| /** |
| * Licensed to the Apache Software Foundation (ASF) under one |
| * or more contributor license agreements. See the NOTICE file |
| * distributed with this work for additional information |
| * regarding copyright ownership. The ASF licenses this file |
| * to you under the Apache License, Version 2.0 (the |
| * "License"); you may not use this file except in compliance |
| * with the License. You may obtain a copy of the License at |
| * |
| * http://www.apache.org/licenses/LICENSE-2.0 |
| * |
| * Unless required by applicable law or agreed to in writing, |
| * software distributed under the License is distributed on an |
| * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY |
| * KIND, either express or implied. See the License for the |
| * specific language governing permissions and limitations |
| * under the License. |
| */ |
| package org.apache.fineract.test.factory; |
| |
| import java.math.BigDecimal; |
| import java.util.ArrayList; |
| import java.util.List; |
| import lombok.RequiredArgsConstructor; |
| import org.apache.fineract.client.models.AllowAttributeOverrides; |
| import org.apache.fineract.client.models.ChargeData; |
| import org.apache.fineract.client.models.ChargeToGLAccountMapper; |
| import org.apache.fineract.client.models.GetLoanFeeToIncomeAccountMappings; |
| import org.apache.fineract.client.models.GetLoanPaymentChannelToFundSourceMappings; |
| import org.apache.fineract.client.models.PostLoanProductsRequest; |
| import org.apache.fineract.test.data.AccountingRule; |
| import org.apache.fineract.test.data.AdvancePaymentsAdjustmentType; |
| import org.apache.fineract.test.data.AmortizationType; |
| import org.apache.fineract.test.data.DaysInMonthType; |
| import org.apache.fineract.test.data.DaysInYearType; |
| import org.apache.fineract.test.data.DelinquencyBucket; |
| import org.apache.fineract.test.data.FundId; |
| import org.apache.fineract.test.data.InterestCalculationPeriodTime; |
| import org.apache.fineract.test.data.InterestRateFrequencyType; |
| import org.apache.fineract.test.data.InterestRecalculationCompoundingMethod; |
| import org.apache.fineract.test.data.InterestType; |
| import org.apache.fineract.test.data.PreClosureInterestCalculationRule; |
| import org.apache.fineract.test.data.RecalculationCompoundingFrequencyType; |
| import org.apache.fineract.test.data.RecalculationRestFrequencyType; |
| import org.apache.fineract.test.data.RepaymentFrequencyType; |
| import org.apache.fineract.test.data.TransactionProcessingStrategyCode; |
| import org.apache.fineract.test.data.accounttype.AccountTypeResolver; |
| import org.apache.fineract.test.data.accounttype.DefaultAccountType; |
| import org.apache.fineract.test.data.paymenttype.DefaultPaymentType; |
| import org.apache.fineract.test.data.paymenttype.PaymentTypeResolver; |
| import org.apache.fineract.test.helper.Utils; |
| import org.springframework.stereotype.Component; |
| |
| @Component |
| @RequiredArgsConstructor |
| public class LoanProductsRequestFactory { |
| |
| private final PaymentTypeResolver paymentTypeResolver; |
| private final AccountTypeResolver accountTypeResolver; |
| |
| public static final String NAME_PREFIX = "Pin30-"; |
| public static final String NAME_PREFIX_PIN4 = "Pin4-"; |
| public static final String NAME_PREFIX_INTEREST_FLAT = "Pin30InterestFlat-"; |
| public static final String NAME_PREFIX_INTEREST_FLAT_PIN4 = "Pin4InterestFlat-"; |
| public static final String NAME_PREFIX_INTEREST_DECLINING = "Pin30InterestDeclining-"; |
| public static final String NAME_PREFIX_INTEREST_DECLINING_RECALCULATION = "Pin30InterestDecliningRecalculation-"; |
| public static final String SHORT_NAME_PREFIX = "p"; |
| public static final String SHORT_NAME_PREFIX_INTEREST = "i"; |
| public static final String DATE_FORMAT = "dd MMMM yyyy"; |
| public static final String LOCALE_EN = "en"; |
| public static final String DESCRIPTION = "Pay in 30 days product"; |
| public static final String DESCRIPTION_PIN4 = "Pay in 4 product"; |
| public static final String DESCRIPTION_INTEREST_FLAT = "Pay in 30 days product with 12% interest - FLAT"; |
| public static final String DESCRIPTION_INTEREST_FLAT_PIN4 = "Pay in 4 product with 12% interest - FLAT"; |
| public static final String DESCRIPTION_INTEREST_DECLINING = "Pay in 30 days product with 12% interest - DECLINING BALANCE"; |
| public static final String DESCRIPTION_INTEREST_DECLINING_BALANCE_DAILY_RECALCULATION_COMPOUNDING_MONTHLY = "PIN30-1MONTH with 12% DECLINING BALANCE interest, interest period: Daily, Interest recalculation-Monthly, Compounding:Interest"; |
| public static final String DESCRIPTION_INTEREST_DECLINING_BALANCE_DAILY_RECALCULATION_COMPOUNDING_NONE = "PIN30 with 12% DECLINING BALANCE interest, interest period: Daily, Interest recalculation-Daily, Compounding:none"; |
| public static final Long FUND_ID = FundId.LENDER_A.value; |
| public static final String CURRENCY_CODE = "EUR"; |
| public static final Integer INTEREST_RATE_FREQUENCY_TYPE_MONTH = InterestRateFrequencyType.MONTH.value; |
| public static final Integer INTEREST_RATE_FREQUENCY_TYPE_YEAR = InterestRateFrequencyType.YEAR.value; |
| public static final Long REPAYMENT_FREQUENCY_TYPE_DAYS = RepaymentFrequencyType.DAYS.value.longValue(); |
| public static final Long REPAYMENT_FREQUENCY_TYPE_MONTHS = RepaymentFrequencyType.MONTHS.value.longValue(); |
| public static final Integer AMORTIZATION_TYPE = AmortizationType.EQUAL_INSTALLMENTS.value; |
| public static final Integer INTEREST_TYPE_DECLINING_BALANCE = InterestType.DECLINING_BALANCE.value; |
| public static final Integer INTEREST_TYPE_FLAT = InterestType.FLAT.value; |
| public static final Integer INTEREST_CALCULATION_PERIOD_TYPE_SAME_AS_REPAYMENT = InterestCalculationPeriodTime.SAME_AS_REPAYMENT_PERIOD.value; |
| public static final Integer INTEREST_CALCULATION_PERIOD_TYPE_DAILY = InterestCalculationPeriodTime.DAILY.value; |
| public static final String TRANSACTION_PROCESSING_STRATEGY_CODE = TransactionProcessingStrategyCode.PENALTIES_FEES_INTEREST_PRINCIPAL_ORDER.value; |
| public static final Integer DAYS_IN_YEAR_TYPE = DaysInYearType.ACTUAL.value; |
| public static final Integer DAYS_IN_MONTH_TYPE = DaysInMonthType.ACTUAL.value; |
| public static final Integer LOAN_ACCOUNTING_RULE = AccountingRule.ACCRUAL_PERIODIC.value; |
| public static final String OVER_APPLIED_CALCULATION_TYPE = "percentage"; |
| public static final Integer OVER_APPLIED_NUMBER = 50; |
| public static final Integer DELINQUENCY_BUCKET_ID = DelinquencyBucket.BASIC_DELINQUENCY_BUCKET.value; |
| public static final Integer PRE_CLOSURE_INTEREST_CALCULATION_RULE_TILL_PRE_CLOSE_DATE = PreClosureInterestCalculationRule.TILL_PRE_CLOSE_DATE.value; |
| public static final Integer ADVANCE_PAYMENT_ADJUSTMENT_TYPE_REDUCE_EMI_AMOUNT = AdvancePaymentsAdjustmentType.REDUCE_EMI_AMOUNT.value; |
| public static final Integer INTEREST_RECALCULATION_COMPOUND_METHOD_INTEREST = InterestRecalculationCompoundingMethod.INTEREST.value; |
| public static final Integer INTEREST_RECALCULATION_COMPOUND_METHOD_NONE = InterestRecalculationCompoundingMethod.NONE.value; |
| public static final Integer FREQUENCY_FOR_COMPOUNDING_SAME_AS_REPAYMENT = RecalculationCompoundingFrequencyType.SAME_AS_REPAYMENT.value; |
| public static final Integer FREQUENCY_FOR_COMPOUNDING_MONTHLY = RecalculationCompoundingFrequencyType.MONTHLY.value; |
| public static final Integer FREQUENCY_FOR_RECALCULATE_OUTSTANDING_PRINCIPAL_SAME_AS_REPAYMENT = RecalculationRestFrequencyType.SAME_AS_REPAYMENT.value; |
| public static final Integer FREQUENCY_FOR_RECALCULATE_OUTSTANDING_DAILY = RecalculationRestFrequencyType.DAILY.value; |
| |
| public PostLoanProductsRequest defaultLoanProductsRequestPin30() { |
| String name = Utils.randomNameGenerator(NAME_PREFIX, 4); |
| String shortName = Utils.randomNameGenerator(SHORT_NAME_PREFIX, 3); |
| |
| List<Integer> principalVariationsForBorrowerCycle = new ArrayList<>(); |
| List<Integer> numberOfRepaymentVariationsForBorrowerCycle = new ArrayList<>(); |
| List<Integer> interestRateVariationsForBorrowerCycle = new ArrayList<>(); |
| List<ChargeData> charges = new ArrayList<>(); |
| List<ChargeToGLAccountMapper> penaltyToIncomeAccountMappings = new ArrayList<>(); |
| List<GetLoanFeeToIncomeAccountMappings> feeToIncomeAccountMappings = new ArrayList<>(); |
| |
| List<GetLoanPaymentChannelToFundSourceMappings> paymentChannelToFundSourceMappings = new ArrayList<>(); |
| GetLoanPaymentChannelToFundSourceMappings loanPaymentChannelToFundSourceMappings = new GetLoanPaymentChannelToFundSourceMappings(); |
| loanPaymentChannelToFundSourceMappings.fundSourceAccountId(accountTypeResolver.resolve(DefaultAccountType.FUND_RECEIVABLES)); |
| loanPaymentChannelToFundSourceMappings.paymentTypeId(paymentTypeResolver.resolve(DefaultPaymentType.MONEY_TRANSFER)); |
| paymentChannelToFundSourceMappings.add(loanPaymentChannelToFundSourceMappings); |
| |
| return new PostLoanProductsRequest()// |
| .name(name)// |
| .shortName(shortName)// |
| .description(DESCRIPTION)// |
| .fundId(FUND_ID)// |
| .startDate(null)// |
| .closeDate(null)// |
| .includeInBorrowerCycle(false)// |
| .currencyCode(CURRENCY_CODE)// |
| .digitsAfterDecimal(2)// |
| .inMultiplesOf(0)// |
| .installmentAmountInMultiplesOf(1)// |
| .useBorrowerCycle(false)// |
| .minPrincipal(100.0)// |
| .principal(1000.0)// |
| .maxPrincipal(10000.0)// |
| .minNumberOfRepayments(1)// |
| .numberOfRepayments(1)// |
| .maxNumberOfRepayments(30)// |
| .isLinkedToFloatingInterestRates(false)// |
| .minInterestRatePerPeriod((double) 0)// |
| .interestRatePerPeriod((double) 0)// |
| .maxInterestRatePerPeriod((double) 0)// |
| .interestRateFrequencyType(INTEREST_RATE_FREQUENCY_TYPE_MONTH)// |
| .repaymentEvery(30)// |
| .repaymentFrequencyType(REPAYMENT_FREQUENCY_TYPE_DAYS)// |
| .principalVariationsForBorrowerCycle(principalVariationsForBorrowerCycle)// |
| .numberOfRepaymentVariationsForBorrowerCycle(numberOfRepaymentVariationsForBorrowerCycle)// |
| .interestRateVariationsForBorrowerCycle(interestRateVariationsForBorrowerCycle)// |
| .amortizationType(AMORTIZATION_TYPE)// |
| .interestType(INTEREST_TYPE_DECLINING_BALANCE)// |
| .isEqualAmortization(false)// |
| .interestCalculationPeriodType(INTEREST_CALCULATION_PERIOD_TYPE_SAME_AS_REPAYMENT)// |
| .transactionProcessingStrategyCode(TRANSACTION_PROCESSING_STRATEGY_CODE)// |
| .daysInYearType(DAYS_IN_YEAR_TYPE)// |
| .daysInMonthType(DAYS_IN_MONTH_TYPE)// |
| .canDefineInstallmentAmount(true)// |
| .graceOnArrearsAgeing(3)// |
| .overdueDaysForNPA(179)// |
| .accountMovesOutOfNPAOnlyOnArrearsCompletion(false)// |
| .principalThresholdForLastInstallment(50)// |
| .allowVariableInstallments(false)// |
| .canUseForTopup(false)// |
| .isInterestRecalculationEnabled(false)// |
| .holdGuaranteeFunds(false)// |
| .multiDisburseLoan(true)// |
| .allowAttributeOverrides(new AllowAttributeOverrides()// |
| .amortizationType(true)// |
| .interestType(true)// |
| .transactionProcessingStrategyCode(true)// |
| .interestCalculationPeriodType(true)// |
| .inArrearsTolerance(true)// |
| .repaymentEvery(true)// |
| .graceOnPrincipalAndInterestPayment(true)// |
| .graceOnArrearsAgeing(true))// |
| .allowPartialPeriodInterestCalcualtion(true)// |
| .maxTrancheCount(10)// |
| .outstandingLoanBalance(10000.0)// |
| .charges(charges)// |
| .accountingRule(LOAN_ACCOUNTING_RULE)// |
| .fundSourceAccountId(accountTypeResolver.resolve(DefaultAccountType.SUSPENSE_CLEARING_ACCOUNT))// |
| .loanPortfolioAccountId(accountTypeResolver.resolve(DefaultAccountType.LOANS_RECEIVABLE))// |
| .transfersInSuspenseAccountId(accountTypeResolver.resolve(DefaultAccountType.TRANSFER_IN_SUSPENSE_ACCOUNT))// |
| .interestOnLoanAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME))// |
| .incomeFromFeeAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_INCOME))// |
| .incomeFromPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_INCOME))// |
| .incomeFromRecoveryAccountId(accountTypeResolver.resolve(DefaultAccountType.RECOVERIES))// |
| .writeOffAccountId(accountTypeResolver.resolve(DefaultAccountType.WRITTEN_OFF))// |
| .overpaymentLiabilityAccountId(accountTypeResolver.resolve(DefaultAccountType.OVERPAYMENT_ACCOUNT))// |
| .receivableInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .receivableFeeAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .receivablePenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .dateFormat(DATE_FORMAT)// |
| .locale(LOCALE_EN)// |
| .disallowExpectedDisbursements(true)// |
| .allowApprovedDisbursedAmountsOverApplied(true)// |
| .overAppliedCalculationType(OVER_APPLIED_CALCULATION_TYPE)// |
| .overAppliedNumber(OVER_APPLIED_NUMBER)// |
| .delinquencyBucketId(DELINQUENCY_BUCKET_ID.longValue())// |
| .goodwillCreditAccountId(accountTypeResolver.resolve(DefaultAccountType.GOODWILL_EXPENSE_ACCOUNT))// |
| .incomeFromGoodwillCreditInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME_CHARGE_OFF))// |
| .incomeFromGoodwillCreditFeesAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .incomeFromGoodwillCreditPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .paymentChannelToFundSourceMappings(paymentChannelToFundSourceMappings)// |
| .penaltyToIncomeAccountMappings(penaltyToIncomeAccountMappings)// |
| .feeToIncomeAccountMappings(feeToIncomeAccountMappings)// |
| .incomeFromChargeOffInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME_CHARGE_OFF))// |
| .incomeFromChargeOffFeesAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .chargeOffExpenseAccountId(accountTypeResolver.resolve(DefaultAccountType.CREDIT_LOSS_BAD_DEBT))// |
| .chargeOffFraudExpenseAccountId(accountTypeResolver.resolve(DefaultAccountType.CREDIT_LOSS_BAD_DEBT_FRAUD))// |
| .incomeFromChargeOffPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF));// |
| } |
| |
| public PostLoanProductsRequest defaultLoanProductsRequestPin30InterestFlat() { |
| String name = Utils.randomNameGenerator(NAME_PREFIX_INTEREST_FLAT, 4); |
| String shortName = Utils.randomNameGenerator(SHORT_NAME_PREFIX_INTEREST, 3); |
| |
| List<Integer> principalVariationsForBorrowerCycle = new ArrayList<>(); |
| List<Integer> numberOfRepaymentVariationsForBorrowerCycle = new ArrayList<>(); |
| List<Integer> interestRateVariationsForBorrowerCycle = new ArrayList<>(); |
| List<ChargeData> charges = new ArrayList<>(); |
| List<ChargeToGLAccountMapper> penaltyToIncomeAccountMappings = new ArrayList<>(); |
| List<GetLoanFeeToIncomeAccountMappings> feeToIncomeAccountMappings = new ArrayList<>(); |
| |
| List<GetLoanPaymentChannelToFundSourceMappings> paymentChannelToFundSourceMappings = new ArrayList<>(); |
| GetLoanPaymentChannelToFundSourceMappings loanPaymentChannelToFundSourceMappings = new GetLoanPaymentChannelToFundSourceMappings(); |
| loanPaymentChannelToFundSourceMappings.fundSourceAccountId(accountTypeResolver.resolve(DefaultAccountType.FUND_RECEIVABLES)); |
| loanPaymentChannelToFundSourceMappings.paymentTypeId(paymentTypeResolver.resolve(DefaultPaymentType.MONEY_TRANSFER)); |
| paymentChannelToFundSourceMappings.add(loanPaymentChannelToFundSourceMappings); |
| |
| return new PostLoanProductsRequest()// |
| .name(name)// |
| .shortName(shortName)// |
| .description(DESCRIPTION_INTEREST_FLAT)// |
| .fundId(FUND_ID)// |
| .startDate(null)// |
| .closeDate(null)// |
| .includeInBorrowerCycle(false)// |
| .currencyCode(CURRENCY_CODE)// |
| .digitsAfterDecimal(2)// |
| .inMultiplesOf(0)// |
| .installmentAmountInMultiplesOf(1)// |
| .useBorrowerCycle(false)// |
| .minPrincipal(100.0)// |
| .principal(1000.0)// |
| .maxPrincipal(10000.0)// |
| .minNumberOfRepayments(1)// |
| .numberOfRepayments(1)// |
| .maxNumberOfRepayments(30)// |
| .isLinkedToFloatingInterestRates(false)// |
| .minInterestRatePerPeriod((double) 0)// |
| .interestRatePerPeriod((double) 12)// |
| .maxInterestRatePerPeriod((double) 30)// |
| .interestRateFrequencyType(INTEREST_RATE_FREQUENCY_TYPE_YEAR)// |
| .repaymentEvery(30)// |
| .repaymentFrequencyType(REPAYMENT_FREQUENCY_TYPE_DAYS)// |
| .principalVariationsForBorrowerCycle(principalVariationsForBorrowerCycle)// |
| .numberOfRepaymentVariationsForBorrowerCycle(numberOfRepaymentVariationsForBorrowerCycle)// |
| .interestRateVariationsForBorrowerCycle(interestRateVariationsForBorrowerCycle)// |
| .amortizationType(AMORTIZATION_TYPE)// |
| .interestType(INTEREST_TYPE_FLAT)// |
| .isEqualAmortization(false)// |
| .interestCalculationPeriodType(INTEREST_CALCULATION_PERIOD_TYPE_SAME_AS_REPAYMENT)// |
| .transactionProcessingStrategyCode(TRANSACTION_PROCESSING_STRATEGY_CODE)// |
| .daysInYearType(DAYS_IN_YEAR_TYPE)// |
| .daysInMonthType(DAYS_IN_MONTH_TYPE)// |
| .canDefineInstallmentAmount(true)// |
| .graceOnArrearsAgeing(3)// |
| .overdueDaysForNPA(179)// |
| .accountMovesOutOfNPAOnlyOnArrearsCompletion(false)// |
| .principalThresholdForLastInstallment(50)// |
| .allowVariableInstallments(false)// |
| .canUseForTopup(false)// |
| .isInterestRecalculationEnabled(false)// |
| .holdGuaranteeFunds(false)// |
| .multiDisburseLoan(false)// |
| .allowAttributeOverrides(new AllowAttributeOverrides()// |
| .amortizationType(true)// |
| .interestType(true)// |
| .transactionProcessingStrategyCode(true)// |
| .interestCalculationPeriodType(true)// |
| .inArrearsTolerance(true)// |
| .repaymentEvery(true)// |
| .graceOnPrincipalAndInterestPayment(true)// |
| .graceOnArrearsAgeing(true)) |
| .allowPartialPeriodInterestCalcualtion(true)// |
| .maxTrancheCount(10)// |
| .outstandingLoanBalance(10000.0)// |
| .charges(charges)// |
| .accountingRule(LOAN_ACCOUNTING_RULE)// |
| .fundSourceAccountId(accountTypeResolver.resolve(DefaultAccountType.SUSPENSE_CLEARING_ACCOUNT))// |
| .loanPortfolioAccountId(accountTypeResolver.resolve(DefaultAccountType.LOANS_RECEIVABLE))// |
| .transfersInSuspenseAccountId(accountTypeResolver.resolve(DefaultAccountType.TRANSFER_IN_SUSPENSE_ACCOUNT))// |
| .interestOnLoanAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME))// |
| .incomeFromFeeAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_INCOME))// |
| .incomeFromPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_INCOME))// |
| .incomeFromRecoveryAccountId(accountTypeResolver.resolve(DefaultAccountType.RECOVERIES))// |
| .writeOffAccountId(accountTypeResolver.resolve(DefaultAccountType.WRITTEN_OFF))// |
| .overpaymentLiabilityAccountId(accountTypeResolver.resolve(DefaultAccountType.OVERPAYMENT_ACCOUNT))// |
| .receivableInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .receivableFeeAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .receivablePenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .dateFormat(DATE_FORMAT)// |
| .locale(LOCALE_EN)// |
| .disallowExpectedDisbursements(false)// |
| .allowApprovedDisbursedAmountsOverApplied(false)// |
| .delinquencyBucketId(DELINQUENCY_BUCKET_ID.longValue())// |
| .goodwillCreditAccountId(accountTypeResolver.resolve(DefaultAccountType.GOODWILL_EXPENSE_ACCOUNT))// |
| .incomeFromGoodwillCreditInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME_CHARGE_OFF))// |
| .incomeFromGoodwillCreditFeesAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .incomeFromGoodwillCreditPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .paymentChannelToFundSourceMappings(paymentChannelToFundSourceMappings)// |
| .penaltyToIncomeAccountMappings(penaltyToIncomeAccountMappings)// |
| .feeToIncomeAccountMappings(feeToIncomeAccountMappings)// |
| .incomeFromChargeOffInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME_CHARGE_OFF))// |
| .incomeFromChargeOffFeesAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .chargeOffExpenseAccountId(accountTypeResolver.resolve(DefaultAccountType.CREDIT_LOSS_BAD_DEBT))// |
| .chargeOffFraudExpenseAccountId(accountTypeResolver.resolve(DefaultAccountType.CREDIT_LOSS_BAD_DEBT_FRAUD))// |
| .incomeFromChargeOffPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF));// |
| } |
| |
| public PostLoanProductsRequest defaultLoanProductsRequestPin30InterestDeclining() { |
| String name = Utils.randomNameGenerator(NAME_PREFIX_INTEREST_DECLINING, 4); |
| String shortName = Utils.randomNameGenerator(SHORT_NAME_PREFIX_INTEREST, 3); |
| |
| List<Integer> principalVariationsForBorrowerCycle = new ArrayList<>(); |
| List<Integer> numberOfRepaymentVariationsForBorrowerCycle = new ArrayList<>(); |
| List<Integer> interestRateVariationsForBorrowerCycle = new ArrayList<>(); |
| List<ChargeData> charges = new ArrayList<>(); |
| List<ChargeToGLAccountMapper> penaltyToIncomeAccountMappings = new ArrayList<>(); |
| List<GetLoanFeeToIncomeAccountMappings> feeToIncomeAccountMappings = new ArrayList<>(); |
| |
| List<GetLoanPaymentChannelToFundSourceMappings> paymentChannelToFundSourceMappings = new ArrayList<>(); |
| GetLoanPaymentChannelToFundSourceMappings loanPaymentChannelToFundSourceMappings = new GetLoanPaymentChannelToFundSourceMappings(); |
| loanPaymentChannelToFundSourceMappings.fundSourceAccountId(accountTypeResolver.resolve(DefaultAccountType.FUND_RECEIVABLES)); |
| loanPaymentChannelToFundSourceMappings.paymentTypeId(paymentTypeResolver.resolve(DefaultPaymentType.MONEY_TRANSFER)); |
| paymentChannelToFundSourceMappings.add(loanPaymentChannelToFundSourceMappings); |
| |
| return new PostLoanProductsRequest()// |
| .name(name)// |
| .shortName(shortName)// |
| .description(DESCRIPTION_INTEREST_DECLINING)// |
| .fundId(FUND_ID)// |
| .startDate(null)// |
| .closeDate(null)// |
| .includeInBorrowerCycle(false)// |
| .currencyCode(CURRENCY_CODE)// |
| .digitsAfterDecimal(2)// |
| .inMultiplesOf(0)// |
| .installmentAmountInMultiplesOf(1)// |
| .useBorrowerCycle(false)// |
| .minPrincipal(100.0)// |
| .principal(1000.0)// |
| .maxPrincipal(10000.0)// |
| .minNumberOfRepayments(1)// |
| .numberOfRepayments(1)// |
| .maxNumberOfRepayments(30)// |
| .isLinkedToFloatingInterestRates(false)// |
| .minInterestRatePerPeriod((double) 0)// |
| .interestRatePerPeriod((double) 12)// |
| .maxInterestRatePerPeriod((double) 30)// |
| .interestRateFrequencyType(INTEREST_RATE_FREQUENCY_TYPE_YEAR)// |
| .repaymentEvery(30)// |
| .repaymentFrequencyType(REPAYMENT_FREQUENCY_TYPE_DAYS)// |
| .principalVariationsForBorrowerCycle(principalVariationsForBorrowerCycle)// |
| .numberOfRepaymentVariationsForBorrowerCycle(numberOfRepaymentVariationsForBorrowerCycle)// |
| .interestRateVariationsForBorrowerCycle(interestRateVariationsForBorrowerCycle)// |
| .amortizationType(AMORTIZATION_TYPE)// |
| .interestType(INTEREST_TYPE_DECLINING_BALANCE)// |
| .isEqualAmortization(false)// |
| .interestCalculationPeriodType(INTEREST_CALCULATION_PERIOD_TYPE_SAME_AS_REPAYMENT)// |
| .transactionProcessingStrategyCode(TRANSACTION_PROCESSING_STRATEGY_CODE)// |
| .daysInYearType(DAYS_IN_YEAR_TYPE)// |
| .daysInMonthType(DAYS_IN_MONTH_TYPE)// |
| .canDefineInstallmentAmount(true)// |
| .graceOnArrearsAgeing(3)// |
| .overdueDaysForNPA(179)// |
| .accountMovesOutOfNPAOnlyOnArrearsCompletion(false)// |
| .principalThresholdForLastInstallment(50)// |
| .allowVariableInstallments(false)// |
| .canUseForTopup(false)// |
| .isInterestRecalculationEnabled(false)// |
| .holdGuaranteeFunds(false)// |
| .multiDisburseLoan(false)// |
| .allowAttributeOverrides(new AllowAttributeOverrides()// |
| .amortizationType(true)// |
| .interestType(true)// |
| .transactionProcessingStrategyCode(true)// |
| .interestCalculationPeriodType(true)// |
| .inArrearsTolerance(true)// |
| .repaymentEvery(true)// |
| .graceOnPrincipalAndInterestPayment(true)// |
| .graceOnArrearsAgeing(true)) |
| .allowPartialPeriodInterestCalcualtion(true)// |
| .maxTrancheCount(10)// |
| .outstandingLoanBalance(10000.0)// |
| .charges(charges)// |
| .accountingRule(LOAN_ACCOUNTING_RULE)// |
| .fundSourceAccountId(accountTypeResolver.resolve(DefaultAccountType.SUSPENSE_CLEARING_ACCOUNT))// |
| .loanPortfolioAccountId(accountTypeResolver.resolve(DefaultAccountType.LOANS_RECEIVABLE))// |
| .transfersInSuspenseAccountId(accountTypeResolver.resolve(DefaultAccountType.TRANSFER_IN_SUSPENSE_ACCOUNT))// |
| .interestOnLoanAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME))// |
| .incomeFromFeeAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_INCOME))// |
| .incomeFromPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_INCOME))// |
| .incomeFromRecoveryAccountId(accountTypeResolver.resolve(DefaultAccountType.RECOVERIES))// |
| .writeOffAccountId(accountTypeResolver.resolve(DefaultAccountType.WRITTEN_OFF))// |
| .overpaymentLiabilityAccountId(accountTypeResolver.resolve(DefaultAccountType.OVERPAYMENT_ACCOUNT))// |
| .receivableInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .receivableFeeAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .receivablePenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .dateFormat(DATE_FORMAT)// |
| .locale(LOCALE_EN)// |
| .disallowExpectedDisbursements(false)// |
| .allowApprovedDisbursedAmountsOverApplied(false)// |
| .delinquencyBucketId(DELINQUENCY_BUCKET_ID.longValue())// |
| .goodwillCreditAccountId(accountTypeResolver.resolve(DefaultAccountType.GOODWILL_EXPENSE_ACCOUNT))// |
| .incomeFromGoodwillCreditInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME_CHARGE_OFF))// |
| .incomeFromGoodwillCreditFeesAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .incomeFromGoodwillCreditPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .paymentChannelToFundSourceMappings(paymentChannelToFundSourceMappings)// |
| .penaltyToIncomeAccountMappings(penaltyToIncomeAccountMappings)// |
| .feeToIncomeAccountMappings(feeToIncomeAccountMappings)// |
| .incomeFromChargeOffInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME_CHARGE_OFF))// |
| .incomeFromChargeOffFeesAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .chargeOffExpenseAccountId(accountTypeResolver.resolve(DefaultAccountType.CREDIT_LOSS_BAD_DEBT))// |
| .chargeOffFraudExpenseAccountId(accountTypeResolver.resolve(DefaultAccountType.CREDIT_LOSS_BAD_DEBT_FRAUD))// |
| .incomeFromChargeOffPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF));// |
| } |
| |
| public PostLoanProductsRequest defaultLoanProductsRequestPin301MonthInterestDecliningBalanceDailyRecalculationCompoundingMonthly() { |
| String name = Utils.randomNameGenerator(NAME_PREFIX_INTEREST_DECLINING_RECALCULATION, 4); |
| String shortName = Utils.randomNameGenerator(SHORT_NAME_PREFIX_INTEREST, 3); |
| |
| List<Integer> principalVariationsForBorrowerCycle = new ArrayList<>(); |
| List<Integer> numberOfRepaymentVariationsForBorrowerCycle = new ArrayList<>(); |
| List<Integer> interestRateVariationsForBorrowerCycle = new ArrayList<>(); |
| List<ChargeData> charges = new ArrayList<>(); |
| List<ChargeToGLAccountMapper> penaltyToIncomeAccountMappings = new ArrayList<>(); |
| List<GetLoanFeeToIncomeAccountMappings> feeToIncomeAccountMappings = new ArrayList<>(); |
| |
| List<GetLoanPaymentChannelToFundSourceMappings> paymentChannelToFundSourceMappings = new ArrayList<>(); |
| GetLoanPaymentChannelToFundSourceMappings loanPaymentChannelToFundSourceMappings = new GetLoanPaymentChannelToFundSourceMappings(); |
| loanPaymentChannelToFundSourceMappings.fundSourceAccountId(accountTypeResolver.resolve(DefaultAccountType.FUND_RECEIVABLES)); |
| loanPaymentChannelToFundSourceMappings.paymentTypeId(paymentTypeResolver.resolve(DefaultPaymentType.MONEY_TRANSFER)); |
| paymentChannelToFundSourceMappings.add(loanPaymentChannelToFundSourceMappings); |
| return new PostLoanProductsRequest()// |
| .name(name)// |
| .shortName(shortName)// |
| .description(DESCRIPTION_INTEREST_DECLINING_BALANCE_DAILY_RECALCULATION_COMPOUNDING_MONTHLY)// |
| .fundId(FUND_ID)// |
| .startDate(null)// |
| .closeDate(null)// |
| .includeInBorrowerCycle(false)// |
| .currencyCode(CURRENCY_CODE)// |
| .digitsAfterDecimal(2)// |
| .inMultiplesOf(1)// |
| .installmentAmountInMultiplesOf(1)// |
| .useBorrowerCycle(false)// |
| .minPrincipal(100.0)// |
| .principal(1000.0)// |
| .maxPrincipal(10000.0)// |
| .minNumberOfRepayments(1)// |
| .numberOfRepayments(1)// |
| .maxNumberOfRepayments(30)// |
| .isLinkedToFloatingInterestRates(false)// |
| .minInterestRatePerPeriod((double) 0)// |
| .interestRatePerPeriod((double) 12)// |
| .maxInterestRatePerPeriod((double) 30)// |
| .interestRateFrequencyType(INTEREST_RATE_FREQUENCY_TYPE_YEAR)// |
| .repaymentEvery(1)// |
| .repaymentFrequencyType(REPAYMENT_FREQUENCY_TYPE_MONTHS)// |
| .principalVariationsForBorrowerCycle(principalVariationsForBorrowerCycle)// |
| .numberOfRepaymentVariationsForBorrowerCycle(numberOfRepaymentVariationsForBorrowerCycle)// |
| .interestRateVariationsForBorrowerCycle(interestRateVariationsForBorrowerCycle)// |
| .amortizationType(AMORTIZATION_TYPE)// |
| .interestType(INTEREST_TYPE_DECLINING_BALANCE)// |
| .isEqualAmortization(false)// |
| .interestCalculationPeriodType(INTEREST_CALCULATION_PERIOD_TYPE_DAILY)// |
| .transactionProcessingStrategyCode(TRANSACTION_PROCESSING_STRATEGY_CODE)// |
| .daysInYearType(DAYS_IN_YEAR_TYPE)// |
| .daysInMonthType(DAYS_IN_MONTH_TYPE)// |
| .canDefineInstallmentAmount(true)// |
| .graceOnArrearsAgeing(3)// |
| .overdueDaysForNPA(179)// |
| .accountMovesOutOfNPAOnlyOnArrearsCompletion(false)// |
| .principalThresholdForLastInstallment(50)// |
| .allowVariableInstallments(false)// |
| .canUseForTopup(false)// |
| .holdGuaranteeFunds(false)// |
| .multiDisburseLoan(false)// |
| .allowAttributeOverrides(new AllowAttributeOverrides()// |
| .amortizationType(true)// |
| .interestType(true)// |
| .transactionProcessingStrategyCode(true)// |
| .interestCalculationPeriodType(true)// |
| .inArrearsTolerance(true)// |
| .repaymentEvery(true)// |
| .graceOnPrincipalAndInterestPayment(true)// |
| .graceOnArrearsAgeing(true)) |
| .outstandingLoanBalance(10000.0)// |
| .charges(charges)// |
| .accountingRule(LOAN_ACCOUNTING_RULE)// |
| .fundSourceAccountId(accountTypeResolver.resolve(DefaultAccountType.SUSPENSE_CLEARING_ACCOUNT))// |
| .loanPortfolioAccountId(accountTypeResolver.resolve(DefaultAccountType.LOANS_RECEIVABLE))// |
| .transfersInSuspenseAccountId(accountTypeResolver.resolve(DefaultAccountType.TRANSFER_IN_SUSPENSE_ACCOUNT))// |
| .interestOnLoanAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME))// |
| .incomeFromFeeAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_INCOME))// |
| .incomeFromPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_INCOME))// |
| .incomeFromRecoveryAccountId(accountTypeResolver.resolve(DefaultAccountType.RECOVERIES))// |
| .writeOffAccountId(accountTypeResolver.resolve(DefaultAccountType.WRITTEN_OFF))// |
| .overpaymentLiabilityAccountId(accountTypeResolver.resolve(DefaultAccountType.OVERPAYMENT_ACCOUNT))// |
| .receivableInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .receivableFeeAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .receivablePenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .dateFormat(DATE_FORMAT)// |
| .locale(LOCALE_EN)// |
| .disallowExpectedDisbursements(false)// |
| .allowApprovedDisbursedAmountsOverApplied(false)// |
| .delinquencyBucketId(DELINQUENCY_BUCKET_ID.longValue())// |
| .goodwillCreditAccountId(accountTypeResolver.resolve(DefaultAccountType.GOODWILL_EXPENSE_ACCOUNT))// |
| .incomeFromGoodwillCreditInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME_CHARGE_OFF))// |
| .incomeFromGoodwillCreditFeesAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .incomeFromGoodwillCreditPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .paymentChannelToFundSourceMappings(paymentChannelToFundSourceMappings)// |
| .penaltyToIncomeAccountMappings(penaltyToIncomeAccountMappings)// |
| .feeToIncomeAccountMappings(feeToIncomeAccountMappings)// |
| .incomeFromChargeOffInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME_CHARGE_OFF))// |
| .incomeFromChargeOffFeesAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .chargeOffExpenseAccountId(accountTypeResolver.resolve(DefaultAccountType.CREDIT_LOSS_BAD_DEBT))// |
| .chargeOffFraudExpenseAccountId(accountTypeResolver.resolve(DefaultAccountType.CREDIT_LOSS_BAD_DEBT_FRAUD))// |
| .incomeFromChargeOffPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .isInterestRecalculationEnabled(true)// |
| .preClosureInterestCalculationStrategy(PRE_CLOSURE_INTEREST_CALCULATION_RULE_TILL_PRE_CLOSE_DATE)// |
| .rescheduleStrategyMethod(ADVANCE_PAYMENT_ADJUSTMENT_TYPE_REDUCE_EMI_AMOUNT)// |
| .interestRecalculationCompoundingMethod(INTEREST_RECALCULATION_COMPOUND_METHOD_INTEREST)// |
| .recalculationCompoundingFrequencyType(FREQUENCY_FOR_COMPOUNDING_MONTHLY)// |
| .recalculationRestFrequencyType(FREQUENCY_FOR_RECALCULATE_OUTSTANDING_DAILY)// |
| .recalculationRestFrequencyInterval(1)// |
| .recalculationCompoundingFrequencyInterval(1)// |
| .recalculationCompoundingFrequencyOnDayType(1);// |
| } |
| |
| public PostLoanProductsRequest defaultLoanProductsRequestPin30InterestDecliningBalanceDailyRecalculationCompoundingNone() { |
| String name = Utils.randomNameGenerator(NAME_PREFIX_INTEREST_DECLINING_RECALCULATION, 4); |
| String shortName = Utils.randomNameGenerator(SHORT_NAME_PREFIX_INTEREST, 3); |
| |
| List<Integer> principalVariationsForBorrowerCycle = new ArrayList<>(); |
| List<Integer> numberOfRepaymentVariationsForBorrowerCycle = new ArrayList<>(); |
| List<Integer> interestRateVariationsForBorrowerCycle = new ArrayList<>(); |
| List<ChargeData> charges = new ArrayList<>(); |
| List<ChargeToGLAccountMapper> penaltyToIncomeAccountMappings = new ArrayList<>(); |
| List<GetLoanFeeToIncomeAccountMappings> feeToIncomeAccountMappings = new ArrayList<>(); |
| |
| List<GetLoanPaymentChannelToFundSourceMappings> paymentChannelToFundSourceMappings = new ArrayList<>(); |
| GetLoanPaymentChannelToFundSourceMappings loanPaymentChannelToFundSourceMappings = new GetLoanPaymentChannelToFundSourceMappings(); |
| loanPaymentChannelToFundSourceMappings.fundSourceAccountId(accountTypeResolver.resolve(DefaultAccountType.FUND_RECEIVABLES)); |
| loanPaymentChannelToFundSourceMappings.paymentTypeId(paymentTypeResolver.resolve(DefaultPaymentType.MONEY_TRANSFER)); |
| paymentChannelToFundSourceMappings.add(loanPaymentChannelToFundSourceMappings); |
| return new PostLoanProductsRequest()// |
| .name(name)// |
| .shortName(shortName)// |
| .description(DESCRIPTION_INTEREST_DECLINING_BALANCE_DAILY_RECALCULATION_COMPOUNDING_NONE)// |
| .fundId(FUND_ID)// |
| .startDate(null)// |
| .closeDate(null)// |
| .includeInBorrowerCycle(false)// |
| .currencyCode(CURRENCY_CODE)// |
| .digitsAfterDecimal(2)// |
| .inMultiplesOf(1)// |
| .installmentAmountInMultiplesOf(1)// |
| .useBorrowerCycle(false)// |
| .minPrincipal(100.0)// |
| .principal(1000.0)// |
| .maxPrincipal(10000.0)// |
| .minNumberOfRepayments(1)// |
| .numberOfRepayments(1)// |
| .maxNumberOfRepayments(30)// |
| .isLinkedToFloatingInterestRates(false)// |
| .minInterestRatePerPeriod((double) 0)// |
| .interestRatePerPeriod((double) 12)// |
| .maxInterestRatePerPeriod((double) 30)// |
| .interestRateFrequencyType(INTEREST_RATE_FREQUENCY_TYPE_YEAR)// |
| .repaymentEvery(30)// |
| .repaymentFrequencyType(REPAYMENT_FREQUENCY_TYPE_DAYS)// |
| .principalVariationsForBorrowerCycle(principalVariationsForBorrowerCycle)// |
| .numberOfRepaymentVariationsForBorrowerCycle(numberOfRepaymentVariationsForBorrowerCycle)// |
| .interestRateVariationsForBorrowerCycle(interestRateVariationsForBorrowerCycle)// |
| .amortizationType(AMORTIZATION_TYPE)// |
| .interestType(INTEREST_TYPE_DECLINING_BALANCE)// |
| .isEqualAmortization(false)// |
| .interestCalculationPeriodType(INTEREST_CALCULATION_PERIOD_TYPE_DAILY)// |
| .transactionProcessingStrategyCode(TRANSACTION_PROCESSING_STRATEGY_CODE)// |
| .daysInYearType(DAYS_IN_YEAR_TYPE)// |
| .daysInMonthType(DAYS_IN_MONTH_TYPE)// |
| .canDefineInstallmentAmount(true)// |
| .graceOnArrearsAgeing(3)// |
| .overdueDaysForNPA(179)// |
| .accountMovesOutOfNPAOnlyOnArrearsCompletion(false)// |
| .principalThresholdForLastInstallment(50)// |
| .allowVariableInstallments(false)// |
| .canUseForTopup(false)// |
| .holdGuaranteeFunds(false)// |
| .multiDisburseLoan(false)// |
| .allowAttributeOverrides(new AllowAttributeOverrides()// |
| .amortizationType(true)// |
| .interestType(true)// |
| .transactionProcessingStrategyCode(true)// |
| .interestCalculationPeriodType(true)// |
| .inArrearsTolerance(true)// |
| .repaymentEvery(true)// |
| .graceOnPrincipalAndInterestPayment(true)// |
| .graceOnArrearsAgeing(true)) |
| .outstandingLoanBalance(10000.0)// |
| .charges(charges)// |
| .accountingRule(LOAN_ACCOUNTING_RULE)// |
| .fundSourceAccountId(accountTypeResolver.resolve(DefaultAccountType.SUSPENSE_CLEARING_ACCOUNT))// |
| .loanPortfolioAccountId(accountTypeResolver.resolve(DefaultAccountType.LOANS_RECEIVABLE))// |
| .transfersInSuspenseAccountId(accountTypeResolver.resolve(DefaultAccountType.TRANSFER_IN_SUSPENSE_ACCOUNT))// |
| .interestOnLoanAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME))// |
| .incomeFromFeeAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_INCOME))// |
| .incomeFromPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_INCOME))// |
| .incomeFromRecoveryAccountId(accountTypeResolver.resolve(DefaultAccountType.RECOVERIES))// |
| .writeOffAccountId(accountTypeResolver.resolve(DefaultAccountType.WRITTEN_OFF))// |
| .overpaymentLiabilityAccountId(accountTypeResolver.resolve(DefaultAccountType.OVERPAYMENT_ACCOUNT))// |
| .receivableInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .receivableFeeAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .receivablePenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .dateFormat(DATE_FORMAT)// |
| .locale(LOCALE_EN)// |
| .disallowExpectedDisbursements(false)// |
| .allowApprovedDisbursedAmountsOverApplied(false)// |
| .delinquencyBucketId(DELINQUENCY_BUCKET_ID.longValue())// |
| .goodwillCreditAccountId(accountTypeResolver.resolve(DefaultAccountType.GOODWILL_EXPENSE_ACCOUNT))// |
| .incomeFromGoodwillCreditInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME_CHARGE_OFF))// |
| .incomeFromGoodwillCreditFeesAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .incomeFromGoodwillCreditPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .paymentChannelToFundSourceMappings(paymentChannelToFundSourceMappings)// |
| .penaltyToIncomeAccountMappings(penaltyToIncomeAccountMappings)// |
| .feeToIncomeAccountMappings(feeToIncomeAccountMappings)// |
| .incomeFromChargeOffInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME_CHARGE_OFF))// |
| .incomeFromChargeOffFeesAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .chargeOffExpenseAccountId(accountTypeResolver.resolve(DefaultAccountType.CREDIT_LOSS_BAD_DEBT))// |
| .chargeOffFraudExpenseAccountId(accountTypeResolver.resolve(DefaultAccountType.CREDIT_LOSS_BAD_DEBT_FRAUD))// |
| .incomeFromChargeOffPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .isInterestRecalculationEnabled(true)// |
| .preClosureInterestCalculationStrategy(PRE_CLOSURE_INTEREST_CALCULATION_RULE_TILL_PRE_CLOSE_DATE)// |
| .rescheduleStrategyMethod(ADVANCE_PAYMENT_ADJUSTMENT_TYPE_REDUCE_EMI_AMOUNT)// |
| .interestRecalculationCompoundingMethod(INTEREST_RECALCULATION_COMPOUND_METHOD_NONE)// |
| .recalculationRestFrequencyType(FREQUENCY_FOR_RECALCULATE_OUTSTANDING_DAILY)// |
| .recalculationRestFrequencyInterval(1);// |
| } |
| |
| public PostLoanProductsRequest defaultLoanProductsRequestPin4() { |
| String name = Utils.randomNameGenerator(NAME_PREFIX_PIN4, 4); |
| String shortName = Utils.randomNameGenerator(SHORT_NAME_PREFIX, 3); |
| |
| List<Integer> principalVariationsForBorrowerCycle = new ArrayList<>(); |
| List<Integer> numberOfRepaymentVariationsForBorrowerCycle = new ArrayList<>(); |
| List<Integer> interestRateVariationsForBorrowerCycle = new ArrayList<>(); |
| List<ChargeData> charges = new ArrayList<>(); |
| List<ChargeToGLAccountMapper> penaltyToIncomeAccountMappings = new ArrayList<>(); |
| List<GetLoanFeeToIncomeAccountMappings> feeToIncomeAccountMappings = new ArrayList<>(); |
| |
| List<GetLoanPaymentChannelToFundSourceMappings> paymentChannelToFundSourceMappings = new ArrayList<>(); |
| GetLoanPaymentChannelToFundSourceMappings loanPaymentChannelToFundSourceMappings = new GetLoanPaymentChannelToFundSourceMappings(); |
| loanPaymentChannelToFundSourceMappings.fundSourceAccountId(accountTypeResolver.resolve(DefaultAccountType.FUND_RECEIVABLES)); |
| loanPaymentChannelToFundSourceMappings.paymentTypeId(paymentTypeResolver.resolve(DefaultPaymentType.MONEY_TRANSFER)); |
| paymentChannelToFundSourceMappings.add(loanPaymentChannelToFundSourceMappings); |
| |
| return new PostLoanProductsRequest()// |
| .name(name)// |
| .shortName(shortName)// |
| .description(DESCRIPTION_PIN4)// |
| .enableDownPayment(true)// |
| .enableAutoRepaymentForDownPayment(true)// |
| .disbursedAmountPercentageForDownPayment(new BigDecimal(25))// |
| .fundId(FUND_ID)// |
| .startDate(null)// |
| .closeDate(null)// |
| .includeInBorrowerCycle(false)// |
| .currencyCode(CURRENCY_CODE)// |
| .digitsAfterDecimal(2)// |
| .inMultiplesOf(0)// |
| .installmentAmountInMultiplesOf(1)// |
| .useBorrowerCycle(false)// |
| .minPrincipal(100.0)// |
| .principal(1000.0)// |
| .maxPrincipal(10000.0)// |
| .minNumberOfRepayments(1)// |
| .numberOfRepayments(3)// |
| .maxNumberOfRepayments(30)// |
| .isLinkedToFloatingInterestRates(false)// |
| .minInterestRatePerPeriod((double) 0)// |
| .interestRatePerPeriod((double) 0)// |
| .maxInterestRatePerPeriod((double) 0)// |
| .interestRateFrequencyType(INTEREST_RATE_FREQUENCY_TYPE_MONTH)// |
| .repaymentEvery(15)// |
| .repaymentFrequencyType(REPAYMENT_FREQUENCY_TYPE_DAYS)// |
| .principalVariationsForBorrowerCycle(principalVariationsForBorrowerCycle)// |
| .numberOfRepaymentVariationsForBorrowerCycle(numberOfRepaymentVariationsForBorrowerCycle)// |
| .interestRateVariationsForBorrowerCycle(interestRateVariationsForBorrowerCycle)// |
| .amortizationType(AMORTIZATION_TYPE)// |
| .interestType(INTEREST_TYPE_DECLINING_BALANCE)// |
| .isEqualAmortization(false)// |
| .interestCalculationPeriodType(INTEREST_CALCULATION_PERIOD_TYPE_SAME_AS_REPAYMENT)// |
| .transactionProcessingStrategyCode(TRANSACTION_PROCESSING_STRATEGY_CODE)// |
| .daysInYearType(DAYS_IN_YEAR_TYPE)// |
| .daysInMonthType(DAYS_IN_MONTH_TYPE)// |
| .canDefineInstallmentAmount(true)// |
| .graceOnArrearsAgeing(3)// |
| .overdueDaysForNPA(179)// |
| .accountMovesOutOfNPAOnlyOnArrearsCompletion(false)// |
| .principalThresholdForLastInstallment(50)// |
| .allowVariableInstallments(false)// |
| .canUseForTopup(false)// |
| .isInterestRecalculationEnabled(false)// |
| .holdGuaranteeFunds(false)// |
| .multiDisburseLoan(true)// |
| .allowAttributeOverrides(new AllowAttributeOverrides()// |
| .amortizationType(true)// |
| .interestType(true)// |
| .transactionProcessingStrategyCode(true)// |
| .interestCalculationPeriodType(true)// |
| .inArrearsTolerance(true)// |
| .repaymentEvery(true)// |
| .graceOnPrincipalAndInterestPayment(true)// |
| .graceOnArrearsAgeing(true))// |
| .allowPartialPeriodInterestCalcualtion(true)// |
| .maxTrancheCount(10)// |
| .outstandingLoanBalance(10000.0)// |
| .charges(charges)// |
| .accountingRule(LOAN_ACCOUNTING_RULE)// |
| .fundSourceAccountId(accountTypeResolver.resolve(DefaultAccountType.SUSPENSE_CLEARING_ACCOUNT))// |
| .loanPortfolioAccountId(accountTypeResolver.resolve(DefaultAccountType.LOANS_RECEIVABLE))// |
| .transfersInSuspenseAccountId(accountTypeResolver.resolve(DefaultAccountType.TRANSFER_IN_SUSPENSE_ACCOUNT))// |
| .interestOnLoanAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME))// |
| .incomeFromFeeAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_INCOME))// |
| .incomeFromPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_INCOME))// |
| .incomeFromRecoveryAccountId(accountTypeResolver.resolve(DefaultAccountType.RECOVERIES))// |
| .writeOffAccountId(accountTypeResolver.resolve(DefaultAccountType.WRITTEN_OFF))// |
| .overpaymentLiabilityAccountId(accountTypeResolver.resolve(DefaultAccountType.OVERPAYMENT_ACCOUNT))// |
| .receivableInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .receivableFeeAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .receivablePenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .dateFormat(DATE_FORMAT)// |
| .locale(LOCALE_EN)// |
| .disallowExpectedDisbursements(true)// |
| .allowApprovedDisbursedAmountsOverApplied(true)// |
| .overAppliedCalculationType(OVER_APPLIED_CALCULATION_TYPE)// |
| .overAppliedNumber(OVER_APPLIED_NUMBER)// |
| .delinquencyBucketId(DELINQUENCY_BUCKET_ID.longValue())// |
| .goodwillCreditAccountId(accountTypeResolver.resolve(DefaultAccountType.GOODWILL_EXPENSE_ACCOUNT))// |
| .incomeFromGoodwillCreditInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME_CHARGE_OFF))// |
| .incomeFromGoodwillCreditFeesAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .incomeFromGoodwillCreditPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .paymentChannelToFundSourceMappings(paymentChannelToFundSourceMappings)// |
| .penaltyToIncomeAccountMappings(penaltyToIncomeAccountMappings)// |
| .feeToIncomeAccountMappings(feeToIncomeAccountMappings)// |
| .incomeFromChargeOffInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME_CHARGE_OFF))// |
| .incomeFromChargeOffFeesAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .chargeOffExpenseAccountId(accountTypeResolver.resolve(DefaultAccountType.CREDIT_LOSS_BAD_DEBT))// |
| .chargeOffFraudExpenseAccountId(accountTypeResolver.resolve(DefaultAccountType.CREDIT_LOSS_BAD_DEBT_FRAUD))// |
| .incomeFromChargeOffPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF));// |
| } |
| |
| public PostLoanProductsRequest defaultLoanProductsRequestPin4InterestFlat() { |
| String name = Utils.randomNameGenerator(NAME_PREFIX_INTEREST_FLAT_PIN4, 4); |
| String shortName = Utils.randomNameGenerator(SHORT_NAME_PREFIX_INTEREST, 3); |
| |
| List<Integer> principalVariationsForBorrowerCycle = new ArrayList<>(); |
| List<Integer> numberOfRepaymentVariationsForBorrowerCycle = new ArrayList<>(); |
| List<Integer> interestRateVariationsForBorrowerCycle = new ArrayList<>(); |
| List<ChargeData> charges = new ArrayList<>(); |
| List<ChargeToGLAccountMapper> penaltyToIncomeAccountMappings = new ArrayList<>(); |
| List<GetLoanFeeToIncomeAccountMappings> feeToIncomeAccountMappings = new ArrayList<>(); |
| |
| List<GetLoanPaymentChannelToFundSourceMappings> paymentChannelToFundSourceMappings = new ArrayList<>(); |
| GetLoanPaymentChannelToFundSourceMappings loanPaymentChannelToFundSourceMappings = new GetLoanPaymentChannelToFundSourceMappings(); |
| loanPaymentChannelToFundSourceMappings.fundSourceAccountId(accountTypeResolver.resolve(DefaultAccountType.FUND_RECEIVABLES)); |
| loanPaymentChannelToFundSourceMappings.paymentTypeId(paymentTypeResolver.resolve(DefaultPaymentType.MONEY_TRANSFER)); |
| paymentChannelToFundSourceMappings.add(loanPaymentChannelToFundSourceMappings); |
| |
| return new PostLoanProductsRequest()// |
| .name(name)// |
| .shortName(shortName)// |
| .description(DESCRIPTION_INTEREST_FLAT_PIN4)// |
| .enableDownPayment(true)// |
| .enableAutoRepaymentForDownPayment(true)// |
| .disbursedAmountPercentageForDownPayment(new BigDecimal(25))// |
| .fundId(FUND_ID)// |
| .startDate(null)// |
| .closeDate(null)// |
| .includeInBorrowerCycle(false)// |
| .currencyCode(CURRENCY_CODE)// |
| .digitsAfterDecimal(2)// |
| .inMultiplesOf(0)// |
| .installmentAmountInMultiplesOf(1)// |
| .useBorrowerCycle(false)// |
| .minPrincipal(100.0)// |
| .principal(1000.0)// |
| .maxPrincipal(10000.0)// |
| .minNumberOfRepayments(1)// |
| .numberOfRepayments(3)// |
| .maxNumberOfRepayments(30)// |
| .isLinkedToFloatingInterestRates(false)// |
| .minInterestRatePerPeriod((double) 0)// |
| .interestRatePerPeriod((double) 12)// |
| .maxInterestRatePerPeriod((double) 30)// |
| .interestRateFrequencyType(INTEREST_RATE_FREQUENCY_TYPE_YEAR)// |
| .repaymentEvery(15)// |
| .repaymentFrequencyType(REPAYMENT_FREQUENCY_TYPE_DAYS)// |
| .principalVariationsForBorrowerCycle(principalVariationsForBorrowerCycle)// |
| .numberOfRepaymentVariationsForBorrowerCycle(numberOfRepaymentVariationsForBorrowerCycle)// |
| .interestRateVariationsForBorrowerCycle(interestRateVariationsForBorrowerCycle)// |
| .amortizationType(AMORTIZATION_TYPE)// |
| .interestType(INTEREST_TYPE_FLAT)// |
| .isEqualAmortization(false)// |
| .interestCalculationPeriodType(INTEREST_CALCULATION_PERIOD_TYPE_SAME_AS_REPAYMENT)// |
| .transactionProcessingStrategyCode(TRANSACTION_PROCESSING_STRATEGY_CODE)// |
| .daysInYearType(DAYS_IN_YEAR_TYPE)// |
| .daysInMonthType(DAYS_IN_MONTH_TYPE)// |
| .canDefineInstallmentAmount(true)// |
| .graceOnArrearsAgeing(3)// |
| .overdueDaysForNPA(179)// |
| .accountMovesOutOfNPAOnlyOnArrearsCompletion(false)// |
| .principalThresholdForLastInstallment(50)// |
| .allowVariableInstallments(false)// |
| .canUseForTopup(false)// |
| .isInterestRecalculationEnabled(false)// |
| .holdGuaranteeFunds(false)// |
| .multiDisburseLoan(false)// |
| .allowAttributeOverrides(new AllowAttributeOverrides()// |
| .amortizationType(true)// |
| .interestType(true)// |
| .transactionProcessingStrategyCode(true)// |
| .interestCalculationPeriodType(true)// |
| .inArrearsTolerance(true)// |
| .repaymentEvery(true)// |
| .graceOnPrincipalAndInterestPayment(true)// |
| .graceOnArrearsAgeing(true)) |
| .allowPartialPeriodInterestCalcualtion(true)// |
| .maxTrancheCount(10)// |
| .outstandingLoanBalance(10000.0)// |
| .charges(charges)// |
| .accountingRule(LOAN_ACCOUNTING_RULE)// |
| .fundSourceAccountId(accountTypeResolver.resolve(DefaultAccountType.SUSPENSE_CLEARING_ACCOUNT))// |
| .loanPortfolioAccountId(accountTypeResolver.resolve(DefaultAccountType.LOANS_RECEIVABLE))// |
| .transfersInSuspenseAccountId(accountTypeResolver.resolve(DefaultAccountType.TRANSFER_IN_SUSPENSE_ACCOUNT))// |
| .interestOnLoanAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME))// |
| .incomeFromFeeAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_INCOME))// |
| .incomeFromPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_INCOME))// |
| .incomeFromRecoveryAccountId(accountTypeResolver.resolve(DefaultAccountType.RECOVERIES))// |
| .writeOffAccountId(accountTypeResolver.resolve(DefaultAccountType.WRITTEN_OFF))// |
| .overpaymentLiabilityAccountId(accountTypeResolver.resolve(DefaultAccountType.OVERPAYMENT_ACCOUNT))// |
| .receivableInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .receivableFeeAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .receivablePenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))// |
| .dateFormat(DATE_FORMAT)// |
| .locale(LOCALE_EN)// |
| .disallowExpectedDisbursements(false)// |
| .allowApprovedDisbursedAmountsOverApplied(false)// |
| .delinquencyBucketId(DELINQUENCY_BUCKET_ID.longValue())// |
| .goodwillCreditAccountId(accountTypeResolver.resolve(DefaultAccountType.GOODWILL_EXPENSE_ACCOUNT))// |
| .incomeFromGoodwillCreditInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME_CHARGE_OFF))// |
| .incomeFromGoodwillCreditFeesAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .incomeFromGoodwillCreditPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .paymentChannelToFundSourceMappings(paymentChannelToFundSourceMappings)// |
| .penaltyToIncomeAccountMappings(penaltyToIncomeAccountMappings)// |
| .feeToIncomeAccountMappings(feeToIncomeAccountMappings)// |
| .incomeFromChargeOffInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME_CHARGE_OFF))// |
| .incomeFromChargeOffFeesAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))// |
| .chargeOffExpenseAccountId(accountTypeResolver.resolve(DefaultAccountType.CREDIT_LOSS_BAD_DEBT))// |
| .chargeOffFraudExpenseAccountId(accountTypeResolver.resolve(DefaultAccountType.CREDIT_LOSS_BAD_DEBT_FRAUD))// |
| .incomeFromChargeOffPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF));// |
| } |
| } |
