| /** |
| * Licensed to the Apache Software Foundation (ASF) under one |
| * or more contributor license agreements. See the NOTICE file |
| * distributed with this work for additional information |
| * regarding copyright ownership. The ASF licenses this file |
| * to you under the Apache License, Version 2.0 (the |
| * "License"); you may not use this file except in compliance |
| * with the License. You may obtain a copy of the License at |
| * |
| * http://www.apache.org/licenses/LICENSE-2.0 |
| * |
| * Unless required by applicable law or agreed to in writing, |
| * software distributed under the License is distributed on an |
| * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY |
| * KIND, either express or implied. See the License for the |
| * specific language governing permissions and limitations |
| * under the License. |
| */ |
| package org.apache.fineract.integrationtests; |
| |
| import static java.lang.Boolean.TRUE; |
| import static org.apache.fineract.infrastructure.businessdate.domain.BusinessDateType.BUSINESS_DATE; |
| import static org.junit.jupiter.api.Assertions.assertEquals; |
| import static org.junit.jupiter.api.Assertions.assertNotNull; |
| |
| import java.math.BigDecimal; |
| import org.apache.fineract.client.models.BusinessDateRequest; |
| import org.apache.fineract.client.models.GetLoanProductsProductIdResponse; |
| import org.apache.fineract.client.models.PostLoanProductsRequest; |
| import org.apache.fineract.client.models.PostLoanProductsResponse; |
| import org.apache.fineract.integrationtests.common.ClientHelper; |
| import org.apache.fineract.integrationtests.common.loans.LoanTestLifecycleExtension; |
| import org.junit.jupiter.api.Test; |
| import org.junit.jupiter.api.extension.ExtendWith; |
| |
| @ExtendWith(LoanTestLifecycleExtension.class) |
| public class UndoLoanDisbursalWithDownPaymentIntegrationTest extends BaseLoanIntegrationTest { |
| |
| public static final BigDecimal DOWN_PAYMENT_PERCENTAGE = new BigDecimal(25); |
| |
| @Test |
| public void testUndoDisbursalForLoanWithSingleDisbursalAutoDownPaymentEnabledAndNoManualTransactions() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(true, false); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1000.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, false, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| // Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| // undoDisbursal |
| loanTransactionHelper.undoDisbursal(loanId.intValue()); |
| |
| // Verify that all transactions are reverted |
| verifyNoTransactions(loanId); |
| |
| // verify journal entries are compensated after undo disbursal |
| verifyJournalEntries(loanId, |
| // original entries |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| // original entries reverted |
| journalEntry(250.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "DEBIT")); // |
| |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, false, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| }); |
| } |
| |
| @Test |
| public void testUndoDisbursalForLoanWithSingleDisbursalAutoDownPaymentEnabledAndHasManualTransactions() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(true, false); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1000.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, false, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| // Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // Verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // make a repayment |
| addRepaymentForLoan(loanId, 100.0, "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023"), // |
| transaction(100.0, "Repayment", "01 January 2023") // |
| ); |
| |
| // undoDisbursal |
| loanTransactionHelper.undoDisbursal(loanId.intValue()); |
| |
| // Verify that all transactions are reverted |
| verifyNoTransactions(loanId); |
| |
| // verify journal entries are compensated after undo disbursal |
| verifyJournalEntries(loanId, // |
| // original entries down-payment |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // repayment entries |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| |
| // original entries compensated |
| journalEntry(250.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "DEBIT"), // |
| |
| // repayment entries compensated |
| journalEntry(250.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, false, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| }); |
| } |
| |
| @Test |
| public void testUndoDisbursalForLoanWithSingleDisbursalAutoDownPaymentDisabledAndNoManualTransactions() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(false, false); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1000.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, false, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| // Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // Manual down-payment |
| addRepaymentForLoan(loanId, 250.0, "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Repayment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // undoDisbursal |
| loanTransactionHelper.undoDisbursal(loanId.intValue()); |
| |
| // Verify that all transactions are reverted |
| verifyNoTransactions(loanId); |
| |
| // verify journal entries are compensated after undo disbursal |
| verifyJournalEntries(loanId, // |
| // original entries |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // original entries are compensated |
| journalEntry(250.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "DEBIT") // |
| ); |
| |
| // verify repayment entries are reverted |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, false, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| }); |
| } |
| |
| @Test |
| public void testUndoDisbursalForLoanWithSingleDisbursalAutoDownPaymentDisabledAndHasManualTransactions() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(false, false); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1000.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, false, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| // Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // Manual down-payment |
| addRepaymentForLoan(loanId, 250.0, "01 January 2023"); |
| |
| // An extra Manual Repayment after the down-payment |
| addRepaymentForLoan(loanId, 100.0, "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(1000.0, "Disbursement", "01 January 2023"), // |
| transaction(250.0, "Repayment", "01 January 2023"), // |
| transaction(100.0, "Repayment", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| // undoDisbursal |
| loanTransactionHelper.undoDisbursal(loanId.intValue()); |
| |
| // Verify that all transactions are reverted |
| verifyNoTransactions(loanId); |
| |
| // verify journal entries are compensated after undo disbursal |
| verifyJournalEntries(loanId, // |
| // original entries |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // original entries compensated |
| journalEntry(250.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "DEBIT"), // |
| |
| // manual partial repayment of the first installment |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| |
| // manual partial repayment of the first installment compensation after undoDisburse |
| journalEntry(100.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, false, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| }); |
| } |
| |
| @Test |
| public void testUndoLastDisbursalForLoanWithSingleDisbursalAutoDownPaymentEnabledAndNoManualTransactions() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(true, false); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1000.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, false, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| // Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| verifyUndoLastDisbursalShallFail(loanId, "error.msg.loan.product.does.not.support.multiple.disbursals.cannot.undo.last"); |
| |
| }); |
| } |
| |
| @Test |
| public void testUndoLastDisbursalForLoanWithMultiDisbursalAutoDownPaymentEnabledAndNoManualTransactions() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(true, true); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1000.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, false, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| // Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| verifyUndoLastDisbursalShallFail(loanId, "error.msg.tranches.should.be.disbursed.more.than.one.to.undo.last.disbursal"); |
| }); |
| } |
| |
| @Test |
| public void testUndoDisbursalForLoanWithMultiDisbursalAutoDownPaymentEnabledAndNoManualTransactions() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(true, true); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1000.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, false, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| // Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| // undoDisbursal |
| loanTransactionHelper.undoDisbursal(loanId.intValue()); |
| |
| // Verify that all transactions are reverted |
| verifyNoTransactions(loanId); |
| |
| // verify journal entries are compensated after undo disbursal |
| verifyJournalEntries(loanId, // |
| // original entries |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| // original entries reverted |
| journalEntry(250.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "DEBIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, false, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| }); |
| } |
| |
| @Test |
| public void testUndoDisbursalForLoanWithMultiDisbursalAutoDownPaymentEnabledAndHasManualTransactions() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(true, true); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1000.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, false, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| // Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // Verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // make a repayment |
| addRepaymentForLoan(loanId, 100.0, "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023"), // |
| transaction(100.0, "Repayment", "01 January 2023") // |
| ); |
| |
| // undoDisbursal |
| loanTransactionHelper.undoDisbursal(loanId.intValue()); |
| |
| // Verify that all transactions are reverted |
| verifyNoTransactions(loanId); |
| |
| // verify journal entries are compensated after undo disbursal |
| verifyJournalEntries(loanId, |
| // original entries down-payment |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // repayment entries |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| |
| // original entries compensated |
| journalEntry(250.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "DEBIT"), // |
| |
| // repayment entries compensated |
| journalEntry(250.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, false, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| }); |
| } |
| |
| @Test |
| public void testUndoDisbursalForLoanWithMultiDisbursalAutoDownPaymentDisabledAndNoManualTransactions() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(false, true); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1000.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, false, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| // Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // Manual down-payment |
| addRepaymentForLoan(loanId, 250.0, "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Repayment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023")// |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // undoDisbursal |
| loanTransactionHelper.undoDisbursal(loanId.intValue()); |
| |
| // Verify that all transactions are reverted |
| verifyNoTransactions(loanId); |
| |
| // verify journal entries are compensated after undo disbursal |
| verifyJournalEntries(loanId, |
| // original entries |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // original entries are compensated |
| journalEntry(250.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "DEBIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, false, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| }); |
| } |
| |
| @Test |
| public void testUndoDisbursalForLoanWithMultiDisbursalAutoDownPaymentDisabledAndHasManualTransactions() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(false, true); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1000.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, false, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023"));// |
| |
| // Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // Manual down-payment |
| addRepaymentForLoan(loanId, 250.0, "01 January 2023"); |
| |
| // An extra Manual Repayment after the down-payment |
| addRepaymentForLoan(loanId, 100.0, "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(1000.0, "Disbursement", "01 January 2023"), // |
| transaction(250.0, "Repayment", "01 January 2023"), // |
| transaction(100.0, "Repayment", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| // undoDisbursal |
| loanTransactionHelper.undoDisbursal(loanId.intValue()); |
| |
| // Verify that all transactions are reverted |
| verifyNoTransactions(loanId); |
| |
| // verify journal entries are compensated after undo disbursal |
| verifyJournalEntries(loanId, |
| // original entries |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // original entries compensated |
| journalEntry(250.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "DEBIT"), // |
| |
| // manual partial repayment of the first installment |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| |
| // manual partial repayment of the first installment compensation after undoDisburse |
| journalEntry(100.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, false, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023"));// |
| }); |
| } |
| |
| @Test |
| public void testUndoLastDisbursalForLoanWithMultiDisbursalWith2DisburseAutoDownPaymentEnabledAndNoManualTransactions() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(true, true); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1500.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1500.0, null, "01 January 2023"), // |
| installment(375.0, false, "01 January 2023"), // |
| installment(1125.0, false, "31 January 2023") // |
| ); |
| |
| // 1st Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BUSINESS_DATE.getName()).date("15 January 2023") |
| .dateFormat(DATETIME_PATTERN).locale("en")); |
| |
| // 2nd Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(400.0), "15 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023"), // |
| transaction(100.0, "Down Payment", "15 January 2023"), // |
| transaction(400.0, "Disbursement", "15 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(400.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(400.0, null, "15 January 2023"), // |
| installment(100.0, true, "15 January 2023"), // |
| installment(1050.0, false, "31 January 2023") // |
| ); |
| |
| // undoLastDisbursal |
| loanTransactionHelper.undoLastDisbursal(loanId.intValue()); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, |
| // first disbursement + down-payment |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // second disbursement + down-payment |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(400.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // compensation of second disbursement + down-payment |
| journalEntry(100.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(400.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "DEBIT") // |
| ); |
| |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| }); |
| } |
| |
| @Test |
| public void testUndoLastDisbursalForLoanWithMultiDisbursalWith2DisburseAutoDownPaymentEnabledAndNoManualTransactionsWithExtraRepayment() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(true, true); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1500.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1500.0, null, "01 January 2023"), // |
| installment(375.0, false, "01 January 2023"), // |
| installment(1125.0, false, "31 January 2023") // |
| ); |
| |
| // 1st Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BUSINESS_DATE.getName()).date("10 January 2023") |
| .dateFormat(DATETIME_PATTERN).locale("en")); |
| |
| addRepaymentForLoan(loanId, 300.0, "10 January 2023"); |
| |
| verifyTransactions(loanId, // |
| transaction(1000.0, "Disbursement", "01 January 2023"), // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(300.0, "Repayment", "10 January 2023") // |
| ); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BUSINESS_DATE.getName()).date("15 January 2023") |
| .dateFormat(DATETIME_PATTERN).locale("en")); |
| |
| // 2nd Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(400.0), "15 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(1000.0, "Disbursement", "01 January 2023"), // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(300.0, "Repayment", "10 January 2023"), // |
| transaction(400.0, "Disbursement", "15 January 2023"), // |
| transaction(100.0, "Down Payment", "15 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(300.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(300.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(400.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(400.0, null, "15 January 2023"), // |
| installment(100.0, true, "15 January 2023"), // |
| installment(1050.0, false, "31 January 2023") // |
| ); |
| |
| // undoLastDisbursal |
| loanTransactionHelper.undoLastDisbursal(loanId.intValue()); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(1000.0, "Disbursement", "01 January 2023"), // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(300.0, "Repayment", "10 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, |
| // first disbursement + down-payment |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // repayment |
| journalEntry(300.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(300.0, suspenseClearingAccount, "DEBIT"), // |
| |
| // second disbursement + down-payment |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(400.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // compensation of second disbursement + down-payment |
| journalEntry(100.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(400.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "DEBIT") // |
| ); |
| |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| }); |
| } |
| |
| @Test |
| public void testUndoLastDisbursalForLoanWithMultiDisbursalWith2DisburseAutoDownPaymentDisabledAndNoManualTransactions() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(false, true); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1500.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1500.0, null, "01 January 2023"), // |
| installment(375.0, false, "01 January 2023"), // |
| installment(1125.0, false, "31 January 2023") // |
| ); |
| |
| // 1st Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // Manual down-payment |
| addRepaymentForLoan(loanId, 250.0, "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Repayment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BUSINESS_DATE.getName()).date("15 January 2023") |
| .dateFormat(DATETIME_PATTERN).locale("en")); |
| |
| // 2nd Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(400.0), "15 January 2023"); |
| |
| // Manual down-payment |
| addRepaymentForLoan(loanId, 100.0, "15 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Repayment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023"), // |
| transaction(100.0, "Repayment", "15 January 2023"), // |
| transaction(400.0, "Disbursement", "15 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(400.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(400.0, null, "15 January 2023"), // |
| installment(100.0, true, "15 January 2023"), // |
| installment(1050.0, false, "31 January 2023") // |
| ); |
| |
| // undoLastDisbursal |
| loanTransactionHelper.undoLastDisbursal(loanId.intValue()); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Repayment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, |
| // first disbursement + down-payment |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // second disbursement + down-payment |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(400.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // compensation of second disbursement + down-payment |
| journalEntry(100.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(400.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "DEBIT") // |
| ); |
| |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| }); |
| } |
| |
| @Test |
| public void testUndoLastDisbursalForLoanWithMultiDisbursalWith2DisburseAutoDownPaymentEnabledAndHasManualTransactions() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(true, true); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1500.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1500.0, null, "01 January 2023"), // |
| installment(375.0, false, "01 January 2023"), // |
| installment(1125.0, false, "31 January 2023") // |
| ); |
| |
| // 1st Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BUSINESS_DATE.getName()).date("15 January 2023") |
| .dateFormat(DATETIME_PATTERN).locale("en")); |
| |
| // 2nd Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(400.0), "15 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023"), // |
| transaction(100.0, "Down Payment", "15 January 2023"), // |
| transaction(400.0, "Disbursement", "15 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(400.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(400.0, null, "15 January 2023"), // |
| installment(100.0, true, "15 January 2023"), // |
| installment(1050.0, false, "31 January 2023") // |
| ); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BUSINESS_DATE.getName()).date("20 January 2023") |
| .dateFormat(DATETIME_PATTERN).locale("en")); |
| |
| // make an additional repayment after the 2nd disbursal |
| addRepaymentForLoan(loanId, 50.0, "20 January 2023"); |
| |
| // undo last disbursal shall fail |
| verifyUndoLastDisbursalShallFail(loanId, "error.msg.cannot.undo.last.disbursal.after.repayments or waivers"); |
| }); |
| } |
| |
| @Test |
| public void testUndoLastDisbursalForLoanWithMultiDisbursalWith2DisburseAutoDownPaymentDisabledAndHasManualTransactions() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(false, true); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1500.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1500.0, null, "01 January 2023"), // |
| installment(375.0, false, "01 January 2023"), // |
| installment(1125.0, false, "31 January 2023") // |
| ); |
| |
| // 1st Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // Manual down-payment |
| addRepaymentForLoan(loanId, 250.0, "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Repayment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BUSINESS_DATE.getName()).date("15 January 2023") |
| .dateFormat(DATETIME_PATTERN).locale("en")); |
| |
| // 2nd Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(400.0), "15 January 2023"); |
| |
| // Manual down-payment |
| addRepaymentForLoan(loanId, 100.0, "15 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Repayment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023"), // |
| transaction(100.0, "Repayment", "15 January 2023"), // |
| transaction(400.0, "Disbursement", "15 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(400.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(400.0, null, "15 January 2023"), // |
| installment(100.0, true, "15 January 2023"), // |
| installment(1050.0, false, "31 January 2023") // |
| ); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BUSINESS_DATE.getName()).date("20 January 2023") |
| .dateFormat(DATETIME_PATTERN).locale("en")); |
| |
| // make an additional repayment after the 2nd disbursal |
| addRepaymentForLoan(loanId, 50.0, "20 January 2023"); |
| |
| // undo last disbursal shall fail |
| verifyUndoLastDisbursalShallFail(loanId, "error.msg.cannot.undo.last.disbursal.after.repayments or waivers"); |
| }); |
| } |
| |
| @Test |
| public void testUndoDisbursalForLoanWithMultiDisbursalWith2DisburseAutoDownPaymentEnabledAndNoManualTransactions() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(true, true); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1500.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1500.0, null, "01 January 2023"), // |
| installment(375.0, false, "01 January 2023"), // |
| installment(1125.0, false, "31 January 2023") // |
| ); |
| |
| // 1st Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BUSINESS_DATE.getName()).date("15 January 2023") |
| .dateFormat(DATETIME_PATTERN).locale("en")); |
| |
| // 2nd Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(400.0), "15 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023"), // |
| transaction(100.0, "Down Payment", "15 January 2023"), // |
| transaction(400.0, "Disbursement", "15 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(400.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(400.0, null, "15 January 2023"), // |
| installment(100.0, true, "15 January 2023"), // |
| installment(1050.0, false, "31 January 2023") // |
| ); |
| |
| // undoDisbursal |
| loanTransactionHelper.undoDisbursal(loanId.intValue()); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1500.0, null, "01 January 2023"), // |
| installment(375.0, false, "01 January 2023"), // |
| installment(1125.0, false, "31 January 2023") // |
| ); |
| |
| verifyNoTransactions(loanId); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, |
| // 1st disbursal + down-payment |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // 2nd disbursal + down-payment |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(400.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // compensation of the 1st disbursal + down-payment |
| journalEntry(250.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "DEBIT"), // |
| |
| // compensation of the 2nd disbursal + down-payment |
| journalEntry(100.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(400.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "DEBIT") // |
| ); |
| }); |
| } |
| |
| @Test |
| public void testUndoDisbursalForLoanWithMultiDisbursalWith2DisburseAutoDownPaymentDisabledAndNoManualTransactions() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(false, true); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1500.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1500.0, null, "01 January 2023"), // |
| installment(375.0, false, "01 January 2023"), // |
| installment(1125.0, false, "31 January 2023") // |
| ); |
| |
| // 1st Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // Manual down-payment |
| addRepaymentForLoan(loanId, 250.0, "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Repayment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BUSINESS_DATE.getName()).date("15 January 2023") |
| .dateFormat(DATETIME_PATTERN).locale("en")); |
| |
| // 2nd Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(400.0), "15 January 2023"); |
| |
| // Manual down-payment |
| addRepaymentForLoan(loanId, 100.0, "15 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Repayment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023"), // |
| transaction(100.0, "Repayment", "15 January 2023"), // |
| transaction(400.0, "Disbursement", "15 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(400.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(400.0, null, "15 January 2023"), // |
| installment(100.0, true, "15 January 2023"), // |
| installment(1050.0, false, "31 January 2023") // |
| ); |
| |
| // undoDisbursal |
| loanTransactionHelper.undoDisbursal(loanId.intValue()); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1500.0, null, "01 January 2023"), // |
| installment(375.0, false, "01 January 2023"), // |
| installment(1125.0, false, "31 January 2023") // |
| ); |
| |
| verifyNoTransactions(loanId); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, |
| // 1st disbursal + down-payment |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // 2nd disbursal + down-payment |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(400.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // compensation of the 1st disbursal + down-payment |
| journalEntry(250.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "DEBIT"), // |
| |
| // compensation of the 2nd disbursal + down-payment |
| journalEntry(100.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(400.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "DEBIT") // |
| ); |
| }); |
| } |
| |
| @Test |
| public void testUndoDisbursalForLoanWithMultiDisbursalWith2DisburseAutoDownPaymentEnabledAndHasManualTransactions() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(true, true); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1500.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1500.0, null, "01 January 2023"), // |
| installment(375.0, false, "01 January 2023"), // |
| installment(1125.0, false, "31 January 2023") // |
| ); |
| |
| // 1st Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BUSINESS_DATE.getName()).date("15 January 2023") |
| .dateFormat(DATETIME_PATTERN).locale("en")); |
| |
| // 2nd Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(400.0), "15 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Down Payment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023"), // |
| transaction(100.0, "Down Payment", "15 January 2023"), // |
| transaction(400.0, "Disbursement", "15 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(400.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(400.0, null, "15 January 2023"), // |
| installment(100.0, true, "15 January 2023"), // |
| installment(1050.0, false, "31 January 2023") // |
| ); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BUSINESS_DATE.getName()).date("20 January 2023") |
| .dateFormat(DATETIME_PATTERN).locale("en")); |
| |
| // make an additional repayment after the 2nd disbursal |
| addRepaymentForLoan(loanId, 50.0, "20 January 2023"); |
| |
| // undoDisbursal |
| loanTransactionHelper.undoDisbursal(loanId.intValue()); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1500.0, null, "01 January 2023"), // |
| installment(375.0, false, "01 January 2023"), // |
| installment(1125.0, false, "31 January 2023") // |
| ); |
| |
| verifyNoTransactions(loanId); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, |
| // 1st disbursal + down-payment |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // 2nd disbursal + down-payment |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(400.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // manual repayment |
| journalEntry(50.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(50.0, suspenseClearingAccount, "DEBIT"), // |
| |
| // compensation of the 1st disbursal + down-payment |
| journalEntry(250.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "DEBIT"), // |
| |
| // compensation of the 2nd disbursal + down-payment |
| journalEntry(100.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(400.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "DEBIT"), // |
| |
| // compensation of repayment |
| journalEntry(50.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(50.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| }); |
| } |
| |
| @Test |
| public void testUndoDisbursalForLoanWithMultiDisbursalWith2DisburseAutoDownPaymentDisabledAndHasManualTransactions() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| |
| // Create Loan Product |
| Long loanProductId = createLoanProductWith25PctDownPayment(false, true); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 January 2023", 1500.0); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1500.0, null, "01 January 2023"), // |
| installment(375.0, false, "01 January 2023"), // |
| installment(1125.0, false, "31 January 2023") // |
| ); |
| |
| // 1st Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 January 2023"); |
| |
| // Manual down-payment |
| addRepaymentForLoan(loanId, 250.0, "01 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Repayment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, // |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(750.0, false, "31 January 2023") // |
| ); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BUSINESS_DATE.getName()).date("15 January 2023") |
| .dateFormat(DATETIME_PATTERN).locale("en")); |
| |
| // 2nd Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(400.0), "15 January 2023"); |
| |
| // Manual down-payment |
| addRepaymentForLoan(loanId, 100.0, "15 January 2023"); |
| |
| // verify transactions |
| verifyTransactions(loanId, // |
| transaction(250.0, "Repayment", "01 January 2023"), // |
| transaction(1000.0, "Disbursement", "01 January 2023"), // |
| transaction(100.0, "Repayment", "15 January 2023"), // |
| transaction(400.0, "Disbursement", "15 January 2023") // |
| ); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(400.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1000.0, null, "01 January 2023"), // |
| installment(250.0, true, "01 January 2023"), // |
| installment(400.0, null, "15 January 2023"), // |
| installment(100.0, true, "15 January 2023"), // |
| installment(1050.0, false, "31 January 2023") // |
| ); |
| |
| businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BUSINESS_DATE.getName()).date("20 January 2023") |
| .dateFormat(DATETIME_PATTERN).locale("en")); |
| |
| // make an additional repayment after the 2nd disbursal |
| addRepaymentForLoan(loanId, 50.0, "20 January 2023"); |
| |
| // undoDisbursal |
| loanTransactionHelper.undoDisbursal(loanId.intValue()); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(1500.0, null, "01 January 2023"), // |
| installment(375.0, false, "01 January 2023"), // |
| installment(1125.0, false, "31 January 2023") // |
| ); |
| |
| verifyNoTransactions(loanId); |
| |
| // verify journal entries |
| verifyJournalEntries(loanId, |
| // 1st disbursal + down-payment |
| journalEntry(250.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // 2nd disbursal + down-payment |
| journalEntry(100.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "DEBIT"), // |
| journalEntry(400.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "CREDIT"), // |
| |
| // manual repayment |
| journalEntry(50.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(50.0, suspenseClearingAccount, "DEBIT"), // |
| |
| // compensation of the 1st disbursal + down-payment |
| journalEntry(250.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(250.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(1000.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(1000.0, suspenseClearingAccount, "DEBIT"), // |
| |
| // compensation of the 2nd disbursal + down-payment |
| journalEntry(100.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(100.0, suspenseClearingAccount, "CREDIT"), // |
| journalEntry(400.0, loansReceivableAccount, "CREDIT"), // |
| journalEntry(400.0, suspenseClearingAccount, "DEBIT"), // |
| |
| // compensation of repayment |
| journalEntry(50.0, loansReceivableAccount, "DEBIT"), // |
| journalEntry(50.0, suspenseClearingAccount, "CREDIT") // |
| ); |
| }); |
| } |
| |
| private Long createLoanProductWith25PctDownPayment(boolean autoDownPaymentEnabled, boolean multiDisburseEnabled) { |
| PostLoanProductsRequest product = createOnePeriod30DaysLongNoInterestPeriodicAccrualProduct(); |
| product.setMultiDisburseLoan(multiDisburseEnabled); |
| |
| if (!multiDisburseEnabled) { |
| product.disallowExpectedDisbursements(null); |
| product.setAllowApprovedDisbursedAmountsOverApplied(null); |
| product.overAppliedCalculationType(null); |
| product.overAppliedNumber(null); |
| } |
| |
| product.setEnableDownPayment(true); |
| product.setDisbursedAmountPercentageForDownPayment(DOWN_PAYMENT_PERCENTAGE); |
| product.setEnableAutoRepaymentForDownPayment(autoDownPaymentEnabled); |
| |
| PostLoanProductsResponse loanProductResponse = loanProductHelper.createLoanProduct(product); |
| GetLoanProductsProductIdResponse getLoanProductsProductIdResponse = loanProductHelper |
| .retrieveLoanProductById(loanProductResponse.getResourceId()); |
| |
| Long loanProductId = loanProductResponse.getResourceId(); |
| |
| assertEquals(TRUE, getLoanProductsProductIdResponse.getEnableDownPayment()); |
| assertNotNull(getLoanProductsProductIdResponse.getDisbursedAmountPercentageForDownPayment()); |
| assertEquals(0, getLoanProductsProductIdResponse.getDisbursedAmountPercentageForDownPayment().compareTo(DOWN_PAYMENT_PERCENTAGE)); |
| assertEquals(autoDownPaymentEnabled, getLoanProductsProductIdResponse.getEnableAutoRepaymentForDownPayment()); |
| assertEquals(multiDisburseEnabled, getLoanProductsProductIdResponse.getMultiDisburseLoan()); |
| return loanProductId; |
| } |
| |
| } |
