| /** |
| * Licensed to the Apache Software Foundation (ASF) under one |
| * or more contributor license agreements. See the NOTICE file |
| * distributed with this work for additional information |
| * regarding copyright ownership. The ASF licenses this file |
| * to you under the Apache License, Version 2.0 (the |
| * "License"); you may not use this file except in compliance |
| * with the License. You may obtain a copy of the License at |
| * |
| * http://www.apache.org/licenses/LICENSE-2.0 |
| * |
| * Unless required by applicable law or agreed to in writing, |
| * software distributed under the License is distributed on an |
| * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY |
| * KIND, either express or implied. See the License for the |
| * specific language governing permissions and limitations |
| * under the License. |
| */ |
| package org.apache.fineract.integrationtests; |
| |
| import static org.junit.jupiter.api.Assertions.assertEquals; |
| import static org.junit.jupiter.api.Assertions.assertTrue; |
| |
| import com.google.gson.Gson; |
| import io.restassured.builder.RequestSpecBuilder; |
| import io.restassured.builder.ResponseSpecBuilder; |
| import io.restassured.http.ContentType; |
| import io.restassured.specification.RequestSpecification; |
| import io.restassured.specification.ResponseSpecification; |
| import java.text.DateFormat; |
| import java.text.SimpleDateFormat; |
| import java.util.ArrayList; |
| import java.util.Calendar; |
| import java.util.HashMap; |
| import java.util.List; |
| import java.util.Locale; |
| import org.apache.fineract.integrationtests.common.ClientHelper; |
| import org.apache.fineract.integrationtests.common.CommonConstants; |
| import org.apache.fineract.integrationtests.common.Utils; |
| import org.apache.fineract.integrationtests.common.accounting.Account; |
| import org.apache.fineract.integrationtests.common.accounting.AccountHelper; |
| import org.apache.fineract.integrationtests.common.accounting.JournalEntry; |
| import org.apache.fineract.integrationtests.common.accounting.JournalEntryHelper; |
| import org.apache.fineract.integrationtests.common.charges.ChargesHelper; |
| import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanStatusChecker; |
| import org.apache.fineract.integrationtests.common.loans.LoanTestLifecycleExtension; |
| import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper; |
| import org.junit.jupiter.api.Assertions; |
| import org.junit.jupiter.api.BeforeEach; |
| import org.junit.jupiter.api.Test; |
| import org.junit.jupiter.api.extension.ExtendWith; |
| import org.slf4j.Logger; |
| import org.slf4j.LoggerFactory; |
| |
| @SuppressWarnings({ "rawtypes", "unchecked" }) |
| @ExtendWith(LoanTestLifecycleExtension.class) |
| public class ClientLoanChargeRefundIntegrationTest { |
| |
| private static final Logger LOG = LoggerFactory.getLogger(ClientLoanChargeRefundIntegrationTest.class); |
| |
| private Integer disbursedLoanID; |
| private Account assetAccount; |
| private Account feeIncomeAccount; |
| private Account penaltyIncomeAccount; |
| private Account expenseAccount; |
| private Account overpaymentAccount; |
| private static final String ZERO_INTEREST_RATE = "0"; |
| private static final String FOUR_INSTALLMENTS = "4"; |
| private static final String NONE = "1"; |
| private static final String CASH_BASED = "2"; |
| private static final String ACCRUAL_PERIODIC = "3"; |
| private static final String MAKE_REPAYMENT_COMMAND = "repayment"; |
| private static final String OVERPAID = "overpaid"; |
| private static final String CLOSED_OBLIGATION_MET = "closedObligationsMet"; |
| private static final String ACTIVE = "active"; |
| |
| /* |
| * loan disbursed: 4 installments of 3000; zero % interest; a specified due date charge of 120 is added and the |
| * amount is allocated to installment 2; allocation strategy is penalty, fees, interest, principal |
| */ |
| private static final Float oneInstallment = 3000.00f; |
| private static final Float fullLoan = 3000.00f * 4; |
| private static final Float fullChargeRefundAmount = 120.00f; |
| private static final Float oneThirdChargeRefundAmount = 40.00f; |
| |
| private ResponseSpecification responseSpec; |
| private RequestSpecification requestSpec; |
| private LoanTransactionHelper loanTransactionHelper; |
| private LoanTransactionHelper loanTransactionHelperValidationError; |
| private AccountHelper accountHelper; |
| private JournalEntryHelper journalEntryHelper; |
| private Integer createdRepaymentTypeResourceId; |
| |
| @BeforeEach |
| public void setup() { |
| Utils.initializeRESTAssured(); |
| this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build(); |
| this.loanTransactionHelperValidationError = new LoanTransactionHelper(this.requestSpec, new ResponseSpecBuilder().build()); |
| this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey()); |
| this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build(); |
| this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec); |
| this.accountHelper = new AccountHelper(this.requestSpec, this.responseSpec); |
| this.assetAccount = this.accountHelper.createAssetAccount(); |
| this.feeIncomeAccount = this.accountHelper.createIncomeAccount(); |
| this.penaltyIncomeAccount = this.accountHelper.createIncomeAccount(); |
| this.expenseAccount = this.accountHelper.createExpenseAccount(); |
| this.overpaymentAccount = this.accountHelper.createLiabilityAccount(); |
| this.journalEntryHelper = new JournalEntryHelper(this.requestSpec, this.responseSpec); |
| } |
| |
| @Test |
| public void fullRefundAndReverseOfPaidChargeSucceedsTest_Active_Active() { |
| testRefundAndReverseOfPaidChargeSucceeds(oneInstallment + fullChargeRefundAmount, fullChargeRefundAmount, ACTIVE, ACTIVE); |
| } |
| |
| @Test |
| public void fullRefundAndReverseOfPaidChargeSucceedsTest_Active_Com() { |
| testRefundAndReverseOfPaidChargeSucceeds(fullLoan, fullChargeRefundAmount, ACTIVE, CLOSED_OBLIGATION_MET); |
| } |
| |
| @Test |
| public void fullRefundAndReverseOfPaidChargeSucceedsTest_Active_Overpaid() { |
| testRefundAndReverseOfPaidChargeSucceeds(fullLoan + 50.00f, fullChargeRefundAmount, ACTIVE, OVERPAID); |
| } |
| |
| @Test |
| public void fullRefundAndReverseOfPaidChargeSucceedsTest_Com_Overpaid() { |
| testRefundAndReverseOfPaidChargeSucceeds(fullLoan + fullChargeRefundAmount, fullChargeRefundAmount, CLOSED_OBLIGATION_MET, |
| OVERPAID); |
| } |
| |
| @Test |
| public void fullRefundAndReverseOfPaidChargeSucceedsTest_Overpaid_Overpaid() { |
| testRefundAndReverseOfPaidChargeSucceeds(fullLoan + fullChargeRefundAmount + 50.00f, fullChargeRefundAmount, OVERPAID, OVERPAID); |
| } |
| |
| @Test |
| public void partialRefundAndReverseOfPaidChargeSucceedsTest_Active_Active() { |
| testRefundAndReverseOfPaidChargeSucceeds(fullLoan, oneThirdChargeRefundAmount, ACTIVE, ACTIVE); |
| } |
| |
| @Test |
| public void partialRefundAndReverseOfPaidChargeSucceedsTest_Active_Com() { |
| testRefundAndReverseOfPaidChargeSucceeds(fullLoan + (oneThirdChargeRefundAmount * 2), oneThirdChargeRefundAmount, ACTIVE, |
| CLOSED_OBLIGATION_MET); |
| } |
| |
| @Test |
| public void partialRefundAndReverseOfPaidChargeSucceedsTest_Active_Overpaid() { |
| testRefundAndReverseOfPaidChargeSucceeds(fullLoan + (oneThirdChargeRefundAmount * 2) + 1.0f, oneThirdChargeRefundAmount, ACTIVE, |
| OVERPAID); |
| } |
| |
| private void testRefundAndReverseOfPaidChargeSucceeds(final Float repaymentAmount, final Float refundAmount, |
| final String expectedPostRepaymentStatus, final String expectedPostRefundStatus) { |
| // disburse, repay, add charge, charge refund and reverse charge refund |
| Integer loanChargeId = disburseAddChargeAndRepay(repaymentAmount, expectedPostRepaymentStatus, NONE, true); |
| |
| Float totalOutstandingPreRefund = getLoanDetailsSummaryTotalOutstanding(disbursedLoanID); |
| Float overpaidPreRefund = getLoanDetailsTotalOverpaidAmount(disbursedLoanID); |
| |
| Float expectedTotalOutstandingPostRefund = null; |
| Float expectedOverpaidPostRefund = null; |
| if (totalOutstandingPreRefund.compareTo(refundAmount) >= 0) { |
| expectedTotalOutstandingPostRefund = totalOutstandingPreRefund - refundAmount; |
| expectedOverpaidPostRefund = 0.0f; |
| } else { |
| expectedTotalOutstandingPostRefund = 0.0f; |
| if (totalOutstandingPreRefund == 0.0f) { |
| expectedOverpaidPostRefund = overpaidPreRefund + refundAmount; |
| } else { |
| expectedOverpaidPostRefund = refundAmount - totalOutstandingPreRefund; |
| } |
| } |
| |
| LOG.info("-------------Loancharge Refund -----------"); |
| final Integer installmentNumber = null; |
| final String externalId = null; |
| Integer chargeRefundTxnId = (Integer) this.loanTransactionHelper.loanChargeRefund(loanChargeId, installmentNumber, refundAmount, |
| externalId, this.disbursedLoanID, "resourceId"); |
| HashMap loanStatusHashMap = (HashMap) this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, disbursedLoanID, |
| "status"); |
| assertTrue((Boolean) loanStatusHashMap.get(expectedPostRefundStatus), "Invalid Post Refund Status"); |
| |
| Float totalOutstandingPostRefund = getLoanDetailsSummaryTotalOutstanding(disbursedLoanID); |
| Float overpaidPostRefund = getLoanDetailsTotalOverpaidAmount(disbursedLoanID); |
| |
| Assertions.assertEquals(expectedTotalOutstandingPostRefund, totalOutstandingPostRefund, "Incorrect totalOutstanding Post Refund"); |
| Assertions.assertEquals(expectedOverpaidPostRefund, overpaidPostRefund, "Incorrect overpaid Post Refund"); |
| |
| verifyPaidByEntry(disbursedLoanID, chargeRefundTxnId, refundAmount); |
| |
| LOG.info("-------------Reverse Loancharge Refund -----------"); |
| final String reverseDate = getTodaysDate(); |
| final Float adjustmentAmount = 0.0f; |
| HashMap reverseHashMap = (HashMap) this.loanTransactionHelper.adjustLoanTransaction(disbursedLoanID, chargeRefundTxnId, reverseDate, |
| adjustmentAmount.toString(), ""); |
| loanStatusHashMap = (HashMap) this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, disbursedLoanID, |
| "status"); |
| assertTrue((Boolean) loanStatusHashMap.get(expectedPostRepaymentStatus), "Invalid Post Reversed Status"); |
| |
| Float totalOutstandingPostReverse = getLoanDetailsSummaryTotalOutstanding(disbursedLoanID); |
| Float overpaidPostReverse = getLoanDetailsTotalOverpaidAmount(disbursedLoanID); |
| |
| Assertions.assertEquals(totalOutstandingPreRefund, totalOutstandingPostReverse, "Incorrect totalOutstanding Post Reverse"); |
| Assertions.assertEquals(overpaidPreRefund, overpaidPostReverse, "Incorrect overpaid Post Reverse"); |
| |
| } |
| |
| @Test |
| public void refundOfUnpaidChargeFailsTest() { |
| |
| final Float repaymentAmount = 3000.00f; // pays installment one but none of added charge |
| Integer loanChargeId = disburseAddChargeAndRepay(repaymentAmount, ACTIVE, NONE, false); |
| |
| LOG.info("-------------Loancharge Refund -----------"); |
| final Float refundAmount = 60.00f; |
| final Integer installmentNumber = null; |
| final String externalId = null; |
| ArrayList<HashMap> errors = (ArrayList<HashMap>) this.loanTransactionHelperValidationError.loanChargeRefund(loanChargeId, |
| installmentNumber, refundAmount, externalId, this.disbursedLoanID, CommonConstants.RESPONSE_ERROR); |
| assertEquals("error.msg.loan.charge.transaction.amount.is.more.than.is.refundable", |
| errors.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE)); |
| } |
| |
| @Test |
| public void refundingMoreThanPaidFailsTest() { |
| |
| final Float repaymentAmount = 3090.00f; // pays installment one and 90 (not all) of added charge |
| Integer loanChargeId = disburseAddChargeAndRepay(repaymentAmount, ACTIVE, NONE, false); |
| |
| LOG.info("-------------Loancharge Refund -----------"); |
| final Float refundAmount = 90.01f; // 0.01 more than paid. |
| final Integer installmentNumber = null; |
| final String externalId = null; |
| ArrayList<HashMap> errors = (ArrayList<HashMap>) this.loanTransactionHelperValidationError.loanChargeRefund(loanChargeId, |
| installmentNumber, refundAmount, externalId, this.disbursedLoanID, CommonConstants.RESPONSE_ERROR); |
| |
| assertEquals("error.msg.loan.charge.transaction.amount.is.more.than.is.refundable", |
| errors.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE)); |
| |
| } |
| |
| @Test |
| public void onyRefundElementNotRepaymentElementUsedToCalculateRefundableAmountTest() { |
| final Float chargeAmountPaid = 60.00f; |
| final Float repaymentAmount = 3000.00f + chargeAmountPaid; |
| // covers Installment 1 plus half of 120 charge added to installment 2 |
| Integer loanChargeId = disburseAddChargeAndRepay(repaymentAmount, ACTIVE, NONE, false); |
| |
| LOG.info("-------------Loancharge Refund 1 -----------"); |
| final Float refundAmount = chargeAmountPaid; // refund charge paid |
| final Integer installmentNumber = null; |
| final String externalId = null; |
| Integer chargeRefundTxnId = (Integer) this.loanTransactionHelper.loanChargeRefund(loanChargeId, installmentNumber, refundAmount, |
| externalId, this.disbursedLoanID, "resourceId"); |
| HashMap loanDetailsHashMap = (HashMap) this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, |
| disbursedLoanID, ""); |
| // refund 60 pays off remainder of charge leaving an amount 60 that could be refunded |
| |
| LOG.info("-------------Loancharge Refund 2 -----------"); |
| final Float smallRefund = 0.01f; |
| chargeRefundTxnId = (Integer) this.loanTransactionHelper.loanChargeRefund(loanChargeId, installmentNumber, smallRefund, externalId, |
| this.disbursedLoanID, "resourceId"); |
| loanDetailsHashMap = (HashMap) this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, disbursedLoanID, ""); |
| |
| } |
| |
| @Test |
| public void refundOfPartiallyPaidChargeCanRepayMoreOfSameChargeTest() { |
| final Float chargeAmountPaid = 80.00f; |
| final Float chargeAmountFull = 120.00f; |
| final Float chargeAmountOutstanding = chargeAmountFull - chargeAmountPaid; |
| final Float repaymentAmount = 3000.00f + chargeAmountPaid; |
| // covers Installment 1 plus two thirds of 120 charge added to installment 2 |
| Integer loanChargeId = disburseAddChargeAndRepay(repaymentAmount, ACTIVE, NONE, false); |
| Float feeChargesPaid = getLoanDetailsSummaryfeeChargesPaid(disbursedLoanID); |
| Assertions.assertEquals(feeChargesPaid, chargeAmountPaid, "Incorrect Partial feeChargesPaid"); |
| |
| LOG.info("-------------Loancharge Refund -----------"); |
| final Float refundAmount = chargeAmountPaid; // refund charge paid |
| final Integer installmentNumber = null; |
| final String externalId = null; |
| Integer chargeRefundTxnId = (Integer) this.loanTransactionHelper.loanChargeRefund(loanChargeId, installmentNumber, refundAmount, |
| externalId, this.disbursedLoanID, "resourceId"); |
| feeChargesPaid = getLoanDetailsSummaryfeeChargesPaid(disbursedLoanID); |
| Assertions.assertEquals(feeChargesPaid, chargeAmountFull, "Incorrect Full feeChargesPaid"); |
| |
| ArrayList<HashMap> loanChargePaidByList = (ArrayList<HashMap>) this.loanTransactionHelper.getLoanTransactionDetails(disbursedLoanID, |
| chargeRefundTxnId, "loanChargePaidByList"); |
| Assertions.assertNotNull(loanChargePaidByList); |
| Assertions.assertEquals(loanChargePaidByList.size(), 2); |
| // expecting 2 entries 1)-80 refund 2) 40 repayment |
| Float paidByAmount1 = (Float) loanChargePaidByList.get(0).get("amount"); |
| Assertions.assertNotNull(paidByAmount1); |
| Assertions.assertNotEquals(paidByAmount1, 0.0f); |
| Float paidByAmount2 = (Float) loanChargePaidByList.get(1).get("amount"); |
| Assertions.assertNotNull(paidByAmount2); |
| Assertions.assertNotEquals(paidByAmount2, 0.0f); |
| |
| if (paidByAmount1 < 0.0f) { |
| Assertions.assertEquals(paidByAmount1, chargeAmountPaid * -1, "Refund Element Incorrect"); |
| } else { |
| Assertions.assertEquals(paidByAmount1, chargeAmountOutstanding, "Repayment Element Incorrect"); |
| } |
| if (paidByAmount2 < 0.0f) { |
| Assertions.assertEquals(paidByAmount2, chargeAmountPaid * -1, "Refund Element Incorrect"); |
| } else { |
| Assertions.assertEquals(paidByAmount2, chargeAmountOutstanding, "Repayment Element Incorrect"); |
| } |
| |
| } |
| |
| @Test |
| public void chargeRefundCreatesCorrectJournalEntriesForPeriodicAccruals_Fee_Test() { |
| chargeRefundCreatesCorrectJournalEntries(ACCRUAL_PERIODIC, false); |
| } |
| |
| @Test |
| public void chargeRefundCreatesCorrectJournalEntriesForCashAccounting_Fee_Test() { |
| chargeRefundCreatesCorrectJournalEntries(CASH_BASED, false); |
| } |
| |
| @Test |
| public void chargeRefundCreatesCorrectJournalEntriesForPeriodicAccruals_Penalty_Test() { |
| chargeRefundCreatesCorrectJournalEntries(ACCRUAL_PERIODIC, true); |
| } |
| |
| @Test |
| public void chargeRefundCreatesCorrectJournalEntriesForCashAccounting_Penalty_Test() { |
| chargeRefundCreatesCorrectJournalEntries(CASH_BASED, true); |
| } |
| |
| private void chargeRefundCreatesCorrectJournalEntries(final String accountingType, final boolean penalty) { |
| |
| final Float repaymentAmount = fullLoan + fullChargeRefundAmount; |
| Integer loanChargeId = disburseAddChargeAndRepay(repaymentAmount, CLOSED_OBLIGATION_MET, accountingType, penalty); |
| |
| LOG.info("-------------Loancharge Refund -----------"); |
| final Integer installmentNumber = null; |
| final String externalId = null; |
| Integer chargeRefundTxnId = (Integer) this.loanTransactionHelper.loanChargeRefund(loanChargeId, installmentNumber, |
| oneThirdChargeRefundAmount, externalId, this.disbursedLoanID, "resourceId"); |
| final String txnDate = getTodaysDate(); |
| |
| Account incomeAccount = feeIncomeAccount; |
| if (penalty) { |
| incomeAccount = penaltyIncomeAccount; |
| } |
| |
| this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, txnDate, |
| new JournalEntry(oneThirdChargeRefundAmount, JournalEntry.TransactionType.CREDIT)); |
| this.journalEntryHelper.checkJournalEntryForLiabilityAccount(overpaymentAccount, txnDate, |
| new JournalEntry(oneThirdChargeRefundAmount, JournalEntry.TransactionType.CREDIT)); |
| this.journalEntryHelper.checkJournalEntryForIncomeAccount(incomeAccount, txnDate, |
| new JournalEntry(oneThirdChargeRefundAmount, JournalEntry.TransactionType.DEBIT)); |
| |
| LOG.info("-------------Reverse Loancharge Refund -----------"); |
| final String reverseDate = getTodaysDate(); |
| final Float adjustmentAmount = 0.0f; |
| HashMap reverseHashMap = (HashMap) this.loanTransactionHelper.adjustLoanTransaction(disbursedLoanID, chargeRefundTxnId, reverseDate, |
| adjustmentAmount.toString(), ""); |
| |
| this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, txnDate, |
| new JournalEntry(oneThirdChargeRefundAmount, JournalEntry.TransactionType.DEBIT)); |
| this.journalEntryHelper.checkJournalEntryForLiabilityAccount(overpaymentAccount, txnDate, |
| new JournalEntry(oneThirdChargeRefundAmount, JournalEntry.TransactionType.DEBIT)); |
| this.journalEntryHelper.checkJournalEntryForIncomeAccount(incomeAccount, txnDate, |
| new JournalEntry(oneThirdChargeRefundAmount, JournalEntry.TransactionType.CREDIT)); |
| |
| } |
| |
| @Test |
| public void repaymentReversalDisallowedIfLaterChargeRefundTest() { |
| |
| // repayment covers 2 installments plus charge |
| final Float repaymentAmount = oneInstallment + oneInstallment + fullChargeRefundAmount; |
| final Integer loanChargeId = disburseAddChargeAndRepay(repaymentAmount, ACTIVE, ACCRUAL_PERIODIC, false); |
| final Integer repayment1Id = createdRepaymentTypeResourceId; |
| |
| final String repayment2Date = "20 January 2022"; |
| final Float repayment2Amount = oneInstallment; // installment 3 |
| makeRepaymentType(MAKE_REPAYMENT_COMMAND, repayment2Date, repayment2Amount); |
| Integer repayment2Id = createdRepaymentTypeResourceId; |
| |
| LOG.info("-------------Loancharge Refund -----------"); |
| final Integer installmentNumber = null; |
| final String externalId = null; |
| final Integer chargeRefundTxnId = (Integer) this.loanTransactionHelper.loanChargeRefund(loanChargeId, installmentNumber, |
| oneThirdChargeRefundAmount, externalId, this.disbursedLoanID, "resourceId"); |
| |
| final String reverseDate = getTodaysDate(); |
| final Float adjustmentAmount = 0.0f; |
| LOG.info("-------------Reverse Repayment 2 -----------"); |
| ArrayList<HashMap> errors = (ArrayList<HashMap>) this.loanTransactionHelperValidationError.adjustLoanTransaction(disbursedLoanID, |
| repayment2Id, reverseDate, adjustmentAmount.toString(), CommonConstants.RESPONSE_ERROR); |
| |
| assertEquals("error.msg.loan.transaction.cant.be.reversed.because.later.charge.refund.exists", |
| errors.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE)); |
| } |
| |
| @Test |
| public void repaymentNotAllowedIfLaterChargeRefundTest() { |
| |
| // repayment covers 2 installments plus charge |
| final Float repaymentAmount = oneInstallment + oneInstallment + fullChargeRefundAmount; |
| final Integer loanChargeId = disburseAddChargeAndRepay(repaymentAmount, ACTIVE, ACCRUAL_PERIODIC, false); |
| |
| LOG.info("-------------Loancharge Refund -----------"); |
| final Integer installmentNumber = null; |
| final String externalId = null; |
| final Integer chargeRefundTxnId = (Integer) this.loanTransactionHelper.loanChargeRefund(loanChargeId, installmentNumber, |
| oneThirdChargeRefundAmount, externalId, this.disbursedLoanID, "resourceId"); |
| |
| final String repayment2Date = "20 January 2022"; |
| final Float repayment2Amount = oneInstallment; // installment 3 |
| ArrayList<HashMap> errors = (ArrayList<HashMap>) this.loanTransactionHelperValidationError.makeRepaymentTypePayment( |
| MAKE_REPAYMENT_COMMAND, repayment2Date, repayment2Amount, this.disbursedLoanID, CommonConstants.RESPONSE_ERROR); |
| |
| assertEquals("error.msg.loan.transaction.cant.be.created.because.later.charge.refund.exists", |
| errors.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE)); |
| |
| } |
| |
| private void disburseLoanOfAccountingRule(final String accountingType, final String loanAmount, final String loanDate, |
| final boolean penalty) { |
| this.disbursedLoanID = fromStartToDisburseLoan(loanDate, loanAmount, penalty, accountingType, assetAccount, feeIncomeAccount, |
| expenseAccount, overpaymentAccount); |
| } |
| |
| private Integer fromStartToDisburseLoan(String submitApproveDisburseDate, String principal, final boolean penalty, |
| final String accountingRule, final Account... accounts) { |
| |
| final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec); |
| ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID); |
| |
| boolean allowMultipleDisbursals = false; |
| final Integer loanProductID = createLoanProduct(principal, allowMultipleDisbursals, accountingRule, accounts); |
| Assertions.assertNotNull(loanProductID); |
| // if (penalty) { |
| LOG.info("-----------------------------------Setting Specific Penalty Income Account-----------------------------------------"); |
| final String accountId = penaltyIncomeAccount.getAccountID().toString(); |
| final String putURL = "/fineract-provider/api/v1/loanproducts/" + loanProductID + "?" + Utils.TENANT_IDENTIFIER; |
| |
| final HashMap<String, Object> map = new HashMap<>(); |
| map.put("incomeFromPenaltyAccountId", accountId); |
| final String jsonBodyToSend = new Gson().toJson(map); |
| Utils.performServerPut(requestSpec, responseSpec, putURL, jsonBodyToSend); |
| // } |
| |
| final List<HashMap> charges = null; |
| final Integer loanID = applyForLoanApplication(clientID, loanProductID, charges, principal, submitApproveDisburseDate); |
| Assertions.assertNotNull(loanID); |
| HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID); |
| LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap); |
| |
| LOG.info("-----------------------------------APPROVE LOAN-----------------------------------------"); |
| loanStatusHashMap = this.loanTransactionHelper.approveLoan(submitApproveDisburseDate, loanID); |
| LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap); |
| LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap); |
| |
| LOG.info("-------------------------------DISBURSE LOAN -------------------------------------------"); // |
| // String loanDetails = this.loanTransactionHelper.getLoanDetails(this.requestSpec, this.responseSpec, loanID); |
| loanStatusHashMap = this.loanTransactionHelper.disburseLoanWithNetDisbursalAmount(submitApproveDisburseDate, loanID, principal); |
| LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap); |
| return loanID; |
| } |
| |
| private HashMap makeRepaymentType(final String repaymentTypeCommand, final String repaymentDate, final Float repayment) { |
| LOG.info("-------------Make repayment Type -----------"); |
| createdRepaymentTypeResourceId = (Integer) this.loanTransactionHelper.makeRepaymentTypePayment(repaymentTypeCommand, repaymentDate, |
| repayment, this.disbursedLoanID, "resourceId"); |
| HashMap loanStatusHashMap = (HashMap) this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, disbursedLoanID, |
| "status"); |
| return loanStatusHashMap; |
| } |
| |
| private static String getLoanChargeAsJSON(final String chargeId, final String dueDate, final String amount, final String externalId) { |
| final HashMap<String, String> map = new HashMap<>(); |
| map.put("locale", "en_GB"); |
| map.put("dateFormat", "dd MMMM yyyy"); |
| map.put("amount", amount); |
| map.put("dueDate", dueDate); |
| map.put("chargeId", chargeId); |
| map.put("externalId", externalId); |
| String json = new Gson().toJson(map); |
| LOG.info("{}", json); |
| return json; |
| } |
| |
| private Integer createLoanProduct(final String principal, final boolean multiDisburseLoan, final String accountingRule, |
| final Account... accounts) { |
| LOG.info("------------------------------CREATING NEW LOAN PRODUCT ---------------------------------------"); |
| LoanProductTestBuilder builder = new LoanProductTestBuilder() // |
| .withPrincipal(principal) // |
| .withNumberOfRepayments("4") // |
| .withRepaymentAfterEvery("1") // |
| .withRepaymentTypeAsMonth() // |
| .withinterestRatePerPeriod("0") // |
| .withInterestRateFrequencyTypeAsMonths() // |
| .withAmortizationTypeAsEqualInstallments() // |
| .withInterestTypeAsDecliningBalance() // |
| .withTranches(multiDisburseLoan) // |
| .withAccounting(accountingRule, accounts); |
| if (multiDisburseLoan) { |
| builder = builder.withInterestCalculationPeriodTypeAsRepaymentPeriod(true); |
| } |
| final String loanProductJSON = builder.build(null); |
| return this.loanTransactionHelper.getLoanProductId(loanProductJSON); |
| } |
| |
| private Integer applyForLoanApplication(final Integer clientID, final Integer loanProductID, List<HashMap> charges, String principal, |
| String loanDate) { |
| LOG.info("--------------------------------APPLYING FOR LOAN APPLICATION--------------------------------"); |
| final String savingsId = null; |
| final String loanApplicationJSON = new LoanApplicationTestBuilder() // |
| .withPrincipal(principal) // |
| .withLoanTermFrequency("4") // |
| .withLoanTermFrequencyAsMonths() // |
| .withNumberOfRepayments(FOUR_INSTALLMENTS) // |
| .withRepaymentEveryAfter("1") // |
| .withRepaymentFrequencyTypeAsMonths() // |
| .withInterestRatePerPeriod(ZERO_INTEREST_RATE) // |
| .withAmortizationTypeAsEqualInstallments() // |
| .withInterestTypeAsDecliningBalance() // |
| .withInterestCalculationPeriodTypeSameAsRepaymentPeriod() // |
| .withExpectedDisbursementDate(loanDate) // |
| .withSubmittedOnDate(loanDate) // |
| .withCharges(charges).build(clientID.toString(), loanProductID.toString(), savingsId); |
| return this.loanTransactionHelper.getLoanId(loanApplicationJSON); |
| } |
| |
| private Integer disburseAddChargeAndRepay(final Float repaymentAmount, final String expectedPostRepaymentStatus, |
| final String accountingType, final boolean penalty) { |
| final String loanDate = "01 January 2022"; |
| final String loanAmount = "12,000.00"; |
| disburseLoanOfAccountingRule(accountingType, loanAmount, loanDate, penalty); |
| |
| final Integer charge = ChargesHelper.createCharges(requestSpec, responseSpec, ChargesHelper |
| .getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_PERCENTAGE_AMOUNT_AND_INTEREST, "1", penalty)); |
| |
| final String externalId = null; |
| final float amount = 1.0f; |
| final String chargeDueDate = "15 February 2022"; // will be added to the 2nd installment (March) |
| final Integer loanChargeId = this.loanTransactionHelper.addChargesForLoan(this.disbursedLoanID, |
| getLoanChargeAsJSON(String.valueOf(charge), chargeDueDate, String.valueOf(amount), externalId)); |
| Assertions.assertNotNull(loanChargeId); |
| |
| final String repaymentDate = "10 January 2022"; |
| HashMap loanStatusHashMap = makeRepaymentType(MAKE_REPAYMENT_COMMAND, repaymentDate, repaymentAmount); |
| assertTrue((Boolean) loanStatusHashMap.get(expectedPostRepaymentStatus)); |
| return loanChargeId; |
| } |
| |
| private Float getLoanDetailsSummaryTotalOutstanding(final Integer loanId) { |
| |
| HashMap loanDetailsHashMap = (HashMap) this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, loanId, |
| "summary"); |
| Float amount = (Float) loanDetailsHashMap.get("totalOutstanding"); |
| if (amount == null) { |
| amount = 0.0f; |
| } |
| return amount; |
| } |
| |
| private Float getLoanDetailsSummaryfeeChargesPaid(final Integer loanId) { |
| |
| HashMap loanDetailsHashMap = (HashMap) this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, loanId, |
| "summary"); |
| Float amount = (Float) loanDetailsHashMap.get("feeChargesPaid"); |
| if (amount == null) { |
| amount = 0.0f; |
| } |
| return amount; |
| } |
| |
| private Float getLoanDetailsTotalOverpaidAmount(final Integer loanId) { |
| |
| Float amount = (Float) this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, loanId, "totalOverpaid"); |
| if (amount == null) { |
| amount = 0.0f; |
| } |
| return amount; |
| } |
| |
| private void verifyPaidByEntry(final Integer loanId, final Integer chargeRefundTxnId, final Float refundAmount) { |
| ArrayList<HashMap> loanChargePaidByList = (ArrayList<HashMap>) this.loanTransactionHelper.getLoanTransactionDetails(loanId, |
| chargeRefundTxnId, "loanChargePaidByList"); |
| Assertions.assertNotNull(loanChargePaidByList); |
| Assertions.assertEquals(loanChargePaidByList.size(), 1); |
| |
| Float paidByAmount = (Float) loanChargePaidByList.get(0).get("amount") * -1; |
| Assertions.assertEquals(refundAmount, paidByAmount, "Incorrect Paid By Amount"); |
| } |
| |
| private String getTodaysDate() { |
| DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy", Locale.US); |
| dateFormat.setTimeZone(Utils.getTimeZoneOfTenant()); |
| Calendar todaysDate = Calendar.getInstance(Utils.getTimeZoneOfTenant()); |
| return dateFormat.format(todaysDate.getTime()); |
| } |
| |
| } |
