blob: 9928f492c326553a7b293cc10b1517e09e0005f2 [file] [log] [blame]
/**
* Licensed to the Apache Software Foundation (ASF) under one
* or more contributor license agreements. See the NOTICE file
* distributed with this work for additional information
* regarding copyright ownership. The ASF licenses this file
* to you under the Apache License, Version 2.0 (the
* "License"); you may not use this file except in compliance
* with the License. You may obtain a copy of the License at
*
* http://www.apache.org/licenses/LICENSE-2.0
*
* Unless required by applicable law or agreed to in writing,
* software distributed under the License is distributed on an
* "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
* KIND, either express or implied. See the License for the
* specific language governing permissions and limitations
* under the License.
*/
package org.apache.fineract.integrationtests;
import static org.junit.jupiter.api.Assertions.assertEquals;
import io.restassured.builder.RequestSpecBuilder;
import io.restassured.builder.ResponseSpecBuilder;
import io.restassured.http.ContentType;
import io.restassured.specification.RequestSpecification;
import io.restassured.specification.ResponseSpecification;
import java.math.BigDecimal;
import java.util.ArrayList;
import java.util.Arrays;
import java.util.Calendar;
import java.util.HashMap;
import java.util.List;
import java.util.Map;
import org.apache.fineract.integrationtests.common.ClientHelper;
import org.apache.fineract.integrationtests.common.CollateralManagementHelper;
import org.apache.fineract.integrationtests.common.Utils;
import org.apache.fineract.integrationtests.common.accounting.Account;
import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder;
import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder;
import org.apache.fineract.integrationtests.common.loans.LoanStatusChecker;
import org.apache.fineract.integrationtests.common.loans.LoanTestLifecycleExtension;
import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper;
import org.junit.jupiter.api.Assertions;
import org.junit.jupiter.api.BeforeEach;
import org.junit.jupiter.api.Test;
import org.junit.jupiter.api.extension.ExtendWith;
import org.slf4j.Logger;
import org.slf4j.LoggerFactory;
@SuppressWarnings("rawtypes")
@ExtendWith(LoanTestLifecycleExtension.class)
public class LoanRepaymentRescheduleAtDisbursementTest {
private static final Logger LOG = LoggerFactory.getLogger(LoanRepaymentRescheduleAtDisbursementTest.class);
private ResponseSpecification responseSpec;
private RequestSpecification requestSpec;
private LoanTransactionHelper loanTransactionHelper;
private LoanApplicationApprovalTest loanApplicationApprovalTest;
private ResponseSpecification generalResponseSpec;
@BeforeEach
public void setup() {
Utils.initializeRESTAssured();
this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build();
this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey());
this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build();
this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec);
this.loanApplicationApprovalTest = new LoanApplicationApprovalTest();
this.generalResponseSpec = new ResponseSpecBuilder().build();
}
@SuppressWarnings("unchecked")
@Test
public void testLoanRepaymentRescheduleAtDisbursement() {
final String approvalAmount = "10000";
final String approveDate = "01 March 2015";
final String expectedDisbursementDate = "01 March 2015";
final String disbursementDate = "01 March 2015";
final String adjustRepaymentDate = "16 March 2015";
// CREATE CLIENT
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec, "01 January 2014");
LOG.info("---------------------------------CLIENT CREATED WITH ID--------------------------------------------------- {}", clientID);
// CREATE LOAN MULTIDISBURSAL PRODUCT WITH INTEREST RECALCULATION
final Integer loanProductID = createLoanProductWithInterestRecalculation(LoanProductTestBuilder.RBI_INDIA_STRATEGY,
LoanProductTestBuilder.RECALCULATION_COMPOUNDING_METHOD_NONE,
LoanProductTestBuilder.RECALCULATION_STRATEGY_REDUCE_NUMBER_OF_INSTALLMENTS,
LoanProductTestBuilder.RECALCULATION_FREQUENCY_TYPE_DAILY, "0",
LoanProductTestBuilder.INTEREST_APPLICABLE_STRATEGY_ON_PRE_CLOSE_DATE, null);
// CREATE TRANCHES
List<HashMap> createTranches = new ArrayList<>();
createTranches.add(this.loanApplicationApprovalTest.createTrancheDetail("01 March 2015", "5000"));
createTranches.add(this.loanApplicationApprovalTest.createTrancheDetail("01 May 2015", "5000"));
// APPROVE TRANCHES
List<HashMap> approveTranches = new ArrayList<>();
approveTranches.add(this.loanApplicationApprovalTest.createTrancheDetail("01 March 2015", "5000"));
approveTranches.add(this.loanApplicationApprovalTest.createTrancheDetail("01 May 2015", "5000"));
List<HashMap> collaterals = new ArrayList<>();
final Integer collateralId = CollateralManagementHelper.createCollateralProduct(this.requestSpec, this.responseSpec);
Assertions.assertNotNull(collateralId);
final Integer clientCollateralId = CollateralManagementHelper.createClientCollateral(this.requestSpec, this.responseSpec,
String.valueOf(clientID), collateralId);
Assertions.assertNotNull(clientCollateralId);
addCollaterals(collaterals, clientCollateralId, BigDecimal.valueOf(1));
// APPLY FOR TRANCHE LOAN WITH INTEREST RECALCULATION
final Integer loanID = applyForLoanApplicationForInterestRecalculation(clientID, loanProductID, disbursementDate,
LoanApplicationTestBuilder.RBI_INDIA_STRATEGY, new ArrayList<HashMap>(0), createTranches, collaterals);
HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
// VALIDATE THE LOAN STATUS
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
LOG.info("-----------------------------------APPROVE LOAN-----------------------------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.approveLoanWithApproveAmount(approveDate, expectedDisbursementDate, approvalAmount,
loanID, approveTranches);
// VALIDATE THE LOAN IS APPROVED
LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
// DISBURSE A FIRST TRANCHE
this.loanTransactionHelper.disburseLoanWithRepaymentReschedule(disbursementDate, loanID, adjustRepaymentDate);
loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
ArrayList<HashMap> loanRepaymnetSchedule = this.loanTransactionHelper.getLoanRepaymentSchedule(requestSpec, generalResponseSpec,
loanID);
HashMap firstInstallement = loanRepaymnetSchedule.get(1);
Map<String, Object> expectedvalues = new HashMap<>(3);
Calendar date = Calendar.getInstance(Utils.getTimeZoneOfTenant());
date.set(2015, Calendar.MARCH, 16);
expectedvalues.put("dueDate", getDateAsArray(date, 0));
expectedvalues.put("principalDue", "834.71");
expectedvalues.put("interestDue", "49.32");
expectedvalues.put("feeChargesDue", "0");
expectedvalues.put("penaltyChargesDue", "0");
expectedvalues.put("totalDueForPeriod", "884.03");
// VALIDATE REPAYMENT SCHEDULE
verifyLoanRepaymentSchedule(firstInstallement, expectedvalues);
}
private void addCollaterals(List<HashMap> collaterals, Integer collateralId, BigDecimal quantity) {
collaterals.add(collaterals(collateralId, quantity));
}
private HashMap<String, String> collaterals(Integer collateralId, BigDecimal quantity) {
HashMap<String, String> collateral = new HashMap<String, String>(2);
collateral.put("clientCollateralId", collateralId.toString());
collateral.put("quantity", quantity.toString());
return collateral;
}
private void verifyLoanRepaymentSchedule(final HashMap firstInstallement, final Map<String, Object> expectedvalues) {
assertEquals(expectedvalues.get("dueDate"), firstInstallement.get("dueDate"));
assertEquals(String.valueOf(expectedvalues.get("principalDue")), String.valueOf(firstInstallement.get("principalDue")));
assertEquals(String.valueOf(expectedvalues.get("interestDue")), String.valueOf(firstInstallement.get("interestDue")));
assertEquals(String.valueOf(expectedvalues.get("feeChargesDue")), String.valueOf(firstInstallement.get("feeChargesDue")));
assertEquals(String.valueOf(expectedvalues.get("penaltyChargesDue")), String.valueOf(firstInstallement.get("penaltyChargesDue")));
assertEquals(String.valueOf(expectedvalues.get("totalDueForPeriod")), String.valueOf(firstInstallement.get("totalDueForPeriod")));
}
private Integer createLoanProductWithInterestRecalculation(final String repaymentStrategy,
final String interestRecalculationCompoundingMethod, final String rescheduleStrategyMethod,
final String recalculationRestFrequencyType, final String recalculationRestFrequencyInterval,
final String preCloseInterestCalculationStrategy, final Account[] accounts) {
final String recalculationCompoundingFrequencyType = null;
final String recalculationCompoundingFrequencyInterval = null;
final Integer recalculationCompoundingFrequencyOnDayType = null;
final Integer recalculationCompoundingFrequencyDayOfWeekType = null;
final Integer recalculationRestFrequencyOnDayType = null;
final Integer recalculationRestFrequencyDayOfWeekType = null;
return createLoanProductWithInterestRecalculation(repaymentStrategy, interestRecalculationCompoundingMethod,
rescheduleStrategyMethod, recalculationRestFrequencyType, recalculationRestFrequencyInterval,
recalculationCompoundingFrequencyType, recalculationCompoundingFrequencyInterval, preCloseInterestCalculationStrategy,
accounts, null, false, recalculationCompoundingFrequencyOnDayType, recalculationCompoundingFrequencyDayOfWeekType,
recalculationRestFrequencyOnDayType, recalculationRestFrequencyDayOfWeekType);
}
private Integer createLoanProductWithInterestRecalculation(final String repaymentStrategy,
final String interestRecalculationCompoundingMethod, final String rescheduleStrategyMethod,
final String recalculationRestFrequencyType, final String recalculationRestFrequencyInterval,
final String recalculationCompoundingFrequencyType, final String recalculationCompoundingFrequencyInterval,
final String preCloseInterestCalculationStrategy, final Account[] accounts, final String chargeId,
boolean isArrearsBasedOnOriginalSchedule, final Integer recalculationCompoundingFrequencyOnDayType,
final Integer recalculationCompoundingFrequencyDayOfWeekType, final Integer recalculationRestFrequencyOnDayType,
final Integer recalculationRestFrequencyDayOfWeekType) {
LOG.info("------------------------------CREATING NEW LOAN PRODUCT ---------------------------------------");
LoanProductTestBuilder builder = new LoanProductTestBuilder().withPrincipal("10000.00").withNumberOfRepayments("12")
.withRepaymentAfterEvery("2").withRepaymentTypeAsWeek().withinterestRatePerPeriod("2")
.withInterestRateFrequencyTypeAsMonths().withTranches(true).withInterestCalculationPeriodTypeAsRepaymentPeriod(true)
.withRepaymentStrategy(repaymentStrategy).withInterestTypeAsDecliningBalance()
.withInterestRecalculationDetails(interestRecalculationCompoundingMethod, rescheduleStrategyMethod,
preCloseInterestCalculationStrategy)
.withInterestRecalculationRestFrequencyDetails(recalculationRestFrequencyType, recalculationRestFrequencyInterval,
recalculationRestFrequencyOnDayType, recalculationRestFrequencyDayOfWeekType)
.withInterestRecalculationCompoundingFrequencyDetails(recalculationCompoundingFrequencyType,
recalculationCompoundingFrequencyInterval, recalculationCompoundingFrequencyOnDayType,
recalculationCompoundingFrequencyDayOfWeekType);
if (accounts != null) {
builder = builder.withAccountingRulePeriodicAccrual(accounts);
}
if (isArrearsBasedOnOriginalSchedule) {
builder = builder.withArrearsConfiguration();
}
final String loanProductJSON = builder.build(chargeId);
return this.loanTransactionHelper.getLoanProductId(loanProductJSON);
}
private Integer applyForLoanApplicationForInterestRecalculation(final Integer clientID, final Integer loanProductID,
final String disbursementDate, final String repaymentStrategy, final List<HashMap> charges, List<HashMap> tranches,
final List<HashMap> collaterals) {
final String graceOnInterestPayment = null;
final String graceOnPrincipalPayment = null;
return applyForLoanApplicationForInterestRecalculation(clientID, loanProductID, disbursementDate, repaymentStrategy, charges,
graceOnInterestPayment, graceOnPrincipalPayment, tranches, collaterals);
}
private Integer applyForLoanApplicationForInterestRecalculation(final Integer clientID, final Integer loanProductID,
final String disbursementDate, final String repaymentStrategy, final List<HashMap> charges, final String graceOnInterestPayment,
final String graceOnPrincipalPayment, List<HashMap> tranches, List<HashMap> collaterals) {
LOG.info("--------------------------------APPLYING FOR LOAN APPLICATION--------------------------------");
final String loanApplicationJSON = new LoanApplicationTestBuilder() //
.withPrincipal("10000.00") //
.withLoanTermFrequency("24") //
.withLoanTermFrequencyAsWeeks() //
.withNumberOfRepayments("12") //
.withRepaymentEveryAfter("2") //
.withRepaymentFrequencyTypeAsWeeks() //
.withInterestRatePerPeriod("2") //
.withAmortizationTypeAsEqualInstallments() //
.withTranches(tranches).withFixedEmiAmount("") //
.withInterestTypeAsDecliningBalance() //
.withInterestCalculationPeriodTypeAsDays() //
.withInterestCalculationPeriodTypeAsDays() //
.withExpectedDisbursementDate(disbursementDate) //
.withSubmittedOnDate(disbursementDate) //
.withRepaymentStrategy(repaymentStrategy) //
.withCollaterals(collaterals).withCharges(charges)//
.build(clientID.toString(), loanProductID.toString(), null);
return this.loanTransactionHelper.getLoanId(loanApplicationJSON);
}
private List getDateAsArray(Calendar date, int addPeriod) {
return getDateAsArray(date, addPeriod, Calendar.DAY_OF_MONTH);
}
private List getDateAsArray(Calendar date, int addvalue, int type) {
date.add(type, addvalue);
return new ArrayList<>(Arrays.asList(date.get(Calendar.YEAR), date.get(Calendar.MONTH) + 1, date.get(Calendar.DAY_OF_MONTH)));
}
}