| /** |
| * Licensed to the Apache Software Foundation (ASF) under one |
| * or more contributor license agreements. See the NOTICE file |
| * distributed with this work for additional information |
| * regarding copyright ownership. The ASF licenses this file |
| * to you under the Apache License, Version 2.0 (the |
| * "License"); you may not use this file except in compliance |
| * with the License. You may obtain a copy of the License at |
| * |
| * http://www.apache.org/licenses/LICENSE-2.0 |
| * |
| * Unless required by applicable law or agreed to in writing, |
| * software distributed under the License is distributed on an |
| * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY |
| * KIND, either express or implied. See the License for the |
| * specific language governing permissions and limitations |
| * under the License. |
| */ |
| package org.apache.fineract.integrationtests; |
| |
| import static org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.impl.AdvancedPaymentScheduleTransactionProcessor.ADVANCED_PAYMENT_ALLOCATION_STRATEGY; |
| import static org.junit.jupiter.api.Assertions.assertEquals; |
| import static org.junit.jupiter.api.Assertions.assertNotNull; |
| |
| import io.restassured.builder.RequestSpecBuilder; |
| import io.restassured.builder.ResponseSpecBuilder; |
| import io.restassured.http.ContentType; |
| import io.restassured.specification.RequestSpecification; |
| import io.restassured.specification.ResponseSpecification; |
| import java.math.BigDecimal; |
| import java.time.LocalDate; |
| import java.time.format.DateTimeFormatter; |
| import java.time.format.DateTimeFormatterBuilder; |
| import java.util.ArrayList; |
| import java.util.Arrays; |
| import java.util.List; |
| import java.util.UUID; |
| import java.util.concurrent.atomic.AtomicInteger; |
| import org.apache.fineract.client.models.AdvancedPaymentData; |
| import org.apache.fineract.client.models.AllowAttributeOverrides; |
| import org.apache.fineract.client.models.ChargeData; |
| import org.apache.fineract.client.models.ChargeToGLAccountMapper; |
| import org.apache.fineract.client.models.GetLoanFeeToIncomeAccountMappings; |
| import org.apache.fineract.client.models.GetLoanPaymentChannelToFundSourceMappings; |
| import org.apache.fineract.client.models.GetLoanProductsProductIdResponse; |
| import org.apache.fineract.client.models.GetLoansLoanIdResponse; |
| import org.apache.fineract.client.models.PaymentAllocationOrder; |
| import org.apache.fineract.client.models.PostLoanProductsRequest; |
| import org.apache.fineract.client.models.PostLoanProductsResponse; |
| import org.apache.fineract.client.models.PostLoansLoanIdTransactionsResponse; |
| import org.apache.fineract.client.models.PostLoansLoanIdTransactionsTransactionIdRequest; |
| import org.apache.fineract.client.models.PostPaymentTypesRequest; |
| import org.apache.fineract.client.models.PostPaymentTypesResponse; |
| import org.apache.fineract.infrastructure.businessdate.domain.BusinessDateType; |
| import org.apache.fineract.integrationtests.common.BusinessDateHelper; |
| import org.apache.fineract.integrationtests.common.ClientHelper; |
| import org.apache.fineract.integrationtests.common.GlobalConfigurationHelper; |
| import org.apache.fineract.integrationtests.common.PaymentTypeHelper; |
| import org.apache.fineract.integrationtests.common.Utils; |
| import org.apache.fineract.integrationtests.common.accounting.Account; |
| import org.apache.fineract.integrationtests.common.accounting.AccountHelper; |
| import org.apache.fineract.integrationtests.common.accounting.JournalEntryHelper; |
| import org.apache.fineract.integrationtests.common.funds.FundsHelper; |
| import org.apache.fineract.integrationtests.common.funds.FundsResourceHandler; |
| import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanProductHelper; |
| import org.apache.fineract.integrationtests.common.loans.LoanTestLifecycleExtension; |
| import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper; |
| import org.apache.fineract.integrationtests.common.products.DelinquencyBucketsHelper; |
| import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleProcessingType; |
| import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleType; |
| import org.apache.fineract.portfolio.loanproduct.domain.PaymentAllocationType; |
| import org.junit.jupiter.api.Assertions; |
| import org.junit.jupiter.api.BeforeEach; |
| import org.junit.jupiter.api.Test; |
| import org.junit.jupiter.api.extension.ExtendWith; |
| |
| @ExtendWith(LoanTestLifecycleExtension.class) |
| public class UndoRepaymentWithDownPaymentIntegrationTest { |
| |
| private static final DateTimeFormatter DATE_FORMATTER = new DateTimeFormatterBuilder().appendPattern("dd MMMM yyyy").toFormatter(); |
| private ResponseSpecification responseSpec; |
| private RequestSpecification requestSpec; |
| private ClientHelper clientHelper; |
| private LoanTransactionHelper loanTransactionHelper; |
| private JournalEntryHelper journalEntryHelper; |
| private AccountHelper accountHelper; |
| private LoanProductHelper loanProductHelper; |
| private PaymentTypeHelper paymentTypeHelper; |
| // asset |
| private Account loansReceivable; |
| private Account interestFeeReceivable; |
| private Account suspenseAccount; |
| private Account fundReceivables; |
| // liability |
| private Account suspenseClearingAccount; |
| private Account overpaymentAccount; |
| // income |
| private Account interestIncome; |
| private Account feeIncome; |
| private Account feeChargeOff; |
| private Account recoveries; |
| private Account interestIncomeChargeOff; |
| // expense |
| private Account creditLossBadDebt; |
| private Account creditLossBadDebtFraud; |
| private Account writtenOff; |
| private Account goodwillExpenseAccount; |
| |
| @BeforeEach |
| public void setup() { |
| Utils.initializeRESTAssured(); |
| this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build(); |
| this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey()); |
| this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build(); |
| this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec); |
| this.accountHelper = new AccountHelper(this.requestSpec, this.responseSpec); |
| this.loanProductHelper = new LoanProductHelper(); |
| this.paymentTypeHelper = new PaymentTypeHelper(); |
| |
| // Asset |
| this.loansReceivable = this.accountHelper.createAssetAccount(); |
| this.interestFeeReceivable = this.accountHelper.createAssetAccount(); |
| this.suspenseAccount = this.accountHelper.createAssetAccount(); |
| this.fundReceivables = this.accountHelper.createAssetAccount(); |
| |
| // Liability |
| this.suspenseClearingAccount = this.accountHelper.createLiabilityAccount(); |
| this.overpaymentAccount = this.accountHelper.createLiabilityAccount(); |
| |
| // income |
| this.interestIncome = this.accountHelper.createIncomeAccount(); |
| this.feeIncome = this.accountHelper.createIncomeAccount(); |
| this.feeChargeOff = this.accountHelper.createIncomeAccount(); |
| this.recoveries = this.accountHelper.createIncomeAccount(); |
| this.interestIncomeChargeOff = this.accountHelper.createIncomeAccount(); |
| |
| // expense |
| this.creditLossBadDebt = this.accountHelper.createExpenseAccount(); |
| this.creditLossBadDebtFraud = this.accountHelper.createExpenseAccount(); |
| this.writtenOff = this.accountHelper.createExpenseAccount(); |
| this.goodwillExpenseAccount = this.accountHelper.createExpenseAccount(); |
| |
| this.journalEntryHelper = new JournalEntryHelper(this.requestSpec, this.responseSpec); |
| this.clientHelper = new ClientHelper(this.requestSpec, this.responseSpec); |
| } |
| |
| @Test |
| public void undoRepaymentWithDownPaymentAndAdvancedPaymentAllocationTest() { |
| GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE); |
| |
| String loanExternalIdStr = UUID.randomUUID().toString(); |
| |
| Boolean enableDownPayment = true; |
| BigDecimal disbursedAmountPercentageForDownPayment = BigDecimal.valueOf(25); |
| Boolean enableAutoRepaymentForDownPayment = true; |
| |
| final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue(); |
| |
| Integer loanProductId = createLoanProductWithPeriodicAccrualAccountingAndAdvancedPaymentAllocationStrategy(); |
| |
| final GetLoanProductsProductIdResponse getLoanProductsProductResponse = loanTransactionHelper.getLoanProduct(loanProductId); |
| assertNotNull(getLoanProductsProductResponse); |
| assertEquals(enableDownPayment, getLoanProductsProductResponse.getEnableDownPayment()); |
| assertEquals(0, getLoanProductsProductResponse.getDisbursedAmountPercentageForDownPayment() |
| .compareTo(disbursedAmountPercentageForDownPayment)); |
| assertEquals(enableAutoRepaymentForDownPayment, getLoanProductsProductResponse.getEnableAutoRepaymentForDownPayment()); |
| |
| final Integer loanId = createApproveAndDisburseLoanAccount(clientId, loanProductId.longValue(), loanExternalIdStr, "1", "0"); |
| |
| GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue()); |
| |
| assertNotNull(loanDetails); |
| assertEquals(enableDownPayment, loanDetails.getEnableDownPayment()); |
| assertEquals(0, loanDetails.getDisbursedAmountPercentageForDownPayment().compareTo(disbursedAmountPercentageForDownPayment)); |
| assertEquals(enableAutoRepaymentForDownPayment, loanDetails.getEnableAutoRepaymentForDownPayment()); |
| |
| PostLoansLoanIdTransactionsResponse postLoansLoanIdTransactionsResponse = loanTransactionHelper |
| .makeLoanRepayment("05 September 2022", 500.0f, loanId); |
| Long repaymentTransactionId = postLoansLoanIdTransactionsResponse.getResourceId(); |
| |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, LocalDate.of(2022, 9, 25)); |
| PostLoansLoanIdTransactionsResponse secondPostLoansLoanIdTransactionsResponse = loanTransactionHelper |
| .makeLoanRepayment("25 September 2022", 250.0f, loanId); |
| Long secondRepaymentId = secondPostLoansLoanIdTransactionsResponse.getResourceId(); |
| |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, LocalDate.of(2022, 9, 28)); |
| loanTransactionHelper.chargebackLoanTransaction(loanExternalIdStr, secondRepaymentId, |
| new PostLoansLoanIdTransactionsTransactionIdRequest().locale("en").transactionAmount(100.0).paymentTypeId(1L)); |
| |
| BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, LocalDate.of(2022, 9, 30)); |
| loanTransactionHelper.makeLoanRepayment("30 September 2022", 100.0f, loanId); |
| |
| PostLoansLoanIdTransactionsResponse postLoansLoanIdTransactionsResponse1 = loanTransactionHelper.reverseLoanTransaction(loanId, |
| repaymentTransactionId, "05 September 2022", responseSpec); |
| |
| assertNotNull(postLoansLoanIdTransactionsResponse1); |
| |
| loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue()); |
| assertEquals(500, loanDetails.getSummary().getTotalOutstanding()); |
| } |
| |
| private Integer createLoanProductWithPeriodicAccrualAccountingAndAdvancedPaymentAllocationStrategy() { |
| |
| String name = Utils.uniqueRandomStringGenerator("LOAN_PRODUCT_", 6); |
| String shortName = Utils.uniqueRandomStringGenerator("", 4); |
| |
| List<Integer> principalVariationsForBorrowerCycle = new ArrayList<>(); |
| List<Integer> numberOfRepaymentVariationsForBorrowerCycle = new ArrayList<>(); |
| List<Integer> interestRateVariationsForBorrowerCycle = new ArrayList<>(); |
| List<ChargeData> charges = new ArrayList<>(); |
| List<ChargeToGLAccountMapper> penaltyToIncomeAccountMappings = new ArrayList<>(); |
| List<GetLoanFeeToIncomeAccountMappings> feeToIncomeAccountMappings = new ArrayList<>(); |
| |
| String paymentTypeName = PaymentTypeHelper.randomNameGenerator("P_T", 5); |
| String description = PaymentTypeHelper.randomNameGenerator("PT_Desc", 15); |
| Boolean isCashPayment = false; |
| Integer position = 1; |
| |
| PostPaymentTypesResponse paymentTypesResponse = paymentTypeHelper.createPaymentType(new PostPaymentTypesRequest() |
| .name(paymentTypeName).description(description).isCashPayment(isCashPayment).position(position)); |
| Long paymentTypeIdOne = paymentTypesResponse.getResourceId(); |
| Assertions.assertNotNull(paymentTypeIdOne); |
| |
| List<GetLoanPaymentChannelToFundSourceMappings> paymentChannelToFundSourceMappings = new ArrayList<>(); |
| GetLoanPaymentChannelToFundSourceMappings loanPaymentChannelToFundSourceMappings = new GetLoanPaymentChannelToFundSourceMappings(); |
| loanPaymentChannelToFundSourceMappings.fundSourceAccountId(fundReceivables.getAccountID().longValue()); |
| loanPaymentChannelToFundSourceMappings.paymentTypeId(paymentTypeIdOne.longValue()); |
| paymentChannelToFundSourceMappings.add(loanPaymentChannelToFundSourceMappings); |
| |
| // fund |
| FundsHelper fh = FundsHelper.create(Utils.uniqueRandomStringGenerator("", 10)).externalId(UUID.randomUUID().toString()).build(); |
| String jsonData = fh.toJSON(); |
| |
| final Long fundID = createFund(jsonData, this.requestSpec, this.responseSpec); |
| Assertions.assertNotNull(fundID); |
| |
| // Delinquency Bucket |
| final Integer delinquencyBucketId = DelinquencyBucketsHelper.createDelinquencyBucket(requestSpec, responseSpec); |
| |
| String futureInstallmentAllocationRule = "NEXT_INSTALLMENT"; |
| AdvancedPaymentData defaultAllocation = createDefaultPaymentAllocation(futureInstallmentAllocationRule); |
| |
| PostLoanProductsRequest loanProductsRequest = new PostLoanProductsRequest().name(name)// |
| .shortName(shortName)// |
| .description("Loan Product Description")// |
| .fundId(fundID)// |
| .startDate(null)// |
| .closeDate(null)// |
| .includeInBorrowerCycle(false)// |
| .currencyCode("USD")// |
| .digitsAfterDecimal(2)// |
| .inMultiplesOf(0)// |
| .installmentAmountInMultiplesOf(1)// |
| .useBorrowerCycle(false)// |
| .minPrincipal(100.0)// |
| .principal(1000.0)// |
| .maxPrincipal(10000.0)// |
| .minNumberOfRepayments(1)// |
| .numberOfRepayments(1)// |
| .maxNumberOfRepayments(30)// |
| .isLinkedToFloatingInterestRates(false)// |
| .minInterestRatePerPeriod((double) 0)// |
| .interestRatePerPeriod((double) 0)// |
| .maxInterestRatePerPeriod((double) 0)// |
| .interestRateFrequencyType(2)// |
| .repaymentEvery(30)// |
| .repaymentFrequencyType(0L)// |
| .principalVariationsForBorrowerCycle(principalVariationsForBorrowerCycle)// |
| .numberOfRepaymentVariationsForBorrowerCycle(numberOfRepaymentVariationsForBorrowerCycle)// |
| .interestRateVariationsForBorrowerCycle(interestRateVariationsForBorrowerCycle)// |
| .amortizationType(1)// |
| .interestType(0)// |
| .isEqualAmortization(false)// |
| .interestCalculationPeriodType(1)// |
| .loanScheduleType(LoanScheduleType.PROGRESSIVE.toString())// |
| .transactionProcessingStrategyCode("advanced-payment-allocation-strategy")// |
| .loanScheduleProcessingType(LoanScheduleProcessingType.HORIZONTAL.toString()).addPaymentAllocationItem(defaultAllocation)// |
| .daysInYearType(1)// |
| .daysInMonthType(1)// |
| .canDefineInstallmentAmount(true)// |
| .graceOnArrearsAgeing(3)// |
| .overdueDaysForNPA(179)// |
| .accountMovesOutOfNPAOnlyOnArrearsCompletion(false)// |
| .principalThresholdForLastInstallment(50)// |
| .allowVariableInstallments(false)// |
| .canUseForTopup(false)// |
| .isInterestRecalculationEnabled(false)// |
| .enableDownPayment(true).enableAutoRepaymentForDownPayment(true) |
| .disbursedAmountPercentageForDownPayment(BigDecimal.valueOf(25)).holdGuaranteeFunds(false)// |
| .multiDisburseLoan(true)// |
| .allowAttributeOverrides(new AllowAttributeOverrides()// |
| .amortizationType(true)// |
| .interestType(true)// |
| .transactionProcessingStrategyCode(true)// |
| .interestCalculationPeriodType(true)// |
| .inArrearsTolerance(true)// |
| .repaymentEvery(true)// |
| .graceOnPrincipalAndInterestPayment(true)// |
| .graceOnArrearsAgeing(true))// |
| .allowPartialPeriodInterestCalcualtion(true)// |
| .maxTrancheCount(10)// |
| .outstandingLoanBalance(10000.0)// |
| .charges(charges)// |
| .accountingRule(3)// |
| .fundSourceAccountId(suspenseClearingAccount.getAccountID().longValue())// |
| .loanPortfolioAccountId(loansReceivable.getAccountID().longValue())// |
| .transfersInSuspenseAccountId(suspenseAccount.getAccountID().longValue())// |
| .interestOnLoanAccountId(interestIncome.getAccountID().longValue())// |
| .incomeFromFeeAccountId(feeIncome.getAccountID().longValue())// |
| .incomeFromPenaltyAccountId(feeIncome.getAccountID().longValue())// |
| .incomeFromRecoveryAccountId(recoveries.getAccountID().longValue())// |
| .writeOffAccountId(writtenOff.getAccountID().longValue())// |
| .overpaymentLiabilityAccountId(overpaymentAccount.getAccountID().longValue())// |
| .receivableInterestAccountId(interestFeeReceivable.getAccountID().longValue())// |
| .receivableFeeAccountId(interestFeeReceivable.getAccountID().longValue())// |
| .receivablePenaltyAccountId(interestFeeReceivable.getAccountID().longValue())// |
| .dateFormat("dd MMMM yyyy")// |
| .locale("en_GB")// |
| .disallowExpectedDisbursements(true)// |
| .allowApprovedDisbursedAmountsOverApplied(true)// |
| .overAppliedCalculationType("percentage")// |
| .overAppliedNumber(50)// |
| .delinquencyBucketId(delinquencyBucketId.longValue())// |
| .goodwillCreditAccountId(goodwillExpenseAccount.getAccountID().longValue())// |
| .incomeFromGoodwillCreditInterestAccountId(interestIncomeChargeOff.getAccountID().longValue())// |
| .incomeFromGoodwillCreditFeesAccountId(feeChargeOff.getAccountID().longValue())// |
| .incomeFromGoodwillCreditPenaltyAccountId(feeChargeOff.getAccountID().longValue())// |
| .paymentChannelToFundSourceMappings(paymentChannelToFundSourceMappings)// |
| .penaltyToIncomeAccountMappings(penaltyToIncomeAccountMappings)// |
| .feeToIncomeAccountMappings(feeToIncomeAccountMappings)// |
| .incomeFromChargeOffInterestAccountId(interestIncomeChargeOff.getAccountID().longValue())// |
| .incomeFromChargeOffFeesAccountId(feeChargeOff.getAccountID().longValue())// |
| .chargeOffExpenseAccountId(creditLossBadDebt.getAccountID().longValue())// |
| .chargeOffFraudExpenseAccountId(creditLossBadDebtFraud.getAccountID().longValue())// |
| .incomeFromChargeOffPenaltyAccountId(feeChargeOff.getAccountID().longValue());// |
| |
| PostLoanProductsResponse loanProductCreateResponse = loanProductHelper.createLoanProduct(loanProductsRequest); |
| return loanProductCreateResponse.getResourceId().intValue(); |
| } |
| |
| private Integer createApproveAndDisburseLoanAccount(final Integer clientID, final Long loanProductID, final String externalId, |
| final String numberOfRepayments, final String interestRate) { |
| |
| String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal("1000").withLoanTermFrequency(numberOfRepayments) |
| .withLoanTermFrequencyAsMonths().withNumberOfRepayments(numberOfRepayments).withRepaymentEveryAfter("1") |
| .withRepaymentFrequencyTypeAsMonths().withInterestRatePerPeriod(interestRate).withInterestTypeAsFlatBalance() |
| .withAmortizationTypeAsEqualPrincipalPayments().withInterestCalculationPeriodTypeSameAsRepaymentPeriod() |
| .withExpectedDisbursementDate("03 September 2022").withSubmittedOnDate("01 September 2022").withLoanType("individual") |
| .withRepaymentStrategy(ADVANCED_PAYMENT_ALLOCATION_STRATEGY).withExternalId(externalId) |
| .build(clientID.toString(), loanProductID.toString(), null); |
| |
| final Integer loanId = loanTransactionHelper.getLoanId(loanApplicationJSON); |
| loanTransactionHelper.approveLoan("02 September 2022", "1000", loanId, null); |
| loanTransactionHelper.disburseLoanWithTransactionAmount("03 September 2022", loanId, "1000"); |
| return loanId; |
| } |
| |
| private Long createFund(final String fundJSON, final RequestSpecification requestSpec, final ResponseSpecification responseSpec) { |
| String fundId = String.valueOf(FundsResourceHandler.createFund(fundJSON, requestSpec, responseSpec)); |
| if (fundId.equals("null")) { |
| // Invalid JSON data parameters |
| return null; |
| } |
| |
| return Long.valueOf(fundId); |
| } |
| |
| private AdvancedPaymentData createDefaultPaymentAllocation(String futureInstallmentAllocationRule) { |
| AdvancedPaymentData advancedPaymentData = new AdvancedPaymentData(); |
| advancedPaymentData.setTransactionType("DEFAULT"); |
| advancedPaymentData.setFutureInstallmentAllocationRule(futureInstallmentAllocationRule); |
| |
| List<PaymentAllocationOrder> paymentAllocationOrders = getPaymentAllocationOrder(PaymentAllocationType.PAST_DUE_PENALTY, |
| PaymentAllocationType.PAST_DUE_FEE, PaymentAllocationType.PAST_DUE_PRINCIPAL, PaymentAllocationType.PAST_DUE_INTEREST, |
| PaymentAllocationType.DUE_PENALTY, PaymentAllocationType.DUE_FEE, PaymentAllocationType.DUE_PRINCIPAL, |
| PaymentAllocationType.DUE_INTEREST, PaymentAllocationType.IN_ADVANCE_PENALTY, PaymentAllocationType.IN_ADVANCE_FEE, |
| PaymentAllocationType.IN_ADVANCE_PRINCIPAL, PaymentAllocationType.IN_ADVANCE_INTEREST); |
| |
| advancedPaymentData.setPaymentAllocationOrder(paymentAllocationOrders); |
| return advancedPaymentData; |
| } |
| |
| private List<PaymentAllocationOrder> getPaymentAllocationOrder(PaymentAllocationType... paymentAllocationTypes) { |
| AtomicInteger integer = new AtomicInteger(1); |
| return Arrays.stream(paymentAllocationTypes).map(pat -> { |
| PaymentAllocationOrder paymentAllocationOrder = new PaymentAllocationOrder(); |
| paymentAllocationOrder.setPaymentAllocationRule(pat.name()); |
| paymentAllocationOrder.setOrder(integer.getAndIncrement()); |
| return paymentAllocationOrder; |
| }).toList(); |
| } |
| } |