| /** |
| * Licensed to the Apache Software Foundation (ASF) under one |
| * or more contributor license agreements. See the NOTICE file |
| * distributed with this work for additional information |
| * regarding copyright ownership. The ASF licenses this file |
| * to you under the Apache License, Version 2.0 (the |
| * "License"); you may not use this file except in compliance |
| * with the License. You may obtain a copy of the License at |
| * |
| * http://www.apache.org/licenses/LICENSE-2.0 |
| * |
| * Unless required by applicable law or agreed to in writing, |
| * software distributed under the License is distributed on an |
| * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY |
| * KIND, either express or implied. See the License for the |
| * specific language governing permissions and limitations |
| * under the License. |
| */ |
| package org.apache.fineract.integrationtests; |
| |
| import static org.junit.jupiter.api.Assertions.assertEquals; |
| import static org.junit.jupiter.api.Assertions.assertNotNull; |
| import static org.junit.jupiter.api.Assertions.assertTrue; |
| |
| import io.restassured.builder.RequestSpecBuilder; |
| import io.restassured.builder.ResponseSpecBuilder; |
| import io.restassured.http.ContentType; |
| import io.restassured.specification.RequestSpecification; |
| import io.restassured.specification.ResponseSpecification; |
| import java.time.LocalDate; |
| import java.time.format.DateTimeFormatter; |
| import java.time.format.DateTimeFormatterBuilder; |
| import java.util.ArrayList; |
| import java.util.HashMap; |
| import java.util.List; |
| import java.util.UUID; |
| import org.apache.fineract.client.models.BusinessDateRequest; |
| import org.apache.fineract.client.models.GetLoanProductsProductIdResponse; |
| import org.apache.fineract.client.models.GetLoansLoanIdResponse; |
| import org.apache.fineract.client.models.GetLoansLoanIdTransactions; |
| import org.apache.fineract.client.models.PostLoansLoanIdTransactionsRequest; |
| import org.apache.fineract.client.models.PostLoansLoanIdTransactionsResponse; |
| import org.apache.fineract.client.models.PostLoansLoanIdTransactionsTransactionIdRequest; |
| import org.apache.fineract.infrastructure.businessdate.domain.BusinessDateType; |
| import org.apache.fineract.integrationtests.common.BusinessDateHelper; |
| import org.apache.fineract.integrationtests.common.ClientHelper; |
| import org.apache.fineract.integrationtests.common.GlobalConfigurationHelper; |
| import org.apache.fineract.integrationtests.common.Utils; |
| import org.apache.fineract.integrationtests.common.accounting.Account; |
| import org.apache.fineract.integrationtests.common.accounting.AccountHelper; |
| import org.apache.fineract.integrationtests.common.accounting.JournalEntryHelper; |
| import org.apache.fineract.integrationtests.common.charges.ChargesHelper; |
| import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanTestLifecycleExtension; |
| import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper; |
| import org.apache.fineract.integrationtests.common.system.CodeHelper; |
| import org.apache.fineract.integrationtests.inlinecob.InlineLoanCOBHelper; |
| import org.junit.jupiter.api.BeforeEach; |
| import org.junit.jupiter.api.Test; |
| import org.junit.jupiter.api.extension.ExtendWith; |
| |
| @ExtendWith(LoanTestLifecycleExtension.class) |
| public class LoanTransactionReverseReplayTest { |
| |
| private static final String DATE_PATTERN = "dd MMMM yyyy"; |
| private final BusinessDateHelper businessDateHelper = new BusinessDateHelper(); |
| private final DateTimeFormatter dateFormatter = new DateTimeFormatterBuilder().appendPattern(DATE_PATTERN).toFormatter(); |
| private ResponseSpecification responseSpec; |
| private RequestSpecification requestSpec; |
| private ClientHelper clientHelper; |
| private LoanTransactionHelper loanTransactionHelper; |
| private InlineLoanCOBHelper inlineLoanCOBHelper; |
| private JournalEntryHelper journalEntryHelper; |
| private AccountHelper accountHelper; |
| |
| @BeforeEach |
| public void setup() { |
| Utils.initializeRESTAssured(); |
| requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build(); |
| requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey()); |
| this.requestSpec.header("Fineract-Platform-TenantId", "default"); |
| responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build(); |
| loanTransactionHelper = new LoanTransactionHelper(requestSpec, responseSpec); |
| clientHelper = new ClientHelper(requestSpec, responseSpec); |
| inlineLoanCOBHelper = new InlineLoanCOBHelper(requestSpec, responseSpec); |
| journalEntryHelper = new JournalEntryHelper(requestSpec, responseSpec); |
| accountHelper = new AccountHelper(requestSpec, responseSpec); |
| } |
| |
| /** |
| * 1. Loan created and disbursed. // 2. Loan repayment on expected maturity date. // 3. Merchant issues refund |
| * post-maturity. // 4. CBR the next morning (after COB) // 5. Loan repayment reverses triggering reverse-replay of |
| * MIR and CBR. This also creates the additional repayment schedule. // 6. Charge added AFTER (NOT on the same day |
| * of) CBR. // 7. When the COB runs on the charge date, accruals are created. // |
| */ |
| @Test |
| public void loanTransactionReverseReplayWithAdditionalInstallmentAndChargesTest() { |
| try { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BusinessDateType.BUSINESS_DATE.getName()) |
| .date("04 October 2022").dateFormat(DATE_PATTERN).locale("en")); |
| |
| // Loan ExternalId |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| |
| // Client and Loan account creation |
| |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| final GetLoanProductsProductIdResponse loanProductsProductResponse = createLoanProduct(loanTransactionHelper); |
| |
| final Integer loanId = createLoanAccount(clientId, loanProductsProductResponse.getId(), loanExternalIdStr); |
| |
| // Add Charge |
| Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", true)); |
| |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat(DATE_PATTERN).transactionDate("03 October 2022").locale("en") |
| .transactionAmount(1000.0)); |
| |
| loanTransactionHelper.makeMerchantIssuedRefund(loanExternalIdStr, new PostLoansLoanIdTransactionsRequest() |
| .dateFormat(DATE_PATTERN).transactionDate("04 October 2022").locale("en").transactionAmount(500.0)); |
| |
| inlineLoanCOBHelper.executeInlineCOB(List.of(loanId.longValue())); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BusinessDateType.BUSINESS_DATE.getName()) |
| .date("05 October 2022").dateFormat(DATE_PATTERN).locale("en")); |
| |
| loanTransactionHelper.makeCreditBalanceRefund(loanExternalIdStr, new PostLoansLoanIdTransactionsRequest() |
| .dateFormat(DATE_PATTERN).transactionDate("05 October 2022").locale("en").transactionAmount(500.0)); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BusinessDateType.BUSINESS_DATE.getName()) |
| .date("06 October 2022").dateFormat(DATE_PATTERN).locale("en")); |
| |
| loanTransactionHelper.reverseLoanTransaction(loanExternalIdStr, repaymentTransaction.getResourceId(), |
| new PostLoansLoanIdTransactionsTransactionIdRequest().transactionDate("06 October 2022").locale("en") |
| .dateFormat(DATE_PATTERN).transactionAmount(0.0)); |
| |
| LocalDate targetDate = LocalDate.of(2022, 10, 6); |
| final String penaltyCharge1AddedDate = dateFormatter.format(targetDate); |
| loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), penaltyCharge1AddedDate, "10")); |
| inlineLoanCOBHelper.executeInlineCOB(List.of(loanId.longValue())); |
| GetLoansLoanIdResponse loansLoanIdResponse = loanTransactionHelper.getLoanDetails(loanExternalIdStr); |
| int lastTransactionIndex = loansLoanIdResponse.getTransactions().size() - 1; |
| assertTrue(loansLoanIdResponse.getTransactions().get(lastTransactionIndex).getType().getAccrual()); |
| assertEquals(10.0, loansLoanIdResponse.getTransactions().get(lastTransactionIndex).getAmount()); |
| } finally { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE); |
| } |
| } |
| |
| /** |
| * 1 create a loan account - approve and disburse // 2. make repayment (fully paid) // 3. add the charge greater |
| * than the maturity date // 4. make 2nd payment with excess amount - the loan will move to overpaid state. // 5. Do |
| * a CBR transaction // 6. reverse the 2nd payment // 7. check the repayment schedule due date. 8. add chargeback |
| * for 1st repayment 9. check the repayment schedule due date // |
| */ |
| @Test |
| public void loanTransactionReverseReplayWithAdditionalInstallmentAndChargesScheduleDueDateTest() { |
| try { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BusinessDateType.BUSINESS_DATE.getName()) |
| .date("04 October 2022").dateFormat(DATE_PATTERN).locale("en")); |
| |
| // Loan ExternalId |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| |
| // Client and Loan account creation |
| |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| final GetLoanProductsProductIdResponse loanProductsProductResponse = createLoanProduct(loanTransactionHelper); |
| |
| final Integer loanId = createLoanAccount(clientId, loanProductsProductResponse.getId(), loanExternalIdStr); |
| |
| // Add Charge |
| Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", true)); |
| |
| // make repayment |
| String loanTransactionExternalIdStr = UUID.randomUUID().toString(); |
| loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, new PostLoansLoanIdTransactionsRequest().dateFormat(DATE_PATTERN) |
| .transactionDate("03 October 2022").locale("en").transactionAmount(1000.0).externalId(loanTransactionExternalIdStr)); |
| |
| LocalDate targetDate = LocalDate.of(2022, 10, 10); |
| final String penaltyCharge1AddedDate = dateFormatter.format(targetDate); |
| loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), penaltyCharge1AddedDate, "10")); |
| inlineLoanCOBHelper.executeInlineCOB(List.of(loanId.longValue())); |
| |
| GetLoansLoanIdResponse loansLoanIdResponse = loanTransactionHelper.getLoanDetails(loanExternalIdStr); |
| int lastTransactionIndex = loansLoanIdResponse.getTransactions().size() - 1; |
| assertTrue(loansLoanIdResponse.getTransactions().get(lastTransactionIndex).getType().getAccrual()); |
| assertEquals(10.0, loansLoanIdResponse.getTransactions().get(lastTransactionIndex).getAmount()); |
| int lastPeriodIndex = loansLoanIdResponse.getRepaymentSchedule().getPeriods().size() - 1; |
| assertEquals(LocalDate.of(2022, 10, 10), |
| loansLoanIdResponse.getRepaymentSchedule().getPeriods().get(lastPeriodIndex).getDueDate()); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BusinessDateType.BUSINESS_DATE.getName()) |
| .date("06 October 2022").dateFormat(DATE_PATTERN).locale("en")); |
| |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat(DATE_PATTERN).transactionDate("06 October 2022").locale("en") |
| .transactionAmount(500.0)); |
| |
| loanTransactionHelper.makeCreditBalanceRefund(loanExternalIdStr, new PostLoansLoanIdTransactionsRequest() |
| .dateFormat(DATE_PATTERN).transactionDate("06 October 2022").locale("en").transactionAmount(490.0)); |
| |
| loanTransactionHelper.reverseLoanTransaction(loanExternalIdStr, repaymentTransaction.getResourceId(), |
| new PostLoansLoanIdTransactionsTransactionIdRequest().transactionDate("06 October 2022").locale("en") |
| .dateFormat(DATE_PATTERN).transactionAmount(0.0)); |
| |
| loansLoanIdResponse = loanTransactionHelper.getLoanDetails(loanExternalIdStr); |
| lastPeriodIndex = loansLoanIdResponse.getRepaymentSchedule().getPeriods().size() - 1; |
| assertEquals(LocalDate.of(2022, 10, 10), |
| loansLoanIdResponse.getRepaymentSchedule().getPeriods().get(lastPeriodIndex).getDueDate()); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BusinessDateType.BUSINESS_DATE.getName()) |
| .date("11 October 2022").dateFormat(DATE_PATTERN).locale("en")); |
| loanTransactionHelper.chargebackLoanTransaction(loanExternalIdStr, loanTransactionExternalIdStr, |
| new PostLoansLoanIdTransactionsTransactionIdRequest().locale("en").transactionAmount(100.0).paymentTypeId(1L)); |
| |
| loansLoanIdResponse = loanTransactionHelper.getLoanDetails(loanExternalIdStr); |
| lastPeriodIndex = loansLoanIdResponse.getRepaymentSchedule().getPeriods().size() - 1; |
| assertEquals(LocalDate.of(2022, 10, 11), |
| loansLoanIdResponse.getRepaymentSchedule().getPeriods().get(lastPeriodIndex).getDueDate()); |
| } finally { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE); |
| } |
| } |
| |
| @Test |
| public void loanTransactionReverseReplayWithChargeOffAndCBR() { |
| try { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BusinessDateType.BUSINESS_DATE.getName()) |
| .date("04 October 2022").dateFormat(DATE_PATTERN).locale("en")); |
| |
| final Account assetAccount = accountHelper.createAssetAccount(); |
| final Account assetFeeAndPenaltyAccount = accountHelper.createAssetAccount(); |
| final Account incomeAccount = accountHelper.createIncomeAccount(); |
| final Account expenseAccount = accountHelper.createExpenseAccount(); |
| final Account overpaymentAccount = accountHelper.createLiabilityAccount(); |
| |
| // Loan ExternalId |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| |
| // Client and Loan account creation |
| |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| final String loanProductJSON = new LoanProductTestBuilder().withPrincipal("1000").withRepaymentTypeAsMonth() |
| .withRepaymentAfterEvery("1").withNumberOfRepayments("1").withRepaymentTypeAsMonth().withinterestRatePerPeriod("0") |
| .withInterestRateFrequencyTypeAsMonths().withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsFlat() |
| .withAccountingRulePeriodicAccrual(new Account[] { assetAccount, incomeAccount, expenseAccount, overpaymentAccount }) |
| .withDaysInMonth("30").withDaysInYear("365").withMoratorium("0", "0") |
| .withFeeAndPenaltyAssetAccount(assetFeeAndPenaltyAccount).build(null); |
| final Integer loanProductID = loanTransactionHelper.getLoanProductId(loanProductJSON); |
| |
| final Integer loanId = createLoanAccount(clientId, loanProductID.longValue(), loanExternalIdStr); |
| |
| // set loan as chargeoff |
| String randomText = Utils.randomStringGenerator("en", 5) + Utils.randomNumberGenerator(6) |
| + Utils.randomStringGenerator("is", 5); |
| Integer chargeOffReasonId = CodeHelper.createChargeOffCodeValue(requestSpec, responseSpec, randomText, 1); |
| String transactionExternalId = UUID.randomUUID().toString(); |
| PostLoansLoanIdTransactionsResponse chargeOffResponse = loanTransactionHelper.chargeOffLoan(loanId.longValue(), |
| new PostLoansLoanIdTransactionsRequest().transactionDate("03 October 2022").locale("en").dateFormat("dd MMMM yyyy") |
| .externalId(transactionExternalId).chargeOffReasonId((long) chargeOffReasonId)); |
| |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat(DATE_PATTERN).transactionDate("03 October 2022").locale("en") |
| .transactionAmount(1500.0)); |
| |
| inlineLoanCOBHelper.executeInlineCOB(List.of(loanId.longValue())); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BusinessDateType.BUSINESS_DATE.getName()) |
| .date("05 October 2022").dateFormat(DATE_PATTERN).locale("en")); |
| |
| PostLoansLoanIdTransactionsResponse cbrTransactionResponse = loanTransactionHelper.makeCreditBalanceRefund(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat(DATE_PATTERN).transactionDate("05 October 2022").locale("en") |
| .transactionAmount(500.0)); |
| |
| GetLoansLoanIdResponse loansLoanIdResponse = loanTransactionHelper.getLoanDetails(loanExternalIdStr); |
| int lastTransactionIndex = loansLoanIdResponse.getTransactions().size() - 1; |
| assertEquals(500.0, loansLoanIdResponse.getTransactions().get(lastTransactionIndex).getAmount()); |
| |
| ArrayList<HashMap> journalEntriesForCBR = journalEntryHelper |
| .getJournalEntriesByTransactionId("L" + cbrTransactionResponse.getResourceId().toString()); |
| assertNotNull(journalEntriesForCBR); |
| List<HashMap> cbrExpenseJournalEntries = journalEntriesForCBR.stream() // |
| .filter(journalEntry -> assetAccount.getAccountID().equals(journalEntry.get("glAccountId"))) // |
| .toList(); |
| |
| List<HashMap> cbrAssetJournalEntries = journalEntriesForCBR.stream() // |
| .filter(journalEntry -> overpaymentAccount.getAccountID().equals(journalEntry.get("glAccountId"))) // |
| .toList(); |
| |
| assertEquals(1, cbrExpenseJournalEntries.size()); |
| assertEquals(1, cbrAssetJournalEntries.size()); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BusinessDateType.BUSINESS_DATE.getName()) |
| .date("06 October 2022").dateFormat(DATE_PATTERN).locale("en")); |
| |
| loanTransactionHelper.reverseLoanTransaction(loanExternalIdStr, repaymentTransaction.getResourceId(), |
| new PostLoansLoanIdTransactionsTransactionIdRequest().transactionDate("06 October 2022").locale("en") |
| .dateFormat(DATE_PATTERN).transactionAmount(0.0)); |
| |
| // check if the original CBR got reversed |
| journalEntriesForCBR = journalEntryHelper |
| .getJournalEntriesByTransactionId("L" + cbrTransactionResponse.getResourceId().toString()); |
| assertNotNull(journalEntriesForCBR); |
| cbrExpenseJournalEntries = journalEntriesForCBR.stream() // |
| .filter(journalEntry -> assetAccount.getAccountID().equals(journalEntry.get("glAccountId"))) // |
| .toList(); |
| |
| cbrAssetJournalEntries = journalEntriesForCBR.stream() // |
| .filter(journalEntry -> overpaymentAccount.getAccountID().equals(journalEntry.get("glAccountId"))) // |
| .toList(); |
| |
| assertEquals(2, cbrExpenseJournalEntries.size()); |
| assertEquals(2, cbrAssetJournalEntries.size()); |
| |
| inlineLoanCOBHelper.executeInlineCOB(List.of(loanId.longValue())); |
| loansLoanIdResponse = loanTransactionHelper.getLoanDetails(loanExternalIdStr); |
| lastTransactionIndex = loansLoanIdResponse.getTransactions().size() - 1; |
| assertEquals(500.0, loansLoanIdResponse.getTransactions().get(lastTransactionIndex).getAmount()); |
| |
| // replayed CBR transaction |
| GetLoansLoanIdTransactions newCBRTransaction = loansLoanIdResponse.getTransactions().stream() |
| .filter(transaction -> transaction.getType().getCreditBalanceRefund()).findFirst().orElse(null); |
| |
| assertNotNull(newCBRTransaction); |
| |
| Long newCBRTransactionId = newCBRTransaction.getId(); |
| |
| journalEntriesForCBR = journalEntryHelper.getJournalEntriesByTransactionId("L" + newCBRTransactionId); |
| ArrayList<HashMap> journalEntriesForChargeOff = journalEntryHelper |
| .getJournalEntriesByTransactionId("L" + chargeOffResponse.getResourceId().toString()); |
| assertNotNull(journalEntriesForCBR); |
| assertNotNull(journalEntriesForChargeOff); |
| |
| String expenseGlAccountCodeForChargeOff = (String) journalEntriesForChargeOff.get(0).get("glAccountCode"); |
| String assetGlAccountCodeForChargeOff = (String) journalEntriesForChargeOff.get(1).get("glAccountCode"); |
| |
| cbrExpenseJournalEntries = journalEntriesForCBR.stream() // |
| .filter(journalEntry -> expenseGlAccountCodeForChargeOff.equals(journalEntry.get("glAccountCode")) |
| && expenseAccount.getAccountID().equals(journalEntry.get("glAccountId"))) // |
| .toList(); |
| |
| cbrAssetJournalEntries = journalEntriesForCBR.stream() // |
| .filter(journalEntry -> assetGlAccountCodeForChargeOff.equals(journalEntry.get("glAccountCode")) |
| && assetAccount.getAccountID().equals(journalEntry.get("glAccountId"))) // |
| .toList(); |
| |
| assertEquals(1, cbrExpenseJournalEntries.size()); |
| assertEquals(1, cbrAssetJournalEntries.size()); |
| } finally { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE); |
| } |
| } |
| |
| private GetLoanProductsProductIdResponse createLoanProduct(final LoanTransactionHelper loanTransactionHelper) { |
| final HashMap<String, Object> loanProductMap = new LoanProductTestBuilder().build(null, null); |
| final Integer loanProductId = loanTransactionHelper.getLoanProductId(Utils.convertToJson(loanProductMap)); |
| return loanTransactionHelper.getLoanProduct(loanProductId); |
| } |
| |
| private Integer createLoanAccount(final Integer clientID, final Long loanProductID, final String externalId) { |
| |
| String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal("1000").withLoanTermFrequency("1") |
| .withLoanTermFrequencyAsMonths().withNumberOfRepayments("1").withRepaymentEveryAfter("1") |
| .withRepaymentFrequencyTypeAsMonths().withInterestRatePerPeriod("0").withInterestTypeAsFlatBalance() |
| .withAmortizationTypeAsEqualPrincipalPayments().withInterestCalculationPeriodTypeSameAsRepaymentPeriod() |
| .withExpectedDisbursementDate("03 September 2022").withSubmittedOnDate("01 September 2022").withLoanType("individual") |
| .withExternalId(externalId).build(clientID.toString(), loanProductID.toString(), null); |
| |
| final Integer loanId = loanTransactionHelper.getLoanId(loanApplicationJSON); |
| loanTransactionHelper.approveLoan("02 September 2022", "1000", loanId, null); |
| loanTransactionHelper.disburseLoanWithNetDisbursalAmount("03 September 2022", loanId, "1000"); |
| return loanId; |
| } |
| |
| } |
