| /** |
| * Licensed to the Apache Software Foundation (ASF) under one |
| * or more contributor license agreements. See the NOTICE file |
| * distributed with this work for additional information |
| * regarding copyright ownership. The ASF licenses this file |
| * to you under the Apache License, Version 2.0 (the |
| * "License"); you may not use this file except in compliance |
| * with the License. You may obtain a copy of the License at |
| * |
| * http://www.apache.org/licenses/LICENSE-2.0 |
| * |
| * Unless required by applicable law or agreed to in writing, |
| * software distributed under the License is distributed on an |
| * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY |
| * KIND, either express or implied. See the License for the |
| * specific language governing permissions and limitations |
| * under the License. |
| */ |
| package org.apache.fineract.integrationtests; |
| |
| import java.math.BigDecimal; |
| import java.util.Arrays; |
| import java.util.List; |
| import java.util.concurrent.atomic.AtomicInteger; |
| import lombok.extern.slf4j.Slf4j; |
| import org.apache.fineract.client.models.AdvancedPaymentData; |
| import org.apache.fineract.client.models.CreditAllocationData; |
| import org.apache.fineract.client.models.CreditAllocationOrder; |
| import org.apache.fineract.client.models.PaymentAllocationOrder; |
| import org.apache.fineract.client.models.PostLoanProductsRequest; |
| import org.apache.fineract.client.models.PostLoanProductsResponse; |
| import org.apache.fineract.client.models.PostLoansLoanIdResponse; |
| import org.apache.fineract.client.models.PostLoansRequest; |
| import org.apache.fineract.client.models.PostLoansResponse; |
| import org.apache.fineract.integrationtests.common.ClientHelper; |
| import org.apache.fineract.integrationtests.common.loans.LoanTestLifecycleExtension; |
| import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleProcessingType; |
| import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleType; |
| import org.apache.fineract.portfolio.loanproduct.domain.PaymentAllocationType; |
| import org.jetbrains.annotations.Nullable; |
| import org.junit.jupiter.api.Test; |
| import org.junit.jupiter.api.extension.ExtendWith; |
| |
| @Slf4j |
| @ExtendWith(LoanTestLifecycleExtension.class) |
| public class LoanChargebackWithCreditAllocationsIntegrationTests extends BaseLoanIntegrationTest { |
| |
| @Test |
| public void createLoanWithCreditAllocationAndChargebackPenaltyFeeInterestAndPrincipal() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| // Create Loan Product |
| Long loanProductId = createLoanProduct(chargebackAllocation("PENALTY", "FEE", "INTEREST", "PRINCIPAL")); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId); |
| |
| // Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1250.0), "01 January 2023"); |
| |
| // Add Charges |
| Long feeId = addCharge(loanId, false, 50, "15 January 2023"); |
| Long penaltyId = addCharge(loanId, true, 20, "20 January 2023"); |
| |
| verifyRepaymentSchedule(loanId, // |
| installment(0, null, "01 January 2023"), // |
| installment(313.0, 0, 50, 20, 383.0, false, "01 February 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 March 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 April 2023"), // |
| installment(311.0, 0, 0, 0, 311.0, false, "01 May 2023") // |
| ); |
| |
| // Update Business Date |
| updateBusinessDate("20 January 2023"); |
| |
| // Add Repayment |
| Long repaymentTransaction = addRepaymentForLoan(loanId, 383.0, "20 January 2023"); |
| |
| verifyRepaymentSchedule(loanId, // |
| installment(0, null, "01 January 2023"), // |
| installment(313.0, 0, 50, 20, 0.0, true, "01 February 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 March 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 April 2023"), // |
| installment(311.0, 0, 0, 0, 311.0, false, "01 May 2023") // |
| ); |
| |
| // Add Chargeback |
| addChargebackForLoan(loanId, repaymentTransaction, 100.0); // 20 penalty + 50 fee + 0 interest + 30 |
| // principal |
| |
| verifyTransactions(loanId, // |
| transaction(1250.0, "Disbursement", "01 January 2023", 1250.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0), // |
| transaction(383.0, "Repayment", "20 January 2023", 937.0, 313.0, 0.0, 50.0, 20.0, 0.0, 0.0), // |
| transaction(100.0, "Chargeback", "20 January 2023", 1037.0, 30.0, 0.0, 50.0, 20.0, 0.0, 0.0) // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(0, null, "01 January 2023"), // |
| installment(343.0, 0, 50, 20, 30.0, false, "01 February 2023"), // TODO: we still need to add the |
| // fee and the penalty to the |
| // outstanding |
| installment(313.0, 0, 0, 0, 313.0, false, "01 March 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 April 2023"), // |
| installment(311.0, 0, 0, 0, 311.0, false, "01 May 2023") // |
| ); |
| }); |
| } |
| |
| @Test |
| public void createLoanWithCreditAllocationAndChargebackPenaltyFeeInterestAndPrincipalOnNPlusOneInstallment() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| // Create Loan Product |
| Long loanProductId = createLoanProduct(chargebackAllocation("PENALTY", "FEE", "INTEREST", "PRINCIPAL")); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId); |
| |
| // Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1250.0), "01 January 2023"); |
| |
| verifyRepaymentSchedule(loanId, // |
| installment(0, null, "01 January 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 February 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 March 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 April 2023"), // |
| installment(311.0, 0, 0, 0, 311.0, false, "01 May 2023") // |
| ); |
| |
| // Update Business Date + and make a full repayment for the first installment |
| updateBusinessDate("20 January 2023"); |
| addRepaymentForLoan(loanId, 313.0, "20 January 2023"); |
| |
| // Update Business Date + and make a full repayment for the second installment |
| updateBusinessDate("20 February 2023"); |
| addRepaymentForLoan(loanId, 313.0, "20 February 2023"); |
| |
| // Update Business Date + and make a full repayment for the third installment |
| updateBusinessDate("20 March 2023"); |
| addRepaymentForLoan(loanId, 313.0, "20 March 2023"); |
| |
| // Add some charges Update Business Date + and make a full repayment for the fourth installment |
| updateBusinessDate("20 April 2023"); |
| addCharge(loanId, false, 50, "20 April 2023"); |
| addCharge(loanId, true, 20, "20 April 2023"); |
| Long repaymentTransaction = addRepaymentForLoan(loanId, 381.0, "20 April 2023"); |
| |
| verifyRepaymentSchedule(loanId, // |
| installment(0, null, "01 January 2023"), // |
| installment(313.0, 0, 0, 0, 0.0, true, "01 February 2023"), // |
| installment(313.0, 0, 0, 0, 0.0, true, "01 March 2023"), // |
| installment(313.0, 0, 0, 0, 0.0, true, "01 April 2023"), // |
| installment(311.0, 0, 50, 20, 0.0, true, "01 May 2023") // |
| ); |
| |
| // Let's move over the maturity date and chargeback some money |
| updateBusinessDate("02 May 2023"); |
| |
| // Add Chargeback, 20 penalty + 50 fee + 0 interest + 30 principal |
| addChargebackForLoan(loanId, repaymentTransaction, 100.0); |
| |
| verifyTransactions(loanId, // |
| transaction(1250.0, "Disbursement", "01 January 2023", 1250.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0), // |
| transaction(313.0, "Repayment", "20 January 2023", 937.0, 313.0, 0.0, 0.0, 0.0, 0.0, 0.0), // |
| transaction(313.0, "Repayment", "20 February 2023", 624.0, 313.0, 0.0, 0.0, 0.0, 0.0, 0.0), // |
| transaction(313.0, "Repayment", "20 March 2023", 311.0, 313.0, 0.0, 0.0, 0.0, 0.0, 0.0), // |
| transaction(381.0, "Repayment", "20 April 2023", 0.0, 311.0, 0.0, 50.0, 20.0, 0.0, 0.0), // |
| transaction(70.0, "Accrual", "20 April 2023", 0.0, 0.0, 0.0, 50.0, 20.0, 0.0, 0.0), // |
| transaction(100.0, "Chargeback", "02 May 2023", 100.0, 30.0, 0.0, 50.0, 20.0, 0.0, 0.0) // |
| ); |
| |
| verifyRepaymentSchedule(loanId, // |
| installment(0, null, "01 January 2023"), // |
| installment(313.0, 0, 0, 0, 0.0, true, "01 February 2023"), // |
| installment(313.0, 0, 0, 0, 0.0, true, "01 March 2023"), // |
| installment(313.0, 0, 0, 0, 0.0, true, "01 April 2023"), // |
| installment(311.0, 0, 50, 20, 0.0, true, "01 May 2023"), // |
| installment(30.0, 0, 0, 0, 30.0, false, "02 May 2023") // TODO: fee and penalty must be added here |
| // after chargeback |
| ); |
| }); |
| } |
| |
| @Test |
| public void createLoanWithCreditAllocationAndChargebackReverseReplayWithBackdatedPayment() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| // Create Loan Product |
| Long loanProductId = createLoanProduct(chargebackAllocation("PENALTY", "FEE", "INTEREST", "PRINCIPAL")); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId); |
| |
| // Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1250.0), "01 January 2023"); |
| |
| // Add Charges |
| Long feeId = addCharge(loanId, false, 50, "15 January 2023"); |
| Long penaltyId = addCharge(loanId, true, 20, "15 January 2023"); |
| |
| verifyRepaymentSchedule(loanId, // |
| installment(0, null, "01 January 2023"), // |
| installment(313.0, 0, 50, 20, 383.0, false, "01 February 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 March 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 April 2023"), // |
| installment(311.0, 0, 0, 0, 311.0, false, "01 May 2023") // |
| ); |
| |
| // Update Business Date |
| updateBusinessDate("20 January 2023"); |
| |
| // Add Repayment |
| Long repaymentTransaction = addRepaymentForLoan(loanId, 383.0, "20 January 2023"); |
| |
| verifyRepaymentSchedule(loanId, // |
| installment(0, null, "01 January 2023"), // |
| installment(313.0, 0, 50, 20, 0.0, true, "01 February 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 March 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 April 2023"), // |
| installment(311.0, 0, 0, 0, 311.0, false, "01 May 2023") // |
| ); |
| |
| updateBusinessDate("21 January 2023"); |
| |
| // Add Chargeback20 penalty + 50 fee + 0 interest + 30 principal |
| addChargebackForLoan(loanId, repaymentTransaction, 100.0); |
| |
| verifyTransactions(loanId, // |
| transaction(1250.0, "Disbursement", "01 January 2023", 1250.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0), // |
| transaction(383.0, "Repayment", "20 January 2023", 937.0, 313.0, 0.0, 50.0, 20.0, 0.0, 0.0), // |
| transaction(100.0, "Chargeback", "21 January 2023", 1037.0, 30.0, 0.0, 50.0, 20.0, 0.0, 0.0) // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(0, null, "01 January 2023"), // |
| installment(343.0, 0, 50, 20, 30.0, false, "01 February 2023"), // TODO: we still need to add the |
| // fee and the penalty to the |
| // outstanding |
| installment(313.0, 0, 0, 0, 313.0, false, "01 March 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 April 2023"), // |
| installment(311.0, 0, 0, 0, 311.0, false, "01 May 2023") // |
| ); |
| |
| // let's add a backdated repayment on 19th of January to trigger reverse replaying the chargeback, that will |
| // pay both the charges earlier. |
| addRepaymentForLoan(loanId, 200.0, "19 January 2023"); |
| |
| verifyTransactions(loanId, // |
| transaction(1250.0, "Disbursement", "01 January 2023", 1250.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0), // |
| transaction(200.0, "Repayment", "19 January 2023", 1120.0, 130.0, 0.0, 50.0, 20.0, 0.0, 0.0), // |
| transaction(383.0, "Repayment", "20 January 2023", 737.0, 383.0, 0.0, 0.0, 0.0, 0.0, 0.0), // |
| transaction(100.0, "Chargeback", "21 January 2023", 837.0, 100.0, 0.0, 0.0, 0.0, 0.0, 0.0) // |
| ); |
| }); |
| } |
| |
| @Test |
| public void createLoanWithCreditAllocationAndOnlyTheChargebackReverseReplayedWithBackdatedPayment() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| // Create Loan Product |
| Long loanProductId = createLoanProduct(chargebackAllocation("PENALTY", "FEE", "INTEREST", "PRINCIPAL")); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId); |
| |
| // Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1250.0), "01 January 2023"); |
| |
| // Add Charges |
| Long feeId = addCharge(loanId, false, 50, "15 January 2023"); |
| Long penaltyId = addCharge(loanId, true, 20, "15 January 2023"); |
| |
| verifyRepaymentSchedule(loanId, // |
| installment(0, null, "01 January 2023"), // |
| installment(313.0, 0, 50, 20, 383.0, false, "01 February 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 March 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 April 2023"), // |
| installment(311.0, 0, 0, 0, 311.0, false, "01 May 2023") // |
| ); |
| |
| // Update Business Date |
| updateBusinessDate("20 January 2023"); |
| |
| // Add Repayment |
| Long repaymentTransaction = addRepaymentForLoan(loanId, 383.0, "20 January 2023"); |
| |
| verifyRepaymentSchedule(loanId, // |
| installment(0, null, "01 January 2023"), // |
| installment(313.0, 0, 50, 20, 0.0, true, "01 February 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 March 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 April 2023"), // |
| installment(311.0, 0, 0, 0, 311.0, false, "01 May 2023") // |
| ); |
| |
| updateBusinessDate("22 January 2023"); |
| |
| // Add Chargeback20 penalty + 50 fee + 0 interest + 30 principal |
| addChargebackForLoan(loanId, repaymentTransaction, 100.0); |
| |
| verifyTransactions(loanId, // |
| transaction(1250.0, "Disbursement", "01 January 2023", 1250.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0), // |
| transaction(383.0, "Repayment", "20 January 2023", 937.0, 313.0, 0.0, 50.0, 20.0, 0.0, 0.0), // |
| transaction(100.0, "Chargeback", "22 January 2023", 1037.0, 30.0, 0.0, 50.0, 20.0, 0.0, 0.0) // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(0, null, "01 January 2023"), // |
| installment(343.0, 0, 50, 20, 30.0, false, "01 February 2023"), // TODO: we still need to add the |
| // fee and the penalty to the |
| // outstanding |
| installment(313.0, 0, 0, 0, 313.0, false, "01 March 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 April 2023"), // |
| installment(311.0, 0, 0, 0, 311.0, false, "01 May 2023") // |
| ); |
| |
| // let's add a backdated repayment on 21th of January that will reverse replay the chargeback transaction |
| // but will leave the |
| // original repayment from 20th of January unchanged. |
| addRepaymentForLoan(loanId, 200.0, "21 January 2023"); |
| |
| verifyTransactions(loanId, // |
| transaction(1250.0, "Disbursement", "01 January 2023", 1250.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0), // |
| transaction(383.0, "Repayment", "20 January 2023", 937.0, 313.0, 0.0, 50.0, 20.0, 0.0, 0.0), // |
| transaction(200.0, "Repayment", "21 January 2023", 737.0, 200.0, 0.0, 0.0, 0.0, 0.0, 0.0), // |
| transaction(100.0, "Chargeback", "22 January 2023", 837.0, 30.0, 0.0, 50.0, 20.0, 0.0, 0.0) // |
| ); |
| }); |
| } |
| |
| @Test |
| public void createLoanWithCreditAllocationAndChargebackPrincipalInterestFeePenalty() { |
| runAt("01 January 2023", () -> { |
| // Create Client |
| Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId(); |
| // Create Loan Product |
| Long loanProductId = createLoanProduct(chargebackAllocation("PRINCIPAL", "INTEREST", "FEE", "PENALTY")); |
| |
| // Apply and Approve Loan |
| Long loanId = applyAndApproveLoan(clientId, loanProductId); |
| |
| // Disburse Loan |
| disburseLoan(loanId, BigDecimal.valueOf(1250.0), "01 January 2023"); |
| |
| // Add Charges |
| Long feeId = addCharge(loanId, false, 50, "15 January 2023"); |
| Long penaltyId = addCharge(loanId, true, 20, "20 January 2023"); |
| |
| verifyRepaymentSchedule(loanId, // |
| installment(0, null, "01 January 2023"), // |
| installment(313.0, 0, 50, 20, 383.0, false, "01 February 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 March 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 April 2023"), // |
| installment(311.0, 0, 0, 0, 311.0, false, "01 May 2023") // |
| ); |
| |
| // Update Business Date |
| updateBusinessDate("20 January 2023"); |
| |
| // Add Repayment |
| Long repaymentTransaction = addRepaymentForLoan(loanId, 383.0, "20 January 2023"); |
| |
| verifyRepaymentSchedule(loanId, // |
| installment(0, null, "01 January 2023"), // |
| installment(313.0, 0, 50, 20, 0.0, true, "01 February 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 March 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 April 2023"), // |
| installment(311.0, 0, 0, 0, 311.0, false, "01 May 2023") // |
| ); |
| |
| // Add Chargeback |
| addChargebackForLoan(loanId, repaymentTransaction, 100.0); // 100 principal, 0 interest, 0 fee 0 penalty |
| |
| verifyTransactions(loanId, // |
| transaction(1250.0, "Disbursement", "01 January 2023", 1250.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0), // |
| transaction(383.0, "Repayment", "20 January 2023", 937.0, 313.0, 0.0, 50.0, 20.0, 0.0, 0.0), // |
| transaction(100.0, "Chargeback", "20 January 2023", 1037.0, 100.0, 0.0, 0.0, 0.0, 0.0, 0.0) // |
| ); |
| |
| // Verify Repayment Schedule |
| verifyRepaymentSchedule(loanId, // |
| installment(0, null, "01 January 2023"), // |
| installment(413.0, 0, 50, 20, 100.0, false, "01 February 2023"), // TODO: we still need to add the |
| // fee and the penalty to the |
| // outstanding |
| installment(313.0, 0, 0, 0, 313.0, false, "01 March 2023"), // |
| installment(313.0, 0, 0, 0, 313.0, false, "01 April 2023"), // |
| installment(311.0, 0, 0, 0, 311.0, false, "01 May 2023") // |
| ); |
| }); |
| } |
| |
| @Nullable |
| private Long applyAndApproveLoan(Long clientId, Long loanProductId) { |
| PostLoansRequest applicationRequest = applyLoanRequest(clientId, loanProductId, "01 January 2023", 1250.0, 4)// |
| .repaymentEvery(1)// |
| .loanTermFrequency(4)// |
| .repaymentFrequencyType(RepaymentFrequencyType.MONTHS)// |
| .loanTermFrequencyType(RepaymentFrequencyType.MONTHS)// |
| .transactionProcessingStrategyCode("advanced-payment-allocation-strategy"); |
| |
| PostLoansResponse postLoansResponse = loanTransactionHelper.applyLoan(applicationRequest); |
| |
| PostLoansLoanIdResponse approvedLoanResult = loanTransactionHelper.approveLoan(postLoansResponse.getResourceId(), |
| approveLoanRequest(1250.0, "01 January 2023")); |
| |
| Long loanId = approvedLoanResult.getLoanId(); |
| return loanId; |
| } |
| |
| public Long createLoanProduct(CreditAllocationData... creditAllocationData) { |
| PostLoanProductsRequest postLoanProductsRequest = loanProductWithAdvancedPaymentAllocationWith4Installments(creditAllocationData); |
| PostLoanProductsResponse loanProductResponse = loanProductHelper.createLoanProduct(postLoanProductsRequest); |
| return loanProductResponse.getResourceId(); |
| } |
| |
| private PostLoanProductsRequest loanProductWithAdvancedPaymentAllocationWith4Installments( |
| CreditAllocationData... creditAllocationData) { |
| return createOnePeriod30DaysLongNoInterestPeriodicAccrualProduct().numberOfRepayments(4)// |
| .repaymentEvery(1)// |
| .repaymentFrequencyType(RepaymentFrequencyType.MONTHS.longValue())// |
| .loanScheduleType(LoanScheduleType.PROGRESSIVE.toString()) // |
| .loanScheduleProcessingType(LoanScheduleProcessingType.VERTICAL.toString()) // |
| .transactionProcessingStrategyCode("advanced-payment-allocation-strategy") |
| .paymentAllocation(List.of(createDefaultPaymentAllocation(), createRepaymentPaymentAllocation())) |
| .creditAllocation(Arrays.asList(creditAllocationData)); |
| } |
| |
| private AdvancedPaymentData createDefaultPaymentAllocation() { |
| AdvancedPaymentData advancedPaymentData = new AdvancedPaymentData(); |
| advancedPaymentData.setTransactionType("DEFAULT"); |
| advancedPaymentData.setFutureInstallmentAllocationRule("NEXT_INSTALLMENT"); |
| |
| List<PaymentAllocationOrder> paymentAllocationOrders = getPaymentAllocationOrder(PaymentAllocationType.PAST_DUE_PENALTY, |
| PaymentAllocationType.PAST_DUE_FEE, PaymentAllocationType.PAST_DUE_PRINCIPAL, PaymentAllocationType.PAST_DUE_INTEREST, |
| PaymentAllocationType.DUE_PENALTY, PaymentAllocationType.DUE_FEE, PaymentAllocationType.DUE_PRINCIPAL, |
| PaymentAllocationType.DUE_INTEREST, PaymentAllocationType.IN_ADVANCE_PENALTY, PaymentAllocationType.IN_ADVANCE_FEE, |
| PaymentAllocationType.IN_ADVANCE_PRINCIPAL, PaymentAllocationType.IN_ADVANCE_INTEREST); |
| |
| advancedPaymentData.setPaymentAllocationOrder(paymentAllocationOrders); |
| return advancedPaymentData; |
| } |
| |
| private AdvancedPaymentData createRepaymentPaymentAllocation() { |
| AdvancedPaymentData advancedPaymentData = new AdvancedPaymentData(); |
| advancedPaymentData.setTransactionType("REPAYMENT"); |
| advancedPaymentData.setFutureInstallmentAllocationRule("NEXT_INSTALLMENT"); |
| |
| List<PaymentAllocationOrder> paymentAllocationOrders = getPaymentAllocationOrder(PaymentAllocationType.PAST_DUE_PENALTY, |
| PaymentAllocationType.PAST_DUE_FEE, PaymentAllocationType.PAST_DUE_INTEREST, PaymentAllocationType.PAST_DUE_PRINCIPAL, |
| PaymentAllocationType.DUE_PENALTY, PaymentAllocationType.DUE_FEE, PaymentAllocationType.DUE_INTEREST, |
| PaymentAllocationType.DUE_PRINCIPAL, PaymentAllocationType.IN_ADVANCE_PENALTY, PaymentAllocationType.IN_ADVANCE_FEE, |
| PaymentAllocationType.IN_ADVANCE_PRINCIPAL, PaymentAllocationType.IN_ADVANCE_INTEREST); |
| |
| advancedPaymentData.setPaymentAllocationOrder(paymentAllocationOrders); |
| return advancedPaymentData; |
| } |
| |
| private CreditAllocationData chargebackAllocation(String... allocationRules) { |
| CreditAllocationData creditAllocationData = new CreditAllocationData(); |
| creditAllocationData.setTransactionType("CHARGEBACK"); |
| creditAllocationData.setCreditAllocationOrder(createCreditAllocationOrders(allocationRules)); |
| return creditAllocationData; |
| } |
| |
| public List<CreditAllocationOrder> createCreditAllocationOrders(String... allocationRule) { |
| AtomicInteger integer = new AtomicInteger(1); |
| return Arrays.stream(allocationRule).map(allocation -> { |
| CreditAllocationOrder creditAllocationOrder = new CreditAllocationOrder(); |
| creditAllocationOrder.setCreditAllocationRule(allocation); |
| creditAllocationOrder.setOrder(integer.getAndIncrement()); |
| return creditAllocationOrder; |
| }).toList(); |
| } |
| |
| private List<PaymentAllocationOrder> getPaymentAllocationOrder(PaymentAllocationType... paymentAllocationTypes) { |
| AtomicInteger integer = new AtomicInteger(1); |
| return Arrays.stream(paymentAllocationTypes).map(pat -> { |
| PaymentAllocationOrder paymentAllocationOrder = new PaymentAllocationOrder(); |
| paymentAllocationOrder.setPaymentAllocationRule(pat.name()); |
| paymentAllocationOrder.setOrder(integer.getAndIncrement()); |
| return paymentAllocationOrder; |
| }).toList(); |
| } |
| |
| } |
