| /** |
| * Licensed to the Apache Software Foundation (ASF) under one |
| * or more contributor license agreements. See the NOTICE file |
| * distributed with this work for additional information |
| * regarding copyright ownership. The ASF licenses this file |
| * to you under the Apache License, Version 2.0 (the |
| * "License"); you may not use this file except in compliance |
| * with the License. You may obtain a copy of the License at |
| * |
| * http://www.apache.org/licenses/LICENSE-2.0 |
| * |
| * Unless required by applicable law or agreed to in writing, |
| * software distributed under the License is distributed on an |
| * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY |
| * KIND, either express or implied. See the License for the |
| * specific language governing permissions and limitations |
| * under the License. |
| */ |
| package org.apache.fineract.cob.loan; |
| |
| import static org.apache.fineract.infrastructure.core.diagnostics.performance.MeasuringUtil.measure; |
| |
| import java.time.LocalDate; |
| import java.util.List; |
| import java.util.Optional; |
| import lombok.RequiredArgsConstructor; |
| import lombok.extern.slf4j.Slf4j; |
| import org.apache.fineract.infrastructure.core.domain.ActionContext; |
| import org.apache.fineract.infrastructure.core.domain.ExternalId; |
| import org.apache.fineract.infrastructure.core.service.DateUtils; |
| import org.apache.fineract.infrastructure.core.service.ThreadLocalContextUtil; |
| import org.apache.fineract.infrastructure.event.business.domain.loan.LoanDelinquencyRangeChangeBusinessEvent; |
| import org.apache.fineract.infrastructure.event.business.service.BusinessEventNotifierService; |
| import org.apache.fineract.portfolio.delinquency.domain.LoanDelinquencyAction; |
| import org.apache.fineract.portfolio.delinquency.helper.DelinquencyEffectivePauseHelper; |
| import org.apache.fineract.portfolio.delinquency.service.DelinquencyReadPlatformService; |
| import org.apache.fineract.portfolio.delinquency.validator.LoanDelinquencyActionData; |
| import org.apache.fineract.portfolio.loanaccount.domain.Loan; |
| import org.apache.fineract.portfolio.loanaccount.domain.LoanAccountDomainService; |
| import org.springframework.stereotype.Component; |
| |
| @Slf4j |
| @Component |
| @RequiredArgsConstructor |
| public class SetLoanDelinquencyTagsBusinessStep implements LoanCOBBusinessStep { |
| |
| private final LoanAccountDomainService loanAccountDomainService; |
| private final DelinquencyEffectivePauseHelper delinquencyEffectivePauseHelper; |
| private final DelinquencyReadPlatformService delinquencyReadPlatformService; |
| private final BusinessEventNotifierService businessEventNotifierService; |
| |
| @Override |
| public Loan execute(Loan loan) { |
| if (loan == null) { |
| log.debug("Ignoring delinquency tag processing for null loan."); |
| return null; |
| } |
| |
| String externalId = Optional.ofNullable(loan.getExternalId()).map(ExternalId::getValue).orElse(null); |
| measure(() -> { |
| try { |
| log.debug("Starting delinquency tag processing for loan with Id [{}], account number [{}], external Id [{}]", loan.getId(), |
| loan.getAccountNumber(), externalId); |
| |
| // Change the Action Context to DEFAULT for Business Date so that we can compare the loan due date to |
| // the |
| // current date and not the previous (COB) date. |
| ThreadLocalContextUtil.setActionContext(ActionContext.DEFAULT); |
| |
| final List<LoanDelinquencyAction> savedDelinquencyList = delinquencyReadPlatformService |
| .retrieveLoanDelinquencyActions(loan.getId()); |
| List<LoanDelinquencyActionData> effectiveDelinquencyList = delinquencyEffectivePauseHelper |
| .calculateEffectiveDelinquencyList(savedDelinquencyList); |
| |
| if (!isDelinquencyOnPause(loan, effectiveDelinquencyList)) { |
| loanAccountDomainService.setLoanDelinquencyTag(loan, DateUtils.getBusinessLocalDate(), effectiveDelinquencyList); |
| } else { |
| log.debug("Delinquency is on pause for loan with ID [{}]", loan.getId()); |
| } |
| } catch (RuntimeException re) { |
| log.error( |
| "Received [{}] exception while processing delinquency tag for loan with Id [{}], account number [{}], external Id [{}]", |
| re.getMessage(), loan.getId(), loan.getAccountNumber(), externalId, re); |
| |
| throw re; |
| } finally { |
| // Change the Action Context back to COB to resume COB steps. |
| ThreadLocalContextUtil.setActionContext(ActionContext.COB); |
| } |
| }, duration -> { |
| log.debug("Ending delinquency tag processing for loan with Id [{}], account number [{}], external Id [{}], finished in [{}]ms", |
| loan.getId(), loan.getAccountNumber(), externalId, duration.toMillis()); |
| }); |
| |
| return loan; |
| } |
| |
| private boolean isDelinquencyOnPause(Loan loan, List<LoanDelinquencyActionData> effectiveDelinquencyList) { |
| LocalDate businessDate = DateUtils.getBusinessLocalDate(); |
| boolean isPaused = isPausedOnDate(businessDate, effectiveDelinquencyList); |
| boolean wasPausedOneDayBefore = isPausedOnDate(businessDate.minusDays(1), effectiveDelinquencyList); |
| if ((isPaused && !wasPausedOneDayBefore) || (!isPaused && wasPausedOneDayBefore)) { |
| businessEventNotifierService.notifyPostBusinessEvent(new LoanDelinquencyRangeChangeBusinessEvent(loan)); |
| } |
| return isPaused; |
| } |
| |
| private static boolean isPausedOnDate(LocalDate date, List<LoanDelinquencyActionData> effectiveDelinquencyList) { |
| return effectiveDelinquencyList.stream() |
| .anyMatch(pausePeriod -> !pausePeriod.getStartDate().isAfter(date) && !pausePeriod.getEndDate().isBefore(date)); |
| } |
| |
| @Override |
| public String getEnumStyledName() { |
| return "LOAN_DELINQUENCY_CLASSIFICATION"; |
| } |
| |
| @Override |
| public String getHumanReadableName() { |
| return "Loan Delinquency Classification"; |
| } |
| |
| } |