integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanWithWaiveInterestAndWriteOffIntegrationTest.java - fineract - Git at Google

 /**
  * Licensed to the Apache Software Foundation (ASF) under one
  * or more contributor license agreements. See the NOTICE file
  * distributed with this work for additional information
  * regarding copyright ownership. The ASF licenses this file
  * to you under the Apache License, Version 2.0 (the
  * "License"); you may not use this file except in compliance
  * with the License. You may obtain a copy of the License at
  *
  * http://www.apache.org/licenses/LICENSE-2.0
  *
  * Unless required by applicable law or agreed to in writing,
  * software distributed under the License is distributed on an
  * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
  * KIND, either express or implied. See the License for the
  * specific language governing permissions and limitations
  * under the License.
  */
 package org.apache.fineract.integrationtests;

 import io.restassured.builder.RequestSpecBuilder;
 import io.restassured.builder.ResponseSpecBuilder;
 import io.restassured.http.ContentType;
 import io.restassured.path.json.JsonPath;
 import io.restassured.specification.RequestSpecification;
 import io.restassured.specification.ResponseSpecification;
 import java.math.BigDecimal;
 import java.util.ArrayList;
 import java.util.HashMap;
 import java.util.List;
 import org.apache.fineract.integrationtests.common.ClientHelper;
 import org.apache.fineract.integrationtests.common.CollateralManagementHelper;
 import org.apache.fineract.integrationtests.common.Utils;
 import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder;
 import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder;
 import org.apache.fineract.integrationtests.common.loans.LoanStatusChecker;
 import org.apache.fineract.integrationtests.common.loans.LoanTestLifecycleExtension;
 import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper;
 import org.junit.jupiter.api.Assertions;
 import org.junit.jupiter.api.BeforeEach;
 import org.junit.jupiter.api.Test;
 import org.junit.jupiter.api.extension.ExtendWith;
 import org.slf4j.Logger;
 import org.slf4j.LoggerFactory;

 /**
  * Client Loan Integration Test for checking Loan Disbursement with Waive Interest and Write-Off.
  */
 @SuppressWarnings({ "rawtypes" })
 @ExtendWith(LoanTestLifecycleExtension.class)
 public class LoanWithWaiveInterestAndWriteOffIntegrationTest {

     private static final Logger LOG = LoggerFactory.getLogger(LoanWithWaiveInterestAndWriteOffIntegrationTest.class);
     private ResponseSpecification responseSpec;
     private RequestSpecification requestSpec;

     private static final String LP_PRINCIPAL = "12,000.00";
     private static final String LP_REPAYMENTS = "2";
     private static final String LP_REPAYMENT_PERIOD = "6";
     private static final String LP_INTEREST_RATE = "1";
     private static final String PRINCIPAL = "4,500.00";
     private static final String LOAN_TERM_FREQUENCY = "18";
     private static final String NUMBER_OF_REPAYMENTS = "9";
     private static final String REPAYMENT_PERIOD = "2";
     private static final String DISBURSEMENT_DATE = "30 October 2010";
     private static final String LOAN_APPLICATION_SUBMISSION_DATE = "23 September 2010";
     private static final String EXPECTED_DISBURSAL_DATE = "28 October 2010";
     private static final String RATE_OF_INTEREST_PER_PERIOD = "2";
     private static final String DATE_OF_JOINING = "04 March 2009";
     private static final String INTEREST_VALUE_AMOUNT = "40.00";
     private LoanTransactionHelper loanTransactionHelper;

     @BeforeEach
     public void setup() {
         Utils.initializeRESTAssured();
         this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build();
         this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey());
         this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build();
         this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec);
     }

     @Test
     public void checkClientLoanCreateAndDisburseFlow() {
         // CREATE CLIENT
         final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec, DATE_OF_JOINING);
         ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID);

         // CREATE LOAN PRODUCT
         final Integer loanProductID = createLoanProduct();
         // APPLY FOR LOAN
         final Integer loanID = applyForLoanApplication(clientID, loanProductID);

         HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
         LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);

         LOG.info("-----------------------------------APPROVE LOAN-----------------------------------------");
         loanStatusHashMap = this.loanTransactionHelper.approveLoan("28 September 2010", loanID);
         LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
         LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);

         // UNDO APPROVAL
         loanStatusHashMap = this.loanTransactionHelper.undoApproval(loanID);
         LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);

         LOG.info("-----------------------------------RE-APPROVE LOAN-----------------------------------------");
         loanStatusHashMap = this.loanTransactionHelper.approveLoan("01 October 2010", loanID);
         LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
         LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);

         // DISBURSE
         String loanDetails = this.loanTransactionHelper.getLoanDetails(this.requestSpec, this.responseSpec, loanID);
         loanStatusHashMap = this.loanTransactionHelper.disburseLoanWithNetDisbursalAmount(DISBURSEMENT_DATE, loanID,
                 JsonPath.from(loanDetails).get("netDisbursalAmount").toString());
         LOG.info("DISBURSE {}", loanStatusHashMap.toString());
         LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);

         // PERFORM REPAYMENTS AND CHECK LOAN STATUS
         this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(1, 4000.0F, loanID);
         this.loanTransactionHelper.makeRepayment("01 January 2011", 540.0f, loanID);

         // UNDO DISBURSE LOAN
         loanStatusHashMap = this.loanTransactionHelper.undoDisbursal(loanID);
         LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);

         // DIBURSE AGAIN
         loanStatusHashMap = this.loanTransactionHelper.disburseLoanWithNetDisbursalAmount(DISBURSEMENT_DATE, loanID,
                 JsonPath.from(loanDetails).get("netDisbursalAmount").toString());
         LOG.info("DISBURSE {}", loanStatusHashMap);
         LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);

         // MAKE REPAYMENTS
         final float repayment_with_interest = 540.0f;
         final float repayment_without_interest = 500.0f;

         this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(1, 4000.0F, loanID);
         this.loanTransactionHelper.makeRepayment("01 January 2011", repayment_with_interest, loanID);
         this.loanTransactionHelper.makeRepayment("01 March 2011", repayment_with_interest, loanID);
         this.loanTransactionHelper.waiveInterest("01 May 2011", INTEREST_VALUE_AMOUNT, loanID);
         this.loanTransactionHelper.makeRepayment("01 May 2011", repayment_without_interest, loanID);
         this.loanTransactionHelper.makeRepayment("01 July 2011", repayment_with_interest, loanID);
         this.loanTransactionHelper.waiveInterest("01 September 2011", INTEREST_VALUE_AMOUNT, loanID);
         this.loanTransactionHelper.makeRepayment("01 September 2011", repayment_without_interest, loanID);
         this.loanTransactionHelper.makeRepayment("01 November 2011", repayment_with_interest, loanID);
         this.loanTransactionHelper.waiveInterest("01 January 2012", INTEREST_VALUE_AMOUNT, loanID);
         this.loanTransactionHelper.makeRepayment("01 January 2012", repayment_without_interest, loanID);
         this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(7, 1000.0f, loanID);

         // WRITE OFF LOAN AND CHECK ACCOUNT IS CLOSED
         LoanStatusChecker.verifyLoanAccountIsClosed(this.loanTransactionHelper.writeOffLoan("01 March 2012", loanID));

     }

     @Test
     public void checkClientLoan_WRITTEN_OFF() {
         // CREATE CLIENT
         final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec, DATE_OF_JOINING);
         ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID);

         // CREATE LOAN PRODUCT
         final Integer loanProductID = createLoanProduct();
         // APPLY FOR LOAN
         final Integer loanID = applyForLoanApplication(clientID, loanProductID);

         HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
         LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);

         LOG.info("-----------------------------------APPROVE LOAN-----------------------------------------");
         loanStatusHashMap = this.loanTransactionHelper.approveLoan("28 September 2010", loanID);
         LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
         LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);

         // DISBURSE
         String loanDetails = this.loanTransactionHelper.getLoanDetails(this.requestSpec, this.responseSpec, loanID);
         loanStatusHashMap = this.loanTransactionHelper.disburseLoanWithNetDisbursalAmount(DISBURSEMENT_DATE, loanID,
                 JsonPath.from(loanDetails).get("netDisbursalAmount").toString());
         LOG.info("DISBURSE {}", loanStatusHashMap);
         LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);

         // MAKE REPAYMENTS
         final float repayment_with_interest = 680.0f;

         this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(1, 4000.0F, loanID);
         this.loanTransactionHelper.makeRepayment("01 January 2011", repayment_with_interest, loanID);

         HashMap toLoanSummaryAfter = this.loanTransactionHelper.getLoanSummary(requestSpec, responseSpec, loanID);
         Assertions.assertTrue(Float.valueOf("500.0").compareTo(Float.valueOf(String.valueOf(toLoanSummaryAfter.get("principalPaid")))) == 0,
                 "Checking for Principal paid ");
         Assertions.assertTrue(Float.valueOf("180.0").compareTo(Float.valueOf(String.valueOf(toLoanSummaryAfter.get("interestPaid")))) == 0,
                 "Checking for interestPaid paid ");
         Assertions.assertTrue(
                 Float.valueOf("680.0").compareTo(Float.valueOf(String.valueOf(toLoanSummaryAfter.get("totalRepayment")))) == 0,
                 "Checking for total paid ");

         // WRITE OFF LOAN AND CHECK ACCOUNT IS CLOSED
         LoanStatusChecker.verifyLoanAccountIsClosed(this.loanTransactionHelper.writeOffLoan("01 January 2011", loanID));
         toLoanSummaryAfter = this.loanTransactionHelper.getLoanSummary(requestSpec, responseSpec, loanID);
         Assertions.assertTrue(
                 Float.valueOf("4000.0").compareTo(Float.valueOf(String.valueOf(toLoanSummaryAfter.get("principalWrittenOff")))) == 0,
                 "Checking for Principal written off ");
         Assertions.assertTrue(
                 Float.valueOf("1440.0").compareTo(Float.valueOf(String.valueOf(toLoanSummaryAfter.get("interestWrittenOff")))) == 0,
                 "Checking for interestPaid written off ");
         Assertions.assertTrue(
                 Float.valueOf("5440.0").compareTo(Float.valueOf(String.valueOf(toLoanSummaryAfter.get("totalWrittenOff")))) == 0,
                 "Checking for total written off ");

     }

     private Integer createLoanProduct() {
         LOG.info("------------------------------CREATING NEW LOAN PRODUCT ---------------------------------------");
         final String loanProductJSON = new LoanProductTestBuilder().withPrincipal(LP_PRINCIPAL).withRepaymentTypeAsMonth()
                 .withRepaymentAfterEvery(LP_REPAYMENT_PERIOD).withNumberOfRepayments(LP_REPAYMENTS).withRepaymentTypeAsMonth()
                 .withinterestRatePerPeriod(LP_INTEREST_RATE).withInterestRateFrequencyTypeAsMonths()
                 .withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsFlat().build(null);

         return this.loanTransactionHelper.getLoanProductId(loanProductJSON);
     }

     private Integer applyForLoanApplication(final Integer clientID, final Integer loanProductID) {
         LOG.info("--------------------------------APPLYING FOR LOAN APPLICATION--------------------------------");
         List<HashMap> collaterals = new ArrayList<>();
         final Integer collateralId = CollateralManagementHelper.createCollateralProduct(this.requestSpec, this.responseSpec);
         Assertions.assertNotNull(collateralId);
         final Integer clientCollateralId = CollateralManagementHelper.createClientCollateral(this.requestSpec, this.responseSpec,
                 clientID.toString(), collateralId);
         Assertions.assertNotNull(clientCollateralId);
         addCollaterals(collaterals, clientCollateralId, BigDecimal.valueOf(1));
         final String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal(PRINCIPAL)
                 .withLoanTermFrequency(LOAN_TERM_FREQUENCY).withLoanTermFrequencyAsMonths().withNumberOfRepayments(NUMBER_OF_REPAYMENTS)
                 .withRepaymentEveryAfter(REPAYMENT_PERIOD).withRepaymentFrequencyTypeAsMonths()
                 .withInterestRatePerPeriod(RATE_OF_INTEREST_PER_PERIOD).withInterestTypeAsFlatBalance()
                 .withAmortizationTypeAsEqualInstallments().withInterestCalculationPeriodTypeSameAsRepaymentPeriod()
                 .withExpectedDisbursementDate(EXPECTED_DISBURSAL_DATE).withSubmittedOnDate(LOAN_APPLICATION_SUBMISSION_DATE)
                 .withCollaterals(collaterals).build(clientID.toString(), loanProductID.toString(), null);
         return this.loanTransactionHelper.getLoanId(loanApplicationJSON);
     }

     private void addCollaterals(List<HashMap> collaterals, Integer collateralId, BigDecimal quantity) {
         collaterals.add(collaterals(collateralId, quantity));
     }

     private HashMap<String, String> collaterals(Integer collateralId, BigDecimal quantity) {
         HashMap<String, String> collateral = new HashMap<String, String>(2);
         collateral.put("clientCollateralId", collateralId.toString());
         collateral.put("quantity", quantity.toString());
         return collateral;
     }
 }
	/**
	* Licensed to the Apache Software Foundation (ASF) under one
	* or more contributor license agreements. See the NOTICE file
	* distributed with this work for additional information
	* regarding copyright ownership. The ASF licenses this file
	* to you under the Apache License, Version 2.0 (the
	* "License"); you may not use this file except in compliance
	* with the License. You may obtain a copy of the License at
	*
	* http://www.apache.org/licenses/LICENSE-2.0
	*
	* Unless required by applicable law or agreed to in writing,
	* software distributed under the License is distributed on an
	* "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
	* KIND, either express or implied. See the License for the
	* specific language governing permissions and limitations
	* under the License.
	*/
	package org.apache.fineract.integrationtests;

	import io.restassured.builder.RequestSpecBuilder;
	import io.restassured.builder.ResponseSpecBuilder;
	import io.restassured.http.ContentType;
	import io.restassured.path.json.JsonPath;
	import io.restassured.specification.RequestSpecification;
	import io.restassured.specification.ResponseSpecification;
	import java.math.BigDecimal;
	import java.util.ArrayList;
	import java.util.HashMap;
	import java.util.List;
	import org.apache.fineract.integrationtests.common.ClientHelper;
	import org.apache.fineract.integrationtests.common.CollateralManagementHelper;
	import org.apache.fineract.integrationtests.common.Utils;
	import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder;
	import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder;
	import org.apache.fineract.integrationtests.common.loans.LoanStatusChecker;
	import org.apache.fineract.integrationtests.common.loans.LoanTestLifecycleExtension;
	import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper;
	import org.junit.jupiter.api.Assertions;
	import org.junit.jupiter.api.BeforeEach;
	import org.junit.jupiter.api.Test;
	import org.junit.jupiter.api.extension.ExtendWith;
	import org.slf4j.Logger;
	import org.slf4j.LoggerFactory;

	/**
	* Client Loan Integration Test for checking Loan Disbursement with Waive Interest and Write-Off.
	*/
	@SuppressWarnings({ "rawtypes" })
	@ExtendWith(LoanTestLifecycleExtension.class)
	public class LoanWithWaiveInterestAndWriteOffIntegrationTest {

	private static final Logger LOG = LoggerFactory.getLogger(LoanWithWaiveInterestAndWriteOffIntegrationTest.class);
	private ResponseSpecification responseSpec;
	private RequestSpecification requestSpec;

	private static final String LP_PRINCIPAL = "12,000.00";
	private static final String LP_REPAYMENTS = "2";
	private static final String LP_REPAYMENT_PERIOD = "6";
	private static final String LP_INTEREST_RATE = "1";
	private static final String PRINCIPAL = "4,500.00";
	private static final String LOAN_TERM_FREQUENCY = "18";
	private static final String NUMBER_OF_REPAYMENTS = "9";
	private static final String REPAYMENT_PERIOD = "2";
	private static final String DISBURSEMENT_DATE = "30 October 2010";
	private static final String LOAN_APPLICATION_SUBMISSION_DATE = "23 September 2010";
	private static final String EXPECTED_DISBURSAL_DATE = "28 October 2010";
	private static final String RATE_OF_INTEREST_PER_PERIOD = "2";
	private static final String DATE_OF_JOINING = "04 March 2009";
	private static final String INTEREST_VALUE_AMOUNT = "40.00";
	private LoanTransactionHelper loanTransactionHelper;

	@BeforeEach
	public void setup() {
	Utils.initializeRESTAssured();
	this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build();
	this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey());
	this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build();
	this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec);
	}

	@Test
	public void checkClientLoanCreateAndDisburseFlow() {
	// CREATE CLIENT
	final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec, DATE_OF_JOINING);
	ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID);

	// CREATE LOAN PRODUCT
	final Integer loanProductID = createLoanProduct();
	// APPLY FOR LOAN
	final Integer loanID = applyForLoanApplication(clientID, loanProductID);

	HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
	LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);

	LOG.info("-----------------------------------APPROVE LOAN-----------------------------------------");
	loanStatusHashMap = this.loanTransactionHelper.approveLoan("28 September 2010", loanID);
	LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
	LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);

	// UNDO APPROVAL
	loanStatusHashMap = this.loanTransactionHelper.undoApproval(loanID);
	LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);

	LOG.info("-----------------------------------RE-APPROVE LOAN-----------------------------------------");
	loanStatusHashMap = this.loanTransactionHelper.approveLoan("01 October 2010", loanID);
	LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
	LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);

	// DISBURSE
	String loanDetails = this.loanTransactionHelper.getLoanDetails(this.requestSpec, this.responseSpec, loanID);
	loanStatusHashMap = this.loanTransactionHelper.disburseLoanWithNetDisbursalAmount(DISBURSEMENT_DATE, loanID,
	JsonPath.from(loanDetails).get("netDisbursalAmount").toString());
	LOG.info("DISBURSE {}", loanStatusHashMap.toString());
	LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);

	// PERFORM REPAYMENTS AND CHECK LOAN STATUS
	this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(1, 4000.0F, loanID);
	this.loanTransactionHelper.makeRepayment("01 January 2011", 540.0f, loanID);

	// UNDO DISBURSE LOAN
	loanStatusHashMap = this.loanTransactionHelper.undoDisbursal(loanID);
	LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);

	// DIBURSE AGAIN
	loanStatusHashMap = this.loanTransactionHelper.disburseLoanWithNetDisbursalAmount(DISBURSEMENT_DATE, loanID,
	JsonPath.from(loanDetails).get("netDisbursalAmount").toString());
	LOG.info("DISBURSE {}", loanStatusHashMap);
	LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);

	// MAKE REPAYMENTS
	final float repayment_with_interest = 540.0f;
	final float repayment_without_interest = 500.0f;

	this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(1, 4000.0F, loanID);
	this.loanTransactionHelper.makeRepayment("01 January 2011", repayment_with_interest, loanID);
	this.loanTransactionHelper.makeRepayment("01 March 2011", repayment_with_interest, loanID);
	this.loanTransactionHelper.waiveInterest("01 May 2011", INTEREST_VALUE_AMOUNT, loanID);
	this.loanTransactionHelper.makeRepayment("01 May 2011", repayment_without_interest, loanID);
	this.loanTransactionHelper.makeRepayment("01 July 2011", repayment_with_interest, loanID);
	this.loanTransactionHelper.waiveInterest("01 September 2011", INTEREST_VALUE_AMOUNT, loanID);
	this.loanTransactionHelper.makeRepayment("01 September 2011", repayment_without_interest, loanID);
	this.loanTransactionHelper.makeRepayment("01 November 2011", repayment_with_interest, loanID);
	this.loanTransactionHelper.waiveInterest("01 January 2012", INTEREST_VALUE_AMOUNT, loanID);
	this.loanTransactionHelper.makeRepayment("01 January 2012", repayment_without_interest, loanID);
	this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(7, 1000.0f, loanID);

	// WRITE OFF LOAN AND CHECK ACCOUNT IS CLOSED
	LoanStatusChecker.verifyLoanAccountIsClosed(this.loanTransactionHelper.writeOffLoan("01 March 2012", loanID));

	}

	@Test
	public void checkClientLoan_WRITTEN_OFF() {
	// CREATE CLIENT
	final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec, DATE_OF_JOINING);
	ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID);

	// CREATE LOAN PRODUCT
	final Integer loanProductID = createLoanProduct();
	// APPLY FOR LOAN
	final Integer loanID = applyForLoanApplication(clientID, loanProductID);

	HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
	LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);

	LOG.info("-----------------------------------APPROVE LOAN-----------------------------------------");
	loanStatusHashMap = this.loanTransactionHelper.approveLoan("28 September 2010", loanID);
	LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
	LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);

	// DISBURSE
	String loanDetails = this.loanTransactionHelper.getLoanDetails(this.requestSpec, this.responseSpec, loanID);
	loanStatusHashMap = this.loanTransactionHelper.disburseLoanWithNetDisbursalAmount(DISBURSEMENT_DATE, loanID,
	JsonPath.from(loanDetails).get("netDisbursalAmount").toString());
	LOG.info("DISBURSE {}", loanStatusHashMap);
	LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);

	// MAKE REPAYMENTS
	final float repayment_with_interest = 680.0f;

	this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(1, 4000.0F, loanID);
	this.loanTransactionHelper.makeRepayment("01 January 2011", repayment_with_interest, loanID);

	HashMap toLoanSummaryAfter = this.loanTransactionHelper.getLoanSummary(requestSpec, responseSpec, loanID);
	Assertions.assertTrue(Float.valueOf("500.0").compareTo(Float.valueOf(String.valueOf(toLoanSummaryAfter.get("principalPaid")))) == 0,
	"Checking for Principal paid ");
	Assertions.assertTrue(Float.valueOf("180.0").compareTo(Float.valueOf(String.valueOf(toLoanSummaryAfter.get("interestPaid")))) == 0,
	"Checking for interestPaid paid ");
	Assertions.assertTrue(
	Float.valueOf("680.0").compareTo(Float.valueOf(String.valueOf(toLoanSummaryAfter.get("totalRepayment")))) == 0,
	"Checking for total paid ");

	// WRITE OFF LOAN AND CHECK ACCOUNT IS CLOSED
	LoanStatusChecker.verifyLoanAccountIsClosed(this.loanTransactionHelper.writeOffLoan("01 January 2011", loanID));
	toLoanSummaryAfter = this.loanTransactionHelper.getLoanSummary(requestSpec, responseSpec, loanID);
	Assertions.assertTrue(
	Float.valueOf("4000.0").compareTo(Float.valueOf(String.valueOf(toLoanSummaryAfter.get("principalWrittenOff")))) == 0,
	"Checking for Principal written off ");
	Assertions.assertTrue(
	Float.valueOf("1440.0").compareTo(Float.valueOf(String.valueOf(toLoanSummaryAfter.get("interestWrittenOff")))) == 0,
	"Checking for interestPaid written off ");
	Assertions.assertTrue(
	Float.valueOf("5440.0").compareTo(Float.valueOf(String.valueOf(toLoanSummaryAfter.get("totalWrittenOff")))) == 0,
	"Checking for total written off ");

	}

	private Integer createLoanProduct() {
	LOG.info("------------------------------CREATING NEW LOAN PRODUCT ---------------------------------------");
	final String loanProductJSON = new LoanProductTestBuilder().withPrincipal(LP_PRINCIPAL).withRepaymentTypeAsMonth()
	.withRepaymentAfterEvery(LP_REPAYMENT_PERIOD).withNumberOfRepayments(LP_REPAYMENTS).withRepaymentTypeAsMonth()
	.withinterestRatePerPeriod(LP_INTEREST_RATE).withInterestRateFrequencyTypeAsMonths()
	.withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsFlat().build(null);

	return this.loanTransactionHelper.getLoanProductId(loanProductJSON);
	}

	private Integer applyForLoanApplication(final Integer clientID, final Integer loanProductID) {
	LOG.info("--------------------------------APPLYING FOR LOAN APPLICATION--------------------------------");
	List<HashMap> collaterals = new ArrayList<>();
	final Integer collateralId = CollateralManagementHelper.createCollateralProduct(this.requestSpec, this.responseSpec);
	Assertions.assertNotNull(collateralId);
	final Integer clientCollateralId = CollateralManagementHelper.createClientCollateral(this.requestSpec, this.responseSpec,
	clientID.toString(), collateralId);
	Assertions.assertNotNull(clientCollateralId);
	addCollaterals(collaterals, clientCollateralId, BigDecimal.valueOf(1));
	final String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal(PRINCIPAL)
	.withLoanTermFrequency(LOAN_TERM_FREQUENCY).withLoanTermFrequencyAsMonths().withNumberOfRepayments(NUMBER_OF_REPAYMENTS)
	.withRepaymentEveryAfter(REPAYMENT_PERIOD).withRepaymentFrequencyTypeAsMonths()
	.withInterestRatePerPeriod(RATE_OF_INTEREST_PER_PERIOD).withInterestTypeAsFlatBalance()
	.withAmortizationTypeAsEqualInstallments().withInterestCalculationPeriodTypeSameAsRepaymentPeriod()
	.withExpectedDisbursementDate(EXPECTED_DISBURSAL_DATE).withSubmittedOnDate(LOAN_APPLICATION_SUBMISSION_DATE)
	.withCollaterals(collaterals).build(clientID.toString(), loanProductID.toString(), null);
	return this.loanTransactionHelper.getLoanId(loanApplicationJSON);
	}

	private void addCollaterals(List<HashMap> collaterals, Integer collateralId, BigDecimal quantity) {
	collaterals.add(collaterals(collateralId, quantity));
	}

	private HashMap<String, String> collaterals(Integer collateralId, BigDecimal quantity) {
	HashMap<String, String> collateral = new HashMap<String, String>(2);
	collateral.put("clientCollateralId", collateralId.toString());
	collateral.put("quantity", quantity.toString());
	return collateral;
	}
	}