fineract-e2e-tests-runner/src/test/resources/features/WorkingCapitalDiscount.feature - fineract - Git at Google

 @WorkingCapitalDiscountFeature
 Feature: Working Capital Discount

   @TestRailId:C72393
   Scenario: Discount on WCL account added after disbursement as on the same as disburse date processed successfully -  UC1
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP        | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
   # --- add discount after disbursement on the same disbursement date --- #
     Then Admin adds Discount fee with "12" amount on Working Capital loan account for last disbursement
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active | 112.0     | 100.0             | 100.0        | 1.0               | null             | null             | 12.0     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 12.0              | 12.0             | 0.0               | 0.0                   | false    |

   @TestRailId:C72394
   Scenario: Discount update on WCL account on diff from disbursement date outcomes with an error - UC2
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP        | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
 # --- add discount after disbursement on diff from same disbursement date should outcome with an error --- #
     When Admin sets the business date to "08 January 2026"
     Then Add Discount fee with "10" amount on Working Capital loan account failed due to date diff from disbursement date
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |

   @TestRailId:C72395
   Scenario: Discount update on WCL account on the same as disburse date failed as already added discount before while create loan - UC3
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP        | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 | 15       |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 15.0             | null             | null     |
     Then Admin failed to approve the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026" with "18" exceeded discount amount
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "14" discount amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 15.0             | 14.0             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "15" exceeded discount amount
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "13" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active | 113.0     | 100.0             | 100.0        | 1.0               | 15.0             | 14.0             | 13.0     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 13.0              | 13.0             | 0.0               | 0.0                   | false    |
     Then Add Discount fee with "10" amount on Working Capital loan account failed due to already added discount before disbursement
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 13.0              | 13.0             | 0.0               | 0.0                   | false    |

   @TestRailId:C72396
   Scenario: Discount update on WCL account on the same as disburse date failed as already added discount before while modify loan - UC4
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP        | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     When Admin modifies the working capital loan with the following data:
       | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       |                 |                          |                 |              |                   | 15.0     |
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 15.0             | null             | null     |
     Then Admin failed to approve the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026" with "18" exceeded discount amount
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "14" discount amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 15.0             | 14.0             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "15" exceeded discount amount
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "13" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active | 113.0     | 100.0             | 100.0        | 1.0               | 15.0             | 14.0             | 13.0     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 13.0              | 13.0             | 0.0               | 0.0                   | false    |
     Then Add Discount fee with "10" amount on Working Capital loan account failed due to already added discount before disbursement
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 13.0              | 13.0             | 0.0               | 0.0                   | false    |

   @TestRailId:C72397
   Scenario: Discount update on WCL account on the same as disburse date failed as already added discount before while approve loan - UC5
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP        | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "14" discount amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | 14.0             | null     |
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "14" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active | 114.0     | 100.0             | 100.0        | 1.0               | null             | 14.0             | 14.0     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 14.0              | 14.0             | 0.0               | 0.0                   | false    |
     Then Add Discount fee with "10" amount on Working Capital loan account failed due to already added discount before disbursement
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 14.0              | 14.0             | 0.0               | 0.0                   | false    |

   @TestRailId:C72490
   Scenario: Discount update od WCL loan account on the same as disburse date failed as already added discount before while disburse loan - UC6
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP        | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "13" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active | 113.0     | 100.0             | 100.0        | 1.0               | null             | null             | 13.0     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 13.0              | 13.0             | 0.0               | 0.0                   | false    |
     Then Add Discount fee with "10" amount on Working Capital loan account failed due to already added discount before disbursement
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 13.0              | 13.0             | 0.0               | 0.0                   | false    |

   @TestRailId:C74491
   Scenario: Discount is forbidden to be added after disbursement as discount is set on loan product level with WCLP overrides disallowed - UC7
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct                                | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP_DISCOUNT_DISALLOW_ATTRIBUTES_OVERRIDE | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name                               | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT_DISALLOW_ATTRIBUTES_OVERRIDE | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin failed to approve the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026" with "20" discount amount due to override disallowed by product
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name                               | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT_DISALLOW_ATTRIBUTES_OVERRIDE | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "15" discount amount due to override disallowed by product
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name                               | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT_DISALLOW_ATTRIBUTES_OVERRIDE | 2026-01-01      | 2026-01-01               | Active | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
 # --- add discount after disbursement is forbidden due to overrides disallowed --- #
     And Add Discount fee with "20" amount on Working Capital loan account failed due to override disallowed by product
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |

   @TestRailId:C74492
   Scenario: Discount is forbidden to be added after disbursement as NO discount is set on loan product level with WCLP overrides disallowed - UC8
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct                       | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP_DISALLOW_ATTRIBUTES_OVERRIDE | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name                      | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISALLOW_ATTRIBUTES_OVERRIDE | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin failed to approve the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026" with "20" discount amount due to override disallowed by product
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name                      | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISALLOW_ATTRIBUTES_OVERRIDE | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "20" discount amount due to override disallowed by product
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name                      | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISALLOW_ATTRIBUTES_OVERRIDE | 2026-01-01      | 2026-01-01               | Active | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
 # --- add discount after disbursement is forbidden due to overrides disallowed --- #
     And Add Discount fee with "20" amount on Working Capital loan account failed due to override disallowed by product
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |

   @TestRailId:C74493
   Scenario: Discount is disallowed to be added after disbursement as discount is set and inherited from WC loan product level with WCLP overrides allowed - UC9
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct   | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP_DISCOUNT | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "50" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Active | 150.0     | 100.0             | 100.0        | 1.0               | null             | null             | 50.0     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100               | 100              | 0                 | 0                     | false    |
       | 01 January 2026 | Discount Fee | 50                | 50               | 0                 | 0                     | false    |
  # --- add discount after disbursement is forbidden as discount is already added --- #
     Then Add Discount fee with "10" amount on Working Capital loan account failed due to already added discount before disbursement
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 50                | 50               | 0                 | 0                     | false    |

   @TestRailId:C72494
   Scenario: Discount is forbidden to be added after Modify with modified discount amount allowed as discount is set on loan product level with WCLP overrides allowed - UC10
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct   | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP_DISCOUNT | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     When Admin modifies the working capital loan with the following data:
       | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       |                 |                          |                 |              |                   | 55.0     |
     Then Admin failed to approve the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026" with "60" exceeded discount amount
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 55.0             | null             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "60" exceeded product discount amount
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "50" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Active | 150.0     | 100.0             | 100.0        | 1.0               | 55.0             | null             | 50.0     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 50.0              | 50.0             | 0                 | 0                     | false    |
 # --- add discount after disbursement is forbidden as discount is already added and updated on disbursement --- #
     Then Add Discount fee with "10" amount on Working Capital loan account failed due to already added discount before disbursement
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 50.0              | 50.0             | 0                 | 0                     | false    |

   @TestRailId:C78836
   Scenario: Discount is forbidden to be added after Approve with modified discount amount allowed as discount is set on loan product level with WCLP overrides allowed - UC11
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct   | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP_DISCOUNT | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin failed to approve the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026" with "60" exceeded product discount amount
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "40" discount amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | 40.0             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "50" exceeded discount amount
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "40" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Active | 140.0     | 100.0             | 100.0        | 1.0               | null             | 40.0             | 40.0     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 40.0              | 40.0             | 0                 | 0                     | false    |
   # --- add discount after disbursement is forbidden as discount is already added --- #
     Then Add Discount fee with "10" amount on Working Capital loan account failed due to already added discount before disbursement
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 40.0              | 40.0             | 0                 | 0                     | false    |

   @TestRailId:C78837
   Scenario: Discount is forbidden to be added after Disburse with modified discount amount allowed as discount is set on loan product level with WCLP overrides allowed - UC12
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct   | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP_DISCOUNT | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin failed to approve the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026" with "60" exceeded product discount amount
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "60" exceeded product discount amount
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "45" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Active | 145.0     | 100.0             | 100.0        | 1.0               | null             | null             | 45.0     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 45.0              | 45.0             | 0                 | 0                     | false    |
 # --- add discount after disbursement is forbidden as discount is already added and updated on disbursement --- #
     Then Add Discount fee with "10" amount on Working Capital loan account failed due to already added discount before disbursement
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 45.0              | 45.0             | 0                 | 0                     | false    |

   @TestRailId:C78838
   Scenario: Discount is allowed to be added after disbursement as overridden with NO discount value from defined on WCLP on loan Create with WCLP overrides allowed - UC13
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct   | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP_DISCOUNT | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 | 0        |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 0.0              | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 0.0              | null             | null     |
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Active | 100.0     | 100.0             | 100.0        | 1.0               | 0.0              | null             | null     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100               | 100              | 0                 | 0                     | false    |
  # --- add discount after disbursement is allowed as NO discount is added yet --- #
     Then Admin adds Discount fee with "10" amount on Working Capital loan account for last disbursement
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 10.0              | 10.0             | 0.0               | 0.0                   | false    |

   @TestRailId:C78839
   Scenario: Working Capital Loan Transaction - Discount added after disbursement on disbursement undo - UC14
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP        | 01 January 2026 | 01 January 2026          | 100.0           | 100.0        | 1.0               | 0.0      |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 0.0              | null             | null     |
     When Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 0.0              | null             | null     |
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP          | 2026-01-01      | 2026-01-01               | Active | 100.0     | 100.0             | 100.0        | 1.0               | 0.0              | null             | null     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
     Then Admin adds Discount fee with "10" amount on Working Capital loan account for last disbursement
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 10.0              | 10.0             | 0.0               | 0.0                   | false    |
 # --- undo working capital disbursal --- #
     And Admin successfully undo Working Capital disbursal by externalId
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 0.0              | null             | null     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | true     |
       | 01 January 2026 | Discount Fee | 10.0              | 10.0             | 0.0               | 0.0                   | true     |

   @TestRailId:C78840
   Scenario: Working Capital Loan Transaction - Discount added on disbursement on disbursement undo - UC15
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP        | 01 January 2026 | 01 January 2026          | 100.0           | 100.0        | 1.0               | 22.0      |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 22.0             | null             | null     |
     When Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 22.0             | null             | null     |
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "11" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP          | 2026-01-01      | 2026-01-01               | Active | 111.0     | 100.0             | 100.0        | 1.0               | 22.0             | null             | 11.0     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | false    |
       | 01 January 2026 | Discount Fee | 11.0              | 11.0             | 0.0               | 0.0                   | false    |
 # --- undo working capital disbursal --- #
     And Admin successfully undo Working Capital disbursal by externalId
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 22.0             | null             | null     |
     And Working Capital Loan has transactions:
       | transactionDate | type         | transactionAmount | principalPortion | feeChargesPortion | penaltyChargesPortion | reversed |
       | 01 January 2026 | Disbursement | 100.0             | 100.0            | 0.0               | 0.0                   | true     |
       | 01 January 2026 | Discount Fee | 11.0              | 11.0             | 0.0               | 0.0                   | true     |

   @TestRailId:C78854
   Scenario: Discount on Working Capital Loan account added while create WCP, updated while approve loan and check after updo approval - UC1
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP        | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 | 18       |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 18.0             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "17" discount amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 18.0             | 17.0             | null     |
 # --- undo working capital approval --- #
     When Admin makes undo approval on the working capital loan
     Then Working capital loan undo approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 18.0             | null             | null     |
     Then Admin failed to approve the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026" with "19" exceeded discount amount
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 18.0             | null             | null     |

   @TestRailId:C78855
   Scenario: Discount on Working Capital Loan account added while create WCP, updated while approve/disburse loan and check after undo approval/disbursal - UC2
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP        | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 | 18       |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 18.0             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "17" discount amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 18.0             | 17.0             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "19" exceeded discount amount
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "16" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active | 116.0     | 100.0             | 100.0        | 1.0               | 18.0             | 17.0             | 16.0     |
 # --- undo working capital disbursal --- #
     Then Admin successfully undo Working Capital disbursal
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 18.0             | 17.0             | null     |
 # --- undo working capital approval --- #
     When Admin makes undo approval on the working capital loan
     Then Working capital loan undo approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 18.0             | null             | null     |
     Then Admin failed to approve the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026" with "19" exceeded discount amount

   @TestRailId:C78856
   Scenario: Discount on Working Capital Loan account added while create WCP, updated while modify/approve loan and check after updo approval - UC1.1
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP        | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 | 18       |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 18.0             | null             | null     |
     When Admin modifies the working capital loan with the following data:
       | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       |                 |                          |                 |              |                   | 19.0     |
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 19.0             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "17" discount amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 19.0             | 17.0             | null     |
 # --- undo working capital approval --- #
     When Admin makes undo approval on the working capital loan
     Then Working capital loan undo approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 19.0             | null             | null     |
     Then Admin failed to approve the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026" with "20" exceeded discount amount
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 19.0             | null             | null     |

   @TestRailId:C78857
   Scenario: Discount on Working Capital Loan account added while modify WCP, updated while approve/disburse loan and check after undo approval/disbursal - UC2.2
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP        | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     When Admin modifies the working capital loan with the following data:
       | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       |                 |                          |                 |              |                   | 18.0     |
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 18.0             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "17" discount amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 18.0             | 17.0             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "19" exceeded discount amount
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "16" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active | 116.0     | 100.0             | 100.0        | 1.0               | 18.0             | 17.0             | 16.0     |
     Then Admin successfully undo Working Capital disbursal
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 18.0             | 17.0             | null     |
 # --- undo working capital approval --- #
     When Admin makes undo approval on the working capital loan
     Then Working capital loan undo approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 18.0             | null             | null     |
     Then Admin failed to approve the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026" with "19" exceeded discount amount

   @TestRailId:C78858
   Scenario: Discount on Working Capital Loan account added while approve WCP and check after updo approval - UC3
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP        | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "15" discount amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | 15.0             | null     |
 # --- undo working capital approval --- #
     When Admin makes undo approval on the working capital loan
     Then Working capital loan undo approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "19" discount amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | 19.0             | null     |

   @TestRailId:C78859
   Scenario: Discount on Working Capital Loan account added while approve, updated on disbursal and check after updo disbursal/approval with additional update while approve and check after undo disbursal - UC4
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP        | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "17" discount amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | 17.0             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "19" exceeded discount amount
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "16" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active   | 116.0     | 100.0             | 100.0        | 1.0               | null             | 17.0             | 16.0     |
     Then Admin successfully undo Working Capital disbursal
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | 17.0             | null     |
     When Admin makes undo approval on the working capital loan
     Then Working capital loan undo approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "19" discount amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | 19.0             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "20" exceeded discount amount
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "19" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active | 119.0     | 100.0             | 100.0        | 1.0               | null             | 19.0             | 19.0     |
 # --- undo working capital disbursal --- #
     Then Admin successfully undo Working Capital disbursal
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | 19.0             | null     |

   @TestRailId:C78860
   Scenario: Discount on Working Capital Loan account added while approve, updated on disbursal and check after updo disbursal/approval with additional update while modify and check after undo disbursal - UC4.1
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP        | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "17" discount amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | 17.0             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "19" exceeded discount amount
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "16" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active   | 116.0     | 100.0             | 100.0        | 1.0               | null             | 17.0             | 16.0     |
     Then Admin successfully undo Working Capital disbursal
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | 17.0             | null     |
     When Admin makes undo approval on the working capital loan
     Then Working capital loan undo approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     When Admin modifies the working capital loan with the following data:
       | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       |                 |                          |                 |              |                   | 20.0     |
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 20.0             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "20" discount amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 20.0             | 20.0             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "21" exceeded discount amount
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "18" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active | 118.0     | 100.0             | 100.0        | 1.0               | 20.0             | 20.0             | 18.0     |
 # --- undo working capital disbursal --- #
     Then Admin successfully undo Working Capital disbursal
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 20.0             | 20.0             | null     |

   @TestRailId:C78861
   Scenario: Discount on Working Capital Loan account added while update discount and check after undo disbursal/approval - UC5
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP        | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active   | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
 # --- update discount after disbursement on the same disbursement date --- #
     Then Admin successfully update discount with "12" amount on Working Capital loan account
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active | 112.0     | 100.0             | 100.0        | 1.0               | null             | null             | 12.0     |
 # --- undo working capital disbursal --- #
     Then Admin successfully undo Working Capital disbursal
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
 # --- undo working capital approval --- #
     When Admin makes undo approval on the working capital loan
     Then Working capital loan undo approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |

   @TestRailId:C78862
   Scenario: Discount on Working Capital Loan account added while create loan, updated on disbursal and check after undo disbursal with additional disburse - UC6
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP        | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 | 18       |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 18.0             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "18" discount amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 18.0             | 18.0             | null     |
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active   | 100.0     | 100.0             | 100.0        | 1.0               | 18.0             | 18.0             | null     |
 # --- undo working capital disbursal --- #
     Then Admin successfully undo Working Capital disbursal
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 18.0             | 18.0             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "19" exceeded discount amount
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "17" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active | 117.0     | 100.0             | 100.0        | 1.0               | 18.0             | 18.0             | 17.0     |

   @TestRailId:C78863
   Scenario: Discount on Working Capital Loan account with NO discount is set on loan product level with WCLP overrides disallowed after undo approval/disbursal - UC7
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct                       | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP_DISALLOW_ATTRIBUTES_OVERRIDE | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name                      | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISALLOW_ATTRIBUTES_OVERRIDE | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin failed to approve the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026" with "20" discount amount due to override disallowed by product
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name                      | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISALLOW_ATTRIBUTES_OVERRIDE | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "20" discount amount due to override disallowed by product
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name                      | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISALLOW_ATTRIBUTES_OVERRIDE | 2026-01-01      | 2026-01-01               | Active | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
 # --- undo working capital disbursal --- #
     Then Admin successfully undo Working Capital disbursal
     And Working capital loan account has the correct data:
       | product.name                      | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISALLOW_ATTRIBUTES_OVERRIDE | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
 # --- undo working capital approval --- #
     When Admin makes undo approval on the working capital loan
     Then Working capital loan undo approval was successful
     And Working capital loan account has the correct data:
       | product.name                      | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISALLOW_ATTRIBUTES_OVERRIDE | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |

   @TestRailId:C78864
   Scenario: Discount on Working Capital Loan account added after disbursement with discount set on loan product level and WCLP overrides allowed after undo approval/disbursal - UC8
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct   | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP_DISCOUNT | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Active | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
 # --- add discount with exceed discount amount is forbidden as loan discount is null but It exceeds product discount value --- #
     Then Update discount with "60" amount on Working Capital loan account failed due to exceed discount amount
 # --- add discount after disbursement on the same disbursement date --- #
     Then Admin successfully update discount with "12" amount on Working Capital loan account
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Active | 112.0     | 100.0             | 100.0        | 1.0               | null             | null             | 12.0     |
 # --- undo working capital disbursal --- #
     Then Admin successfully undo Working Capital disbursal
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
 # --- undo working capital approval --- #
     When Admin makes undo approval on the working capital loan
     Then Working capital loan undo approval was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |

   @TestRailId:C78865
   Scenario: Discount on Working Capital Loan account added on create loan account with modified discount amount while discount set on loan product level and WCLP overrides allowed after undo disbursal/approve - UC9.1
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct   | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP_DISCOUNT | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 | 48.0     |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 48.0             | null             | null     |
     Then Admin failed to approve the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026" with "60" exceeded discount amount
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "40" discount amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 48.0             | 40.0             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "50" exceeded discount amount
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "40" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Active | 140.0     | 100.0             | 100.0        | 1.0               | 48.0             | 40.0             | 40.0     |
 # --- add discount after disbursement is forbidden as discount is already added --- #
     Then Add discount with "10" amount on Working Capital loan account failed due to already added discount before disbursement
 # --- undo working capital disbursal --- #
     Then Admin successfully undo Working Capital disbursal
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 48.0             | 40.0             | null     |
 # --- undo working capital approval --- #
     When Admin makes undo approval on the working capital loan
     Then Working capital loan undo approval was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 48.0             | null             | null     |
 # --- modify working capital loan account --- #
     When Admin modifies the working capital loan with the following data:
       | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       |                 |                          |                 |              |                   | 49.0     |
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 49.0             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 49.0             | null             | null     |
 # --- undo working capital approval --- #
     When Admin makes undo approval on the working capital loan
     Then Working capital loan undo approval was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 49.0             | null             | null     |

   @TestRailId:C78866
   Scenario: Discount on Working Capital Loan account added on modify loan account with modified discount amount with discount set on loan product level and WCLP overrides allowed after undo disbursal/approve - UC9.2
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct   | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP_DISCOUNT | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     When Admin modifies the working capital loan with the following data:
       | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       |                 |                          |                 |              |                   | 30.0     |
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 30.0             | null             | null     |
     Then Admin failed to approve the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026" with "60" exceeded discount amount
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "20" discount amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 30.0             | 20.0             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "50" exceeded discount amount
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "20" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Active | 120.0     | 100.0             | 100.0        | 1.0               | 30.0             | 20.0             | 20.0     |
 # --- add discount after disbursement is forbidden as discount is already added --- #
     Then Add discount with "10" amount on Working Capital loan account failed due to already added discount before disbursement
 # --- undo working capital disbursal --- #
     Then Admin successfully undo Working Capital disbursal
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | 30.0             | 20.0             | null     |
     When Admin makes undo approval on the working capital loan
     Then Working capital loan undo approval was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | 30.0             | null             | null     |

   @TestRailId:C78867
   Scenario: Discount on Working Capital Loan account added on Approve with modified discount amount with discount set on loan product level and WCLP overrides allowed after undo disbursal/approve - UC9
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct   | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP_DISCOUNT | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin failed to approve the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026" with "60" exceeded product discount amount
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "40" discount amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | 40.0             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "50" exceeded discount amount
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "40" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Active | 140.0     | 100.0             | 100.0        | 1.0               | null             | 40.0             | 40.0     |
 # --- add discount after disbursement is forbidden as discount is already added --- #
     Then Add discount with "10" amount on Working Capital loan account failed due to already added discount before disbursement
 # --- undo working capital disbursal --- #
     Then Admin successfully undo Working Capital disbursal
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | 40.0             | null     |
 # --- undo working capital approval --- #
     When Admin makes undo approval on the working capital loan
     Then Working capital loan undo approval was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |

   @TestRailId:C78868
   Scenario: Discount on Working Capital Loan account added on Disburse with modified discount amount while discount is set on loan product level with WCLP overrides allowed after undo disbursal/approval - UC10
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct   | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP_DISCOUNT | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin failed to approve the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026" with "60" exceeded product discount amount
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
     Then Admin failed to disburse the working capital loan on "01 January 2026" with "100" amount with "60" exceeded product discount amount
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "45" discount amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Active | 145.0     | 100.0             | 100.0        | 1.0               | null             | null             | 45.0     |
 # --- add discount after disbursement is forbidden as discount is already added --- #
     Then Add discount with "10" amount on Working Capital loan account failed due to already added discount before disbursement
 # --- undo working capital disbursal --- #
     Then Admin successfully undo Working Capital disbursal
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
 # --- undo working capital approval --- #
     When Admin makes undo approval on the working capital loan
     Then Working capital loan undo approval was successful
     And Working capital loan account has the correct data:
       | product.name  | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |

   @TestRailId:C78869
   Scenario: Discount on Working Capital Loan account added after disbursement while discount is set on loan product level with WCLP overrides disallowed after undo disbursal/approval - UC6
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct                                | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP_DISCOUNT_DISALLOW_ATTRIBUTES_OVERRIDE | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     Then Working capital loan creation was successful
     And Working capital loan account has the correct data:
       | product.name                               | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT_DISALLOW_ATTRIBUTES_OVERRIDE | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and expected disbursement date on "01 January 2026"
     Then Working capital loan approval was successful
     And Working capital loan account has the correct data:
       | product.name                               | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT_DISALLOW_ATTRIBUTES_OVERRIDE | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount
     Then Working Capital loan status will be "ACTIVE"
     Then Verify Working Capital loan disbursement was successful
     And Working capital loan account has the correct data:
       | product.name                               | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT_DISALLOW_ATTRIBUTES_OVERRIDE | 2026-01-01      | 2026-01-01               | Active | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
 # --- add discount after disbursement is forbidden due to overrides disallowed --- #
     And Update discount with "20" amount on Working Capital loan account failed due to override disallowed by product
 # --- undo working capital disbursal --- #
     Then Admin successfully undo Working Capital disbursal
     And Working capital loan account has the correct data:
       | product.name                               | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT_DISALLOW_ATTRIBUTES_OVERRIDE | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | null             | null     |
 # --- undo working capital approval --- #
     When Admin makes undo approval on the working capital loan
     Then Working capital loan undo approval was successful
     And Working capital loan account has the correct data:
       | product.name                               | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP_DISCOUNT_DISALLOW_ATTRIBUTES_OVERRIDE | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |

   @TestRailId:C74518
   Scenario: Verify that undo disbursal of WCL account set discount to null - UC5.2
     When Admin sets the business date to "01 January 2026"
     And Admin creates a client with random data
     And Admin creates a working capital loan with the following data:
       | LoanProduct | submittedOnDate | expectedDisbursementDate | principalAmount | totalPayment | periodPaymentRate | discount |
       | WCLP        | 01 January 2026 | 01 January 2026          | 100             | 100          | 1                 |          |
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status                         | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Submitted and pending approval | 100.0     | 0.0               | 100.0        | 1.0               | null             | null             | null     |
     Then Working capital loan creation was successful
     Then Admin successfully approves the working capital loan on "01 January 2026" with "100" amount and "14" discount amount and expected disbursement date on "01 January 2026"
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | 14.0             | null     |
     Then Admin successfully disburse the Working Capital loan on "01 January 2026" with "100" EUR transaction amount and "13" discount amount
     Then Working Capital loan status will be "ACTIVE"
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Active | 113.0     | 100.0             | 100.0        | 1.0               | null             | 14.0             | 13.0     |
 # --- undo working capital disbursal --- #
     Then Admin successfully undo Working Capital disbursal
     Then Working Capital loan status will be "APPROVED"
     And Working capital loan account has the correct data:
       | product.name | submittedOnDate | expectedDisbursementDate | status   | principal | approvedPrincipal | totalPayment | periodPaymentRate | discountProposed | discountApproved | discount |
       | WCLP         | 2026-01-01      | 2026-01-01               | Approved | 100.0     | 100.0             | 100.0        | 1.0               | null             | 14.0             | null     |