| /** |
| * Licensed to the Apache Software Foundation (ASF) under one |
| * or more contributor license agreements. See the NOTICE file |
| * distributed with this work for additional information |
| * regarding copyright ownership. The ASF licenses this file |
| * to you under the Apache License, Version 2.0 (the |
| * "License"); you may not use this file except in compliance |
| * with the License. You may obtain a copy of the License at |
| * |
| * http://www.apache.org/licenses/LICENSE-2.0 |
| * |
| * Unless required by applicable law or agreed to in writing, |
| * software distributed under the License is distributed on an |
| * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY |
| * KIND, either express or implied. See the License for the |
| * specific language governing permissions and limitations |
| * under the License. |
| */ |
| package org.apache.fineract.integrationtests; |
| |
| import static org.junit.jupiter.api.Assertions.assertEquals; |
| import static org.junit.jupiter.api.Assertions.assertNotNull; |
| |
| import io.restassured.builder.RequestSpecBuilder; |
| import io.restassured.builder.ResponseSpecBuilder; |
| import io.restassured.http.ContentType; |
| import io.restassured.specification.RequestSpecification; |
| import io.restassured.specification.ResponseSpecification; |
| import java.time.LocalDate; |
| import java.util.HashMap; |
| import java.util.UUID; |
| import org.apache.fineract.client.models.GetDelinquencyBucketsResponse; |
| import org.apache.fineract.client.models.GetLoanProductsProductIdResponse; |
| import org.apache.fineract.client.models.GetLoansLoanIdResponse; |
| import org.apache.fineract.client.models.PutLoanProductsProductIdRequest; |
| import org.apache.fineract.client.models.PutLoanProductsProductIdResponse; |
| import org.apache.fineract.infrastructure.businessdate.domain.BusinessDateType; |
| import org.apache.fineract.integrationtests.common.BusinessDateHelper; |
| import org.apache.fineract.integrationtests.common.ClientHelper; |
| import org.apache.fineract.integrationtests.common.GlobalConfigurationHelper; |
| import org.apache.fineract.integrationtests.common.Utils; |
| import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper; |
| import org.apache.fineract.integrationtests.common.products.DelinquencyBucketsHelper; |
| import org.junit.jupiter.api.BeforeEach; |
| import org.junit.jupiter.api.Test; |
| |
| public class LoanProductRepaymentStartDateConfigurationTest { |
| |
| private ResponseSpecification responseSpec; |
| private RequestSpecification requestSpec; |
| private LoanTransactionHelper loanTransactionHelper; |
| private ClientHelper clientHelper; |
| |
| @BeforeEach |
| public void setup() { |
| Utils.initializeRESTAssured(); |
| this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build(); |
| this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey()); |
| this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build(); |
| this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec); |
| this.clientHelper = new ClientHelper(this.requestSpec, this.responseSpec); |
| } |
| |
| @Test |
| public void loanProductWithRepaymentStartDateTypeConfigurationCreateAndModifyTest() { |
| // create product with repayment start date configuration, get , modify |
| |
| // Delinquency Bucket |
| final Integer delinquencyBucketId = DelinquencyBucketsHelper.createDelinquencyBucket(requestSpec, responseSpec); |
| final GetDelinquencyBucketsResponse delinquencyBucket = DelinquencyBucketsHelper.getDelinquencyBucket(requestSpec, responseSpec, |
| delinquencyBucketId); |
| |
| final Integer repaymentStartDateType = 2; |
| |
| // create loan product with repayment start date configuration |
| Integer loanProductId = createLoanProductWithRepaymentStartDateTypeConfiguration(loanTransactionHelper, delinquencyBucketId, |
| repaymentStartDateType); |
| |
| GetLoanProductsProductIdResponse getLoanProductsProductResponse = loanTransactionHelper.getLoanProduct(loanProductId); |
| assertNotNull(getLoanProductsProductResponse); |
| assertEquals(repaymentStartDateType, getLoanProductsProductResponse.getRepaymentStartDateType().getId().intValue()); |
| assertEquals("repaymentStartDateType.submittedOnDate", getLoanProductsProductResponse.getRepaymentStartDateType().getCode()); |
| |
| // modify loan product repayment start date configuration to disbursement date |
| |
| PutLoanProductsProductIdResponse loanProductModifyResponse = updateLoanProduct(loanTransactionHelper, |
| getLoanProductsProductResponse.getId()); |
| assertNotNull(loanProductModifyResponse); |
| |
| getLoanProductsProductResponse = loanTransactionHelper.getLoanProduct(loanProductId); |
| assertNotNull(getLoanProductsProductResponse); |
| assertEquals(1, getLoanProductsProductResponse.getRepaymentStartDateType().getId().intValue()); |
| assertEquals("repaymentStartDateType.disbursementDate", getLoanProductsProductResponse.getRepaymentStartDateType().getCode()); |
| |
| } |
| |
| @Test |
| public void loanProductWithNoRepaymentStartDateTypeConfigurationDefaultsToDisbursementDateTest() { |
| // create loan product with no configuration for repayment start date and verify that it is disbursement date by |
| // default |
| // Delinquency Bucket |
| final Integer delinquencyBucketId = DelinquencyBucketsHelper.createDelinquencyBucket(requestSpec, responseSpec); |
| final GetDelinquencyBucketsResponse delinquencyBucket = DelinquencyBucketsHelper.getDelinquencyBucket(requestSpec, responseSpec, |
| delinquencyBucketId); |
| |
| final Integer repaymentStartDateType = null; |
| |
| // create loan product with repayment start date configuration |
| Integer loanProductId = createLoanProductWithRepaymentStartDateTypeConfiguration(loanTransactionHelper, delinquencyBucketId, |
| repaymentStartDateType); |
| |
| GetLoanProductsProductIdResponse getLoanProductsProductResponse = loanTransactionHelper.getLoanProduct(loanProductId); |
| assertNotNull(getLoanProductsProductResponse); |
| assertEquals(1, getLoanProductsProductResponse.getRepaymentStartDateType().getId().intValue()); |
| assertEquals("repaymentStartDateType.disbursementDate", getLoanProductsProductResponse.getRepaymentStartDateType().getCode()); |
| } |
| |
| @Test |
| public void loanAccountWithLoanProductRepaymentStartDateTypeAsSubmittedOnDateScheduleTest() { |
| // create loan account with product with repayment start date type configuration as submitted on date, verify |
| // repayment schedule is according to submitted on date, before and after disbursements |
| try { |
| |
| // Set business date |
| LocalDate businessDate = LocalDate.of(2023, 3, 3); |
| |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, businessDate); |
| |
| // Loan ExternalId |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| |
| // set repayment start date type as submittedOn date |
| final Integer repaymentStartDateType = 2; |
| |
| // Loan Product creation with repayment start date type configuration |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductWithRepaymentStartDateTypeConfigurationAndMultipleDisbursements( |
| loanTransactionHelper, repaymentStartDateType); |
| |
| assertNotNull(getLoanProductsProductResponse); |
| assertEquals(repaymentStartDateType, getLoanProductsProductResponse.getRepaymentStartDateType().getId().intValue()); |
| assertEquals("repaymentStartDateType.submittedOnDate", getLoanProductsProductResponse.getRepaymentStartDateType().getCode()); |
| |
| // create loan account with submitted date as business date (03 March 2023) and expected disbursement date |
| // as future date (07 March 2023) |
| final Integer loanId = createLoanAccountMultipleRepaymentsDisbursement(clientId, getLoanProductsProductResponse.getId(), |
| loanExternalIdStr); |
| |
| // Retrieve Loan with loanId |
| |
| GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue()); |
| |
| assertNotNull(loanDetails); |
| |
| // verify loan schedule is according to submitted on date |
| |
| assertNotNull(loanDetails.getRepaymentSchedule()); |
| // loan term |
| assertEquals(92, loanDetails.getRepaymentSchedule().getLoanTermInDays()); |
| |
| assertEquals(4, loanDetails.getRepaymentSchedule().getPeriods().size()); |
| |
| // verify amounts |
| assertEquals(1000.0, loanDetails.getRepaymentSchedule().getTotalPrincipalExpected()); |
| |
| // first period [2023-03-03 to 2023-04-03] |
| assertEquals(1, loanDetails.getRepaymentSchedule().getPeriods().get(1).getPeriod()); |
| assertEquals(LocalDate.of(2023, 3, 3), loanDetails.getRepaymentSchedule().getPeriods().get(1).getFromDate()); |
| assertEquals(LocalDate.of(2023, 4, 3), loanDetails.getRepaymentSchedule().getPeriods().get(1).getDueDate()); |
| assertEquals(333.33, loanDetails.getRepaymentSchedule().getPeriods().get(1).getTotalInstallmentAmountForPeriod()); |
| |
| // second period [2023-04-03 to 2023-05-03] |
| assertEquals(2, loanDetails.getRepaymentSchedule().getPeriods().get(2).getPeriod()); |
| assertEquals(LocalDate.of(2023, 4, 3), loanDetails.getRepaymentSchedule().getPeriods().get(2).getFromDate()); |
| assertEquals(LocalDate.of(2023, 5, 3), loanDetails.getRepaymentSchedule().getPeriods().get(2).getDueDate()); |
| assertEquals(333.33, loanDetails.getRepaymentSchedule().getPeriods().get(2).getTotalInstallmentAmountForPeriod()); |
| |
| // third period [2023-05-03 to 2023-06-03] |
| assertEquals(3, loanDetails.getRepaymentSchedule().getPeriods().get(3).getPeriod()); |
| assertEquals(LocalDate.of(2023, 5, 3), loanDetails.getRepaymentSchedule().getPeriods().get(3).getFromDate()); |
| assertEquals(LocalDate.of(2023, 6, 3), loanDetails.getRepaymentSchedule().getPeriods().get(3).getDueDate()); |
| assertEquals(333.34, loanDetails.getRepaymentSchedule().getPeriods().get(3).getTotalInstallmentAmountForPeriod()); |
| |
| // first disbursement on a future date (7 March 2023) |
| |
| LocalDate disbursementDate = LocalDate.of(2023, 3, 7); |
| |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, disbursementDate); |
| |
| loanTransactionHelper.disburseLoanWithTransactionAmount("07 March 2023", loanId, "500"); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue()); |
| |
| // verify loan schedule is according to submitted on date after first disbursement |
| assertNotNull(loanDetails); |
| assertNotNull(loanDetails.getRepaymentSchedule()); |
| // loan term |
| assertEquals(92, loanDetails.getRepaymentSchedule().getLoanTermInDays()); |
| assertEquals(4, loanDetails.getRepaymentSchedule().getPeriods().size()); |
| |
| // verify amounts |
| assertEquals(500.0, loanDetails.getRepaymentSchedule().getTotalPrincipalExpected()); |
| assertEquals(500.0, loanDetails.getRepaymentSchedule().getTotalPrincipalDisbursed()); |
| |
| // first period [2023-03-03 to 2023-04-03] |
| assertEquals(1, loanDetails.getRepaymentSchedule().getPeriods().get(1).getPeriod()); |
| assertEquals(LocalDate.of(2023, 3, 3), loanDetails.getRepaymentSchedule().getPeriods().get(1).getFromDate()); |
| assertEquals(LocalDate.of(2023, 4, 3), loanDetails.getRepaymentSchedule().getPeriods().get(1).getDueDate()); |
| assertEquals(166.67, loanDetails.getRepaymentSchedule().getPeriods().get(1).getTotalInstallmentAmountForPeriod()); |
| |
| // second period [2023-04-03 to 2023-05-03] |
| assertEquals(2, loanDetails.getRepaymentSchedule().getPeriods().get(2).getPeriod()); |
| assertEquals(LocalDate.of(2023, 4, 3), loanDetails.getRepaymentSchedule().getPeriods().get(2).getFromDate()); |
| assertEquals(LocalDate.of(2023, 5, 3), loanDetails.getRepaymentSchedule().getPeriods().get(2).getDueDate()); |
| assertEquals(166.67, loanDetails.getRepaymentSchedule().getPeriods().get(2).getTotalInstallmentAmountForPeriod()); |
| |
| // third period [2023-05-03 to 2023-06-03] |
| assertEquals(3, loanDetails.getRepaymentSchedule().getPeriods().get(3).getPeriod()); |
| assertEquals(LocalDate.of(2023, 5, 3), loanDetails.getRepaymentSchedule().getPeriods().get(3).getFromDate()); |
| assertEquals(LocalDate.of(2023, 6, 3), loanDetails.getRepaymentSchedule().getPeriods().get(3).getDueDate()); |
| assertEquals(166.66, loanDetails.getRepaymentSchedule().getPeriods().get(3).getTotalInstallmentAmountForPeriod()); |
| |
| // second disbursement next month (7 April 2023) |
| |
| disbursementDate = LocalDate.of(2023, 4, 7); |
| |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, disbursementDate); |
| |
| loanTransactionHelper.disburseLoanWithTransactionAmount("07 April 2023", loanId, "500"); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue()); |
| |
| // verify loan schedule is according to submitted on date after second disbursement |
| |
| assertNotNull(loanDetails); |
| assertNotNull(loanDetails.getRepaymentSchedule()); |
| // loan term |
| assertEquals(92, loanDetails.getRepaymentSchedule().getLoanTermInDays()); |
| assertEquals(5, loanDetails.getRepaymentSchedule().getPeriods().size()); |
| |
| // verify amounts |
| assertEquals(1000.0, loanDetails.getRepaymentSchedule().getTotalPrincipalExpected()); |
| assertEquals(1000.0, loanDetails.getRepaymentSchedule().getTotalPrincipalDisbursed()); |
| |
| // first period [2023-03-03 to 2023-04-03] |
| assertEquals(1, loanDetails.getRepaymentSchedule().getPeriods().get(1).getPeriod()); |
| assertEquals(LocalDate.of(2023, 3, 3), loanDetails.getRepaymentSchedule().getPeriods().get(1).getFromDate()); |
| assertEquals(LocalDate.of(2023, 4, 3), loanDetails.getRepaymentSchedule().getPeriods().get(1).getDueDate()); |
| assertEquals(166.67, loanDetails.getRepaymentSchedule().getPeriods().get(1).getTotalInstallmentAmountForPeriod()); |
| |
| // second period [2023-04-03 to 2023-05-03] |
| assertEquals(2, loanDetails.getRepaymentSchedule().getPeriods().get(3).getPeriod()); |
| assertEquals(LocalDate.of(2023, 4, 3), loanDetails.getRepaymentSchedule().getPeriods().get(3).getFromDate()); |
| assertEquals(LocalDate.of(2023, 5, 3), loanDetails.getRepaymentSchedule().getPeriods().get(3).getDueDate()); |
| assertEquals(333.33, loanDetails.getRepaymentSchedule().getPeriods().get(3).getTotalInstallmentAmountForPeriod()); |
| |
| // third period [2023-05-03 to 2023-06-03] |
| assertEquals(3, loanDetails.getRepaymentSchedule().getPeriods().get(4).getPeriod()); |
| assertEquals(LocalDate.of(2023, 5, 3), loanDetails.getRepaymentSchedule().getPeriods().get(4).getFromDate()); |
| assertEquals(LocalDate.of(2023, 6, 3), loanDetails.getRepaymentSchedule().getPeriods().get(4).getDueDate()); |
| assertEquals(500.00, loanDetails.getRepaymentSchedule().getPeriods().get(4).getTotalInstallmentAmountForPeriod()); |
| |
| } finally { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE); |
| } |
| |
| } |
| |
| @Test |
| public void loanAccountWithLoanProductRepaymentStartDateTypeAsDisbursementDateScheduleTest() { |
| // create loan account with loan product with repayment start date type configuration as disbursement date , |
| // verify repayment schedule is as per disbursement date before and after disbursements |
| |
| try { |
| |
| // Set business date |
| LocalDate businessDate = LocalDate.of(2023, 3, 3); |
| |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, businessDate); |
| |
| // Loan ExternalId |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| |
| // set repayment start date type as default, disbursement date |
| final Integer repaymentStartDateType = 1; |
| |
| // Loan Product creation with repayment date type configuration |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductWithRepaymentStartDateTypeConfigurationAndMultipleDisbursements( |
| loanTransactionHelper, repaymentStartDateType); |
| |
| assertNotNull(getLoanProductsProductResponse); |
| assertEquals(repaymentStartDateType, getLoanProductsProductResponse.getRepaymentStartDateType().getId().intValue()); |
| assertEquals("repaymentStartDateType.disbursementDate", getLoanProductsProductResponse.getRepaymentStartDateType().getCode()); |
| |
| // create loan account with submitted date as business date (03 March 2023) and expected disbursement date |
| // (07 March 2023) |
| final Integer loanId = createLoanAccountMultipleRepaymentsDisbursement(clientId, getLoanProductsProductResponse.getId(), |
| loanExternalIdStr); |
| |
| // Retrieve Loan with loanId |
| |
| GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue()); |
| |
| assertNotNull(loanDetails); |
| |
| // verify loan schedule is according to disbursement date |
| |
| assertNotNull(loanDetails.getRepaymentSchedule()); |
| |
| // loan term |
| assertEquals(92, loanDetails.getRepaymentSchedule().getLoanTermInDays()); |
| |
| assertEquals(4, loanDetails.getRepaymentSchedule().getPeriods().size()); |
| |
| // verify amounts |
| assertEquals(1000.0, loanDetails.getRepaymentSchedule().getTotalPrincipalExpected()); |
| |
| // first period [2023-03-07 to 2023-04-07] |
| assertEquals(1, loanDetails.getRepaymentSchedule().getPeriods().get(1).getPeriod()); |
| assertEquals(LocalDate.of(2023, 3, 7), loanDetails.getRepaymentSchedule().getPeriods().get(1).getFromDate()); |
| assertEquals(LocalDate.of(2023, 4, 7), loanDetails.getRepaymentSchedule().getPeriods().get(1).getDueDate()); |
| assertEquals(333.33, loanDetails.getRepaymentSchedule().getPeriods().get(1).getTotalInstallmentAmountForPeriod()); |
| |
| // second period [2023-04-07 to 2023-05-07] |
| assertEquals(2, loanDetails.getRepaymentSchedule().getPeriods().get(2).getPeriod()); |
| assertEquals(LocalDate.of(2023, 4, 7), loanDetails.getRepaymentSchedule().getPeriods().get(2).getFromDate()); |
| assertEquals(LocalDate.of(2023, 5, 7), loanDetails.getRepaymentSchedule().getPeriods().get(2).getDueDate()); |
| assertEquals(333.33, loanDetails.getRepaymentSchedule().getPeriods().get(2).getTotalInstallmentAmountForPeriod()); |
| |
| // third period [2023-05-07 to 2023-06-07] |
| assertEquals(3, loanDetails.getRepaymentSchedule().getPeriods().get(3).getPeriod()); |
| assertEquals(LocalDate.of(2023, 5, 7), loanDetails.getRepaymentSchedule().getPeriods().get(3).getFromDate()); |
| assertEquals(LocalDate.of(2023, 6, 7), loanDetails.getRepaymentSchedule().getPeriods().get(3).getDueDate()); |
| assertEquals(333.34, loanDetails.getRepaymentSchedule().getPeriods().get(3).getTotalInstallmentAmountForPeriod()); |
| |
| // first disbursement (7 March 2023) |
| |
| LocalDate disbursementDate = LocalDate.of(2023, 3, 7); |
| |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, disbursementDate); |
| |
| loanTransactionHelper.disburseLoanWithTransactionAmount("07 March 2023", loanId, "500"); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue()); |
| |
| // verify loan schedule is according to disbursement date |
| assertNotNull(loanDetails); |
| assertNotNull(loanDetails.getRepaymentSchedule()); |
| |
| // loan term |
| assertEquals(92, loanDetails.getRepaymentSchedule().getLoanTermInDays()); |
| assertEquals(4, loanDetails.getRepaymentSchedule().getPeriods().size()); |
| |
| // verify amounts |
| assertEquals(500.0, loanDetails.getRepaymentSchedule().getTotalPrincipalExpected()); |
| assertEquals(500.0, loanDetails.getRepaymentSchedule().getTotalPrincipalDisbursed()); |
| |
| // first period [2023-03-07 to 2023-04-07] |
| assertEquals(1, loanDetails.getRepaymentSchedule().getPeriods().get(1).getPeriod()); |
| assertEquals(LocalDate.of(2023, 3, 7), loanDetails.getRepaymentSchedule().getPeriods().get(1).getFromDate()); |
| assertEquals(LocalDate.of(2023, 4, 7), loanDetails.getRepaymentSchedule().getPeriods().get(1).getDueDate()); |
| assertEquals(166.67, loanDetails.getRepaymentSchedule().getPeriods().get(1).getTotalInstallmentAmountForPeriod()); |
| |
| // second period [2023-04-07 to 2023-05-07] |
| assertEquals(2, loanDetails.getRepaymentSchedule().getPeriods().get(2).getPeriod()); |
| assertEquals(LocalDate.of(2023, 4, 7), loanDetails.getRepaymentSchedule().getPeriods().get(2).getFromDate()); |
| assertEquals(LocalDate.of(2023, 5, 7), loanDetails.getRepaymentSchedule().getPeriods().get(2).getDueDate()); |
| assertEquals(166.67, loanDetails.getRepaymentSchedule().getPeriods().get(2).getTotalInstallmentAmountForPeriod()); |
| |
| // third period [2023-05-07 to 2023-06-07] |
| assertEquals(3, loanDetails.getRepaymentSchedule().getPeriods().get(3).getPeriod()); |
| assertEquals(LocalDate.of(2023, 5, 7), loanDetails.getRepaymentSchedule().getPeriods().get(3).getFromDate()); |
| assertEquals(LocalDate.of(2023, 6, 7), loanDetails.getRepaymentSchedule().getPeriods().get(3).getDueDate()); |
| assertEquals(166.66, loanDetails.getRepaymentSchedule().getPeriods().get(3).getTotalInstallmentAmountForPeriod()); |
| |
| // second disbursement next month (7 April 2023) |
| |
| disbursementDate = LocalDate.of(2023, 4, 7); |
| |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, disbursementDate); |
| |
| loanTransactionHelper.disburseLoanWithTransactionAmount("07 April 2023", loanId, "500"); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue()); |
| |
| // verify loan schedule is according to disbursement after second disbursement |
| |
| assertNotNull(loanDetails); |
| assertNotNull(loanDetails.getRepaymentSchedule()); |
| |
| // loan term |
| assertEquals(92, loanDetails.getRepaymentSchedule().getLoanTermInDays()); |
| assertEquals(5, loanDetails.getRepaymentSchedule().getPeriods().size()); |
| |
| // verify amounts |
| assertEquals(1000.0, loanDetails.getRepaymentSchedule().getTotalPrincipalExpected()); |
| assertEquals(1000.0, loanDetails.getRepaymentSchedule().getTotalPrincipalDisbursed()); |
| |
| // first period [2023-03-07 to 2023-04-07] |
| assertEquals(1, loanDetails.getRepaymentSchedule().getPeriods().get(2).getPeriod()); |
| assertEquals(LocalDate.of(2023, 3, 7), loanDetails.getRepaymentSchedule().getPeriods().get(2).getFromDate()); |
| assertEquals(LocalDate.of(2023, 4, 7), loanDetails.getRepaymentSchedule().getPeriods().get(2).getDueDate()); |
| assertEquals(333.33, loanDetails.getRepaymentSchedule().getPeriods().get(2).getTotalInstallmentAmountForPeriod()); |
| |
| // second period [2023-04-07 to 2023-05-07] |
| assertEquals(2, loanDetails.getRepaymentSchedule().getPeriods().get(3).getPeriod()); |
| assertEquals(LocalDate.of(2023, 4, 7), loanDetails.getRepaymentSchedule().getPeriods().get(3).getFromDate()); |
| assertEquals(LocalDate.of(2023, 5, 7), loanDetails.getRepaymentSchedule().getPeriods().get(3).getDueDate()); |
| assertEquals(333.33, loanDetails.getRepaymentSchedule().getPeriods().get(3).getTotalInstallmentAmountForPeriod()); |
| |
| // third period [2023-05-07 to 2023-06-07] |
| assertEquals(3, loanDetails.getRepaymentSchedule().getPeriods().get(4).getPeriod()); |
| assertEquals(LocalDate.of(2023, 5, 7), loanDetails.getRepaymentSchedule().getPeriods().get(4).getFromDate()); |
| assertEquals(LocalDate.of(2023, 6, 7), loanDetails.getRepaymentSchedule().getPeriods().get(4).getDueDate()); |
| assertEquals(333.34, loanDetails.getRepaymentSchedule().getPeriods().get(4).getTotalInstallmentAmountForPeriod()); |
| |
| } finally { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE); |
| } |
| |
| } |
| |
| private PutLoanProductsProductIdResponse updateLoanProduct(LoanTransactionHelper loanTransactionHelper, Long id) { |
| // repayment start date configuration |
| final Integer repaymentStartDateType = 1; |
| final PutLoanProductsProductIdRequest requestModifyLoan = new PutLoanProductsProductIdRequest() |
| .repaymentStartDateType(repaymentStartDateType).locale("en"); |
| return loanTransactionHelper.updateLoanProduct(id, requestModifyLoan); |
| } |
| |
| private Integer createLoanProductWithRepaymentStartDateTypeConfiguration(final LoanTransactionHelper loanTransactionHelper, |
| final Integer delinquencyBucketId, final Integer repaymentStartDateType) { |
| final HashMap<String, Object> loanProductMap = new LoanProductTestBuilder().withRepaymentStartDateType(repaymentStartDateType) |
| .build(null, delinquencyBucketId); |
| final Integer loanProductId = loanTransactionHelper.getLoanProductId(Utils.convertToJson(loanProductMap)); |
| return loanProductId; |
| |
| } |
| |
| private Integer createLoanAccountMultipleRepaymentsDisbursement(final Integer clientID, final Long loanProductID, |
| final String externalId) { |
| |
| String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal("1000").withLoanTermFrequency("3") |
| .withLoanTermFrequencyAsMonths().withNumberOfRepayments("3").withRepaymentEveryAfter("1") |
| .withRepaymentFrequencyTypeAsMonths().withInterestRatePerPeriod("0").withInterestTypeAsFlatBalance() |
| .withAmortizationTypeAsEqualPrincipalPayments().withInterestCalculationPeriodTypeSameAsRepaymentPeriod() |
| .withExpectedDisbursementDate("07 March 2023").withSubmittedOnDate("03 March 2023").withLoanType("individual") |
| .withExternalId(externalId).build(clientID.toString(), loanProductID.toString(), null); |
| |
| final Integer loanId = loanTransactionHelper.getLoanId(loanApplicationJSON); |
| loanTransactionHelper.approveLoan("03 March 2023", "1000", loanId, null); |
| return loanId; |
| } |
| |
| private GetLoanProductsProductIdResponse createLoanProductWithRepaymentStartDateTypeConfigurationAndMultipleDisbursements( |
| LoanTransactionHelper loanTransactionHelper, final Integer repaymentStartDateType) { |
| final String loanProductJSON = new LoanProductTestBuilder().withPrincipal("1000").withRepaymentTypeAsMonth() |
| .withRepaymentAfterEvery("1").withNumberOfRepayments("3").withRepaymentTypeAsMonth().withinterestRatePerPeriod("0") |
| .withInterestRateFrequencyTypeAsMonths().withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsDecliningBalance() |
| .withInterestCalculationPeriodTypeAsRepaymentPeriod(true).withDaysInMonth("30").withDaysInYear("365") |
| .withMoratorium("0", "0").withMultiDisburse().withDisallowExpectedDisbursements(true) |
| .withRepaymentStartDateType(repaymentStartDateType).build(null); |
| final Integer loanProductId = loanTransactionHelper.getLoanProductId(loanProductJSON); |
| return loanTransactionHelper.getLoanProduct(loanProductId); |
| } |
| |
| } |