process current and previous standing instructions on loans
diff --git a/fineract-provider/src/main/java/org/apache/fineract/portfolio/account/jobs/executestandinginstructions/ExecuteStandingInstructionsTasklet.java b/fineract-provider/src/main/java/org/apache/fineract/portfolio/account/jobs/executestandinginstructions/ExecuteStandingInstructionsTasklet.java
index 888ba2d..5b5550f 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/portfolio/account/jobs/executestandinginstructions/ExecuteStandingInstructionsTasklet.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/portfolio/account/jobs/executestandinginstructions/ExecuteStandingInstructionsTasklet.java
@@ -97,7 +97,7 @@
                     transactionAmount = standingInstructionDuesData.totalDueAmount();
                 }
                 if (recurrenceType.isDuesRecurrence()) {
-                    isDueForTransfer = LocalDate.now(DateUtils.getDateTimeZoneOfTenant()).equals(standingInstructionDuesData.dueDate());
+                    isDueForTransfer = isDueForTransfer(standingInstructionDuesData);
                 }
             }
 
@@ -164,4 +164,9 @@
         jdbcTemplate.update(updateQuery.toString());
         return transferCompleted;
     }
+
+    public boolean isDueForTransfer(StandingInstructionDuesData standingInstructionDuesData) {
+        return standingInstructionDuesData.dueDate() != null
+                && !standingInstructionDuesData.dueDate().isAfter(LocalDate.now(DateUtils.getDateTimeZoneOfTenant()));
+    }
 }
diff --git a/fineract-provider/src/test/java/org/apache/fineract/portfolio/account/jobs/executestandinginstructions/ExecuteOverdueAndCurrentStandingInstructionsTest.java b/fineract-provider/src/test/java/org/apache/fineract/portfolio/account/jobs/executestandinginstructions/ExecuteOverdueAndCurrentStandingInstructionsTest.java
new file mode 100644
index 0000000..8b73053
--- /dev/null
+++ b/fineract-provider/src/test/java/org/apache/fineract/portfolio/account/jobs/executestandinginstructions/ExecuteOverdueAndCurrentStandingInstructionsTest.java
@@ -0,0 +1,63 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.account.jobs.executestandinginstructions;
+
+import static org.assertj.core.api.Assertions.assertThat;
+
+import java.math.BigDecimal;
+import java.time.Clock;
+import java.time.LocalDate;
+import org.apache.fineract.infrastructure.core.domain.ActionContext;
+import org.apache.fineract.infrastructure.core.domain.FineractPlatformTenant;
+import org.apache.fineract.infrastructure.core.service.ThreadLocalContextUtil;
+import org.apache.fineract.portfolio.account.data.StandingInstructionDuesData;
+import org.junit.jupiter.api.AfterEach;
+import org.junit.jupiter.api.BeforeEach;
+import org.junit.jupiter.api.Test;
+
+public class ExecuteOverdueAndCurrentStandingInstructionsTest {
+
+    private final LocalDate currentDate = LocalDate.now(Clock.systemUTC());
+    private final LocalDate previousDate = currentDate.minusDays(2);
+
+    @BeforeEach
+    public void setUp() {
+        ThreadLocalContextUtil.setTenant(new FineractPlatformTenant(1L, "default", "Default", "Africa/Kampala", null));
+        ThreadLocalContextUtil.setActionContext(ActionContext.DEFAULT);
+    }
+
+    @AfterEach
+    public void tearDown() {
+        ThreadLocalContextUtil.reset();
+    }
+
+    @Test
+    public void testAcceptPreviousDateAsDue() {
+        ExecuteStandingInstructionsTasklet tasklet = new ExecuteStandingInstructionsTasklet(null, null, null, null);
+        boolean isDueForTransfer = tasklet.isDueForTransfer(new StandingInstructionDuesData(previousDate, BigDecimal.ONE));
+        assertThat(isDueForTransfer).isTrue().describedAs("Earlier instructions are accepted as due");
+    }
+
+    @Test
+    public void testAcceptCurrentDateAsDue() {
+        ExecuteStandingInstructionsTasklet tasklet = new ExecuteStandingInstructionsTasklet(null, null, null, null);
+        boolean isDueForTransfer = tasklet.isDueForTransfer(new StandingInstructionDuesData(currentDate, BigDecimal.ONE));
+        assertThat(isDueForTransfer).isTrue().describedAs("Current day instructions are accepted as due");
+    }
+}