| /** |
| * Licensed to the Apache Software Foundation (ASF) under one |
| * or more contributor license agreements. See the NOTICE file |
| * distributed with this work for additional information |
| * regarding copyright ownership. The ASF licenses this file |
| * to you under the Apache License, Version 2.0 (the |
| * "License"); you may not use this file except in compliance |
| * with the License. You may obtain a copy of the License at |
| * |
| * http://www.apache.org/licenses/LICENSE-2.0 |
| * |
| * Unless required by applicable law or agreed to in writing, |
| * software distributed under the License is distributed on an |
| * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY |
| * KIND, either express or implied. See the License for the |
| * specific language governing permissions and limitations |
| * under the License. |
| */ |
| package org.apache.fineract.integrationtests; |
| |
| import static org.junit.jupiter.api.Assertions.assertEquals; |
| import static org.junit.jupiter.api.Assertions.assertNotNull; |
| import static org.junit.jupiter.api.Assertions.assertTrue; |
| |
| import com.google.gson.Gson; |
| import io.restassured.builder.RequestSpecBuilder; |
| import io.restassured.builder.ResponseSpecBuilder; |
| import io.restassured.http.ContentType; |
| import io.restassured.specification.RequestSpecification; |
| import io.restassured.specification.ResponseSpecification; |
| import java.time.LocalDate; |
| import java.time.format.DateTimeFormatter; |
| import java.time.format.DateTimeFormatterBuilder; |
| import java.util.ArrayList; |
| import java.util.HashMap; |
| import java.util.List; |
| import java.util.UUID; |
| import org.apache.fineract.client.models.GetLoanProductsProductIdResponse; |
| import org.apache.fineract.client.models.GetLoansLoanIdRepaymentPeriod; |
| import org.apache.fineract.client.models.GetLoansLoanIdResponse; |
| import org.apache.fineract.client.models.PostLoansLoanIdTransactionsRequest; |
| import org.apache.fineract.client.models.PostLoansLoanIdTransactionsResponse; |
| import org.apache.fineract.infrastructure.businessdate.domain.BusinessDateType; |
| import org.apache.fineract.infrastructure.core.service.DateUtils; |
| import org.apache.fineract.integrationtests.common.BusinessDateHelper; |
| import org.apache.fineract.integrationtests.common.ClientHelper; |
| import org.apache.fineract.integrationtests.common.GlobalConfigurationHelper; |
| import org.apache.fineract.integrationtests.common.LoanRescheduleRequestHelper; |
| import org.apache.fineract.integrationtests.common.SchedulerJobHelper; |
| import org.apache.fineract.integrationtests.common.Utils; |
| import org.apache.fineract.integrationtests.common.accounting.Account; |
| import org.apache.fineract.integrationtests.common.accounting.AccountHelper; |
| import org.apache.fineract.integrationtests.common.accounting.PeriodicAccrualAccountingHelper; |
| import org.apache.fineract.integrationtests.common.charges.ChargesHelper; |
| import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanRescheduleRequestTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper; |
| import org.apache.fineract.integrationtests.inlinecob.InlineLoanCOBHelper; |
| import org.junit.jupiter.api.BeforeEach; |
| import org.junit.jupiter.api.Test; |
| |
| public class LoanAccrualTransactionOnChargeSubmittedDateTest { |
| |
| private ResponseSpecification responseSpec; |
| private RequestSpecification requestSpec; |
| private LoanTransactionHelper loanTransactionHelper; |
| private ClientHelper clientHelper; |
| private DateTimeFormatter dateFormatter = new DateTimeFormatterBuilder().appendPattern("dd MMMM yyyy").toFormatter(); |
| private PeriodicAccrualAccountingHelper periodicAccrualAccountingHelper; |
| private AccountHelper accountHelper; |
| private LoanRescheduleRequestHelper loanRescheduleRequestHelper; |
| private InlineLoanCOBHelper inlineLoanCOBHelper; |
| |
| @BeforeEach |
| public void setup() { |
| Utils.initializeRESTAssured(); |
| this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build(); |
| this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey()); |
| this.requestSpec.header("Fineract-Platform-TenantId", "default"); |
| this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build(); |
| this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec); |
| this.clientHelper = new ClientHelper(this.requestSpec, this.responseSpec); |
| this.periodicAccrualAccountingHelper = new PeriodicAccrualAccountingHelper(this.requestSpec, this.responseSpec); |
| this.accountHelper = new AccountHelper(this.requestSpec, this.responseSpec); |
| this.loanRescheduleRequestHelper = new LoanRescheduleRequestHelper(this.requestSpec, this.responseSpec); |
| this.inlineLoanCOBHelper = new InlineLoanCOBHelper(this.requestSpec, this.responseSpec); |
| } |
| |
| @Test |
| public void loanAccrualTransactionOnChargeSubmittedTest_Accrual_Accounting_Api() { |
| try { |
| |
| // Accounts oof periodic accrual |
| final Account assetAccount = this.accountHelper.createAssetAccount(); |
| final Account incomeAccount = this.accountHelper.createIncomeAccount(); |
| final Account expenseAccount = this.accountHelper.createExpenseAccount(); |
| final Account overpaymentAccount = this.accountHelper.createLiabilityAccount(); |
| |
| // Set business date |
| LocalDate currentDate = LocalDate.of(2023, 03, 3); |
| final String accrualRunTillDate = dateFormatter.format(currentDate); |
| |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate); |
| GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "submitted-date"); |
| // Loan ExternalId |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| |
| // Client and Loan account creation |
| |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProduct(loanTransactionHelper, assetAccount, |
| incomeAccount, expenseAccount, overpaymentAccount); |
| assertNotNull(getLoanProductsProductResponse); |
| |
| final Integer loanId = createLoanAccount(clientId, getLoanProductsProductResponse.getId(), loanExternalIdStr); |
| |
| // Add Charge Penalty |
| Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", true)); |
| |
| LocalDate targetDate = LocalDate.of(2023, 3, 10); |
| final String penaltyCharge1AddedDate = dateFormatter.format(targetDate); |
| |
| Integer penalty1LoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), penaltyCharge1AddedDate, "10")); |
| |
| assertNotNull(penalty1LoanChargeId); |
| |
| // Add Charge Fee |
| Integer feeCharge = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false)); |
| |
| targetDate = LocalDate.of(2023, 3, 14); |
| final String feeChargeAddedDate = dateFormatter.format(targetDate); |
| Integer feeLoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge), feeChargeAddedDate, "10")); |
| |
| assertNotNull(feeLoanChargeId); |
| |
| // Run accrual for charge created date |
| this.periodicAccrualAccountingHelper.runPeriodicAccrualAccounting(accrualRunTillDate); |
| |
| // verify accrual transaction created for charges create date |
| checkAccrualTransaction(currentDate, 0.0f, 10.0f, 10.0f, loanId); |
| |
| // Set business date |
| LocalDate futureDate = LocalDate.of(2023, 03, 4); |
| final String nextAccrualRunDate = dateFormatter.format(futureDate); |
| |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, futureDate); |
| |
| // make repayment |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction_1 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("4 March 2023").locale("en") |
| .transactionAmount(100.0)); |
| |
| // Add Charge |
| Integer feeCharge_1 = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false)); |
| |
| targetDate = LocalDate.of(2023, 3, 21); |
| final String feeChargeAddedDate_1 = dateFormatter.format(targetDate); |
| Integer feeLoanChargeId_1 = this.loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge_1), feeChargeAddedDate_1, "10")); |
| |
| assertNotNull(feeLoanChargeId_1); |
| |
| // Run accrual for charge created date |
| this.periodicAccrualAccountingHelper.runPeriodicAccrualAccounting(nextAccrualRunDate); |
| |
| // verify accrual transaction created for charges create date |
| checkAccrualTransaction(futureDate, 0.0f, 10.0f, 0.0f, loanId); |
| |
| } finally { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE); |
| GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "due-date"); |
| } |
| |
| } |
| |
| @Test |
| public void loanAccrualTransactionOnChargeSubmittedTest_Add_Periodic_Accrual_Transactions_Job() { |
| try { |
| |
| final SchedulerJobHelper schedulerJobHelper = new SchedulerJobHelper(requestSpec); |
| // Accounts oof periodic accrual |
| final Account assetAccount = this.accountHelper.createAssetAccount(); |
| final Account incomeAccount = this.accountHelper.createIncomeAccount(); |
| final Account expenseAccount = this.accountHelper.createExpenseAccount(); |
| final Account overpaymentAccount = this.accountHelper.createLiabilityAccount(); |
| |
| // Set business date |
| LocalDate currentDate = LocalDate.of(2023, 03, 3); |
| final String accrualRunTillDate = dateFormatter.format(currentDate); |
| |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate); |
| GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "submitted-date"); |
| // Loan ExternalId |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| |
| // Client and Loan account creation |
| |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProduct(loanTransactionHelper, assetAccount, |
| incomeAccount, expenseAccount, overpaymentAccount); |
| assertNotNull(getLoanProductsProductResponse); |
| |
| final Integer loanId = createLoanAccount(clientId, getLoanProductsProductResponse.getId(), loanExternalIdStr); |
| |
| // Add Charge Penalty |
| Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", true)); |
| |
| LocalDate targetDate = LocalDate.of(2023, 3, 10); |
| final String penaltyCharge1AddedDate = dateFormatter.format(targetDate); |
| |
| Integer penalty1LoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), penaltyCharge1AddedDate, "10")); |
| |
| assertNotNull(penalty1LoanChargeId); |
| |
| // Add Charge Fee |
| Integer feeCharge = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false)); |
| |
| targetDate = LocalDate.of(2023, 3, 14); |
| final String feeChargeAddedDate = dateFormatter.format(targetDate); |
| Integer feeLoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge), feeChargeAddedDate, "10")); |
| |
| assertNotNull(feeLoanChargeId); |
| |
| // Run periodic accrual job for business date |
| final String jobName = "Add Periodic Accrual Transactions"; |
| schedulerJobHelper.executeAndAwaitJob(jobName); |
| |
| // verify accrual transaction created for charges create date |
| checkAccrualTransaction(currentDate, 0.0f, 10.0f, 10.0f, loanId); |
| |
| // Set business date |
| LocalDate futureDate = LocalDate.of(2023, 03, 4); |
| final String nextAccrualRunDate = dateFormatter.format(futureDate); |
| |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, futureDate); |
| |
| // make repayment |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction_1 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("4 March 2023").locale("en") |
| .transactionAmount(100.0)); |
| |
| // Add Charge |
| Integer feeCharge_1 = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false)); |
| |
| targetDate = LocalDate.of(2023, 3, 21); |
| final String feeChargeAddedDate_1 = dateFormatter.format(targetDate); |
| Integer feeLoanChargeId_1 = this.loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge_1), feeChargeAddedDate_1, "10")); |
| |
| assertNotNull(feeLoanChargeId_1); |
| |
| // Run periodic accrual job for business date |
| schedulerJobHelper.executeAndAwaitJob(jobName); |
| |
| // verify accrual transaction created for charges create date |
| checkAccrualTransaction(futureDate, 0.0f, 10.0f, 0.0f, loanId); |
| |
| } finally { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE); |
| GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "due-date"); |
| } |
| } |
| |
| @Test |
| public void loanAccrualTransactionOnChargeSubmittedTest_Loan_COB_AddPeriodicAccrualEntriesBusinessStep() { |
| try { |
| |
| final SchedulerJobHelper schedulerJobHelper = new SchedulerJobHelper(requestSpec); |
| // Accounts oof periodic accrual |
| final Account assetAccount = this.accountHelper.createAssetAccount(); |
| final Account incomeAccount = this.accountHelper.createIncomeAccount(); |
| final Account expenseAccount = this.accountHelper.createExpenseAccount(); |
| final Account overpaymentAccount = this.accountHelper.createLiabilityAccount(); |
| |
| // Set business date |
| LocalDate currentDate = LocalDate.of(2023, 03, 3); |
| final String accrualRunTillDate = dateFormatter.format(currentDate); |
| |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate); |
| GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "submitted-date"); |
| // Loan ExternalId |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| |
| // Client and Loan account creation |
| |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProduct(loanTransactionHelper, assetAccount, |
| incomeAccount, expenseAccount, overpaymentAccount); |
| assertNotNull(getLoanProductsProductResponse); |
| |
| final Integer loanId = createLoanAccount(clientId, getLoanProductsProductResponse.getId(), loanExternalIdStr); |
| |
| // Add Charge Penalty |
| Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", true)); |
| |
| LocalDate targetDate = LocalDate.of(2023, 3, 10); |
| final String penaltyCharge1AddedDate = dateFormatter.format(targetDate); |
| |
| Integer penalty1LoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), penaltyCharge1AddedDate, "10")); |
| |
| assertNotNull(penalty1LoanChargeId); |
| |
| // Add Charge Fee |
| Integer feeCharge = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false)); |
| |
| targetDate = LocalDate.of(2023, 3, 14); |
| final String feeChargeAddedDate = dateFormatter.format(targetDate); |
| Integer feeLoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge), feeChargeAddedDate, "10")); |
| |
| assertNotNull(feeLoanChargeId); |
| |
| // Run cob job for business date + 1 |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate.plusDays(1)); |
| |
| final String jobName = "Loan COB"; |
| schedulerJobHelper.executeAndAwaitJob(jobName); |
| |
| // verify accrual transaction created for charges create date |
| checkAccrualTransaction(currentDate, 0.0f, 10.0f, 10.0f, loanId); |
| |
| // Set business date |
| LocalDate futureDate = LocalDate.of(2023, 03, 4); |
| final String nextAccrualRunDate = dateFormatter.format(futureDate); |
| |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, futureDate); |
| |
| // make repayment |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction_1 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("4 March 2023").locale("en") |
| .transactionAmount(100.0)); |
| |
| // Add Charge |
| Integer feeCharge_1 = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false)); |
| |
| targetDate = LocalDate.of(2023, 3, 21); |
| final String feeChargeAddedDate_1 = dateFormatter.format(targetDate); |
| Integer feeLoanChargeId_1 = this.loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge_1), feeChargeAddedDate_1, "10")); |
| |
| assertNotNull(feeLoanChargeId_1); |
| |
| // Run cob job for business date + 1 |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, futureDate.plusDays(1)); |
| schedulerJobHelper.executeAndAwaitJob(jobName); |
| |
| // verify accrual transaction created for charges create date |
| checkAccrualTransaction(futureDate, 0.0f, 10.0f, 0.0f, loanId); |
| |
| } finally { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE); |
| GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "due-date"); |
| } |
| } |
| |
| @Test |
| public void loanAccrualTransactionOnChargeSubmittedTest_Add_Accrual_Transactions_Job() { |
| try { |
| |
| final SchedulerJobHelper schedulerJobHelper = new SchedulerJobHelper(requestSpec); |
| // Accounts oof periodic accrual |
| final Account assetAccount = this.accountHelper.createAssetAccount(); |
| final Account incomeAccount = this.accountHelper.createIncomeAccount(); |
| final Account expenseAccount = this.accountHelper.createExpenseAccount(); |
| final Account overpaymentAccount = this.accountHelper.createLiabilityAccount(); |
| |
| // Set business date |
| LocalDate currentDate = LocalDate.of(2023, 03, 3); |
| final String accrualRunTillDate = dateFormatter.format(currentDate); |
| |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate); |
| GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "submitted-date"); |
| // Loan ExternalId |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| |
| // Client and Loan account creation |
| |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProduct(loanTransactionHelper, assetAccount, |
| incomeAccount, expenseAccount, overpaymentAccount); |
| assertNotNull(getLoanProductsProductResponse); |
| |
| final Integer loanId = createLoanAccount(clientId, getLoanProductsProductResponse.getId(), loanExternalIdStr); |
| |
| // Add Charge Penalty |
| Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", true)); |
| |
| LocalDate targetDate = LocalDate.of(2023, 3, 10); |
| final String penaltyCharge1AddedDate = dateFormatter.format(targetDate); |
| |
| Integer penalty1LoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), penaltyCharge1AddedDate, "10")); |
| |
| assertNotNull(penalty1LoanChargeId); |
| |
| // Add Charge Fee |
| Integer feeCharge = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false)); |
| |
| targetDate = LocalDate.of(2023, 3, 14); |
| final String feeChargeAddedDate = dateFormatter.format(targetDate); |
| Integer feeLoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge), feeChargeAddedDate, "10")); |
| |
| assertNotNull(feeLoanChargeId); |
| |
| // Run accrual entries job for business date |
| final String jobName = "Add Accrual Transactions"; |
| schedulerJobHelper.executeAndAwaitJob(jobName); |
| |
| // verify accrual transaction created for charges create date |
| checkAccrualTransaction(currentDate, 0.0f, 10.0f, 10.0f, loanId); |
| |
| // Set business date |
| LocalDate futureDate = LocalDate.of(2023, 03, 4); |
| final String nextAccrualRunDate = dateFormatter.format(futureDate); |
| |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, futureDate); |
| |
| // make repayment |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction_1 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("4 March 2023").locale("en") |
| .transactionAmount(100.0)); |
| |
| // Add Charge |
| Integer feeCharge_1 = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false)); |
| |
| targetDate = LocalDate.of(2023, 3, 21); |
| final String feeChargeAddedDate_1 = dateFormatter.format(targetDate); |
| Integer feeLoanChargeId_1 = this.loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge_1), feeChargeAddedDate_1, "10")); |
| |
| assertNotNull(feeLoanChargeId_1); |
| |
| // Run accrual entries job for business date |
| schedulerJobHelper.executeAndAwaitJob(jobName); |
| |
| // verify accrual transaction created for charges create date |
| checkAccrualTransaction(futureDate, 0.0f, 10.0f, 0.0f, loanId); |
| |
| } finally { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE); |
| GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "due-date"); |
| } |
| } |
| |
| @Test |
| public void loanAccrualTransactionOnChargeSubmitted_With_Multiple_Repayments_Test_Add_Periodic_Accrual_Transactions_Job() { |
| try { |
| |
| final SchedulerJobHelper schedulerJobHelper = new SchedulerJobHelper(requestSpec); |
| // Accounts oof periodic accrual |
| final Account assetAccount = this.accountHelper.createAssetAccount(); |
| final Account incomeAccount = this.accountHelper.createIncomeAccount(); |
| final Account expenseAccount = this.accountHelper.createExpenseAccount(); |
| final Account overpaymentAccount = this.accountHelper.createLiabilityAccount(); |
| |
| // Set business date |
| LocalDate currentDate = LocalDate.of(2023, 03, 3); |
| final String accrualRunTillDate = dateFormatter.format(currentDate); |
| |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate); |
| GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "submitted-date"); |
| // Loan ExternalId |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| |
| // Client and Loan account creation |
| |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductMultipleRepayments( |
| loanTransactionHelper, assetAccount, incomeAccount, expenseAccount, overpaymentAccount); |
| assertNotNull(getLoanProductsProductResponse); |
| |
| final Integer loanId = createLoanAccountMultipleRepayments(clientId, getLoanProductsProductResponse.getId(), loanExternalIdStr); |
| |
| // Add Charge Penalty |
| Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", true)); |
| |
| // Due for future date in one of the schedule |
| LocalDate targetDate = LocalDate.of(2023, 3, 10); |
| final String penaltyCharge1AddedDate = dateFormatter.format(targetDate); |
| |
| Integer penalty1LoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), penaltyCharge1AddedDate, "10")); |
| |
| assertNotNull(penalty1LoanChargeId); |
| |
| // Add Charge Penalty |
| Integer penalty_1 = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", true)); |
| |
| // Due for future date in different of the schedule |
| targetDate = LocalDate.of(2023, 3, 17); |
| final String penaltyChargeAddedDate = dateFormatter.format(targetDate); |
| Integer penaltyLoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty_1), penaltyChargeAddedDate, "10")); |
| |
| assertNotNull(penaltyLoanChargeId); |
| |
| // Run periodic accrual job for business date |
| final String jobName = "Add Periodic Accrual Transactions"; |
| schedulerJobHelper.executeAndAwaitJob(jobName); |
| |
| // verify multiple accrual transactions are created on charge created date according to repayment schedule |
| // to which charge due date falls |
| checkAccrualTransactionsForMultipleRepaymentSchedulesChargeDueDate(currentDate, loanId); |
| |
| } finally { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE); |
| GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "due-date"); |
| } |
| } |
| |
| @Test |
| public void loanAccrualTransactionOnChargeSubmitted_multiple_disbursement_reversal_test_Loan_COB() { |
| try { |
| |
| final SchedulerJobHelper schedulerJobHelper = new SchedulerJobHelper(requestSpec); |
| // Accounts oof periodic accrual |
| final Account assetAccount = this.accountHelper.createAssetAccount(); |
| final Account incomeAccount = this.accountHelper.createIncomeAccount(); |
| final Account expenseAccount = this.accountHelper.createExpenseAccount(); |
| final Account overpaymentAccount = this.accountHelper.createLiabilityAccount(); |
| |
| // Set business date |
| LocalDate currentDate = LocalDate.of(2023, 03, 3); |
| |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate); |
| GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "submitted-date"); |
| // Loan ExternalId |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| |
| // Client and Loan account creation |
| |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductMultipleDisbursements( |
| loanTransactionHelper, assetAccount, incomeAccount, expenseAccount, overpaymentAccount); |
| assertNotNull(getLoanProductsProductResponse); |
| |
| final Integer loanId = createLoanAccountMultipleRepaymentsDisbursement(clientId, getLoanProductsProductResponse.getId(), |
| loanExternalIdStr); |
| |
| loanTransactionHelper.disburseLoanWithTransactionAmount("03 March 2023", loanId, "1000"); |
| |
| // Add Charge Penalty |
| Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", true)); |
| |
| LocalDate targetDate = LocalDate.of(2023, 3, 9); |
| final String penaltyCharge1AddedDate = dateFormatter.format(targetDate); |
| |
| Integer penalty1LoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), penaltyCharge1AddedDate, "10")); |
| |
| assertNotNull(penalty1LoanChargeId); |
| |
| // Run cob job for business date + 1 |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate.plusDays(1)); |
| |
| final String jobName = "Loan COB"; |
| schedulerJobHelper.executeAndAwaitJob(jobName); |
| |
| // verify accrual transaction created for charges create date |
| checkAccrualTransaction(currentDate, 0.0f, 0.0f, 10.0f, loanId); |
| |
| // Set business date |
| LocalDate futureDate = LocalDate.of(2023, 03, 4); |
| |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, futureDate); |
| |
| loanTransactionHelper.disburseLoanWithTransactionAmount("04 March 2023", loanId, "300"); |
| |
| // verify accrual transaction exists with same date,amount and is not reversed by regeneration of repayment |
| // schedule |
| checkAccrualTransaction(currentDate, 0.0f, 0.0f, 10.0f, loanId); |
| |
| } finally { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE); |
| GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "due-date"); |
| } |
| } |
| |
| @Test |
| public void loanAccrualTransaction_ChargeSubmittedDate_AdjustRepaymentScheduleSnoozeFeeDueDateNewFeeAddTest() { |
| try { |
| |
| // Accounts oof periodic accrual |
| final Account assetAccount = this.accountHelper.createAssetAccount(); |
| final Account incomeAccount = this.accountHelper.createIncomeAccount(); |
| final Account expenseAccount = this.accountHelper.createExpenseAccount(); |
| final Account overpaymentAccount = this.accountHelper.createLiabilityAccount(); |
| |
| // Set business date |
| LocalDate currentDate = LocalDate.of(2023, 05, 19); |
| |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate); |
| GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "submitted-date"); |
| |
| // Loan ExternalId |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| |
| // Client and Loan account creation |
| |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductMultipleRepayments( |
| loanTransactionHelper, assetAccount, incomeAccount, expenseAccount, overpaymentAccount); |
| assertNotNull(getLoanProductsProductResponse); |
| |
| final Integer loanId = createLoanAccountAndDisburse(clientId, getLoanProductsProductResponse.getId(), loanExternalIdStr); |
| |
| // set business date as date when fee charge is added/submitted |
| |
| LocalDate chargeSubmittedDate = LocalDate.of(2023, 06, 12); |
| |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, chargeSubmittedDate); |
| |
| LocalDate chargeDueDate = LocalDate.of(2023, 07, 18); |
| final String feeChargeDueDate = dateFormatter.format(chargeDueDate); |
| |
| // Add Fee |
| Integer feeCharge = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false)); |
| |
| Integer feeLoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge), feeChargeDueDate, "10")); |
| |
| assertNotNull(feeLoanChargeId); |
| |
| // adjust loan schedule |
| final String requestJSON = new LoanRescheduleRequestTestBuilder().updateRescheduleFromDate("18 June 2023") |
| .updateAdjustedDueDate("18 July 2023").updateSubmittedOnDate("19 May 2023").updateGraceOnPrincipal(null) |
| .updateGraceOnInterest(null).updateExtraTerms(null).build(loanId.toString()); |
| final HashMap<String, String> map = new HashMap<>(); |
| map.put("locale", "en"); |
| map.put("dateFormat", "dd MMMM yyyy"); |
| map.put("approvedOnDate", "19 May 2023"); |
| final String aproveRequestJSON = new Gson().toJson(map); |
| |
| Integer loanRescheduleRequestId = this.loanRescheduleRequestHelper.createLoanRescheduleRequest(requestJSON); |
| this.loanRescheduleRequestHelper.approveLoanRescheduleRequest(loanRescheduleRequestId, aproveRequestJSON); |
| |
| // run cob |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, |
| chargeSubmittedDate.plusDays(1)); |
| |
| // run inline cob for loan |
| inlineLoanCOBHelper.executeInlineCOB(List.of(loanId.longValue())); |
| |
| // verify accrual transaction created for charges create date |
| checkAccrualTransaction(chargeSubmittedDate, 0.0f, 10.0f, 0.0f, loanId); |
| |
| // update business date |
| currentDate = LocalDate.of(2023, 07, 18); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate); |
| |
| // make repayment |
| final PostLoansLoanIdTransactionsResponse repaymentTransaction_1 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr, |
| new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("18 July 2023").locale("en") |
| .transactionAmount(1010.0)); |
| |
| // update business date |
| currentDate = LocalDate.of(2023, 07, 19); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate); |
| |
| // reverse repayment |
| loanTransactionHelper.reverseRepayment(loanId, repaymentTransaction_1.getResourceId().intValue(), "19 July 2023"); |
| |
| // Add Charge Penalty |
| Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec, |
| ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", true)); |
| |
| LocalDate targetDate = LocalDate.of(2023, 07, 19); |
| final String penaltyCharge1AddedDate = dateFormatter.format(targetDate); |
| |
| Integer penalty1LoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId, |
| LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), penaltyCharge1AddedDate, "10")); |
| |
| assertNotNull(penalty1LoanChargeId); |
| |
| // update business date |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate.plusDays(1)); |
| |
| // run inline cob for loan |
| inlineLoanCOBHelper.executeInlineCOB(List.of(loanId.longValue())); |
| |
| // verify accrual transaction created for charges create date |
| checkAccrualTransaction(currentDate, 0.0f, 0.0f, 10.0f, loanId); |
| |
| // verify loan repayment schedules |
| GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails((long) loanId); |
| assertTrue(loanDetails.getStatus().getActive()); |
| |
| List<GetLoansLoanIdRepaymentPeriod> periods = loanDetails.getRepaymentSchedule().getPeriods(); |
| assertNotNull(periods); |
| |
| verifyPeriodDates(periods); |
| |
| } finally { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE); |
| GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "due-date"); |
| } |
| } |
| |
| private void verifyPeriodDates(List<GetLoansLoanIdRepaymentPeriod> periods) { |
| assertEquals(3, periods.size()); |
| assertEquals(LocalDate.of(2023, 05, 19), periods.get(1).getFromDate()); |
| assertEquals(LocalDate.of(2023, 07, 18), periods.get(1).getDueDate()); |
| assertEquals(LocalDate.of(2023, 07, 18), periods.get(2).getFromDate()); |
| assertEquals(LocalDate.of(2023, 07, 19), periods.get(2).getDueDate()); |
| } |
| |
| private void checkAccrualTransactionsForMultipleRepaymentSchedulesChargeDueDate(LocalDate transactionDate, Integer loanId) { |
| ArrayList<HashMap> transactions = (ArrayList<HashMap>) loanTransactionHelper.getLoanTransactions(this.requestSpec, |
| this.responseSpec, loanId); |
| boolean isTransactionFound = false; |
| for (int i = 0; i < transactions.size(); i++) { |
| HashMap transactionType = (HashMap) transactions.get(i).get("type"); |
| boolean isAccrualTransaction = (Boolean) transactionType.get("accrual"); |
| |
| if (isAccrualTransaction) { |
| ArrayList<Integer> accrualEntryDateAsArray = (ArrayList<Integer>) transactions.get(i).get("date"); |
| LocalDate accrualEntryDate = LocalDate.of(accrualEntryDateAsArray.get(0), accrualEntryDateAsArray.get(1), |
| accrualEntryDateAsArray.get(2)); |
| |
| if (DateUtils.isEqual(transactionDate, accrualEntryDate)) { |
| isTransactionFound = true; |
| verifyAmounts(0.0f, 0.0f, 10.0f, Float.valueOf(String.valueOf(transactions.get(i).get("interestPortion"))), |
| Float.valueOf(String.valueOf(transactions.get(i).get("feeChargesPortion"))), |
| Float.valueOf(String.valueOf(transactions.get(i).get("penaltyChargesPortion")))); |
| } |
| } |
| } |
| assertTrue(isTransactionFound, "No Accrual entries are posted"); |
| } |
| |
| private void verifyAmounts(final Float expectedInterestPortion, final Float expectedFeePortion, final Float expectedPenaltyPortion, |
| final Float actualInterestPortion, final Float actualFeePortion, final Float actualPenaltyPortion) { |
| assertEquals(expectedInterestPortion, actualInterestPortion, "Mismatch in transaction amounts"); |
| assertEquals(expectedFeePortion, actualFeePortion, "Mismatch in transaction amounts"); |
| assertEquals(expectedPenaltyPortion, actualPenaltyPortion, "Mismatch in transaction amounts"); |
| } |
| |
| private GetLoanProductsProductIdResponse createLoanProduct(final LoanTransactionHelper loanTransactionHelper, |
| final Account... accounts) { |
| |
| final String loanProductJSON = new LoanProductTestBuilder().withPrincipal("1000").withRepaymentAfterEvery("1") |
| .withNumberOfRepayments("1").withRepaymentTypeAsMonth().withinterestRatePerPeriod("0") |
| .withInterestRateFrequencyTypeAsMonths().withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsFlat() |
| .withAccountingRulePeriodicAccrual(accounts).withDaysInMonth("30").withDaysInYear("365").withMoratorium("0", "0") |
| .build(null); |
| final Integer loanProductId = loanTransactionHelper.getLoanProductId(loanProductJSON); |
| return loanTransactionHelper.getLoanProduct(loanProductId); |
| } |
| |
| private Integer createLoanAccount(final Integer clientID, final Long loanProductID, final String externalId) { |
| |
| String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal("1000").withLoanTermFrequency("1") |
| .withLoanTermFrequencyAsMonths().withNumberOfRepayments("1").withRepaymentEveryAfter("1") |
| .withRepaymentFrequencyTypeAsMonths().withInterestRatePerPeriod("0").withInterestTypeAsFlatBalance() |
| .withAmortizationTypeAsEqualPrincipalPayments().withInterestCalculationPeriodTypeSameAsRepaymentPeriod() |
| .withExpectedDisbursementDate("03 March 2023").withSubmittedOnDate("03 March 2023").withLoanType("individual") |
| .withExternalId(externalId).build(clientID.toString(), loanProductID.toString(), null); |
| |
| final Integer loanId = loanTransactionHelper.getLoanId(loanApplicationJSON); |
| loanTransactionHelper.approveLoan("03 March 2023", "1000", loanId, null); |
| loanTransactionHelper.disburseLoanWithNetDisbursalAmount("03 March 2023", loanId, "1000"); |
| return loanId; |
| } |
| |
| private GetLoanProductsProductIdResponse createLoanProductMultipleRepayments(final LoanTransactionHelper loanTransactionHelper, |
| final Account... accounts) { |
| |
| final String loanProductJSON = new LoanProductTestBuilder().withPrincipal("1000").withRepaymentAfterEvery("1") |
| .withNumberOfRepayments("1").withRepaymentTypeAsDays().withinterestRatePerPeriod("0") |
| .withInterestRateFrequencyTypeAsMonths().withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsFlat() |
| .withAccountingRulePeriodicAccrual(accounts).withDaysInMonth("30").withDaysInYear("365").withMoratorium("0", "0") |
| .build(null); |
| final Integer loanProductId = loanTransactionHelper.getLoanProductId(loanProductJSON); |
| return loanTransactionHelper.getLoanProduct(loanProductId); |
| } |
| |
| private GetLoanProductsProductIdResponse createLoanProductMultipleDisbursements(final LoanTransactionHelper loanTransactionHelper, |
| final Account... accounts) { |
| |
| final String loanProductJSON = new LoanProductTestBuilder().withPrincipal("1000").withRepaymentTypeAsMonth() |
| .withRepaymentAfterEvery("1").withNumberOfRepayments("1").withRepaymentTypeAsMonth().withinterestRatePerPeriod("0") |
| .withInterestRateFrequencyTypeAsMonths().withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsDecliningBalance() |
| .withAccountingRulePeriodicAccrual(accounts).withInterestCalculationPeriodTypeAsRepaymentPeriod(true).withDaysInMonth("30") |
| .withDaysInYear("365").withMoratorium("0", "0").withMultiDisburse().withDisallowExpectedDisbursements(true).build(null); |
| final Integer loanProductId = loanTransactionHelper.getLoanProductId(loanProductJSON); |
| return loanTransactionHelper.getLoanProduct(loanProductId); |
| } |
| |
| private Integer createLoanAccountMultipleRepaymentsDisbursement(final Integer clientID, final Long loanProductID, |
| final String externalId) { |
| |
| String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal("1000").withLoanTermFrequency("30") |
| .withLoanTermFrequencyAsDays().withNumberOfRepayments("10").withRepaymentEveryAfter("3").withRepaymentFrequencyTypeAsDays() |
| .withInterestRatePerPeriod("0").withInterestTypeAsFlatBalance().withAmortizationTypeAsEqualPrincipalPayments() |
| .withInterestCalculationPeriodTypeSameAsRepaymentPeriod().withExpectedDisbursementDate("03 March 2023") |
| .withSubmittedOnDate("03 March 2023").withLoanType("individual").withExternalId(externalId) |
| .build(clientID.toString(), loanProductID.toString(), null); |
| |
| final Integer loanId = loanTransactionHelper.getLoanId(loanApplicationJSON); |
| loanTransactionHelper.approveLoan("03 March 2023", "1000", loanId, null); |
| return loanId; |
| } |
| |
| private Integer createLoanAccountMultipleRepayments(final Integer clientID, final Long loanProductID, final String externalId) { |
| |
| String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal("1000").withLoanTermFrequency("30") |
| .withLoanTermFrequencyAsDays().withNumberOfRepayments("10").withRepaymentEveryAfter("3").withRepaymentFrequencyTypeAsDays() |
| .withInterestRatePerPeriod("0").withInterestTypeAsFlatBalance().withAmortizationTypeAsEqualPrincipalPayments() |
| .withInterestCalculationPeriodTypeSameAsRepaymentPeriod().withExpectedDisbursementDate("03 March 2023") |
| .withSubmittedOnDate("03 March 2023").withLoanType("individual").withExternalId(externalId) |
| .build(clientID.toString(), loanProductID.toString(), null); |
| |
| final Integer loanId = loanTransactionHelper.getLoanId(loanApplicationJSON); |
| loanTransactionHelper.approveLoan("03 March 2023", "1000", loanId, null); |
| loanTransactionHelper.disburseLoanWithNetDisbursalAmount("03 March 2023", loanId, "1000"); |
| return loanId; |
| } |
| |
| private Integer createLoanAccountAndDisburse(final Integer clientID, final Long loanProductID, final String externalId) { |
| |
| String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal("1000").withLoanTermFrequency("30") |
| .withLoanTermFrequencyAsDays().withNumberOfRepayments("1").withRepaymentEveryAfter("30").withRepaymentFrequencyTypeAsDays() |
| .withInterestRatePerPeriod("0").withInterestTypeAsFlatBalance().withAmortizationTypeAsEqualPrincipalPayments() |
| .withInterestCalculationPeriodTypeSameAsRepaymentPeriod().withExpectedDisbursementDate("19 May 2023") |
| .withSubmittedOnDate("19 May 2023").withLoanType("individual").withExternalId(externalId) |
| .build(clientID.toString(), loanProductID.toString(), null); |
| |
| final Integer loanId = loanTransactionHelper.getLoanId(loanApplicationJSON); |
| loanTransactionHelper.approveLoan("19 May 2023", "1000", loanId, null); |
| loanTransactionHelper.disburseLoanWithNetDisbursalAmount("19 May 2023", loanId, "1000"); |
| return loanId; |
| } |
| |
| private void checkAccrualTransaction(final LocalDate transactionDate, final Float interestPortion, final Float feePortion, |
| final Float penaltyPortion, final Integer loanID) { |
| |
| ArrayList<HashMap> transactions = (ArrayList<HashMap>) loanTransactionHelper.getLoanTransactions(this.requestSpec, |
| this.responseSpec, loanID); |
| boolean isTransactionFound = false; |
| for (int i = 0; i < transactions.size(); i++) { |
| HashMap transactionType = (HashMap) transactions.get(i).get("type"); |
| boolean isAccrualTransaction = (Boolean) transactionType.get("accrual"); |
| |
| if (isAccrualTransaction) { |
| ArrayList<Integer> accrualEntryDateAsArray = (ArrayList<Integer>) transactions.get(i).get("date"); |
| LocalDate accrualEntryDate = LocalDate.of(accrualEntryDateAsArray.get(0), accrualEntryDateAsArray.get(1), |
| accrualEntryDateAsArray.get(2)); |
| |
| if (DateUtils.isEqual(transactionDate, accrualEntryDate)) { |
| isTransactionFound = true; |
| assertEquals(interestPortion, Float.valueOf(String.valueOf(transactions.get(i).get("interestPortion"))), |
| "Mismatch in transaction amounts"); |
| assertEquals(feePortion, Float.valueOf(String.valueOf(transactions.get(i).get("feeChargesPortion"))), |
| "Mismatch in transaction amounts"); |
| assertEquals(penaltyPortion, Float.valueOf(String.valueOf(transactions.get(i).get("penaltyChargesPortion"))), |
| "Mismatch in transaction amounts"); |
| break; |
| } |
| } |
| } |
| assertTrue(isTransactionFound, "No Accrual entries are posted"); |
| } |
| |
| } |
