| /** |
| * Licensed to the Apache Software Foundation (ASF) under one |
| * or more contributor license agreements. See the NOTICE file |
| * distributed with this work for additional information |
| * regarding copyright ownership. The ASF licenses this file |
| * to you under the Apache License, Version 2.0 (the |
| * "License"); you may not use this file except in compliance |
| * with the License. You may obtain a copy of the License at |
| * |
| * http://www.apache.org/licenses/LICENSE-2.0 |
| * |
| * Unless required by applicable law or agreed to in writing, |
| * software distributed under the License is distributed on an |
| * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY |
| * KIND, either express or implied. See the License for the |
| * specific language governing permissions and limitations |
| * under the License. |
| */ |
| package org.apache.fineract.integrationtests.loanaccount.guarantor; |
| |
| import static org.junit.Assert.assertEquals; |
| import static org.junit.Assert.assertFalse; |
| import static org.junit.Assert.assertTrue; |
| |
| import java.text.DateFormat; |
| import java.text.SimpleDateFormat; |
| import java.util.ArrayList; |
| import java.util.Calendar; |
| import java.util.HashMap; |
| import java.util.List; |
| import java.util.Locale; |
| |
| import org.apache.fineract.integrationtests.common.ClientHelper; |
| import org.apache.fineract.integrationtests.common.CommonConstants; |
| import org.apache.fineract.integrationtests.common.Utils; |
| import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanStatusChecker; |
| import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper; |
| import org.apache.fineract.integrationtests.common.savings.SavingsAccountHelper; |
| import org.junit.Assert; |
| import org.junit.Before; |
| import org.junit.Test; |
| |
| import com.jayway.restassured.builder.RequestSpecBuilder; |
| import com.jayway.restassured.builder.ResponseSpecBuilder; |
| import com.jayway.restassured.http.ContentType; |
| import com.jayway.restassured.specification.RequestSpecification; |
| import com.jayway.restassured.specification.ResponseSpecification; |
| |
| public class GuarantorTest { |
| |
| private ResponseSpecification responseSpec; |
| private RequestSpecification requestSpec; |
| private LoanTransactionHelper loanTransactionHelper; |
| private GuarantorHelper guarantorHelper; |
| private SavingsAccountHelper savingsAccountHelper; |
| private final Float self1_balance = new Float(5000); |
| private final Float external1_balance = new Float(5000); |
| private final Float external2_balance = new Float(5000); |
| private final Float self1_guarantee = new Float(2000); |
| private final Float external1_guarantee = new Float(2000); |
| private final Float external2_guarantee = new Float(1000); |
| |
| @Before |
| public void setUp() throws Exception { |
| Utils.initializeRESTAssured(); |
| this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build(); |
| this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey()); |
| this.responseSpec = new ResponseSpecBuilder().build(); |
| this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec); |
| this.guarantorHelper = new GuarantorHelper(this.requestSpec, this.responseSpec); |
| savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec); |
| } |
| |
| @SuppressWarnings({ "rawtypes", "unchecked" }) |
| @Test |
| public void testGuarantor() { |
| |
| Float self1_hold_funds = new Float(0); |
| Float external1_hold_funds = new Float(0); |
| Float external2_hold_funds = new Float(0); |
| final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec); |
| ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID); |
| final Integer clientID_external = ClientHelper.createClient(this.requestSpec, this.responseSpec); |
| final Integer clientID_external2 = ClientHelper.createClient(this.requestSpec, this.responseSpec); |
| |
| ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID_external); |
| |
| final Integer selfSavigsId = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID, |
| String.valueOf(self1_balance)); |
| final Integer externalSavigsId_1 = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID_external, |
| String.valueOf(external1_balance)); |
| final Integer externalSavigsId_2 = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID_external2, |
| String.valueOf(external2_balance)); |
| |
| final Integer loanProductID = createLoanProductWithHoldFunds("50", "20", "20"); |
| DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy", Locale.US); |
| Calendar todaysDate = Calendar.getInstance(); |
| todaysDate.add(Calendar.DAY_OF_MONTH, -7 * 4); |
| String LOAN_DISBURSEMENT_DATE = dateFormat.format(todaysDate.getTime()); |
| final Integer loanID = applyForLoanApplication(clientID, loanProductID, LOAN_DISBURSEMENT_DATE); |
| Assert.assertNotNull(loanID); |
| HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID); |
| LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap); |
| |
| String guarantorJSON = new GuarantorTestBuilder().externalCustomer().build(); |
| Integer externalGuarantor = this.guarantorHelper.createGuarantor(loanID, guarantorJSON); |
| Assert.assertNotNull(externalGuarantor); |
| |
| guarantorJSON = new GuarantorTestBuilder().existingCustomerWithoutGuaranteeAmount(String.valueOf(clientID_external)).build(); |
| Integer withoutGuaranteeAmount = this.guarantorHelper.createGuarantor(loanID, guarantorJSON); |
| Assert.assertNotNull(withoutGuaranteeAmount); |
| |
| ArrayList<HashMap> errorData = (ArrayList<HashMap>) this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, null, loanID, |
| CommonConstants.RESPONSE_ERROR); |
| assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.self.guarantee.required")); |
| assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.external.guarantee.required")); |
| assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.mandated.guarantee.required")); |
| |
| guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID), |
| String.valueOf(selfSavigsId), String.valueOf(self1_guarantee)).build(); |
| Integer selfGuarantee = this.guarantorHelper.createGuarantor(loanID, guarantorJSON); |
| verifySavingsOnHoldBalance(selfSavigsId, null); |
| Assert.assertNotNull(selfGuarantee); |
| |
| errorData = (ArrayList<HashMap>) this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, null, loanID, |
| CommonConstants.RESPONSE_ERROR); |
| assertFalse(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.self.guarantee.required")); |
| assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.external.guarantee.required")); |
| assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.mandated.guarantee.required")); |
| |
| guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID_external), |
| String.valueOf(externalSavigsId_1), String.valueOf(external1_guarantee)).build(); |
| Integer externalGuarantee_1 = this.guarantorHelper.createGuarantor(loanID, guarantorJSON); |
| verifySavingsOnHoldBalance(externalSavigsId_1, null); |
| Assert.assertNotNull(externalGuarantee_1); |
| |
| errorData = (ArrayList<HashMap>) this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, null, loanID, |
| CommonConstants.RESPONSE_ERROR); |
| assertFalse(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.self.guarantee.required")); |
| assertFalse(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.external.guarantee.required")); |
| assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.mandated.guarantee.required")); |
| |
| guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID_external2), |
| String.valueOf(externalSavigsId_2), String.valueOf(external2_guarantee)).build(); |
| Integer externalGuarantee_2 = this.guarantorHelper.createGuarantor(loanID, guarantorJSON); |
| verifySavingsOnHoldBalance(externalSavigsId_2, null); |
| Assert.assertNotNull(externalGuarantee_2); |
| |
| System.out.println("-----------------------------------APPROVE LOAN-----------------------------------------"); |
| loanStatusHashMap = this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, loanID); |
| LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap); |
| LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap); |
| self1_hold_funds += self1_guarantee; |
| external1_hold_funds += external1_guarantee; |
| external2_hold_funds += external2_guarantee; |
| verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_2, external2_hold_funds); |
| |
| System.out.println("-----------------------------------UNDO APPROVE LOAN-----------------------------------------"); |
| loanStatusHashMap = this.loanTransactionHelper.undoApproval(loanID); |
| LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap); |
| verifySavingsOnHoldBalance(selfSavigsId, new Float(0)); |
| verifySavingsOnHoldBalance(externalSavigsId_1, new Float(0)); |
| verifySavingsOnHoldBalance(externalSavigsId_2, new Float(0)); |
| |
| System.out.println("-----------------------------------APPROVE LOAN-----------------------------------------"); |
| loanStatusHashMap = this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, loanID); |
| LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap); |
| LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap); |
| verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_2, external2_hold_funds); |
| |
| System.out.println("-------------------------------DISBURSE LOAN-------------------------------------------"); |
| loanStatusHashMap = this.loanTransactionHelper.disburseLoan(LOAN_DISBURSEMENT_DATE, loanID); |
| LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap); |
| |
| // First repayment |
| ArrayList<HashMap> loanSchedule = this.loanTransactionHelper.getLoanRepaymentSchedule(this.requestSpec, this.responseSpec, loanID); |
| todaysDate = Calendar.getInstance(); |
| todaysDate.add(Calendar.DAY_OF_MONTH, -7 * 3); |
| String LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime()); |
| Float totalDueForCurrentPeriod = (Float) loanSchedule.get(1).get("totalDueForPeriod"); |
| external1_hold_funds -= new Float(827.5867); |
| external2_hold_funds -= new Float(413.7933); |
| this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID); |
| verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_2, external2_hold_funds); |
| |
| // Second repayment |
| todaysDate = Calendar.getInstance(); |
| todaysDate.add(Calendar.DAY_OF_MONTH, -7 * 2); |
| LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime()); |
| totalDueForCurrentPeriod = (Float) loanSchedule.get(2).get("totalDueForPeriod"); |
| external1_hold_funds -= new Float(831.4067); |
| external2_hold_funds -= new Float(415.7033333); |
| this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID); |
| verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_2, external2_hold_funds); |
| |
| // third repayment |
| todaysDate = Calendar.getInstance(); |
| todaysDate.add(Calendar.DAY_OF_MONTH, -7); |
| LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime()); |
| totalDueForCurrentPeriod = (Float) loanSchedule.get(3).get("totalDueForPeriod"); |
| self1_hold_funds -= new Float(741.355); |
| this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID); |
| verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_1, new Float(0)); |
| verifySavingsOnHoldBalance(externalSavigsId_2, new Float(0)); |
| |
| // forth repayment |
| todaysDate = Calendar.getInstance(); |
| LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime()); |
| totalDueForCurrentPeriod = (Float) loanSchedule.get(3).get("totalDueForPeriod"); |
| this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID); |
| verifySavingsOnHoldBalance(selfSavigsId, new Float(0)); |
| verifySavingsOnHoldBalance(externalSavigsId_1, new Float(0)); |
| verifySavingsOnHoldBalance(externalSavigsId_2, new Float(0)); |
| |
| loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID); |
| LoanStatusChecker.verifyLoanAccountIsClosed(loanStatusHashMap); |
| |
| } |
| |
| @SuppressWarnings({ "rawtypes", "unchecked" }) |
| @Test |
| public void testGuarantor_UNDO_DISBURSAL() { |
| |
| Float self1_hold_funds = new Float(0); |
| Float external1_hold_funds = new Float(0); |
| Float external2_hold_funds = new Float(0); |
| final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec); |
| ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID); |
| final Integer clientID_external = ClientHelper.createClient(this.requestSpec, this.responseSpec); |
| final Integer clientID_external2 = ClientHelper.createClient(this.requestSpec, this.responseSpec); |
| |
| ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID_external); |
| |
| final Integer selfSavigsId = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID, |
| String.valueOf(self1_balance)); |
| final Integer externalSavigsId_1 = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID_external, |
| String.valueOf(external1_balance)); |
| final Integer externalSavigsId_3 = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID_external, |
| String.valueOf(external1_balance)); |
| final Integer externalSavigsId_2 = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID_external2, |
| String.valueOf(external2_balance)); |
| |
| final Integer loanProductID = createLoanProductWithHoldFunds("50", "20", "20"); |
| DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy", Locale.US); |
| Calendar todaysDate = Calendar.getInstance(); |
| todaysDate.add(Calendar.DAY_OF_MONTH, -7 * 4); |
| String LOAN_DISBURSEMENT_DATE = dateFormat.format(todaysDate.getTime()); |
| final Integer loanID = applyForLoanApplication(clientID, loanProductID, LOAN_DISBURSEMENT_DATE); |
| Assert.assertNotNull(loanID); |
| HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID); |
| LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap); |
| |
| String guarantorJSON = new GuarantorTestBuilder().externalCustomer().build(); |
| Integer externalGuarantor = this.guarantorHelper.createGuarantor(loanID, guarantorJSON); |
| Assert.assertNotNull(externalGuarantor); |
| |
| guarantorJSON = new GuarantorTestBuilder().existingCustomerWithoutGuaranteeAmount(String.valueOf(clientID_external)).build(); |
| Integer withoutGuaranteeAmount = this.guarantorHelper.createGuarantor(loanID, guarantorJSON); |
| Assert.assertNotNull(withoutGuaranteeAmount); |
| |
| ArrayList<HashMap> errorData = (ArrayList<HashMap>) this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, null, loanID, |
| CommonConstants.RESPONSE_ERROR); |
| assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.self.guarantee.required")); |
| assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.external.guarantee.required")); |
| assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.mandated.guarantee.required")); |
| |
| guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID), |
| String.valueOf(selfSavigsId), String.valueOf(self1_guarantee)).build(); |
| Integer selfGuarantee = this.guarantorHelper.createGuarantor(loanID, guarantorJSON); |
| verifySavingsOnHoldBalance(selfSavigsId, null); |
| Assert.assertNotNull(selfGuarantee); |
| |
| errorData = (ArrayList<HashMap>) this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, null, loanID, |
| CommonConstants.RESPONSE_ERROR); |
| assertFalse(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.self.guarantee.required")); |
| assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.external.guarantee.required")); |
| assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.mandated.guarantee.required")); |
| |
| guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID_external), |
| String.valueOf(externalSavigsId_1), String.valueOf(external1_guarantee)).build(); |
| Integer externalGuarantee_1 = this.guarantorHelper.createGuarantor(loanID, guarantorJSON); |
| verifySavingsOnHoldBalance(externalSavigsId_1, null); |
| Assert.assertNotNull(externalGuarantee_1); |
| |
| errorData = (ArrayList<HashMap>) this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, null, loanID, |
| CommonConstants.RESPONSE_ERROR); |
| assertFalse(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.self.guarantee.required")); |
| assertFalse(checkForErrorCode(errorData, "validation.msg.loan.guarantor.min.external.guarantee.required")); |
| assertTrue(checkForErrorCode(errorData, "validation.msg.loan.guarantor.mandated.guarantee.required")); |
| |
| guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID_external2), |
| String.valueOf(externalSavigsId_2), String.valueOf(external2_guarantee)).build(); |
| Integer externalGuarantee_2 = this.guarantorHelper.createGuarantor(loanID, guarantorJSON); |
| Assert.assertNotNull(externalGuarantee_2); |
| verifySavingsOnHoldBalance(externalSavigsId_2, null); |
| |
| System.out.println("-----------------------------------APPROVE LOAN-----------------------------------------"); |
| loanStatusHashMap = this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, loanID); |
| LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap); |
| LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap); |
| self1_hold_funds += self1_guarantee; |
| external1_hold_funds += external1_guarantee; |
| external2_hold_funds += external2_guarantee; |
| verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_2, external2_hold_funds); |
| |
| System.out.println("-----------------------------------UNDO APPROVE LOAN-----------------------------------------"); |
| loanStatusHashMap = this.loanTransactionHelper.undoApproval(loanID); |
| LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap); |
| verifySavingsOnHoldBalance(selfSavigsId, new Float(0)); |
| verifySavingsOnHoldBalance(externalSavigsId_1, new Float(0)); |
| verifySavingsOnHoldBalance(externalSavigsId_2, new Float(0)); |
| |
| System.out.println("-----------------------------------APPROVE LOAN-----------------------------------------"); |
| loanStatusHashMap = this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, loanID); |
| LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap); |
| LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap); |
| verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_2, external2_hold_funds); |
| List<HashMap> guarantors = this.guarantorHelper.getAllGuarantor(loanID); |
| this.guarantorHelper.deleteGuarantor(externalGuarantor, loanID); |
| assertFalse((Boolean) this.guarantorHelper.getGuarantor(externalGuarantor, loanID, "status")); |
| HashMap errorlog = this.guarantorHelper.deleteGuarantor(withoutGuaranteeAmount, loanID); |
| ArrayList<HashMap> error = (ArrayList<HashMap>) errorlog.get(CommonConstants.RESPONSE_ERROR); |
| assertTrue(checkForErrorCode(error, "error.msg.loan.guarantor.not.found")); |
| guarantors = this.guarantorHelper.getAllGuarantor(loanID); |
| assertEquals(4, guarantors.size()); |
| List<HashMap> externalGuarantee_1_details = (List<HashMap>) this.guarantorHelper.getGuarantor(externalGuarantee_1, loanID, |
| "guarantorFundingDetails"); |
| Integer fundDetailId = (Integer) externalGuarantee_1_details.get(0).get("id"); |
| errorlog = this.guarantorHelper.deleteGuarantor(externalGuarantee_1, fundDetailId, loanID); |
| error = (ArrayList<HashMap>) errorlog.get(CommonConstants.RESPONSE_ERROR); |
| assertTrue(checkForErrorCode(error, "validation.msg.loan.guarantor.min.external.guarantee.required")); |
| |
| guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID_external), |
| String.valueOf(externalSavigsId_3), String.valueOf(external1_guarantee)).build(); |
| Integer externalGuarantee_3 = this.guarantorHelper.createGuarantor(loanID, guarantorJSON); |
| verifySavingsOnHoldBalance(externalSavigsId_3, external1_guarantee); |
| Assert.assertNotNull(externalGuarantee_3); |
| |
| this.guarantorHelper.deleteGuarantor(externalGuarantee_1, fundDetailId, loanID); |
| guarantors = this.guarantorHelper.getAllGuarantor(loanID); |
| assertEquals(4, guarantors.size()); |
| externalGuarantee_1_details = (List<HashMap>) this.guarantorHelper.getGuarantor(externalGuarantee_1, loanID, |
| "guarantorFundingDetails"); |
| assertEquals(2, externalGuarantee_1_details.size()); |
| |
| for (HashMap map : externalGuarantee_1_details) { |
| if (map.get("id").equals(fundDetailId)) { |
| HashMap status = (HashMap) map.get("status"); |
| assertEquals("guarantorFundStatusType.withdrawn", status.get("code")); |
| } |
| } |
| |
| System.out.println("-------------------------------DISBURSE LOAN-------------------------------------------"); |
| loanStatusHashMap = this.loanTransactionHelper.disburseLoan(LOAN_DISBURSEMENT_DATE, loanID); |
| LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap); |
| |
| // First repayment |
| ArrayList<HashMap> loanSchedule = this.loanTransactionHelper.getLoanRepaymentSchedule(this.requestSpec, this.responseSpec, loanID); |
| todaysDate = Calendar.getInstance(); |
| todaysDate.add(Calendar.DAY_OF_MONTH, -7 * 3); |
| String LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime()); |
| Float totalDueForCurrentPeriod = (Float) loanSchedule.get(1).get("totalDueForPeriod"); |
| external1_hold_funds -= new Float(827.5867); |
| external2_hold_funds -= new Float(413.7933); |
| this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID); |
| verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_3, external1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_2, external2_hold_funds); |
| |
| // Second repayment |
| todaysDate = Calendar.getInstance(); |
| todaysDate.add(Calendar.DAY_OF_MONTH, -7 * 2); |
| LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime()); |
| totalDueForCurrentPeriod = (Float) loanSchedule.get(2).get("totalDueForPeriod"); |
| external1_hold_funds -= new Float(831.4067); |
| external2_hold_funds -= new Float(415.7033333); |
| this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID); |
| verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_3, external1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_2, external2_hold_funds); |
| |
| // third repayment |
| todaysDate = Calendar.getInstance(); |
| todaysDate.add(Calendar.DAY_OF_MONTH, -7); |
| LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime()); |
| totalDueForCurrentPeriod = (Float) loanSchedule.get(3).get("totalDueForPeriod"); |
| Float self1_hold_funds_temp = self1_hold_funds - new Float(741.355); |
| HashMap transactionDetail = this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID); |
| verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds_temp); |
| verifySavingsOnHoldBalance(externalSavigsId_3, new Float(0)); |
| verifySavingsOnHoldBalance(externalSavigsId_2, new Float(0)); |
| |
| // undo repayment |
| this.loanTransactionHelper.adjustLoanTransaction(loanID, (Integer) transactionDetail.get(CommonConstants.RESPONSE_RESOURCE_ID), |
| LOAN_REPAYMENT_DATE, "0", ""); |
| verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_3, external1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_2, external2_hold_funds); |
| |
| // undo disbursal |
| loanStatusHashMap = this.loanTransactionHelper.undoDisbursal(loanID); |
| LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap); |
| LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap); |
| verifySavingsOnHoldBalance(selfSavigsId, new Float(self1_guarantee)); |
| verifySavingsOnHoldBalance(externalSavigsId_3, new Float(external1_guarantee)); |
| verifySavingsOnHoldBalance(externalSavigsId_2, new Float(external2_guarantee)); |
| } |
| |
| @SuppressWarnings({ "rawtypes", "unchecked" }) |
| @Test |
| public void testGuarantor_RECOVER_GUARANTEES() { |
| |
| Float self1_hold_funds = new Float(0); |
| Float external1_hold_funds = new Float(0); |
| final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec); |
| ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID); |
| final Integer clientID_external = ClientHelper.createClient(this.requestSpec, this.responseSpec); |
| ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID_external); |
| |
| final Integer selfSavigsId = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID, |
| String.valueOf(self1_balance)); |
| final Integer externalSavigsId_1 = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID_external, |
| String.valueOf(external1_balance)); |
| |
| final Integer loanProductID = createLoanProductWithHoldFunds("40", "20", "20"); |
| DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy", Locale.US); |
| Calendar todaysDate = Calendar.getInstance(); |
| todaysDate.add(Calendar.DAY_OF_MONTH, -21); |
| String LOAN_DISBURSEMENT_DATE = dateFormat.format(todaysDate.getTime()); |
| final Integer loanID = applyForLoanApplication(clientID, loanProductID, LOAN_DISBURSEMENT_DATE); |
| Assert.assertNotNull(loanID); |
| HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID); |
| LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap); |
| |
| String guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID), |
| String.valueOf(selfSavigsId), String.valueOf(self1_guarantee)).build(); |
| Integer selfGuarantee = this.guarantorHelper.createGuarantor(loanID, guarantorJSON); |
| verifySavingsOnHoldBalance(selfSavigsId, null); |
| Assert.assertNotNull(selfGuarantee); |
| |
| guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID_external), |
| String.valueOf(externalSavigsId_1), String.valueOf(external1_guarantee)).build(); |
| Integer externalGuarantee_1 = this.guarantorHelper.createGuarantor(loanID, guarantorJSON); |
| verifySavingsOnHoldBalance(externalSavigsId_1, null); |
| Assert.assertNotNull(externalGuarantee_1); |
| |
| System.out.println("-----------------------------------APPROVE LOAN-----------------------------------------"); |
| loanStatusHashMap = this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, loanID); |
| LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap); |
| LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap); |
| self1_hold_funds += self1_guarantee; |
| external1_hold_funds += external1_guarantee; |
| verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds); |
| |
| System.out.println("-------------------------------DISBURSE LOAN-------------------------------------------"); |
| loanStatusHashMap = this.loanTransactionHelper.disburseLoan(LOAN_DISBURSEMENT_DATE, loanID); |
| LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap); |
| |
| // First repayment |
| ArrayList<HashMap> loanSchedule = this.loanTransactionHelper.getLoanRepaymentSchedule(this.requestSpec, this.responseSpec, loanID); |
| todaysDate = Calendar.getInstance(); |
| todaysDate.add(Calendar.DAY_OF_MONTH, -14); |
| String LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime()); |
| Float totalDueForCurrentPeriod = (Float) loanSchedule.get(1).get("totalDueForPeriod"); |
| external1_hold_funds -= new Float(993.104); |
| this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID); |
| verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds); |
| |
| this.loanTransactionHelper.recoverFromGuarantor(loanID); |
| verifySavingsBalanceAndOnHoldBalance(selfSavigsId, new Float(0), self1_balance - self1_hold_funds); |
| verifySavingsBalanceAndOnHoldBalance(externalSavigsId_1, new Float(0), external1_balance - external1_hold_funds); |
| |
| } |
| |
| @SuppressWarnings({ "rawtypes", "unchecked" }) |
| @Test |
| public void testGuarantor_RECOVER_GUARANTEES_WITH_MORE_GUARANTEE() { |
| |
| Float self1_hold_funds = new Float(0); |
| Float external1_hold_funds = new Float(0); |
| final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec); |
| ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID); |
| final Integer clientID_external = ClientHelper.createClient(this.requestSpec, this.responseSpec); |
| ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID_external); |
| |
| Float selfBalance = new Float(10000); |
| Float externalBalance = new Float(10000); |
| Float selfguarantee = new Float(6000); |
| Float externalguarantee = new Float(7000); |
| |
| final Integer selfSavigsId = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID, |
| String.valueOf(selfBalance)); |
| final Integer externalSavigsId_1 = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID_external, |
| String.valueOf(externalBalance)); |
| |
| final Integer loanProductID = createLoanProductWithHoldFunds("40", "20", "20"); |
| DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy", Locale.US); |
| Calendar todaysDate = Calendar.getInstance(); |
| todaysDate.add(Calendar.DAY_OF_MONTH, -21); |
| String LOAN_DISBURSEMENT_DATE = dateFormat.format(todaysDate.getTime()); |
| final Integer loanID = applyForLoanApplication(clientID, loanProductID, LOAN_DISBURSEMENT_DATE); |
| Assert.assertNotNull(loanID); |
| HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID); |
| LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap); |
| |
| String guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID), |
| String.valueOf(selfSavigsId), String.valueOf(selfguarantee)).build(); |
| Integer selfGuarantee = this.guarantorHelper.createGuarantor(loanID, guarantorJSON); |
| verifySavingsOnHoldBalance(selfSavigsId, null); |
| Assert.assertNotNull(selfGuarantee); |
| |
| guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID_external), |
| String.valueOf(externalSavigsId_1), String.valueOf(externalguarantee)).build(); |
| Integer externalGuarantee_1 = this.guarantorHelper.createGuarantor(loanID, guarantorJSON); |
| verifySavingsOnHoldBalance(externalSavigsId_1, null); |
| Assert.assertNotNull(externalGuarantee_1); |
| |
| System.out.println("-----------------------------------APPROVE LOAN-----------------------------------------"); |
| loanStatusHashMap = this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, loanID); |
| LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap); |
| LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap); |
| self1_hold_funds += selfguarantee; |
| external1_hold_funds += externalguarantee; |
| verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds); |
| |
| System.out.println("-------------------------------DISBURSE LOAN-------------------------------------------"); |
| loanStatusHashMap = this.loanTransactionHelper.disburseLoan(LOAN_DISBURSEMENT_DATE, loanID); |
| LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap); |
| |
| // First repayment |
| ArrayList<HashMap> loanSchedule = this.loanTransactionHelper.getLoanRepaymentSchedule(this.requestSpec, this.responseSpec, loanID); |
| todaysDate = Calendar.getInstance(); |
| todaysDate.add(Calendar.DAY_OF_MONTH, -14); |
| String LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime()); |
| Float totalDueForCurrentPeriod = (Float) loanSchedule.get(1).get("totalDueForPeriod"); |
| external1_hold_funds -= new Float(3227.588); |
| this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID); |
| verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds); |
| |
| this.loanTransactionHelper.recoverFromGuarantor(loanID); |
| verifySavingsBalanceAndOnHoldBalance(selfSavigsId, new Float(0), selfBalance - new Float(4615.385)); |
| verifySavingsBalanceAndOnHoldBalance(externalSavigsId_1, new Float(0), externalBalance - new Float(2901.8553)); |
| |
| } |
| |
| |
| @SuppressWarnings({ "rawtypes", "unchecked" }) |
| @Test |
| public void testGuarantor_WRITE_OFF_LOAN() { |
| |
| Float self1_hold_funds = new Float(0); |
| Float external1_hold_funds = new Float(0); |
| final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec); |
| ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID); |
| final Integer clientID_external = ClientHelper.createClient(this.requestSpec, this.responseSpec); |
| ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID_external); |
| |
| final Integer selfSavigsId = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID, |
| String.valueOf(self1_balance)); |
| final Integer externalSavigsId_1 = SavingsAccountHelper.openSavingsAccount(this.requestSpec, this.responseSpec, clientID_external, |
| String.valueOf(external1_balance)); |
| |
| final Integer loanProductID = createLoanProductWithHoldFunds("40", "20", "20"); |
| DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy", Locale.US); |
| Calendar todaysDate = Calendar.getInstance(); |
| todaysDate.add(Calendar.DAY_OF_MONTH, -21); |
| String LOAN_DISBURSEMENT_DATE = dateFormat.format(todaysDate.getTime()); |
| final Integer loanID = applyForLoanApplication(clientID, loanProductID, LOAN_DISBURSEMENT_DATE); |
| Assert.assertNotNull(loanID); |
| HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID); |
| LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap); |
| |
| String guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID), |
| String.valueOf(selfSavigsId), String.valueOf(self1_guarantee)).build(); |
| Integer selfGuarantee = this.guarantorHelper.createGuarantor(loanID, guarantorJSON); |
| verifySavingsOnHoldBalance(selfSavigsId, null); |
| Assert.assertNotNull(selfGuarantee); |
| |
| guarantorJSON = new GuarantorTestBuilder().existingCustomerWithGuaranteeAmount(String.valueOf(clientID_external), |
| String.valueOf(externalSavigsId_1), String.valueOf(external1_guarantee)).build(); |
| Integer externalGuarantee_1 = this.guarantorHelper.createGuarantor(loanID, guarantorJSON); |
| Assert.assertNotNull(externalGuarantee_1); |
| verifySavingsOnHoldBalance(externalSavigsId_1, null); |
| |
| System.out.println("-----------------------------------APPROVE LOAN-----------------------------------------"); |
| loanStatusHashMap = this.loanTransactionHelper.approveLoan(LOAN_DISBURSEMENT_DATE, loanID); |
| LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap); |
| LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap); |
| self1_hold_funds += self1_guarantee; |
| external1_hold_funds += external1_guarantee; |
| verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds); |
| |
| System.out.println("-------------------------------DISBURSE LOAN-------------------------------------------"); |
| loanStatusHashMap = this.loanTransactionHelper.disburseLoan(LOAN_DISBURSEMENT_DATE, loanID); |
| LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap); |
| |
| // First repayment |
| ArrayList<HashMap> loanSchedule = this.loanTransactionHelper.getLoanRepaymentSchedule(this.requestSpec, this.responseSpec, loanID); |
| todaysDate = Calendar.getInstance(); |
| todaysDate.add(Calendar.DAY_OF_MONTH, -14); |
| String LOAN_REPAYMENT_DATE = dateFormat.format(todaysDate.getTime()); |
| Float totalDueForCurrentPeriod = (Float) loanSchedule.get(1).get("totalDueForPeriod"); |
| external1_hold_funds -= new Float(993.104); |
| this.loanTransactionHelper.makeRepayment(LOAN_REPAYMENT_DATE, totalDueForCurrentPeriod, loanID); |
| verifySavingsOnHoldBalance(selfSavigsId, self1_hold_funds); |
| verifySavingsOnHoldBalance(externalSavigsId_1, external1_hold_funds); |
| |
| todaysDate = Calendar.getInstance(); |
| String LOAN_WRITEOFF_DATE = dateFormat.format(todaysDate.getTime()); |
| this.loanTransactionHelper.writeOffLoan(LOAN_WRITEOFF_DATE, loanID); |
| verifySavingsBalanceAndOnHoldBalance(selfSavigsId, new Float(0), self1_balance); |
| verifySavingsBalanceAndOnHoldBalance(externalSavigsId_1, new Float(0), external1_balance); |
| |
| } |
| |
| private void verifySavingsOnHoldBalance(final Integer savingsId, final Float expectedBalance) { |
| Float onHoldAmount = (Float) this.savingsAccountHelper.getSavingsDetails(savingsId, "onHoldFunds"); |
| assertEquals("Verifying On Hold Funds", expectedBalance, onHoldAmount); |
| } |
| |
| @SuppressWarnings({ "rawtypes", "cast" }) |
| private void verifySavingsBalanceAndOnHoldBalance(final Integer savingsId, final Float expectedBalance, final Float accountBalance) { |
| HashMap savingsDetails = (HashMap) this.savingsAccountHelper.getSavingsDetails(savingsId); |
| assertEquals("Verifying On Hold Funds", expectedBalance, savingsDetails.get("onHoldFunds")); |
| HashMap summary = (HashMap) savingsDetails.get("summary"); |
| assertEquals("Verifying Account balance", accountBalance, summary.get("accountBalance")); |
| } |
| |
| @SuppressWarnings("rawtypes") |
| private boolean checkForErrorCode(final ArrayList<HashMap> errorData, final String errorcode) { |
| boolean isExists = false; |
| for (HashMap errorMap : errorData) { |
| String actualErrorCode = (String) errorMap.get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE); |
| if (actualErrorCode != null && actualErrorCode.equals(errorcode)) { |
| isExists = true; |
| break; |
| } |
| } |
| return isExists; |
| |
| } |
| |
| private Integer createLoanProductWithHoldFunds(final String mandatoryGuarantee, final String minimumGuaranteeFromGuarantor, |
| final String minimumGuaranteeFromOwnFunds) { |
| System.out.println("------------------------------CREATING NEW LOAN PRODUCT ---------------------------------------"); |
| LoanProductTestBuilder builder = new LoanProductTestBuilder().withPrincipal("10000.00").withNumberOfRepayments("4") |
| .withRepaymentAfterEvery("1").withRepaymentTypeAsWeek().withinterestRatePerPeriod("2") |
| .withInterestRateFrequencyTypeAsMonths().withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsDecliningBalance() |
| .withOnHoldFundDetails(mandatoryGuarantee, minimumGuaranteeFromGuarantor, minimumGuaranteeFromOwnFunds); |
| |
| final String loanProductJSON = builder.build(null); |
| return this.loanTransactionHelper.getLoanProductId(loanProductJSON); |
| } |
| |
| private Integer applyForLoanApplication(final Integer clientID, final Integer loanProductID, final String disbursementDate) { |
| System.out.println("--------------------------------APPLYING FOR LOAN APPLICATION--------------------------------"); |
| final String loanApplicationJSON = new LoanApplicationTestBuilder() // |
| .withPrincipal("10000.00") // |
| .withLoanTermFrequency("4") // |
| .withLoanTermFrequencyAsWeeks() // |
| .withNumberOfRepayments("4") // |
| .withRepaymentEveryAfter("1") // |
| .withRepaymentFrequencyTypeAsWeeks() // |
| .withInterestRatePerPeriod("2") // |
| .withAmortizationTypeAsEqualInstallments() // |
| .withInterestTypeAsDecliningBalance() // |
| .withInterestCalculationPeriodTypeSameAsRepaymentPeriod() // |
| .withExpectedDisbursementDate(disbursementDate) // |
| .withSubmittedOnDate(disbursementDate) // |
| .build(clientID.toString(), loanProductID.toString(), null); |
| return this.loanTransactionHelper.getLoanId(loanApplicationJSON); |
| } |
| |
| } |