| /** |
| * Licensed to the Apache Software Foundation (ASF) under one |
| * or more contributor license agreements. See the NOTICE file |
| * distributed with this work for additional information |
| * regarding copyright ownership. The ASF licenses this file |
| * to you under the Apache License, Version 2.0 (the |
| * "License"); you may not use this file except in compliance |
| * with the License. You may obtain a copy of the License at |
| * |
| * http://www.apache.org/licenses/LICENSE-2.0 |
| * |
| * Unless required by applicable law or agreed to in writing, |
| * software distributed under the License is distributed on an |
| * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY |
| * KIND, either express or implied. See the License for the |
| * specific language governing permissions and limitations |
| * under the License. |
| */ |
| package org.apache.fineract.integrationtests; |
| |
| import static org.junit.jupiter.api.Assertions.assertEquals; |
| import static org.junit.jupiter.api.Assertions.assertNotNull; |
| |
| import io.restassured.builder.RequestSpecBuilder; |
| import io.restassured.builder.ResponseSpecBuilder; |
| import io.restassured.http.ContentType; |
| import io.restassured.specification.RequestSpecification; |
| import io.restassured.specification.ResponseSpecification; |
| import java.math.BigDecimal; |
| import java.time.LocalDate; |
| import java.util.UUID; |
| import org.apache.fineract.client.models.GetLoanProductsProductIdResponse; |
| import org.apache.fineract.client.models.GetLoansLoanIdRepaymentPeriod; |
| import org.apache.fineract.client.models.GetLoansLoanIdResponse; |
| import org.apache.fineract.infrastructure.businessdate.domain.BusinessDateType; |
| import org.apache.fineract.integrationtests.common.BusinessDateHelper; |
| import org.apache.fineract.integrationtests.common.ClientHelper; |
| import org.apache.fineract.integrationtests.common.GlobalConfigurationHelper; |
| import org.apache.fineract.integrationtests.common.Utils; |
| import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanTestLifecycleExtension; |
| import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper; |
| import org.junit.jupiter.api.BeforeEach; |
| import org.junit.jupiter.api.Test; |
| import org.junit.jupiter.api.extension.ExtendWith; |
| |
| @ExtendWith(LoanTestLifecycleExtension.class) |
| public class LoanAccountRepaymentCalculationTest { |
| |
| private ResponseSpecification responseSpec; |
| private RequestSpecification requestSpec; |
| private LoanTransactionHelper loanTransactionHelper; |
| private ClientHelper clientHelper; |
| |
| @BeforeEach |
| public void setup() { |
| Utils.initializeRESTAssured(); |
| this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build(); |
| this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey()); |
| this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build(); |
| this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec); |
| this.clientHelper = new ClientHelper(this.requestSpec, this.responseSpec); |
| } |
| |
| @Test |
| public void loanAccountWithEnableDownPaymentWithInstallmentsInMultipleOfNullRepaymentScheduleCalculationTest() { |
| try { |
| |
| // Set business date |
| LocalDate disbursementDate = LocalDate.of(2023, 3, 3); |
| |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, disbursementDate); |
| |
| // Loan ExternalId |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| |
| // down-payment configuration |
| Boolean enableDownPayment = true; |
| BigDecimal disbursedAmountPercentageForDownPayment = BigDecimal.valueOf(25); |
| Boolean enableAutoRepaymentForDownPayment = false; |
| |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| |
| // Loan Product creation with down-payment configuration and installmentAmountInMultiplesOf as null |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductWithEnableDownPaymentAndMultipleDisbursements( |
| loanTransactionHelper, enableDownPayment, "25", enableAutoRepaymentForDownPayment, null); |
| |
| assertNotNull(getLoanProductsProductResponse); |
| assertEquals(enableDownPayment, getLoanProductsProductResponse.getEnableDownPayment()); |
| assertEquals(0, getLoanProductsProductResponse.getDisbursedAmountPercentageForDownPayment() |
| .compareTo(disbursedAmountPercentageForDownPayment)); |
| assertEquals(enableAutoRepaymentForDownPayment, getLoanProductsProductResponse.getEnableAutoRepaymentForDownPayment()); |
| |
| // create loan account with amount 1250 |
| |
| final Integer loanId = createLoanAccountMultipleRepaymentsDisbursement(clientId, getLoanProductsProductResponse.getId(), "1250", |
| loanExternalIdStr, LoanProductTestBuilder.DEFAULT_STRATEGY); |
| |
| // Retrieve Loan with loanId |
| |
| GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue()); |
| |
| // verify down-payment details for Loan |
| assertNotNull(loanDetails); |
| assertEquals(enableDownPayment, loanDetails.getEnableDownPayment()); |
| assertEquals(0, loanDetails.getDisbursedAmountPercentageForDownPayment().compareTo(disbursedAmountPercentageForDownPayment)); |
| assertEquals(enableAutoRepaymentForDownPayment, loanDetails.getEnableAutoRepaymentForDownPayment()); |
| |
| // verify loan schedule |
| assertNotNull(loanDetails.getRepaymentSchedule()); |
| |
| // first period [2023-03-03 to 2023-03-03] down payment installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(1), 312.5, 1, LocalDate.of(2023, 3, 3), |
| LocalDate.of(2023, 3, 3), false); |
| |
| // second period [2023-03-03 to 2023-04-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(2), 312.5, 2, LocalDate.of(2023, 3, 3), |
| LocalDate.of(2023, 4, 3), false); |
| |
| // third period [2023-04-03 to 2023-05-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(3), 312.5, 3, LocalDate.of(2023, 4, 3), |
| LocalDate.of(2023, 5, 3), false); |
| |
| // fourth period [2023-05-03 to 2023-06-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(4), 312.5, 4, LocalDate.of(2023, 5, 3), |
| LocalDate.of(2023, 6, 3), false); |
| |
| // disbursement |
| loanTransactionHelper.disburseLoanWithTransactionAmount("03 March 2023", loanId, "1250"); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue()); |
| |
| assertNotNull(loanDetails.getRepaymentSchedule()); |
| |
| // first period [2023-03-03 to 2023-03-03] down payment installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(1), 312.5, 1, LocalDate.of(2023, 3, 3), |
| LocalDate.of(2023, 3, 3), false); |
| |
| // second period [2023-03-03 to 2023-04-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(2), 312.5, 2, LocalDate.of(2023, 3, 3), |
| LocalDate.of(2023, 4, 3), false); |
| |
| // third period [2023-04-03 to 2023-05-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(3), 312.5, 3, LocalDate.of(2023, 4, 3), |
| LocalDate.of(2023, 5, 3), false); |
| |
| // fourth period [2023-05-03 to 2023-06-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(4), 312.5, 4, LocalDate.of(2023, 5, 3), |
| LocalDate.of(2023, 6, 3), false); |
| |
| } finally { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE); |
| } |
| |
| } |
| |
| @Test |
| public void loanAccountWithEnableDownPaymentWithInstallmentsInMultipleOfSetAsOneRepaymentScheduleCalculationTest() { |
| try { |
| |
| // Set business date |
| LocalDate disbursementDate = LocalDate.of(2023, 3, 3); |
| |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, disbursementDate); |
| |
| // Loan ExternalId |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| |
| // down-payment configuration |
| Boolean enableDownPayment = true; |
| BigDecimal disbursedAmountPercentageForDownPayment = BigDecimal.valueOf(25); |
| Boolean enableAutoRepaymentForDownPayment = false; |
| |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| |
| // Loan Product creation with down-payment configuration and installmentAmountInMultiplesOf as 1 |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductWithEnableDownPaymentAndMultipleDisbursements( |
| loanTransactionHelper, enableDownPayment, "25", enableAutoRepaymentForDownPayment, "1"); |
| |
| assertNotNull(getLoanProductsProductResponse); |
| assertEquals(enableDownPayment, getLoanProductsProductResponse.getEnableDownPayment()); |
| assertEquals(0, getLoanProductsProductResponse.getDisbursedAmountPercentageForDownPayment() |
| .compareTo(disbursedAmountPercentageForDownPayment)); |
| assertEquals(enableAutoRepaymentForDownPayment, getLoanProductsProductResponse.getEnableAutoRepaymentForDownPayment()); |
| |
| // create loan account with amount 1250 |
| |
| final Integer loanId = createLoanAccountMultipleRepaymentsDisbursement(clientId, getLoanProductsProductResponse.getId(), "1250", |
| loanExternalIdStr, LoanProductTestBuilder.DEFAULT_STRATEGY); |
| |
| // Retrieve Loan with loanId |
| |
| GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue()); |
| |
| // verify down-payment details for Loan |
| assertNotNull(loanDetails); |
| assertEquals(enableDownPayment, loanDetails.getEnableDownPayment()); |
| assertEquals(0, loanDetails.getDisbursedAmountPercentageForDownPayment().compareTo(disbursedAmountPercentageForDownPayment)); |
| assertEquals(enableAutoRepaymentForDownPayment, loanDetails.getEnableAutoRepaymentForDownPayment()); |
| |
| // verify loan schedule |
| assertNotNull(loanDetails.getRepaymentSchedule()); |
| |
| // first period [2023-03-03 to 2023-03-03] down payment installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(1), 313.0, 1, LocalDate.of(2023, 3, 3), |
| LocalDate.of(2023, 3, 3), false); |
| |
| // second period [2023-03-03 to 2023-04-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(2), 312.0, 2, LocalDate.of(2023, 3, 3), |
| LocalDate.of(2023, 4, 3), false); |
| |
| // third period [2023-04-03 to 2023-05-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(3), 312.0, 3, LocalDate.of(2023, 4, 3), |
| LocalDate.of(2023, 5, 3), false); |
| |
| // fourth period [2023-05-03 to 2023-06-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(4), 313.0, 4, LocalDate.of(2023, 5, 3), |
| LocalDate.of(2023, 6, 3), false); |
| |
| // disbursement |
| loanTransactionHelper.disburseLoanWithTransactionAmount("03 March 2023", loanId, "1250"); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue()); |
| |
| assertNotNull(loanDetails.getRepaymentSchedule()); |
| |
| // first period [2023-03-03 to 2023-03-03] down payment installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(1), 313.0, 1, LocalDate.of(2023, 3, 3), |
| LocalDate.of(2023, 3, 3), false); |
| |
| // second period [2023-03-03 to 2023-04-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(2), 312.0, 2, LocalDate.of(2023, 3, 3), |
| LocalDate.of(2023, 4, 3), false); |
| |
| // third period [2023-04-03 to 2023-05-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(3), 312.0, 3, LocalDate.of(2023, 4, 3), |
| LocalDate.of(2023, 5, 3), false); |
| |
| // fourth period [2023-05-03 to 2023-06-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(4), 313.0, 4, LocalDate.of(2023, 5, 3), |
| LocalDate.of(2023, 6, 3), false); |
| |
| } finally { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE); |
| } |
| |
| } |
| |
| @Test |
| public void loanAccountWithDisableDownPaymentWithInstallmentsInMultipleOfNullRepaymentScheduleCalculationTest() { |
| try { |
| |
| // Set business date |
| LocalDate disbursementDate = LocalDate.of(2023, 3, 3); |
| |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, disbursementDate); |
| |
| // Loan ExternalId |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| |
| // down-payment configuration |
| Boolean enableDownPayment = false; |
| |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| |
| // Loan Product creation with down-payment configuration and installmentAmountInMultiplesOf as null |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductWithEnableDownPaymentAndMultipleDisbursements( |
| loanTransactionHelper, enableDownPayment, null, false, null); |
| |
| assertNotNull(getLoanProductsProductResponse); |
| assertEquals(enableDownPayment, getLoanProductsProductResponse.getEnableDownPayment()); |
| |
| // create loan account with amount 1250 |
| |
| final Integer loanId = createLoanAccountMultipleRepaymentsDisbursement(clientId, getLoanProductsProductResponse.getId(), "1250", |
| loanExternalIdStr, LoanProductTestBuilder.DEFAULT_STRATEGY); |
| |
| // Retrieve Loan with loanId |
| |
| GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue()); |
| |
| // verify down-payment details for Loan |
| assertNotNull(loanDetails); |
| assertEquals(enableDownPayment, loanDetails.getEnableDownPayment()); |
| |
| // verify loan schedule |
| assertNotNull(loanDetails.getRepaymentSchedule()); |
| |
| // first period [2023-03-03 to 2023-04-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(1), 416.67, 1, LocalDate.of(2023, 3, 3), |
| LocalDate.of(2023, 4, 3), false); |
| |
| // second period [2023-04-03 to 2023-05-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(2), 416.67, 2, LocalDate.of(2023, 4, 3), |
| LocalDate.of(2023, 5, 3), false); |
| |
| // third period [2023-05-03 to 2023-06-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(3), 416.66, 3, LocalDate.of(2023, 5, 3), |
| LocalDate.of(2023, 6, 3), false); |
| |
| // disbursement |
| loanTransactionHelper.disburseLoanWithTransactionAmount("03 March 2023", loanId, "1250"); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue()); |
| |
| assertNotNull(loanDetails.getRepaymentSchedule()); |
| |
| // first period [2023-03-03 to 2023-04-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(1), 416.67, 1, LocalDate.of(2023, 3, 3), |
| LocalDate.of(2023, 4, 3), false); |
| |
| // second period [2023-04-03 to 2023-05-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(2), 416.67, 2, LocalDate.of(2023, 4, 3), |
| LocalDate.of(2023, 5, 3), false); |
| |
| // third period [2023-05-03 to 2023-06-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(3), 416.66, 3, LocalDate.of(2023, 5, 3), |
| LocalDate.of(2023, 6, 3), false); |
| |
| } finally { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE); |
| } |
| |
| } |
| |
| @Test |
| public void loanAccountWithDisableDownPaymentWithInstallmentsInMultipleOfSetAsOneRepaymentScheduleCalculationTest() { |
| try { |
| |
| // Set business date |
| LocalDate disbursementDate = LocalDate.of(2023, 3, 3); |
| |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, disbursementDate); |
| |
| // Loan ExternalId |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| |
| // down-payment configuration |
| Boolean enableDownPayment = false; |
| |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| |
| // Loan Product creation with down-payment configuration and installmentAmountInMultiplesOf as 1 |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductWithEnableDownPaymentAndMultipleDisbursements( |
| loanTransactionHelper, enableDownPayment, null, false, "1"); |
| |
| assertNotNull(getLoanProductsProductResponse); |
| assertEquals(enableDownPayment, getLoanProductsProductResponse.getEnableDownPayment()); |
| |
| // create loan account with amount 1250 |
| |
| final Integer loanId = createLoanAccountMultipleRepaymentsDisbursement(clientId, getLoanProductsProductResponse.getId(), "1250", |
| loanExternalIdStr, LoanProductTestBuilder.DEFAULT_STRATEGY); |
| |
| // Retrieve Loan with loanId |
| |
| GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue()); |
| |
| // verify down-payment details for Loan |
| assertNotNull(loanDetails); |
| assertEquals(enableDownPayment, loanDetails.getEnableDownPayment()); |
| |
| // verify loan schedule |
| assertNotNull(loanDetails.getRepaymentSchedule()); |
| |
| // first period [2023-03-03 to 2023-04-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(1), 417.0, 1, LocalDate.of(2023, 3, 3), |
| LocalDate.of(2023, 4, 3), false); |
| |
| // second period [2023-04-03 to 2023-05-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(2), 417.0, 2, LocalDate.of(2023, 4, 3), |
| LocalDate.of(2023, 5, 3), false); |
| |
| // third period [2023-05-03 to 2023-06-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(3), 416.0, 3, LocalDate.of(2023, 5, 3), |
| LocalDate.of(2023, 6, 3), false); |
| |
| // disbursement |
| loanTransactionHelper.disburseLoanWithTransactionAmount("03 March 2023", loanId, "1250"); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue()); |
| |
| assertNotNull(loanDetails.getRepaymentSchedule()); |
| |
| // first period [2023-03-03 to 2023-04-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(1), 417.0, 1, LocalDate.of(2023, 3, 3), |
| LocalDate.of(2023, 4, 3), false); |
| |
| // second period [2023-04-03 to 2023-05-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(2), 417.0, 2, LocalDate.of(2023, 4, 3), |
| LocalDate.of(2023, 5, 3), false); |
| |
| // third period [2023-05-03 to 2023-06-03] regular installment |
| verifyPeriodDetails(loanDetails.getRepaymentSchedule().getPeriods().get(3), 416.0, 3, LocalDate.of(2023, 5, 3), |
| LocalDate.of(2023, 6, 3), false); |
| |
| } finally { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE); |
| } |
| |
| } |
| |
| private void verifyPeriodDetails(GetLoansLoanIdRepaymentPeriod period, double expectedAmount, int expectedPeriodNumber, |
| LocalDate expectedPeriodFromDate, LocalDate expectedPeriodDueDate, boolean isComplete) { |
| assertEquals(expectedPeriodNumber, period.getPeriod()); |
| assertEquals(expectedPeriodFromDate, period.getFromDate()); |
| assertEquals(expectedPeriodDueDate, period.getDueDate()); |
| assertEquals(expectedAmount, period.getTotalInstallmentAmountForPeriod()); |
| assertEquals(isComplete, period.getComplete()); |
| } |
| |
| private Integer createLoanAccountMultipleRepaymentsDisbursement(final Integer clientID, final Long loanProductID, |
| final String principalAmount, final String externalId, final String repaymentStartegy) { |
| |
| String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal(principalAmount).withLoanTermFrequency("3") |
| .withLoanTermFrequencyAsMonths().withNumberOfRepayments("3").withRepaymentEveryAfter("1") |
| .withRepaymentFrequencyTypeAsMonths().withInterestRatePerPeriod("0").withInterestTypeAsDecliningBalance() |
| .withAmortizationTypeAsEqualInstallments().withInterestCalculationPeriodTypeSameAsRepaymentPeriod() |
| .withExpectedDisbursementDate("03 March 2023").withSubmittedOnDate("03 March 2023").withLoanType("individual") |
| .withExternalId(externalId).withRepaymentStrategy(repaymentStartegy) |
| .build(clientID.toString(), loanProductID.toString(), null); |
| |
| final Integer loanId = loanTransactionHelper.getLoanId(loanApplicationJSON); |
| loanTransactionHelper.approveLoan("03 March 2023", "1250", loanId, null); |
| return loanId; |
| } |
| |
| private GetLoanProductsProductIdResponse createLoanProductWithEnableDownPaymentAndMultipleDisbursements( |
| LoanTransactionHelper loanTransactionHelper, Boolean enableDownPayment, String disbursedAmountPercentageForDownPayment, |
| boolean enableAutoRepaymentForDownPayment, String installmentAmountInMultiplesOf) { |
| final String loanProductJSON = new LoanProductTestBuilder().withPrincipal("1000").withRepaymentTypeAsMonth() |
| .withRepaymentAfterEvery("1").withNumberOfRepayments("3").withRepaymentTypeAsMonth().withinterestRatePerPeriod("0") |
| .withInterestRateFrequencyTypeAsMonths().withInterestTypeAsDecliningBalance().withAmortizationTypeAsEqualInstallments() |
| .withInterestCalculationPeriodTypeAsRepaymentPeriod(true).withDaysInMonth("30").withDaysInYear("365") |
| .withMoratorium("0", "0").withMultiDisburse().withDisallowExpectedDisbursements(true) |
| .withEnableDownPayment(enableDownPayment, disbursedAmountPercentageForDownPayment, enableAutoRepaymentForDownPayment) |
| .withInstallmentAmountInMultiplesOf(installmentAmountInMultiplesOf).build(null); |
| final Integer loanProductId = loanTransactionHelper.getLoanProductId(loanProductJSON); |
| return loanTransactionHelper.getLoanProduct(loanProductId); |
| } |
| |
| } |
