fineract-provider/src/integrationTest/java/org/apache/fineract/integrationtests/MinimumDaysBetweenDisbursalAndFirstRepaymentTest.java

/**
 * Licensed to the Apache Software Foundation (ASF) under one
 * or more contributor license agreements. See the NOTICE file
 * distributed with this work for additional information
 * regarding copyright ownership. The ASF licenses this file
 * to you under the Apache License, Version 2.0 (the
 * "License"); you may not use this file except in compliance
 * with the License. You may obtain a copy of the License at
 *
 * http://www.apache.org/licenses/LICENSE-2.0
 *
 * Unless required by applicable law or agreed to in writing,
 * software distributed under the License is distributed on an
 * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
 * KIND, either express or implied. See the License for the
 * specific language governing permissions and limitations
 * under the License.
 */
package org.apache.fineract.integrationtests;

import static org.junit.Assert.assertEquals;

import java.util.HashMap;
import java.util.List;

import org.apache.fineract.integrationtests.common.CalendarHelper;
import org.apache.fineract.integrationtests.common.ClientHelper;
import org.apache.fineract.integrationtests.common.CommonConstants;
import org.apache.fineract.integrationtests.common.GroupHelper;
import org.apache.fineract.integrationtests.common.Utils;
import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder;
import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder;
import org.apache.fineract.integrationtests.common.loans.LoanStatusChecker;
import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper;
import org.junit.Assert;
import org.junit.Before;
import org.junit.Test;

import com.jayway.restassured.builder.RequestSpecBuilder;
import com.jayway.restassured.builder.ResponseSpecBuilder;
import com.jayway.restassured.http.ContentType;
import com.jayway.restassured.specification.RequestSpecification;
import com.jayway.restassured.specification.ResponseSpecification;

/**
 * Test the creation, approval and rejection of a loan reschedule request
 **/
@SuppressWarnings({ "rawtypes" })
public class MinimumDaysBetweenDisbursalAndFirstRepaymentTest {

    private ResponseSpecification responseSpec;
    private ResponseSpecification responseSpecForStatusCode403;
    private RequestSpecification requestSpec;
    private LoanTransactionHelper loanTransactionHelper;
    private Integer clientId;
    private Integer groupId;
    private Integer groupCalendarId;
    private Integer loanProductId;
    private Integer loanId;
    private final String loanPrincipalAmount = "100000.00";
    private final String numberOfRepayments = "12";
    private final String interestRatePerPeriod = "18";
    private final String groupActivationDate = "1 August 2014";

    @Before
    public void setup() {
        Utils.initializeRESTAssured();
    }

    /*
     * MinimumDaysBetweenDisbursalAndFirstRepayment is set to 7 days and days
     * between disbursal date and first repayment is set as 7. system should
     * allow to create this loan and allow to disburse
     */
    @Test
    public void createLoanEntity_WITH_DAY_BETWEEN_DISB_DATE_AND_REPAY_START_DATE_GREATER_THAN_MIN_DAY_CRITERIA() {

        this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build();
        this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey());
        this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build();
        this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec);

        // create all required entities
        this.createRequiredEntities();

        final String disbursalDate = "4 September 2014";
        final String firstRepaymentDate = "11 September 2014";

        final String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal(loanPrincipalAmount)
                .withLoanTermFrequency(numberOfRepayments).withLoanTermFrequencyAsWeeks().withNumberOfRepayments(numberOfRepayments)
                .withRepaymentEveryAfter("1").withRepaymentFrequencyTypeAsMonths().withAmortizationTypeAsEqualInstallments()
                .withInterestCalculationPeriodTypeAsDays().withInterestRatePerPeriod(interestRatePerPeriod)
                .withRepaymentFrequencyTypeAsWeeks().withSubmittedOnDate(disbursalDate).withExpectedDisbursementDate(disbursalDate)
                .withPrincipalGrace("2").withInterestGrace("2").withFirstRepaymentDate(firstRepaymentDate)
                .build(this.clientId.toString(), this.loanProductId.toString(), null);

        this.loanId = this.loanTransactionHelper.getLoanId(loanApplicationJSON);

        // Test for loan account is created
        Assert.assertNotNull(this.loanId);
        HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, this.loanId);
        LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);

        // Test for loan account is created, can be approved
        this.loanTransactionHelper.approveLoan(disbursalDate, this.loanId);
        loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, this.loanId);
        LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);

        // Test for loan account approved can be disbursed
        this.loanTransactionHelper.disburseLoan(disbursalDate, this.loanId);
        loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, this.loanId);
        LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);

    }

    /*
     * MinimumDaysBetweenDisbursalAndFirstRepayment is set to 7 days and days
     * between disbursal date and first repayment is set as 7. system should
     * allow to create this loan and allow to disburse
     */
    @SuppressWarnings("unchecked")
    @Test
    public void createLoanEntity_WITH_DAY_BETWEEN_DISB_DATE_AND_REPAY_START_DATE_LESS_THAN_MIN_DAY_CRITERIA() {

        this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build();
        this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey());
        this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build();
        this.responseSpecForStatusCode403 = new ResponseSpecBuilder().expectStatusCode(403).build();
        this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec);
        // create all required entities
        this.createRequiredEntities();

        // loanTransactionHelper is reassigned to accept 403 status code from
        // server
        this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpecForStatusCode403);

        final String disbursalDate = "4 September 2014";
        final String firstRepaymentDate = "5 September 2014";

        final String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal(loanPrincipalAmount)
                .withLoanTermFrequency(numberOfRepayments).withLoanTermFrequencyAsWeeks().withNumberOfRepayments(numberOfRepayments)
                .withRepaymentEveryAfter("1").withRepaymentFrequencyTypeAsMonths().withAmortizationTypeAsEqualInstallments()
                .withInterestCalculationPeriodTypeAsDays().withInterestRatePerPeriod(interestRatePerPeriod)
                .withRepaymentFrequencyTypeAsWeeks().withSubmittedOnDate(disbursalDate).withExpectedDisbursementDate(disbursalDate)
                .withPrincipalGrace("2").withInterestGrace("2").withFirstRepaymentDate(firstRepaymentDate)
                .build(this.clientId.toString(), this.loanProductId.toString(), null);

        List<HashMap> error = (List<HashMap>) this.loanTransactionHelper.createLoanAccount(loanApplicationJSON,
                CommonConstants.RESPONSE_ERROR);
        assertEquals("error.msg.loan.days.between.first.repayment.and.disbursal.are.less.than.minimum.allowed",
                error.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));

    }

    /**
     * Creates the client, loan product, and loan entities
     **/
    private void createRequiredEntities() {
        final String minimumDaysBetweenDisbursalAndFirstRepayment = "7"; // &
                                                                         // days
        this.createGroupEntityWithCalendar();
        this.createClientEntity();
        this.associateClientToGroup(this.groupId, this.clientId);
        this.createLoanProductEntity(minimumDaysBetweenDisbursalAndFirstRepayment);

    }

    /*
     * Associate client to the group
     */

    private void associateClientToGroup(final Integer groupId, final Integer clientId) {
        GroupHelper.associateClient(this.requestSpec, this.responseSpec, groupId.toString(), clientId.toString());
        GroupHelper.verifyGroupMembers(this.requestSpec, this.responseSpec, groupId, clientId);
    }

    /*
     * Create a new group
     */

    private void createGroupEntityWithCalendar() {
        this.groupId = GroupHelper.createGroup(this.requestSpec, this.responseSpec, this.groupActivationDate);
        GroupHelper.verifyGroupCreatedOnServer(this.requestSpec, this.responseSpec, this.groupId);

        final String startDate = this.groupActivationDate;
        final String frequency = "2"; // 2:Weekly
        final String interval = "1"; // Every one week
        final String repeatsOnDay = "1"; // 1:Monday

        this.setGroupCalendarId(CalendarHelper.createMeetingCalendarForGroup(this.requestSpec, this.responseSpec, this.groupId, startDate,
                frequency, interval, repeatsOnDay));
    }

    /**
     * create a new client
     **/
    private void createClientEntity() {
        this.clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
        ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, this.clientId);
    }

    /**
     * create a new loan product
     **/
    private void createLoanProductEntity(final String minimumDaysBetweenDisbursalAndFirstRepayment) {
        final String loanProductJSON = new LoanProductTestBuilder().withPrincipal(loanPrincipalAmount)
                .withNumberOfRepayments(numberOfRepayments).withinterestRatePerPeriod(interestRatePerPeriod)
                .withInterestRateFrequencyTypeAsYear()
                .withMinimumDaysBetweenDisbursalAndFirstRepayment(minimumDaysBetweenDisbursalAndFirstRepayment).build(null);
        this.loanProductId = this.loanTransactionHelper.getLoanProductId(loanProductJSON);
    }

    public Integer getGroupCalendarId() {
        return groupCalendarId;
    }

    public void setGroupCalendarId(Integer groupCalendarId) {
        this.groupCalendarId = groupCalendarId;
    }
}