| /** |
| * Licensed to the Apache Software Foundation (ASF) under one |
| * or more contributor license agreements. See the NOTICE file |
| * distributed with this work for additional information |
| * regarding copyright ownership. The ASF licenses this file |
| * to you under the Apache License, Version 2.0 (the |
| * "License"); you may not use this file except in compliance |
| * with the License. You may obtain a copy of the License at |
| * |
| * http://www.apache.org/licenses/LICENSE-2.0 |
| * |
| * Unless required by applicable law or agreed to in writing, |
| * software distributed under the License is distributed on an |
| * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY |
| * KIND, either express or implied. See the License for the |
| * specific language governing permissions and limitations |
| * under the License. |
| */ |
| package org.apache.fineract.integrationtests.loan.reaging; |
| |
| import java.math.BigDecimal; |
| import java.time.LocalDate; |
| import java.util.UUID; |
| import java.util.concurrent.atomic.AtomicLong; |
| import org.apache.fineract.client.models.PostChargesResponse; |
| import org.apache.fineract.client.models.PostLoanProductsRequest; |
| import org.apache.fineract.client.models.PostLoanProductsResponse; |
| import org.apache.fineract.client.models.PostLoansLoanIdChargesResponse; |
| import org.apache.fineract.client.models.PostLoansLoanIdResponse; |
| import org.apache.fineract.client.models.PostLoansLoanIdTransactionsRequest; |
| import org.apache.fineract.client.models.PostLoansRequest; |
| import org.apache.fineract.client.models.PostLoansResponse; |
| import org.apache.fineract.integrationtests.BaseLoanIntegrationTest; |
| import org.apache.fineract.integrationtests.common.ClientHelper; |
| import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder; |
| import org.junit.jupiter.api.Test; |
| |
| public class LoanReAgingIntegrationTest extends BaseLoanIntegrationTest { |
| |
| @Test |
| public void test_LoanReAgeTransaction_Works() { |
| AtomicLong createdLoanId = new AtomicLong(); |
| |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| int numberOfRepayments = 3; |
| int repaymentEvery = 1; |
| |
| // Create Loan Product |
| PostLoanProductsRequest product = createOnePeriod30DaysLongNoInterestPeriodicAccrualProductWithAdvancedPaymentAllocation() // |
| .numberOfRepayments(numberOfRepayments) // |
| .repaymentEvery(repaymentEvery) // |
| .installmentAmountInMultiplesOf(null) // |
| .enableDownPayment(true) // |
| .disbursedAmountPercentageForDownPayment(BigDecimal.valueOf(25)) // |
| .enableAutoRepaymentForDownPayment(true) // |
| .repaymentFrequencyType(RepaymentFrequencyType.MONTHS.longValue()); // |
| |
| PostLoanProductsResponse loanProductResponse = loanProductHelper.createLoanProduct(product); |
| Long loanProductId = loanProductResponse.getResourceId(); |
| |
| // Apply and Approve Loan |
| double amount = 1250.0; |
| |
| PostLoansRequest applicationRequest = applyLoanRequest(clientId, loanProductId, "01 January 2023", amount, numberOfRepayments)// |
| .transactionProcessingStrategyCode(LoanProductTestBuilder.ADVANCED_PAYMENT_ALLOCATION_STRATEGY)// |
| .repaymentEvery(repaymentEvery)// |
| .loanTermFrequency(numberOfRepayments)// |
| .repaymentFrequencyType(RepaymentFrequencyType.MONTHS)// |
| .loanTermFrequencyType(RepaymentFrequencyType.MONTHS); |
| |
| PostLoansResponse postLoansResponse = loanTransactionHelper.applyLoan(applicationRequest); |
| |
| PostLoansLoanIdResponse approvedLoanResult = loanTransactionHelper.approveLoan(postLoansResponse.getResourceId(), |
| approveLoanRequest(amount, "01 January 2023")); |
| |
| Long loanId = approvedLoanResult.getLoanId(); |
| |
| // disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1250.0), "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(1250.0, "Disbursement", "01 January 2023"), // |
| transaction(312.5, "Down Payment", "01 January 2023") // |
| ); |
| |
| // verify schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1250, null, "01 January 2023"), // |
| installment(312.5, true, "01 January 2023"), // |
| installment(312.5, false, "01 February 2023"), // |
| installment(312.5, false, "01 March 2023"), // |
| installment(312.5, false, "01 April 2023") // |
| ); |
| checkMaturityDates(loanId, LocalDate.of(2023, 4, 1), LocalDate.of(2023, 4, 1)); |
| createdLoanId.set(loanId); |
| }); |
| |
| runAt("11 April 2023", () -> { |
| |
| long loanId = createdLoanId.get(); |
| |
| // create charge |
| double chargeAmount = 10.0; |
| PostChargesResponse chargeResult = createCharge(chargeAmount); |
| Long chargeId = chargeResult.getResourceId(); |
| |
| // add charge after maturity |
| PostLoansLoanIdChargesResponse loanChargeResult = addLoanCharge(loanId, chargeId, "11 April 2023", chargeAmount); |
| |
| // verify schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1250, null, "01 January 2023"), // |
| installment(312.5, true, "01 January 2023"), // |
| installment(312.5, false, "01 February 2023"), // |
| installment(312.5, false, "01 March 2023"), // |
| installment(312.5, false, "01 April 2023"), // |
| installment(0.0, 0.0, 10.0, 10.0, false, "11 April 2023") // |
| ); |
| checkMaturityDates(loanId, LocalDate.of(2023, 4, 1), LocalDate.of(2023, 4, 1)); |
| }); |
| |
| runAt("12 April 2023", () -> { |
| long loanId = createdLoanId.get(); |
| |
| // create re-age transaction |
| reAgeLoan(loanId, RepaymentFrequencyType.MONTHS_STRING, 1, "12 April 2023", 4); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(1250.0, "Disbursement", "01 January 2023"), // |
| transaction(312.5, "Down Payment", "01 January 2023"), // |
| transaction(937.5, "Re-age", "12 April 2023") // |
| ); |
| |
| verifyRepaymentSchedule(loanId, // |
| installment(1250, null, "01 January 2023"), // |
| installment(312.5, true, "01 January 2023"), // |
| installment(0, true, "01 February 2023"), // |
| installment(0, true, "01 March 2023"), // |
| installment(0, true, "01 April 2023"), // |
| installment(0.0, 0.0, 10.0, 10.0, false, "11 April 2023"), // |
| installment(234.38, false, "12 April 2023"), // |
| installment(234.38, false, "12 May 2023"), // |
| installment(234.38, false, "12 June 2023"), // |
| installment(234.36, false, "12 July 2023") // |
| ); |
| checkMaturityDates(loanId, LocalDate.of(2023, 7, 12), LocalDate.of(2023, 7, 12)); |
| }); |
| |
| runAt("13 April 2023", () -> { |
| long loanId = createdLoanId.get(); |
| |
| // create re-age transaction |
| undoReAgeLoan(loanId); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(1250.0, "Disbursement", "01 January 2023"), // |
| transaction(312.5, "Down Payment", "01 January 2023"), // |
| reversedTransaction(937.5, "Re-age", "12 April 2023") // |
| ); |
| |
| // verify schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1250, null, "01 January 2023"), // |
| installment(312.5, true, "01 January 2023"), // |
| installment(312.5, false, "01 February 2023"), // |
| installment(312.5, false, "01 March 2023"), // |
| installment(312.5, false, "01 April 2023"), // |
| installment(0.0, 0.0, 10.0, 10.0, false, "11 April 2023") // |
| ); |
| checkMaturityDates(loanId, LocalDate.of(2023, 4, 1), LocalDate.of(2023, 4, 1)); |
| }); |
| String repaymentExternalId = UUID.randomUUID().toString(); |
| runAt("13 April 2023", () -> { |
| long loanId = createdLoanId.get(); |
| |
| loanTransactionHelper.makeLoanRepayment(loanId, new PostLoansLoanIdTransactionsRequest().dateFormat(DATETIME_PATTERN) |
| .transactionDate("13 April 2023").locale("en").transactionAmount(100.0).externalId(repaymentExternalId)); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(1250.0, "Disbursement", "01 January 2023"), // |
| transaction(312.5, "Down Payment", "01 January 2023"), // |
| reversedTransaction(937.5, "Re-age", "12 April 2023"), // |
| transaction(100.0, "Repayment", "13 April 2023") // |
| ); |
| |
| // verify schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1250, null, "01 January 2023"), // |
| installment(312.5, 0, 0, 0, 0.0, true, "01 January 2023"), // |
| installment(312.5, 0, 0, 0, 212.5, false, "01 February 2023"), // |
| installment(312.5, 0, 0, 0, 312.5, false, "01 March 2023"), // |
| installment(312.5, 0, 0, 0, 312.5, false, "01 April 2023"), // |
| installment(0.0, 0.0, 10.0, 10.0, false, "11 April 2023") // |
| ); |
| |
| // create re-age transaction |
| reAgeLoan(loanId, RepaymentFrequencyType.DAYS_STRING, 30, "13 April 2023", 3); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(1250.0, "Disbursement", "01 January 2023"), // |
| transaction(312.5, "Down Payment", "01 January 2023"), // |
| reversedTransaction(937.5, "Re-age", "12 April 2023"), // |
| transaction(100.0, "Repayment", "13 April 2023"), // |
| transaction(837.5, "Re-age", "13 April 2023") // |
| ); |
| |
| // verify schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1250, null, "01 January 2023"), // |
| installment(312.5, 0, 0, 0, 0.0, true, "01 January 2023"), // |
| installment(100.0, 0, 0, 0, 0.0, true, "01 February 2023"), // |
| installment(0, 0, 0, 0, 0.0, true, "01 March 2023"), // |
| installment(0, 0, 0, 0, 0.0, true, "01 April 2023"), // |
| installment(0.0, 0.0, 10.0, 10.0, false, "11 April 2023"), // |
| installment(279.17, 0, 0, 0, 279.17, false, "13 April 2023"), // |
| installment(279.17, 0, 0, 0, 279.17, false, "13 May 2023"), // |
| installment(279.16, 0, 0, 0, 279.16, false, "12 June 2023") // |
| ); |
| checkMaturityDates(loanId, LocalDate.of(2023, 6, 12), LocalDate.of(2023, 6, 12)); |
| }); |
| |
| runAt("14 April 2023", () -> { |
| long loanId = createdLoanId.get(); |
| |
| // disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(100.0), "14 April 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(1250.0, "Disbursement", "01 January 2023"), // |
| transaction(312.5, "Down Payment", "01 January 2023"), // |
| reversedTransaction(937.5, "Re-age", "12 April 2023"), // |
| transaction(100.0, "Repayment", "13 April 2023"), // |
| transaction(837.5, "Re-age", "13 April 2023"), // |
| transaction(100.0, "Disbursement", "14 April 2023"), // |
| transaction(25.0, "Down Payment", "14 April 2023") // |
| ); |
| |
| // verify schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1250, null, "01 January 2023"), // |
| installment(312.5, 0, 0, 0, 0.0, true, "01 January 2023"), // |
| installment(100.0, 0, 0, 0, 0.0, true, "01 February 2023"), // |
| installment(0, 0, 0, 0, 0.0, true, "01 March 2023"), // |
| installment(0, 0, 0, 0, 0.0, true, "01 April 2023"), // |
| installment(0.0, 0.0, 10.0, 0.0, true, "11 April 2023"), // |
| installment(279.17, 0, 0, 0, 264.17, false, "13 April 2023"), // |
| installment(100, null, "14 April 2023"), // |
| installment(25.0, 0, 0, 0, 25.0, false, "14 April 2023"), // |
| installment(316.67, 0, 0, 0, 316.67, false, "13 May 2023"), // |
| installment(316.66, 0, 0, 0, 316.66, false, "12 June 2023") // |
| ); |
| checkMaturityDates(loanId, LocalDate.of(2023, 6, 12), LocalDate.of(2023, 6, 12)); |
| }); |
| } |
| |
| } |
