restructured to fit branding policies
diff --git a/css/fineract.css b/css/fineract.css
index 7264109..6e169e1 100644
--- a/css/fineract.css
+++ b/css/fineract.css
@@ -85,6 +85,7 @@
 }
 
 .fully-fledged {
+  margin-right: 20px;
   display: block;
   visibility: visible;
 }
@@ -144,7 +145,7 @@
 }
 
 .menu-slider>ul>li {
-  padding: 15px;
+  padding: 10px;
 }
 
 .slide-in {
@@ -165,8 +166,8 @@
 }
 
 .nav-link {
-  margin: 4px;
-  padding: 8px 16px;
+  margin: 0;
+  padding: 6px 12px;
   color: #f8f8ff;
   text-decoration: none;
   border-width: 2px;
@@ -177,8 +178,8 @@
 }
 
 .nav-link-inverse {
-  margin: 4px;
-  padding: 8px 16px;
+  margin: 0;
+  padding: 6px 12px;
   color: #343434;
   text-decoration: none;
   border-width: 2px;
@@ -214,10 +215,16 @@
 }
 
 h2 {
+  margin: 10px 20px;
   font-size: 18pt;
   text-transform: uppercase;
 }
 
+.inverse-h2 {
+  padding-top: 10px;
+  color: #f8f8ff;
+}
+
 .text-justified {
   margin: 10px 20px;
   text-align: justify;
@@ -252,19 +259,39 @@
   margin: 0;
   padding: 0;
   width: 100%;
-  text-align: center;
+  color: #f8f8ff;
+  background-color: #343434;
 }
 
 .copyright {
   margin: 10px 20px;
   font-size: 12pt;
+  text-align: center;
 }
 
 .image-link {
+  margin: 10px 20px;
   text-decoration: none;
 }
 
-@media screen and (max-width: 700px) {
+.inverse-line {
+  background: #f8f8ff;
+  background-image: linear-gradient(to right, #343434, #f8f8ff, #343434);
+}
+
+.nav-link-reference {
+  margin: 0px 20px;
+  padding: 0;
+  color: #f8f8ff;
+  text-decoration: none;
+  transition: color .25s ease-in-out;
+}
+
+.nav-link-reference:hover {
+  color: #0973ba;
+}
+
+@media screen and (max-width: 850px) {
   body {
     font-size: 16pt;
   }
diff --git a/images/egg-logo.png b/images/egg-logo.png
index c04e70d..248f753 100644
--- a/images/egg-logo.png
+++ b/images/egg-logo.png
Binary files differ
diff --git a/index.html b/index.html
index 800b2f6..14b747f 100644
--- a/index.html
+++ b/index.html
@@ -38,6 +38,8 @@
           <a class="nav-link nav-link-green" href="#about">About</a>
           <a class="nav-link nav-link-blue" href="#contribute">Contribute</a>
           <a class="nav-link nav-link-magenta" href="#docs">Resources</a>
+          <a class="nav-link nav-link-blue" href="#disclaimer">Disclaimer</a>
+          <a class="nav-link nav-link-green" href="#reference">Reference</a>
         </div>
         <div class="collapsed">
           <span class="tripple-bar">&equiv;</span>
@@ -51,6 +53,8 @@
         <li><a class="nav-link-inverse nav-link-green menu-slider-item" href="#about">About</a></li>
         <li><a class="nav-link-inverse nav-link-blue menu-slider-item" href="#contribute">Contribute</a></li>
         <li><a class="nav-link-inverse nav-link-magenta menu-slider-item" href="#docs">Resources</a></li>
+        <li><a class="nav-link-inverse nav-link-blue menu-slider-item" href="#disclaimer">Disclaimer</a></li>
+        <li><a class="nav-link-inverse nav-link-green menu-slider-item" href="#reference">Reference</a></li>
       </ul>
     </div>
   </header>
@@ -70,10 +74,7 @@
           <h2>About</h2>
         </div>
         <p class="text-justified">
-          Fineract can be deployed in any environment: cloud or on-premise, on or offline, mobile or PC; it’s extensible enough to support any organizational type or delivery channel, and flexible enough to support any product, service, or methodology. For any organization, big or small, it will provide the client data management, loan and savings portfolio management, integrated real time accounting, and social and financial reporting needed to bring digital financial services in a modern connected world.
-        </p>
-        <p class="text-justified">
-          Apache Fineract is an effort undergoing incubation at The Apache Software Foundation (ASF), sponsored by the Apache Incubator PMC. Incubation is required of all newly accepted projects until a further review indicates that the infrastructure, communications, and decision making process have stabilized in a manner consistent with other successful ASF projects. While incubation status is not necessarily a reflection of the completeness or stability of the code, it does indicate that the project has yet to be fully endorsed by the ASF.
+          Apache Fineract can be deployed in any environment: cloud or on-premise, on or offline, mobile or PC; it’s extensible enough to support any organizational type or delivery channel, and flexible enough to support any product, service, or methodology. For any organization, big or small, it will provide the client data management, loan and savings portfolio management, integrated real time accounting, and social and financial reporting needed to bring digital financial services in a modern connected world.
         </p>
         <h3 class="text-justified">Rapid Product Creation</h3>
         <p class="text-justified">
@@ -81,7 +82,7 @@
         </p>
         <h3 class="text-justified">Multiple Lending Methodologies</h3>
         <p class="text-justified">
-          The Fineract API supports
+          The Apache Fineract API supports
         </p>
         <ul class="inline-list">
           <li>individual lending,</li>
@@ -95,7 +96,7 @@
         </p>
         <h3 class="text-justified">Full Range of Deposit Products</h3>
         <p class="text-justified">
-          Savings is one of the most proven services in the financial inclusion toolkit. Fineract supports your organization as it moves beyond basic passbook savings with support for
+          Savings is one of the most proven services in the financial inclusion toolkit. Apache Fineract supports your organization as it moves beyond basic passbook savings with support for
         </p>
         <ul class="inline-list">
           <li>fixed (term) deposits,</li>
@@ -107,7 +108,7 @@
         </p>
         <h3 class="text-justified">Interest, Penalties, and Fees</h3>
         <p class="text-justified">
-          Fineract supports:
+          Apache Fineract supports:
         </p>
         <ul class="inline-list">
           <li>calculation of interest balance on daily or average daily balance with the ability to specify the compounding period daily or monthly</li>
@@ -144,25 +145,63 @@
         </p>
       </section>
       <hr>
-      <div id="docs" class="heading">
-        <h2>Resources</h2>
-      </div>
+      <section id="docs">
+        <div class="heading">
+          <h2>Resources</h2>
+        </div>
+        <h4 class="text-justified">Documentation</h4>
+        <p class="text-justified">
+          <a class="inline-link" href="https://cwiki.apache.org/confluence/display/FINERACT/Fineract+Home" target="_blank">Contributor's Zone</a><br/>
+          Here you will find guides about getting started, how to contribute, and build instructions.
+        </p>
+        <p class="text-justified">
+          <a class="inline-link" href="https://cwiki.apache.org/confluence/display/FINERACT/Fineract+Home" target="_blank">Committer's Zone</a><br/>
+          Here you will find guides about handling pull requests, and dealing with code reviews.
+        </p>
+        <h4 class="text-justified">Repositories</h4>
+        <p class="text-justified">
+          <a class="inline-link" href="https://github.com/apache/incubator-fineract" target="_blank">Apache Fineract</a><br/>
+          Here you will find the source code for Apache Fineract.
+        </p>
+        <p class="text-justified">
+          <a class="inline-link" href="https://github.com/apache/incubator-fineract-site" target="_blank">Web Site</a><br/>
+          Here you will find the source code for this web site.
+        </p>
+      </section>
       <hr>
+      <section id="disclaimer">
+        <div class="heading">
+          <h2>Disclaimer</h2>
+        </div>
+        <p class="text-justified">
+          Apache Fineract is an effort undergoing incubation at The Apache Software Foundation (ASF), sponsored by the Apache Incubator PMC. Incubation is required of all newly accepted projects until a further review indicates that the infrastructure, communications, and decision making process have stabilized in a manner consistent with other successful ASF projects. While incubation status is not necessarily a reflection of the completeness or stability of the code, it does indicate that the project has yet to be fully endorsed by the ASF.
+        </p>
+      </section>
     </div>
   </main>
   <footer>
-    <div class="container">
-      <p class="copyright">
-        &copy; 2009 - 2015&nbsp;<a class="inline-link" href="http://apache.org/" target="_blank">The Apache Software Foundation</a>. Licensed under the <a class="inline-link" href="http://www.apache.org/licenses/LICENSE-2.0" target="_blank">Apache License, Version 2.0</a>.<br/>
-        Apache Incubator, Apache, the Apache feather logo, and the Apache Incubator project logo are trademarks of The Apache Software Foundation.<br/>
-      </p>
-      <a class="image-link" href="http://incubator.apache.org/" target="_blank">
-        <img src="images/egg-logo.png" alt="Apache Incubator Logo"/>
-      </a>
-      <a class="image-link" href="http://www.w3.org/html/logo/" target="_blank">
-        <img src="http://www.w3.org/html/logo/badge/html5-badge-h-css3-semantics.png" width="165" height="64" alt="HTML5 Powered with CSS3 / Styling, and Semantics" title="HTML5 Powered with CSS3 / Styling, and Semantics">
-      </a>
-    </div>
+    <section id="reference">
+      <div class="container">
+        <div class="heading">
+          <h2 class="inverse-h2">Reference</h2>
+        </div>
+        <a class="nav-link-reference" href="http://www.apache.org/" target="_blank">The Apache Software Foundation</a><br/>
+        <a class="nav-link-reference" href="http://www.apache.org/licenses/" target="_blank">License</a><br/>
+        <a class="nav-link-reference" href="http://www.apache.org/foundation/sponsorship.html" target="_blank">Sponsorship</a><br/>
+        <a class="nav-link-reference" href="http://www.apache.org/foundation/thanks.html" target="_blank">Thanks</a><br/>
+        <a class="nav-link-reference" href="http://www.apache.org/security/" target="_blank">Security</a><br/>
+        <hr class="inverse-line">
+        <p class="copyright">
+          &copy; 2009 - 2015&nbsp;<a class="inline-link" href="http://apache.org/" target="_blank">The Apache Software Foundation</a>. Licensed under the <a class="inline-link" href="http://www.apache.org/licenses/LICENSE-2.0" target="_blank">Apache License, Version 2.0</a>.<br/>
+          Apache Incubator, Apache, the Apache feather logo, and the Apache Incubator project logo are trademarks of The Apache Software Foundation.<br/>
+        </p>
+        <p class="copyright">
+          <a class="image-link" href="http://incubator.apache.org/" target="_blank">
+            <img src="images/egg-logo.png" alt="Apache Incubator Logo"/>
+          </a>
+        </p>
+      </div>
+    </section>
   </footer>
   <script type="text/javascript" src="js/jquery.min.js"></script>
   <script type="text/javascript">