Avoid possible NullPointerException in FileUtils.listAccumulate(File,
IOFileFilter, IOFileFilter, FileVisitOption...)
diff --git a/src/changes/changes.xml b/src/changes/changes.xml
index 3627df4..43952d0 100644
--- a/src/changes/changes.xml
+++ b/src/changes/changes.xml
@@ -49,7 +49,8 @@
     <release version="2.16.1" date="YYYY-MM-DD" description="Java 8 is required.">
       <!-- FIX -->
       <action dev="ggregory" type="fix"                due-to="Gary Gregory">Reimplement FileSystemUtils using NIO.</action>
-      <action dev="ggregory" type="fix" issue="IO-851" due-to="Sebb, Gary Gregory">FileSystemUtils no longer throws IllegalStateException.</action>      
+      <action dev="ggregory" type="fix" issue="IO-851" due-to="Sebb, Gary Gregory">FileSystemUtils no longer throws IllegalStateException.</action>
+      <action dev="ggregory" type="fix"                due-to="Gary Gregory">Avoid possible NullPointerException in FileUtils.listAccumulate(File, IOFileFilter, IOFileFilter, FileVisitOption...).</action>
       <!-- UPDATE -->
       <action dev="ggregory" type="update"             due-to="Gary Gregory">Bump commons.bytebuddy.version from 1.14.12 to 1.14.13 #605.</action>
     </release>
diff --git a/src/main/java/org/apache/commons/io/FileUtils.java b/src/main/java/org/apache/commons/io/FileUtils.java
index f8959ae..4879fc8 100644
--- a/src/main/java/org/apache/commons/io/FileUtils.java
+++ b/src/main/java/org/apache/commons/io/FileUtils.java
@@ -2230,14 +2230,16 @@
     }
 
     private static AccumulatorPathVisitor listAccumulate(final File directory, final IOFileFilter fileFilter, final IOFileFilter dirFilter,
-        final FileVisitOption... options) throws IOException {
+            final FileVisitOption... options) throws IOException {
         final boolean isDirFilterSet = dirFilter != null;
         final FileEqualsFileFilter rootDirFilter = new FileEqualsFileFilter(directory);
         final PathFilter dirPathFilter = isDirFilterSet ? rootDirFilter.or(dirFilter) : rootDirFilter;
         final AccumulatorPathVisitor visitor = new AccumulatorPathVisitor(Counters.noopPathCounters(), fileFilter, dirPathFilter,
-            (p, e) -> FileVisitResult.CONTINUE);
+                (p, e) -> FileVisitResult.CONTINUE);
         final Set<FileVisitOption> optionSet = new HashSet<>();
-        Collections.addAll(optionSet, options);
+        if (options != null) {
+            Collections.addAll(optionSet, options);
+        }
         Files.walkFileTree(directory.toPath(), optionSet, toMaxDepth(isDirFilterSet), visitor);
         return visitor;
     }