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apache/fineract/develop/./fineract-e2e-tests-runner/src/test/resources/features/WorkingCapitalLoanAccount.feature
blob: 1be0f9e3188959cecf10bfecbb566633d070fe22 [file]
@WorkingCapitalLoanAccountFeature
Feature: WorkingCapitalLoanAccount
@TestRailId:C70250
Scenario: Create Working Capital Loan account - UC1: Create loan with all fields (LP overridables disabled)
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
@TestRailId:C70251
Scenario: Create Working Capital Loan account - UC2: Create loan with mandatory fields only
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | null |
@TestRailId:C70252
Scenario: Create Working Capital Loan account - UC3: Create loan with non-default values
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 500.0 | 1000.0 | 2.0 | 5.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 500.0 | 0.0 | 1000.0 | 2.0 | 5.0 |
@TestRailId:C70253
Scenario: Create Working Capital Loan account - UC4: With LP overridables disabled/disallowed, loan creation will result an error when trying override values (Negative)
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
Then Creating a working capital loan with LP overridables disabled and with the following data will result an error:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount | delinquencyBucketId | repaymentEvery | repaymentFrequencyType |
| WCLP_DISALLOW_ATTRIBUTES_OVERRIDE | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 | 1 | 30 | DAYS |
@TestRailId:C74453
Scenario: Create Working Capital Loan account - UC4.1: With LP overridables enabled/allowed, loan creation will override discount value
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount | delinquencyBucketId | repaymentEvery | repaymentFrequencyType |
| WCLP_DISCOUNT | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 2.0 | 60.0 | 1 | 1 | MONTHS |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP_DISCOUNT | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 2.0 | 60.0 |
@TestRailId:C74479
Scenario: Create Working Capital Loan account - UC4.2: With LP overridables disabled/disallowed, loan created with discount amount from loan product level
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount | delinquencyBucketId | repaymentEvery | repaymentFrequencyType |
| WCLP_DISCOUNT_DISALLOW_ATTRIBUTES_OVERRIDE | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | | 1 | 30 | DAYS |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP_DISCOUNT_DISALLOW_ATTRIBUTES_OVERRIDE | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | null |
@TestRailId:C70254
Scenario: Create Working Capital Loan account - UC5: Create with principal amount greater than WCLP max (Negative)
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
Then Creating a working capital loan with principal amount greater than Working Capital Loan Product max will result an error:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 1000000.0 | 100.0 | 1.0 | 0.0 |
@TestRailId:C70255
Scenario: Create Working Capital Loan account - UC6: Create with principal amount smaller than WCLP min (Negative)
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
Then Creating a working capital loan with principal amount smaller than Working Capital Loan Product min will result an error:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 1.0 | 100.0 | 1.0 | 0.0 |
@TestRailId:C70256
Scenario: Create Working Capital Loan account - UC7: Create loan with mandatory field missing (Negative)
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
Then Creating a working capital loan with missing mandatory fields will result an error:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | | 100.0 | 1.0 | 0.0 |
@TestRailId:C70257
Scenario: Create Working Capital Loan account - UC8: Create loan with multiple mandatory field missing (Negative)
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
Then Creating a working capital loan with missing mandatory fields will result an error:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | | | | | | 0.0 |
@TestRailId:C70258
Scenario: Modify Working Capital Loan account in Submitted and pending approval state - UC1: Change principal amount (lower)
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin modifies the working capital loan with the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| | | 80.0 | | | |
Then Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 80.0 | 0.0 | 100.0 | 1.0 | 0.0 |
@TestRailId:C70259
Scenario: Modify Working Capital Loan account in Submitted and pending approval state - UC2: Change principal amount (higher)
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin modifies the working capital loan with the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| | | 500.0 | | | |
Then Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 500.0 | 0.0 | 100.0 | 1.0 | 0.0 |
@TestRailId:C70260
Scenario: Modify Working Capital Loan account in Submitted and pending approval state - UC3: Change submittedOnDate
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 20 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-20 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin modifies the working capital loan with the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| 15 December 2025 | | | | | |
Then Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2025-12-15 | 2026-01-20 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
@TestRailId:C70279
Scenario: Modify Working Capital Loan account in Submitted and pending approval state - UC3.1: Change submittedOnDate after business date results an error (Negative)
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 20 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-20 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
And Changing submittedOnDate after business date results an error:
| submittedOnDate | expectedDisbursementDate |
| 05 January 2026 | |
@TestRailId:C70280
Scenario: Modify Working Capital Loan account in Submitted and pending approval state - UC3.2: Change submittedOnDate after business date and expectedDisbursementDate in one call results an error (Negative)
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 20 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-20 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
And Changing submittedOnDate after business date results an error:
| submittedOnDate | expectedDisbursementDate |
| 05 January 2026 | 25 January 2026 |
@TestRailId:C70261
Scenario: Modify Working Capital Loan account in Submitted and pending approval state - UC4: Change submittedOnDate after expectedDisbursementDate results an error (Negative)
When Admin sets the business date to "10 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
And Changing submittedOnDate after expectedDisbursementDate results an error:
| submittedOnDate |
| 05 January 2026 |
@TestRailId:C70262
Scenario: Modify Working Capital Loan account in Submitted and pending approval state - UC5: Change submittedOnDate and expectedDisbursementDate in separate calls
When Admin sets the business date to "10 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 20 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-20 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin modifies the working capital loan with the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| | 25 January 2026 | | | | |
When Admin modifies the working capital loan with the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| 05 January 2026 | | | | | |
Then Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-05 | 2026-01-25 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
@TestRailId:C70263
Scenario: Modify Working Capital Loan account in Submitted and pending approval state - UC6: Change submittedOnDate and expectedDisbursementDate in one call
When Admin sets the business date to "10 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 20 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-20 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin modifies the working capital loan with the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| 05 January 2026 | 25 January 2026 | | | | |
Then Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-05 | 2026-01-25 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
@TestRailId:C70264
Scenario: Modify Working Capital Loan account in Submitted and pending approval state - UC7: Change multiple parameters
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin modifies the working capital loan with the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| | 15 January 2026 | 500.0 | 500.0 | 2.0 | 5.0 |
Then Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-15 | Submitted and pending approval | 500.0 | 0.0 | 500.0 | 2.0 | 5.0 |
@TestRailId:C70265
Scenario: Modify Working Capital Loan account in Submitted and pending approval state - UC8: Modify by externalId
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin modifies the working capital loan by externalId with the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| | 15 January 2026 | 500.0 | 500.0 | 2.0 | 5.0 |
Then Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-15 | Submitted and pending approval | 500.0 | 0.0 | 500.0 | 2.0 | 5.0 |
@TestRailId:C70266
Scenario: Delete Working Capital Loan account in Submitted and pending approval state - UC1: Delete loan account by loanId
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin deletes the working capital loan account
Then Working capital loan account deletion was successful
@TestRailId:C70267
Scenario: Delete Working Capital Loan account in Submitted and pending approval state - UC2: Delete loan account by externalId
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin deletes the working capital loan account by externalId
Then Working capital loan account deletion was successful
@TestRailId:C70268
Scenario: Modify Working Capital Loan account - UC9: Change expectedDisbursementDate only
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 20 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
When Admin modifies the working capital loan with the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| | 25 January 2026 | | | | |
Then Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-25 | Submitted and pending approval | 100.0 | 100.0 | 1.0 | 0.0 |
@TestRailId:C70269
Scenario: Modify Working Capital Loan account - UC10: Change totalPayment only
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
When Admin modifies the working capital loan with the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| | | | 500.0 | | |
Then Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 500.0 | 1.0 | 0.0 |
@TestRailId:C70270
Scenario: Modify Working Capital Loan account - UC11: Change periodPaymentRate only
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
When Admin modifies the working capital loan with the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| | | | | 3.0 | |
Then Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 100.0 | 3.0 | 0.0 |
@TestRailId:C70271
Scenario: Modify Working Capital Loan account - UC12: Change discount only
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
When Admin modifies the working capital loan with the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| | | | | | 10.0 |
Then Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 100.0 | 1.0 | 10.0 |
@TestRailId:C70272
Scenario: Modify Working Capital Loan account - UC13: Principal exceeds product max results in an error
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
Then Modifying the working capital loan with principal exceeding product max results in an error:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| | | 1000000.0 | | | |
@TestRailId:C70273
Scenario: Modify Working Capital Loan account - UC14: Principal below product min results in an error
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
Then Modifying the working capital loan with principal below product min results in an error:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| | | 1.0 | | | |
@TestRailId:C70274
Scenario: Modify Working Capital Loan account - UC15: Empty modification request results in an error
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
Then Modifying the working capital loan with empty request results in an error
@TestRailId:C70275
Scenario: Modify Working Capital Loan account - UC16: Future submittedOnDate results in an error
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
Then Modifying the working capital loan with future submittedOnDate results in an error:
| submittedOnDate | expectedDisbursementDate |
| 01 January 2027 | 01 January 2027 |
@TestRailId:C70276
Scenario: Modify Working Capital Loan account - UC17: Modify non-existent loan ID results in an error (Negative)
When Admin attempts to modify a non-existent working capital loan
Then Working capital loan modification fails with a 404 not found error
@TestRailId:C70277
Scenario: Modify Working Capital Loan account - UC18: Verify response contains changes for modified fields
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
When Admin modifies the working capital loan with the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| | | 500.0 | | | |
Then Working capital loan modification response contains changes for "principalAmount"
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 500.0 | 100.0 | 1.0 | 0.0 |
@TestRailId:C72337
Scenario: Approve Working Capital Loan account - UC1: Approve loan in SUBMITTED AND PENDING APPROVAL state with default values
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
Then Working capital loan approval was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved |
| WCLP | 2026-01-01 | 2026-01-01 | Approved | 100.0 | 100.0 | 100.0 | 1.0 | 0.0 | null |
@TestRailId:C72338
Scenario: Approve Working Capital Loan account - UC2: Approve with modified principal lower than created
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin successfully approves the working capital loan on "01 January 2026" with "80" amount and expected disbursement date on "01 January 2026"
Then Working capital loan approval was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved |
| WCLP | 2026-01-01 | 2026-01-01 | Approved | 100.0 | 80.0 | 100.0 | 1.0 | 0.0 | null |
@TestRailId:C72339
Scenario: Approve Working Capital Loan account - UC3: Approve with principal greater than created amount results an error (negative)
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
And Approval of working capital loan on "01 January 2026" with "150" amount and expected disbursement date on "01 January 2026" results an error with the following data:
| httpErrorCode | errorMessage |
| 400 | amount.cannot.exceed.proposed.principal |
@TestRailId:C72340
Scenario: Approve Working Capital Loan account - UC4: Approve with modified expected disbursement date
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "15 January 2026"
Then Working capital loan approval was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved |
| WCLP | 2026-01-01 | 2026-01-15 | Approved | 100.0 | 100.0 | 100.0 | 1.0 | 0.0 | null |
@TestRailId:C72341
Scenario: Approve Working Capital Loan account - UC5: Approve with past approval date results an error (negative)
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
And Approval of working capital loan on "31 December 2025" with "100" amount and expected disbursement date on "01 January 2026" results an error with the following data:
| httpErrorCode | errorMessage |
| 400 | cannot.be.before.submittal.date |
@TestRailId:C72342
Scenario: Approve Working Capital Loan account - UC6: Reject loan in SUBMITTED AND PENDING APPROVAL state
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin rejects the working capital loan on "01 January 2026"
Then Working capital loan rejection was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Rejected | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
@TestRailId:C72343
Scenario: Approve Working Capital Loan account - UC7: Undo approval returns loan from APPROVED to SUBMITTED AND PENDING APPROVAL
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
Then Working capital loan approval was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved |
| WCLP | 2026-01-01 | 2026-01-01 | Approved | 100.0 | 100.0 | 100.0 | 1.0 | 0.0 | null |
When Admin makes undo approval on the working capital loan
Then Working capital loan undo approval was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | null |
@TestRailId:C72344
Scenario: Approve Working Capital Loan account - UC8: Re-approve after undo approval
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
Then Working capital loan approval was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved |
| WCLP | 2026-01-01 | 2026-01-01 | Approved | 100.0 | 100.0 | 100.0 | 1.0 | 0.0 | null |
When Admin makes undo approval on the working capital loan
Then Working capital loan undo approval was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
Then Working capital loan approval was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved |
| WCLP | 2026-01-01 | 2026-01-01 | Approved | 100.0 | 100.0 | 100.0 | 1.0 | 0.0 | null |
@TestRailId:C72345
Scenario: Approve Working Capital Loan account - UC9: Approve on working capital loan in APPROVED state results an error (negative)
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
Then Working capital loan approval was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved |
| WCLP | 2026-01-01 | 2026-01-01 | Approved | 100.0 | 100.0 | 100.0 | 1.0 | 0.0 | null |
And Approval of working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026" results an error with the following data:
| httpErrorCode | errorMessage |
| 400 | Transition LOAN_APPROVED is not allowed from status APPROVED |
@TestRailId:C72346
Scenario: Approve Working Capital Loan account - UC10: Approve on working capital loan in REJECTED state results an error (negative)
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin rejects the working capital loan on "01 January 2026"
Then Working capital loan rejection was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Rejected | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
And Approval of working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026" results an error with the following data:
| httpErrorCode | errorMessage |
| 400 | Transition LOAN_APPROVED is not allowed from status REJECTED |
@TestRailId:C72347
Scenario: Approve Working Capital Loan account - UC11: Approve loan in SUBMITTED AND PENDING APPROVAL state with default values by externalId
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin successfully approves the working capital loan by externalId on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
Then Working capital loan approval was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved |
| WCLP | 2026-01-01 | 2026-01-01 | Approved | 100.0 | 100.0 | 100.0 | 1.0 | 0.0 | null |
@TestRailId:C72367
Scenario: Approve Working Capital Loan account - UC8: Undo approval on already-disbursed loan
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
Then Working capital loan approval was successful
Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount
Then Verify Working Capital loan disbursement was successful
Then Undo approval on the working capital loan results an error with the following data:
| httpErrorCode | errorMessage |
| 400 | Transition LOAN_APPROVAL_UNDO is not allowed from status ACTIVE |
@TestRailId:C72386
Scenario: Verify WC Loan inherits product delinquencyGraceDays defaults
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates a Working Capital Loan Product with delinquencyGraceDays 3 and delinquencyStartType "LOAN_CREATION" for loan test
And Admin creates a working capital loan with the grace days product and the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| 01 January 2027 | 01 January 2027 | 100 | 100 | 1 | |
Then Working capital loan creation was successful
And Working capital loan account has delinquencyGraceDays 3 and delinquencyStartType "LOAN_CREATION"
@TestRailId:C72387
Scenario: Verify WC Loan overrides product delinquencyGraceDays
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates a Working Capital Loan Product with delinquencyGraceDays 3 and delinquencyStartType "LOAN_CREATION" for loan test
And Admin creates a working capital loan with grace days override and the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount | delinquencyGraceDays | delinquencyStartType |
| 01 January 2027 | 01 January 2027 | 100 | 100 | 1 | | 7 | DISBURSEMENT |
Then Working capital loan creation was successful
And Working capital loan account has delinquencyGraceDays 7 and delinquencyStartType "DISBURSEMENT"
@TestRailId:C72388
Scenario: Verify WC Loan creation with delinquencyGraceDays 0
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates a Working Capital Loan Product with delinquencyGraceDays 3 and delinquencyStartType "DISBURSEMENT" for loan test
And Admin creates a working capital loan with grace days override and the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount | delinquencyGraceDays | delinquencyStartType |
| 01 January 2027 | 01 January 2027 | 100 | 100 | 1 | | 0 | LOAN_CREATION |
Then Working capital loan creation was successful
And Working capital loan account has delinquencyGraceDays 0 and delinquencyStartType "LOAN_CREATION"
@TestRailId:C72389
Scenario: Verify WC Loan update delinquencyGraceDays in pending state
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates a Working Capital Loan Product with delinquencyGraceDays 3 and delinquencyStartType "LOAN_CREATION" for loan test
And Admin creates a working capital loan with the grace days product and the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| 01 January 2027 | 01 January 2027 | 100 | 100 | 1 | |
Then Working capital loan creation was successful
When Admin modifies the working capital loan with grace days:
| delinquencyGraceDays | delinquencyStartType |
| 10 | DISBURSEMENT |
Then Working capital loan account has delinquencyGraceDays 10 and delinquencyStartType "DISBURSEMENT"
@TestRailId:C72390
Scenario: Verify WC Loan grace days persisted after approval
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates a Working Capital Loan Product with delinquencyGraceDays 5 and delinquencyStartType "DISBURSEMENT" for loan test
And Admin creates a working capital loan with the grace days product and the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| 01 January 2027 | 01 January 2027 | 100 | 100 | 1 | |
Then Working capital loan creation was successful
When Admin approves the working capital loan on "01 January 2027"
Then Working capital loan account has delinquencyGraceDays 5 and delinquencyStartType "DISBURSEMENT"
@TestRailId:C72391
Scenario: Verify WC Loan creation with negative delinquencyGraceDays results in error
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates a Working Capital Loan Product with delinquencyGraceDays 3 and delinquencyStartType "LOAN_CREATION" for loan test
Then Creating a working capital loan with invalid delinquencyGraceDays -1 will result with status code 400
@TestRailId:C72392
Scenario: Verify WC Loan creation with invalid delinquencyStartType results in error
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates a Working Capital Loan Product with delinquencyGraceDays 3 and delinquencyStartType "LOAN_CREATION" for loan test
Then Creating a working capital loan with invalid delinquencyStartType "INVALID" will result with status code 400
@TestRailId:C72368
Scenario: Create Working Capital Loan account - UC13: Attempt to modify loan in DISBURSED state (Negative)
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
Then Working capital loan approval was successful
Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount
Then Verify Working Capital loan disbursement was successful
Then Modifying the working capital loan that is Disbursed in Active state results in an error
@TestRailId:C72371
Scenario: Disburse WCL loan account that is not approved failure - UC1
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100 | 100 | 1 | 0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal| totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
Then Admin fails to disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount because of not approved
@TestRailId:C72372
Scenario: Disburse WCL loan account successful use case - UC2
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100 | 100 | 1 | 0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount
Then Working Capital loan status will be "ACTIVE"
Then Verify Working Capital loan disbursement was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
| WCLP | 2026-01-01 | 2026-01-01 | Active | 100.0 | 100.0 | 100.0 | 1.0 | null |
@TestRailId:C74514
Scenario: Disburse WCL loan account with classification use case - UC2.1
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100 | 100 | 1 | 0 |
Then Working capital loan creation was successful
Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and valid classification
Then Verify Working Capital loan disbursement transaction has classification
Then Working Capital loan status will be "ACTIVE"
@TestRailId:C74515
Scenario: Verify that multi-disbursement is not allowed on WCL loan account - UC2.2
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100 | 100 | 1 | 0 |
Then Working capital loan creation was successful
Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount
Then Working Capital loan status will be "ACTIVE"
Then Admin fails to disburse the Working Capital loan on "01 January 2026" with "50" EUR transaction amount because of loan status "ACTIVE" with status code 400
@TestRailId:C72373
Scenario Outline: Disburse WCL loan account with invalid data outcomes with an error - UC3
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 10 January 2026 | 100 | 100 | 1 | 0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-10 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
When Admin sets the business date to "05 January 2026"
Then Admin successfully approves the working capital loan on "05 January 2026" with "100" amount and expected disbursement date on "10 January 2026"
Then Admin fails to disburse the Working Capital loan on "<wcp_disburse_date>" with "<wcp_disburse_amount>" EUR transaction amount with invalid data outcomes with error message <wcp_error_message>
Examples:
| wcp_disburse_date | wcp_disburse_amount | wcp_error_message |
| 05 January 2027 | 100 | "cannot.be.a.future.date." |
| 05 January 2025 | 100 | "cannot.be.before.submitted.date." |
| 02 January 2026 | 100 | "cannot.be.before.approval.date." |
| 10 January 2026 | 1000 | "amount.cannot.exceed.approved.principal." |
@TestRailId:C72374
Scenario Outline: Disburse WCL loan account without mandatory data outcomes with an error - UC4
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 10 January 2026 | 100 | 100 | 1 | |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
| WCLP | 2026-01-01 | 2026-01-10 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | null |
When Admin sets the business date to "05 January 2026"
Then Admin successfully approves the working capital loan on "05 January 2026" with "100" amount and expected disbursement date on "10 January 2026"
Then Admin fails to disburse the Working Capital loan on <wcp_disburse_date> with "<wcp_disburse_amount>" EUR transaction amount without mandatory data outcomes with error message <wcp_error_message>
Examples:
| wcp_disburse_date | wcp_disburse_amount | wcp_error_message |
| "" | 100 | "The parameter `actualDisbursementDate` is mandatory." |
| "05 January 2025" | 0 | "The parameter `transactionAmount` must be greater than 0." |
@TestRailId:C72375
Scenario: Undo Disbursal of WCL account successful use case - UC5
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100 | 100 | 1 | 0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount
Then Admin successfully undo Working Capital disbursal
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved |
| WCLP | 2026-01-01 | 2026-01-01 | Approved | 100.0 | 100.0 | 100.0 | 1.0 | 0.0 | null |
@TestRailId:C74516
Scenario: Verify that undo disbursal of WCL account reverts all balance fields - UC5.1
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100 | 100 | 1 | 0 |
Then Working capital loan creation was successful
Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount
Then Working Capital loan status will be "ACTIVE"
Then Admin successfully undo Working Capital disbursal
Then Working Capital loan status will be "APPROVED"
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount | totalPaidPrincipal | realizedIncome | unrealizedIncome |
| WCLP | 2026-01-01 | 2026-01-01 | Approved | 100.0 | 100.0 | 100.0 | 1.0 | null | 0.0 | 0.0 | 0.0 |
@TestRailId:C72376
Scenario: Undo disbursal of WCL account that is submitted or approved is failed - UC6
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100 | 100 | 1 | 0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
Then Admin fails to undo disbursal the Working Capital loan due to loan status "SUBMITTED_AND_PENDING_APPROVAL"
Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
Then Admin fails to undo disbursal the Working Capital loan due to loan status "APPROVED"
@TestRailId:C72377
Scenario: Disburse WCL account and undo disbursal via externalId successful use case - UC7
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100 | 100 | 1 | 0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
Then Admin successfully disburse the Working Capital loan by externalId on "01 January 2026" with "100" EUR transaction amount
Then Working Capital disbursal transaction business event is raised with "100" amount and reversed "false"
Then Working Capital loan status will be "ACTIVE"
Then Verify Working Capital loan disbursement was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
| WCLP | 2026-01-01 | 2026-01-01 | Active | 100.0 | 100.0 | 100.0 | 1.0 | null |
Then Admin successfully undo Working Capital disbursal by externalId
Then Working Capital undo disbursal transaction business event is raised with "100" amount and reversed "true"
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
| WCLP | 2026-01-01 | 2026-01-01 | Approved | 100.0 | 100.0 | 100.0 | 1.0 | null |
@TestRailId:C74517
Scenario: Verify that WCL disbursement with classification triggers correct events on disburse and undo - UC7.1
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100 | 100 | 1 | 0 |
Then Working capital loan creation was successful
Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and valid classification
Then Verify Working Capital loan disbursement transaction has classification
Then Working Capital disbursal transaction business event is raised with "100" amount and reversed "false"
Then Working Capital loan status will be "ACTIVE"
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
| WCLP | 2026-01-01 | 2026-01-01 | Active | 100.0 | 100.0 | 100.0 | 1.0 | null |
Then Admin successfully undo Working Capital disbursal
Then Working Capital undo disbursal transaction business event is raised with "100" amount and reversed "true"
Then Working Capital loan status will be "APPROVED"
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount | totalPaidPrincipal | realizedIncome | unrealizedIncome |
| WCLP | 2026-01-01 | 2026-01-01 | Approved | 100.0 | 100.0 | 100.0 | 1.0 | null | 0.0 | 0.0 | 0.0 |
@TestRailId:C74471
Scenario Outline: Verify WC Loan creation with invalid breachId results in error - UC1
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
Then Creating a working capital loan with breachId <breach_id> on "01 January 2027" will result with status code <expected_status_code>
Examples:
| breach_id | expected_status_code |
| 0 | 400 |
| 9223372036854775807 | 403 |
@TestRailId:C74472
Scenario Outline: Verify WC Loan breach override on application depends on product config - UC2
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
Then Creating a working capital loan with breach override allowed "<breach_override_allowed>" on "01 January 2027" will result with status code <expected_status_code>
Examples:
| breach_override_allowed | expected_status_code |
| true | 200 |
| false | 400 |
@TestRailId:C76687
Scenario: Verify WC Loan account creation with breach override value while breach override is allowed on WCLP is successful - UC3
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates working capital loan with 2 "YEARS" breach override and the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate |
| WCLP_BREACH | 01 January 2026 | 01 January 2026 | 100 | 100 | 1 |
Then Verify working capital loan account has been created with correct breach override data
@TestRailId:C76688
Scenario: Verify WC Loan account creation with breach value from WCLP is successful - UC4
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP_BREACH_DISALLOW_ATTRIBUTES_OVERRIDE | 01 January 2027 | 01 January 2027 | 100 | 100 | 1 | |
Then Verify working capital loan account has been created with correct breach data inherited from WCLP level
@TestRailId:C76689
Scenario: Verify WC Loan account creation with breach value override while breach override is disallowed on WCLP is failed - UC5
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin failed to create working capital loan while breach override disallowed with breach override and default following data:
| LoanProduct | submittedOnDate |
| WCLP_BREACH_DISALLOW_ATTRIBUTES_OVERRIDE | 01 January 2026 |
When Admin deletes WC Breach override
@TestRailId:C76747
Scenario: Verify WC Loan account modify with breach override value while breach override is allowed on WCLP is successful - UC6
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates working capital loan with breach from WCLP while override is allowed and the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate |
| WCLP_BREACH | 01 January 2026 | 01 January 2026 | 100 | 100 | 1 |
Then Verify working capital loan account has been created with correct breach data
And Admin modifies the working capital loan with 3 "WEEKS" breach override data
Then Verify working capital loan account has been created with correct breach override data
Then Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP_BREACH | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
@TestRailId:C76748
Scenario: Verify WC Loan account modify with breach value from WCLP is successful - UC7
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP_BREACH_DISALLOW_ATTRIBUTES_OVERRIDE | 01 January 2027 | 01 January 2027 | 100 | 100 | 1 | |
Then Verify working capital loan account has been created with correct breach data inherited from WCLP level
When Admin modifies the working capital loan with the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| | | 80.0 | | | |
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP_BREACH_DISALLOW_ATTRIBUTES_OVERRIDE | 01 January 2027 | 01 January 2027 | 100 | 100 | 1 | |
Then Verify working capital loan account has been created with correct breach data inherited from WCLP level
@TestRailId:C76749
Scenario: Verify WC Loan account modify with breach value override while breach override is disallowed on WCLP is failed - UC8
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP_BREACH_DISALLOW_ATTRIBUTES_OVERRIDE | 01 January 2027 | 01 January 2027 | 100 | 100 | 1 | |
Then Verify working capital loan account has been created with correct breach data inherited from WCLP level
And Admin failed to modify working capital loan while breach override disallowed with breach override
When Admin deletes WC Breach override
@TestRailId:C76750
Scenario Outline: Verify WC Loan modify with invalid breachId results in error - UC9
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
Then Modify a working capital loan with breachId <breach_id> will result with <response_status_code> and <response_message> error message
Examples:
| breach_id | response_status_code | response_message |
| 0 | 400 | "The parameter `breachId` must be greater than 0." |
| 9223372036854775807 | 403 | "Working Capital Breach with id 9223372036854775807 was not found." |
@TestRailId:C76690
Scenario: Verify WC Loan account creation with nearBreach override value while breach override is allowed on WCLP is successful - UC1
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates working capital loan with 2 "MONTHS" breach and 1 "MONTHS" near breach override and the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate |
| WCLP_BREACH_NEAR_BREACH | 01 January 2026 | 01 January 2026 | 100 | 100 | 1 |
Then Verify working capital loan account has been created with correct breach and near breach override data
@TestRailId:C76691
Scenario: Verify WC Loan account creation with nearBreach override value while breach override is allowed on WCLP is successful - UC2
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates working capital loan with breach override allowed with 2 "YEARS" breach and 10 "DAYS" near breach and the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate |
| WCLP | 01 January 2026 | 01 January 2026 | 100 | 100 | 1 |
Then Verify working capital loan account has been created with correct breach and near breach data
@TestRailId:C76692
Scenario: Verify WC Loan account creation with nearBreach value from WCLP level is successful - UC3
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP_BREACH_NEAR_BREACH_DISALLOW_ATTRIBUTES_OVERRIDE | 01 January 2027 | 01 January 2027 | 100 | 100 | 1 | |
Then Verify working capital loan account has been created with correct breach and near breach data inherited from WCLP level
@TestRailId:C76693
Scenario: Verify WC Loan account creation with near breach value override while breach override is disallowed on WCLP is failed - UC4
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin failed to create working capital loan while breach override disallowed with breach and near breach override and default following data:
| LoanProduct | submittedOnDate |
| WCLP_DISALLOW_ATTRIBUTES_OVERRIDE | 01 January 2026 |
When Admin deletes WC Breach override
When Admin deletes WC Near Breach override
@TestRailId:C76694
Scenario Outline: Verify WC Loan account creation with with breach frequency lower then near breach frequency failed - UC5
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin failed to create WC loan account on "01 January 2027" with breach <breachFrequency> "<breachFrequencyType>" frequency lower then near breach <nearBreachFrequency> "<nearBreachFrequencyType>" frequency
When Admin deletes WC Breach With Values
When Admin deletes WC Near Breach With Values
Examples:
| breachFrequency | breachFrequencyType | nearBreachFrequency | nearBreachFrequencyType |
| 1 | MONTHS | 3 | MONTHS |
| 2 | MONTHS | 2 | MONTHS |
| 10 | DAYS | 12 | DAYS |
| 1 | YEARS | 3 | YEARS |
| 2 | MONTHS | 70 | DAYS |
| 10 | MONTHS | 1 | YEARS |
| 4 | WEEKS | 1 | MONTHS |
| 10 | DAYS | 3 | WEEKS |
@TestRailId:C76695
Scenario: Admin failed to create Working Capital without breach but with near breach failure - U6
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin failed to create WC loan account on "01 January 2027" without breach, but with near breach
@TestRailId:C76696
Scenario Outline: Verify WC Loan creation with invalid nearBreachId results in error - UC7
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
Then Creating a working capital loan with near breachId <near_breach_id> on "01 January 2027" will result with error
Examples:
| near_breach_id |
| 0 |
| 9223372036854775807 |
@TestRailId:C76751
Scenario: Verify WC Loan account modify with breach and near breach values successful - UC8
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
And Admin modifies the working capital loan with 70 "DAYS" breach and 4 "WEEKS" near breach override data
Then Verify working capital loan account has been created with correct breach and near breach override data
Then Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
@TestRailId:C76752
Scenario: Verify WC Loan account modify with breach and near breach values successful - UC9
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates working capital loan with breach and near breach from WCLP while override is allowed and the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate |
| WCLP_BREACH_NEAR_BREACH | 01 January 2026 | 01 January 2026 | 100 | 100 | 1 |
Then Verify working capital loan account has been created with correct breach and near breach data
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP_BREACH_NEAR_BREACH | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
And Admin modifies the working capital loan with 1 "YEARS" breach and 10 "MONTHS" near breach override data
Then Verify working capital loan account has been created with correct breach and near breach override data
Then Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP_BREACH_NEAR_BREACH | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
@TestRailId:C76753
Scenario: Verify WC Loan account modify with nearBreach value from WCLP level is successful - UC10
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP_BREACH_NEAR_BREACH_DISALLOW_ATTRIBUTES_OVERRIDE | 01 January 2027 | 01 January 2027 | 100 | 100 | 1 | |
Then Verify working capital loan account has been created with correct breach and near breach data inherited from WCLP level
When Admin modifies the working capital loan with the following data:
| submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| | | 80.0 | | | |
Then Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discount |
| WCLP_BREACH_NEAR_BREACH_DISALLOW_ATTRIBUTES_OVERRIDE | 2027-01-01 | 2027-01-01 | Submitted and pending approval | 80.0 | 0.0 | 100.0 | 1.0 | null |
Then Verify working capital loan account has been created with correct breach and near breach data inherited from WCLP level
@TestRailId:C76754
Scenario: Verify WC Loan account modify with near breach value override while breach override is disallowed on WCLP is failed - UC11
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP_DISALLOW_ATTRIBUTES_OVERRIDE | 01 January 2027 | 01 January 2027 | 100 | 100 | 1 | |
Then Verify working capital loan account has been created with none breach nor near breach data
And Admin failed to modify working capital loan while breach override disallowed with breach and near breach override
When Admin deletes WC Breach override
When Admin deletes WC Near Breach override
@TestRailId:C76755
Scenario Outline: Verify WC Loan account modify with with breach frequency lower then near breach frequency failed - UC12
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
And Admin failed to modify WC loan account with breach <breachFrequency> "<breachFrequencyType>" frequency lower then near breach <nearBreachFrequency> "<nearBreachFrequencyType>" frequency
When Admin deletes WC Breach With Values
When Admin deletes WC Near Breach With Values
Examples:
| breachFrequency | breachFrequencyType | nearBreachFrequency | nearBreachFrequencyType |
| 1 | MONTHS | 3 | MONTHS |
| 2 | MONTHS | 2 | MONTHS |
| 10 | DAYS | 12 | DAYS |
| 1 | YEARS | 3 | YEARS |
| 2 | MONTHS | 70 | DAYS |
| 10 | MONTHS | 1 | YEARS |
| 4 | WEEKS | 1 | MONTHS |
| 10 | DAYS | 3 | WEEKS |
@TestRailId:C76756
Scenario: Admin failed to modify Working Capital without breach but with near breach failure - U13
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
And Admin failed to modify WC loan account without breach, but with near breach
@TestRailId:C76757
Scenario Outline: Verify WC Loan creation with invalid nearBreachId results in error - UC14
When Admin sets the business date to "01 January 2027"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100.0 | 100.0 | 1.0 | 0.0 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 1.0 | 0.0 |
Then Modify a working capital loan with near breachId <near_breach_id> will result with an error
Examples:
| near_breach_id |
| 0 |
| 9223372036854775807 |
@TestRailId:C78813
Scenario Outline: Period payment rate on create of WCL account failed with outranged from loan product level rate change value - UC1
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin failed to create Working Capital with period payment rate "<rate_change_value>" value and outcomes with <rate_change_error_message> error message with default following data:
| LoanProduct | submittedOnDate |
| WCLP_PERIOD_PAYMENT_RATE | 01 January 2026 |
Examples:
| rate_change_value | rate_change_error_message |
| 0.5 | Failed data validation due to: must.be.greater.than.or.equal.to.min. |
| 99.5 | Failed data validation due to: must.be.less.than.or.equal.to.max. |
@TestRailId:C78814
Scenario Outline: Period payment rate on create of WCL account failed with invalid rate change value - UC2
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin failed to create Working Capital on "01 January 2026" with period payment rate "<rate_change_value>" value and outcomes with <rate_change_error_message> error message
Examples:
| rate_change_value | rate_change_error_message |
| -1 | The parameter `periodPaymentRate` must be greater than or equal to 0. |
@TestRailId:C78815
Scenario Outline: Period payment rate on modify of WCL account failed with with outranged from loan product level rate change value - UC3
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP_PERIOD_PAYMENT_RATE | 01 January 2026 | 01 January 2026 | 100 | 100 | 12.5 | 15 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP_PERIOD_PAYMENT_RATE | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 12.5 | 15.0 |
Then Admin failed to modify WC loan account with period payment rate "<rate_change_value>" value and outcomes with "<rate_change_error_message>" error message
Examples:
| rate_change_value | rate_change_error_message |
| 0.5 | Failed data validation due to: must.be.greater.than.or.equal.to.min. |
| 99.5 | Failed data validation due to: must.be.less.than.or.equal.to.max. |
@TestRailId:C78816
Scenario Outline: Period payment rate on modify of WCL account failed with invalid rate change value - UC4
When Admin sets the business date to "01 January 2026"
And Admin creates a client with random data
And Admin creates a working capital loan with the following data:
| LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
| WCLP | 01 January 2026 | 01 January 2026 | 100 | 100 | 12.5 | 15 |
Then Working capital loan creation was successful
And Working capital loan account has the correct data:
| product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed |
| WCLP | 2026-01-01 | 2026-01-01 | Submitted and pending approval | 100.0 | 0.0 | 100.0 | 12.5 | 15.0 |
Then Admin failed to modify WC loan account with period payment rate "<rate_change_value>" value and outcomes with "<rate_change_error_message>" error message
Examples:
| rate_change_value | rate_change_error_message |
| -1 | The parameter `periodPaymentRate` must be greater than or equal to 0. |