FINERACT-1971: Auto down payment disbursement to savings not affecting linked account
diff --git a/fineract-provider/src/main/java/org/apache/fineract/portfolio/account/domain/AccountTransferType.java b/fineract-provider/src/main/java/org/apache/fineract/portfolio/account/domain/AccountTransferType.java
index 8efb15e..536fad1 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/portfolio/account/domain/AccountTransferType.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/portfolio/account/domain/AccountTransferType.java
@@ -27,7 +27,8 @@
ACCOUNT_TRANSFER(1, "accountTransferType.account.transfer"), //
LOAN_REPAYMENT(2, "accountTransferType.loan.repayment"), //
CHARGE_PAYMENT(3, "accountTransferType.charge.payment"), //
- INTEREST_TRANSFER(4, "accountTransferType.interest.transfer"); //
+ INTEREST_TRANSFER(4, "accountTransferType.interest.transfer"), //
+ LOAN_DOWN_PAYMENT(5, "accountTransferType.loan.downpayment"); //
private final Integer value;
private final String code;
@@ -48,6 +49,9 @@
case 4:
enumeration = AccountTransferType.INTEREST_TRANSFER;
break;
+ case 5:
+ enumeration = AccountTransferType.LOAN_DOWN_PAYMENT;
+ break;
}
return enumeration;
}
@@ -84,4 +88,9 @@
public boolean isInterestTransfer() {
return this.value.equals(AccountTransferType.INTEREST_TRANSFER.getValue());
}
+
+ public boolean isLoanDownPayment() {
+ return this.value.equals(AccountTransferType.LOAN_DOWN_PAYMENT.getValue());
+ }
+
}
diff --git a/fineract-provider/src/main/java/org/apache/fineract/portfolio/account/service/AccountTransferEnumerations.java b/fineract-provider/src/main/java/org/apache/fineract/portfolio/account/service/AccountTransferEnumerations.java
index 14a3b09..9918579 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/portfolio/account/service/AccountTransferEnumerations.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/portfolio/account/service/AccountTransferEnumerations.java
@@ -107,6 +107,11 @@
optionData = new EnumOptionData(AccountTransferType.INTEREST_TRANSFER.getValue().longValue(),
AccountTransferType.INTEREST_TRANSFER.getCode(), "Interest Transfer");
break;
+ case LOAN_DOWN_PAYMENT:
+ optionData = new EnumOptionData(AccountTransferType.LOAN_DOWN_PAYMENT.getValue().longValue(),
+ AccountTransferType.LOAN_DOWN_PAYMENT.getCode(), "Loan Down Payment");
+ break;
+
}
}
return optionData;
diff --git a/fineract-provider/src/main/java/org/apache/fineract/portfolio/account/service/AccountTransfersWritePlatformServiceImpl.java b/fineract-provider/src/main/java/org/apache/fineract/portfolio/account/service/AccountTransfersWritePlatformServiceImpl.java
index ca2305c..58dfc01 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/portfolio/account/service/AccountTransfersWritePlatformServiceImpl.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/portfolio/account/service/AccountTransfersWritePlatformServiceImpl.java
@@ -329,6 +329,16 @@
accountTransferDTO.getPaymentDetail(), null, externalId, accountTransferDTO.getToTransferType(),
accountTransferDTO.getLoanInstallmentNumber());
+ } else if (AccountTransferType.fromInt(accountTransferDTO.getTransferType()).isLoanDownPayment()) {
+ final boolean isRecoveryRepayment = false;
+ final Boolean isHolidayValidationDone = false;
+ final HolidayDetailDTO holidayDetailDto = null;
+ final String chargeRefundChargeType = null;
+ loanTransaction = this.loanAccountDomainService.makeRepayment(LoanTransactionType.DOWN_PAYMENT, toLoanAccount,
+ accountTransferDTO.getTransactionDate(), accountTransferDTO.getTransactionAmount(),
+ accountTransferDTO.getPaymentDetail(), null, externalId, isRecoveryRepayment, chargeRefundChargeType,
+ isAccountTransfer, holidayDetailDto, isHolidayValidationDone);
+ toLoanAccount = loanTransaction.getLoan();
} else {
final boolean isRecoveryRepayment = false;
final Boolean isHolidayValidationDone = false;
diff --git a/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanWritePlatformServiceJpaRepositoryImpl.java b/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanWritePlatformServiceJpaRepositoryImpl.java
index 5bb617b..b3a9798 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanWritePlatformServiceJpaRepositoryImpl.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanWritePlatformServiceJpaRepositoryImpl.java
@@ -59,6 +59,7 @@
import org.apache.fineract.infrastructure.core.serialization.FromJsonHelper;
import org.apache.fineract.infrastructure.core.service.DateUtils;
import org.apache.fineract.infrastructure.core.service.ExternalIdFactory;
+import org.apache.fineract.infrastructure.core.service.MathUtil;
import org.apache.fineract.infrastructure.dataqueries.data.EntityTables;
import org.apache.fineract.infrastructure.dataqueries.data.StatusEnum;
import org.apache.fineract.infrastructure.dataqueries.service.EntityDatatableChecksWritePlatformService;
@@ -384,6 +385,8 @@
Money amountBeforeAdjust = loan.getPrincipal();
boolean canDisburse = loan.canDisburse(actualDisbursementDate);
ChangedTransactionDetail changedTransactionDetail = null;
+ final Locale locale = command.extractLocale();
+ final DateTimeFormatter fmt = DateTimeFormatter.ofPattern(command.dateFormat()).withLocale(locale);
if (canDisburse) {
// Get netDisbursalAmount from disbursal screen field.
@@ -458,7 +461,31 @@
}
loan.adjustNetDisbursalAmount(amountToDisburse.getAmount());
if (loan.isAutoRepaymentForDownPaymentEnabled()) {
- loanDownPaymentHandlerService.handleDownPayment(scheduleGeneratorDTO, command, amountToDisburse, loan);
+ // updating linked savings account for auto down payment transaction for disbursement to savings account
+ if (isAccountTransfer && loan.shouldCreateStandingInstructionAtDisbursement()) {
+ final PortfolioAccountData linkedSavingsAccountData = this.accountAssociationsReadPlatformService
+ .retriveLoanLinkedAssociation(loanId);
+ final SavingsAccount fromSavingsAccount = null;
+ final boolean isRegularTransaction = true;
+ final boolean isExceptionForBalanceCheck = false;
+
+ BigDecimal disbursedAmountPercentageForDownPayment = loan.getLoanRepaymentScheduleDetail()
+ .getDisbursedAmountPercentageForDownPayment();
+ Money downPaymentMoney = Money.of(loan.getCurrency(),
+ MathUtil.percentageOf(amountToDisburse.getAmount(), disbursedAmountPercentageForDownPayment, 19));
+
+ final AccountTransferDTO accountTransferDTO = new AccountTransferDTO(actualDisbursementDate,
+ downPaymentMoney.getAmount(), PortfolioAccountType.SAVINGS, PortfolioAccountType.LOAN,
+ linkedSavingsAccountData.getId(), loan.getId(),
+ "To loan " + loan.getAccountNumber() + " from savings " + linkedSavingsAccountData.getAccountNo()
+ + " Standing instruction transfer ",
+ locale, fmt, null, null, LoanTransactionType.DOWN_PAYMENT.getValue(), null, null,
+ AccountTransferType.LOAN_DOWN_PAYMENT.getValue(), null, null, ExternalId.empty(), null, null,
+ fromSavingsAccount, isRegularTransaction, isExceptionForBalanceCheck);
+ this.accountTransfersWritePlatformService.transferFunds(accountTransferDTO);
+ } else {
+ loanDownPaymentHandlerService.handleDownPayment(scheduleGeneratorDTO, command, amountToDisburse, loan);
+ }
}
}
if (!changes.isEmpty()) {
@@ -498,9 +525,6 @@
businessEventNotifierService.notifyPostBusinessEvent(new LoanAccrualTransactionCreatedBusinessEvent(savedLoanTransaction));
}
}
-
- final Locale locale = command.extractLocale();
- final DateTimeFormatter fmt = DateTimeFormatter.ofPattern(command.dateFormat()).withLocale(locale);
for (final Map.Entry<Long, BigDecimal> entrySet : disBuLoanCharges.entrySet()) {
final PortfolioAccountData savingAccountData = this.accountAssociationsReadPlatformService.retriveLoanLinkedAssociation(loanId);
final SavingsAccount fromSavingsAccount = null;
diff --git a/integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanAccountDisbursementToSavingsWithAutoDownPaymentTest.java b/integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanAccountDisbursementToSavingsWithAutoDownPaymentTest.java
new file mode 100644
index 0000000..e95f6ef
--- /dev/null
+++ b/integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanAccountDisbursementToSavingsWithAutoDownPaymentTest.java
@@ -0,0 +1,255 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.integrationtests;
+
+import static org.junit.jupiter.api.Assertions.assertEquals;
+import static org.junit.jupiter.api.Assertions.assertNotNull;
+import static org.junit.jupiter.api.Assertions.assertTrue;
+
+import java.math.BigDecimal;
+import java.time.LocalDate;
+import java.util.ArrayList;
+import java.util.HashMap;
+import java.util.List;
+import java.util.Map;
+import java.util.UUID;
+import org.apache.fineract.accounting.common.AccountingConstants;
+import org.apache.fineract.client.models.GetLoanProductsProductIdResponse;
+import org.apache.fineract.client.models.GetSavingsAccountTransactionsPageItem;
+import org.apache.fineract.client.models.PostLoanProductsRequest;
+import org.apache.fineract.client.models.PostLoanProductsResponse;
+import org.apache.fineract.client.models.PostLoansLoanIdRequest;
+import org.apache.fineract.client.models.PostLoansLoanIdResponse;
+import org.apache.fineract.client.models.SavingsAccountTransactionsSearchResponse;
+import org.apache.fineract.infrastructure.core.service.MathUtil;
+import org.apache.fineract.integrationtests.common.ClientHelper;
+import org.apache.fineract.integrationtests.common.CommonConstants;
+import org.apache.fineract.integrationtests.common.accounting.FinancialActivityAccountHelper;
+import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder;
+import org.apache.fineract.integrationtests.common.savings.SavingsAccountHelper;
+import org.apache.fineract.integrationtests.common.savings.SavingsProductHelper;
+import org.junit.jupiter.api.AfterEach;
+import org.junit.jupiter.api.Assertions;
+import org.junit.jupiter.api.Test;
+
+public class LoanAccountDisbursementToSavingsWithAutoDownPaymentTest extends BaseLoanIntegrationTest {
+
+ public static final BigDecimal DOWN_PAYMENT_PERCENTAGE = new BigDecimal(25);
+
+ @Test
+ public void loanDisbursementToSavingsWithAutoDownPaymentAndStandingInstructionsTest() {
+ runAt("01 March 2023", () -> {
+
+ // loan external Id
+ String loanExternalIdStr = UUID.randomUUID().toString();
+
+ // Create Client
+ Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId();
+
+ // Create Loan Product
+ Long loanProductId = createLoanProductWithMultiDisbursalAndRepaymentsWithEnableDownPayment();
+
+ SavingsAccountHelper savingsAccountHelper = new SavingsAccountHelper(requestSpec, responseSpec);
+
+ // Create approve and activate savings account
+ Integer savingsAccountId = createApproveActivateSavingsAccountDailyPosting(clientId.intValue(), "01 March 2023",
+ savingsAccountHelper);
+
+ // create Financial Activity Mapping for Liability Transfer
+ mapLiabilityTransferFinancialActivity(loanProductId);
+
+ // Apply and Approve Loan
+ Long loanId = createLoanWithLinkedAccountAndStandingInstructions(clientId.intValue(), loanProductId, savingsAccountId,
+ loanExternalIdStr);
+
+ // disburse to savings
+ PostLoansLoanIdResponse responseLoanDisburseToSavings = loanTransactionHelper.disburseToSavingsLoan(loanExternalIdStr,
+ new PostLoansLoanIdRequest().actualDisbursementDate("01 March 2023").transactionAmount(new BigDecimal("1000"))
+ .locale("en").dateFormat("dd MMMM yyyy"));
+
+ assertEquals(loanExternalIdStr, responseLoanDisburseToSavings.getResourceExternalId());
+
+ // verify repayment schedule
+ verifyRepaymentSchedule(loanId, //
+ installment(0, null, "01 March 2023"), //
+ installment(250.0, true, "01 March 2023"), //
+ installment(250.0, false, "16 March 2023"), //
+ installment(250.0, false, "31 March 2023"), //
+ installment(250.0, false, "15 April 2023")//
+ );
+
+ // verify Disbursement Transaction is account transfer
+ verifyTransactionIsAccountTransfer(LocalDate.of(2023, 3, 1), 1000.0f, loanId.intValue(), "disbursement");
+
+ // verify Down payment Transaction is account transfer
+ verifyTransactionIsAccountTransfer(LocalDate.of(2023, 3, 1), 250.0f, loanId.intValue(), "downPayment");
+
+ // verify savings transactions
+ verifySavingsTransactions(savingsAccountId, savingsAccountHelper);
+
+ });
+ }
+
+ private void verifySavingsTransactions(final Integer savingsId, final SavingsAccountHelper savingsAccountHelper) {
+ Map<String, Object> queryParams = new HashMap<>();
+ SavingsAccountTransactionsSearchResponse transactionsResponse = savingsAccountHelper.searchSavingsTransactions(savingsId,
+ queryParams);
+
+ Assertions.assertNotNull(transactionsResponse);
+ assertEquals(2, transactionsResponse.getTotal());
+ Assertions.assertNotNull(transactionsResponse.getContent());
+ List<GetSavingsAccountTransactionsPageItem> pageItemsList = List.copyOf(transactionsResponse.getContent());
+ assertEquals(2, pageItemsList.size());
+
+ // check withdrawal
+ GetSavingsAccountTransactionsPageItem withDrawalTransaction = pageItemsList.get(0);
+ assertEquals("savingsAccountTransactionType.withdrawal", withDrawalTransaction.getTransactionType().getCode());
+ assertTrue(MathUtil.isEqualTo(BigDecimal.valueOf(250), withDrawalTransaction.getAmount()));
+ assertEquals("DEBIT", withDrawalTransaction.getEntryType().getValue());
+ assertTrue(MathUtil.isEqualTo(BigDecimal.valueOf(750), withDrawalTransaction.getRunningBalance()));
+
+ // check deposit
+ GetSavingsAccountTransactionsPageItem depositTransaction = pageItemsList.get(1);
+ assertEquals("savingsAccountTransactionType.deposit", depositTransaction.getTransactionType().getCode());
+ assertTrue(MathUtil.isEqualTo(BigDecimal.valueOf(1000), depositTransaction.getAmount()));
+ assertEquals("CREDIT", depositTransaction.getEntryType().getValue());
+ assertTrue(MathUtil.isEqualTo(BigDecimal.valueOf(1000), depositTransaction.getRunningBalance()));
+
+ }
+
+ private void mapLiabilityTransferFinancialActivity(Long loanProductId) {
+ FinancialActivityAccountHelper financialActivityAccountHelper = new FinancialActivityAccountHelper(requestSpec);
+ GetLoanProductsProductIdResponse getLoanProductsProductIdResponse = loanProductHelper.retrieveLoanProductById(loanProductId);
+ Integer financialActivityAccountId = (Integer) financialActivityAccountHelper.createFinancialActivityAccount(
+ AccountingConstants.FinancialActivity.LIABILITY_TRANSFER.getValue(),
+ getLoanProductsProductIdResponse.getAccountingMappings().getFundSourceAccount().getId().intValue(), responseSpec,
+ CommonConstants.RESPONSE_RESOURCE_ID);
+ assertNotNull(financialActivityAccountId);
+ }
+
+ private Long createLoanWithLinkedAccountAndStandingInstructions(final Integer clientID, final Long loanProductID,
+ final Integer savingsId, final String externalId) {
+
+ String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal("1000").withLoanTermFrequency("45")
+ .withLoanTermFrequencyAsDays().withNumberOfRepayments("3").withRepaymentEveryAfter("15").withRepaymentFrequencyTypeAsDays()
+ .withInterestRatePerPeriod("0").withInterestTypeAsFlatBalance().withAmortizationTypeAsEqualPrincipalPayments()
+ .withInterestCalculationPeriodTypeSameAsRepaymentPeriod().withExpectedDisbursementDate("01 March 2023")
+ .withSubmittedOnDate("01 March 2023").withLoanType("individual").withExternalId(externalId)
+ .withCreateStandingInstructionAtDisbursement().build(clientID.toString(), loanProductID.toString(), savingsId.toString());
+
+ final Integer loanId = loanTransactionHelper.getLoanId(loanApplicationJSON);
+ loanTransactionHelper.approveLoan("01 March 2023", "1000", loanId, null);
+ return loanId.longValue();
+ }
+
+ private Integer createApproveActivateSavingsAccountDailyPosting(final Integer clientID, final String startDate,
+ final SavingsAccountHelper savingsAccountHelper) {
+ final Integer savingsProductID = createSavingsProductDailyPosting();
+ assertNotNull(savingsProductID);
+ return savingsAccountHelper.createApproveActivateSavingsAccount(clientID, savingsProductID, startDate);
+ }
+
+ private Integer createSavingsProductDailyPosting() {
+ SavingsProductHelper savingsProductHelper = new SavingsProductHelper();
+ final String savingsProductJSON = savingsProductHelper.withInterestCompoundingPeriodTypeAsDaily()
+ .withInterestPostingPeriodTypeAsMonthly().withInterestCalculationPeriodTypeAsDailyBalance().build();
+ return SavingsProductHelper.createSavingsProduct(savingsProductJSON, requestSpec, responseSpec);
+ }
+
+ private Long createLoanProductWithMultiDisbursalAndRepaymentsWithEnableDownPayment() {
+ boolean multiDisburseEnabled = true;
+ PostLoanProductsRequest product = createOnePeriod30DaysLongNoInterestPeriodicAccrualProduct();
+ product.setMultiDisburseLoan(multiDisburseEnabled);
+ product.setNumberOfRepayments(3);
+ product.setRepaymentEvery(15);
+
+ if (!multiDisburseEnabled) {
+ product.disallowExpectedDisbursements(null);
+ product.setAllowApprovedDisbursedAmountsOverApplied(null);
+ product.overAppliedCalculationType(null);
+ product.overAppliedNumber(null);
+ }
+
+ product.setEnableDownPayment(true);
+ product.setDisbursedAmountPercentageForDownPayment(DOWN_PAYMENT_PERCENTAGE);
+ product.setEnableAutoRepaymentForDownPayment(true);
+
+ PostLoanProductsResponse loanProductResponse = loanProductHelper.createLoanProduct(product);
+ GetLoanProductsProductIdResponse getLoanProductsProductIdResponse = loanProductHelper
+ .retrieveLoanProductById(loanProductResponse.getResourceId());
+ assertNotNull(getLoanProductsProductIdResponse);
+ return loanProductResponse.getResourceId();
+
+ }
+
+ private void verifyTransactionIsAccountTransfer(final LocalDate transactionDate, final Float transactionAmount, final Integer loanID,
+ final String transactionOfType) {
+ ArrayList<HashMap> transactions = (ArrayList<HashMap>) loanTransactionHelper.getLoanTransactions(requestSpec, responseSpec, loanID);
+ boolean isTransactionFound = false;
+ for (int i = 0; i < transactions.size(); i++) {
+ HashMap transactionType = (HashMap) transactions.get(i).get("type");
+ boolean isTransaction = (Boolean) transactionType.get(transactionOfType);
+
+ if (isTransaction) {
+ ArrayList<Integer> transactionDateAsArray = (ArrayList<Integer>) transactions.get(i).get("date");
+ LocalDate transactionEntryDate = LocalDate.of(transactionDateAsArray.get(0), transactionDateAsArray.get(1),
+ transactionDateAsArray.get(2));
+
+ if (transactionDate.isEqual(transactionEntryDate)) {
+ isTransactionFound = true;
+ assertEquals(transactionAmount, Float.valueOf(String.valueOf(transactions.get(i).get("amount"))),
+ "Mismatch in transaction amounts");
+
+ // verify transfer details
+ assertNotNull(transactions.get(i).get("transfer"));
+
+ final HashMap<String, Object> actualTransferMap = (HashMap) transactions.get(i).get("transfer");
+
+ assertEquals(transactionAmount, Float.valueOf(String.valueOf(actualTransferMap.get("transferAmount"))));
+
+ ArrayList<Integer> transferDate = (ArrayList<Integer>) actualTransferMap.get("transferDate");
+
+ LocalDate dateOfTransfer = LocalDate.of(transferDate.get(0), transferDate.get(1), transferDate.get(2));
+ assertTrue(transactionDate.isEqual(dateOfTransfer));
+
+ break;
+ }
+ }
+ }
+
+ assertTrue(isTransactionFound, "No Transaction entries are posted");
+
+ }
+
+ /**
+ * Delete the Financial activities
+ */
+ @AfterEach
+ public void tearDown() {
+ FinancialActivityAccountHelper financialActivityAccountHelper = new FinancialActivityAccountHelper(requestSpec);
+ List<HashMap> financialActivities = financialActivityAccountHelper.getAllFinancialActivityAccounts(responseSpec);
+ for (HashMap financialActivity : financialActivities) {
+ Integer financialActivityAccountId = (Integer) financialActivity.get("id");
+ Integer deletedFinancialActivityAccountId = financialActivityAccountHelper
+ .deleteFinancialActivityAccount(financialActivityAccountId, responseSpec, CommonConstants.RESPONSE_RESOURCE_ID);
+ Assertions.assertNotNull(deletedFinancialActivityAccountId);
+ Assertions.assertEquals(financialActivityAccountId, deletedFinancialActivityAccountId);
+ }
+ }
+}
diff --git a/integration-tests/src/test/java/org/apache/fineract/integrationtests/common/loans/LoanApplicationTestBuilder.java b/integration-tests/src/test/java/org/apache/fineract/integrationtests/common/loans/LoanApplicationTestBuilder.java
index 840cb9f..c6e49ab 100644
--- a/integration-tests/src/test/java/org/apache/fineract/integrationtests/common/loans/LoanApplicationTestBuilder.java
+++ b/integration-tests/src/test/java/org/apache/fineract/integrationtests/common/loans/LoanApplicationTestBuilder.java
@@ -84,6 +84,7 @@
private String interestChargedFromDate;
private String linkAccountId;
private String inArrearsTolerance;
+ private boolean createStandingInstructionAtDisbursement = false;
public String build(final String clientID, final String groupID, final String loanProductId, final String savingsID) {
final HashMap<String, Object> map = new HashMap<>();
@@ -203,6 +204,10 @@
if (datatables != null) {
map.put("datatables", this.datatables);
}
+
+ if (createStandingInstructionAtDisbursement == true) {
+ map.put("createStandingInstructionAtDisbursement", true);
+ }
LOG.info("Loan Application request : {} ", map);
return new Gson().toJson(map);
}
@@ -430,4 +435,9 @@
this.inArrearsTolerance = amount;
return this;
}
+
+ public LoanApplicationTestBuilder withCreateStandingInstructionAtDisbursement() {
+ this.createStandingInstructionAtDisbursement = true;
+ return this;
+ }
}
