FINERACT-2042: Chargeback for down payment transaction
diff --git a/fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/LoanTransaction.java b/fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/LoanTransaction.java
index 7226e6f..fd42d7e 100644
--- a/fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/LoanTransaction.java
+++ b/fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/LoanTransaction.java
@@ -567,7 +567,7 @@
}
public boolean isTypeAllowedForChargeback() {
- return isRepayment() || isMerchantIssuedRefund() || isPayoutRefund() || isGoodwillCredit();
+ return isRepayment() || isMerchantIssuedRefund() || isPayoutRefund() || isGoodwillCredit() || isDownPayment();
}
public boolean isRepayment() {
diff --git a/integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanDownPaymentTransactionChargebackTest.java b/integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanDownPaymentTransactionChargebackTest.java
new file mode 100644
index 0000000..17e05c2
--- /dev/null
+++ b/integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanDownPaymentTransactionChargebackTest.java
@@ -0,0 +1,206 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+
+package org.apache.fineract.integrationtests;
+
+import static org.junit.jupiter.api.Assertions.assertEquals;
+import static org.junit.jupiter.api.Assertions.assertNotNull;
+
+import java.math.BigDecimal;
+import org.apache.fineract.client.models.GetJournalEntriesTransactionIdResponse;
+import org.apache.fineract.client.models.GetLoanProductsProductIdResponse;
+import org.apache.fineract.client.models.GetLoansLoanIdTransactionsTransactionIdResponse;
+import org.apache.fineract.client.models.PostLoanProductsRequest;
+import org.apache.fineract.client.models.PostLoanProductsResponse;
+import org.apache.fineract.client.models.PostLoansLoanIdTransactionsRequest;
+import org.apache.fineract.client.models.PostLoansLoanIdTransactionsResponse;
+import org.apache.fineract.integrationtests.common.ClientHelper;
+import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleProcessingType;
+import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleType;
+import org.junit.jupiter.api.Test;
+
+public class LoanDownPaymentTransactionChargebackTest extends BaseLoanIntegrationTest {
+
+ public static final BigDecimal DOWN_PAYMENT_PERCENTAGE = new BigDecimal(25);
+
+ @Test
+ public void loanDownPaymentTransactionChargebackTest() {
+ runAt("03 March 2023", () -> {
+ // Create Client
+ Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId();
+ // Create Loan Product
+ Long loanProductId = createLoanProductWithMultiDisbursalAndRepaymentsWithEnableDownPayment(false);
+
+ // Apply and Approve Loan
+ Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 March 2023", 1500.0, 3, req -> {
+ req.setRepaymentEvery(15);
+ req.setLoanTermFrequency(45);
+ });
+
+ // Disburse Loan
+ disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 March 2023");
+
+ // verify repayment schedule
+ verifyRepaymentSchedule(loanId, //
+ installment(0, null, "01 March 2023"), //
+ installment(250.0, false, "01 March 2023"), //
+ installment(250.0, false, "16 March 2023"), //
+ installment(250.0, false, "31 March 2023"), //
+ installment(250.0, false, "15 April 2023")//
+ );
+
+ // make down payment
+ final PostLoansLoanIdTransactionsResponse downPaymentTransaction_1 = loanTransactionHelper.makeLoanDownPayment(loanId,
+ new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("01 March 2023").locale("en")
+ .transactionAmount(250.0));
+ assertNotNull(downPaymentTransaction_1);
+
+ // chargeback down payment transaction
+ final Long chargebackTransactionId = loanTransactionHelper.applyChargebackTransaction(loanId.intValue(),
+ downPaymentTransaction_1.getResourceId(), "50.00", 0, responseSpec);
+
+ reviewLoanTransactionRelations(loanId.intValue(), downPaymentTransaction_1.getResourceId(), 1, Double.valueOf("750.00"));
+ reviewLoanTransactionRelations(loanId.intValue(), chargebackTransactionId, 0, Double.valueOf("800.00"));
+
+ // verify repayment schedule
+ verifyRepaymentSchedule(loanId, //
+ installment(0, null, "01 March 2023"), //
+ installment(250.0, true, "01 March 2023"), //
+ installment(300.0, false, "16 March 2023"), //
+ installment(250.0, false, "31 March 2023"), //
+ installment(250.0, false, "15 April 2023")//
+ );
+
+ // verify journal entries for chargeback transaction
+ GetJournalEntriesTransactionIdResponse journalEntries = journalEntryHelper
+ .getJournalEntries("L" + chargebackTransactionId.toString());
+ assertEquals(2L, journalEntries.getTotalFilteredRecords());
+ assertEquals(50.0, journalEntries.getPageItems().get(0).getAmount());
+ assertEquals("CREDIT", journalEntries.getPageItems().get(0).getEntryType().getValue());
+
+ assertEquals(50.0, journalEntries.getPageItems().get(1).getAmount());
+ assertEquals("DEBIT", journalEntries.getPageItems().get(1).getEntryType().getValue());
+
+ });
+ }
+
+ @Test
+ public void loanDownPaymentTransactionChargebackForAdvancedPaymentAllocationTest() {
+ runAt("03 March 2023", () -> {
+ // Create Client
+ Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId();
+ // Create Loan Product
+ Long loanProductId = createLoanProductWithMultiDisbursalAndRepaymentsWithEnableDownPayment(true);
+
+ // Apply and Approve Loan
+ Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 March 2023", 1500.0, 3, req -> {
+ req.setRepaymentEvery(15);
+ req.setLoanTermFrequency(45);
+ req.setTransactionProcessingStrategyCode("advanced-payment-allocation-strategy");
+ req.setLoanScheduleProcessingType(LoanScheduleType.PROGRESSIVE.toString());
+ req.setLoanScheduleProcessingType(LoanScheduleProcessingType.HORIZONTAL.toString());
+ });
+
+ // Disburse Loan
+ disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 March 2023");
+
+ // verify repayment schedule
+ verifyRepaymentSchedule(loanId, //
+ installment(0, null, "01 March 2023"), //
+ installment(250.0, false, "01 March 2023"), //
+ installment(250.0, false, "16 March 2023"), //
+ installment(250.0, false, "31 March 2023"), //
+ installment(250.0, false, "15 April 2023")//
+ );
+
+ // make down payment
+ final PostLoansLoanIdTransactionsResponse downPaymentTransaction_1 = loanTransactionHelper.makeLoanDownPayment(loanId,
+ new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("01 March 2023").locale("en")
+ .transactionAmount(250.0));
+ assertNotNull(downPaymentTransaction_1);
+
+ // chargeback down payment transaction
+ final Long chargebackTransactionId = loanTransactionHelper.applyChargebackTransaction(loanId.intValue(),
+ downPaymentTransaction_1.getResourceId(), "50.00", 0, responseSpec);
+
+ reviewLoanTransactionRelations(loanId.intValue(), downPaymentTransaction_1.getResourceId(), 1, Double.valueOf("750.00"));
+ reviewLoanTransactionRelations(loanId.intValue(), chargebackTransactionId, 0, Double.valueOf("800.00"));
+
+ // verify repayment schedule
+ verifyRepaymentSchedule(loanId, //
+ installment(0, null, "01 March 2023"), //
+ installment(250.0, true, "01 March 2023"), //
+ installment(300.0, false, "16 March 2023"), //
+ installment(250.0, false, "31 March 2023"), //
+ installment(250.0, false, "15 April 2023")//
+ );
+
+ // verify journal entries for chargeback transaction
+ GetJournalEntriesTransactionIdResponse journalEntries = journalEntryHelper
+ .getJournalEntries("L" + chargebackTransactionId.toString());
+ assertEquals(2L, journalEntries.getTotalFilteredRecords());
+ assertEquals(50.0, journalEntries.getPageItems().get(0).getAmount());
+ assertEquals("CREDIT", journalEntries.getPageItems().get(0).getEntryType().getValue());
+
+ assertEquals(50.0, journalEntries.getPageItems().get(1).getAmount());
+ assertEquals("DEBIT", journalEntries.getPageItems().get(1).getEntryType().getValue());
+
+ });
+ }
+
+ private Long createLoanProductWithMultiDisbursalAndRepaymentsWithEnableDownPayment(boolean isAdvancedPaymentStrategy) {
+ boolean multiDisburseEnabled = true;
+ PostLoanProductsRequest product = isAdvancedPaymentStrategy
+ ? createOnePeriod30DaysLongNoInterestPeriodicAccrualProductWithAdvancedPaymentAllocation()
+ : createOnePeriod30DaysLongNoInterestPeriodicAccrualProduct();
+ product.setMultiDisburseLoan(multiDisburseEnabled);
+ product.setNumberOfRepayments(3);
+ product.setRepaymentEvery(15);
+
+ if (!multiDisburseEnabled) {
+ product.disallowExpectedDisbursements(null);
+ product.setAllowApprovedDisbursedAmountsOverApplied(null);
+ product.overAppliedCalculationType(null);
+ product.overAppliedNumber(null);
+ }
+
+ product.setEnableDownPayment(true);
+ product.setDisbursedAmountPercentageForDownPayment(DOWN_PAYMENT_PERCENTAGE);
+ product.setEnableAutoRepaymentForDownPayment(false);
+
+ PostLoanProductsResponse loanProductResponse = loanProductHelper.createLoanProduct(product);
+ GetLoanProductsProductIdResponse getLoanProductsProductIdResponse = loanProductHelper
+ .retrieveLoanProductById(loanProductResponse.getResourceId());
+ assertNotNull(getLoanProductsProductIdResponse);
+ return loanProductResponse.getResourceId();
+
+ }
+
+ private void reviewLoanTransactionRelations(final Integer loanId, final Long transactionId, final Integer expectedSize,
+ final Double outstandingBalance) {
+
+ GetLoansLoanIdTransactionsTransactionIdResponse getLoansTransactionResponse = loanTransactionHelper.getLoanTransaction(loanId,
+ transactionId.intValue());
+ assertNotNull(getLoansTransactionResponse);
+ assertNotNull(getLoansTransactionResponse.getTransactionRelations());
+ assertEquals(expectedSize, getLoansTransactionResponse.getTransactionRelations().size());
+ // Outstanding amount
+ assertEquals(outstandingBalance, getLoansTransactionResponse.getOutstandingLoanBalance());
+ }
+}
