| /** |
| * Licensed to the Apache Software Foundation (ASF) under one |
| * or more contributor license agreements. See the NOTICE file |
| * distributed with this work for additional information |
| * regarding copyright ownership. The ASF licenses this file |
| * to you under the Apache License, Version 2.0 (the |
| * "License"); you may not use this file except in compliance |
| * with the License. You may obtain a copy of the License at |
| * |
| * http://www.apache.org/licenses/LICENSE-2.0 |
| * |
| * Unless required by applicable law or agreed to in writing, |
| * software distributed under the License is distributed on an |
| * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY |
| * KIND, either express or implied. See the License for the |
| * specific language governing permissions and limitations |
| * under the License. |
| */ |
| package org.apache.fineract.integrationtests; |
| |
| import static org.junit.jupiter.api.Assertions.assertEquals; |
| import static org.junit.jupiter.api.Assertions.assertNotNull; |
| import static org.junit.jupiter.api.Assertions.assertTrue; |
| |
| import io.restassured.builder.RequestSpecBuilder; |
| import io.restassured.builder.ResponseSpecBuilder; |
| import io.restassured.http.ContentType; |
| import io.restassured.specification.RequestSpecification; |
| import io.restassured.specification.ResponseSpecification; |
| import java.math.BigDecimal; |
| import java.time.LocalDate; |
| import java.util.HashMap; |
| import java.util.List; |
| import java.util.Optional; |
| import lombok.extern.slf4j.Slf4j; |
| import org.apache.fineract.client.models.GetJournalEntriesTransactionIdResponse; |
| import org.apache.fineract.client.models.GetLoanProductsProductIdResponse; |
| import org.apache.fineract.client.models.GetLoansLoanIdResponse; |
| import org.apache.fineract.client.models.GetLoansLoanIdTransactions; |
| import org.apache.fineract.client.models.JournalEntryTransactionItem; |
| import org.apache.fineract.client.models.PostChargesResponse; |
| import org.apache.fineract.client.models.PostLoansLoanIdChargesChargeIdResponse; |
| import org.apache.fineract.client.models.PostLoansLoanIdChargesResponse; |
| import org.apache.fineract.client.models.PostLoansLoanIdRequest; |
| import org.apache.fineract.client.models.PostLoansLoanIdTransactionsResponse; |
| import org.apache.fineract.infrastructure.businessdate.domain.BusinessDateType; |
| import org.apache.fineract.integrationtests.common.BusinessDateHelper; |
| import org.apache.fineract.integrationtests.common.ClientHelper; |
| import org.apache.fineract.integrationtests.common.GlobalConfigurationHelper; |
| import org.apache.fineract.integrationtests.common.Utils; |
| import org.apache.fineract.integrationtests.common.accounting.Account; |
| import org.apache.fineract.integrationtests.common.accounting.AccountHelper; |
| import org.apache.fineract.integrationtests.common.accounting.JournalEntryHelper; |
| import org.apache.fineract.integrationtests.common.accounting.PeriodicAccrualAccountingHelper; |
| import org.apache.fineract.integrationtests.common.charges.ChargesHelper; |
| import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanTestLifecycleExtension; |
| import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper; |
| import org.junit.jupiter.api.BeforeEach; |
| import org.junit.jupiter.api.Test; |
| import org.junit.jupiter.api.extension.ExtendWith; |
| |
| @Slf4j |
| @ExtendWith(LoanTestLifecycleExtension.class) |
| public class LoanChargeSpecificDueDateTest { |
| |
| private ResponseSpecification responseSpec; |
| private RequestSpecification requestSpec; |
| private LoanTransactionHelper loanTransactionHelper; |
| private PeriodicAccrualAccountingHelper periodicAccrualAccountingHelper; |
| private AccountHelper accountHelper; |
| private JournalEntryHelper journalEntryHelper; |
| |
| private static final String principalAmount = "1000.00"; |
| |
| @BeforeEach |
| public void setup() { |
| Utils.initializeRESTAssured(); |
| |
| requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build(); |
| requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey()); |
| responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build(); |
| |
| loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec); |
| periodicAccrualAccountingHelper = new PeriodicAccrualAccountingHelper(this.requestSpec, this.responseSpec); |
| accountHelper = new AccountHelper(this.requestSpec, this.responseSpec); |
| journalEntryHelper = new JournalEntryHelper(this.requestSpec, this.responseSpec); |
| } |
| |
| @Test |
| public void testApplyLoanSpecificDueDateFeeWithDisbursementDate() { |
| |
| final LocalDate todaysDate = Utils.getLocalDateOfTenant(); |
| |
| // Client and Loan account creation |
| final Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec, "01 January 2012"); |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductWithPeriodicAccrual(loanTransactionHelper, |
| null); |
| assertNotNull(getLoanProductsProductResponse); |
| |
| // Older date to have more than one overdue installment |
| LocalDate transactionDate = todaysDate; |
| String operationDate = Utils.dateFormatter.format(transactionDate); |
| log.info("Operation date {}", transactionDate); |
| |
| // Create Loan Account |
| final Integer loanId = createLoanAccount(loanTransactionHelper, clientId.toString(), |
| getLoanProductsProductResponse.getId().toString(), operationDate, "12", "0"); |
| |
| // Get loan details |
| GetLoansLoanIdResponse getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("0.00"), false); |
| |
| // Apply Loan Charge with specific due date |
| |
| final String feeAmount = "10.00"; |
| String payloadJSON = ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, feeAmount, false); |
| final PostChargesResponse postChargesResponse = ChargesHelper.createLoanCharge(requestSpec, responseSpec, payloadJSON); |
| assertNotNull(postChargesResponse); |
| final Long loanChargeId = postChargesResponse.getResourceId(); |
| |
| payloadJSON = LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(loanChargeId.toString(), operationDate, feeAmount); |
| PostLoansLoanIdChargesResponse postLoansLoanIdChargesResponse = loanTransactionHelper.addChargeForLoan(loanId, payloadJSON, |
| responseSpec); |
| assertNotNull(postLoansLoanIdChargesResponse); |
| |
| // Get loan details expecting to have a delinquency classification |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("10.00"), false); |
| |
| // Run Accruals |
| log.info("Running Periodic Accrual for date {}", transactionDate); |
| periodicAccrualAccountingHelper.runPeriodicAccrualAccounting(operationDate); |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| |
| final Long transactionId = loanTransactionHelper.evaluateLastLoanTransactionData(getLoansLoanIdResponse, |
| "loanTransactionType.accrual", operationDate, Double.valueOf("10.00")); |
| assertNotNull(transactionId); |
| log.info("transactionId {}", transactionId); |
| |
| final GetJournalEntriesTransactionIdResponse journalEntriesResponse = journalEntryHelper.getJournalEntries("L" + transactionId); |
| assertNotNull(journalEntriesResponse); |
| final List<JournalEntryTransactionItem> journalEntries = journalEntriesResponse.getPageItems(); |
| assertEquals(2, journalEntries.size()); |
| assertEquals(10, journalEntries.get(0).getAmount()); |
| assertEquals(10, journalEntries.get(1).getAmount()); |
| assertEquals(transactionDate, journalEntries.get(0).getTransactionDate()); |
| assertEquals(transactionDate, journalEntries.get(1).getTransactionDate()); |
| |
| // Make a full repayment to close the Loan |
| Float amount = Float.valueOf("1010.00"); |
| PostLoansLoanIdTransactionsResponse loanIdTransactionsResponse = loanTransactionHelper.makeLoanRepayment(operationDate, amount, |
| loanId); |
| assertNotNull(loanIdTransactionsResponse); |
| log.info("Loan Transaction Id: {} {}", loanId, loanIdTransactionsResponse.getResourceId()); |
| |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| assertNotNull(getLoansLoanIdResponse); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf("0.00"), Double.valueOf("0.00"), false); |
| |
| } |
| |
| @Test |
| public void testApplyLoanSpecificDueDatePenaltyWithDisbursementDate() { |
| |
| final LocalDate todaysDate = Utils.getLocalDateOfTenant(); |
| |
| // Client and Loan account creation |
| final Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec, "01 January 2012"); |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductWithPeriodicAccrual(loanTransactionHelper, |
| null); |
| assertNotNull(getLoanProductsProductResponse); |
| |
| // Older date to have more than one overdue installment |
| LocalDate transactionDate = todaysDate; |
| String operationDate = Utils.dateFormatter.format(transactionDate); |
| log.info("Operation date {}", transactionDate); |
| |
| // Create Loan Account |
| final Integer loanId = createLoanAccount(loanTransactionHelper, clientId.toString(), |
| getLoanProductsProductResponse.getId().toString(), operationDate, "12", "0"); |
| |
| // Get loan details |
| GetLoansLoanIdResponse getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("0.00"), true); |
| |
| // Apply Loan Charge with specific due date |
| |
| final String feeAmount = "10.00"; |
| String payloadJSON = ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, feeAmount, true); |
| final PostChargesResponse postChargesResponse = ChargesHelper.createLoanCharge(requestSpec, responseSpec, payloadJSON); |
| assertNotNull(postChargesResponse); |
| final Long loanChargeId = postChargesResponse.getResourceId(); |
| assertNotNull(loanChargeId); |
| |
| payloadJSON = LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(loanChargeId.toString(), operationDate, feeAmount); |
| PostLoansLoanIdChargesResponse postLoansLoanIdChargesResponse = loanTransactionHelper.addChargeForLoan(loanId, payloadJSON, |
| responseSpec); |
| assertNotNull(postLoansLoanIdChargesResponse); |
| |
| // Get loan details expecting to have a delinquency classification |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("10.00"), true); |
| |
| // Run Accruals |
| log.info("Running Periodic Accrual for date {}", transactionDate); |
| periodicAccrualAccountingHelper.runPeriodicAccrualAccounting(operationDate); |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| |
| final Long transactionId = loanTransactionHelper.evaluateLastLoanTransactionData(getLoansLoanIdResponse, |
| "loanTransactionType.accrual", operationDate, Double.valueOf("10.00")); |
| assertNotNull(transactionId); |
| log.info("transactionId {}", transactionId); |
| |
| final GetJournalEntriesTransactionIdResponse journalEntriesResponse = journalEntryHelper.getJournalEntries("L" + transactionId); |
| assertNotNull(journalEntriesResponse); |
| final List<JournalEntryTransactionItem> journalEntries = journalEntriesResponse.getPageItems(); |
| assertEquals(2, journalEntries.size()); |
| assertEquals(10, journalEntries.get(0).getAmount()); |
| assertEquals(10, journalEntries.get(1).getAmount()); |
| assertEquals(transactionDate, journalEntries.get(0).getTransactionDate()); |
| assertEquals(transactionDate, journalEntries.get(1).getTransactionDate()); |
| |
| // Make a full repayment to close the Loan |
| Float amount = Float.valueOf("1010.00"); |
| PostLoansLoanIdTransactionsResponse loanIdTransactionsResponse = loanTransactionHelper.makeLoanRepayment(operationDate, amount, |
| loanId); |
| assertNotNull(loanIdTransactionsResponse); |
| log.info("Loan Transaction Id: {} {}", loanId, loanIdTransactionsResponse.getResourceId()); |
| |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| assertNotNull(getLoansLoanIdResponse); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf("0.00"), Double.valueOf("0.00"), true); |
| loanTransactionHelper.validateLoanStatus(getLoansLoanIdResponse, "loanStatusType.closed.obligations.met"); |
| |
| } |
| |
| @Test |
| public void testApplyAndWaiveInstallmentFee() { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| final LocalDate todaysDate = Utils.getLocalDateOfTenant(); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, todaysDate); |
| |
| // Client and Loan account creation |
| final Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec, "01 January 2012"); |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProduct(loanTransactionHelper, null); |
| assertNotNull(getLoanProductsProductResponse); |
| |
| // Older date to have more than one overdue installment |
| LocalDate transactionDate = todaysDate; |
| String operationDate = Utils.dateFormatter.format(transactionDate); |
| log.info("Operation date {}", transactionDate); |
| |
| // Create Loan Account |
| final Integer loanId = createLoanAccount(loanTransactionHelper, clientId.toString(), |
| getLoanProductsProductResponse.getId().toString(), operationDate, "1", "0"); |
| |
| // Get loan details |
| GetLoansLoanIdResponse getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("0.00"), false); |
| |
| // Apply Loan Charge with specific due date |
| final String feeAmount = "1.500000"; |
| String payloadJSON = ChargesHelper.getLoanSpecificInstallmentFeeJSON(); |
| final PostChargesResponse postChargesResponse = ChargesHelper.createLoanCharge(requestSpec, responseSpec, payloadJSON); |
| assertNotNull(postChargesResponse); |
| final Long chargeId = postChargesResponse.getResourceId(); |
| assertNotNull(chargeId); |
| |
| float amount = Float.parseFloat("5.00"); |
| PostLoansLoanIdTransactionsResponse loanIdTransactionsResponse = loanTransactionHelper.makeLoanRepayment(operationDate, amount, |
| loanId); |
| |
| payloadJSON = LoanTransactionHelper.getSpecifiedInstallmentChargesForLoanAsJSON(chargeId.toString(), feeAmount); |
| PostLoansLoanIdChargesResponse postLoansLoanIdChargesResponse = loanTransactionHelper.addChargeForLoan(loanId, payloadJSON, |
| responseSpec); |
| assertNotNull(postLoansLoanIdChargesResponse); |
| final Long loanChargeId = postLoansLoanIdChargesResponse.getResourceId(); |
| assertNotNull(loanChargeId); |
| |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("10.00"), false); |
| |
| // Waive the Loan Charge |
| final PostLoansLoanIdChargesChargeIdResponse postWaiveLoanChargesResponse = loanTransactionHelper.applyLoanChargeCommand(loanId, |
| loanChargeId, "waive", Utils.emptyJson()); |
| assertNotNull(postWaiveLoanChargesResponse); |
| |
| // evaluate the outstanding |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("0.00"), false); |
| |
| Optional<GetLoansLoanIdTransactions> waiveTransaction = getLoansLoanIdResponse.getTransactions().stream() |
| .filter(transaction -> transaction.getType().getWaiveCharges() != null && transaction.getType().getWaiveCharges()) |
| .findFirst(); |
| assertTrue(waiveTransaction.isPresent()); |
| assertEquals(transactionDate, waiveTransaction.get().getDate()); |
| |
| // Make a full repayment to close the Loan |
| amount = Float.parseFloat("1000.00"); |
| loanIdTransactionsResponse = loanTransactionHelper.makeLoanRepayment(operationDate, amount, loanId); |
| assertNotNull(loanIdTransactionsResponse); |
| log.info("Loan Transaction Id: {} {}", loanId, loanIdTransactionsResponse.getResourceId()); |
| |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| assertNotNull(getLoansLoanIdResponse); |
| loanTransactionHelper.validateLoanStatus(getLoansLoanIdResponse, "loanStatusType.closed.obligations.met"); |
| |
| } |
| |
| @Test |
| public void testApplyAndWaiveInstallmentFeeAnotherDueDate() { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| final LocalDate todaysDate = Utils.getLocalDateOfTenant(); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, todaysDate); |
| |
| // Client and Loan account creation |
| final Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec, "01 January 2012"); |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProduct(loanTransactionHelper, null); |
| assertNotNull(getLoanProductsProductResponse); |
| |
| // Older date to have more than one overdue installment |
| LocalDate transactionDate = todaysDate; |
| String operationDate = Utils.dateFormatter.format(transactionDate); |
| log.info("Operation date {}", transactionDate); |
| |
| // Create Loan Account |
| final Integer loanId = createLoanAccount(loanTransactionHelper, clientId.toString(), |
| getLoanProductsProductResponse.getId().toString(), operationDate, "1", "0"); |
| |
| // Get loan details |
| GetLoansLoanIdResponse getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("0.00"), false); |
| |
| // Apply Loan Charge with specific due date |
| final String feeAmount = "1.500000"; |
| String payloadJSON = ChargesHelper.getLoanSpecificInstallmentFeeJSON(); |
| final PostChargesResponse postChargesResponse = ChargesHelper.createLoanCharge(requestSpec, responseSpec, payloadJSON); |
| assertNotNull(postChargesResponse); |
| final Long chargeId = postChargesResponse.getResourceId(); |
| assertNotNull(chargeId); |
| |
| float amount = Float.parseFloat("5.00"); |
| PostLoansLoanIdTransactionsResponse loanIdTransactionsResponse = loanTransactionHelper.makeLoanRepayment(operationDate, amount, |
| loanId); |
| transactionDate = todaysDate.plusDays(32); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, transactionDate); |
| |
| payloadJSON = LoanTransactionHelper.getSpecifiedInstallmentChargesForLoanAsJSON(chargeId.toString(), feeAmount); |
| PostLoansLoanIdChargesResponse postLoansLoanIdChargesResponse = loanTransactionHelper.addChargeForLoan(loanId, payloadJSON, |
| responseSpec); |
| assertNotNull(postLoansLoanIdChargesResponse); |
| final Long loanChargeId = postLoansLoanIdChargesResponse.getResourceId(); |
| assertNotNull(loanChargeId); |
| |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("10.00"), false); |
| LocalDate repaymentDueDate = getLoansLoanIdResponse.getRepaymentSchedule().getPeriods().get(1).getDueDate(); |
| // Waive the Loan Charge |
| final PostLoansLoanIdChargesChargeIdResponse postWaiveLoanChargesResponse = loanTransactionHelper.applyLoanChargeCommand(loanId, |
| loanChargeId, "waive", Utils.emptyJson()); |
| assertNotNull(postWaiveLoanChargesResponse); |
| |
| // evaluate the outstanding |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("0.00"), false); |
| |
| Optional<GetLoansLoanIdTransactions> waiveTransaction = getLoansLoanIdResponse.getTransactions().stream() |
| .filter(transaction -> transaction.getType().getWaiveCharges() != null && transaction.getType().getWaiveCharges()) |
| .findFirst(); |
| assertTrue(waiveTransaction.isPresent()); |
| assertEquals(repaymentDueDate, waiveTransaction.get().getDate()); |
| |
| // Make a full repayment to close the Loan |
| amount = Float.parseFloat("1000.00"); |
| loanIdTransactionsResponse = loanTransactionHelper.makeLoanRepayment(operationDate, amount, loanId); |
| assertNotNull(loanIdTransactionsResponse); |
| log.info("Loan Transaction Id: {} {}", loanId, loanIdTransactionsResponse.getResourceId()); |
| |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| assertNotNull(getLoansLoanIdResponse); |
| loanTransactionHelper.validateLoanStatus(getLoansLoanIdResponse, "loanStatusType.closed.obligations.met"); |
| |
| } |
| |
| @Test |
| public void testApplyAndWaiveLoanSpecificDueDatePenaltyWithDisbursementDate() { |
| |
| final LocalDate todaysDate = Utils.getLocalDateOfTenant(); |
| |
| // Client and Loan account creation |
| final Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec, "01 January 2012"); |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProduct(loanTransactionHelper, null); |
| assertNotNull(getLoanProductsProductResponse); |
| |
| // Older date to have more than one overdue installment |
| LocalDate transactionDate = todaysDate; |
| String operationDate = Utils.dateFormatter.format(transactionDate); |
| log.info("Operation date {}", transactionDate); |
| |
| // Create Loan Account |
| final Integer loanId = createLoanAccount(loanTransactionHelper, clientId.toString(), |
| getLoanProductsProductResponse.getId().toString(), operationDate, "12", "0"); |
| |
| // Get loan details |
| GetLoansLoanIdResponse getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("0.00"), true); |
| |
| // Apply Loan Charge with specific due date |
| final String feeAmount = "10.00"; |
| String payloadJSON = ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, feeAmount, true); |
| final PostChargesResponse postChargesResponse = ChargesHelper.createLoanCharge(requestSpec, responseSpec, payloadJSON); |
| assertNotNull(postChargesResponse); |
| final Long chargeId = postChargesResponse.getResourceId(); |
| assertNotNull(chargeId); |
| |
| payloadJSON = LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(chargeId.toString(), operationDate, feeAmount); |
| PostLoansLoanIdChargesResponse postLoansLoanIdChargesResponse = loanTransactionHelper.addChargeForLoan(loanId, payloadJSON, |
| responseSpec); |
| assertNotNull(postLoansLoanIdChargesResponse); |
| final Long loanChargeId = postLoansLoanIdChargesResponse.getResourceId(); |
| assertNotNull(loanChargeId); |
| |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("10.00"), true); |
| |
| // Waive the Loan Charge |
| final PostLoansLoanIdChargesChargeIdResponse postWaiveLoanChargesResponse = loanTransactionHelper.applyLoanChargeCommand(loanId, |
| loanChargeId, "waive", Utils.emptyJson()); |
| assertNotNull(postWaiveLoanChargesResponse); |
| |
| // evaluate the outstanding |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("0.00"), true); |
| |
| // Make a full repayment to close the Loan |
| Float amount = Float.valueOf("1000.00"); |
| PostLoansLoanIdTransactionsResponse loanIdTransactionsResponse = loanTransactionHelper.makeLoanRepayment(operationDate, amount, |
| loanId); |
| assertNotNull(loanIdTransactionsResponse); |
| log.info("Loan Transaction Id: {} {}", loanId, loanIdTransactionsResponse.getResourceId()); |
| |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| assertNotNull(getLoansLoanIdResponse); |
| loanTransactionHelper.validateLoanStatus(getLoansLoanIdResponse, "loanStatusType.closed.obligations.met"); |
| |
| } |
| |
| @Test |
| public void testApplyFeeAccrualOnClosedDate() { |
| try { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| |
| final LocalDate todaysDate = Utils.getLocalDateOfTenant(); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, todaysDate); |
| |
| // Client and Loan account creation |
| final Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec, "01 January 2012"); |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductWithPeriodicAccrual( |
| loanTransactionHelper, null); |
| assertNotNull(getLoanProductsProductResponse); |
| |
| LocalDate transactionDate = LocalDate.of(Utils.getLocalDateOfTenant().getYear(), 1, 1); |
| String operationDate = Utils.dateFormatter.format(transactionDate); |
| log.info("Disbursement date {}", transactionDate); |
| |
| // Create Loan Account |
| final Integer loanId = createLoanAccount(loanTransactionHelper, clientId.toString(), |
| getLoanProductsProductResponse.getId().toString(), operationDate, "1", "0"); |
| |
| // Get loan details |
| GetLoansLoanIdResponse getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("0.00"), true); |
| |
| // Apply Loan Charge with specific due date |
| String feeAmount = "10.00"; |
| String payloadJSON = ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, feeAmount, true); |
| final PostChargesResponse postChargesResponse = ChargesHelper.createLoanCharge(requestSpec, responseSpec, payloadJSON); |
| assertNotNull(postChargesResponse); |
| final Long chargeId = postChargesResponse.getResourceId(); |
| assertNotNull(chargeId); |
| |
| // First Loan Charge |
| transactionDate = transactionDate.plusDays(1); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, transactionDate); |
| operationDate = Utils.dateFormatter.format(transactionDate); |
| log.info("Operation date {}", transactionDate); |
| payloadJSON = LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(chargeId.toString(), operationDate, feeAmount); |
| PostLoansLoanIdChargesResponse postLoansLoanIdChargesResponse = loanTransactionHelper.addChargeForLoan(loanId, payloadJSON, |
| responseSpec); |
| assertNotNull(postLoansLoanIdChargesResponse); |
| final Long loanChargeId01 = postLoansLoanIdChargesResponse.getResourceId(); |
| assertNotNull(loanChargeId01); |
| |
| // Run Accruals |
| log.info("Running Periodic Accrual for date {}", transactionDate); |
| periodicAccrualAccountingHelper.runPeriodicAccrualAccounting(operationDate); |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| loanTransactionHelper.evaluateLoanTransactionData(getLoansLoanIdResponse, "loanTransactionType.accrual", |
| Double.valueOf("10.00")); |
| |
| // Repay the first charge fully, 10 |
| Float amount = Float.valueOf("10.00"); |
| transactionDate = transactionDate.plusDays(40); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, transactionDate); |
| operationDate = Utils.dateFormatter.format(transactionDate); |
| log.info("Operation date {}", transactionDate); |
| PostLoansLoanIdTransactionsResponse loanIdTransactionsResponse = loanTransactionHelper.makeLoanRepayment(operationDate, amount, |
| loanId); |
| assertNotNull(loanIdTransactionsResponse); |
| log.info("Loan Transaction Id: {} {}", loanId, loanIdTransactionsResponse.getResourceId()); |
| |
| // Second Loan Charge |
| feeAmount = "15.00"; |
| transactionDate = transactionDate.plusDays(1); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, transactionDate); |
| operationDate = Utils.dateFormatter.format(transactionDate); |
| log.info("Operation date {}", transactionDate); |
| payloadJSON = LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(chargeId.toString(), operationDate, feeAmount); |
| postLoansLoanIdChargesResponse = loanTransactionHelper.addChargeForLoan(loanId, payloadJSON, responseSpec); |
| assertNotNull(postLoansLoanIdChargesResponse); |
| final Long loanChargeId02 = postLoansLoanIdChargesResponse.getResourceId(); |
| assertNotNull(loanChargeId02); |
| |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("15.00"), true); |
| |
| // Run Accruals |
| log.info("Running Periodic Accrual for date {}", transactionDate); |
| periodicAccrualAccountingHelper.runPeriodicAccrualAccounting(operationDate); |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| loanTransactionHelper.evaluateLoanTransactionData(getLoansLoanIdResponse, "loanTransactionType.accrual", |
| Double.valueOf("25.00")); |
| |
| // Third Loan Charge |
| feeAmount = "25.00"; |
| transactionDate = transactionDate.plusDays(1); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, transactionDate); |
| operationDate = Utils.dateFormatter.format(transactionDate); |
| log.info("Operation date {}", transactionDate); |
| payloadJSON = LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(chargeId.toString(), operationDate, feeAmount); |
| postLoansLoanIdChargesResponse = loanTransactionHelper.addChargeForLoan(loanId, payloadJSON, responseSpec); |
| assertNotNull(postLoansLoanIdChargesResponse); |
| final Long loanChargeId03 = postLoansLoanIdChargesResponse.getResourceId(); |
| assertNotNull(loanChargeId03); |
| |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("40.00"), true); |
| loanTransactionHelper.evaluateLoanTransactionData(getLoansLoanIdResponse, "loanTransactionType.accrual", |
| Double.valueOf("25.00")); |
| |
| amount = Float.valueOf("1040.00"); |
| loanIdTransactionsResponse = loanTransactionHelper.makeLoanRepayment(operationDate, amount, loanId); |
| assertNotNull(loanIdTransactionsResponse); |
| log.info("Loan Transaction Id: {} {}", loanId, loanIdTransactionsResponse.getResourceId()); |
| |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| assertNotNull(getLoansLoanIdResponse); |
| loanTransactionHelper.validateLoanStatus(getLoansLoanIdResponse, "loanStatusType.closed.obligations.met"); |
| loanTransactionHelper.evaluateLoanTransactionData(getLoansLoanIdResponse, "loanTransactionType.accrual", |
| Double.valueOf("50.00")); |
| |
| final Long transactionId = loanTransactionHelper.evaluateLastLoanTransactionData(getLoansLoanIdResponse, |
| "loanTransactionType.accrual", operationDate, Double.valueOf("25.00")); |
| assertNotNull(transactionId); |
| log.info("transactionId {}", transactionId); |
| |
| final GetJournalEntriesTransactionIdResponse journalEntriesResponse = journalEntryHelper |
| .getJournalEntries("L" + transactionId.toString()); |
| assertNotNull(journalEntriesResponse); |
| final List<JournalEntryTransactionItem> journalEntries = journalEntriesResponse.getPageItems(); |
| assertEquals(2, journalEntries.size()); |
| assertEquals(25, journalEntries.get(0).getAmount()); |
| assertEquals(25, journalEntries.get(1).getAmount()); |
| assertEquals(transactionDate, journalEntries.get(0).getTransactionDate()); |
| assertEquals(transactionDate, journalEntries.get(1).getTransactionDate()); |
| } finally { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE); |
| } |
| } |
| |
| @Test |
| public void testApplyFeeAccrualWhenLoanOverpaid() { |
| try { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| |
| final LocalDate todaysDate = Utils.getLocalDateOfTenant(); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, todaysDate); |
| |
| // Client and Loan account creation |
| final Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec, "01 January 2012"); |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductWithPeriodicAccrual( |
| loanTransactionHelper, null); |
| assertNotNull(getLoanProductsProductResponse); |
| |
| LocalDate transactionDate = LocalDate.of(Utils.getLocalDateOfTenant().getYear(), 1, 1); |
| String operationDate = Utils.dateFormatter.format(transactionDate); |
| log.info("Disbursement date {}", transactionDate); |
| |
| // Create Loan Account |
| final Integer loanId = createLoanAccount(loanTransactionHelper, clientId.toString(), |
| getLoanProductsProductResponse.getId().toString(), operationDate, "1", "0"); |
| |
| // Get loan details |
| GetLoansLoanIdResponse getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("0.00"), true); |
| |
| // Apply Loan Charge with specific due date |
| String feeAmount = "10.00"; |
| String payloadJSON = ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, feeAmount, true); |
| final PostChargesResponse postChargesResponse = ChargesHelper.createLoanCharge(requestSpec, responseSpec, payloadJSON); |
| assertNotNull(postChargesResponse); |
| final Long chargeId = postChargesResponse.getResourceId(); |
| assertNotNull(chargeId); |
| |
| // First Loan Charge |
| transactionDate = transactionDate.plusDays(1); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, transactionDate); |
| operationDate = Utils.dateFormatter.format(transactionDate); |
| log.info("Operation date {}", transactionDate); |
| payloadJSON = LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(chargeId.toString(), operationDate, feeAmount); |
| PostLoansLoanIdChargesResponse postLoansLoanIdChargesResponse = loanTransactionHelper.addChargeForLoan(loanId, payloadJSON, |
| responseSpec); |
| assertNotNull(postLoansLoanIdChargesResponse); |
| final Long loanChargeId01 = postLoansLoanIdChargesResponse.getResourceId(); |
| assertNotNull(loanChargeId01); |
| |
| Float amount = Float.valueOf("1020.00"); |
| transactionDate = transactionDate.plusDays(2); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, transactionDate); |
| operationDate = Utils.dateFormatter.format(transactionDate); |
| log.info("Operation date {}", transactionDate); |
| PostLoansLoanIdTransactionsResponse loanIdTransactionsResponse = loanTransactionHelper.makeLoanRepayment(operationDate, amount, |
| loanId); |
| assertNotNull(loanIdTransactionsResponse); |
| log.info("Loan Transaction Id: {} {}", loanId, loanIdTransactionsResponse.getResourceId()); |
| |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| assertNotNull(getLoansLoanIdResponse); |
| loanTransactionHelper.validateLoanStatus(getLoansLoanIdResponse, "loanStatusType.overpaid"); |
| |
| final Long transactionId = loanTransactionHelper.evaluateLastLoanTransactionData(getLoansLoanIdResponse, |
| "loanTransactionType.accrual", operationDate, Double.valueOf("10.00")); |
| assertNotNull(transactionId); |
| log.info("transactionId {}", transactionId); |
| |
| final GetJournalEntriesTransactionIdResponse journalEntriesResponse = journalEntryHelper.getJournalEntries("L" + transactionId); |
| assertNotNull(journalEntriesResponse); |
| final List<JournalEntryTransactionItem> journalEntries = journalEntriesResponse.getPageItems(); |
| assertEquals(2, journalEntries.size()); |
| assertEquals(10, journalEntries.get(0).getAmount()); |
| assertEquals(10, journalEntries.get(1).getAmount()); |
| assertEquals(transactionDate, journalEntries.get(0).getTransactionDate()); |
| assertEquals(transactionDate, journalEntries.get(1).getTransactionDate()); |
| } finally { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE); |
| } |
| } |
| |
| @Test |
| public void testApplyLoanSpecificDueDatePenaltyWithDisbursementDateWithMultipleDisbursement() { |
| |
| final LocalDate todaysDate = Utils.getLocalDateOfTenant(); |
| |
| // Client and Loan account creation |
| final Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec, "01 January 2012"); |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductWithPeriodicAccrual(loanTransactionHelper, |
| null); |
| assertNotNull(getLoanProductsProductResponse); |
| |
| // Older date to have more than one overdue installment |
| LocalDate transactionDate = todaysDate; |
| String operationDate = Utils.dateFormatter.format(transactionDate); |
| log.info("Operation date {}", transactionDate); |
| |
| // Create Loan Account |
| final Integer loanId = createLoanAccount(loanTransactionHelper, clientId.toString(), |
| getLoanProductsProductResponse.getId().toString(), operationDate, "12", "0"); |
| |
| // Get loan details |
| GetLoansLoanIdResponse getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("0.00"), true); |
| |
| // Apply Loan Charge with specific due date |
| |
| final String feeAmount = "10.00"; |
| String payloadJSON = ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, feeAmount, true); |
| final PostChargesResponse postChargesResponse = ChargesHelper.createLoanCharge(requestSpec, responseSpec, payloadJSON); |
| assertNotNull(postChargesResponse); |
| final Long loanChargeId = postChargesResponse.getResourceId(); |
| assertNotNull(loanChargeId); |
| |
| payloadJSON = LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(loanChargeId.toString(), operationDate, feeAmount); |
| PostLoansLoanIdChargesResponse postLoansLoanIdChargesResponse = loanTransactionHelper.addChargeForLoan(loanId, payloadJSON, |
| responseSpec); |
| assertNotNull(postLoansLoanIdChargesResponse); |
| |
| periodicAccrualAccountingHelper.runPeriodicAccrualAccounting(operationDate); |
| |
| // Get loan details expecting to have a delinquency classification |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("10.00"), true); |
| |
| loanTransactionHelper.disburseLoan((long) loanId, new PostLoansLoanIdRequest().actualDisbursementDate(operationDate) |
| .transactionAmount(new BigDecimal("1000")).locale("en").dateFormat("dd MMMM yyyy")); |
| |
| // Get loan details expecting to have a delinquency classification |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.parseDouble(principalAmount) * 2, Double.valueOf("10.00"), true); |
| |
| operationDate = Utils.dateFormatter.format(transactionDate.plusMonths(1)); |
| payloadJSON = LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(loanChargeId.toString(), operationDate, feeAmount); |
| postLoansLoanIdChargesResponse = loanTransactionHelper.addChargeForLoan(loanId, payloadJSON, responseSpec); |
| |
| // Get loan details expecting to have a delinquency classification |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.parseDouble(principalAmount) * 2, Double.valueOf("20.00"), true); |
| } |
| |
| @Test |
| public void testApplyLoanSpecificDueDatePenaltyAccrualWithDisbursementDateWithMultipleDisbursement() { |
| |
| final LocalDate todaysDate = Utils.getLocalDateOfTenant(); |
| |
| // Client and Loan account creation |
| final Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec, "01 January 2012"); |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductWithPeriodicAccrual(loanTransactionHelper, |
| null); |
| assertNotNull(getLoanProductsProductResponse); |
| |
| // Older date to have more than one overdue installment |
| LocalDate transactionDate = todaysDate.minusDays(2); |
| String operationDate = Utils.dateFormatter.format(transactionDate); |
| log.info("Operation date {}", transactionDate); |
| |
| // Create Loan Account |
| final Integer loanId = createLoanAccount(loanTransactionHelper, clientId.toString(), |
| getLoanProductsProductResponse.getId().toString(), operationDate, "12", "0"); |
| |
| // Get loan details |
| GetLoansLoanIdResponse getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("0.00"), true); |
| |
| // Apply Loan Charge with specific due date |
| |
| final String feeAmount = "10.00"; |
| String payloadJSON = ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, feeAmount, true); |
| final PostChargesResponse postChargesResponse = ChargesHelper.createLoanCharge(requestSpec, responseSpec, payloadJSON); |
| assertNotNull(postChargesResponse); |
| final Long loanChargeId = postChargesResponse.getResourceId(); |
| assertNotNull(loanChargeId); |
| |
| payloadJSON = LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(loanChargeId.toString(), operationDate, feeAmount); |
| PostLoansLoanIdChargesResponse postLoansLoanIdChargesResponse = loanTransactionHelper.addChargeForLoan(loanId, payloadJSON, |
| responseSpec); |
| assertNotNull(postLoansLoanIdChargesResponse); |
| |
| periodicAccrualAccountingHelper.runPeriodicAccrualAccounting(operationDate); |
| |
| // Get loan details expecting to have a delinquency classification |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.valueOf(principalAmount), Double.valueOf("10.00"), true); |
| |
| transactionDate = transactionDate.plusDays(1); |
| operationDate = Utils.dateFormatter.format(transactionDate); |
| |
| loanTransactionHelper.disburseLoan((long) loanId, new PostLoansLoanIdRequest().actualDisbursementDate(operationDate) |
| .transactionAmount(new BigDecimal("1000")).locale("en").dateFormat("dd MMMM yyyy")); |
| |
| // Get loan details expecting to have a delinquency classification |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.parseDouble(principalAmount) * 2, Double.valueOf("10.00"), true); |
| |
| periodicAccrualAccountingHelper.runPeriodicAccrualAccounting(operationDate); |
| |
| operationDate = Utils.dateFormatter.format(transactionDate.plusMonths(1)); |
| payloadJSON = LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(loanChargeId.toString(), operationDate, feeAmount); |
| postLoansLoanIdChargesResponse = loanTransactionHelper.addChargeForLoan(loanId, payloadJSON, responseSpec); |
| |
| transactionDate = transactionDate.plusDays(1); |
| operationDate = Utils.dateFormatter.format(transactionDate); |
| periodicAccrualAccountingHelper.runPeriodicAccrualAccounting(operationDate); |
| // Get loan details expecting to have a delinquency classification |
| getLoansLoanIdResponse = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId); |
| validateLoanAccount(getLoansLoanIdResponse, Double.parseDouble(principalAmount) * 2, Double.valueOf("20.00"), true); |
| } |
| |
| private GetLoanProductsProductIdResponse createLoanProduct(final LoanTransactionHelper loanTransactionHelper, |
| final Integer delinquencyBucketId) { |
| final HashMap<String, Object> loanProductMap = new LoanProductTestBuilder().build(null, delinquencyBucketId); |
| final Integer loanProductId = loanTransactionHelper.getLoanProductId(Utils.convertToJson(loanProductMap)); |
| return loanTransactionHelper.getLoanProduct(loanProductId); |
| } |
| |
| private GetLoanProductsProductIdResponse createLoanProductWithPeriodicAccrual(final LoanTransactionHelper loanTransactionHelper, |
| final Integer delinquencyBucketId) { |
| final Account assetAccount = this.accountHelper.createAssetAccount(); |
| final Account incomeAccount = this.accountHelper.createIncomeAccount(); |
| final Account expenseAccount = this.accountHelper.createExpenseAccount(); |
| final Account overpaymentAccount = this.accountHelper.createLiabilityAccount(); |
| |
| final HashMap<String, Object> loanProductMap = new LoanProductTestBuilder().withMultiDisburse() |
| .withInterestCalculationPeriodTypeAsRepaymentPeriod(true).withInterestTypeAsDecliningBalance() |
| .withAccountingRulePeriodicAccrual(new Account[] { assetAccount, incomeAccount, expenseAccount, overpaymentAccount }) |
| .withDisallowExpectedDisbursements(true) // |
| .build(null, delinquencyBucketId); |
| final Integer loanProductId = loanTransactionHelper.getLoanProductId(Utils.convertToJson(loanProductMap)); |
| return loanTransactionHelper.getLoanProduct(loanProductId); |
| } |
| |
| private Integer createLoanAccount(final LoanTransactionHelper loanTransactionHelper, final String clientId, final String loanProductId, |
| final String operationDate, final String repayments, final String interestRate) { |
| final String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal(principalAmount).withLoanTermFrequency(repayments) |
| .withLoanTermFrequencyAsMonths().withNumberOfRepayments(repayments).withRepaymentEveryAfter("1") |
| .withRepaymentFrequencyTypeAsMonths() // |
| .withInterestRatePerPeriod(interestRate) // |
| .withExpectedDisbursementDate(operationDate) // |
| .withInterestTypeAsDecliningBalance() // |
| .withSubmittedOnDate(operationDate) // |
| .build(clientId, loanProductId, null); |
| final Integer loanId = loanTransactionHelper.getLoanId(loanApplicationJSON); |
| loanTransactionHelper.approveLoan(operationDate, principalAmount, loanId, null); |
| loanTransactionHelper.disburseLoanWithTransactionAmount(operationDate, loanId, principalAmount); |
| return loanId; |
| } |
| |
| private void validateLoanAccount(GetLoansLoanIdResponse getLoansLoanIdResponse, Double principal, Double fees, boolean isPenalty) { |
| assertNotNull(getLoansLoanIdResponse); |
| loanTransactionHelper.printRepaymentSchedule(getLoansLoanIdResponse); |
| loanTransactionHelper.validateLoanPrincipalOustandingBalance(getLoansLoanIdResponse, principal); |
| if (isPenalty) { |
| loanTransactionHelper.validateLoanPenaltiesOustandingBalance(getLoansLoanIdResponse, fees); |
| } else { |
| loanTransactionHelper.validateLoanFeesOustandingBalance(getLoansLoanIdResponse, fees); |
| } |
| loanTransactionHelper.validateLoanTotalOustandingBalance(getLoansLoanIdResponse, (principal + fees)); |
| } |
| |
| } |
