOfRepaymentsParameterName = "numberOfRepayments"; |
| final Integer numberOfRepayments = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(numberOfRepaymentsParameterName, element); |
| baseDataValidator.reset().parameter(numberOfRepaymentsParameterName).value(numberOfRepayments).notNull().integerGreaterThanZero(); |
| |
| final String repaymentEveryParameterName = "repaymentEvery"; |
| final Integer repaymentEvery = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(repaymentEveryParameterName, element); |
| baseDataValidator.reset().parameter(repaymentEveryParameterName).value(repaymentEvery).notNull().integerGreaterThanZero(); |
| |
| final String repaymentEveryFrequencyTypeParameterName = "repaymentFrequencyType"; |
| final Integer repaymentEveryType = this.fromApiJsonHelper.extractIntegerSansLocaleNamed(repaymentEveryFrequencyTypeParameterName, |
| element); |
| baseDataValidator.reset().parameter(repaymentEveryFrequencyTypeParameterName).value(repaymentEveryType).notNull().inMinMaxRange(0, |
| 3); |
| |
| final String repaymentFrequencyNthDayTypeParameterName = "repaymentFrequencyNthDayType"; |
| final String repaymentFrequencyDayOfWeekTypeParameterName = "repaymentFrequencyDayOfWeekType"; |
| CalendarUtils.validateNthDayOfMonthFrequency(baseDataValidator, repaymentFrequencyNthDayTypeParameterName, |
| repaymentFrequencyDayOfWeekTypeParameterName, element, this.fromApiJsonHelper); |
| final String interestTypeParameterName = "interestType"; |
| final Integer interestType = this.fromApiJsonHelper.extractIntegerSansLocaleNamed(interestTypeParameterName, element); |
| baseDataValidator.reset().parameter(interestTypeParameterName).value(interestType).notNull().inMinMaxRange(0, 1); |
| |
| final String interestCalculationPeriodTypeParameterName = "interestCalculationPeriodType"; |
| final Integer interestCalculationPeriodType = this.fromApiJsonHelper |
| .extractIntegerSansLocaleNamed(interestCalculationPeriodTypeParameterName, element); |
| baseDataValidator.reset().parameter(interestCalculationPeriodTypeParameterName).value(interestCalculationPeriodType).notNull() |
| .inMinMaxRange(0, 1); |
| |
| if (loanProduct.isLinkedToFloatingInterestRate()) { |
| if (isEqualAmortization) { |
| throw new EqualAmortizationUnsupportedFeatureException("floating.interest.rate", "floating interest rate"); |
| } |
| if (this.fromApiJsonHelper.parameterExists("interestRatePerPeriod", element)) { |
| baseDataValidator.reset().parameter("interestRatePerPeriod").failWithCode( |
| "not.supported.loanproduct.linked.to.floating.rate", |
| "interestRatePerPeriod param is not supported, selected Loan Product is linked with floating interest rate."); |
| } |
| |
| if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.isFloatingInterestRate, element)) { |
| final Boolean isFloatingInterestRate = this.fromApiJsonHelper.extractBooleanNamed(LoanApiConstants.isFloatingInterestRate, |
| element); |
| if (isFloatingInterestRate != null && isFloatingInterestRate |
| && !loanProduct.getFloatingRates().isFloatingInterestRateCalculationAllowed()) { |
| baseDataValidator.reset().parameter(LoanApiConstants.isFloatingInterestRate).failWithCode( |
| "true.not.supported.for.selected.loanproduct", |
| "isFloatingInterestRate value of true not supported for selected Loan Product."); |
| } |
| } else { |
| baseDataValidator.reset().parameter(LoanApiConstants.isFloatingInterestRate).trueOrFalseRequired(false); |
| } |
| |
| if (interestType != null && interestType.equals(InterestMethod.FLAT.getValue())) { |
| baseDataValidator.reset().parameter(interestTypeParameterName).failWithCode("should.be.0.for.selected.loan.product", |
| "interestType should be DECLINING_BALANCE for selected Loan Product as it is linked to floating rates."); |
| } |
| |
| final String interestRateDifferentialParameterName = LoanApiConstants.interestRateDifferential; |
| final BigDecimal interestRateDifferential = this.fromApiJsonHelper |
| .extractBigDecimalWithLocaleNamed(interestRateDifferentialParameterName, element); |
| baseDataValidator.reset().parameter(interestRateDifferentialParameterName).value(interestRateDifferential).notNull() |
| .zeroOrPositiveAmount().inMinAndMaxAmountRange(loanProduct.getFloatingRates().getMinDifferentialLendingRate(), |
| loanProduct.getFloatingRates().getMaxDifferentialLendingRate()); |
| |
| } else { |
| |
| if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.isFloatingInterestRate, element)) { |
| baseDataValidator.reset().parameter(LoanApiConstants.isFloatingInterestRate).failWithCode( |
| "not.supported.loanproduct.not.linked.to.floating.rate", |
| "isFloatingInterestRate param is not supported, selected Loan Product is not linked with floating interest rate."); |
| } |
| if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.interestRateDifferential, element)) { |
| baseDataValidator.reset().parameter(LoanApiConstants.interestRateDifferential).failWithCode( |
| "not.supported.loanproduct.not.linked.to.floating.rate", |
| "interestRateDifferential param is not supported, selected Loan Product is not linked with floating interest rate."); |
| } |
| |
| final String interestRatePerPeriodParameterName = "interestRatePerPeriod"; |
| final BigDecimal interestRatePerPeriod = this.fromApiJsonHelper |
| .extractBigDecimalWithLocaleNamed(interestRatePerPeriodParameterName, element); |
| baseDataValidator.reset().parameter(interestRatePerPeriodParameterName).value(interestRatePerPeriod).notNull() |
| .zeroOrPositiveAmount(); |
| |
| } |
| |
| final String amortizationTypeParameterName = "amortizationType"; |
| final Integer amortizationType = this.fromApiJsonHelper.extractIntegerSansLocaleNamed(amortizationTypeParameterName, element); |
| baseDataValidator.reset().parameter(amortizationTypeParameterName).value(amortizationType).notNull().inMinMaxRange(0, 1); |
| |
| if (!amortizationType.equals(AmortizationMethod.EQUAL_PRINCIPAL.getValue()) && fixedPrincipalPercentagePerInstallment != null) { |
| baseDataValidator.reset().parameter(LoanApiConstants.fixedPrincipalPercentagePerInstallmentParamName).failWithCode( |
| "not.supported.principal.fixing.not.allowed.with.equal.installments", |
| "Principal fixing cannot be done with equal installment amortization"); |
| } |
| |
| final String expectedDisbursementDateParameterName = "expectedDisbursementDate"; |
| final LocalDate expectedDisbursementDate = this.fromApiJsonHelper.extractLocalDateNamed(expectedDisbursementDateParameterName, |
| element); |
| baseDataValidator.reset().parameter(expectedDisbursementDateParameterName).value(expectedDisbursementDate).notNull(); |
| |
| // grace validation |
| final Integer graceOnPrincipalPayment = this.fromApiJsonHelper.extractIntegerWithLocaleNamed("graceOnPrincipalPayment", element); |
| baseDataValidator.reset().parameter("graceOnPrincipalPayment").value(graceOnPrincipalPayment).zeroOrPositiveAmount(); |
| |
| final Integer graceOnInterestPayment = this.fromApiJsonHelper.extractIntegerWithLocaleNamed("graceOnInterestPayment", element); |
| baseDataValidator.reset().parameter("graceOnInterestPayment").value(graceOnInterestPayment).zeroOrPositiveAmount(); |
| |
| final Integer graceOnInterestCharged = this.fromApiJsonHelper.extractIntegerWithLocaleNamed("graceOnInterestCharged", element); |
| baseDataValidator.reset().parameter("graceOnInterestCharged").value(graceOnInterestCharged).zeroOrPositiveAmount(); |
| |
| final Integer graceOnArrearsAgeing = this.fromApiJsonHelper |
| .extractIntegerWithLocaleNamed(LoanProductConstants.GRACE_ON_ARREARS_AGEING_PARAMETER_NAME, element); |
| baseDataValidator.reset().parameter(LoanProductConstants.GRACE_ON_ARREARS_AGEING_PARAMETER_NAME).value(graceOnArrearsAgeing) |
| .zeroOrPositiveAmount(); |
| |
| final String interestChargedFromDateParameterName = "interestChargedFromDate"; |
| if (this.fromApiJsonHelper.parameterExists(interestChargedFromDateParameterName, element)) { |
| final LocalDate interestChargedFromDate = this.fromApiJsonHelper.extractLocalDateNamed(interestChargedFromDateParameterName, |
| element); |
| baseDataValidator.reset().parameter(interestChargedFromDateParameterName).value(interestChargedFromDate).ignoreIfNull() |
| .notNull(); |
| } |
| |
| final String repaymentsStartingFromDateParameterName = "repaymentsStartingFromDate"; |
| if (this.fromApiJsonHelper.parameterExists(repaymentsStartingFromDateParameterName, element)) { |
| final LocalDate repaymentsStartingFromDate = this.fromApiJsonHelper |
| .extractLocalDateNamed(repaymentsStartingFromDateParameterName, element); |
| baseDataValidator.reset().parameter(repaymentsStartingFromDateParameterName).value(repaymentsStartingFromDate).ignoreIfNull() |
| .notNull(); |
| } |
| |
| final String inArrearsToleranceParameterName = "inArrearsTolerance"; |
| if (this.fromApiJsonHelper.parameterExists(inArrearsToleranceParameterName, element)) { |
| final BigDecimal inArrearsTolerance = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(inArrearsToleranceParameterName, |
| element); |
| baseDataValidator.reset().parameter(inArrearsToleranceParameterName).value(inArrearsTolerance).ignoreIfNull() |
| .zeroOrPositiveAmount(); |
| } |
| |
| final String submittedOnDateParameterName = "submittedOnDate"; |
| final LocalDate submittedOnDate = this.fromApiJsonHelper.extractLocalDateNamed(submittedOnDateParameterName, element); |
| if (submittedOnDate == null) { |
| baseDataValidator.reset().parameter(submittedOnDateParameterName).value(submittedOnDate).notNull(); |
| } |
| |
| final String submittedOnNoteParameterName = "submittedOnNote"; |
| if (this.fromApiJsonHelper.parameterExists(submittedOnNoteParameterName, element)) { |
| final String submittedOnNote = this.fromApiJsonHelper.extractStringNamed(submittedOnNoteParameterName, element); |
| baseDataValidator.reset().parameter(submittedOnNoteParameterName).value(submittedOnNote).ignoreIfNull() |
| .notExceedingLengthOf(500); |
| } |
| |
| final String transactionProcessingStrategyIdParameterName = "transactionProcessingStrategyId"; |
| final Long transactionProcessingStrategyId = this.fromApiJsonHelper.extractLongNamed(transactionProcessingStrategyIdParameterName, |
| element); |
| baseDataValidator.reset().parameter(transactionProcessingStrategyIdParameterName).value(transactionProcessingStrategyId).notNull() |
| .integerGreaterThanZero(); |
| |
| final String linkAccountIdParameterName = "linkAccountId"; |
| if (this.fromApiJsonHelper.parameterExists(linkAccountIdParameterName, element)) { |
| final Long linkAccountId = this.fromApiJsonHelper.extractLongNamed(linkAccountIdParameterName, element); |
| baseDataValidator.reset().parameter(linkAccountIdParameterName).value(linkAccountId).ignoreIfNull().longGreaterThanZero(); |
| } |
| |
| final String createSiAtDisbursementParameterName = "createStandingInstructionAtDisbursement"; |
| if (this.fromApiJsonHelper.parameterExists(createSiAtDisbursementParameterName, element)) { |
| final Boolean createStandingInstructionAtDisbursement = this.fromApiJsonHelper |
| .extractBooleanNamed(createSiAtDisbursementParameterName, element); |
| final Long linkAccountId = this.fromApiJsonHelper.extractLongNamed(linkAccountIdParameterName, element); |
| |
| if (createStandingInstructionAtDisbursement) { |
| baseDataValidator.reset().parameter(linkAccountIdParameterName).value(linkAccountId).notNull().longGreaterThanZero(); |
| } |
| } |
| |
| // charges |
| final String chargesParameterName = "charges"; |
| if (element.isJsonObject() && this.fromApiJsonHelper.parameterExists(chargesParameterName, element)) { |
| final JsonObject topLevelJsonElement = element.getAsJsonObject(); |
| final String dateFormat = this.fromApiJsonHelper.extractDateFormatParameter(topLevelJsonElement); |
| final Locale locale = this.fromApiJsonHelper.extractLocaleParameter(topLevelJsonElement); |
| |
| if (topLevelJsonElement.get(chargesParameterName).isJsonArray()) { |
| final Type arrayObjectParameterTypeOfMap = new TypeToken<Map<String, Object>>() {}.getType(); |
| final Set<String> supportedParameters = new HashSet<>( |
| Arrays.asList("id", "chargeId", "amount", "chargeTimeType", "chargeCalculationType", "dueDate")); |
| |
| final JsonArray array = topLevelJsonElement.get("charges").getAsJsonArray(); |
| for (int i = 1; i <= array.size(); i++) { |
| |
| final JsonObject loanChargeElement = array.get(i - 1).getAsJsonObject(); |
| final String arrayObjectJson = this.fromApiJsonHelper.toJson(loanChargeElement); |
| this.fromApiJsonHelper.checkForUnsupportedParameters(arrayObjectParameterTypeOfMap, arrayObjectJson, |
| supportedParameters); |
| |
| final Long chargeId = this.fromApiJsonHelper.extractLongNamed("chargeId", loanChargeElement); |
| baseDataValidator.reset().parameter("charges").parameterAtIndexArray("chargeId", i).value(chargeId).notNull() |
| .integerGreaterThanZero(); |
| |
| final BigDecimal amount = this.fromApiJsonHelper.extractBigDecimalNamed("amount", loanChargeElement, locale); |
| baseDataValidator.reset().parameter("charges").parameterAtIndexArray("amount", i).value(amount).notNull() |
| .positiveAmount(); |
| |
| this.fromApiJsonHelper.extractLocalDateNamed("dueDate", loanChargeElement, dateFormat, locale); |
| } |
| } |
| } |
| |
| /** |
| * TODO: Add collaterals for other loan accounts if needed. For now it's only applicable for individual |
| * accounts. (loanType.isJLG() || loanType.isGLIM()) |
| */ |
| |
| // Scorecard |
| final String scorecardParameterName = "scorecard"; |
| if (element.isJsonObject() && this.fromApiJsonHelper.parameterExists(scorecardParameterName, element)) { |
| this.scorecardApiJsonHelper.validateScorecardJson(element); |
| } |
| |
| if (!StringUtils.isBlank(loanTypeStr)) { |
| final AccountType loanType = AccountType.fromName(loanTypeStr); |
| |
| if (loanType.isIndividualAccount()) { |
| // collateral |
| final String collateralParameterName = "collateral"; |
| if (element.isJsonObject() && this.fromApiJsonHelper.parameterExists(collateralParameterName, element)) { |
| final JsonObject topLevelJsonElement = element.getAsJsonObject(); |
| final Locale locale = this.fromApiJsonHelper.extractLocaleParameter(topLevelJsonElement); |
| if (topLevelJsonElement.get("collateral").isJsonArray()) { |
| |
| final Type collateralParameterTypeOfMap = new TypeToken<Map<String, Object>>() {}.getType(); |
| final Set<String> supportedParameters = new HashSet<>(Arrays.asList("clientCollateralId", "quantity")); |
| final JsonArray array = topLevelJsonElement.get("collateral").getAsJsonArray(); |
| for (int i = 1; i <= array.size(); i++) { |
| final JsonObject collateralItemElement = array.get(i - 1).getAsJsonObject(); |
| |
| final String collateralJson = this.fromApiJsonHelper.toJson(collateralItemElement); |
| this.fromApiJsonHelper.checkForUnsupportedParameters(collateralParameterTypeOfMap, collateralJson, |
| supportedParameters); |
| |
| final Long clientCollateralId = this.fromApiJsonHelper.extractLongNamed("clientCollateralId", |
| collateralItemElement); |
| baseDataValidator.reset().parameter("collateral").parameterAtIndexArray("clientCollateralId", i) |
| .value(clientCollateralId).notNull().integerGreaterThanZero(); |
| |
| final BigDecimal quantity = this.fromApiJsonHelper.extractBigDecimalNamed("quantity", collateralItemElement, |
| locale); |
| baseDataValidator.reset().parameter("collateral").parameterAtIndexArray("quantity", i).value(quantity).notNull() |
| .positiveAmount(); |
| |
| final ClientCollateralManagement clientCollateralManagement = this.clientCollateralManagementRepositoryWrapper |
| .getCollateral(clientCollateralId); |
| |
| if (clientCollateralId != null |
| && BigDecimal.valueOf(0).compareTo(clientCollateralManagement.getQuantity()) >= 0) { |
| throw new InvalidAmountOfCollateralQuantity(clientCollateralManagement.getQuantity()); |
| } |
| } |
| } else { |
| baseDataValidator.reset().parameter(collateralParameterName).expectedArrayButIsNot(); |
| } |
| } |
| } |
| } |
| |
| if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.emiAmountParameterName, element)) { |
| if (!(loanProduct.canDefineInstallmentAmount() || loanProduct.isMultiDisburseLoan())) { |
| List<String> unsupportedParameterList = new ArrayList<>(); |
| unsupportedParameterList.add(LoanApiConstants.emiAmountParameterName); |
| throw new UnsupportedParameterException(unsupportedParameterList); |
| } |
| if (isEqualAmortization) { |
| throw new EqualAmortizationUnsupportedFeatureException("fixed.emi", "fixed emi"); |
| } |
| final BigDecimal emiAnount = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(LoanApiConstants.emiAmountParameterName, |
| element); |
| baseDataValidator.reset().parameter(LoanApiConstants.emiAmountParameterName).value(emiAnount).ignoreIfNull().positiveAmount(); |
| } |
| if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.maxOutstandingBalanceParameterName, element)) { |
| final BigDecimal maxOutstandingBalance = this.fromApiJsonHelper |
| .extractBigDecimalWithLocaleNamed(LoanApiConstants.maxOutstandingBalanceParameterName, element); |
| baseDataValidator.reset().parameter(LoanApiConstants.maxOutstandingBalanceParameterName).value(maxOutstandingBalance) |
| .ignoreIfNull().positiveAmount(); |
| } |
| |
| if (loanProduct.canUseForTopup()) { |
| if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.isTopup, element)) { |
| final Boolean isTopup = this.fromApiJsonHelper.extractBooleanNamed(LoanApiConstants.isTopup, element); |
| baseDataValidator.reset().parameter(LoanApiConstants.isTopup).value(isTopup).validateForBooleanValue(); |
| |
| if (isTopup != null && isTopup) { |
| final Long loanId = this.fromApiJsonHelper.extractLongNamed(LoanApiConstants.loanIdToClose, element); |
| baseDataValidator.reset().parameter(LoanApiConstants.loanIdToClose).value(loanId).notNull().longGreaterThanZero(); |
| } |
| } |
| } |
| if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.datatables, element)) { |
| final JsonArray datatables = this.fromApiJsonHelper.extractJsonArrayNamed(LoanApiConstants.datatables, element); |
| baseDataValidator.reset().parameter(LoanApiConstants.datatables).value(datatables).notNull().jsonArrayNotEmpty(); |
| } |
| |
| if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.daysInYearTypeParameterName, element)) { |
| final Integer daysInYearType = this.fromApiJsonHelper.extractIntegerNamed(LoanApiConstants.daysInYearTypeParameterName, element, |
| Locale.getDefault()); |
| baseDataValidator.reset().parameter(LoanApiConstants.daysInYearTypeParameterName).value(daysInYearType).notNull() |
| .isOneOfTheseValues(1, 360, 364, 365); |
| } |
| |
| validateLoanMultiDisbursementDate(element, baseDataValidator, expectedDisbursementDate, principal); |
| validatePartialPeriodSupport(interestCalculationPeriodType, baseDataValidator, element, loanProduct); |
| if (!dataValidationErrors.isEmpty()) { |
| throw new PlatformApiDataValidationException(dataValidationErrors); |
| } |
| } |
| |
| public void validateForModify(final String json, final LoanProduct loanProduct, final Loan existingLoanApplication) { |
| if (StringUtils.isBlank(json)) { |
| throw new InvalidJsonException(); |
| } |
| |
| final Type typeOfMap = new TypeToken<Map<String, Object>>() {}.getType(); |
| this.fromApiJsonHelper.checkForUnsupportedParameters(typeOfMap, json, this.supportedParameters); |
| |
| final List<ApiParameterError> dataValidationErrors = new ArrayList<>(); |
| final DataValidatorBuilder baseDataValidator = new DataValidatorBuilder(dataValidationErrors).resource("loan"); |
| final JsonElement element = this.fromApiJsonHelper.parse(json); |
| boolean atLeastOneParameterPassedForUpdate = false; |
| |
| final String clientIdParameterName = "clientId"; |
| if (this.fromApiJsonHelper.parameterExists(clientIdParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final Long clientId = this.fromApiJsonHelper.extractLongNamed(clientIdParameterName, element); |
| baseDataValidator.reset().parameter(clientIdParameterName).value(clientId).notNull().integerGreaterThanZero(); |
| } |
| |
| final String groupIdParameterName = "groupId"; |
| if (this.fromApiJsonHelper.parameterExists(groupIdParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final Long groupId = this.fromApiJsonHelper.extractLongNamed(groupIdParameterName, element); |
| baseDataValidator.reset().parameter(groupIdParameterName).value(groupId).notNull().integerGreaterThanZero(); |
| } |
| |
| final String productIdParameterName = "productId"; |
| if (this.fromApiJsonHelper.parameterExists(productIdParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final Long productId = this.fromApiJsonHelper.extractLongNamed(productIdParameterName, element); |
| baseDataValidator.reset().parameter(productIdParameterName).value(productId).notNull().integerGreaterThanZero(); |
| } |
| |
| final String accountNoParameterName = "accountNo"; |
| if (this.fromApiJsonHelper.parameterExists(accountNoParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final String accountNo = this.fromApiJsonHelper.extractStringNamed(accountNoParameterName, element); |
| baseDataValidator.reset().parameter(accountNoParameterName).value(accountNo).notBlank().notExceedingLengthOf(20); |
| } |
| |
| boolean isEqualAmortization = existingLoanApplication.getLoanProductRelatedDetail().isEqualAmortization(); |
| if (this.fromApiJsonHelper.parameterExists(LoanProductConstants.IS_EQUAL_AMORTIZATION_PARAM, element)) { |
| isEqualAmortization = this.fromApiJsonHelper.extractBooleanNamed(LoanProductConstants.IS_EQUAL_AMORTIZATION_PARAM, element); |
| baseDataValidator.reset().parameter(LoanProductConstants.IS_EQUAL_AMORTIZATION_PARAM).value(isEqualAmortization).ignoreIfNull() |
| .validateForBooleanValue(); |
| if (isEqualAmortization && loanProduct.isInterestRecalculationEnabled()) { |
| throw new EqualAmortizationUnsupportedFeatureException("interest.recalculation", "interest recalculation"); |
| } |
| } |
| |
| BigDecimal fixedPrincipalPercentagePerInstallment = this.fromApiJsonHelper |
| .extractBigDecimalWithLocaleNamed(LoanApiConstants.fixedPrincipalPercentagePerInstallmentParamName, element); |
| baseDataValidator.reset().parameter(LoanApiConstants.fixedPrincipalPercentagePerInstallmentParamName) |
| .value(fixedPrincipalPercentagePerInstallment).notLessThanMin(BigDecimal.ONE).notGreaterThanMax(BigDecimal.valueOf(100)); |
| |
| final String externalIdParameterName = "externalId"; |
| if (this.fromApiJsonHelper.parameterExists(externalIdParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final String externalId = this.fromApiJsonHelper.extractStringNamed(externalIdParameterName, element); |
| baseDataValidator.reset().parameter(externalIdParameterName).value(externalId).ignoreIfNull().notExceedingLengthOf(100); |
| } |
| |
| final String fundIdParameterName = "fundId"; |
| if (this.fromApiJsonHelper.parameterExists(fundIdParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final Long fundId = this.fromApiJsonHelper.extractLongNamed(fundIdParameterName, element); |
| baseDataValidator.reset().parameter(fundIdParameterName).value(fundId).ignoreIfNull().integerGreaterThanZero(); |
| } |
| |
| final String loanOfficerIdParameterName = "loanOfficerId"; |
| if (this.fromApiJsonHelper.parameterExists(loanOfficerIdParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final Long loanOfficerId = this.fromApiJsonHelper.extractLongNamed(loanOfficerIdParameterName, element); |
| baseDataValidator.reset().parameter(loanOfficerIdParameterName).value(loanOfficerId).ignoreIfNull().integerGreaterThanZero(); |
| } |
| |
| final String transactionProcessingStrategyIdParameterName = "transactionProcessingStrategyId"; |
| if (this.fromApiJsonHelper.parameterExists(transactionProcessingStrategyIdParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final Long transactionProcessingStrategyId = this.fromApiJsonHelper |
| .extractLongNamed(transactionProcessingStrategyIdParameterName, element); |
| baseDataValidator.reset().parameter(transactionProcessingStrategyIdParameterName).value(transactionProcessingStrategyId) |
| .notNull().integerGreaterThanZero(); |
| } |
| |
| final String principalParameterName = "principal"; |
| BigDecimal principal = null; |
| if (this.fromApiJsonHelper.parameterExists(principalParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| principal = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(principalParameterName, element); |
| baseDataValidator.reset().parameter(principalParameterName).value(principal).notNull().positiveAmount(); |
| } |
| |
| final String inArrearsToleranceParameterName = "inArrearsTolerance"; |
| if (this.fromApiJsonHelper.parameterExists(inArrearsToleranceParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final BigDecimal inArrearsTolerance = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(inArrearsToleranceParameterName, |
| element); |
| baseDataValidator.reset().parameter(inArrearsToleranceParameterName).value(inArrearsTolerance).ignoreIfNull() |
| .zeroOrPositiveAmount(); |
| } |
| |
| final String loanTermFrequencyParameterName = "loanTermFrequency"; |
| if (this.fromApiJsonHelper.parameterExists(loanTermFrequencyParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final Integer loanTermFrequency = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(loanTermFrequencyParameterName, element); |
| baseDataValidator.reset().parameter(loanTermFrequencyParameterName).value(loanTermFrequency).notNull().integerGreaterThanZero(); |
| } |
| |
| final String loanTermFrequencyTypeParameterName = "loanTermFrequencyType"; |
| if (this.fromApiJsonHelper.parameterExists(loanTermFrequencyTypeParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final Integer loanTermFrequencyType = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(loanTermFrequencyTypeParameterName, |
| element); |
| baseDataValidator.reset().parameter(loanTermFrequencyTypeParameterName).value(loanTermFrequencyType).notNull().inMinMaxRange(0, |
| 3); |
| } |
| |
| final String numberOfRepaymentsParameterName = "numberOfRepayments"; |
| if (this.fromApiJsonHelper.parameterExists(numberOfRepaymentsParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final Integer numberOfRepayments = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(numberOfRepaymentsParameterName, |
| element); |
| baseDataValidator.reset().parameter(numberOfRepaymentsParameterName).value(numberOfRepayments).notNull() |
| .integerGreaterThanZero(); |
| } |
| |
| final String repaymentEveryParameterName = "repaymentEvery"; |
| if (this.fromApiJsonHelper.parameterExists(repaymentEveryParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final Integer repaymentEvery = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(repaymentEveryParameterName, element); |
| baseDataValidator.reset().parameter(repaymentEveryParameterName).value(repaymentEvery).notNull().integerGreaterThanZero(); |
| } |
| |
| final String repaymentEveryTypeParameterName = "repaymentFrequencyType"; |
| if (this.fromApiJsonHelper.parameterExists(repaymentEveryTypeParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final Integer repaymentEveryType = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(repaymentEveryTypeParameterName, |
| element); |
| baseDataValidator.reset().parameter(repaymentEveryTypeParameterName).value(repaymentEveryType).notNull().inMinMaxRange(0, 3); |
| } |
| final String repaymentFrequencyNthDayTypeParameterName = "repaymentFrequencyNthDayType"; |
| final String repaymentFrequencyDayOfWeekTypeParameterName = "repaymentFrequencyDayOfWeekType"; |
| CalendarUtils.validateNthDayOfMonthFrequency(baseDataValidator, repaymentFrequencyNthDayTypeParameterName, |
| repaymentFrequencyDayOfWeekTypeParameterName, element, this.fromApiJsonHelper); |
| |
| final String interestTypeParameterName = "interestType"; |
| Integer interestType = null; |
| if (this.fromApiJsonHelper.parameterExists(interestTypeParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| interestType = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(interestTypeParameterName, element); |
| baseDataValidator.reset().parameter(interestTypeParameterName).value(interestType).notNull().inMinMaxRange(0, 1); |
| } |
| |
| if (loanProduct.isLinkedToFloatingInterestRate()) { |
| if (isEqualAmortization) { |
| throw new EqualAmortizationUnsupportedFeatureException("floating.interest.rate", "floating interest rate"); |
| } |
| if (this.fromApiJsonHelper.parameterExists("interestRatePerPeriod", element)) { |
| baseDataValidator.reset().parameter("interestRatePerPeriod").failWithCode( |
| "not.supported.loanproduct.linked.to.floating.rate", |
| "interestRatePerPeriod param is not supported, selected Loan Product is linked with floating interest rate."); |
| } |
| |
| Boolean isFloatingInterestRate = existingLoanApplication.getIsFloatingInterestRate(); |
| if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.isFloatingInterestRate, element)) { |
| isFloatingInterestRate = this.fromApiJsonHelper.extractBooleanNamed(LoanApiConstants.isFloatingInterestRate, element); |
| atLeastOneParameterPassedForUpdate = true; |
| } |
| if (isFloatingInterestRate != null) { |
| if (isFloatingInterestRate && !loanProduct.getFloatingRates().isFloatingInterestRateCalculationAllowed()) { |
| baseDataValidator.reset().parameter(LoanApiConstants.isFloatingInterestRate).failWithCode( |
| "true.not.supported.for.selected.loanproduct", |
| "isFloatingInterestRate value of true not supported for selected Loan Product."); |
| } |
| } else { |
| baseDataValidator.reset().parameter(LoanApiConstants.isFloatingInterestRate).trueOrFalseRequired(false); |
| } |
| |
| if (interestType == null) { |
| interestType = existingLoanApplication.getLoanProductRelatedDetail().getInterestMethod().getValue(); |
| } |
| if (interestType != null && interestType.equals(InterestMethod.FLAT.getValue())) { |
| baseDataValidator.reset().parameter(interestTypeParameterName).failWithCode("should.be.0.for.selected.loan.product", |
| "interestType should be DECLINING_BALANCE for selected Loan Product as it is linked to floating rates."); |
| } |
| |
| final String interestRateDifferentialParameterName = LoanApiConstants.interestRateDifferential; |
| BigDecimal interestRateDifferential = existingLoanApplication.getInterestRateDifferential(); |
| if (this.fromApiJsonHelper.parameterExists(interestRateDifferentialParameterName, element)) { |
| interestRateDifferential = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(interestRateDifferentialParameterName, |
| element); |
| atLeastOneParameterPassedForUpdate = true; |
| } |
| baseDataValidator.reset().parameter(interestRateDifferentialParameterName).value(interestRateDifferential).notNull() |
| .zeroOrPositiveAmount().inMinAndMaxAmountRange(loanProduct.getFloatingRates().getMinDifferentialLendingRate(), |
| loanProduct.getFloatingRates().getMaxDifferentialLendingRate()); |
| |
| } else { |
| |
| if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.isFloatingInterestRate, element)) { |
| baseDataValidator.reset().parameter(LoanApiConstants.isFloatingInterestRate).failWithCode( |
| "not.supported.loanproduct.not.linked.to.floating.rate", |
| "isFloatingInterestRate param is not supported, selected Loan Product is not linked with floating interest rate."); |
| } |
| if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.interestRateDifferential, element)) { |
| baseDataValidator.reset().parameter(LoanApiConstants.interestRateDifferential).failWithCode( |
| "not.supported.loanproduct.not.linked.to.floating.rate", |
| "interestRateDifferential param is not supported, selected Loan Product is not linked with floating interest rate."); |
| } |
| |
| final String interestRatePerPeriodParameterName = "interestRatePerPeriod"; |
| BigDecimal interestRatePerPeriod = existingLoanApplication.getLoanProductRelatedDetail().getNominalInterestRatePerPeriod(); |
| if (this.fromApiJsonHelper.parameterExists(interestRatePerPeriodParameterName, element)) { |
| this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(interestRatePerPeriodParameterName, element); |
| atLeastOneParameterPassedForUpdate = true; |
| } |
| baseDataValidator.reset().parameter(interestRatePerPeriodParameterName).value(interestRatePerPeriod).notNull() |
| .zeroOrPositiveAmount(); |
| |
| } |
| |
| Integer interestCalculationPeriodType = loanProduct.getLoanProductRelatedDetail().getInterestCalculationPeriodMethod().getValue(); |
| final String interestCalculationPeriodTypeParameterName = "interestCalculationPeriodType"; |
| if (this.fromApiJsonHelper.parameterExists(interestCalculationPeriodTypeParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| interestCalculationPeriodType = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(interestCalculationPeriodTypeParameterName, |
| element); |
| baseDataValidator.reset().parameter(interestCalculationPeriodTypeParameterName).value(interestCalculationPeriodType).notNull() |
| .inMinMaxRange(0, 1); |
| } |
| |
| final String amortizationTypeParameterName = "amortizationType"; |
| Integer amortizationType = null; |
| if (this.fromApiJsonHelper.parameterExists(amortizationTypeParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| amortizationType = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(amortizationTypeParameterName, element); |
| baseDataValidator.reset().parameter(amortizationTypeParameterName).value(amortizationType).notNull().inMinMaxRange(0, 1); |
| } |
| |
| if (!Integer.valueOf(AmortizationMethod.EQUAL_PRINCIPAL.getValue()).equals(amortizationType) |
| && fixedPrincipalPercentagePerInstallment != null) { |
| baseDataValidator.reset().parameter(LoanApiConstants.fixedPrincipalPercentagePerInstallmentParamName).failWithCode( |
| "not.supported.principal.fixing.not.allowed.with.equal.installments", |
| "Principal fixing cannot be done with equal installment amortization"); |
| } |
| |
| final String expectedDisbursementDateParameterName = "expectedDisbursementDate"; |
| LocalDate expectedDisbursementDate = null; |
| if (this.fromApiJsonHelper.parameterExists(expectedDisbursementDateParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| |
| final String expectedDisbursementDateStr = this.fromApiJsonHelper.extractStringNamed(expectedDisbursementDateParameterName, |
| element); |
| baseDataValidator.reset().parameter(expectedDisbursementDateParameterName).value(expectedDisbursementDateStr).notBlank(); |
| |
| expectedDisbursementDate = this.fromApiJsonHelper.extractLocalDateNamed(expectedDisbursementDateParameterName, element); |
| baseDataValidator.reset().parameter(expectedDisbursementDateParameterName).value(expectedDisbursementDate).notNull(); |
| } |
| |
| // grace validation |
| if (this.fromApiJsonHelper.parameterExists("graceOnPrincipalPayment", element)) { |
| final Integer graceOnPrincipalPayment = this.fromApiJsonHelper.extractIntegerWithLocaleNamed("graceOnPrincipalPayment", |
| element); |
| baseDataValidator.reset().parameter("graceOnPrincipalPayment").value(graceOnPrincipalPayment).zeroOrPositiveAmount(); |
| } |
| |
| if (this.fromApiJsonHelper.parameterExists("graceOnInterestPayment", element)) { |
| final Integer graceOnInterestPayment = this.fromApiJsonHelper.extractIntegerWithLocaleNamed("graceOnInterestPayment", element); |
| baseDataValidator.reset().parameter("graceOnInterestPayment").value(graceOnInterestPayment).zeroOrPositiveAmount(); |
| } |
| |
| if (this.fromApiJsonHelper.parameterExists("graceOnInterestCharged", element)) { |
| final Integer graceOnInterestCharged = this.fromApiJsonHelper.extractIntegerWithLocaleNamed("graceOnInterestCharged", element); |
| baseDataValidator.reset().parameter("graceOnInterestCharged").value(graceOnInterestCharged).zeroOrPositiveAmount(); |
| } |
| |
| if (this.fromApiJsonHelper.parameterExists(LoanProductConstants.GRACE_ON_ARREARS_AGEING_PARAMETER_NAME, element)) { |
| final Integer graceOnArrearsAgeing = this.fromApiJsonHelper |
| .extractIntegerWithLocaleNamed(LoanProductConstants.GRACE_ON_ARREARS_AGEING_PARAMETER_NAME, element); |
| baseDataValidator.reset().parameter(LoanProductConstants.GRACE_ON_ARREARS_AGEING_PARAMETER_NAME).value(graceOnArrearsAgeing) |
| .zeroOrPositiveAmount(); |
| } |
| |
| final String interestChargedFromDateParameterName = "interestChargedFromDate"; |
| if (this.fromApiJsonHelper.parameterExists(interestChargedFromDateParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final LocalDate interestChargedFromDate = this.fromApiJsonHelper.extractLocalDateNamed(interestChargedFromDateParameterName, |
| element); |
| baseDataValidator.reset().parameter(interestChargedFromDateParameterName).value(interestChargedFromDate).ignoreIfNull(); |
| } |
| |
| final String repaymentsStartingFromDateParameterName = "repaymentsStartingFromDate"; |
| if (this.fromApiJsonHelper.parameterExists(repaymentsStartingFromDateParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final LocalDate repaymentsStartingFromDate = this.fromApiJsonHelper |
| .extractLocalDateNamed(repaymentsStartingFromDateParameterName, element); |
| baseDataValidator.reset().parameter(repaymentsStartingFromDateParameterName).value(repaymentsStartingFromDate).ignoreIfNull(); |
| if (!existingLoanApplication.getLoanTermVariations().isEmpty()) { |
| baseDataValidator.reset().failWithCodeNoParameterAddedToErrorCode("cannot.modify.application.due.to.variable.installments"); |
| } |
| } |
| |
| final String submittedOnDateParameterName = "submittedOnDate"; |
| if (this.fromApiJsonHelper.parameterExists(submittedOnDateParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final LocalDate submittedOnDate = this.fromApiJsonHelper.extractLocalDateNamed(submittedOnDateParameterName, element); |
| baseDataValidator.reset().parameter(submittedOnDateParameterName).value(submittedOnDate).notNull(); |
| } |
| |
| final String submittedOnNoteParameterName = "submittedOnNote"; |
| if (this.fromApiJsonHelper.parameterExists(submittedOnNoteParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final String submittedOnNote = this.fromApiJsonHelper.extractStringNamed(submittedOnNoteParameterName, element); |
| baseDataValidator.reset().parameter(submittedOnNoteParameterName).value(submittedOnNote).ignoreIfNull() |
| .notExceedingLengthOf(500); |
| } |
| |
| final String linkAccountIdParameterName = "linkAccountId"; |
| if (this.fromApiJsonHelper.parameterExists(submittedOnNoteParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| final Long linkAccountId = this.fromApiJsonHelper.extractLongNamed(linkAccountIdParameterName, element); |
| baseDataValidator.reset().parameter(linkAccountIdParameterName).value(linkAccountId).ignoreIfNull().longGreaterThanZero(); |
| } |
| |
| // Scorecard |
| final String scorecardParameterName = "scorecard"; |
| if (element.isJsonObject() && this.fromApiJsonHelper.parameterExists(scorecardParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| this.scorecardApiJsonHelper.validateScorecardJson(element); |
| } |
| |
| // charges |
| final String chargesParameterName = "charges"; |
| if (element.isJsonObject() && this.fromApiJsonHelper.parameterExists(chargesParameterName, element)) { |
| atLeastOneParameterPassedForUpdate = true; |
| |
| final JsonObject topLevelJsonElement = element.getAsJsonObject(); |
| final String dateFormat = this.fromApiJsonHelper.extractDateFormatParameter(topLevelJsonElement); |
| final Locale locale = this.fromApiJsonHelper.extractLocaleParameter(topLevelJsonElement); |
| |
| if (topLevelJsonElement.get(chargesParameterName).isJsonArray()) { |
| final Type arrayObjectParameterTypeOfMap = new TypeToken<Map<String, Object>>() {}.getType(); |
| final Set<String> supportedParameters = new HashSet<>( |
| Arrays.asList("id", "chargeId", "amount", "chargeTimeType", "chargeCalculationType", "dueDate")); |
| |
| final JsonArray array = topLevelJsonElement.get("charges").getAsJsonArray(); |
| for (int i = 1; i <= array.size(); i++) { |
| |
| final JsonObject loanChargeElement = array.get(i - 1).getAsJsonObject(); |
| final String arrayObjectJson = this.fromApiJsonHelper.toJson(loanChargeElement); |
| this.fromApiJsonHelper.checkForUnsupportedParameters(arrayObjectParameterTypeOfMap, arrayObjectJson, |
| supportedParameters); |
| |
| final Long chargeId = this.fromApiJsonHelper.extractLongNamed("chargeId", loanChargeElement); |
| baseDataValidator.reset().parameter("charges").parameterAtIndexArray("chargeId", i).value(chargeId).notNull() |
| .integerGreaterThanZero(); |
| |
| final BigDecimal amount = this.fromApiJsonHelper.extractBigDecimalNamed("amount", loanChargeElement, locale); |
| baseDataValidator.reset().parameter("charges").parameterAtIndexArray("amount", i).value(amount).notNull() |
| .positiveAmount(); |
| |
| this.fromApiJsonHelper.extractLocalDateNamed("dueDate", loanChargeElement, dateFormat, locale); |
| } |
| } |
| } |
| |
| final String loanTypeParameterName = "loanType"; |
| final String loanTypeStr = this.fromApiJsonHelper.extractStringNamed(loanTypeParameterName, element); |
| baseDataValidator.reset().parameter(loanTypeParameterName).value(loanTypeStr).notNull(); |
| |
| if (!StringUtils.isBlank(loanTypeStr)) { |
| final AccountType loanType = AccountType.fromName(loanTypeStr); |
| |
| if (loanType.isInvalid()) { |
| baseDataValidator.reset().parameter(loanTypeParameterName).value(loanType.getValue()).isOneOfEnumValues(AccountType.class); |
| } |
| |
| if (!loanType.isInvalid() && loanType.isIndividualAccount()) { |
| // collateral |
| final String collateralParameterName = "collateral"; |
| if (element.isJsonObject() && this.fromApiJsonHelper.parameterExists(collateralParameterName, element)) { |
| final JsonObject topLevelJsonElement = element.getAsJsonObject(); |
| final Locale locale = this.fromApiJsonHelper.extractLocaleParameter(topLevelJsonElement); |
| if (topLevelJsonElement.get("collateral").isJsonArray()) { |
| |
| final Type collateralParameterTypeOfMap = new TypeToken<Map<String, Object>>() {}.getType(); |
| final Set<String> supportedParameters = new HashSet<>(Arrays.asList("id", "clientCollateralId", "quantity")); |
| final JsonArray array = topLevelJsonElement.get("collateral").getAsJsonArray(); |
| if (array.size() > 0) { |
| BigDecimal totalAmount = BigDecimal.ZERO; |
| for (int i = 1; i <= array.size(); i++) { |
| final JsonObject collateralItemElement = array.get(i - 1).getAsJsonObject(); |
| |
| final String collateralJson = this.fromApiJsonHelper.toJson(collateralItemElement); |
| this.fromApiJsonHelper.checkForUnsupportedParameters(collateralParameterTypeOfMap, collateralJson, |
| supportedParameters); |
| |
| final Long id = this.fromApiJsonHelper.extractLongNamed("id", collateralItemElement); |
| baseDataValidator.reset().parameter("collateral").parameterAtIndexArray("id", i).value(id).ignoreIfNull(); |
| |
| final Long clientCollateralId = this.fromApiJsonHelper.extractLongNamed("clientCollateralId", |
| collateralItemElement); |
| baseDataValidator.reset().parameter("collateral").parameterAtIndexArray("clientCollateralId", i) |
| .value(clientCollateralId).notNull().integerGreaterThanZero(); |
| |
| final BigDecimal quantity = this.fromApiJsonHelper.extractBigDecimalNamed("quantity", collateralItemElement, |
| locale); |
| baseDataValidator.reset().parameter("collateral").parameterAtIndexArray("quantity", i).value(quantity) |
| .notNull().positiveAmount(); |
| |
| if (clientCollateralId != null || quantity != null) { |
| BigDecimal baseAmount = this.clientCollateralManagementRepositoryWrapper |
| .getCollateral(clientCollateralId).getCollaterals().getBasePrice(); |
| BigDecimal pctToBase = this.clientCollateralManagementRepositoryWrapper |
| .getCollateral(clientCollateralId).getCollaterals().getPctToBase(); |
| BigDecimal total = baseAmount.multiply(pctToBase).multiply(quantity); |
| totalAmount = totalAmount.add(total); |
| } |
| } |
| if (principal != null) { |
| if (principal.compareTo(totalAmount) > 0) { |
| throw new InvalidAmountOfCollaterals(totalAmount); |
| } |
| } |
| } |
| } else { |
| baseDataValidator.reset().parameter(collateralParameterName).expectedArrayButIsNot(); |
| } |
| } |
| } |
| } |
| |
| boolean meetingIdRequired = false; |
| // validate syncDisbursement |
| final String syncDisbursementParameterName = "syncDisbursementWithMeeting"; |
| if (this.fromApiJsonHelper.parameterExists(syncDisbursementParameterName, element)) { |
| final Boolean syncDisbursement = this.fromApiJsonHelper.extractBooleanNamed(syncDisbursementParameterName, element); |
| if (syncDisbursement == null) { |
| baseDataValidator.reset().parameter(syncDisbursementParameterName).value(syncDisbursement).trueOrFalseRequired(false); |
| } else if (syncDisbursement.booleanValue()) { |
| meetingIdRequired = true; |
| } |
| } |
| |
| final String calendarIdParameterName = "calendarId"; |
| // if disbursement is synced then must have a meeting (calendar) |
| if (meetingIdRequired || this.fromApiJsonHelper.parameterExists(calendarIdParameterName, element)) { |
| final Long calendarId = this.fromApiJsonHelper.extractLongNamed(calendarIdParameterName, element); |
| baseDataValidator.reset().parameter(calendarIdParameterName).value(calendarId).notNull().integerGreaterThanZero(); |
| } |
| |
| if (!atLeastOneParameterPassedForUpdate) { |
| final Object forceError = null; |
| baseDataValidator.reset().anyOfNotNull(forceError); |
| } |
| |
| if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.emiAmountParameterName, element)) { |
| if (!(loanProduct.canDefineInstallmentAmount() || loanProduct.isMultiDisburseLoan())) { |
| List<String> unsupportedParameterList = new ArrayList<>(); |
| unsupportedParameterList.add(LoanApiConstants.emiAmountParameterName); |
| throw new UnsupportedParameterException(unsupportedParameterList); |
| } |
| if (isEqualAmortization) { |
| throw new EqualAmortizationUnsupportedFeatureException("fixed.emi", "fixed emi"); |
| } |
| final BigDecimal emiAnount = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(LoanApiConstants.emiAmountParameterName, |
| element); |
| baseDataValidator.reset().parameter(LoanApiConstants.emiAmountParameterName).value(emiAnount).ignoreIfNull().positiveAmount(); |
| } |
| |
| if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.maxOutstandingBalanceParameterName, element)) { |
| final BigDecimal maxOutstandingBalance = this.fromApiJsonHelper |
| .extractBigDecimalWithLocaleNamed(LoanApiConstants.maxOutstandingBalanceParameterName, element); |
| baseDataValidator.reset().parameter(LoanApiConstants.maxOutstandingBalanceParameterName).value(maxOutstandingBalance) |
| .ignoreIfNull().positiveAmount(); |
| } |
| |
| if (loanProduct.canUseForTopup()) { |
| if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.isTopup, element)) { |
| final Boolean isTopup = this.fromApiJsonHelper.extractBooleanNamed(LoanApiConstants.isTopup, element); |
| baseDataValidator.reset().parameter(LoanApiConstants.isTopup).value(isTopup).ignoreIfNull().validateForBooleanValue(); |
| |
| if (isTopup != null && isTopup) { |
| final Long loanId = this.fromApiJsonHelper.extractLongNamed(LoanApiConstants.loanIdToClose, element); |
| baseDataValidator.reset().parameter(LoanApiConstants.loanIdToClose).value(loanId).notNull().longGreaterThanZero(); |
| } |
| } |
| } |
| |
| validateLoanMultiDisbursementDate(element, baseDataValidator, expectedDisbursementDate, principal); |
| validatePartialPeriodSupport(interestCalculationPeriodType, baseDataValidator, element, loanProduct); |
| |
| if (!dataValidationErrors.isEmpty()) { |
| throw new PlatformApiDataValidationException("validation.msg.validation.errors.exist", "Validation errors exist.", |
| dataValidationErrors); |
| } |
| } |
| |
| public void validateForUndo(final String json) { |
| if (StringUtils.isBlank(json)) { |
| throw new InvalidJsonException(); |
| } |
| |
| final Set<String> undoSupportedParameters = new HashSet<>(Arrays.asList("note")); |
| final Type typeOfMap = new TypeToken<Map<String, Object>>() {}.getType(); |
| this.fromApiJsonHelper.checkForUnsupportedParameters(typeOfMap, json, undoSupportedParameters); |
| |
| final List<ApiParameterError> dataValidationErrors = new ArrayList<>(); |
| final DataValidatorBuilder baseDataValidator = new DataValidatorBuilder(dataValidationErrors).resource("loanapplication.undo"); |
| final JsonElement element = this.fromApiJsonHelper.parse(json); |
| |
| final String note = "note"; |
| if (this.fromApiJsonHelper.parameterExists(note, element)) { |
| final String noteText = this.fromApiJsonHelper.extractStringNamed(note, element); |
| baseDataValidator.reset().parameter(note).value(noteText).notExceedingLengthOf(1000); |
| } |
| |
| if (!dataValidationErrors.isEmpty()) { |
| throw new PlatformApiDataValidationException(dataValidationErrors); |
| } |
| } |
| |
| public void validateMinMaxConstraintValues(final JsonElement element, final LoanProduct loanProduct) { |
| |
| final List<ApiParameterError> dataValidationErrors = new ArrayList<>(); |
| final DataValidatorBuilder baseDataValidator = new DataValidatorBuilder(dataValidationErrors).resource("loan"); |
| |
| final BigDecimal minPrincipal = loanProduct.getMinPrincipalAmount().getAmount(); |
| final BigDecimal maxPrincipal = loanProduct.getMaxPrincipalAmount().getAmount(); |
| final String principalParameterName = "principal"; |
| |
| if (this.fromApiJsonHelper.parameterExists(principalParameterName, element)) { |
| final BigDecimal principal = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(principalParameterName, element); |
| baseDataValidator.reset().parameter(principalParameterName).value(principal).notNull().positiveAmount() |
| .inMinAndMaxAmountRange(minPrincipal, maxPrincipal); |
| } |
| |
| if (!dataValidationErrors.isEmpty()) { |
| throw new PlatformApiDataValidationException("validation.msg.validation.errors.exist", "Validation errors exist.", |
| dataValidationErrors); |
| } |
| } |
| |
| public void validateLoanTermAndRepaidEveryValues(final Integer loanTermFrequency, final Integer loanTermFrequencyType, |
| final Integer numberOfRepayments, final Integer repaymentEvery, final Integer repaymentEveryType, final Loan loan) { |
| final List<ApiParameterError> dataValidationErrors = new ArrayList<>(); |
| this.apiJsonHelper.validateSelectedPeriodFrequencyTypeIsTheSame(dataValidationErrors, loanTermFrequency, loanTermFrequencyType, |
| numberOfRepayments, repaymentEvery, repaymentEveryType); |
| |
| /** |
| * For multi-disbursal loans where schedules are auto-generated based on a fixed EMI, ensure the number of |
| * repayments is within the permissible range defined by the loan product |
| **/ |
| if (loan.getFixedEmiAmount() != null) { |
| Integer minimumNoOfRepayments = loan.loanProduct().getMinNumberOfRepayments(); |
| Integer maximumNoOfRepayments = loan.loanProduct().getMaxNumberOfRepayments(); |
| Integer actualNumberOfRepayments = loan.getLoanRepaymentScheduleInstallmentsSize(); |
| // validate actual number of repayments is > minimum number of |
| // repayments |
| if (minimumNoOfRepayments != null && minimumNoOfRepayments != 0 && actualNumberOfRepayments < minimumNoOfRepayments) { |
| final ApiParameterError error = ApiParameterError.generalError( |
| "validation.msg.loan.numberOfRepayments.lesser.than.minimumNumberOfRepayments", |
| "The total number of calculated repayments for this loan " + actualNumberOfRepayments |
| + " is lesser than the allowed minimum of " + minimumNoOfRepayments, |
| actualNumberOfRepayments, minimumNoOfRepayments); |
| dataValidationErrors.add(error); |
| } |
| |
| // validate actual number of repayments is < maximum number of |
| // repayments |
| if (maximumNoOfRepayments != null && maximumNoOfRepayments != 0 && actualNumberOfRepayments > maximumNoOfRepayments) { |
| final ApiParameterError error = ApiParameterError.generalError( |
| "validation.msg.loan.numberOfRepayments.greater.than.maximumNumberOfRepayments", |
| "The total number of calculated repayments for this loan " + actualNumberOfRepayments |
| + " is greater than the allowed maximum of " + maximumNoOfRepayments, |
| actualNumberOfRepayments, maximumNoOfRepayments); |
| dataValidationErrors.add(error); |
| } |
| |
| } |
| if (!dataValidationErrors.isEmpty()) { |
| throw new PlatformApiDataValidationException("validation.msg.validation.errors.exist", "Validation errors exist.", |
| dataValidationErrors); |
| } |
| } |
| |
| public void validatelinkedSavingsAccount(final SavingsAccount savingsAccount, final Loan loanApplication) { |
| final List<ApiParameterError> dataValidationErrors = new ArrayList<>(); |
| if (savingsAccount.isNotActive()) { |
| final ApiParameterError error = ApiParameterError.parameterError("validation.msg.loan.linked.savings.account.is.not.active", |
| "Linked Savings account with id:" + savingsAccount.getId() + " is not in active state", "linkAccountId", |
| savingsAccount.getId()); |
| dataValidationErrors.add(error); |
| } else if (!loanApplication.getClientId().equals(savingsAccount.clientId())) { |
| final ApiParameterError error = ApiParameterError.parameterError( |
| "validation.msg.loan.linked.savings.account.not.belongs.to.same.client", |
| "Linked Savings account with id:" + savingsAccount.getId() + " is not belongs to the same client", "linkAccountId", |
| savingsAccount.getId()); |
| dataValidationErrors.add(error); |
| } |
| if (!dataValidationErrors.isEmpty()) { |
| throw new PlatformApiDataValidationException("validation.msg.validation.errors.exist", "Validation errors exist.", |
| dataValidationErrors); |
| } |
| } |
| |
| private void validateDisbursementsAreDatewiseOrdered(JsonElement element, final DataValidatorBuilder baseDataValidator) { |
| final JsonObject topLevelJsonElement = element.getAsJsonObject(); |
| final Locale locale = this.fromApiJsonHelper.extractLocaleParameter(topLevelJsonElement); |
| final String dateFormat = this.fromApiJsonHelper.extractDateFormatParameter(topLevelJsonElement); |
| final JsonArray variationArray = this.fromApiJsonHelper.extractJsonArrayNamed(LoanApiConstants.disbursementDataParameterName, |
| element); |
| if (variationArray != null) { |
| for (int i = 0; i < variationArray.size(); i++) { |
| final JsonObject jsonObject1 = variationArray.get(i).getAsJsonObject(); |
| if (jsonObject1.has(LoanApiConstants.disbursementDateParameterName)) { |
| LocalDate date1 = this.fromApiJsonHelper.extractLocalDateNamed(LoanApiConstants.disbursementDateParameterName, |
| jsonObject1, dateFormat, locale); |
| |
| for (int j = i + 1; j < variationArray.size(); j++) { |
| final JsonObject jsonObject2 = variationArray.get(j).getAsJsonObject(); |
| if (jsonObject2.has(LoanApiConstants.disbursementDateParameterName)) { |
| LocalDate date2 = this.fromApiJsonHelper.extractLocalDateNamed(LoanApiConstants.disbursementDateParameterName, |
| jsonObject2, dateFormat, locale); |
| if (date1.isAfter(date2)) { |
| baseDataValidator.reset().parameter(LoanApiConstants.disbursementDataParameterName) |
| .failWithCode(LoanApiConstants.DISBURSEMENT_DATES_NOT_IN_ORDER); |
| } |
| } |
| } |
| } |
| |
| } |
| } |
| } |
| |
| public void validateLoanMultiDisbursementDate(final JsonElement element, final DataValidatorBuilder baseDataValidator, |
| LocalDate expectedDisbursement, BigDecimal totalPrincipal) { |
| |
| this.validateDisbursementsAreDatewiseOrdered(element, baseDataValidator); |
| |
| final JsonObject topLevelJsonElement = element.getAsJsonObject(); |
| final Locale locale = this.fromApiJsonHelper.extractLocaleParameter(topLevelJsonElement); |
| final String dateFormat = this.fromApiJsonHelper.extractDateFormatParameter(topLevelJsonElement); |
| if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.disbursementDataParameterName, element) && expectedDisbursement != null |
| && totalPrincipal != null) { |
| |
| BigDecimal tatalDisbursement = BigDecimal.ZERO; |
| final JsonArray variationArray = this.fromApiJsonHelper.extractJsonArrayNamed(LoanApiConstants.disbursementDataParameterName, |
| element); |
| List<LocalDate> expectedDisbursementDates = new ArrayList<>(); |
| if (variationArray != null && variationArray.size() > 0) { |
| if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.isEqualAmortizationParam, element)) { |
| boolean isEqualAmortization = this.fromApiJsonHelper.extractBooleanNamed(LoanApiConstants.isEqualAmortizationParam, |
| element); |
| if (isEqualAmortization) { |
| throw new EqualAmortizationUnsupportedFeatureException("tranche.disbursal", "tranche disbursal"); |
| } |
| } |
| int i = 0; |
| do { |
| final JsonObject jsonObject = variationArray.get(i).getAsJsonObject(); |
| LocalDate expectedDisbursementDate = this.fromApiJsonHelper |
| .extractLocalDateNamed(LoanApiConstants.disbursementDateParameterName, jsonObject, dateFormat, locale); |
| baseDataValidator.reset().parameter(LoanApiConstants.disbursementDataParameterName) |
| .parameterAtIndexArray(LoanApiConstants.disbursementDateParameterName, i).value(expectedDisbursementDate) |
| .notNull(); |
| if (i == 0 && expectedDisbursementDate != null && !expectedDisbursement.equals(expectedDisbursementDate)) { |
| baseDataValidator.reset().parameter(LoanApiConstants.disbursementDateParameterName) |
| .failWithCode(LoanApiConstants.DISBURSEMENT_DATE_START_WITH_ERROR); |
| } else if (i > 0 && expectedDisbursementDate != null && expectedDisbursementDate.isBefore(expectedDisbursement)) { |
| baseDataValidator.reset().parameter(LoanApiConstants.disbursementDataParameterName) |
| .failWithCode(LoanApiConstants.DISBURSEMENT_DATE_BEFORE_ERROR); |
| } |
| |
| if (expectedDisbursementDate != null && expectedDisbursementDates.contains(expectedDisbursementDate)) { |
| baseDataValidator.reset().parameter(LoanApiConstants.disbursementDateParameterName) |
| .failWithCode(LoanApiConstants.DISBURSEMENT_DATE_UNIQUE_ERROR); |
| } |
| expectedDisbursementDates.add(expectedDisbursementDate); |
| |
| BigDecimal principal = this.fromApiJsonHelper |
| .extractBigDecimalNamed(LoanApiConstants.disbursementPrincipalParameterName, jsonObject, locale); |
| baseDataValidator.reset().parameter(LoanApiConstants.disbursementDataParameterName) |
| .parameterAtIndexArray(LoanApiConstants.disbursementPrincipalParameterName, i).value(principal).notBlank(); |
| if (principal != null) { |
| tatalDisbursement = tatalDisbursement.add(principal); |
| } |
| i++; |
| } while (i < variationArray.size()); |
| |
| if (tatalDisbursement.compareTo(totalPrincipal) > 0) { |
| baseDataValidator.reset().parameter(LoanApiConstants.disbursementPrincipalParameterName) |
| .failWithCode(LoanApiConstants.APPROVED_AMOUNT_IS_LESS_THAN_SUM_OF_TRANCHES); |
| } |
| final String interestTypeParameterName = "interestType"; |
| final Integer interestType = this.fromApiJsonHelper.extractIntegerSansLocaleNamed(interestTypeParameterName, element); |
| baseDataValidator.reset().parameter(interestTypeParameterName).value(interestType).ignoreIfNull() |
| .integerSameAsNumber(InterestMethod.DECLINING_BALANCE.getValue()); |
| |
| } |
| |
| } |
| |
| } |
| |
| public void validateLoanCharges(final Set<LoanCharge> charges, final List<ApiParameterError> dataValidationErrors) { |
| if (charges == null) { |
| return; |
| } |
| final DataValidatorBuilder baseDataValidator = new DataValidatorBuilder(dataValidationErrors).resource("loan"); |
| for (LoanCharge loanCharge : charges) { |
| String errorcode = null; |
| switch (loanCharge.getChargeCalculation()) { |
| case PERCENT_OF_AMOUNT: |
| if (loanCharge.isInstalmentFee()) { |
| errorcode = "installment." + LoanApiConstants.LOAN_CHARGE_CAN_NOT_BE_ADDED_WITH_PRINCIPAL_CALCULATION_TYPE; |
| |
| } |
| break; |
| case PERCENT_OF_AMOUNT_AND_INTEREST: |
| if (loanCharge.isInstalmentFee()) { |
| errorcode = "installment." + LoanApiConstants.LOAN_CHARGE_CAN_NOT_BE_ADDED_WITH_PRINCIPAL_CALCULATION_TYPE; |
| } else if (loanCharge.isSpecifiedDueDate()) { |
| errorcode = "specific." + LoanApiConstants.LOAN_CHARGE_CAN_NOT_BE_ADDED_WITH_INTEREST_CALCULATION_TYPE; |
| } |
| break; |
| case PERCENT_OF_INTEREST: |
| if (loanCharge.isSpecifiedDueDate()) { |
| errorcode = "specific." + LoanApiConstants.LOAN_CHARGE_CAN_NOT_BE_ADDED_WITH_INTEREST_CALCULATION_TYPE; |
| } |
| break; |
| |
| default: |
| break; |
| } |
| if (errorcode != null) { |
| baseDataValidator.reset().parameter("charges").failWithCode(errorcode); |
| } |
| } |
| } |
| |
| public void validateLoanForInterestRecalculation(final Loan loan) { |
| final List<ApiParameterError> dataValidationErrors = new ArrayList<>(); |
| |
| validateLoanCharges(loan.charges(), dataValidationErrors); |
| if (!dataValidationErrors.isEmpty()) { |
| throw new PlatformApiDataValidationException(dataValidationErrors); |
| } |
| } |
| |
| public void validateLoanForCollaterals(final Loan loan, final BigDecimal total) { |
| String errorCode = ""; |
| final List<ApiParameterError> dataValidationErrors = new ArrayList<>(); |
| final DataValidatorBuilder baseDataValidator = new DataValidatorBuilder(dataValidationErrors).resource("loan"); |
| if (loan.getProposedPrincipal().compareTo(total) >= 0) { |
| errorCode = LoanApiConstants.LOAN_COLLATERAL_TOTAL_VALUE_SHOULD_BE_SUFFICIENT; |
| baseDataValidator.reset().parameter("collaterals").failWithCode(errorCode); |
| } |
| |
| if (!dataValidationErrors.isEmpty()) { |
| throw new PlatformApiDataValidationException(dataValidationErrors); |
| } |
| } |
| |
| private void validatePartialPeriodSupport(final Integer interestCalculationPeriodType, final DataValidatorBuilder baseDataValidator, |
| final JsonElement element, final LoanProduct loanProduct) { |
| if (interestCalculationPeriodType != null) { |
| final InterestCalculationPeriodMethod interestCalculationPeriodMethod = InterestCalculationPeriodMethod |
| .fromInt(interestCalculationPeriodType); |
| boolean considerPartialPeriodUpdates = interestCalculationPeriodMethod.isDaily() ? interestCalculationPeriodMethod.isDaily() |
| : loanProduct.getLoanProductRelatedDetail().isAllowPartialPeriodInterestCalcualtion(); |
| if (this.fromApiJsonHelper.parameterExists(LoanProductConstants.ALLOW_PARTIAL_PERIOD_INTEREST_CALCUALTION_PARAM_NAME, |
| element)) { |
| final Boolean considerPartialInterestEnabled = this.fromApiJsonHelper |
| .extractBooleanNamed(LoanProductConstants.ALLOW_PARTIAL_PERIOD_INTEREST_CALCUALTION_PARAM_NAME, element); |
| baseDataValidator.reset().parameter(LoanProductConstants.ALLOW_PARTIAL_PERIOD_INTEREST_CALCUALTION_PARAM_NAME) |
| .value(considerPartialInterestEnabled).notNull().isOneOfTheseValues(true, false); |
| boolean considerPartialPeriods = considerPartialInterestEnabled == null ? false : considerPartialInterestEnabled; |
| if (interestCalculationPeriodMethod.isDaily()) { |
| if (considerPartialPeriods) { |
| baseDataValidator.reset().parameter(LoanProductConstants.ALLOW_PARTIAL_PERIOD_INTEREST_CALCUALTION_PARAM_NAME) |
| .failWithCode("not.supported.for.daily.calcualtions"); |
| } |
| } else { |
| considerPartialPeriodUpdates = considerPartialPeriods; |
| } |
| } |
| |
| if (!considerPartialPeriodUpdates) { |
| if (loanProduct.isInterestRecalculationEnabled()) { |
| baseDataValidator.reset().parameter(LoanProductConstants.IS_INTEREST_RECALCULATION_ENABLED_PARAMETER_NAME) |
| .failWithCode("not.supported.for.selected.interest.calcualtion.type"); |
| } |
| |
| if (loanProduct.isMultiDisburseLoan()) { |
| baseDataValidator.reset().parameter(LoanProductConstants.MULTI_DISBURSE_LOAN_PARAMETER_NAME) |
| .failWithCode("not.supported.for.selected.interest.calcualtion.type"); |
| } |
| |
| if (loanProduct.allowVariabeInstallments()) { |
| baseDataValidator.reset().parameter(LoanProductConstants.allowVariableInstallmentsParamName) |
| .failWithCode("not.supported.for.selected.interest.calcualtion.type"); |
| } |
| |
| if (loanProduct.isLinkedToFloatingInterestRate()) { |
| baseDataValidator.reset().parameter("isLinkedToFloatingInterestRates") |
| .failWithCode("not.supported.for.selected.interest.calcualtion.type"); |
| } |
| } |
| |
| } |
| } |
| |
| } |
