fineract-e2e-tests-runner/src/test/resources/features/WorkingCapitalLoanGoodwillCredit.feature

@WorkingCapitalLoanGoodwillCreditFeature
Feature: Working Capital Loan Goodwill Credit

  @TestRailId:C80923
  Scenario: Verify working capital loan Goodwill Credit transaction - UC1: simple Goodwill Credit transaction
    When Admin sets the business date to "01 January 2026"
    And Admin creates a client with random data
    And Admin creates a working capital loan with the following data:
      | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
      | WCLP        | 01 January 2026 | 01 January 2026          | 9000            | 100000       | 18                | 0        |
    And Admin successfully approves the working capital loan on "01 January 2026" with "9000" amount and expected disbursement date on "01 January 2026"
    Then Working capital loan approval was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountApproved |
      | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 9000.0    | 9000.0            | 100000.0     | 18.0              | null             |
    When Admin successfully disburse the Working Capital loan on "01 January 2026" with "9000" EUR transaction amount
    Then Working Capital loan status will be "ACTIVE"
    And Verify Working Capital loan disbursement was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
      | WCLP         | 2026-01-01      | 2026-01-01               | Active | 9000.0    | 9000.0            | 100000.0     | 18.0              | null     |
    When Admin sets the business date to "10 January 2026"
    And Admin runs inline COB job for Working Capital Loan by loanId
    And Customer makes "GOODWILL_CREDIT" transaction on "10 January 2026" with 270.0 transaction amount on Working Capital loan
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 270.0      | 0.0               | true                  | 0.0              | 0              |
    And Working Capital Loan has transactions:
      | transactionDate | type            | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
      | 01 January 2026 | Disbursement    | 9000.0            | 9000.0           | 0.0               | 0.0                   | false    |
      | 10 January 2026 | Goodwill Credit | 270.0             | 270.0            | 0.0               | 0.0                   | false    |

  @TestRailId:C80924
  Scenario: Verify working capital loan Goodwill Credit transaction - UC2: Goodwill Credit transaction with zero amount results an error (Negative)
    When Admin sets the business date to "01 January 2026"
    And Admin creates a client with random data
    And Admin creates a working capital loan with the following data:
      | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
      | WCLP        | 01 January 2026 | 01 January 2026          | 9000            | 100000       | 18                | 0        |
    And Admin successfully approves the working capital loan on "01 January 2026" with "9000" amount and expected disbursement date on "01 January 2026"
    Then Working capital loan approval was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountApproved |
      | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 9000.0    | 9000.0            | 100000.0     | 18.0              | null             |
    When Admin successfully disburse the Working Capital loan on "01 January 2026" with "9000" EUR transaction amount
    Then Working Capital loan status will be "ACTIVE"
    And Verify Working Capital loan disbursement was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
      | WCLP         | 2026-01-01      | 2026-01-01               | Active | 9000.0    | 9000.0            | 100000.0     | 18.0              | null     |
    When Admin sets the business date to "10 January 2026"
    And Admin runs inline COB job for Working Capital Loan by loanId
    Then Initiating a "GOODWILL_CREDIT" transaction on "10 January 2026" with 0.0 transaction amount on Working Capital loan results an error with the following data:
      | httpCode | errorMessage                                              |
      | 400      | The parameter `transactionAmount` must be greater than 0. |

  @TestRailId:C80925
  Scenario: Verify working capital loan Goodwill Credit transaction - UC3: Goodwill Credit transaction with negative amount results an error (Negative)
    When Admin sets the business date to "01 January 2026"
    And Admin creates a client with random data
    And Admin creates a working capital loan with the following data:
      | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
      | WCLP        | 01 January 2026 | 01 January 2026          | 9000            | 100000       | 18                | 0        |
    And Admin successfully approves the working capital loan on "01 January 2026" with "9000" amount and expected disbursement date on "01 January 2026"
    Then Working capital loan approval was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountApproved |
      | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 9000.0    | 9000.0            | 100000.0     | 18.0              | null             |
    When Admin successfully disburse the Working Capital loan on "01 January 2026" with "9000" EUR transaction amount
    Then Working Capital loan status will be "ACTIVE"
    And Verify Working Capital loan disbursement was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
      | WCLP         | 2026-01-01      | 2026-01-01               | Active | 9000.0    | 9000.0            | 100000.0     | 18.0              | null     |
    When Admin sets the business date to "10 January 2026"
    And Admin runs inline COB job for Working Capital Loan by loanId
    Then Initiating a "GOODWILL_CREDIT" transaction on "10 January 2026" with -100.0 transaction amount on Working Capital loan results an error with the following data:
      | httpCode | errorMessage                                              |
      | 400      | The parameter `transactionAmount` must be greater than 0. |

  @TestRailId:C80926
  Scenario: Verify working capital loan Goodwill Credit transaction - UC4: Goodwill Credit transaction with future date results an error (Negative)
    When Admin sets the business date to "01 January 2026"
    And Admin creates a client with random data
    And Admin creates a working capital loan with the following data:
      | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
      | WCLP        | 01 January 2026 | 01 January 2026          | 9000            | 100000       | 18                | 0        |
    And Admin successfully approves the working capital loan on "01 January 2026" with "9000" amount and expected disbursement date on "01 January 2026"
    Then Working capital loan approval was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountApproved |
      | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 9000.0    | 9000.0            | 100000.0     | 18.0              | null             |
    When Admin successfully disburse the Working Capital loan on "01 January 2026" with "9000" EUR transaction amount
    Then Working Capital loan status will be "ACTIVE"
    And Verify Working Capital loan disbursement was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
      | WCLP         | 2026-01-01      | 2026-01-01               | Active | 9000.0    | 9000.0            | 100000.0     | 18.0              | null     |
    When Admin sets the business date to "10 January 2026"
    And Admin runs inline COB job for Working Capital Loan by loanId
    Then Initiating a "GOODWILL_CREDIT" transaction on "15 January 2026" with 270.0 transaction amount on Working Capital loan results an error with the following data:
      | httpCode | errorMessage                                            |
      | 400      | Failed data validation due to: cannot.be.a.future.date. |

  @TestRailId:C80927
  Scenario: Verify working capital loan Goodwill Credit transaction - UC5: Goodwill Credit transaction on disbursement day
    When Admin sets the business date to "01 January 2026"
    And Admin creates a client with random data
    And Admin creates a working capital loan with the following data:
      | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
      | WCLP        | 01 January 2026 | 01 January 2026          | 9000            | 100000       | 18                | 0        |
    And Admin successfully approves the working capital loan on "01 January 2026" with "9000" amount and expected disbursement date on "01 January 2026"
    Then Working capital loan approval was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountApproved |
      | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 9000.0    | 9000.0            | 100000.0     | 18.0              | null             |
    When Admin successfully disburse the Working Capital loan on "01 January 2026" with "9000" EUR transaction amount
    Then Working Capital loan status will be "ACTIVE"
    And Verify Working Capital loan disbursement was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
      | WCLP         | 2026-01-01      | 2026-01-01               | Active | 9000.0    | 9000.0            | 100000.0     | 18.0              | null     |
    When Admin runs inline COB job for Working Capital Loan by loanId
    And Customer makes "GOODWILL_CREDIT" transaction on "01 January 2026" with 270.0 transaction amount on Working Capital loan
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 270.0      | 0.0               | true                  | 0.0              | 0              |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
    And Working Capital Loan has transactions:
      | transactionDate | type            | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
      | 01 January 2026 | Disbursement    | 9000.0            | 9000.0           | 0.0               | 0.0                   | false    |
      | 01 January 2026 | Goodwill Credit | 270.0             | 270.0            | 0.0               | 0.0                   | false    |

  @TestRailId:C80928
  Scenario: Verify working capital loan Goodwill Credit transaction - UC6: Goodwill Credit transaction after disbursement day
    When Admin sets the business date to "01 January 2026"
    And Admin creates a client with random data
    And Admin creates a working capital loan with the following data:
      | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
      | WCLP        | 01 January 2026 | 01 January 2026          | 9000            | 100000       | 18                | 0        |
    And Admin successfully approves the working capital loan on "01 January 2026" with "9000" amount and expected disbursement date on "01 January 2026"
    Then Working capital loan approval was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountApproved |
      | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 9000.0    | 9000.0            | 100000.0     | 18.0              | null             |
    When Admin successfully disburse the Working Capital loan on "01 January 2026" with "9000" EUR transaction amount
    Then Working Capital loan status will be "ACTIVE"
    And Verify Working Capital loan disbursement was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
      | WCLP         | 2026-01-01      | 2026-01-01               | Active | 9000.0    | 9000.0            | 100000.0     | 18.0              | null     |
    When Admin runs inline COB job for Working Capital Loan by loanId
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 0.0        | 270.0             | null                  | null             | null           |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
#   --- Full expectedAmount paid via goodwill credit ---
    When Admin sets the business date to "02 January 2026"
    And Customer makes "GOODWILL_CREDIT" transaction on "02 January 2026" with 270.0 transaction amount on Working Capital loan
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 270.0      | 0.0               | true                  | 0.0              | 0              |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
    When Admin sets the business date to "31 January 2026"
    And Admin runs inline COB job for Working Capital Loan by loanId
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 270.0      | 0.0               | true                  | 0.0              | 0              |
      | 2            | 2026-01-31 | 2026-03-01 | 270.0          | 0.0        | 270.0             | null                  | null             | null           |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |

  @TestRailId:C80929
  Scenario: Verify working capital loan Goodwill Credit transaction - UC7: Goodwill Credit transaction on last day of first period
    When Admin sets the business date to "01 January 2026"
    And Admin creates a client with random data
    And Admin creates a working capital loan with the following data:
      | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
      | WCLP        | 01 January 2026 | 01 January 2026          | 9000            | 100000       | 18                | 0        |
    And Admin successfully approves the working capital loan on "01 January 2026" with "9000" amount and expected disbursement date on "01 January 2026"
    Then Working capital loan approval was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountApproved |
      | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 9000.0    | 9000.0            | 100000.0     | 18.0              | null             |
    When Admin successfully disburse the Working Capital loan on "01 January 2026" with "9000" EUR transaction amount
    Then Working Capital loan status will be "ACTIVE"
    And Verify Working Capital loan disbursement was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
      | WCLP         | 2026-01-01      | 2026-01-01               | Active | 9000.0    | 9000.0            | 100000.0     | 18.0              | null     |
    When Admin runs inline COB job for Working Capital Loan by loanId
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 0.0        | 270.0             | null                  | null             | null           |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
#   --- Full expectedAmount paid via goodwill credit on last day ---
    When Admin sets the business date to "30 January 2026"
    And Customer makes "GOODWILL_CREDIT" transaction on "30 January 2026" with 270.0 transaction amount on Working Capital loan
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 270.0      | 0.0               | true                  | 0.0              | 0              |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
    When Admin sets the business date to "31 January 2026"
    And Admin runs inline COB job for Working Capital Loan by loanId
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 270.0      | 0.0               | true                  | 0.0              | 0              |
      | 2            | 2026-01-31 | 2026-03-01 | 270.0          | 0.0        | 270.0             | null                  | null             | null           |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |

  @TestRailId:C80930
  Scenario: Verify working capital loan Goodwill Credit transaction - UC8: Goodwill Credit transaction on first day of second period (delinquent)
    When Admin sets the business date to "01 January 2026"
    And Admin creates a client with random data
    And Admin creates a working capital loan with the following data:
      | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
      | WCLP        | 01 January 2026 | 01 January 2026          | 9000            | 100000       | 18                | 0        |
    And Admin successfully approves the working capital loan on "01 January 2026" with "9000" amount and expected disbursement date on "01 January 2026"
    Then Working capital loan approval was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountApproved |
      | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 9000.0    | 9000.0            | 100000.0     | 18.0              | null             |
    When Admin successfully disburse the Working Capital loan on "01 January 2026" with "9000" EUR transaction amount
    Then Working Capital loan status will be "ACTIVE"
    And Verify Working Capital loan disbursement was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
      | WCLP         | 2026-01-01      | 2026-01-01               | Active | 9000.0    | 9000.0            | 100000.0     | 18.0              | null     |
    When Admin runs inline COB job for Working Capital Loan by loanId
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 0.0        | 270.0             | null                  | null             | null           |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
#   --- Full expectedAmount paid via goodwill credit on first day of next period ---
    When Admin sets the business date to "31 January 2026"
    And Admin runs inline COB job for Working Capital Loan by loanId
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 0.0        | 270.0             | false                 | 270.0            | 1              |
      | 2            | 2026-01-31 | 2026-03-01 | 270.0          | 0.0        | 270.0             | null                  | null             | null           |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
      | 1            | 2026-01-31  |              | D00            | 1              | 30             |
    And Customer makes "GOODWILL_CREDIT" transaction on "31 January 2026" with 270.0 transaction amount on Working Capital loan
#   --- Check ---
    When Admin sets the business date to "01 February 2026"
    And Admin runs inline COB job for Working Capital Loan by loanId
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 270.0      | 0.0               | true                  | 0.0              | 0              |
      | 2            | 2026-01-31 | 2026-03-01 | 270.0          | 0.0        | 270.0             | null                  | null             | null           |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
      | 1            | 2026-01-31  | 2026-01-31   | D00            | 1              | 30             |

  @TestRailId:C80931
  Scenario: Verify working capital loan Goodwill Credit transaction - UC9: multiple Goodwill Credit transactions on same day (full payment)
    When Admin sets the business date to "01 January 2026"
    And Admin creates a client with random data
    And Admin creates a working capital loan with the following data:
      | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
      | WCLP        | 01 January 2026 | 01 January 2026          | 9000            | 100000       | 18                | 0        |
    And Admin successfully approves the working capital loan on "01 January 2026" with "9000" amount and expected disbursement date on "01 January 2026"
    Then Working capital loan approval was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountApproved |
      | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 9000.0    | 9000.0            | 100000.0     | 18.0              | null             |
    When Admin successfully disburse the Working Capital loan on "01 January 2026" with "9000" EUR transaction amount
    Then Working Capital loan status will be "ACTIVE"
    And Verify Working Capital loan disbursement was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
      | WCLP         | 2026-01-01      | 2026-01-01               | Active | 9000.0    | 9000.0            | 100000.0     | 18.0              | null     |
    When Admin runs inline COB job for Working Capital Loan by loanId
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 0.0        | 270.0             | null                  | null             | null           |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
#   --- Full expectedAmount paid via 2 goodwill credits on the same day---
    When Admin sets the business date to "02 January 2026"
    And Customer makes "GOODWILL_CREDIT" transaction on "02 January 2026" with 170.0 transaction amount on Working Capital loan
    And Customer makes "GOODWILL_CREDIT" transaction on "02 January 2026" with 100.0 transaction amount on Working Capital loan
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 270.0      | 0.0               | true                  | 0.0              | 0              |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
    When Admin sets the business date to "31 January 2026"
    And Admin runs inline COB job for Working Capital Loan by loanId
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 270.0      | 0.0               | true                  | 0.0              | 0              |
      | 2            | 2026-01-31 | 2026-03-01 | 270.0          | 0.0        | 270.0             | null                  | null             | null           |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
    And Working Capital Loan has transactions:
      | transactionDate | type            | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
      | 01 January 2026 | Disbursement    | 9000.0            | 9000.0           | 0.0               | 0.0                   | false    |
      | 02 January 2026 | Goodwill Credit | 170.0             | 170.0            | 0.0               | 0.0                   | false    |
      | 02 January 2026 | Goodwill Credit | 100.0             | 100.0            | 0.0               | 0.0                   | false    |

  @TestRailId:C80932
  Scenario: Verify working capital loan Goodwill Credit transaction - UC10: multiple Goodwill Credit transactions on different days (full payment)
    When Admin sets the business date to "01 January 2026"
    And Admin creates a client with random data
    And Admin creates a working capital loan with the following data:
      | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
      | WCLP        | 01 January 2026 | 01 January 2026          | 9000            | 100000       | 18                | 0        |
    And Admin successfully approves the working capital loan on "01 January 2026" with "9000" amount and expected disbursement date on "01 January 2026"
    Then Working capital loan approval was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountApproved |
      | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 9000.0    | 9000.0            | 100000.0     | 18.0              | null             |
    When Admin successfully disburse the Working Capital loan on "01 January 2026" with "9000" EUR transaction amount
    Then Working Capital loan status will be "ACTIVE"
    And Verify Working Capital loan disbursement was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
      | WCLP         | 2026-01-01      | 2026-01-01               | Active | 9000.0    | 9000.0            | 100000.0     | 18.0              | null     |
    When Admin runs inline COB job for Working Capital Loan by loanId
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 0.0        | 270.0             | null                  | null             | null           |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
#   --- Full expectedAmount paid via 2 goodwill credits on different days---
    When Admin sets the business date to "02 January 2026"
    And Customer makes "GOODWILL_CREDIT" transaction on "02 January 2026" with 170.0 transaction amount on Working Capital loan
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 170.0      | 100.0             | null                  | null             | null           |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
    When Admin sets the business date to "15 January 2026"
    And Customer makes "GOODWILL_CREDIT" transaction on "15 January 2026" with 100.0 transaction amount on Working Capital loan
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 270.0      | 0.0               | true                  | 0.0              | 0              |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
    When Admin sets the business date to "31 January 2026"
    And Admin runs inline COB job for Working Capital Loan by loanId
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 270.0      | 0.0               | true                  | 0.0              | 0              |
      | 2            | 2026-01-31 | 2026-03-01 | 270.0          | 0.0        | 270.0             | null                  | null             | null           |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
    And Working Capital Loan has transactions:
      | transactionDate | type            | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
      | 01 January 2026 | Disbursement    | 9000.0            | 9000.0           | 0.0               | 0.0                   | false    |
      | 02 January 2026 | Goodwill Credit | 170.0             | 170.0            | 0.0               | 0.0                   | false    |
      | 15 January 2026 | Goodwill Credit | 100.0             | 100.0            | 0.0               | 0.0                   | false    |

  @TestRailId:C80933
  Scenario: Verify working capital loan Goodwill Credit transaction - UC11: Goodwill Credit transaction combined with regular repayment (same period)
    When Admin sets the business date to "01 January 2026"
    And Admin creates a client with random data
    And Admin creates a working capital loan with the following data:
      | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
      | WCLP        | 01 January 2026 | 01 January 2026          | 9000            | 100000       | 18                | 0        |
    And Admin successfully approves the working capital loan on "01 January 2026" with "9000" amount and expected disbursement date on "01 January 2026"
    Then Working capital loan approval was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountApproved |
      | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 9000.0    | 9000.0            | 100000.0     | 18.0              | null             |
    When Admin successfully disburse the Working Capital loan on "01 January 2026" with "9000" EUR transaction amount
    Then Working Capital loan status will be "ACTIVE"
    And Verify Working Capital loan disbursement was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
      | WCLP         | 2026-01-01      | 2026-01-01               | Active | 9000.0    | 9000.0            | 100000.0     | 18.0              | null     |
    When Admin runs inline COB job for Working Capital Loan by loanId
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 0.0        | 270.0             | null                  | null             | null           |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
#   --- Mixed: repayment + goodwill credit in same period ---
    When Admin sets the business date to "05 January 2026"
    And Customer makes repayment on "05 January 2026" with 100.0 transaction amount on Working Capital loan
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 100.0      | 170.0             | null                  | null             | null           |
    When Admin sets the business date to "10 January 2026"
    And Customer makes "GOODWILL_CREDIT" transaction on "10 January 2026" with 170.0 transaction amount on Working Capital loan
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 270.0      | 0.0               | true                  | 0.0              | 0              |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
    And Working Capital Loan has transactions:
      | transactionDate | type            | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
      | 01 January 2026 | Disbursement    | 9000.0            | 9000.0           | 0.0               | 0.0                   | false    |
      | 05 January 2026 | Repayment       | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
      | 10 January 2026 | Goodwill Credit | 170.0             | 170.0            | 0.0               | 0.0                   | false    |

  @TestRailId:C80934
  Scenario: Verify working capital loan Goodwill Credit transaction - UC12: repayment and Goodwill Credit transaction in different periods
    When Admin sets the business date to "01 January 2026"
    And Admin creates a client with random data
    And Admin creates a working capital loan with the following data:
      | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
      | WCLP        | 01 January 2026 | 01 January 2026          | 9000            | 100000       | 18                | 0        |
    And Admin successfully approves the working capital loan on "01 January 2026" with "9000" amount and expected disbursement date on "01 January 2026"
    Then Working capital loan approval was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountApproved |
      | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 9000.0    | 9000.0            | 100000.0     | 18.0              | null             |
    When Admin successfully disburse the Working Capital loan on "01 January 2026" with "9000" EUR transaction amount
    Then Working Capital loan status will be "ACTIVE"
    And Verify Working Capital loan disbursement was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
      | WCLP         | 2026-01-01      | 2026-01-01               | Active | 9000.0    | 9000.0            | 100000.0     | 18.0              | null     |
    When Admin runs inline COB job for Working Capital Loan by loanId
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 0.0        | 270.0             | null                  | null             | null           |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
#   --- Period 1: Regular repayment ---
    When Admin sets the business date to "10 January 2026"
    And Customer makes repayment on "10 January 2026" with 270.0 transaction amount on Working Capital loan
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 270.0      | 0.0               | true                  | 0.0              | 0              |
    And Delinquency Tag History for Working Capital loan has lines:
      | periodNumber | addedOnDate | liftedOnDate | classification | minimumAgeDays | maximumAgeDays |
#   --- Period 2: Goodwill credit ---
    When Admin sets the business date to "31 January 2026"
    And Admin runs inline COB job for Working Capital Loan by loanId
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 270.0      | 0.0               | true                  | 0.0              | 0              |
      | 2            | 2026-01-31 | 2026-03-01 | 270.0          | 0.0        | 270.0             | null                  | null             | null           |
    When Admin sets the business date to "10 February 2026"
    And Customer makes "GOODWILL_CREDIT" transaction on "10 February 2026" with 270.0 transaction amount on Working Capital loan
    Then Working Capital loan delinquency range schedule has the following data:
      | periodNumber | fromDate   | toDate     | expectedAmount | paidAmount | outstandingAmount | minPaymentCriteriaMet | delinquentAmount | delinquentDays |
      | 1            | 2026-01-01 | 2026-01-30 | 270.0          | 270.0      | 0.0               | true                  | 0.0              | 0              |
      | 2            | 2026-01-31 | 2026-03-01 | 270.0          | 270.0      | 0.0               | true                  | 0.0              | 0              |
    And Working Capital Loan has transactions:
      | transactionDate  | type            | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
      | 01 January 2026  | Disbursement    | 9000.0            | 9000.0           | 0.0               | 0.0                   | false    |
      | 10 January 2026  | Repayment       | 270.0             | 270.0            | 0.0               | 0.0                   | false    |
      | 10 February 2026 | Goodwill Credit | 270.0             | 270.0            | 0.0               | 0.0                   | false    |

  @TestRailId:C80935
  Scenario: Verify working capital loan Goodwill Credit transaction - UC13: Goodwill Credit transaction after loan creation results an error (Negative)
    When Admin sets the business date to "01 January 2026"
    And Admin creates a client with random data
    And Admin creates a working capital loan with the following data:
      | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
      | WCLP        | 01 January 2026 | 01 January 2026          | 9000            | 100000       | 18                | 0        |
    Then Initiating a "GOODWILL_CREDIT" transaction on "01 January 2026" with 270.0 transaction amount on Working Capital loan results an error with the following data:
      | httpCode | errorMessage                                                                      |
      | 400      | Goodwill Credit is allowed only for active/closed obligations met/overpaid loans |

  @TestRailId:C80936
  Scenario: Verify working capital loan Goodwill Credit transaction - UC14: Goodwill Credit transaction after approval results an error (Negative)
    When Admin sets the business date to "01 January 2026"
    And Admin creates a client with random data
    And Admin creates a working capital loan with the following data:
      | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
      | WCLP        | 01 January 2026 | 01 January 2026          | 9000            | 100000       | 18                | 0        |
    And Admin successfully approves the working capital loan on "01 January 2026" with "9000" amount and expected disbursement date on "01 January 2026"
    Then Working capital loan approval was successful
    And Working capital loan account has the correct data:
      | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountApproved |
      | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 9000.0    | 9000.0            | 100000.0     | 18.0              | null      |
    Then Initiating a "GOODWILL_CREDIT" transaction on "01 January 2026" with 270.0 transaction amount on Working Capital loan results an error with the following data:
      | httpCode | errorMessage                                                                      |
      | 400      | Goodwill Credit is allowed only for active/closed obligations met/overpaid loans |