@LoanRescheduleFeature
Feature: LoanReschedule


  Scenario: As a user I would like to see a loan changed event was triggered when the loan got rescheduled
    When Admin sets the business date to "1 July 2022"
    When Admin creates a client with random data
    And Admin successfully creates a new customised Loan submitted on date: "1 July 2022", with Principal: "5000", a loanTermFrequency: 1 months, and numberOfRepayments: 1
    And Admin successfully approves the loan on "1 July 2022" with "5000" amount and expected disbursement date on "1 July 2022"
    When Admin successfully disburse the loan on "1 July 2022" with "5000" EUR transaction amount
    When Batch API call with steps: rescheduleLoan from "1 August 2022" to "31 August 2022" submitted on date: "1 July 2022", approveReschedule on date: "1 July 2022" runs with enclosingTransaction: "true"
    Then Loan Repayment schedule has 1 periods, with the following data for periods:
      | Nr | Days | Date           | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
      |    |      | 01 July 2022   |           | 5000.0          |               |          | 0.0  |           | 0.0    | 0.0  |            |      |             |
      | 1  | 61   | 31 August 2022 |           | 0.0             | 5000.0        | 0.0      | 0.0  | 0.0       | 5000.0 | 0.0  | 0.0        | 0.0  | 5000.0      |


  Scenario: Verify that loan is rescheduled properly in case of: undo disbursement
    When Admin sets the business date to "01 July 2023"
    When Admin creates a client with random data
    When Admin creates a new default Loan with date: "01 July 2023"
    And Admin successfully approves the loan on "01 July 2023" with "1000" amount and expected disbursement date on "01 July 2023"
    And Admin successfully disburse the loan on "01 July 2023" with "1000" EUR transaction amount
    Then Loan Repayment schedule has 1 periods, with the following data for periods:
      | Nr | Days | Date         | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
      |    |      | 01 July 2023 |           | 1000.0          |               |          | 0.0  |           | 0.0    | 0.0  |            |      |             |
      | 1  | 30   | 31 July 2023 |           | 0.0             | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
      | 1000          | 0        | 0    | 0         | 1000 | 0    | 0          | 0    | 1000        |
    When Admin sets the business date to "02 July 2023"
    When Admin successfully undo disbursal
    Then Loan Repayment schedule has 1 periods, with the following data for periods:
      | Nr | Days | Date         | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
      |    |      | 01 July 2023 |           | 1000.0          |               |          | 0.0  |           | 0.0    |      |            |      | 0.0         |
      | 1  | 30   | 31 July 2023 |           | 0.0             | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
      | 1000          | 0        | 0    | 0         | 1000 | 0    | 0          | 0    | 1000        |


  Scenario: Verify that loan is rescheduled properly in case of: multiple disbursement, second disbursement placed within payment period
    When Admin sets the business date to "01 July 2023"
    When Admin creates a client with random data
    When Admin creates a new default Loan with date: "01 July 2023"
    And Admin successfully approves the loan on "01 July 2023" with "1000" amount and expected disbursement date on "01 July 2023"
    And Admin successfully disburse the loan on "01 July 2023" with "500" EUR transaction amount
    Then Loan Repayment schedule has 1 periods, with the following data for periods:
      | Nr | Days | Date         | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | Outstanding |
      |    |      | 01 July 2023 |           | 500.0           |               |          | 0.0  |           | 0.0   | 0.0  |            |      |             |
      | 1  | 30   | 31 July 2023 |           | 0.0             | 500.0         | 0.0      | 0.0  | 0.0       | 500.0 | 0.0  | 0.0        | 0.0  | 500.0       |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
      | 500           | 0        | 0    | 0         | 500 | 0    | 0          | 0    | 500         |
    When Admin sets the business date to "10 July 2023"
    And Admin successfully disburse the loan on "10 July 2023" with "500" EUR transaction amount
    Then Loan Repayment schedule has 1 periods, with the following data for periods:
      | Nr | Days | Date         | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
      |    |      | 01 July 2023 |           | 500.0           |               |          | 0.0  |           | 0.0    | 0.0  |            |      |             |
      |    |      | 10 July 2023 |           | 500.0           |               |          | 0.0  |           | 0.0    | 0.0  |            |      |             |
      | 1  | 30   | 31 July 2023 |           | 0.0             | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
      | 1000          | 0        | 0    | 0         | 1000 | 0    | 0          | 0    | 1000        |


  Scenario: Verify that loan is rescheduled properly in case of: multiple disbursement, second disbursement placed after payment period
    When Admin sets the business date to "01 July 2023"
    When Admin creates a client with random data
    When Admin creates a new default Loan with date: "01 July 2023"
    And Admin successfully approves the loan on "01 July 2023" with "1000" amount and expected disbursement date on "01 July 2023"
    And Admin successfully disburse the loan on "01 July 2023" with "500" EUR transaction amount
    Then Loan Repayment schedule has 1 periods, with the following data for periods:
      | Nr | Days | Date         | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | Outstanding |
      |    |      | 01 July 2023 |           | 500.0           |               |          | 0.0  |           | 0.0   | 0.0  |            |      |             |
      | 1  | 30   | 31 July 2023 |           | 0.0             | 500.0         | 0.0      | 0.0  | 0.0       | 500.0 | 0.0  | 0.0        | 0.0  | 500.0       |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
      | 500           | 0        | 0    | 0         | 500 | 0    | 0          | 0    | 500         |
    When Admin sets the business date to "10 August 2023"
    And Admin successfully disburse the loan on "10 August 2023" with "500" EUR transaction amount
    Then Loan Repayment schedule has 2 periods, with the following data for periods:
      | Nr | Days | Date           | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | Outstanding |
      |    |      | 01 July 2023   |           | 500.0           |               |          | 0.0  |           | 0.0   | 0.0  |            |      |             |
      | 1  | 30   | 31 July 2023   |           | 0.0             | 500.0         | 0.0      | 0.0  | 0.0       | 500.0 | 0.0  | 0.0        | 0.0  | 500.0       |
      |    |      | 10 August 2023 |           | 500.0           |               |          | 0.0  |           | 0.0   | 0.0  |            |      |             |
      | 2  | 30   | 30 August 2023 |           | 0.0             | 500.0         | 0.0      | 0.0  | 0.0       | 500.0 | 0.0  | 0.0        | 0.0  | 500.0       |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
      | 1000          | 0        | 0    | 0         | 1000 | 0    | 0          | 0    | 1000        |
    When Admin successfully undo last disbursal
    Then Loan Repayment schedule has 1 periods, with the following data for periods:
      | Nr | Days | Date         | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | Outstanding |
      |    |      | 01 July 2023 |           | 500.0           |               |          | 0.0  |           | 0.0   | 0.0  |            |      |             |
      | 1  | 30   | 31 July 2023 |           | 0.0             | 500.0         | 0.0      | 0.0  | 0.0       | 500.0 | 0.0  | 0.0        | 0.0  | 500.0       |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
      | 500           | 0        | 0    | 0         | 500 | 0    | 0          | 0    | 500         |


  Scenario: Verify that loan is rescheduled properly in case of: single installment, changing installment date
    When Admin sets the business date to "01 July 2023"
    When Admin creates a client with random data
    When Admin creates a new default Loan with date: "01 July 2023"
    And Admin successfully approves the loan on "01 July 2023" with "1000" amount and expected disbursement date on "01 July 2023"
    And Admin successfully disburse the loan on "01 July 2023" with "1000" EUR transaction amount
    Then Loan Repayment schedule has 1 periods, with the following data for periods:
      | Nr | Days | Date         | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
      |    |      | 01 July 2023 |           | 1000.0          |               |          | 0.0  |           | 0.0    | 0.0  |            |      |             |
      | 1  | 30   | 31 July 2023 |           | 0.0             | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
      | 1000          | 0        | 0    | 0         | 1000 | 0    | 0          | 0    | 1000        |
    When Admin sets the business date to "05 July 2023"
    When Admin creates and approves Loan reschedule with the following data:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 31 July 2023       | 05 July 2023    | 31 August 2023  | 0                | 0               | 0          | 0               |
    Then Loan Repayment schedule has 1 periods, with the following data for periods:
      | Nr | Days | Date           | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
      |    |      | 01 July 2023   |           | 1000.0          |               |          | 0.0  |           | 0.0    | 0.0  |            |      |             |
      | 1  | 61   | 31 August 2023 |           | 0.0             | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
      | 1000          | 0        | 0    | 0         | 1000 | 0    | 0          | 0    | 1000        |


  Scenario: Verify that loan is rescheduled properly in case of: multiple installments, changing installment date
    When Admin sets the business date to "01 July 2023"
    When Admin creates a client with random data
    When Admin creates a fully customized loan with the following data:
      | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                        |
      | PIN30       | 01 July 2023      | 3000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 3                 | MONTHS                | 1              | MONTHS                 | 3                  | 0                       | 0                      | 0                    | PENALTIES_FEES_INTEREST_PRINCIPAL_ORDER |
    And Admin successfully approves the loan on "01 July 2023" with "3000" amount and expected disbursement date on "01 July 2023"
    And Admin successfully disburse the loan on "01 July 2023" with "3000" EUR transaction amount
    Then Loan Repayment schedule has 3 periods, with the following data for periods:
      | Nr | Days | Date              | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
      |    |      | 01 July 2023      |           | 3000.0          |               |          | 0.0  |           | 0.0    | 0.0  |            |      |             |
      | 1  | 31   | 01 August 2023    |           | 2000.0          | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
      | 2  | 31   | 01 September 2023 |           | 1000.0          | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
      | 3  | 30   | 01 October 2023   |           | 0.0             | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
      | 3000          | 0        | 0    | 0         | 3000 | 0    | 0          | 0    | 3000        |
    When Admin sets the business date to "05 July 2023"
    When Admin creates and approves Loan reschedule with the following data:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate   | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 01 September 2023  | 05 July 2023    | 15 September 2023 | 0                | 0               | 0          | 0               |
    Then Loan Repayment schedule has 3 periods, with the following data for periods:
      | Nr | Days | Date              | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
      |    |      | 01 July 2023      |           | 3000.0          |               |          | 0.0  |           | 0.0    | 0.0  |            |      |             |
      | 1  | 31   | 01 August 2023    |           | 2000.0          | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
      | 2  | 45   | 15 September 2023 |           | 1000.0          | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
      | 3  | 30   | 15 October 2023   |           | 0.0             | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
      | 3000          | 0        | 0    | 0         | 3000 | 0    | 0          | 0    | 3000        |


  Scenario: Verify that loan is rescheduled properly in case of: multiple installments, extending repayment schedule
    When Admin sets the business date to "01 July 2023"
    When Admin creates a client with random data
    When Admin creates a fully customized loan with the following data:
      | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                        |
      | PIN30       | 01 July 2023      | 3000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 3                 | MONTHS                | 1              | MONTHS                 | 3                  | 0                       | 0                      | 0                    | PENALTIES_FEES_INTEREST_PRINCIPAL_ORDER |
    And Admin successfully approves the loan on "01 July 2023" with "3000" amount and expected disbursement date on "01 July 2023"
    And Admin successfully disburse the loan on "01 July 2023" with "3000" EUR transaction amount
    Then Loan Repayment schedule has 3 periods, with the following data for periods:
      | Nr | Days | Date              | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
      |    |      | 01 July 2023      |           | 3000.0          |               |          | 0.0  |           | 0.0    | 0.0  |            |      |             |
      | 1  | 31   | 01 August 2023    |           | 2000.0          | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
      | 2  | 31   | 01 September 2023 |           | 1000.0          | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
      | 3  | 30   | 01 October 2023   |           | 0.0             | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
      | 3000          | 0        | 0    | 0         | 3000 | 0    | 0          | 0    | 3000        |
    When Admin sets the business date to "05 July 2023"
    When Admin creates and approves Loan reschedule with the following data:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 01 September 2023  | 05 July 2023    |                 | 0                | 0               | 2          | 0               |
    Then Loan Repayment schedule has 5 periods, with the following data for periods:
      | Nr | Days | Date              | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
      |    |      | 01 July 2023      |           | 3000.0          |               |          | 0.0  |           | 0.0    | 0.0  |            |      |             |
      | 1  | 31   | 01 August 2023    |           | 2000.0          | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
      | 2  | 31   | 01 September 2023 |           | 1500.0          | 500.0         | 0.0      | 0.0  | 0.0       | 500.0  | 0.0  | 0.0        | 0.0  | 500.0       |
      | 3  | 30   | 01 October 2023   |           | 1000.0          | 500.0         | 0.0      | 0.0  | 0.0       | 500.0  | 0.0  | 0.0        | 0.0  | 500.0       |
      | 4  | 31   | 01 November 2023  |           | 500.0           | 500.0         | 0.0      | 0.0  | 0.0       | 500.0  | 0.0  | 0.0        | 0.0  | 500.0       |
      | 5  | 30   | 01 December 2023  |           | 0.0             | 500.0         | 0.0      | 0.0  | 0.0       | 500.0  | 0.0  | 0.0        | 0.0  | 500.0       |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
      | 3000          | 0        | 0    | 0         | 3000 | 0    | 0          | 0    | 3000        |


  Scenario: Verify that loan is rescheduled properly in case of: multiple installments, mid-term grace period on principal
    When Admin sets the business date to "01 July 2023"
    When Admin creates a client with random data
    When Admin creates a fully customized loan with the following data:
      | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                        |
      | PIN30       | 01 July 2023      | 3000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 3                 | MONTHS                | 1              | MONTHS                 | 3                  | 0                       | 0                      | 0                    | PENALTIES_FEES_INTEREST_PRINCIPAL_ORDER |
    And Admin successfully approves the loan on "01 July 2023" with "3000" amount and expected disbursement date on "01 July 2023"
    And Admin successfully disburse the loan on "01 July 2023" with "3000" EUR transaction amount
    Then Loan Repayment schedule has 3 periods, with the following data for periods:
      | Nr | Days | Date              | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
      |    |      | 01 July 2023      |           | 3000.0          |               |          | 0.0  |           | 0.0    | 0.0  |            |      |             |
      | 1  | 31   | 01 August 2023    |           | 2000.0          | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
      | 2  | 31   | 01 September 2023 |           | 1000.0          | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
      | 3  | 30   | 01 October 2023   |           | 0.0             | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
      | 3000          | 0        | 0    | 0         | 3000 | 0    | 0          | 0    | 3000        |
    When Admin sets the business date to "05 July 2023"
    When Admin creates and approves Loan reschedule with the following data:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 01 September 2023  | 05 July 2023    |                 | 1                | 0               | 0          | 0               |
    Then Loan Repayment schedule has 4 periods, with the following data for periods:
      | Nr | Days | Date              | Paid date    | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
      |    |      | 01 July 2023      |              | 3000.0          |               |          | 0.0  |           | 0.0    | 0.0  |            |      |             |
      | 1  | 31   | 01 August 2023    |              | 2000.0          | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
      | 2  | 31   | 01 September 2023 | 01 July 2023 | 2000.0          | 0.0           | 0.0      | 0.0  | 0.0       | 0.0    | 0.0  | 0.0        | 0.0  | 0.0         |
      | 3  | 30   | 01 October 2023   |              | 1000.0          | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
      | 4  | 31   | 01 November 2023  |              | 0.0             | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
      | 3000          | 0        | 0    | 0         | 3000 | 0    | 0          | 0    | 3000        |

#  TODO check and fix after Loan reschedule with graceOnInterest deletes all future interest portions when called from API was fixed (periods back to 3 or 5)
  @Skip
  Scenario: Verify that loan is rescheduled properly in case of: multiple installments, mid-term grace period on interest
    When Admin sets the business date to "01 July 2023"
    When Admin creates a client with random data
    When Admin creates a fully customized loan with the following data:
      | LoanProduct         | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                        |
      | PIN30_INTEREST_FLAT | 01 July 2023      | 3000           | 12                     | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 10                | MONTHS                | 1              | MONTHS                 | 10                 | 0                       | 0                      | 0                    | PENALTIES_FEES_INTEREST_PRINCIPAL_ORDER |
    And Admin successfully approves the loan on "01 July 2023" with "3000" amount and expected disbursement date on "01 July 2023"
    And Admin successfully disburse the loan on "01 July 2023" with "3000" EUR transaction amount
#    Then Loan Repayment schedule has 3 periods, with the following data for periods:
#      | Nr | Days | Date              | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
#      |    |      | 01 July 2023      |           | 3000.0          |               |          | 0.0  |           | 0.0    | 0.0  |            |      |             |
#      | 1  | 31   | 01 August 2023    |           | 2000.0          | 1000.0        | 30.0     | 0.0  | 0.0       | 1030.0 | 0.0  | 0.0        | 0.0  | 1030.0      |
#      | 2  | 31   | 01 September 2023 |           | 1000.0          | 1000.0        | 30.0     | 0.0  | 0.0       | 1030.0 | 0.0  | 0.0        | 0.0  | 1030.0      |
#      | 3  | 30   | 01 October 2023   |           | 0.0             | 1000.0        | 30.0     | 0.0  | 0.0       | 1030.0 | 0.0  | 0.0        | 0.0  | 1030.0      |
#    Then Loan Repayment schedule has the following data in Total row:
#      | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
#      | 3000          | 90       | 0    | 0         | 3090 | 0    | 0          | 0    | 3090        |
    When Admin sets the business date to "05 July 2023"
    When Admin creates and approves Loan reschedule with the following data:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 01 September 2023  | 05 July 2023    |                 | 0                | 2               | 0          | 0               |
#    Then Loan Repayment schedule has 3 periods, with the following data for periods:
#      | Nr | Days | Date              | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
#      |    |      | 01 July 2023      |           | 3000.0          |               |          | 0.0  |           | 0.0    | 0.0  |            |      |             |
#      | 1  | 31   | 01 August 2023    |           | 2000.0          | 1000.0        | 30.0     | 0.0  | 0.0       | 1030.0 | 0.0  | 0.0        | 0.0  | 1030.0      |
#      | 2  | 31   | 01 September 2023 |           | 1000.0          | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
#      | 3  | 30   | 01 October 2023   |           | 0.0             | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |
#    Then Loan Repayment schedule has the following data in Total row:
#      | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
#      | 3000          | 30       | 0    | 0         | 3030 | 0    | 0          | 0    | 3030        |


  Scenario: Verify that loan is rescheduled properly in case of: multiple installments, new interest rate
    When Admin sets the business date to "01 July 2023"
    When Admin creates a client with random data
    When Admin creates a fully customized loan with the following data:
      | LoanProduct         | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                        |
      | PIN30_INTEREST_FLAT | 01 July 2023      | 3000           | 12                     | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 3                 | MONTHS                | 1              | MONTHS                 | 3                  | 0                       | 0                      | 0                    | PENALTIES_FEES_INTEREST_PRINCIPAL_ORDER |
    And Admin successfully approves the loan on "01 July 2023" with "3000" amount and expected disbursement date on "01 July 2023"
    And Admin successfully disburse the loan on "01 July 2023" with "3000" EUR transaction amount
    Then Loan Repayment schedule has 3 periods, with the following data for periods:
      | Nr | Days | Date              | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
      |    |      | 01 July 2023      |           | 3000.0          |               |          | 0.0  |           | 0.0    | 0.0  |            |      |             |
      | 1  | 31   | 01 August 2023    |           | 2000.0          | 1000.0        | 30.0     | 0.0  | 0.0       | 1030.0 | 0.0  | 0.0        | 0.0  | 1030.0      |
      | 2  | 31   | 01 September 2023 |           | 1000.0          | 1000.0        | 30.0     | 0.0  | 0.0       | 1030.0 | 0.0  | 0.0        | 0.0  | 1030.0      |
      | 3  | 30   | 01 October 2023   |           | 0.0             | 1000.0        | 30.0     | 0.0  | 0.0       | 1030.0 | 0.0  | 0.0        | 0.0  | 1030.0      |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
      | 3000          | 90       | 0    | 0         | 3090 | 0    | 0          | 0    | 3090        |
    When Admin sets the business date to "05 July 2023"
    When Admin creates and approves Loan reschedule with the following data:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 01 September 2023  | 05 July 2023    |                 | 0                | 0               | 0          | 6               |
    Then Loan Repayment schedule has 3 periods, with the following data for periods:
      | Nr | Days | Date              | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
      |    |      | 01 July 2023      |           | 3000.0          |               |          | 0.0  |           | 0.0    | 0.0  |            |      |             |
      | 1  | 31   | 01 August 2023    |           | 2000.0          | 1000.0        | 30.0     | 0.0  | 0.0       | 1030.0 | 0.0  | 0.0        | 0.0  | 1030.0      |
      | 2  | 31   | 01 September 2023 |           | 1000.0          | 1000.0        | 15.0     | 0.0  | 0.0       | 1015.0 | 0.0  | 0.0        | 0.0  | 1015.0      |
      | 3  | 30   | 01 October 2023   |           | 0.0             | 1000.0        | 15.0     | 0.0  | 0.0       | 1015.0 | 0.0  | 0.0        | 0.0  | 1015.0      |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
      | 3000          | 60       | 0    | 0         | 3060 | 0    | 0          | 0    | 3060        |


  Scenario: Verify that reschedule: add extra terms working properly with auto downpayment
    When Admin sets the business date to "01 October 2023"
    When Admin creates a client with random data
    When Admin creates a fully customized loan with the following data:
      | LoanProduct           | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                                                             |
      | PIN4_DOWNPAYMENT_AUTO | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
    And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
    When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
    When Admin creates and approves Loan reschedule with the following data:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 16 October 2023    | 01 October 2023 |                 | 0                | 0               | 2          | 0               |
    Then Loan Repayment schedule has 6 periods, with the following data for periods:
      | Nr | Days | Date             | Paid date       | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
      |    |      | 01 October 2023  |                 | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
      | 1  | 0    | 01 October 2023  | 01 October 2023 | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
      | 2  | 15   | 16 October 2023  |                 | 600.0           | 150.0         | 0.0      | 0.0  | 0.0       | 150.0 | 0.0   | 0.0        | 0.0  | 150.0       |
      | 3  | 15   | 31 October 2023  |                 | 450.0           | 150.0         | 0.0      | 0.0  | 0.0       | 150.0 | 0.0   | 0.0        | 0.0  | 150.0       |
      | 4  | 15   | 15 November 2023 |                 | 300.0           | 150.0         | 0.0      | 0.0  | 0.0       | 150.0 | 0.0   | 0.0        | 0.0  | 150.0       |
      | 5  | 15   | 30 November 2023 |                 | 150.0           | 150.0         | 0.0      | 0.0  | 0.0       | 150.0 | 0.0   | 0.0        | 0.0  | 150.0       |
      | 6  | 15   | 15 December 2023 |                 | 0.0             | 150.0         | 0.0      | 0.0  | 0.0       | 150.0 | 0.0   | 0.0        | 0.0  | 150.0       |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
      | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 250.0 | 0.0        | 0.0  | 750.0       |


  Scenario: Verify that reschedule: add extra terms working properly with auto downpayment and 2nd disbursement before reschedule
    When Admin sets the business date to "01 October 2023"
    When Admin creates a client with random data
    When Admin creates a fully customized loan with the following data:
      | LoanProduct           | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                                                             |
      | PIN4_DOWNPAYMENT_AUTO | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
    And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
    When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
    When Admin sets the business date to "10 October 2023"
    When Admin successfully disburse the loan on "10 October 2023" with "400" EUR transaction amount
    When Admin sets the business date to "11 October 2023"
    When Admin creates and approves Loan reschedule with the following data:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 16 October 2023    | 01 October 2023 |                 | 0                | 0               | 2          | 0               |
    Then Loan Repayment schedule has 7 periods, with the following data for periods:
      | Nr | Days | Date             | Paid date       | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
      |    |      | 01 October 2023  |                 | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
      | 1  | 0    | 01 October 2023  | 01 October 2023 | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
      |    |      | 10 October 2023  |                 | 400.0           |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
      | 2  | 0    | 10 October 2023  | 10 October 2023 | 1050.0          | 100.0         | 0.0      | 0.0  | 0.0       | 100.0 | 100.0 | 0.0        | 0.0  | 0.0         |
      | 3  | 15   | 16 October 2023  |                 | 840.0           | 210.0         | 0.0      | 0.0  | 0.0       | 210.0 | 0.0   | 0.0        | 0.0  | 210.0       |
      | 4  | 15   | 31 October 2023  |                 | 630.0           | 210.0         | 0.0      | 0.0  | 0.0       | 210.0 | 0.0   | 0.0        | 0.0  | 210.0       |
      | 5  | 15   | 15 November 2023 |                 | 420.0           | 210.0         | 0.0      | 0.0  | 0.0       | 210.0 | 0.0   | 0.0        | 0.0  | 210.0       |
      | 6  | 15   | 30 November 2023 |                 | 210.0           | 210.0         | 0.0      | 0.0  | 0.0       | 210.0 | 0.0   | 0.0        | 0.0  | 210.0       |
      | 7  | 15   | 15 December 2023 |                 | 0.0             | 210.0         | 0.0      | 0.0  | 0.0       | 210.0 | 0.0   | 0.0        | 0.0  | 210.0       |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
      | 1400.0        | 0.0      | 0.0  | 0.0       | 1400.0 | 350.0 | 0.0        | 0.0  | 1050.0      |

#    TODO remove Skip when Reschedule does not work properly in case of PIN4_DOWNPAYMENT_AUTO and with 2nd disbursement after reschedule and first installment is fixed
  @Skip

  Scenario: Verify that reschedule: add extra terms working properly with auto downpayment and 2nd disbursement after reschedule and first installment
    When Admin sets the business date to "01 October 2023"
    When Admin creates a client with random data
    When Admin creates a fully customized loan with the following data:
      | LoanProduct           | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                                                             |
      | PIN4_DOWNPAYMENT_AUTO | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
    And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
    When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
    When Admin sets the business date to "11 October 2023"
    When Admin creates and approves Loan reschedule with the following data:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 16 October 2023    | 01 October 2023 |                 | 0                | 0               | 2          | 0               |
    When Admin sets the business date to "20 October 2023"
    When Admin successfully disburse the loan on "20 October 2023" with "400" EUR transaction amount
    Then Loan Repayment schedule has 7 periods, with the following data for periods:
      | Nr | Days | Date             | Paid date       | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late  | Outstanding |
      |    |      | 01 October 2023  |                 | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |       |             |
      | 1  | 0    | 01 October 2023  | 01 October 2023 | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0   | 0.0         |
      | 2  | 15   | 16 October 2023  |                 | 600.0           | 150.0         | 0.0      | 0.0  | 0.0       | 150.0 | 100.0 | 0.0        | 100.0 | 50.0        |
      |    |      | 20 October 2023  |                 | 400.0           |               |          | 0.0  |           | 0.0   | 0.0   |            |       |             |
      | 3  | 0    | 20 October 2023  |                 | 900.0           | 100.0         | 0.0      | 0.0  | 0.0       | 100.0 | 0.0   | 0.0        | 0.0   | 100.0       |
      | 4  | 15   | 31 October 2023  |                 | 675.0           | 225.0         | 0.0      | 0.0  | 0.0       | 225.0 | 0.0   | 0.0        | 0.0   | 225.0       |
      | 5  | 15   | 15 November 2023 |                 | 450.0           | 225.0         | 0.0      | 0.0  | 0.0       | 225.0 | 0.0   | 0.0        | 0.0   | 225.0       |
      | 6  | 15   | 30 November 2023 |                 | 225.0           | 225.0         | 0.0      | 0.0  | 0.0       | 225.0 | 0.0   | 0.0        | 0.0   | 225.0       |
      | 7  | 15   | 15 December 2023 |                 | 0.0             | 225.0         | 0.0      | 0.0  | 0.0       | 225.0 | 0.0   | 0.0        | 0.0   | 225.0       |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late  | Outstanding |
      | 1400.0        | 0.0      | 0.0  | 0.0       | 1400.0 | 350.0 | 0.0        | 100.0 | 1050.0      |


  Scenario: Verify that Payment Holiday (Reschedule with adjustedDueDate) works properly in case of loan schedule adjusted by 1 installment period after successful downpayment
    When Admin sets the business date to "01 October 2023"
    When Admin creates a client with random data
    When Admin creates a fully customized loan with the following data:
      | LoanProduct           | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                                                             |
      | PIN4_DOWNPAYMENT_AUTO | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
    And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
    When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
    When Admin sets the business date to "05 October 2023"
    When Admin creates and approves Loan reschedule with the following data:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 16 October 2023    | 05 October 2023 | 31 October 2023 | 0                | 0               | 0          | 0               |
    Then Loan Repayment schedule has 4 periods, with the following data for periods:
      | Nr | Days | Date             | Paid date       | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
      |    |      | 01 October 2023  |                 | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
      | 1  | 0    | 01 October 2023  | 01 October 2023 | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
      | 2  | 30   | 31 October 2023  |                 | 500.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0   | 0.0        | 0.0  | 250.0       |
      | 3  | 15   | 15 November 2023 |                 | 250.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0   | 0.0        | 0.0  | 250.0       |
      | 4  | 15   | 30 November 2023 |                 | 0.0             | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0   | 0.0        | 0.0  | 250.0       |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
      | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 250.0 | 0.0        | 0.0  | 750.0       |


  Scenario: Verify that Payment Holiday (Reschedule with adjustedDueDate) works properly in case of loan schedule adjusted by 2 installment period after successful downpayment
    When Admin sets the business date to "01 October 2023"
    When Admin creates a client with random data
    When Admin creates a fully customized loan with the following data:
      | LoanProduct           | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                                                             |
      | PIN4_DOWNPAYMENT_AUTO | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
    And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
    When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
    When Admin sets the business date to "05 October 2023"
    When Admin creates and approves Loan reschedule with the following data:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate  | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 16 October 2023    | 05 October 2023 | 15 November 2023 | 0                | 0               | 0          | 0               |
    Then Loan Repayment schedule has 4 periods, with the following data for periods:
      | Nr | Days | Date             | Paid date       | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
      |    |      | 01 October 2023  |                 | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
      | 1  | 0    | 01 October 2023  | 01 October 2023 | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
      | 2  | 45   | 15 November 2023 |                 | 500.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0   | 0.0        | 0.0  | 250.0       |
      | 3  | 15   | 30 November 2023 |                 | 250.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0   | 0.0        | 0.0  | 250.0       |
      | 4  | 15   | 15 December 2023 |                 | 0.0             | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0   | 0.0        | 0.0  | 250.0       |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
      | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 250.0 | 0.0        | 0.0  | 750.0       |


  Scenario: Verify that Payment Holiday (Reschedule with adjustedDueDate) works properly in case of loan schedule adjusted by 2 installment period while downpayment is still due
    When Admin sets the business date to "01 October 2023"
    When Admin creates a client with random data
    When Admin creates a fully customized loan with the following data:
      | LoanProduct      | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                                                             |
      | PIN4_DOWNPAYMENT | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
    And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
    When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
    When Admin sets the business date to "05 October 2023"
    When Admin creates and approves Loan reschedule with the following data:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate  | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 16 October 2023    | 05 October 2023 | 15 November 2023 | 0                | 0               | 0          | 0               |
    Then Loan Repayment schedule has 4 periods, with the following data for periods:
      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | Outstanding |
      |    |      | 01 October 2023  |           | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0  |            |      |             |
      | 1  | 0    | 01 October 2023  |           | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0  | 0.0        | 0.0  | 250.0       |
      | 2  | 45   | 15 November 2023 |           | 500.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0  | 0.0        | 0.0  | 250.0       |
      | 3  | 15   | 30 November 2023 |           | 250.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0  | 0.0        | 0.0  | 250.0       |
      | 4  | 15   | 15 December 2023 |           | 0.0             | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0  | 0.0        | 0.0  | 250.0       |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
      | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 0.0  | 0.0        | 0.0  | 1000.0      |


  Scenario: Verify that Payment Holiday (Reschedule with adjustedDueDate) works properly in case of loan schedule adjusted by 1 installment period after downpayment was reverted, fee added and downpayment paid by autopayment
    When Admin sets the business date to "01 October 2023"
    When Admin creates a client with random data
    When Admin creates a fully customized loan with the following data:
      | LoanProduct      | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                                                             |
      | PIN4_DOWNPAYMENT | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
    And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
    When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
    And Customer makes "AUTOPAY" repayment on "01 October 2023" with 250 EUR transaction amount
    When Admin sets the business date to "02 October 2023"
    When Customer undo "1"th repayment on "01 October 2023"
    When Admin adds "LOAN_NSF_FEE" due date charge with "16 October 2023" due date and 15 EUR transaction amount
    When Admin sets the business date to "03 October 2023"
    And Customer makes "AUTOPAY" repayment on "03 October 2023" with 250 EUR transaction amount
    When Admin sets the business date to "05 October 2023"
    When Admin creates and approves Loan reschedule with the following data:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 16 October 2023    | 05 October 2023 | 31 October 2023 | 0                | 0               | 0          | 0               |
    Then Loan Repayment schedule has 4 periods, with the following data for periods:
      | Nr | Days | Date             | Paid date       | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late  | Outstanding |
      |    |      | 01 October 2023  |                 | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |       |             |
      | 1  | 0    | 01 October 2023  | 03 October 2023 | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 250.0 | 0.0         |
      | 2  | 30   | 31 October 2023  |                 | 500.0           | 250.0         | 0.0      | 0.0  | 15.0      | 265.0 | 0.0   | 0.0        | 0.0   | 265.0       |
      | 3  | 15   | 15 November 2023 |                 | 250.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0   | 0.0        | 0.0   | 250.0       |
      | 4  | 15   | 30 November 2023 |                 | 0.0             | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0   | 0.0        | 0.0   | 250.0       |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late  | Outstanding |
      | 1000.0        | 0.0      | 0.0  | 15.0      | 1015.0 | 250.0 | 0.0        | 250.0 | 765.0       |
    Then Loan Transactions tab has the following data:
      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
      | 01 October 2023  | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       | false    |
      | 01 October 2023  | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        | true     |
      | 03 October 2023  | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        | false    |


  Scenario: Verify that Payment Holiday (Reschedule with adjustedDueDate) works properly in case of auto downpayment
    When Admin sets the business date to "01 October 2023"
    When Admin creates a client with random data
    When Admin creates a fully customized loan with the following data:
      | LoanProduct           | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                                                             |
      | PIN4_DOWNPAYMENT_AUTO | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
    And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
    When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
    When Admin creates and approves Loan reschedule with the following data:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 16 October 2023    | 01 October 2023 | 31 October 2023 | 0                | 0               | 0          | 0               |
    Then Loan Repayment schedule has 4 periods, with the following data for periods:
      | Nr | Days | Date             | Paid date       | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
      |    |      | 01 October 2023  |                 | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
      | 1  | 0    | 01 October 2023  | 01 October 2023 | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
      | 2  | 30   | 31 October 2023  |                 | 500.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0   | 0.0        | 0.0  | 250.0       |
      | 3  | 15   | 15 November 2023 |                 | 250.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0   | 0.0        | 0.0  | 250.0       |
      | 4  | 15   | 30 November 2023 |                 | 0.0             | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0   | 0.0        | 0.0  | 250.0       |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
      | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 250.0 | 0.0        | 0.0  | 750.0       |


  Scenario: Verify that Payment Holiday (Reschedule with adjustedDueDate) works properly in case of auto downpayment and 2nd disbursement before reschedule
    When Admin sets the business date to "01 October 2023"
    When Admin creates a client with random data
    When Admin creates a fully customized loan with the following data:
      | LoanProduct           | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                                                             |
      | PIN4_DOWNPAYMENT_AUTO | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
    And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
    When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
    When Admin sets the business date to "10 October 2023"
    When Admin successfully disburse the loan on "10 October 2023" with "400" EUR transaction amount
    When Admin sets the business date to "11 October 2023"
    When Admin creates and approves Loan reschedule with the following data:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 16 October 2023    | 01 October 2023 | 31 October 2023 | 0                | 0               | 0          | 0               |
    Then Loan Repayment schedule has 5 periods, with the following data for periods:
      | Nr | Days | Date             | Paid date       | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
      |    |      | 01 October 2023  |                 | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
      | 1  | 0    | 01 October 2023  | 01 October 2023 | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
      |    |      | 10 October 2023  |                 | 400.0           |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
      | 2  | 0    | 10 October 2023  | 10 October 2023 | 1050.0          | 100.0         | 0.0      | 0.0  | 0.0       | 100.0 | 100.0 | 0.0        | 0.0  | 0.0         |
      | 3  | 30   | 31 October 2023  |                 | 700.0           | 350.0         | 0.0      | 0.0  | 0.0       | 350.0 | 0.0   | 0.0        | 0.0  | 350.0       |
      | 4  | 15   | 15 November 2023 |                 | 350.0           | 350.0         | 0.0      | 0.0  | 0.0       | 350.0 | 0.0   | 0.0        | 0.0  | 350.0       |
      | 5  | 15   | 30 November 2023 |                 | 0.0             | 350.0         | 0.0      | 0.0  | 0.0       | 350.0 | 0.0   | 0.0        | 0.0  | 350.0       |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
      | 1400.0        | 0.0      | 0.0  | 0.0       | 1400.0 | 350.0 | 0.0        | 0.0  | 1050.0      |


  Scenario: Verify that Payment Holiday (Reschedule with adjustedDueDate) works properly in case of loan schedule adjusted by 1 installment period and 2 extra terms
    When Admin sets the business date to "01 October 2023"
    When Admin creates a client with random data
    When Admin creates a fully customized loan with the following data:
      | LoanProduct           | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                                                             |
      | PIN4_DOWNPAYMENT_AUTO | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
    And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
    When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
    When Admin sets the business date to "05 October 2023"
    When Admin creates and approves Loan reschedule with the following data:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 16 October 2023    | 05 October 2023 | 31 October 2023 | 0                | 0               | 2          | 0               |
    Then Loan Repayment schedule has 6 periods, with the following data for periods:
      | Nr | Days | Date             | Paid date       | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
      |    |      | 01 October 2023  |                 | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
      | 1  | 0    | 01 October 2023  | 01 October 2023 | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
      | 2  | 30   | 31 October 2023  |                 | 600.0           | 150.0         | 0.0      | 0.0  | 0.0       | 150.0 | 0.0   | 0.0        | 0.0  | 150.0       |
      | 3  | 15   | 15 November 2023 |                 | 450.0           | 150.0         | 0.0      | 0.0  | 0.0       | 150.0 | 0.0   | 0.0        | 0.0  | 150.0       |
      | 4  | 15   | 30 November 2023 |                 | 300.0           | 150.0         | 0.0      | 0.0  | 0.0       | 150.0 | 0.0   | 0.0        | 0.0  | 150.0       |
      | 5  | 15   | 15 December 2023 |                 | 150.0           | 150.0         | 0.0      | 0.0  | 0.0       | 150.0 | 0.0   | 0.0        | 0.0  | 150.0       |
      | 6  | 15   | 30 December 2023 |                 | 0.0             | 150.0         | 0.0      | 0.0  | 0.0       | 150.0 | 0.0   | 0.0        | 0.0  | 150.0       |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
      | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 250.0 | 0.0        | 0.0  | 750.0       |


  Scenario: Verify that Payment Holiday (Reschedule with adjustedDueDate) works properly in case of loan schedule adjusted by 1 installment period and 1 grace on principal
    When Admin sets the business date to "01 October 2023"
    When Admin creates a client with random data
    When Admin creates a fully customized loan with the following data:
      | LoanProduct           | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                                                             |
      | PIN4_DOWNPAYMENT_AUTO | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
    And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
    When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
    When Admin sets the business date to "05 October 2023"
    When Admin creates and approves Loan reschedule with the following data:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 16 October 2023    | 05 October 2023 | 31 October 2023 | 1                | 0               | 0          | 0               |
    Then Loan Repayment schedule has 5 periods, with the following data for periods:
      | Nr | Days | Date             | Paid date       | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
      |    |      | 01 October 2023  |                 | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
      | 1  | 0    | 01 October 2023  | 01 October 2023 | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
      | 2  | 30   | 31 October 2023  | 01 October 2023 | 750.0           | 0.0           | 0.0      | 0.0  | 0.0       | 0.0   | 0.0   | 0.0        | 0.0  | 0.0         |
      | 3  | 15   | 15 November 2023 |                 | 500.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0   | 0.0        | 0.0  | 250.0       |
      | 4  | 15   | 30 November 2023 |                 | 250.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0   | 0.0        | 0.0  | 250.0       |
      | 5  | 15   | 15 December 2023 |                 | 0.0             | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0   | 0.0        | 0.0  | 250.0       |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
      | 1000.0        | 0.0      | 0.0  | 0.0       | 1000.0 | 250.0 | 0.0        | 0.0  | 750.0       |


  Scenario: Verify that Payment Holiday (Reschedule with adjustedDueDate) gives error in case of charged-off loan
    When Admin sets the business date to "01 October 2023"
    When Admin creates a client with random data
    When Admin creates a fully customized loan with the following data:
      | LoanProduct           | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                                                             |
      | PIN4_DOWNPAYMENT_AUTO | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
    And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
    When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
    When Admin sets the business date to "03 October 2023"
    And Admin does charge-off the loan on "03 October 2023"
    When Admin sets the business date to "05 October 2023"
    Then Loan reschedule with the following data results a 403 error and "LOAN_CHARGED_OFF" error message
      | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 16 October 2023    | 05 October 2023 | 31 October 2023 | 0                | 0               | 0          | 0               |


  Scenario: Verify that reschedule keeps the N+1 installment
    When Admin sets the business date to "01 October 2023"
    When Admin creates a client with random data
    When Admin creates a fully customized loan with the following data:
      | LoanProduct      | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                                                             |
      | PIN4_DOWNPAYMENT | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
    And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
    When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
    When Admin adds "LOAN_NSF_FEE" due date charge with "17 December 2023" due date and 20 EUR transaction amount
    Then Loan Repayment schedule has 5 periods, with the following data for periods:
      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | Outstanding |
      |    |      | 01 October 2023  |           | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0  |            |      |             |
      | 1  | 0    | 01 October 2023  |           | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0  | 0.0        | 0.0  | 250.0       |
      | 2  | 15   | 16 October 2023  |           | 500.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0  | 0.0        | 0.0  | 250.0       |
      | 3  | 15   | 31 October 2023  |           | 250.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0  | 0.0        | 0.0  | 250.0       |
      | 4  | 15   | 15 November 2023 |           | 0.0             | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0  | 0.0        | 0.0  | 250.0       |
      | 5  | 32   | 17 December 2023 |           | 0.0             | 0.0           | 0.0      | 0.0  | 20.0      | 20.0  | 0.0  | 0.0        | 0.0  | 20.0        |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
      | 1000.0        | 0.0      | 0.0  | 20.0      | 1020.0 | 0.0  | 0.0        | 0.0  | 1020.0      |
    When Admin sets the business date to "05 October 2023"
    When Admin creates and approves Loan reschedule with the following data:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
      | 16 October 2023    | 05 October 2023 | 31 October 2023 | 0                | 0               | 0          | 0               |
    Then Loan Repayment schedule has 5 periods, with the following data for periods:
      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | Outstanding |
      |    |      | 01 October 2023  |           | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0  |            |      |             |
      | 1  | 0    | 01 October 2023  |           | 750.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0  | 0.0        | 0.0  | 250.0       |
      | 2  | 30   | 31 October 2023  |           | 500.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0  | 0.0        | 0.0  | 250.0       |
      | 3  | 15   | 15 November 2023 |           | 250.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0  | 0.0        | 0.0  | 250.0       |
      | 4  | 15   | 30 November 2023 |           | 0.0             | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 0.0  | 0.0        | 0.0  | 250.0       |
      | 5  | 17   | 17 December 2023 |           | 0.0             | 0.0           | 0.0      | 0.0  | 20.0      | 20.0  | 0.0  | 0.0        | 0.0  | 20.0        |
    Then Loan Repayment schedule has the following data in Total row:
      | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
      | 1000.0        | 0.0      | 0.0  | 20.0      | 1020.0 | 0.0  | 0.0        | 0.0  | 1020.0      |

   @AdvancedPaymentAllocation
  Scenario: Verify that inline COB execution is taking place in case of a BatchAPI request of Loan reschedule creation and approval
    When Admin sets the business date to "01 January 2024"
    When Admin creates a client with random data
    When Admin set "PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
    When Admin creates a fully customized loan with the following data:
      | LoanProduct                                       | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
      | PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 January 2024   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
    And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
    When Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
    When Admin sets the business date to "02 January 2024"
    When Admin runs inline COB job for Loan
    When Admin creates new user with "NO_BYPASS_AUTOTEST" username, "NO_BYPASS_AUTOTEST_ROLE" role name and given permissions:
      | APPROVE_RESCHEDULELOAN |
      | CREATE_RESCHEDULELOAN  |
      | READ_RESCHEDULELOAN    |
      | REJECT_RESCHEDULELOAN  |
    When Admin sets the business date to "10 January 2024"
    When Batch API call with created user and with steps: rescheduleLoan from "16 January 2024" to "31 January 2024" submitted on date: "10 January 2024", approveReschedule on date: "10 January 2024" runs with enclosingTransaction: "true"
    Then Admin checks that last closed business date of loan is "09 January 2024"

   @AdvancedPaymentAllocation
  Scenario: Verify that in case of Loan is hard locked for COB execution, BatchAPI request of Loan reschedule creation and approval will result a 409 error and a LOAN_LOCKED_BY_COB error message
    When Admin sets the business date to "01 January 2024"
    When Admin creates a client with random data
    When Admin set "PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
    When Admin creates a fully customized loan with the following data:
      | LoanProduct                                       | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
      | PIN4_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 January 2024   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
    And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
    When Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
    When Admin sets the business date to "02 January 2024"
    When Admin runs inline COB job for Loan
    When Admin sets the business date to "10 January 2024"
    When Admin places a lock on loan account with an error message
    When Admin creates new user with "NO_BYPASS_AUTOTEST" username, "NO_BYPASS_AUTOTEST_ROLE" role name and given permissions:
      | APPROVE_RESCHEDULELOAN |
      | CREATE_RESCHEDULELOAN  |
      | READ_RESCHEDULELOAN    |
      | REJECT_RESCHEDULELOAN  |
    When Batch API call with created user and the following data results a 409 error and a "LOAN_LOCKED_BY_COB" error message:
      | rescheduleFromDate | submittedOnDate | adjustedDueDate | approvedOnDate  | enclosingTransaction |
      | 16 January 2024    | 10 January 2024 | 31 January 2024 | 10 January 2024 | true                 |