| /** |
| * Licensed to the Apache Software Foundation (ASF) under one |
| * or more contributor license agreements. See the NOTICE file |
| * distributed with this work for additional information |
| * regarding copyright ownership. The ASF licenses this file |
| * to you under the Apache License, Version 2.0 (the |
| * "License"); you may not use this file except in compliance |
| * with the License. You may obtain a copy of the License at |
| * |
| * http://www.apache.org/licenses/LICENSE-2.0 |
| * |
| * Unless required by applicable law or agreed to in writing, |
| * software distributed under the License is distributed on an |
| * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY |
| * KIND, either express or implied. See the License for the |
| * specific language governing permissions and limitations |
| * under the License. |
| */ |
| package org.apache.fineract.integrationtests; |
| |
| import static org.junit.jupiter.api.Assertions.assertEquals; |
| import static org.junit.jupiter.api.Assertions.assertNotNull; |
| import static org.junit.jupiter.api.Assertions.assertTrue; |
| |
| import io.restassured.builder.RequestSpecBuilder; |
| import io.restassured.builder.ResponseSpecBuilder; |
| import io.restassured.http.ContentType; |
| import io.restassured.specification.RequestSpecification; |
| import io.restassured.specification.ResponseSpecification; |
| import java.time.LocalDate; |
| import java.time.format.DateTimeFormatter; |
| import java.time.format.DateTimeFormatterBuilder; |
| import java.util.ArrayList; |
| import java.util.List; |
| import java.util.UUID; |
| import org.apache.fineract.client.models.AllowAttributeOverrides; |
| import org.apache.fineract.client.models.ChargeData; |
| import org.apache.fineract.client.models.ChargeToGLAccountMapper; |
| import org.apache.fineract.client.models.GetJournalEntriesTransactionIdResponse; |
| import org.apache.fineract.client.models.GetLoanFeeToIncomeAccountMappings; |
| import org.apache.fineract.client.models.GetLoanPaymentChannelToFundSourceMappings; |
| import org.apache.fineract.client.models.GetLoanTransactionRelation; |
| import org.apache.fineract.client.models.GetLoansLoanIdResponse; |
| import org.apache.fineract.client.models.GetLoansLoanIdTransactionsTransactionIdResponse; |
| import org.apache.fineract.client.models.JournalEntryTransactionItem; |
| import org.apache.fineract.client.models.PostLoanProductsRequest; |
| import org.apache.fineract.client.models.PostLoanProductsResponse; |
| import org.apache.fineract.client.models.PostLoansLoanIdTransactionsRequest; |
| import org.apache.fineract.client.models.PostLoansLoanIdTransactionsResponse; |
| import org.apache.fineract.client.models.PostPaymentTypesRequest; |
| import org.apache.fineract.client.models.PostPaymentTypesResponse; |
| import org.apache.fineract.integrationtests.common.ClientHelper; |
| import org.apache.fineract.integrationtests.common.PaymentTypeHelper; |
| import org.apache.fineract.integrationtests.common.Utils; |
| import org.apache.fineract.integrationtests.common.accounting.Account; |
| import org.apache.fineract.integrationtests.common.accounting.AccountHelper; |
| import org.apache.fineract.integrationtests.common.accounting.JournalEntryHelper; |
| import org.apache.fineract.integrationtests.common.charges.ChargesHelper; |
| import org.apache.fineract.integrationtests.common.funds.FundsHelper; |
| import org.apache.fineract.integrationtests.common.funds.FundsResourceHandler; |
| import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanProductHelper; |
| import org.apache.fineract.integrationtests.common.loans.LoanTestLifecycleExtension; |
| import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper; |
| import org.apache.fineract.integrationtests.common.products.DelinquencyBucketsHelper; |
| import org.apache.fineract.integrationtests.common.system.CodeHelper; |
| import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleType; |
| import org.junit.jupiter.api.Assertions; |
| import org.junit.jupiter.api.BeforeEach; |
| import org.junit.jupiter.api.Disabled; |
| import org.junit.jupiter.api.Test; |
| import org.junit.jupiter.api.extension.ExtendWith; |
| |
| @ExtendWith(LoanTestLifecycleExtension.class) |
| public class LoanPostChargeOffScenariosTest { |
| |
| private static final DateTimeFormatter DATE_FORMATTER = new DateTimeFormatterBuilder().appendPattern("dd MMMM yyyy").toFormatter(); |
| private ResponseSpecification responseSpec; |
| private RequestSpecification requestSpec; |
| private ClientHelper clientHelper; |
| private LoanTransactionHelper loanTransactionHelper; |
| private JournalEntryHelper journalEntryHelper; |
| private AccountHelper accountHelper; |
| private LoanProductHelper loanProductHelper; |
| private PaymentTypeHelper paymentTypeHelper; |
| // asset |
| private Account loansReceivable; |
| private Account interestFeeReceivable; |
| private Account suspenseAccount; |
| private Account fundReceivables; |
| // liability |
| private Account suspenseClearingAccount; |
| private Account overpaymentAccount; |
| // income |
| private Account interestIncome; |
| private Account feeIncome; |
| private Account feeChargeOff; |
| private Account recoveries; |
| private Account interestIncomeChargeOff; |
| // expense |
| private Account creditLossBadDebt; |
| private Account creditLossBadDebtFraud; |
| private Account writtenOff; |
| private Account goodwillExpenseAccount; |
| |
| @BeforeEach |
| public void setup() { |
| Utils.initializeRESTAssured(); |
| this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build(); |
| this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey()); |
| this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build(); |
| this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec); |
| this.accountHelper = new AccountHelper(this.requestSpec, this.responseSpec); |
| this.loanProductHelper = new LoanProductHelper(); |
| this.paymentTypeHelper = new PaymentTypeHelper(); |
| |
| // Asset |
| this.loansReceivable = this.accountHelper.createAssetAccount(); |
| this.interestFeeReceivable = this.accountHelper.createAssetAccount(); |
| this.suspenseAccount = this.accountHelper.createAssetAccount(); |
| this.fundReceivables = this.accountHelper.createAssetAccount(); |
| |
| // Liability |
| this.suspenseClearingAccount = this.accountHelper.createLiabilityAccount(); |
| this.overpaymentAccount = this.accountHelper.createLiabilityAccount(); |
| |
| // income |
| this.interestIncome = this.accountHelper.createIncomeAccount(); |
| this.feeIncome = this.accountHelper.createIncomeAccount(); |
| this.feeChargeOff = this.accountHelper.createIncomeAccount(); |
| this.recoveries = this.accountHelper.createIncomeAccount(); |
| this.interestIncomeChargeOff = this.accountHelper.createIncomeAccount(); |
| |
| // expense |
| this.creditLossBadDebt = this.accountHelper.createExpenseAccount(); |
| this.creditLossBadDebtFraud = this.accountHelper.createExpenseAccount(); |
| this.writtenOff = this.accountHelper.createExpenseAccount(); |
| this.goodwillExpenseAccount = this.accountHelper.createExpenseAccount(); |
| |
| this.journalEntryHelper = new JournalEntryHelper(this.requestSpec, this.responseSpec); |
| this.clientHelper = new ClientHelper(this.requestSpec, this.responseSpec); |
| } |
| |
| @Test |
| public void postChargeOffAddBackdatedTransactionTest() { |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| final Integer loanProductID = createLoanProductWithPeriodicAccrualAccounting(); |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| final Integer loanId = createLoanAccount(clientId, loanProductID, loanExternalIdStr); |
| |
| // apply charges |
| Integer feeCharge = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false)); |
| |
| LocalDate targetDate = LocalDate.of(2022, 9, 5); |
| final String feeCharge1AddedDate = DATE_FORMATTER.format(targetDate); |
| Integer feeLoanChargeId = loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge), feeCharge1AddedDate, "10")); |
| |
| // set loan as chargeoff |
| String randomText = Utils.randomStringGenerator("en", 5) + Utils.randomNumberGenerator(6) + Utils.randomStringGenerator("is", 5); |
| Integer chargeOffReasonId = CodeHelper.createChargeOffCodeValue(requestSpec, responseSpec, randomText, 1); |
| String transactionExternalId = UUID.randomUUID().toString(); |
| PostLoansLoanIdTransactionsResponse chargeOffTransaction = loanTransactionHelper.chargeOffLoan((long) loanId, |
| new PostLoansLoanIdTransactionsRequest().transactionDate("14 September 2022").locale("en").dateFormat("dd MMMM yyyy") |
| .externalId(transactionExternalId).chargeOffReasonId((long) chargeOffReasonId)); |
| |
| GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| assertTrue(loanDetails.getChargedOff()); |
| |
| // verify Journal Entries For ChargeOff Transaction |
| GetJournalEntriesTransactionIdResponse journalEntriesForChargeOff = journalEntryHelper |
| .getJournalEntries("L" + chargeOffTransaction.getResourceId().toString()); |
| |
| assertNotNull(journalEntriesForChargeOff); |
| List<JournalEntryTransactionItem> journalEntries = journalEntriesForChargeOff.getPageItems(); |
| assertEquals(4, journalEntries.size()); |
| |
| assertEquals(1000, journalEntries.get(3).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 14), journalEntries.get(3).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(3).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(3).getEntryType().getValue()); |
| |
| assertEquals(10, journalEntries.get(2).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 14), journalEntries.get(2).getTransactionDate()); |
| assertEquals(interestFeeReceivable.getAccountID().longValue(), journalEntries.get(2).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(2).getEntryType().getValue()); |
| |
| assertEquals(1000, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 14), journalEntries.get(1).getTransactionDate()); |
| assertEquals(creditLossBadDebt.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(10, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 14), journalEntries.get(0).getTransactionDate()); |
| assertEquals(feeChargeOff.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // make Repayment before chargeoff date |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("7 September 2022").locale("en") |
| .transactionAmount(100.0)); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| assertTrue(loanDetails.getChargedOff()); |
| |
| // verify Journal Entries for Repayment transaction |
| |
| GetJournalEntriesTransactionIdResponse journalEntriesForRepayment = journalEntryHelper |
| .getJournalEntries("L" + repaymentTransaction.getResourceId().toString()); |
| assertNotNull(journalEntriesForRepayment); |
| |
| journalEntries = journalEntriesForRepayment.getPageItems(); |
| assertEquals(3, journalEntries.size()); |
| |
| assertEquals(90, journalEntries.get(2).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(2).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(2).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(2).getEntryType().getValue()); |
| |
| assertEquals(10, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(1).getTransactionDate()); |
| assertEquals(interestFeeReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(100, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(0).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // Goodwill Credit before chargeoff date |
| final PostLoansLoanIdTransactionsResponse goodwillCredit = loanTransactionHelper.makeGoodwillCredit((long) loanId, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("10 September 2022").locale("en") |
| .transactionAmount(100.0)); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| assertTrue(loanDetails.getChargedOff()); |
| |
| // verify Journal Entries for Goodwill Credit |
| GetJournalEntriesTransactionIdResponse journalEntriesForGoodWillCredit = journalEntryHelper |
| .getJournalEntries("L" + goodwillCredit.getResourceId().toString()); |
| assertNotNull(journalEntriesForGoodWillCredit); |
| |
| journalEntries = journalEntriesForGoodWillCredit.getPageItems(); |
| assertEquals(2, journalEntries.size()); |
| |
| assertEquals(100, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 10), journalEntries.get(1).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(100, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 10), journalEntries.get(0).getTransactionDate()); |
| assertEquals(goodwillExpenseAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // make Repayment after chargeoff date |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction_1 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("15 September 2022").locale("en") |
| .transactionAmount(100.0)); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| assertTrue(loanDetails.getChargedOff()); |
| |
| // verify Journal Entries for Repayment transaction |
| journalEntriesForRepayment = journalEntryHelper.getJournalEntries("L" + repaymentTransaction_1.getResourceId().toString()); |
| |
| assertNotNull(journalEntriesForRepayment); |
| |
| journalEntries = journalEntriesForRepayment.getPageItems(); |
| assertEquals(2, journalEntries.size()); |
| |
| assertEquals(100, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 15), journalEntries.get(1).getTransactionDate()); |
| assertEquals(recoveries.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(100, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 15), journalEntries.get(0).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // Goodwill Credit after chargeoff date |
| final PostLoansLoanIdTransactionsResponse goodwillCredit_1 = loanTransactionHelper.makeGoodwillCredit((long) loanId, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("16 September 2022").locale("en") |
| .transactionAmount(100.0)); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| assertTrue(loanDetails.getChargedOff()); |
| |
| // verify Journal Entries for Goodwill Credit |
| journalEntriesForGoodWillCredit = journalEntryHelper.getJournalEntries("L" + goodwillCredit_1.getResourceId().toString()); |
| assertNotNull(journalEntriesForGoodWillCredit); |
| |
| journalEntries = journalEntriesForGoodWillCredit.getPageItems(); |
| assertEquals(2, journalEntries.size()); |
| |
| assertEquals(100, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 16), journalEntries.get(1).getTransactionDate()); |
| assertEquals(recoveries.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(100, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 16), journalEntries.get(0).getTransactionDate()); |
| assertEquals(goodwillExpenseAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| } |
| |
| @Test |
| public void postChargeOffBackdatedTransactionReverseTest() { |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| final Integer loanProductID = createLoanProductWithPeriodicAccrualAccounting(); |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| final Integer loanId = createLoanAccount(clientId, loanProductID, loanExternalIdStr); |
| |
| // apply charges |
| Integer feeCharge = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false)); |
| |
| LocalDate targetDate = LocalDate.of(2022, 9, 5); |
| final String feeCharge1AddedDate = DATE_FORMATTER.format(targetDate); |
| Integer feeLoanChargeId = loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge), feeCharge1AddedDate, "10")); |
| |
| // make Repayment |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("7 September 2022").locale("en") |
| .transactionAmount(100.0)); |
| |
| GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| |
| // verify Journal Entries for Repayment transaction |
| GetJournalEntriesTransactionIdResponse journalEntriesForRepayment = journalEntryHelper |
| .getJournalEntries("L" + repaymentTransaction.getResourceId().toString()); |
| |
| assertNotNull(journalEntriesForRepayment); |
| |
| List<JournalEntryTransactionItem> journalEntries = journalEntriesForRepayment.getPageItems(); |
| assertEquals(3, journalEntries.size()); |
| |
| assertEquals(90, journalEntries.get(2).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(2).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(2).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(2).getEntryType().getValue()); |
| |
| assertEquals(10, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(1).getTransactionDate()); |
| assertEquals(interestFeeReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(100, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(0).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // set loan as chargeoff |
| String randomText = Utils.randomStringGenerator("en", 5) + Utils.randomNumberGenerator(6) + Utils.randomStringGenerator("is", 5); |
| Integer chargeOffReasonId = CodeHelper.createChargeOffCodeValue(requestSpec, responseSpec, randomText, 1); |
| String transactionExternalId = UUID.randomUUID().toString(); |
| PostLoansLoanIdTransactionsResponse chargeOffTransaction = loanTransactionHelper.chargeOffLoan((long) loanId, |
| new PostLoansLoanIdTransactionsRequest().transactionDate("14 September 2022").locale("en").dateFormat("dd MMMM yyyy") |
| .externalId(transactionExternalId).chargeOffReasonId((long) chargeOffReasonId)); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| assertTrue(loanDetails.getChargedOff()); |
| |
| // verify Journal Entries For ChargeOff Transaction |
| GetJournalEntriesTransactionIdResponse journalEntriesForChargeOff = journalEntryHelper |
| .getJournalEntries("L" + chargeOffTransaction.getResourceId().toString()); |
| |
| assertNotNull(journalEntriesForChargeOff); |
| journalEntries = journalEntriesForChargeOff.getPageItems(); |
| assertEquals(2, journalEntries.size()); |
| |
| assertEquals(910, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 14), journalEntries.get(1).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(910, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 14), journalEntries.get(0).getTransactionDate()); |
| assertEquals(creditLossBadDebt.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // reverse Repayment |
| loanTransactionHelper.reverseRepayment(loanId, repaymentTransaction.getResourceId().intValue(), "7 September 2022"); |
| loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| assertTrue(loanDetails.getChargedOff()); |
| |
| // verify Journal Entries for Reversed Repayment transaction |
| journalEntriesForRepayment = journalEntryHelper.getJournalEntries("L" + repaymentTransaction.getResourceId().toString()); |
| |
| assertNotNull(journalEntriesForRepayment); |
| |
| journalEntries = journalEntriesForRepayment.getPageItems(); |
| assertEquals(6, journalEntries.size()); |
| |
| assertEquals(90, journalEntries.get(5).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(5).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(5).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(5).getEntryType().getValue()); |
| |
| assertEquals(10, journalEntries.get(4).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(4).getTransactionDate()); |
| assertEquals(interestFeeReceivable.getAccountID().longValue(), journalEntries.get(4).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(4).getEntryType().getValue()); |
| |
| assertEquals(100, journalEntries.get(3).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(3).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(3).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(3).getEntryType().getValue()); |
| |
| assertEquals(90, journalEntries.get(2).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(2).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(2).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(2).getEntryType().getValue()); |
| |
| assertEquals(10, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(1).getTransactionDate()); |
| assertEquals(interestFeeReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(100, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(0).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| } |
| |
| @Test |
| public void postChargeOffBackdatedTransactionReverseReplayTest() { |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| final Integer loanProductID = createLoanProductWithPeriodicAccrualAccounting(); |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| final Integer loanId = createLoanAccount(clientId, loanProductID, loanExternalIdStr); |
| |
| // apply charges |
| Integer feeCharge = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false)); |
| |
| LocalDate targetDate = LocalDate.of(2022, 9, 5); |
| final String feeCharge1AddedDate = DATE_FORMATTER.format(targetDate); |
| Integer feeLoanChargeId = loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge), feeCharge1AddedDate, "10")); |
| |
| // Set Loan transaction externalId for transaction getting reversed and replayed |
| String loanTransactionExternalIdStr = UUID.randomUUID().toString(); |
| |
| // make Repayment |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("7 September 2022").locale("en") |
| .transactionAmount(11.0).externalId(loanTransactionExternalIdStr)); |
| |
| GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| |
| // verify Journal Entries for Repayment transaction |
| GetJournalEntriesTransactionIdResponse journalEntriesForRepayment = journalEntryHelper |
| .getJournalEntries("L" + repaymentTransaction.getResourceId().toString()); |
| |
| assertNotNull(journalEntriesForRepayment); |
| |
| List<JournalEntryTransactionItem> journalEntries = journalEntriesForRepayment.getPageItems(); |
| assertEquals(3, journalEntries.size()); |
| |
| assertEquals(1, journalEntries.get(2).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(2).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(2).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(2).getEntryType().getValue()); |
| |
| assertEquals(10, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(1).getTransactionDate()); |
| assertEquals(interestFeeReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(11, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(0).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // set loan as chargeoff |
| String randomText = Utils.randomStringGenerator("en", 5) + Utils.randomNumberGenerator(6) + Utils.randomStringGenerator("is", 5); |
| Integer chargeOffReasonId = CodeHelper.createChargeOffCodeValue(requestSpec, responseSpec, randomText, 1); |
| String transactionExternalId = UUID.randomUUID().toString(); |
| PostLoansLoanIdTransactionsResponse chargeOffTransaction = loanTransactionHelper.chargeOffLoan((long) loanId, |
| new PostLoansLoanIdTransactionsRequest().transactionDate("14 September 2022").locale("en").dateFormat("dd MMMM yyyy") |
| .externalId(transactionExternalId).chargeOffReasonId((long) chargeOffReasonId)); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| assertTrue(loanDetails.getChargedOff()); |
| |
| // verify Journal Entries For ChargeOff Transaction |
| GetJournalEntriesTransactionIdResponse journalEntriesForChargeOff = journalEntryHelper |
| .getJournalEntries("L" + chargeOffTransaction.getResourceId().toString()); |
| |
| assertNotNull(journalEntriesForChargeOff); |
| journalEntries = journalEntriesForChargeOff.getPageItems(); |
| assertEquals(2, journalEntries.size()); |
| |
| assertEquals(999, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 14), journalEntries.get(1).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(999, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 14), journalEntries.get(0).getTransactionDate()); |
| assertEquals(creditLossBadDebt.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // make Repayment backdated for reverse replay |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction_1 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("5 September 2022").locale("en") |
| .transactionAmount(5.0)); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| assertTrue(loanDetails.getChargedOff()); |
| |
| // verify Journal Entries for Repayment transaction |
| journalEntriesForRepayment = journalEntryHelper.getJournalEntries("L" + repaymentTransaction_1.getResourceId().toString()); |
| |
| assertNotNull(journalEntriesForRepayment); |
| |
| journalEntries = journalEntriesForRepayment.getPageItems(); |
| assertEquals(2, journalEntries.size()); |
| |
| assertEquals(5, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 5), journalEntries.get(1).getTransactionDate()); |
| assertEquals(interestFeeReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(5, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 5), journalEntries.get(0).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // check reverse replay |
| Long reversedAndReplayedTransactionId = repaymentTransaction.getResourceId(); |
| GetLoansLoanIdTransactionsTransactionIdResponse getLoansTransactionResponse = loanTransactionHelper |
| .getLoanTransactionDetails((long) loanId, loanTransactionExternalIdStr); |
| assertNotNull(getLoansTransactionResponse); |
| assertNotNull(getLoansTransactionResponse.getTransactionRelations()); |
| |
| // test replayed relationship |
| GetLoanTransactionRelation transactionRelation = getLoansTransactionResponse.getTransactionRelations().iterator().next(); |
| assertEquals(reversedAndReplayedTransactionId, transactionRelation.getToLoanTransaction()); |
| assertEquals("REPLAYED", transactionRelation.getRelationType()); |
| |
| // verify Journal Entries for new Transaction |
| journalEntriesForRepayment = journalEntryHelper.getJournalEntries("L" + getLoansTransactionResponse.getId().toString()); |
| |
| assertNotNull(journalEntriesForRepayment); |
| |
| journalEntries = journalEntriesForRepayment.getPageItems(); |
| assertEquals(3, journalEntries.size()); |
| |
| assertEquals(6, journalEntries.get(2).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(2).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(2).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(2).getEntryType().getValue()); |
| |
| assertEquals(5, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(1).getTransactionDate()); |
| assertEquals(interestFeeReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(11, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(0).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| } |
| |
| @Test |
| @Disabled("Requires: FINERACT-1946") |
| public void transactionOnChargeOffDatePreChargeOffReverseReplayTest() { |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| final Integer loanProductID = createLoanProductWithPeriodicAccrualAccounting(); |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| final Integer loanId = createLoanAccount(clientId, loanProductID, loanExternalIdStr); |
| |
| // apply charges |
| Integer feeCharge = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false)); |
| |
| LocalDate targetDate = LocalDate.of(2022, 9, 5); |
| final String feeCharge1AddedDate = DATE_FORMATTER.format(targetDate); |
| Integer feeLoanChargeId = loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge), feeCharge1AddedDate, "10")); |
| |
| // Set Loan transaction externalId for transaction getting reversed and replayed |
| String loanTransactionExternalIdStr = UUID.randomUUID().toString(); |
| |
| // make Repayment on Chargeoff date before charge off |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("7 September 2022").locale("en") |
| .transactionAmount(11.0).externalId(loanTransactionExternalIdStr)); |
| |
| GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| |
| // verify Journal Entries for Repayment transaction |
| GetJournalEntriesTransactionIdResponse journalEntriesForRepayment = journalEntryHelper |
| .getJournalEntries("L" + repaymentTransaction.getResourceId().toString()); |
| |
| List<JournalEntryTransactionItem> journalEntries = journalEntriesForRepayment.getPageItems(); |
| assertEquals(3, journalEntries.size()); |
| |
| assertEquals(1, journalEntries.get(2).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(2).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(2).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(2).getEntryType().getValue()); |
| |
| assertEquals(10, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(1).getTransactionDate()); |
| assertEquals(interestFeeReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(11, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(0).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // set loan as chargeoff |
| String randomText = Utils.randomStringGenerator("en", 5) + Utils.randomNumberGenerator(6) + Utils.randomStringGenerator("is", 5); |
| Integer chargeOffReasonId = CodeHelper.createChargeOffCodeValue(requestSpec, responseSpec, randomText, 1); |
| String transactionExternalId = UUID.randomUUID().toString(); |
| PostLoansLoanIdTransactionsResponse chargeOffTransaction = loanTransactionHelper.chargeOffLoan((long) loanId, |
| new PostLoansLoanIdTransactionsRequest().transactionDate("7 September 2022").locale("en").dateFormat("dd MMMM yyyy") |
| .externalId(transactionExternalId).chargeOffReasonId((long) chargeOffReasonId)); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| assertTrue(loanDetails.getChargedOff()); |
| |
| // verify Journal Entries For ChargeOff Transaction |
| GetJournalEntriesTransactionIdResponse journalEntriesForChargeOff = journalEntryHelper |
| .getJournalEntries("L" + chargeOffTransaction.getResourceId().toString()); |
| |
| assertNotNull(journalEntriesForChargeOff); |
| journalEntries = journalEntriesForChargeOff.getPageItems(); |
| assertEquals(2, journalEntries.size()); |
| |
| assertEquals(999, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(1).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(999, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(0).getTransactionDate()); |
| assertEquals(creditLossBadDebt.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // make Repayment backdated for reverse replay |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction_1 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("5 September 2022").locale("en") |
| .transactionAmount(5.0)); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| assertTrue(loanDetails.getChargedOff()); |
| |
| // verify Journal Entries for Repayment transaction |
| journalEntriesForRepayment = journalEntryHelper.getJournalEntries("L" + repaymentTransaction_1.getResourceId().toString()); |
| |
| assertNotNull(journalEntriesForRepayment); |
| |
| journalEntries = journalEntriesForRepayment.getPageItems(); |
| assertEquals(2, journalEntries.size()); |
| |
| assertEquals(5, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 5), journalEntries.get(1).getTransactionDate()); |
| assertEquals(interestFeeReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(5, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 5), journalEntries.get(0).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // check reverse replay |
| Long reversedAndReplayedTransactionId = repaymentTransaction.getResourceId(); |
| GetLoansLoanIdTransactionsTransactionIdResponse getLoansTransactionResponse = loanTransactionHelper |
| .getLoanTransactionDetails((long) loanId, loanTransactionExternalIdStr); |
| assertNotNull(getLoansTransactionResponse); |
| assertNotNull(getLoansTransactionResponse.getTransactionRelations()); |
| |
| // test replayed relationship |
| GetLoanTransactionRelation transactionRelation = getLoansTransactionResponse.getTransactionRelations().iterator().next(); |
| assertEquals(reversedAndReplayedTransactionId, transactionRelation.getToLoanTransaction()); |
| assertEquals("REPLAYED", transactionRelation.getRelationType()); |
| |
| // verify Journal Entries for new Transaction |
| |
| journalEntriesForRepayment = journalEntryHelper.getJournalEntries("L" + getLoansTransactionResponse.getId().toString()); |
| |
| assertNotNull(journalEntriesForRepayment); |
| |
| journalEntries = journalEntriesForRepayment.getPageItems(); |
| assertEquals(3, journalEntries.size()); |
| |
| assertEquals(6, journalEntries.get(2).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(2).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(2).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(2).getEntryType().getValue()); |
| |
| assertEquals(5, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(1).getTransactionDate()); |
| assertEquals(interestFeeReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(11, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(0).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| } |
| |
| @Test |
| @Disabled("Requires: FINERACT-1946") |
| public void transactionOnChargeOffDatePostChargeOffReverseReplayTest() { |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| final Integer loanProductID = createLoanProductWithPeriodicAccrualAccounting(); |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| final Integer loanId = createLoanAccount(clientId, loanProductID, loanExternalIdStr); |
| |
| // apply charges |
| Integer feeCharge = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false)); |
| |
| LocalDate targetDate = LocalDate.of(2022, 9, 5); |
| final String feeCharge1AddedDate = DATE_FORMATTER.format(targetDate); |
| Integer feeLoanChargeId = loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge), feeCharge1AddedDate, "10")); |
| |
| // set loan as chargeoff |
| String randomText = Utils.randomStringGenerator("en", 5) + Utils.randomNumberGenerator(6) + Utils.randomStringGenerator("is", 5); |
| Integer chargeOffReasonId = CodeHelper.createChargeOffCodeValue(requestSpec, responseSpec, randomText, 1); |
| String transactionExternalId = UUID.randomUUID().toString(); |
| PostLoansLoanIdTransactionsResponse chargeOffTransaction = loanTransactionHelper.chargeOffLoan((long) loanId, |
| new PostLoansLoanIdTransactionsRequest().transactionDate("7 September 2022").locale("en").dateFormat("dd MMMM yyyy") |
| .externalId(transactionExternalId).chargeOffReasonId((long) chargeOffReasonId)); |
| |
| GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| assertTrue(loanDetails.getChargedOff()); |
| |
| // verify Journal Entries For ChargeOff Transaction |
| GetJournalEntriesTransactionIdResponse journalEntriesForChargeOff = journalEntryHelper |
| .getJournalEntries("L" + chargeOffTransaction.getResourceId().toString()); |
| |
| assertNotNull(journalEntriesForChargeOff); |
| List<JournalEntryTransactionItem> journalEntries = journalEntriesForChargeOff.getPageItems(); |
| assertEquals(4, journalEntries.size()); |
| |
| assertEquals(1000, journalEntries.get(3).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(3).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(3).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(3).getEntryType().getValue()); |
| |
| assertEquals(10, journalEntries.get(2).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(2).getTransactionDate()); |
| assertEquals(interestFeeReceivable.getAccountID().longValue(), journalEntries.get(2).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(2).getEntryType().getValue()); |
| |
| assertEquals(1000, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(1).getTransactionDate()); |
| assertEquals(creditLossBadDebt.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(10, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(0).getTransactionDate()); |
| assertEquals(feeChargeOff.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // Set Loan transaction externalId for transaction getting reversed and replayed |
| String loanTransactionExternalIdStr = UUID.randomUUID().toString(); |
| |
| // make Repayment after charge-off on charge off date |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("7 September 2022").locale("en") |
| .transactionAmount(11.0).externalId(loanTransactionExternalIdStr)); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| assertTrue(loanDetails.getChargedOff()); |
| |
| // verify Journal Entries for Repayment transaction |
| GetJournalEntriesTransactionIdResponse journalEntriesForRepayment = journalEntryHelper |
| .getJournalEntries("L" + repaymentTransaction.getResourceId().toString()); |
| |
| assertNotNull(journalEntriesForRepayment); |
| |
| journalEntries = journalEntriesForRepayment.getPageItems(); |
| assertEquals(2, journalEntries.size()); |
| |
| assertEquals(11, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(1).getTransactionDate()); |
| assertEquals(recoveries.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(11, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(0).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // make Repayment backdated for reverse replay |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction_1 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("5 September 2022").locale("en") |
| .transactionAmount(5.0)); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| assertTrue(loanDetails.getChargedOff()); |
| |
| // verify Journal Entries for Repayment transaction |
| journalEntriesForRepayment = journalEntryHelper.getJournalEntries("L" + repaymentTransaction_1.getResourceId().toString()); |
| assertNotNull(journalEntriesForRepayment); |
| |
| journalEntries = journalEntriesForRepayment.getPageItems(); |
| assertEquals(2, journalEntries.size()); |
| |
| assertEquals(5, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 5), journalEntries.get(1).getTransactionDate()); |
| assertEquals(interestFeeReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(5, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 5), journalEntries.get(0).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // check reverse replay |
| Long reversedAndReplayedTransactionId = repaymentTransaction.getResourceId(); |
| GetLoansLoanIdTransactionsTransactionIdResponse getLoansTransactionResponse = loanTransactionHelper |
| .getLoanTransactionDetails((long) loanId, loanTransactionExternalIdStr); |
| assertNotNull(getLoansTransactionResponse); |
| assertNotNull(getLoansTransactionResponse.getTransactionRelations()); |
| |
| // test replayed relationship |
| GetLoanTransactionRelation transactionRelation = getLoansTransactionResponse.getTransactionRelations().iterator().next(); |
| assertEquals(reversedAndReplayedTransactionId, transactionRelation.getToLoanTransaction()); |
| assertEquals("REPLAYED", transactionRelation.getRelationType()); |
| |
| // verify Journal Entries for new Transaction |
| journalEntriesForRepayment = journalEntryHelper.getJournalEntries("L" + getLoansTransactionResponse.getId().toString()); |
| |
| assertNotNull(journalEntriesForRepayment); |
| |
| journalEntries = journalEntriesForRepayment.getPageItems(); |
| assertEquals(2, journalEntries.size()); |
| |
| assertEquals(11, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(1).getTransactionDate()); |
| assertEquals(recoveries.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(11, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(0).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| } |
| |
| @Test |
| public void transactionsOnChargeOffDatePreAndPostChargeOffDateTest() { |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| final Integer loanProductID = createLoanProductWithPeriodicAccrualAccounting(); |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| final Integer loanId = createLoanAccount(clientId, loanProductID, loanExternalIdStr); |
| |
| // apply charges |
| Integer feeCharge = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false)); |
| |
| LocalDate targetDate = LocalDate.of(2022, 9, 5); |
| final String feeCharge1AddedDate = DATE_FORMATTER.format(targetDate); |
| Integer feeLoanChargeId = loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge), feeCharge1AddedDate, "10")); |
| |
| // make Repayment before charge-off on charge off date |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("7 September 2022").locale("en") |
| .transactionAmount(100.0)); |
| |
| GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| |
| // verify Journal Entries for Repayment transaction |
| GetJournalEntriesTransactionIdResponse journalEntriesForRepayment = journalEntryHelper |
| .getJournalEntries("L" + repaymentTransaction.getResourceId().toString()); |
| |
| assertNotNull(journalEntriesForRepayment); |
| |
| List<JournalEntryTransactionItem> journalEntries = journalEntriesForRepayment.getPageItems(); |
| assertEquals(3, journalEntries.size()); |
| |
| assertEquals(90, journalEntries.get(2).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(2).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(2).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(2).getEntryType().getValue()); |
| |
| assertEquals(10, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(1).getTransactionDate()); |
| assertEquals(interestFeeReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(100, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(0).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // set loan as chargeoff |
| String randomText = Utils.randomStringGenerator("en", 5) + Utils.randomNumberGenerator(6) + Utils.randomStringGenerator("is", 5); |
| Integer chargeOffReasonId = CodeHelper.createChargeOffCodeValue(requestSpec, responseSpec, randomText, 1); |
| String transactionExternalId = UUID.randomUUID().toString(); |
| PostLoansLoanIdTransactionsResponse chargeOffTransaction = loanTransactionHelper.chargeOffLoan((long) loanId, |
| new PostLoansLoanIdTransactionsRequest().transactionDate("7 September 2022").locale("en").dateFormat("dd MMMM yyyy") |
| .externalId(transactionExternalId).chargeOffReasonId((long) chargeOffReasonId)); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| assertTrue(loanDetails.getChargedOff()); |
| |
| // verify Journal Entries For ChargeOff Transaction |
| GetJournalEntriesTransactionIdResponse journalEntriesForChargeOff = journalEntryHelper |
| .getJournalEntries("L" + chargeOffTransaction.getResourceId().toString()); |
| |
| assertNotNull(journalEntriesForChargeOff); |
| journalEntries = journalEntriesForChargeOff.getPageItems(); |
| assertEquals(2, journalEntries.size()); |
| |
| assertEquals(910, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(1).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(910, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(0).getTransactionDate()); |
| assertEquals(creditLossBadDebt.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // make Repayment after charge-off on charge off date |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction_1 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("7 September 2022").locale("en") |
| .transactionAmount(90.0)); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| assertTrue(loanDetails.getChargedOff()); |
| |
| // verify Journal Entries for Repayment transaction |
| journalEntriesForRepayment = journalEntryHelper.getJournalEntries("L" + repaymentTransaction_1.getResourceId().toString()); |
| |
| assertNotNull(journalEntriesForRepayment); |
| |
| journalEntries = journalEntriesForRepayment.getPageItems(); |
| assertEquals(2, journalEntries.size()); |
| |
| assertEquals(90, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(1).getTransactionDate()); |
| assertEquals(recoveries.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(90, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(0).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| } |
| |
| @Test |
| public void transactionOnChargeOffDateReverseTest() { |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| final Integer loanProductID = createLoanProductWithPeriodicAccrualAccounting(); |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| final Integer loanId = createLoanAccount(clientId, loanProductID, loanExternalIdStr); |
| |
| // apply charges |
| Integer feeCharge = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false)); |
| |
| LocalDate targetDate = LocalDate.of(2022, 9, 5); |
| final String feeCharge1AddedDate = DATE_FORMATTER.format(targetDate); |
| Integer feeLoanChargeId = loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge), feeCharge1AddedDate, "10")); |
| |
| // make Repayment before charge-off on charge off date |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("7 September 2022").locale("en") |
| .transactionAmount(100.0)); |
| |
| GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| |
| // verify Journal Entries for Repayment transaction |
| GetJournalEntriesTransactionIdResponse journalEntriesForRepayment = journalEntryHelper |
| .getJournalEntries("L" + repaymentTransaction.getResourceId().toString()); |
| |
| assertNotNull(journalEntriesForRepayment); |
| |
| List<JournalEntryTransactionItem> journalEntries = journalEntriesForRepayment.getPageItems(); |
| assertEquals(3, journalEntries.size()); |
| |
| assertEquals(90, journalEntries.get(2).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(2).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(2).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(2).getEntryType().getValue()); |
| |
| assertEquals(10, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(1).getTransactionDate()); |
| assertEquals(interestFeeReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(100, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(0).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // set loan as chargeoff |
| String randomText = Utils.randomStringGenerator("en", 5) + Utils.randomNumberGenerator(6) + Utils.randomStringGenerator("is", 5); |
| Integer chargeOffReasonId = CodeHelper.createChargeOffCodeValue(requestSpec, responseSpec, randomText, 1); |
| String transactionExternalId = UUID.randomUUID().toString(); |
| PostLoansLoanIdTransactionsResponse chargeOffTransaction = loanTransactionHelper.chargeOffLoan((long) loanId, |
| new PostLoansLoanIdTransactionsRequest().transactionDate("7 September 2022").locale("en").dateFormat("dd MMMM yyyy") |
| .externalId(transactionExternalId).chargeOffReasonId((long) chargeOffReasonId)); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| assertTrue(loanDetails.getChargedOff()); |
| |
| // verify Journal Entries For ChargeOff Transaction |
| GetJournalEntriesTransactionIdResponse journalEntriesForChargeOff = journalEntryHelper |
| .getJournalEntries("L" + chargeOffTransaction.getResourceId().toString()); |
| |
| assertNotNull(journalEntriesForChargeOff); |
| journalEntries = journalEntriesForChargeOff.getPageItems(); |
| assertEquals(2, journalEntries.size()); |
| |
| assertEquals(910, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(1).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(910, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(0).getTransactionDate()); |
| assertEquals(creditLossBadDebt.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| // reverse Repayment |
| loanTransactionHelper.reverseRepayment(loanId, repaymentTransaction.getResourceId().intValue(), "7 September 2022"); |
| loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| assertTrue(loanDetails.getChargedOff()); |
| |
| // verify Journal Entries for Reversed Repayment transaction |
| journalEntriesForRepayment = journalEntryHelper.getJournalEntries("L" + repaymentTransaction.getResourceId().toString()); |
| assertNotNull(journalEntriesForRepayment); |
| |
| journalEntries = journalEntriesForRepayment.getPageItems(); |
| assertEquals(6, journalEntries.size()); |
| |
| assertEquals(90, journalEntries.get(5).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(5).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(5).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(5).getEntryType().getValue()); |
| |
| assertEquals(10, journalEntries.get(4).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(4).getTransactionDate()); |
| assertEquals(interestFeeReceivable.getAccountID().longValue(), journalEntries.get(4).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(4).getEntryType().getValue()); |
| |
| assertEquals(100, journalEntries.get(3).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(3).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(3).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(3).getEntryType().getValue()); |
| |
| assertEquals(90, journalEntries.get(2).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(2).getTransactionDate()); |
| assertEquals(loansReceivable.getAccountID().longValue(), journalEntries.get(2).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(2).getEntryType().getValue()); |
| |
| assertEquals(10, journalEntries.get(1).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(1).getTransactionDate()); |
| assertEquals(interestFeeReceivable.getAccountID().longValue(), journalEntries.get(1).getGlAccountId().longValue()); |
| assertEquals("DEBIT", journalEntries.get(1).getEntryType().getValue()); |
| |
| assertEquals(100, journalEntries.get(0).getAmount()); |
| assertEquals(LocalDate.of(2022, 9, 7), journalEntries.get(0).getTransactionDate()); |
| assertEquals(suspenseClearingAccount.getAccountID().longValue(), journalEntries.get(0).getGlAccountId().longValue()); |
| assertEquals("CREDIT", journalEntries.get(0).getEntryType().getValue()); |
| |
| } |
| |
| private Integer createLoanAccount(final Integer clientID, final Integer loanProductID, final String externalId) { |
| |
| String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal("1000").withLoanTermFrequency("30") |
| .withLoanTermFrequencyAsDays().withNumberOfRepayments("1").withRepaymentEveryAfter("30").withRepaymentFrequencyTypeAsDays() |
| .withInterestRatePerPeriod("0").withInterestTypeAsFlatBalance().withAmortizationTypeAsEqualPrincipalPayments() |
| .withInterestCalculationPeriodTypeSameAsRepaymentPeriod().withExpectedDisbursementDate("03 September 2022") |
| .withSubmittedOnDate("01 September 2022").withLoanType("individual").withExternalId(externalId) |
| .build(clientID.toString(), loanProductID.toString(), null); |
| |
| final Integer loanId = loanTransactionHelper.getLoanId(loanApplicationJSON); |
| loanTransactionHelper.approveLoan("02 September 2022", "1000", loanId, null); |
| loanTransactionHelper.disburseLoanWithTransactionAmount("03 September 2022", loanId, "1000"); |
| return loanId; |
| } |
| |
| private Integer createLoanProductWithPeriodicAccrualAccounting() { |
| |
| String name = Utils.uniqueRandomStringGenerator("LOAN_PRODUCT_", 6); |
| String shortName = Utils.uniqueRandomStringGenerator("", 4); |
| |
| List<Integer> principalVariationsForBorrowerCycle = new ArrayList<>(); |
| List<Integer> numberOfRepaymentVariationsForBorrowerCycle = new ArrayList<>(); |
| List<Integer> interestRateVariationsForBorrowerCycle = new ArrayList<>(); |
| List<ChargeData> charges = new ArrayList<>(); |
| List<ChargeToGLAccountMapper> penaltyToIncomeAccountMappings = new ArrayList<>(); |
| List<GetLoanFeeToIncomeAccountMappings> feeToIncomeAccountMappings = new ArrayList<>(); |
| |
| String paymentTypeName = PaymentTypeHelper.randomNameGenerator("P_T", 5); |
| String description = PaymentTypeHelper.randomNameGenerator("PT_Desc", 15); |
| Boolean isCashPayment = false; |
| Integer position = 1; |
| |
| PostPaymentTypesResponse paymentTypesResponse = paymentTypeHelper.createPaymentType(new PostPaymentTypesRequest() |
| .name(paymentTypeName).description(description).isCashPayment(isCashPayment).position(position)); |
| Long paymentTypeIdOne = paymentTypesResponse.getResourceId(); |
| Assertions.assertNotNull(paymentTypeIdOne); |
| |
| List<GetLoanPaymentChannelToFundSourceMappings> paymentChannelToFundSourceMappings = new ArrayList<>(); |
| GetLoanPaymentChannelToFundSourceMappings loanPaymentChannelToFundSourceMappings = new GetLoanPaymentChannelToFundSourceMappings(); |
| loanPaymentChannelToFundSourceMappings.fundSourceAccountId(fundReceivables.getAccountID().longValue()); |
| loanPaymentChannelToFundSourceMappings.paymentTypeId(paymentTypeIdOne.longValue()); |
| paymentChannelToFundSourceMappings.add(loanPaymentChannelToFundSourceMappings); |
| |
| // fund |
| FundsHelper fh = FundsHelper.create(Utils.uniqueRandomStringGenerator("", 10)).externalId(UUID.randomUUID().toString()).build(); |
| String jsonData = fh.toJSON(); |
| |
| final Long fundID = createFund(jsonData, this.requestSpec, this.responseSpec); |
| Assertions.assertNotNull(fundID); |
| |
| // Delinquency Bucket |
| final Integer delinquencyBucketId = DelinquencyBucketsHelper.createDelinquencyBucket(requestSpec, responseSpec); |
| |
| PostLoanProductsRequest loanProductsRequest = new PostLoanProductsRequest().name(name)// |
| .shortName(shortName)// |
| .description("Loan Product Description")// |
| .fundId(fundID)// |
| .startDate(null)// |
| .closeDate(null)// |
| .includeInBorrowerCycle(false)// |
| .currencyCode("USD")// |
| .digitsAfterDecimal(2)// |
| .inMultiplesOf(0)// |
| .installmentAmountInMultiplesOf(1)// |
| .useBorrowerCycle(false)// |
| .minPrincipal(100.0)// |
| .principal(1000.0)// |
| .maxPrincipal(10000.0)// |
| .minNumberOfRepayments(1)// |
| .numberOfRepayments(1)// |
| .maxNumberOfRepayments(30)// |
| .isLinkedToFloatingInterestRates(false)// |
| .minInterestRatePerPeriod((double) 0)// |
| .interestRatePerPeriod((double) 0)// |
| .maxInterestRatePerPeriod((double) 0)// |
| .interestRateFrequencyType(2)// |
| .repaymentEvery(30)// |
| .repaymentFrequencyType(0L)// |
| .principalVariationsForBorrowerCycle(principalVariationsForBorrowerCycle)// |
| .numberOfRepaymentVariationsForBorrowerCycle(numberOfRepaymentVariationsForBorrowerCycle)// |
| .interestRateVariationsForBorrowerCycle(interestRateVariationsForBorrowerCycle)// |
| .amortizationType(1)// |
| .interestType(0)// |
| .isEqualAmortization(false)// |
| .interestCalculationPeriodType(1)// |
| .transactionProcessingStrategyCode("mifos-standard-strategy")// |
| .loanScheduleType(LoanScheduleType.CUMULATIVE.toString())// |
| .daysInYearType(1)// |
| .daysInMonthType(1)// |
| .canDefineInstallmentAmount(true)// |
| .graceOnArrearsAgeing(3)// |
| .overdueDaysForNPA(179)// |
| .accountMovesOutOfNPAOnlyOnArrearsCompletion(false)// |
| .principalThresholdForLastInstallment(50)// |
| .allowVariableInstallments(false)// |
| .canUseForTopup(false)// |
| .isInterestRecalculationEnabled(false)// |
| .holdGuaranteeFunds(false)// |
| .multiDisburseLoan(true)// |
| .allowAttributeOverrides(new AllowAttributeOverrides()// |
| .amortizationType(true)// |
| .interestType(true)// |
| .transactionProcessingStrategyCode(true)// |
| .interestCalculationPeriodType(true)// |
| .inArrearsTolerance(true)// |
| .repaymentEvery(true)// |
| .graceOnPrincipalAndInterestPayment(true)// |
| .graceOnArrearsAgeing(true))// |
| .allowPartialPeriodInterestCalcualtion(true)// |
| .maxTrancheCount(10)// |
| .outstandingLoanBalance(10000.0)// |
| .charges(charges)// |
| .accountingRule(3)// |
| .fundSourceAccountId(suspenseClearingAccount.getAccountID().longValue())// |
| .loanPortfolioAccountId(loansReceivable.getAccountID().longValue())// |
| .transfersInSuspenseAccountId(suspenseAccount.getAccountID().longValue())// |
| .interestOnLoanAccountId(interestIncome.getAccountID().longValue())// |
| .incomeFromFeeAccountId(feeIncome.getAccountID().longValue())// |
| .incomeFromPenaltyAccountId(feeIncome.getAccountID().longValue())// |
| .incomeFromRecoveryAccountId(recoveries.getAccountID().longValue())// |
| .writeOffAccountId(writtenOff.getAccountID().longValue())// |
| .overpaymentLiabilityAccountId(overpaymentAccount.getAccountID().longValue())// |
| .receivableInterestAccountId(interestFeeReceivable.getAccountID().longValue())// |
| .receivableFeeAccountId(interestFeeReceivable.getAccountID().longValue())// |
| .receivablePenaltyAccountId(interestFeeReceivable.getAccountID().longValue())// |
| .dateFormat("dd MMMM yyyy")// |
| .locale("en_GB")// |
| .disallowExpectedDisbursements(true)// |
| .allowApprovedDisbursedAmountsOverApplied(true)// |
| .overAppliedCalculationType("percentage")// |
| .overAppliedNumber(50)// |
| .delinquencyBucketId(delinquencyBucketId.longValue())// |
| .goodwillCreditAccountId(goodwillExpenseAccount.getAccountID().longValue())// |
| .incomeFromGoodwillCreditInterestAccountId(interestIncomeChargeOff.getAccountID().longValue())// |
| .incomeFromGoodwillCreditFeesAccountId(feeChargeOff.getAccountID().longValue())// |
| .incomeFromGoodwillCreditPenaltyAccountId(feeChargeOff.getAccountID().longValue())// |
| .paymentChannelToFundSourceMappings(paymentChannelToFundSourceMappings)// |
| .penaltyToIncomeAccountMappings(penaltyToIncomeAccountMappings)// |
| .feeToIncomeAccountMappings(feeToIncomeAccountMappings)// |
| .incomeFromChargeOffInterestAccountId(interestIncomeChargeOff.getAccountID().longValue())// |
| .incomeFromChargeOffFeesAccountId(feeChargeOff.getAccountID().longValue())// |
| .chargeOffExpenseAccountId(creditLossBadDebt.getAccountID().longValue())// |
| .chargeOffFraudExpenseAccountId(creditLossBadDebtFraud.getAccountID().longValue())// |
| .incomeFromChargeOffPenaltyAccountId(feeChargeOff.getAccountID().longValue());// |
| |
| PostLoanProductsResponse loanProductCreateResponse = loanProductHelper.createLoanProduct(loanProductsRequest); |
| return loanProductCreateResponse.getResourceId().intValue(); |
| } |
| |
| private Long createFund(final String fundJSON, final RequestSpecification requestSpec, final ResponseSpecification responseSpec) { |
| String fundId = String.valueOf(FundsResourceHandler.createFund(fundJSON, requestSpec, responseSpec)); |
| if (fundId.equals("null")) { |
| // Invalid JSON data parameters |
| return null; |
| } |
| |
| return Long.valueOf(fundId); |
| } |
| |
| } |
