| /** |
| * Licensed to the Apache Software Foundation (ASF) under one |
| * or more contributor license agreements. See the NOTICE file |
| * distributed with this work for additional information |
| * regarding copyright ownership. The ASF licenses this file |
| * to you under the Apache License, Version 2.0 (the |
| * "License"); you may not use this file except in compliance |
| * with the License. You may obtain a copy of the License at |
| * |
| * http://www.apache.org/licenses/LICENSE-2.0 |
| * |
| * Unless required by applicable law or agreed to in writing, |
| * software distributed under the License is distributed on an |
| * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY |
| * KIND, either express or implied. See the License for the |
| * specific language governing permissions and limitations |
| * under the License. |
| */ |
| package org.apache.fineract.integrationtests; |
| |
| import static org.junit.Assert.assertEquals; |
| |
| import java.util.ArrayList; |
| import java.util.Arrays; |
| import java.util.Calendar; |
| import java.util.HashMap; |
| import java.util.List; |
| import java.util.Map; |
| |
| import org.apache.fineract.integrationtests.common.ClientHelper; |
| import org.apache.fineract.integrationtests.common.Utils; |
| import org.apache.fineract.integrationtests.common.accounting.Account; |
| import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder; |
| import org.apache.fineract.integrationtests.common.loans.LoanStatusChecker; |
| import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper; |
| import org.junit.Before; |
| import org.junit.Test; |
| |
| import com.jayway.restassured.builder.RequestSpecBuilder; |
| import com.jayway.restassured.builder.ResponseSpecBuilder; |
| import com.jayway.restassured.http.ContentType; |
| import com.jayway.restassured.specification.RequestSpecification; |
| import com.jayway.restassured.specification.ResponseSpecification; |
| |
| @SuppressWarnings("rawtypes") |
| public class LoanRepaymentRescheduleAtDisbursementTest { |
| |
| private ResponseSpecification responseSpec; |
| private RequestSpecification requestSpec; |
| private LoanTransactionHelper loanTransactionHelper; |
| private LoanApplicationApprovalTest loanApplicationApprovalTest; |
| private ResponseSpecification generalResponseSpec; |
| |
| @Before |
| public void setup() { |
| Utils.initializeRESTAssured(); |
| this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build(); |
| this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey()); |
| this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build(); |
| this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec); |
| this.loanApplicationApprovalTest = new LoanApplicationApprovalTest(); |
| this.generalResponseSpec = new ResponseSpecBuilder().build(); |
| } |
| |
| @SuppressWarnings("unchecked") |
| @Test |
| public void testLoanRepaymentRescheduleAtDisbursement(){ |
| |
| final String approvalAmount = "10000"; |
| final String approveDate = "01 March 2015"; |
| final String expectedDisbursementDate = "01 March 2015"; |
| final String disbursementDate = "01 March 2015"; |
| final String adjustRepaymentDate = "16 March 2015"; |
| final String recalculationRestFrequencyDate = "01 January 2012"; |
| |
| // CREATE CLIENT |
| final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec, "01 January 2014"); |
| System.out.println("---------------------------------CLIENT CREATED WITH ID---------------------------------------------------" |
| + clientID); |
| |
| // CREATE LOAN MULTIDISBURSAL PRODUCT WITH INTEREST RECALCULATION |
| final Integer loanProductID = createLoanProductWithInterestRecalculation(LoanProductTestBuilder.RBI_INDIA_STRATEGY, |
| LoanProductTestBuilder.RECALCULATION_COMPOUNDING_METHOD_NONE, |
| LoanProductTestBuilder.RECALCULATION_STRATEGY_REDUCE_NUMBER_OF_INSTALLMENTS, |
| LoanProductTestBuilder.RECALCULATION_FREQUENCY_TYPE_DAILY, "0", recalculationRestFrequencyDate, |
| LoanProductTestBuilder.INTEREST_APPLICABLE_STRATEGY_ON_PRE_CLOSE_DATE, null); |
| |
| // CREATE TRANCHES |
| List<HashMap> createTranches = new ArrayList<>(); |
| createTranches.add(this.loanApplicationApprovalTest.createTrancheDetail("01 March 2015", "5000")); |
| createTranches.add(this.loanApplicationApprovalTest.createTrancheDetail("01 May 2015", "5000")); |
| |
| // APPROVE TRANCHES |
| List<HashMap> approveTranches = new ArrayList<>(); |
| approveTranches.add(this.loanApplicationApprovalTest.createTrancheDetail("01 March 2015", "5000")); |
| approveTranches.add(this.loanApplicationApprovalTest.createTrancheDetail("01 May 2015", "5000")); |
| |
| // APPLY FOR TRANCHE LOAN WITH INTEREST RECALCULATION |
| final Integer loanID = applyForLoanApplicationForInterestRecalculation(clientID, loanProductID, disbursementDate, |
| recalculationRestFrequencyDate, LoanApplicationTestBuilder.RBI_INDIA_STRATEGY, new ArrayList<HashMap>(0), createTranches); |
| |
| HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID); |
| |
| // VALIDATE THE LOAN STATUS |
| LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap); |
| |
| System.out.println("-----------------------------------APPROVE LOAN-----------------------------------------------------------"); |
| loanStatusHashMap = this.loanTransactionHelper.approveLoanWithApproveAmount(approveDate, expectedDisbursementDate, approvalAmount, |
| loanID, approveTranches); |
| |
| // VALIDATE THE LOAN IS APPROVED |
| LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap); |
| LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap); |
| |
| // DISBURSE A FIRST TRANCHE |
| this.loanTransactionHelper.disburseLoanWithRepaymentReschedule(disbursementDate, loanID, adjustRepaymentDate); |
| loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID); |
| |
| ArrayList<HashMap> loanRepaymnetSchedule = this.loanTransactionHelper.getLoanRepaymentSchedule(requestSpec, generalResponseSpec, loanID); |
| HashMap firstInstallement = loanRepaymnetSchedule.get(1); |
| Map<String, Object> expectedvalues = new HashMap<>(3); |
| Calendar date = Calendar.getInstance(Utils.getTimeZoneOfTenant()); |
| date.set(2015, Calendar.MARCH, 16); |
| expectedvalues.put("dueDate", getDateAsArray(date, 0)); |
| expectedvalues.put("principalDue", "834.71"); |
| expectedvalues.put("interestDue", "49.32"); |
| expectedvalues.put("feeChargesDue", "0"); |
| expectedvalues.put("penaltyChargesDue", "0"); |
| expectedvalues.put("totalDueForPeriod", "884.03"); |
| |
| // VALIDATE REPAYMENT SCHEDULE |
| verifyLoanRepaymentSchedule(firstInstallement, expectedvalues); |
| |
| } |
| |
| private void verifyLoanRepaymentSchedule(final HashMap firstInstallement, final Map<String, Object> expectedvalues) { |
| |
| assertEquals(expectedvalues.get("dueDate"), firstInstallement.get("dueDate")); |
| assertEquals(String.valueOf(expectedvalues.get("principalDue")), String.valueOf(firstInstallement.get("principalDue"))); |
| assertEquals(String.valueOf(expectedvalues.get("interestDue")), String.valueOf(firstInstallement.get("interestDue"))); |
| assertEquals(String.valueOf(expectedvalues.get("feeChargesDue")), String.valueOf(firstInstallement.get("feeChargesDue"))); |
| assertEquals(String.valueOf(expectedvalues.get("penaltyChargesDue")), String.valueOf(firstInstallement.get("penaltyChargesDue"))); |
| assertEquals(String.valueOf(expectedvalues.get("totalDueForPeriod")), String.valueOf(firstInstallement.get("totalDueForPeriod"))); |
| |
| } |
| |
| private Integer createLoanProductWithInterestRecalculation(final String repaymentStrategy, |
| final String interestRecalculationCompoundingMethod, final String rescheduleStrategyMethod, |
| final String recalculationRestFrequencyType, final String recalculationRestFrequencyInterval, |
| final String recalculationRestFrequencyDate, final String preCloseInterestCalculationStrategy, final Account[] accounts) { |
| final String recalculationCompoundingFrequencyType = null; |
| final String recalculationCompoundingFrequencyInterval = null; |
| final String recalculationCompoundingFrequencyDate = null; |
| return createLoanProductWithInterestRecalculation(repaymentStrategy, interestRecalculationCompoundingMethod, |
| rescheduleStrategyMethod, recalculationRestFrequencyType, recalculationRestFrequencyInterval, |
| recalculationRestFrequencyDate, recalculationCompoundingFrequencyType, recalculationCompoundingFrequencyInterval, |
| recalculationCompoundingFrequencyDate, preCloseInterestCalculationStrategy, accounts, null, false); |
| } |
| |
| private Integer createLoanProductWithInterestRecalculation(final String repaymentStrategy, |
| final String interestRecalculationCompoundingMethod, final String rescheduleStrategyMethod, |
| final String recalculationRestFrequencyType, final String recalculationRestFrequencyInterval, |
| final String recalculationRestFrequencyDate, final String recalculationCompoundingFrequencyType, |
| final String recalculationCompoundingFrequencyInterval, final String recalculationCompoundingFrequencyDate, |
| final String preCloseInterestCalculationStrategy, final Account[] accounts, final String chargeId, |
| boolean isArrearsBasedOnOriginalSchedule) { |
| System.out.println("------------------------------CREATING NEW LOAN PRODUCT ---------------------------------------"); |
| LoanProductTestBuilder builder = new LoanProductTestBuilder() |
| .withPrincipal("10000.00") |
| .withNumberOfRepayments("12") |
| .withRepaymentAfterEvery("2") |
| .withRepaymentTypeAsWeek() |
| .withinterestRatePerPeriod("2") |
| .withInterestRateFrequencyTypeAsMonths() |
| .withTranches(true) |
| .withInterestCalculationPeriodTypeAsRepaymentPeriod(true) |
| .withRepaymentStrategy(repaymentStrategy) |
| .withInterestTypeAsDecliningBalance() |
| .withInterestRecalculationDetails(interestRecalculationCompoundingMethod, rescheduleStrategyMethod, |
| preCloseInterestCalculationStrategy) |
| .withInterestRecalculationRestFrequencyDetails(recalculationRestFrequencyType, recalculationRestFrequencyInterval, |
| recalculationRestFrequencyDate) |
| .withInterestRecalculationCompoundingFrequencyDetails(recalculationCompoundingFrequencyType, |
| recalculationCompoundingFrequencyInterval, recalculationCompoundingFrequencyDate); |
| if (accounts != null) { |
| builder = builder.withAccountingRulePeriodicAccrual(accounts); |
| } |
| |
| if (isArrearsBasedOnOriginalSchedule) builder = builder.withArrearsConfiguration(); |
| |
| final String loanProductJSON = builder.build(chargeId); |
| return this.loanTransactionHelper.getLoanProductId(loanProductJSON); |
| } |
| |
| private Integer applyForLoanApplicationForInterestRecalculation(final Integer clientID, final Integer loanProductID, |
| final String disbursementDate, final String restStartDate, final String repaymentStrategy, final List<HashMap> charges, List<HashMap> tranches) { |
| final String graceOnInterestPayment = null; |
| final String compoundingStartDate = null; |
| final String graceOnPrincipalPayment = null; |
| return applyForLoanApplicationForInterestRecalculation(clientID, loanProductID, disbursementDate, restStartDate, |
| compoundingStartDate, repaymentStrategy, charges, graceOnInterestPayment, graceOnPrincipalPayment,tranches); |
| } |
| |
| private Integer applyForLoanApplicationForInterestRecalculation(final Integer clientID, final Integer loanProductID, |
| final String disbursementDate, final String restStartDate, final String compoundingStartDate, final String repaymentStrategy, |
| final List<HashMap> charges, final String graceOnInterestPayment, final String graceOnPrincipalPayment, List<HashMap> tranches) { |
| System.out.println("--------------------------------APPLYING FOR LOAN APPLICATION--------------------------------"); |
| final String loanApplicationJSON = new LoanApplicationTestBuilder() // |
| .withPrincipal("10000.00") // |
| .withLoanTermFrequency("24") // |
| .withLoanTermFrequencyAsWeeks() // |
| .withNumberOfRepayments("12") // |
| .withRepaymentEveryAfter("2") // |
| .withRepaymentFrequencyTypeAsWeeks() // |
| .withInterestRatePerPeriod("2") // |
| .withAmortizationTypeAsEqualInstallments() // |
| .withTranches(tranches) |
| .withFixedEmiAmount("") // |
| .withInterestTypeAsDecliningBalance() // |
| .withInterestCalculationPeriodTypeAsDays() // |
| .withInterestCalculationPeriodTypeAsDays() // |
| .withExpectedDisbursementDate(disbursementDate) // |
| .withSubmittedOnDate(disbursementDate) // |
| .withRestFrequencyDate(restStartDate)// |
| .withwithRepaymentStrategy(repaymentStrategy) // |
| .withCharges(charges)// |
| .build(clientID.toString(), loanProductID.toString(), null); |
| return this.loanTransactionHelper.getLoanId(loanApplicationJSON); |
| } |
| |
| private List getDateAsArray(Calendar date, int addPeriod) { |
| return getDateAsArray(date, addPeriod, Calendar.DAY_OF_MONTH); |
| } |
| |
| private List getDateAsArray(Calendar date, int addvalue, int type) { |
| date.add(type, addvalue); |
| return new ArrayList<>(Arrays.asList(date.get(Calendar.YEAR), date.get(Calendar.MONTH) + 1, |
| date.get(Calendar.DAY_OF_MONTH))); |
| } |
| } |
