fineract-e2e-tests-runner/src/test/resources/features/LoanCBR.feature - fineract - Git at Google

 @LoanCBR
 Feature: Credit Balance Refund

   @TestRailId:C2505
   Scenario: Verify that Loan status goes from overpaid to active in case of CBR transaction (with replaying when CBR>new balance → clears overpaid, remaining increasing loan balance)
     When Admin sets the business date to "01 January 2023"
     When Admin creates a client with random data
     When Admin creates a new default Loan with date: "1 January 2023"
     And Admin successfully approves the loan on "01 January 2023" with "1000" amount and expected disbursement date on "01 January 2023"
     When Admin successfully disburse the loan on "01 January 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "03 January 2023"
     And Customer makes "AUTOPAY" repayment on "03 January 2023" with 100 EUR transaction amount
     When Admin sets the business date to "05 January 2023"
     And Customer makes "AUTOPAY" repayment on "05 January 2023" with 500 EUR transaction amount
     And Customer makes "AUTOPAY" repayment on "05 January 2023" with 600 EUR transaction amount
     Then Loan status will be "OVERPAID"
     Then Loan has 0 outstanding amount
     Then Loan has 200 overpaid amount
     When Admin sets the business date to "07 January 2023"
     When Admin makes Credit Balance Refund transaction on "07 January 2023" with 200 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Customer undo "1"th repayment on "3 January 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 100 outstanding amount
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "03 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 100.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 100.0 |        |
       | ASSET     | 112601       | Loans Receivable          | 100.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 100.0  |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "05 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 500.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 500.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "05 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 500.0  |
       | LIABILITY | l1           | Overpayment account       |       | 100.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 600.0 |        |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "07 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 100.0 |        |
       | LIABILITY | l1           | Overpayment account       | 100.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 200.0  |

   @TestRailId:C2511
   Scenario: Verify that Loan status goes from overpaid to closed in case of CBR transaction when transaction amount equals overpaid amount
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
     When Admin creates a new default Loan with date: "1 January 2023"
     And Admin successfully approves the loan on "1 January 2023" with "1000" amount and expected disbursement date on "1 January 2023"
     When Admin successfully disburse the loan on "1 January 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "3 January 2023"
     And Customer makes "AUTOPAY" repayment on "3 January 2023" with 450 EUR transaction amount
     When Admin sets the business date to "5 January 2023"
     And Customer makes "AUTOPAY" repayment on "5 January 2023" with 450 EUR transaction amount
     And Customer makes "AUTOPAY" repayment on "5 January 2023" with 300 EUR transaction amount
     Then Loan status will be "OVERPAID"
     Then Loan has 0 outstanding amount
     Then Loan has 200 overpaid amount
     When Admin makes Credit Balance Refund transaction on "5 January 2023" with 200 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "03 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 450.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 450.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "05 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 450.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 450.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "05 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 100.0  |
       | LIABILITY | l1           | Overpayment account       |       | 200.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 300.0 |        |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "05 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | LIABILITY | l1           | Overpayment account       | 200.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 200.0  |

   @TestRailId:C2515
   Scenario: Single repayment reversal
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
     When Admin creates a new default Loan with date: "1 January 2023"
     And Admin successfully approves the loan on "1 January 2023" with "1000" amount and expected disbursement date on "1 January 2023"
     And Admin successfully disburse the loan on "1 January 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "10 January 2023"
     And Customer makes "AUTOPAY" repayment on "10 January 2023" with 1200 EUR transaction amount
     When Admin sets the business date to "11 January 2023"
     And Admin makes Credit Balance Refund transaction on "11 January 2023" with 200 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Customer undo "1"th repayment on "10 January 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 1200 outstanding amount
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "10 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          |        | 1000.0 |
       | LIABILITY | l1           | Overpayment account       |        | 200.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 1200.0 |        |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | l1           | Overpayment account       | 200.0  |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1200.0 |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "11 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 200.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 200.0  |


   @TestRailId:C2516
   Scenario: Multi repayment reversal
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
     When Admin creates a new default Loan with date: "1 January 2023"
     And Admin successfully approves the loan on "1 January 2023" with "1000" amount and expected disbursement date on "1 January 2023"
     And Admin successfully disburse the loan on "1 January 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "10 January 2023"
     And Customer makes "AUTOPAY" repayment on "10 January 2023" with 500 EUR transaction amount
     When Admin sets the business date to "11 January 2023"
     And Customer makes "AUTOPAY" repayment on "11 January 2023" with 700 EUR transaction amount
     Then Loan has 0 outstanding amount
     Then Loan has 200 overpaid amount
     When Admin sets the business date to "13 January 2023"
     And Admin makes Credit Balance Refund transaction on "13 January 2023" with 200 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Customer undo "1"th repayment on "10 January 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 500 outstanding amount
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "10 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 500.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 500.0 |        |
       | ASSET     | 112601       | Loans Receivable          | 500.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 500.0  |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "11 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 700.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 700.0 |        |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "13 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 200.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 200.0  |

   @TestRailId:C2517
   Scenario: Overpaid paid portion
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
     When Admin creates a new default Loan with date: "1 January 2023"
     And Admin successfully approves the loan on "1 January 2023" with "1000" amount and expected disbursement date on "1 January 2023"
     And Admin successfully disburse the loan on "1 January 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "10 January 2023"
     And Customer makes "AUTOPAY" repayment on "10 January 2023" with 100 EUR transaction amount
     When Admin sets the business date to "11 January 2023"
     And Customer makes "AUTOPAY" repayment on "11 January 2023" with 1100 EUR transaction amount
     Then Loan has 0 outstanding amount
     Then Loan has 200 overpaid amount
     When Admin sets the business date to "13 January 2023"
     And Admin makes Credit Balance Refund transaction on "13 January 2023" with 200 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Customer undo "1"th repayment on "10 January 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 100 outstanding amount
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "10 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 100.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 100.0 |        |
       | ASSET     | 112601       | Loans Receivable          | 100.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 100.0  |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "11 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          |        | 1000.0 |
       | LIABILITY | l1           | Overpayment account       |        | 100.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 1100.0 |        |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "13 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 100.0 |        |
       | LIABILITY | l1           | Overpayment account       | 100.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 200.0  |

   @TestRailId:C2518
   Scenario: Repayment reversal
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
     When Admin creates a new default Loan with date: "1 January 2023"
     And Admin successfully approves the loan on "1 January 2023" with "1000" amount and expected disbursement date on "1 January 2023"
     And Admin successfully disburse the loan on "1 January 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "10 January 2023"
     And Customer makes "AUTOPAY" repayment on "10 January 2023" with 1000 EUR transaction amount
     When Admin sets the business date to "11 January 2023"
     And Admin makes "PAYOUT_REFUND" transaction with "AUTOPAY" payment type on "11 January 2023" with 1000 EUR transaction amount
     Then Loan has 0 outstanding amount
     Then Loan has 1000 overpaid amount
     When Admin sets the business date to "13 January 2023"
     And Admin makes Credit Balance Refund transaction on "13 January 2023" with 1000 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Customer undo "1"th repayment on "10 January 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 1000 outstanding amount
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "10 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          |        | 1000.0 |
       | LIABILITY | 145023       | Suspense/Clearing account | 1000.0 |        |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "PAYOUT_REFUND" transaction with date "11 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          |        | 1000.0 |
       | LIABILITY | 145023       | Suspense/Clearing account | 1000.0 |        |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "13 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |

   @TestRailId:C2519
   Scenario: Refund reversal
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
     When Admin creates a new default Loan with date: "1 January 2023"
     And Admin successfully approves the loan on "1 January 2023" with "1000" amount and expected disbursement date on "1 January 2023"
     And Admin successfully disburse the loan on "1 January 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "10 January 2023"
     And Customer makes "AUTOPAY" repayment on "10 January 2023" with 1000 EUR transaction amount
     When Admin sets the business date to "11 January 2023"
     And Refund happens on "11 January 2023" with 1000 EUR transaction amount
     Then Loan has 0 outstanding amount
     Then Loan has 1000 overpaid amount
     When Admin sets the business date to "13 January 2023"
     And Admin makes Credit Balance Refund transaction on "13 January 2023" with 1000 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Refund undo happens on "13 January 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 1000 outstanding amount
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "10 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          |        | 1000.0 |
       | LIABILITY | 145023       | Suspense/Clearing account | 1000.0 |        |
     Then Loan Transactions tab has a "PAYOUT_REFUND" transaction with date "11 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | LIABILITY | l1           | Overpayment account       |        | 1000.0 |
       | LIABILITY | 145023       | Suspense/Clearing account | 1000.0 |        |
       | LIABILITY | l1           | Overpayment account       | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "13 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |

   @TestRailId:C2520
   Scenario: Partial refund reversal
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
     When Admin creates a new default Loan with date: "1 January 2023"
     And Admin successfully approves the loan on "1 January 2023" with "1000" amount and expected disbursement date on "1 January 2023"
     And Admin successfully disburse the loan on "1 January 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "10 January 2023"
     And Customer makes "AUTOPAY" repayment on "10 January 2023" with 1000 EUR transaction amount
     When Admin sets the business date to "11 January 2023"
     And Refund happens on "11 January 2023" with 500 EUR transaction amount
     Then Loan has 0 outstanding amount
     Then Loan has 500 overpaid amount
     When Admin sets the business date to "13 January 2023"
     And Admin makes Credit Balance Refund transaction on "13 January 2023" with 500 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Refund undo happens on "13 January 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 500 outstanding amount
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "10 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          |        | 1000.0 |
       | LIABILITY | 145023       | Suspense/Clearing account | 1000.0 |        |
     Then Loan Transactions tab has a "PAYOUT_REFUND" transaction with date "11 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | LIABILITY | l1           | Overpayment account       |       | 500.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 500.0 |        |
       | LIABILITY | l1           | Overpayment account       | 500.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 500.0  |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "13 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 500.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 500.0  |

   @TestRailId:C2521
   Scenario: Chargeback after CBR
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
     When Admin creates a new default Loan with date: "1 January 2023"
     And Admin successfully approves the loan on "1 January 2023" with "1000" amount and expected disbursement date on "1 January 2023"
     And Admin successfully disburse the loan on "1 January 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "10 January 2023"
     And Customer makes "AUTOPAY" repayment on "10 January 2023" with 500 EUR transaction amount
     When Admin sets the business date to "11 January 2023"
     And Customer makes "AUTOPAY" repayment on "11 January 2023" with 700 EUR transaction amount
     Then Loan has 0 outstanding amount
     Then Loan has 200 overpaid amount
     When Admin sets the business date to "13 January 2023"
     And Admin makes Credit Balance Refund transaction on "13 January 2023" with 200 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Admin sets the business date to "15 January 2023"
     And Admin makes "REPAYMENT_ADJUSTMENT_CHARGEBACK" chargeback with 500 EUR transaction amount for Payment nr. 1
     Then Loan status will be "ACTIVE"
     Then Loan has 500 outstanding amount
     When Customer undo "2"th repayment on "11 January 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 1200 outstanding amount
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "10 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 500.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 500.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "11 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 500.0  |
       | LIABILITY | l1           | Overpayment account       |       | 200.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 700.0 |        |
       | ASSET     | 112601       | Loans Receivable          | 500.0 |        |
       | LIABILITY | l1           | Overpayment account       | 200.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 700.0  |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "13 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 200.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 200.0  |
     Then Loan Transactions tab has a "CHARGEBACK" transaction with date "15 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 500.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 500.0  |

   @TestRailId:C2522
   Scenario: Refund after CBR scenario
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
     When Admin creates a new default Loan with date: "1 January 2023"
     And Admin successfully approves the loan on "1 January 2023" with "1000" amount and expected disbursement date on "1 January 2023"
     And Admin successfully disburse the loan on "1 January 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "10 January 2023"
     And Customer makes "AUTOPAY" repayment on "10 January 2023" with 500 EUR transaction amount
     When Admin sets the business date to "11 January 2023"
     And Customer makes "AUTOPAY" repayment on "11 January 2023" with 700 EUR transaction amount
     Then Loan has 0 outstanding amount
     Then Loan has 200 overpaid amount
     When Admin sets the business date to "13 January 2023"
     And Admin makes Credit Balance Refund transaction on "13 January 2023" with 200 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Admin sets the business date to "15 January 2023"
     And Refund happens on "15 January 2023" with 500 EUR transaction amount
     When Admin sets the business date to "17 January 2023"
     And Admin makes Credit Balance Refund transaction on "17 January 2023" with 500 EUR transaction amount
     Then Loan has 0 outstanding amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     When Customer undo "2"th repayment on "11 January 2023"
     Then Loan has 700 outstanding amount
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "10 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 500.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 500.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "11 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 500.0  |
       | LIABILITY | l1           | Overpayment account       |       | 200.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 700.0 |        |
       | ASSET     | 112601       | Loans Receivable          | 500.0 |        |
       | LIABILITY | l1           | Overpayment account       | 200.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 700.0  |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "13 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 200.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 200.0  |
     Then Loan Transactions tab has a "PAYOUT_REFUND" transaction with date "15 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 500.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 500.0 |        |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "17 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 500.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 500.0  |

   @TestRailId:C2523
   Scenario: Single repayment reversal (after maturity)
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
     When Admin creates a new default Loan with date: "1 January 2023"
     And Admin successfully approves the loan on "1 January 2023" with "1000" amount and expected disbursement date on "1 January 2023"
     And Admin successfully disburse the loan on "1 January 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "1 February 2023"
     And Customer makes "AUTOPAY" repayment on "1 February 2023" with 1200 EUR transaction amount
     When Admin sets the business date to "11 February 2023"
     And Admin makes Credit Balance Refund transaction on "11 February 2023" with 200 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Customer undo "1"th repayment on "1 February 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 1200 outstanding amount
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          |        | 1000.0 |
       | LIABILITY | l1           | Overpayment account       |        | 200.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 1200.0 |        |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | l1           | Overpayment account       | 200.0  |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1200.0 |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "11 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 200.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 200.0  |

   @TestRailId:C2524
   Scenario: Multi repayment reversal (after maturity)
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
     When Admin creates a new default Loan with date: "1 January 2023"
     And Admin successfully approves the loan on "1 January 2023" with "1000" amount and expected disbursement date on "1 January 2023"
     And Admin successfully disburse the loan on "1 January 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "1 February 2023"
     And Customer makes "AUTOPAY" repayment on "1 February 2023" with 500 EUR transaction amount
     When Admin sets the business date to "2 February 2023"
     And Customer makes "AUTOPAY" repayment on "2 February 2023" with 700 EUR transaction amount
     Then Loan has 0 outstanding amount
     Then Loan has 200 overpaid amount
     When Admin sets the business date to "11 February 2023"
     And Admin makes Credit Balance Refund transaction on "11 February 2023" with 200 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Customer undo "1"th repayment on "1 February 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 500 outstanding amount
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 500.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 500.0 |        |
       | ASSET     | 112601       | Loans Receivable          | 500.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 500.0  |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "02 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 700.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 700.0 |        |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "11 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 200.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 200.0  |

   @TestRailId:C2525
   Scenario: Overpaid paid portion (after maturity)
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
     When Admin creates a new default Loan with date: "1 January 2023"
     And Admin successfully approves the loan on "1 January 2023" with "1000" amount and expected disbursement date on "1 January 2023"
     And Admin successfully disburse the loan on "1 January 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "1 February 2023"
     And Customer makes "AUTOPAY" repayment on "1 February 2023" with 100 EUR transaction amount
     When Admin sets the business date to "2 February 2023"
     And Customer makes "AUTOPAY" repayment on "2 February 2023" with 1100 EUR transaction amount
     Then Loan has 0 outstanding amount
     Then Loan has 200 overpaid amount
     When Admin sets the business date to "11 February 2023"
     And Admin makes Credit Balance Refund transaction on "11 February 2023" with 200 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Customer undo "1"th repayment on "1 February 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 100 outstanding amount
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 100.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 100.0 |        |
       | ASSET     | 112601       | Loans Receivable          | 100.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 100.0  |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "02 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          |        | 1000.0 |
       | LIABILITY | l1           | Overpayment account       |        | 100.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 1100.0 |        |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "11 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 100.0 |        |
       | LIABILITY | l1           | Overpayment account       | 100.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 200.0  |

   @TestRailId:C2526
   Scenario: Repayment reversal (after maturity)
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
     When Admin creates a new default Loan with date: "1 January 2023"
     And Admin successfully approves the loan on "1 January 2023" with "1000" amount and expected disbursement date on "1 January 2023"
     And Admin successfully disburse the loan on "1 January 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "1 February 2023"
     And Customer makes "AUTOPAY" repayment on "1 February 2023" with 1000 EUR transaction amount
     When Admin sets the business date to "10 February 2023"
     And Admin makes "PAYOUT_REFUND" transaction with "AUTOPAY" payment type on "10 February 2023" with 1000 EUR transaction amount
     Then Loan has 0 outstanding amount
     Then Loan has 1000 overpaid amount
     When Admin sets the business date to "11 February 2023"
     And Admin makes Credit Balance Refund transaction on "11 February 2023" with 1000 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Customer undo "1"th repayment on "1 February 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 1000 outstanding amount
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          |        | 1000.0 |
       | LIABILITY | 145023       | Suspense/Clearing account | 1000.0 |        |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "PAYOUT_REFUND" transaction with date "10 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          |        | 1000.0 |
       | LIABILITY | 145023       | Suspense/Clearing account | 1000.0 |        |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "11 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |

   @TestRailId:C2527
   Scenario: Refund reversal (after maturity)
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
     When Admin creates a new default Loan with date: "1 January 2023"
     And Admin successfully approves the loan on "1 January 2023" with "1000" amount and expected disbursement date on "1 January 2023"
     And Admin successfully disburse the loan on "1 January 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "1 February 2023"
     And Customer makes "AUTOPAY" repayment on "1 February 2023" with 1000 EUR transaction amount
     When Admin sets the business date to "10 February 2023"
     And Refund happens on "10 February 2023" with 1000 EUR transaction amount
     Then Loan has 0 outstanding amount
     Then Loan has 1000 overpaid amount
     When Admin sets the business date to "11 February 2023"
     And Admin makes Credit Balance Refund transaction on "11 February 2023" with 1000 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Refund undo happens on "10 February 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 1000 outstanding amount
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          |        | 1000.0 |
       | LIABILITY | 145023       | Suspense/Clearing account | 1000.0 |        |
     Then Loan Transactions tab has a "PAYOUT_REFUND" transaction with date "10 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | LIABILITY | l1           | Overpayment account       |        | 1000.0 |
       | LIABILITY | 145023       | Suspense/Clearing account | 1000.0 |        |
       | LIABILITY | l1           | Overpayment account       | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "11 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |

   @TestRailId:C2528
   Scenario: Partial refund reversal (after maturity)
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
     When Admin creates a new default Loan with date: "1 January 2023"
     And Admin successfully approves the loan on "1 January 2023" with "1000" amount and expected disbursement date on "1 January 2023"
     And Admin successfully disburse the loan on "1 January 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "1 February 2023"
     And Customer makes "AUTOPAY" repayment on "1 February 2023" with 1000 EUR transaction amount
     When Admin sets the business date to "10 February 2023"
     And Refund happens on "10 February 2023" with 500 EUR transaction amount
     Then Loan has 0 outstanding amount
     Then Loan has 500 overpaid amount
     When Admin sets the business date to "11 February 2023"
     And Admin makes Credit Balance Refund transaction on "11 February 2023" with 500 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Refund undo happens on "10 February 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 500 outstanding amount
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          |        | 1000.0 |
       | LIABILITY | 145023       | Suspense/Clearing account | 1000.0 |        |
     Then Loan Transactions tab has a "PAYOUT_REFUND" transaction with date "10 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | LIABILITY | l1           | Overpayment account       |       | 500.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 500.0 |        |
       | LIABILITY | l1           | Overpayment account       | 500.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 500.0  |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "11 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 500.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 500.0  |

   @TestRailId:C2529
   Scenario: Chargeback after CBR (after maturity)
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
     When Admin creates a new default Loan with date: "1 January 2023"
     And Admin successfully approves the loan on "1 January 2023" with "1000" amount and expected disbursement date on "1 January 2023"
     And Admin successfully disburse the loan on "1 January 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "1 February 2023"
     And Customer makes "AUTOPAY" repayment on "1 February 2023" with 500 EUR transaction amount
     When Admin sets the business date to "2 February 2023"
     And Customer makes "AUTOPAY" repayment on "2 February 2023" with 700 EUR transaction amount
     Then Loan has 0 outstanding amount
     Then Loan has 200 overpaid amount
     When Admin sets the business date to "11 February 2023"
     And Admin makes Credit Balance Refund transaction on "11 February 2023" with 200 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Admin sets the business date to "15 February 2023"
     And Admin makes "REPAYMENT_ADJUSTMENT_CHARGEBACK" chargeback with 500 EUR transaction amount for Payment nr. 1
     Then Loan status will be "ACTIVE"
     Then Loan has 500 outstanding amount
     When Customer undo "2"th repayment on "2 February 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 1200 outstanding amount
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 500.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 500.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "02 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 500.0  |
       | LIABILITY | l1           | Overpayment account       |       | 200.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 700.0 |        |
       | ASSET     | 112601       | Loans Receivable          | 500.0 |        |
       | LIABILITY | l1           | Overpayment account       | 200.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 700.0  |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "11 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 200.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 200.0  |
     Then Loan Transactions tab has a "CHARGEBACK" transaction with date "15 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 500.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 500.0  |

   @TestRailId:C2530
   Scenario: Refund after CBR scenario (after maturity)
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
     When Admin creates a new default Loan with date: "1 January 2023"
     And Admin successfully approves the loan on "1 January 2023" with "1000" amount and expected disbursement date on "1 January 2023"
     And Admin successfully disburse the loan on "1 January 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "1 February 2023"
     And Customer makes "AUTOPAY" repayment on "1 February 2023" with 500 EUR transaction amount
     When Admin sets the business date to "2 February 2023"
     And Customer makes "AUTOPAY" repayment on "2 February 2023" with 700 EUR transaction amount
     Then Loan has 0 outstanding amount
     Then Loan has 200 overpaid amount
     When Admin sets the business date to "11 February 2023"
     And Admin makes Credit Balance Refund transaction on "11 February 2023" with 200 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Admin sets the business date to "15 February 2023"
     And Refund happens on "15 February 2023" with 500 EUR transaction amount
     When Admin sets the business date to "17 February 2023"
     And Admin makes Credit Balance Refund transaction on "17 February 2023" with 500 EUR transaction amount
     Then Loan has 0 outstanding amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     When Customer undo "2"th repayment on "2 February 2023"
     Then Loan has 700 outstanding amount
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 500.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 500.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "02 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 500.0  |
       | LIABILITY | l1           | Overpayment account       |       | 200.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 700.0 |        |
       | ASSET     | 112601       | Loans Receivable          | 500.0 |        |
       | LIABILITY | l1           | Overpayment account       | 200.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 700.0  |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "11 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 200.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 200.0  |
     Then Loan Transactions tab has a "PAYOUT_REFUND" transaction with date "15 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 500.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 500.0 |        |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "17 February 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 500.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 500.0  |

   @TestRailId:C2841
   Scenario: Verify that accruals created for charges after CBR post-maturity
     When Admin sets the business date to "01 July 2023"
     And Admin creates a client with random data
     When Admin creates a new default Loan with date: "01 July 2023"
     And Admin successfully approves the loan on "01 July 2023" with "1000" amount and expected disbursement date on "01 July 2023"
     And Admin successfully disburse the loan on "01 July 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "31 July 2023"
     And Customer makes "AUTOPAY" repayment on "31 July 2023" with 1000 EUR transaction amount
     When Admin sets the business date to "01 August 2023"
     When Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "01 August 2023" with 200 EUR transaction amount and system-generated Idempotency key
     When Admin runs inline COB job for Loan
     When Admin sets the business date to "02 August 2023"
     And Admin makes Credit Balance Refund transaction on "02 August 2023" with 200 EUR transaction amount
     Then Loan Repayment schedule has 1 periods, with the following data for periods:
       | Nr | Days | Date         | Paid date    | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid   | In advance | Late | Outstanding |
       |    |      | 01 July 2023 |              | 1000.0          |               |          | 0.0  |           | 0.0    | 0.0    |            |      |             |
       | 1  | 30   | 31 July 2023 | 31 July 2023 | 0.0             | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 1000.0 | 0.0        | 0.0  | 0.0         |
     Then Loan Repayment schedule has the following data in Total row:
       | Principal due | Interest | Fees | Penalties | Due    | Paid   | In advance | Late | Outstanding |
       | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 1000.0 | 0.0        | 0.0  | 0.0         |
     Then Loan Transactions tab has the following data:
       | Transaction date | Transaction Type       | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
       | 01 July 2023     | Disbursement           | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
       | 31 July 2023     | Repayment              | 1000.0 | 1000.0    | 0.0      | 0.0  | 0.0       | 0.0          |
       | 01 August 2023   | Merchant Issued Refund | 200.0  | 0.0       | 0.0      | 0.0  | 0.0       | 0.0          |
       | 02 August 2023   | Credit Balance Refund  | 200.0  | 0.0       | 0.0      | 0.0  | 0.0       | 0.0          |
     When Admin runs inline COB job for Loan
     When Admin sets the business date to "03 August 2023"
     When Admin adds "LOAN_SNOOZE_FEE" due date charge with "03 August 2023" due date and 10 EUR transaction amount
     When Admin runs inline COB job for Loan
     When Admin sets the business date to "04 August 2023"
     When Admin runs inline COB job for Loan
     Then Loan Repayment schedule has 2 periods, with the following data for periods:
       | Nr | Days | Date           | Paid date    | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid   | In advance | Late | Outstanding |
       |    |      | 01 July 2023   |              | 1000.0          |               |          | 0.0  |           | 0.0    | 0.0    |            |      |             |
       | 1  | 30   | 31 July 2023   | 31 July 2023 | 0.0             | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 1000.0 | 0.0        | 0.0  | 0.0         |
       | 2  | 3    | 03 August 2023 |              | 0.0             | 200.0         | 0.0      | 10.0 | 0.0       | 210.0  | 200.0  | 200.0      | 0.0  | 10.0        |
     Then Loan Repayment schedule has the following data in Total row:
       | Principal due | Interest | Fees | Penalties | Due    | Paid   | In advance | Late | Outstanding |
       | 1200.0        | 0.0      | 10.0 | 0.0       | 1210.0 | 1200.0 | 200.0      | 0.0  | 10.0        |
     Then Loan Transactions tab has the following data:
       | Transaction date | Transaction Type       | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
       | 01 July 2023     | Disbursement           | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
       | 31 July 2023     | Repayment              | 1000.0 | 1000.0    | 0.0      | 0.0  | 0.0       | 0.0          |
       | 01 August 2023   | Merchant Issued Refund | 200.0  | 0.0       | 0.0      | 10.0 | 0.0       | 0.0          |
       | 02 August 2023   | Credit Balance Refund  | 200.0  | 10.0      | 0.0      | 0.0  | 0.0       | 10.0         |
       | 03 August 2023   | Accrual                | 10.0   | 0.0       | 0.0      | 10.0 | 0.0       | 0.0          |

   @TestRailId:C2885
   Scenario: Verify that Loan status goes from overpaid to active in case of CBR transaction (with replaying when CBR>new balance → clears overpaid, remaining increasing loan balance) - PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION loan product
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
     When Admin set "PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
     When Admin creates a fully customized loan with the following data:
       | LoanProduct                                       | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
       | PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 September 2023 | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 September 2023" with "1000" amount and expected disbursement date on "01 September 2023"
     When Admin successfully disburse the loan on "01 September 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "16 September 2023"
     And Customer makes "AUTOPAY" repayment on "16 September 2023" with 250 EUR transaction amount
     When Admin sets the business date to "01 October 2023"
     And Customer makes "AUTOPAY" repayment on "01 October 2023" with 250 EUR transaction amount
     When Admin sets the business date to "16 October 2023"
     And Customer makes "AUTOPAY" repayment on "16 October 2023" with 350 EUR transaction amount
     Then Loan status will be "OVERPAID"
     Then Loan has 0 outstanding amount
     Then Loan has 100 overpaid amount
     When Admin makes Credit Balance Refund transaction on "16 October 2023" with 100 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Customer undo "1"th repayment on "16 September 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 250 outstanding amount
     Then Loan Repayment schedule has 4 periods, with the following data for periods:
       | Nr | Days | Date              | Paid date         | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late  | Outstanding |
       |    |      | 01 September 2023 |                   | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |       |             |
       | 1  | 0    | 01 September 2023 | 01 September 2023 | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0   | 0.0         |
       | 2  | 15   | 16 September 2023 | 01 October 2023   | 500.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 250.0 | 0.0         |
       | 3  | 15   | 01 October 2023   | 16 October 2023   | 250.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 250.0 | 0.0         |
       | 4  | 15   | 16 October 2023   |                   | 0.0             | 350.0         | 0.0      | 0.0  | 0.0       | 350.0 | 100.0 | 0.0        | 0.0   | 250.0       |
     Then Loan Repayment schedule has the following data in Total row:
       | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
       | 1100.0        | 0        | 0    | 0         | 1100.0 | 850.0 | 0          | 500  | 250         |
     Then On Loan Transactions tab the "Repayment" Transaction with date "16 September 2023" is reverted
     Then Loan Transactions tab has the following data:
       | Transaction date  | Transaction Type      | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
       | 01 September 2023 | Disbursement          | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
       | 01 September 2023 | Down Payment          | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        |
       | 16 September 2023 | Repayment             | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 500.0        |
       | 01 October 2023   | Repayment             | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 500.0        |
       | 16 October 2023   | Repayment             | 350.0  | 350.0     | 0.0      | 0.0  | 0.0       | 150.0        |
       | 16 October 2023   | Credit Balance Refund | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 250.0        |
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 September 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "DOWN_PAYMENT" transaction with date "01 September 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "16 September 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
       | ASSET     | 112601       | Loans Receivable          | 250.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 250.0  |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 October 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "16 October 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 350.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 350.0 |        |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "16 October 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 100.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 100.0  |

   @TestRailId:C2886
   Scenario: Verify that Loan status goes from overpaid to closed in case of CBR transaction when transaction amount equals overpaid amount - PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION loan product
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
     When Admin set "PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
     When Admin creates a fully customized loan with the following data:
       | LoanProduct                                       | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
       | PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 September 2023 | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 September 2023" with "1000" amount and expected disbursement date on "01 September 2023"
     When Admin successfully disburse the loan on "01 September 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "16 September 2023"
     And Customer makes "AUTOPAY" repayment on "16 September 2023" with 250 EUR transaction amount
     When Admin sets the business date to "01 October 2023"
     And Customer makes "AUTOPAY" repayment on "01 October 2023" with 250 EUR transaction amount
     When Admin sets the business date to "16 October 2023"
     And Customer makes "AUTOPAY" repayment on "16 October 2023" with 350 EUR transaction amount
     Then Loan status will be "OVERPAID"
     Then Loan has 0 outstanding amount
     Then Loan has 100 overpaid amount
     When Admin makes Credit Balance Refund transaction on "16 October 2023" with 100 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     Then Loan Repayment schedule has 4 periods, with the following data for periods:
       | Nr | Days | Date              | Paid date         | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
       |    |      | 01 September 2023 |                   | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
       | 1  | 0    | 01 September 2023 | 01 September 2023 | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
       | 2  | 15   | 16 September 2023 | 16 September 2023 | 500.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
       | 3  | 15   | 01 October 2023   | 01 October 2023   | 250.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
       | 4  | 15   | 16 October 2023   | 16 October 2023   | 0.0             | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
     Then Loan Repayment schedule has the following data in Total row:
       | Principal due | Interest | Fees | Penalties | Due    | Paid   | In advance | Late | Outstanding |
       | 1000.0        | 0        | 0    | 0         | 1000.0 | 1000.0 | 0          | 0    | 0           |
     Then Loan Transactions tab has the following data:
       | Transaction date  | Transaction Type      | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
       | 01 September 2023 | Disbursement          | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
       | 01 September 2023 | Down Payment          | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        |
       | 16 September 2023 | Repayment             | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 500.0        |
       | 01 October 2023   | Repayment             | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 250.0        |
       | 16 October 2023   | Repayment             | 350.0  | 250.0     | 0.0      | 0.0  | 0.0       | 0.0          |
       | 16 October 2023   | Credit Balance Refund | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 0.0          |
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 September 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "DOWN_PAYMENT" transaction with date "01 September 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "16 September 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 October 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "16 October 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | l1           | Overpayment account       |       | 100.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 350.0 |        |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "16 October 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | LIABILITY | l1           | Overpayment account       | 100.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 100.0  |

   @TestRailId:C2887
   Scenario: Verify that Loan status goes from overpaid to active in case of Refund transaction was reverted - PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION loan product
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
     When Admin set "PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
     When Admin creates a fully customized loan with the following data:
       | LoanProduct                                       | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
       | PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 September 2023 | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 September 2023" with "1000" amount and expected disbursement date on "01 September 2023"
     When Admin successfully disburse the loan on "01 September 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "16 September 2023"
     And Customer makes "AUTOPAY" repayment on "16 September 2023" with 250 EUR transaction amount
     When Admin sets the business date to "01 October 2023"
     And Customer makes "AUTOPAY" repayment on "01 October 2023" with 250 EUR transaction amount
     When Admin sets the business date to "16 October 2023"
     And Customer makes "AUTOPAY" repayment on "16 October 2023" with 250 EUR transaction amount
     And Refund happens on "16 October 2023" with 100 EUR transaction amount
     Then Loan status will be "OVERPAID"
     Then Loan has 0 outstanding amount
     Then Loan has 100 overpaid amount
     When Admin makes Credit Balance Refund transaction on "16 October 2023" with 100 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Refund undo happens on "16 October 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 100 outstanding amount
     Then Loan Repayment schedule has 4 periods, with the following data for periods:
       | Nr | Days | Date              | Paid date         | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
       |    |      | 01 September 2023 |                   | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
       | 1  | 0    | 01 September 2023 | 01 September 2023 | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
       | 2  | 15   | 16 September 2023 | 16 September 2023 | 500.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
       | 3  | 15   | 01 October 2023   | 01 October 2023   | 250.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
       | 4  | 15   | 16 October 2023   |                   | 0.0             | 350.0         | 0.0      | 0.0  | 0.0       | 350.0 | 250.0 | 0.0        | 0.0  | 100.0       |
     Then Loan Repayment schedule has the following data in Total row:
       | Principal due | Interest | Fees | Penalties | Due    | Paid   | In advance | Late | Outstanding |
       | 1100.0        | 0        | 0    | 0         | 1100.0 | 1000.0 | 0          | 0    | 100         |
     Then On Loan Transactions tab the "Payout Refund" Transaction with date "16 October 2023" is reverted
     Then Loan Transactions tab has the following data:
       | Transaction date  | Transaction Type      | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
       | 01 September 2023 | Disbursement          | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
       | 01 September 2023 | Down Payment          | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        |
       | 16 September 2023 | Repayment             | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 500.0        |
       | 01 October 2023   | Repayment             | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 250.0        |
       | 16 October 2023   | Repayment             | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 0.0          |
       | 16 October 2023   | Payout Refund         | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 0.0          |
       | 16 October 2023   | Credit Balance Refund | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 100.0        |
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 September 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "DOWN_PAYMENT" transaction with date "01 September 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "16 September 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 October 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "16 October 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "PAYOUT_REFUND" transaction with date "16 October 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | LIABILITY | l1           | Overpayment account       |       | 100.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 100.0 |        |
       | LIABILITY | l1           | Overpayment account       | 100.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 100.0  |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "16 October 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 100.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 100.0  |

   @TestRailId:C2888
   Scenario: Multi repayment reversal (after maturity) - PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION loan product
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
     When Admin set "PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
     When Admin creates a fully customized loan with the following data:
       | LoanProduct                                       | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
       | PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 September 2023 | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 September 2023" with "1000" amount and expected disbursement date on "01 September 2023"
     When Admin successfully disburse the loan on "01 September 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "16 September 2023"
     And Customer makes "AUTOPAY" repayment on "16 September 2023" with 250 EUR transaction amount
     When Admin sets the business date to "01 October 2023"
     And Customer makes "AUTOPAY" repayment on "01 October 2023" with 250 EUR transaction amount
     When Admin sets the business date to "20 October 2023"
     And Customer makes "AUTOPAY" repayment on "20 October 2023" with 350 EUR transaction amount
     Then Loan status will be "OVERPAID"
     Then Loan has 0 outstanding amount
     Then Loan has 100 overpaid amount
     When Admin sets the business date to "25 October 2023"
     When Admin makes Credit Balance Refund transaction on "25 October 2023" with 100 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Customer undo "1"th repayment on "20 October 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 250 outstanding amount
     Then Loan Repayment schedule has 5 periods, with the following data for periods:
       | Nr | Days | Date              | Paid date         | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late  | Outstanding |
       |    |      | 01 September 2023 |                   | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |       |             |
       | 1  | 0    | 01 September 2023 | 01 September 2023 | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0   | 0.0         |
       | 2  | 15   | 16 September 2023 | 01 October 2023   | 500.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 250.0 | 0.0         |
       | 3  | 15   | 01 October 2023   | 20 October 2023   | 250.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 250.0 | 0.0         |
       | 4  | 15   | 16 October 2023   |                   | 0.0             | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 100.0 | 0.0        | 100.0 | 150.0       |
       | 5  | 9    | 25 October 2023   |                   | 0.0             | 100.0         | 0.0      | 0.0  | 0.0       | 100.0 | 0.0   | 0.0        | 0.0   | 100.0       |
     Then Loan Repayment schedule has the following data in Total row:
       | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
       | 1100.0        | 0        | 0    | 0         | 1100.0 | 850.0 | 0          | 600  | 250         |
     Then On Loan Transactions tab the "Repayment" Transaction with date "16 September 2023" is reverted
     Then Loan Transactions tab has the following data:
       | Transaction date  | Transaction Type      | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
       | 01 September 2023 | Disbursement          | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
       | 01 September 2023 | Down Payment          | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        |
       | 16 September 2023 | Repayment             | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 500.0        |
       | 01 October 2023   | Repayment             | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 500.0        |
       | 20 October 2023   | Repayment             | 350.0  | 350.0     | 0.0      | 0.0  | 0.0       | 150.0        |
       | 25 October 2023   | Credit Balance Refund | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 250.0        |
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 September 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "DOWN_PAYMENT" transaction with date "01 September 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "16 September 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
       | ASSET     | 112601       | Loans Receivable          | 250.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 250.0  |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 October 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "20 October 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 350.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 350.0 |        |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "25 October 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 100.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 100.0  |

   @TestRailId:C2889
   Scenario: Verify that Loan status goes from overpaid to active in case of CBR transaction (after maturity) - PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION loan product
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
     When Admin set "PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
     When Admin creates a fully customized loan with the following data:
       | LoanProduct                                       | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
       | PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 September 2023 | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 September 2023" with "1000" amount and expected disbursement date on "01 September 2023"
     When Admin successfully disburse the loan on "01 September 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "16 September 2023"
     And Customer makes "AUTOPAY" repayment on "16 September 2023" with 250 EUR transaction amount
     When Admin sets the business date to "01 October 2023"
     And Customer makes "AUTOPAY" repayment on "01 October 2023" with 250 EUR transaction amount
     When Admin sets the business date to "20 October 2023"
     And Customer makes "AUTOPAY" repayment on "20 October 2023" with 200 EUR transaction amount
     When Admin sets the business date to "21 October 2023"
     And Customer makes "AUTOPAY" repayment on "21 October 2023" with 150 EUR transaction amount
     Then Loan status will be "OVERPAID"
     Then Loan has 0 outstanding amount
     Then Loan has 100 overpaid amount
     When Admin makes Credit Balance Refund transaction on "21 October 2023" with 100 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
     When Customer undo "1"th repayment on "20 September 2023"
     Then Loan status will be "ACTIVE"
     Then Loan has 250 outstanding amount
     Then Loan Repayment schedule has 5 periods, with the following data for periods:
       | Nr | Days | Date              | Paid date         | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late  | Outstanding |
       |    |      | 01 September 2023 |                   | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |       |             |
       | 1  | 0    | 01 September 2023 | 01 September 2023 | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0   | 0.0         |
       | 2  | 15   | 16 September 2023 | 01 October 2023   | 500.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 250.0 | 0.0         |
       | 3  | 15   | 01 October 2023   | 21 October 2023   | 250.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 250.0 | 0.0         |
       | 4  | 15   | 16 October 2023   |                   | 0.0             | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 100.0 | 0.0        | 100.0 | 150.0       |
       | 5  | 5    | 21 October 2023   |                   | 0.0             | 100.0         | 0.0      | 0.0  | 0.0       | 100.0 | 0.0   | 0.0        | 0.0   | 100.0       |
     Then Loan Repayment schedule has the following data in Total row:
       | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
       | 1100.0        | 0        | 0    | 0         | 1100.0 | 850.0 | 0          | 600  | 250         |
     Then On Loan Transactions tab the "Repayment" Transaction with date "16 September 2023" is reverted
     Then Loan Transactions tab has the following data:
       | Transaction date  | Transaction Type      | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
       | 01 September 2023 | Disbursement          | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
       | 01 September 2023 | Down Payment          | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        |
       | 16 September 2023 | Repayment             | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 500.0        |
       | 01 October 2023   | Repayment             | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 500.0        |
       | 20 October 2023   | Repayment             | 200.0  | 200.0     | 0.0      | 0.0  | 0.0       | 300.0        |
       | 21 October 2023   | Repayment             | 150.0  | 150.0     | 0.0      | 0.0  | 0.0       | 150.0        |
       | 21 October 2023   | Credit Balance Refund | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 250.0        |
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 September 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "DOWN_PAYMENT" transaction with date "01 September 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "16 September 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
       | ASSET     | 112601       | Loans Receivable          | 250.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 250.0  |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 October 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "20 October 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 200.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 200.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "21 October 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 150.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 150.0 |        |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "21 October 2023" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          | 100.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 100.0  |

   @TestRailId:C2890
   Scenario: Verify that accruals created for charges after CBR post-maturity - PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION loan product
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
     When Admin set "PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
     When Admin creates a fully customized loan with the following data:
       | LoanProduct                                       | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
       | PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 September 2023 | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 September 2023" with "1000" amount and expected disbursement date on "01 September 2023"
     When Admin successfully disburse the loan on "01 September 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "16 September 2023"
     And Customer makes "AUTOPAY" repayment on "16 September 2023" with 250 EUR transaction amount
     When Admin sets the business date to "01 October 2023"
     And Customer makes "AUTOPAY" repayment on "01 October 2023" with 250 EUR transaction amount
     When Admin sets the business date to "16 October 2023"
     And Customer makes "AUTOPAY" repayment on "16 October 2023" with 250 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     When Admin sets the business date to "17 October 2023"
     When Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "17 October 2023" with 100 EUR transaction amount and system-generated Idempotency key
     When Admin runs inline COB job for Loan
     When Admin sets the business date to "18 October 2023"
     And Admin makes Credit Balance Refund transaction on "18 October 2023" with 100 EUR transaction amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan Repayment schedule has 4 periods, with the following data for periods:
       | Nr | Days | Date              | Paid date         | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
       |    |      | 01 September 2023 |                   | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
       | 1  | 0    | 01 September 2023 | 01 September 2023 | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
       | 2  | 15   | 16 September 2023 | 16 September 2023 | 500.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
       | 3  | 15   | 01 October 2023   | 01 October 2023   | 250.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
       | 4  | 15   | 16 October 2023   | 16 October 2023   | 0.0             | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
     Then Loan Repayment schedule has the following data in Total row:
       | Principal due | Interest | Fees | Penalties | Due    | Paid   | In advance | Late | Outstanding |
       | 1000.0        | 0        | 0    | 0         | 1000.0 | 1000.0 | 0          | 0    | 0           |
     Then Loan Transactions tab has the following data:
       | Transaction date  | Transaction Type       | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
       | 01 September 2023 | Disbursement           | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
       | 01 September 2023 | Down Payment           | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        |
       | 16 September 2023 | Repayment              | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 500.0        |
       | 01 October 2023   | Repayment              | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 250.0        |
       | 16 October 2023   | Repayment              | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 0.0          |
       | 17 October 2023   | Merchant Issued Refund | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 0.0          |
       | 18 October 2023   | Credit Balance Refund  | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 0.0          |
     When Admin runs inline COB job for Loan
     When Admin sets the business date to "19 October 2023"
     When Admin adds "LOAN_SNOOZE_FEE" due date charge with "19 October 2023" due date and 10 EUR transaction amount
     When Admin runs inline COB job for Loan
     When Admin sets the business date to "20 October 2023"
     When Admin runs inline COB job for Loan
     Then Loan Repayment schedule has 5 periods, with the following data for periods:
       | Nr | Days | Date              | Paid date         | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
       |    |      | 01 September 2023 |                   | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
       | 1  | 0    | 01 September 2023 | 01 September 2023 | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
       | 2  | 15   | 16 September 2023 | 16 September 2023 | 500.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
       | 3  | 15   | 01 October 2023   | 01 October 2023   | 250.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
       | 4  | 15   | 16 October 2023   | 16 October 2023   | 0.0             | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
       | 5  | 3    | 19 October 2023   |                   | 0.0             | 0.0           | 0.0      | 10.0 | 0.0       | 10.0  | 0.0   | 0.0        | 0.0  | 10.0        |
     Then Loan Repayment schedule has the following data in Total row:
       | Principal due | Interest | Fees | Penalties | Due    | Paid   | In advance | Late | Outstanding |
       | 1000.0        | 0        | 10   | 0         | 1010.0 | 1000.0 | 0          | 0    | 10          |
     Then Loan Transactions tab has the following data:
       | Transaction date  | Transaction Type       | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
       | 01 September 2023 | Disbursement           | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
       | 01 September 2023 | Down Payment           | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        |
       | 16 September 2023 | Repayment              | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 500.0        |
       | 01 October 2023   | Repayment              | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 250.0        |
       | 16 October 2023   | Repayment              | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 0.0          |
       | 17 October 2023   | Merchant Issued Refund | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 0.0          |
       | 18 October 2023   | Credit Balance Refund  | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 0.0          |
       | 19 October 2023   | Accrual                | 10.0   | 0.0       | 0.0      | 10.0 | 0.0       | 0.0          |

   @TestRailId:C2989
   Scenario: Verify that CBR transaction date cannot be in the future
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
     When Admin set "PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
     When Admin creates a fully customized loan with the following data:
       | LoanProduct                                       | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
       | PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 September 2023 | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 September 2023" with "1000" amount and expected disbursement date on "01 September 2023"
     When Admin successfully disburse the loan on "01 September 2023" with "1000" EUR transaction amount
     When Admin sets the business date to "10 September 2023"
     And Customer makes "AUTOPAY" repayment on "10 September 2023" with 1000 EUR transaction amount
     Then Loan status will be "OVERPAID"
     Then Loan has 0 outstanding amount
     Then Loan has 250 overpaid amount
     When Admin sets the business date to "15 September 2023"
     Then Credit Balance Refund transaction on future date "20 September 2023" with 250 EUR transaction amount will result an error

   @TestRailId:C3020
   Scenario: Verify that Charge-off and CBR transaction GL entries are correct in case of repayment reversal after CBR and Fraud flagged loan
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
     When Admin set "PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
     When Admin creates a fully customized loan with the following data:
       | LoanProduct                                       | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
       | PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 January 2024   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
     When Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
     Then Admin can successfully set Fraud flag to the loan
     And Admin does charge-off the loan on "01 January 2024"
     Then Loan marked as charged-off on "01 January 2024"
     When Admin sets the business date to "10 January 2024"
     And Customer makes "AUTOPAY" repayment on "10 January 2024" with 1000 EUR transaction amount
     Then Loan status will be "OVERPAID"
     Then Loan has 0 outstanding amount
     Then Loan has 250 overpaid amount
     When Admin sets the business date to "11 January 2024"
     And Admin makes Credit Balance Refund transaction on "11 January 2024" with 250 EUR transaction amount
     When Admin sets the business date to "12 January 2024"
     When Customer undo "1"th "Repayment" transaction made on "10 January 2024"
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "DOWN_PAYMENT" transaction with date "01 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "01 January 2024" which has the following Journal entries:
       | Type    | Account code | Account name               | Debit | Credit |
       | ASSET   | 112601       | Loans Receivable           |       | 750.0  |
       | EXPENSE | 744037       | Credit Loss/Bad Debt-Fraud | 750.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "10 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | INCOME    | 744008       | Recoveries                |        | 750.0  |
       | LIABILITY | l1           | Overpayment account       |        | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 1000.0 |        |
       | INCOME    | 744008       | Recoveries                | 750.0  |        |
       | LIABILITY | l1           | Overpayment account       | 250.0  |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "11 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name               | Debit | Credit |
       | EXPENSE   | 744037       | Credit Loss/Bad Debt-Fraud | 250.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account  |       | 250.0  |

   @TestRailId:C3021
   Scenario: Verify that Charge-off and CBR transaction GL entries are correct in case of repayment reversal after CBR and Non-Fraud loan
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
     When Admin set "PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
     When Admin creates a fully customized loan with the following data:
       | LoanProduct                                       | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
       | PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 January 2024   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
     When Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
     And Admin does charge-off the loan on "01 January 2024"
     Then Loan marked as charged-off on "01 January 2024"
     When Admin sets the business date to "10 January 2024"
     And Customer makes "AUTOPAY" repayment on "10 January 2024" with 1000 EUR transaction amount
     Then Loan status will be "OVERPAID"
     Then Loan has 0 outstanding amount
     Then Loan has 250 overpaid amount
     When Admin sets the business date to "11 January 2024"
     And Admin makes Credit Balance Refund transaction on "11 January 2024" with 250 EUR transaction amount
     When Admin sets the business date to "12 January 2024"
     When Customer undo "1"th "Repayment" transaction made on "10 January 2024"
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "DOWN_PAYMENT" transaction with date "01 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "01 January 2024" which has the following Journal entries:
       | Type    | Account code | Account name         | Debit | Credit |
       | ASSET   | 112601       | Loans Receivable     |       | 750.0  |
       | EXPENSE | 744007       | Credit Loss/Bad Debt | 750.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "10 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | INCOME    | 744008       | Recoveries                |        | 750.0  |
       | LIABILITY | l1           | Overpayment account       |        | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 1000.0 |        |
       | INCOME    | 744008       | Recoveries                | 750.0  |        |
       | LIABILITY | l1           | Overpayment account       | 250.0  |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "11 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | EXPENSE   | 744007       | Credit Loss/Bad Debt      | 250.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 250.0  |

   @TestRailId:C3040
   Scenario: Verify that Charge-off and CBR transaction GL entries are correct before and after a repayment reversal taken place after CBR - UC1
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
     When Admin set "PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
     When Admin creates a fully customized loan with the following data:
       | LoanProduct                                       | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
       | PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 January 2024   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
     When Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
     When Admin sets the business date to "02 January 2024"
     And Customer makes "AUTOPAY" repayment on "02 January 2024" with 100 EUR transaction amount
     When Admin sets the business date to "03 January 2024"
     And Admin does charge-off the loan on "03 January 2024"
     When Admin sets the business date to "04 January 2024"
     When Customer makes "PAYOUT_REFUND" transaction with "AUTOPAY" payment type on "04 January 2024" with 1000 EUR transaction amount and system-generated Idempotency key
     When Admin sets the business date to "05 January 2024"
     And Admin makes Credit Balance Refund transaction on "05 January 2024" with 350 EUR transaction amount
 #    --- Before reverse/replay ---
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "DOWN_PAYMENT" transaction with date "01 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "02 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 100.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 100.0 |        |
     Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "03 January 2024" which has the following Journal entries:
       | Type    | Account code | Account name         | Debit | Credit |
       | ASSET   | 112601       | Loans Receivable     |       | 650.0  |
       | EXPENSE | 744007       | Credit Loss/Bad Debt | 650.0 |        |
     Then Loan Transactions tab has a "PAYOUT_REFUND" transaction with date "04 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | EXPENSE   | 744007       | Credit Loss/Bad Debt      |        | 650.0  |
       | LIABILITY | l1           | Overpayment account       |        | 350.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 1000.0 |        |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "05 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | LIABILITY | l1           | Overpayment account       | 350.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 350.0  |
 #    --- After reverse/replay ---
     When Admin sets the business date to "06 January 2024"
     When Customer undo "1"th "Repayment" transaction made on "02 January 2024"
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "DOWN_PAYMENT" transaction with date "01 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "02 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 100.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 100.0 |        |
     Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "03 January 2024" which has the following Journal entries:
       | Type    | Account code | Account name         | Debit | Credit |
       | ASSET   | 112601       | Loans Receivable     |       | 750.0  |
       | EXPENSE | 744007       | Credit Loss/Bad Debt | 750.0 |        |
     Then Loan Transactions tab has a "PAYOUT_REFUND" transaction with date "04 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | EXPENSE   | 744007       | Credit Loss/Bad Debt      |        | 750.0  |
       | LIABILITY | l1           | Overpayment account       |        | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 1000.0 |        |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "05 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | EXPENSE   | 744007       | Credit Loss/Bad Debt      | 100.0 |        |
       | LIABILITY | l1           | Overpayment account       | 250.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 350.0  |

   @TestRailId:C3041
   Scenario: Verify that Charge-off and CBR transaction GL entries are correct before and after a repayment reversal taken place after CBR - UC2
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
     When Admin set "PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
     When Admin creates a fully customized loan with the following data:
       | LoanProduct                                       | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
       | PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 January 2024   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
     When Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
     And Admin does charge-off the loan on "01 January 2024"
     Then Loan marked as charged-off on "01 January 2024"
     When Admin sets the business date to "10 January 2024"
     And Customer makes "AUTOPAY" repayment on "10 January 2024" with 1000 EUR transaction amount
     Then Loan status will be "OVERPAID"
     Then Loan has 0 outstanding amount
     Then Loan has 250 overpaid amount
     When Admin sets the business date to "11 January 2024"
     And Admin makes Credit Balance Refund transaction on "11 January 2024" with 250 EUR transaction amount
 #    --- Before reverse/replay ---
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "DOWN_PAYMENT" transaction with date "01 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "01 January 2024" which has the following Journal entries:
       | Type    | Account code | Account name         | Debit | Credit |
       | ASSET   | 112601       | Loans Receivable     |       | 750.0  |
       | EXPENSE | 744007       | Credit Loss/Bad Debt | 750.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "10 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | INCOME    | 744008       | Recoveries                |        | 750.0  |
       | LIABILITY | l1           | Overpayment account       |        | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 1000.0 |        |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "11 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | LIABILITY | l1           | Overpayment account       | 250.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 250.0  |
 #    --- After reverse/replay ---
     When Admin sets the business date to "12 January 2024"
     When Customer undo "1"th "Repayment" transaction made on "10 January 2024"
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "DOWN_PAYMENT" transaction with date "01 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
     Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "01 January 2024" which has the following Journal entries:
       | Type    | Account code | Account name         | Debit | Credit |
       | ASSET   | 112601       | Loans Receivable     |       | 750.0  |
       | EXPENSE | 744007       | Credit Loss/Bad Debt | 750.0 |        |
     Then Loan Transactions tab has a "REPAYMENT" transaction with date "10 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit  | Credit |
       | INCOME    | 744008       | Recoveries                |        | 750.0  |
       | LIABILITY | l1           | Overpayment account       |        | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 1000.0 |        |
       | INCOME    | 744008       | Recoveries                | 750.0  |        |
       | LIABILITY | l1           | Overpayment account       | 250.0  |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
     Then Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "11 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | EXPENSE   | 744007       | Credit Loss/Bad Debt      | 250.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 250.0  |

   @TestRailId:C3092
   Scenario: Verify that overpayment portion calculated properly in case of CBR reverse-replay
     When Admin sets the business date to "25 January 2024"
     When Admin creates a client with random data
     When Admin creates a fully customized loan with the following data:
       | LoanProduct                                  | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
       | PIN4_DOWNPAYMENT_ADVANCED_PAYMENT_ALLOCATION | 25 January 2024   | 212.87         | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 30                | DAYS                  | 30             | DAYS                   | 1                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "25 January 2024" with "212.87" amount and expected disbursement date on "25 January 2024"
     When Admin successfully disburse the loan on "25 January 2024" with "212.87" EUR transaction amount
     When Admin sets the business date to "24 February 2024"
     And Customer makes "AUTOPAY" repayment on "24 February 2024" with 212.87 EUR transaction amount
     When Admin sets the business date to "29 February 2024"
     When Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "29 February 2024" with 36.99 EUR transaction amount and system-generated Idempotency key
     When Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "29 February 2024" with 18.94 EUR transaction amount and system-generated Idempotency key
     When Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "29 February 2024" with 36.99 EUR transaction amount and system-generated Idempotency key
     When Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "29 February 2024" with 31.91 EUR transaction amount and system-generated Idempotency key
     When Admin sets the business date to "01 March 2024"
     And Admin makes Credit Balance Refund transaction on "01 March 2024" with 124.83 EUR transaction amount
     When Admin sets the business date to "02 March 2024"
     When Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "02 March 2024" with 19.99 EUR transaction amount and system-generated Idempotency key
     When Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "02 March 2024" with 19.99 EUR transaction amount and system-generated Idempotency key
     When Customer undo "1"th "Merchant Issued Refund" transaction made on "29 February 2024"
     Then Loan status will be "OVERPAID"
     Then Loan has 2.99 overpaid amount
     Then Loan Repayment schedule has 3 periods, with the following data for periods:
       | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid   | In advance | Late  | Outstanding |
       |    |      | 25 January 2024  |                  | 212.87          |               |          | 0.0  |           | 0.0    | 0.0    |            |       |             |
       | 1  | 0    | 25 January 2024  | 24 February 2024 | 159.87          | 53.0          | 0.0      | 0.0  | 0.0       | 53.0   | 53.0   | 0.0        | 53.0  | 0.0         |
       | 2  | 30   | 24 February 2024 | 24 February 2024 | 0.0             | 159.87        | 0.0      | 0.0  | 0.0       | 159.87 | 159.87 | 0.0        | 0.0   | 0.0         |
       | 3  | 6    | 01 March 2024    | 02 March 2024    | 0.0             | 124.83        | 0.0      | 0.0  | 0.0       | 124.83 | 124.83 | 0.0        | 36.99 | 0.0         |
     Then Loan Repayment schedule has the following data in Total row:
       | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late  | Outstanding |
       | 337.7         | 0.0      | 0.0  | 0.0       | 337.7 | 337.7 | 0.0        | 89.99 | 0.0         |
     Then Loan Transactions tab has the following data:
       | Transaction date | Transaction Type       | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
       | 25 January 2024  | Disbursement           | 212.87 | 0.0       | 0.0      | 0.0  | 0.0       | 212.87       | false    |
       | 24 February 2024 | Repayment              | 212.87 | 212.87    | 0.0      | 0.0  | 0.0       | 0.0          | false    |
       | 29 February 2024 | Merchant Issued Refund | 36.99  | 0.0       | 0.0      | 0.0  | 0.0       | 0.0          | true     |
       | 29 February 2024 | Merchant Issued Refund | 18.94  | 0.0       | 0.0      | 0.0  | 0.0       | 0.0          | false    |
       | 29 February 2024 | Merchant Issued Refund | 36.99  | 0.0       | 0.0      | 0.0  | 0.0       | 0.0          | false    |
       | 29 February 2024 | Merchant Issued Refund | 31.91  | 0.0       | 0.0      | 0.0  | 0.0       | 0.0          | false    |
       | 01 March 2024    | Credit Balance Refund  | 124.83 | 36.99     | 0.0      | 0.0  | 0.0       | 36.99        | false    |
       | 02 March 2024    | Merchant Issued Refund | 19.99  | 19.99     | 0.0      | 0.0  | 0.0       | 17.0         | false    |
       | 02 March 2024    | Merchant Issued Refund | 19.99  | 17.0      | 0.0      | 0.0  | 0.0       | 0.0          | false    |