/*
 * Copyright 2017 The Mifos Initiative.
 *
 * Licensed under the Apache License, Version 2.0 (the "License");
 * you may not use this file except in compliance with the License.
 * You may obtain a copy of the License at
 *
 *    http://www.apache.org/licenses/LICENSE-2.0
 *
 * Unless required by applicable law or agreed to in writing, software
 * distributed under the License is distributed on an "AS IS" BASIS,
 * WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied.
 * See the License for the specific language governing permissions and
 * limitations under the License.
 */
package io.mifos.individuallending;

import com.google.gson.Gson;
import io.mifos.accounting.api.v1.domain.AccountType;
import io.mifos.core.lang.ServiceException;
import io.mifos.customer.api.v1.client.CustomerManager;
import io.mifos.individuallending.api.v1.domain.caseinstance.CaseParameters;
import io.mifos.individuallending.api.v1.domain.product.AccountDesignators;
import io.mifos.individuallending.api.v1.domain.product.ChargeProportionalDesignator;
import io.mifos.individuallending.api.v1.domain.workflow.Action;
import io.mifos.individuallending.internal.mapper.CaseParametersMapper;
import io.mifos.individuallending.internal.repository.CaseCreditWorthinessFactorEntity;
import io.mifos.individuallending.internal.repository.CaseParametersEntity;
import io.mifos.individuallending.internal.repository.CaseParametersRepository;
import io.mifos.individuallending.internal.repository.CreditWorthinessFactorType;
import io.mifos.individuallending.internal.service.costcomponent.*;
import io.mifos.individuallending.internal.service.DataContextOfAction;
import io.mifos.individuallending.internal.service.DataContextService;
import io.mifos.portfolio.api.v1.domain.*;
import io.mifos.portfolio.service.ServiceConstants;
import io.mifos.products.spi.PatternFactory;
import io.mifos.products.spi.ProductCommandDispatcher;
import org.springframework.beans.factory.annotation.Autowired;
import org.springframework.beans.factory.annotation.Qualifier;
import org.springframework.stereotype.Component;
import org.springframework.transaction.annotation.Transactional;

import java.math.BigDecimal;
import java.time.LocalDate;
import java.time.LocalDateTime;
import java.time.temporal.ChronoUnit;
import java.util.*;
import java.util.stream.Collectors;

import static io.mifos.individuallending.api.v1.domain.product.ChargeIdentifiers.*;

/**
 * @author Myrle Krantz
 */
@SuppressWarnings("unused")
@Component
public class IndividualLendingPatternFactory implements PatternFactory {
  final static private String INDIVIDUAL_LENDING_PACKAGE = "io.mifos.individuallending.api.v1";
  final static private Pattern INDIVIDUAL_LENDING_PATTERN;

  static {
    INDIVIDUAL_LENDING_PATTERN = new Pattern();
    INDIVIDUAL_LENDING_PATTERN.setParameterPackage(INDIVIDUAL_LENDING_PACKAGE);
    INDIVIDUAL_LENDING_PATTERN.setAccountAssignmentGroups(Collections.singleton(AccountDesignators.CUSTOMER_LOAN_GROUP));
    final Set<RequiredAccountAssignment> individualLendingRequiredAccounts = new HashSet<>();
    individualLendingRequiredAccounts.add(new RequiredAccountAssignment(
        AccountDesignators.CUSTOMER_LOAN_PRINCIPAL,
        AccountType.ASSET.name(),
        AccountDesignators.CUSTOMER_LOAN_GROUP));
    individualLendingRequiredAccounts.add(new RequiredAccountAssignment(
        AccountDesignators.CUSTOMER_LOAN_INTEREST,
        AccountType.ASSET.name(),
        AccountDesignators.CUSTOMER_LOAN_GROUP));
    individualLendingRequiredAccounts.add(new RequiredAccountAssignment(
        AccountDesignators.CUSTOMER_LOAN_FEES,
        AccountType.ASSET.name(),
        AccountDesignators.CUSTOMER_LOAN_GROUP));

    individualLendingRequiredAccounts.add(new RequiredAccountAssignment(
        AccountDesignators.LOAN_FUNDS_SOURCE,
        AccountType.ASSET.name()));
    individualLendingRequiredAccounts.add(new RequiredAccountAssignment(
        AccountDesignators.PROCESSING_FEE_INCOME,
        AccountType.REVENUE.name()));
    individualLendingRequiredAccounts.add(new RequiredAccountAssignment(
        AccountDesignators.ORIGINATION_FEE_INCOME,
        AccountType.REVENUE.name()));
    individualLendingRequiredAccounts.add(new RequiredAccountAssignment(
        AccountDesignators.DISBURSEMENT_FEE_INCOME,
        AccountType.REVENUE.name()));
    individualLendingRequiredAccounts.add(new RequiredAccountAssignment(
        AccountDesignators.INTEREST_INCOME,
        AccountType.REVENUE.name()));
    individualLendingRequiredAccounts.add(new RequiredAccountAssignment(
        AccountDesignators.INTEREST_ACCRUAL,
        AccountType.REVENUE.name()));
    individualLendingRequiredAccounts.add(new RequiredAccountAssignment(
        AccountDesignators.LATE_FEE_INCOME,
        AccountType.REVENUE.name()));
    individualLendingRequiredAccounts.add(new RequiredAccountAssignment(
        AccountDesignators.LATE_FEE_ACCRUAL,
        AccountType.REVENUE.name()));
    individualLendingRequiredAccounts.add(new RequiredAccountAssignment(
        AccountDesignators.ARREARS_ALLOWANCE,
        AccountType.LIABILITY.name())); //TODO: type?
    individualLendingRequiredAccounts.add(new RequiredAccountAssignment(
        AccountDesignators.ENTRY,
        AccountType.LIABILITY.name()));
    INDIVIDUAL_LENDING_PATTERN.setAccountAssignmentsRequired(individualLendingRequiredAccounts);
  }


  public static Pattern individualLendingPattern() {
    return INDIVIDUAL_LENDING_PATTERN;
  }

  private final CaseParametersRepository caseParametersRepository;
  private final DataContextService dataContextService;
  private final OpenPaymentBuilderService openPaymentBuilderService;
  private final ApprovePaymentBuilderService approvePaymentBuilderService;
  private final DenyPaymentBuilderService denyPaymentBuilderService;
  private final DisbursePaymentBuilderService disbursePaymentBuilderService;
  private final ApplyInterestPaymentBuilderService applyInterestPaymentBuilderService;
  private final AcceptPaymentBuilderService acceptPaymentBuilderService;
  private final ClosePaymentBuilderService closePaymentBuilderService;
  private final MarkLatePaymentBuilderService markLatePaymentBuilderService;
  private final WriteOffPaymentBuilderService writeOffPaymentBuilderService;
  private final RecoverPaymentBuilderService recoverPaymentBuilderService;
  private final CustomerManager customerManager;
  private final IndividualLendingCommandDispatcher individualLendingCommandDispatcher;
  private final Gson gson;

  @Autowired
  IndividualLendingPatternFactory(
      final CaseParametersRepository caseParametersRepository,
      final DataContextService dataContextService,
      final OpenPaymentBuilderService openPaymentBuilderService,
      final ApprovePaymentBuilderService approvePaymentBuilderService,
      final DenyPaymentBuilderService denyPaymentBuilderService,
      final DisbursePaymentBuilderService disbursePaymentBuilderService,
      final ApplyInterestPaymentBuilderService applyInterestPaymentBuilderService,
      final AcceptPaymentBuilderService acceptPaymentBuilderService,
      final ClosePaymentBuilderService closePaymentBuilderService,
      final MarkLatePaymentBuilderService markLatePaymentBuilderService,
      final WriteOffPaymentBuilderService writeOffPaymentBuilderService,
      final RecoverPaymentBuilderService recoverPaymentBuilderService,
      final CustomerManager customerManager,
      final IndividualLendingCommandDispatcher individualLendingCommandDispatcher,
      @Qualifier(ServiceConstants.GSON_NAME) final Gson gson)
  {
    this.caseParametersRepository = caseParametersRepository;
    this.dataContextService = dataContextService;
    this.openPaymentBuilderService = openPaymentBuilderService;
    this.approvePaymentBuilderService = approvePaymentBuilderService;
    this.denyPaymentBuilderService = denyPaymentBuilderService;
    this.disbursePaymentBuilderService = disbursePaymentBuilderService;
    this.applyInterestPaymentBuilderService = applyInterestPaymentBuilderService;
    this.acceptPaymentBuilderService = acceptPaymentBuilderService;
    this.closePaymentBuilderService = closePaymentBuilderService;
    this.markLatePaymentBuilderService = markLatePaymentBuilderService;
    this.writeOffPaymentBuilderService = writeOffPaymentBuilderService;
    this.recoverPaymentBuilderService = recoverPaymentBuilderService;

    this.customerManager = customerManager;
    this.individualLendingCommandDispatcher = individualLendingCommandDispatcher;
    this.gson = gson;
  }

  @Override
  public Pattern pattern() {
    return INDIVIDUAL_LENDING_PATTERN;
  }

  @Override
  public List<ChargeDefinition> charges() {
    final List<ChargeDefinition> ret = defaultIndividualLoanCharges();
    ret.addAll(requiredIndividualLoanCharges());
    return ret;
  }

  public static List<ChargeDefinition> requiredIndividualLoanCharges() {
    final List<ChargeDefinition> ret = new ArrayList<>();

    final ChargeDefinition disbursePayment = new ChargeDefinition();
    disbursePayment.setChargeAction(Action.DISBURSE.name());
    disbursePayment.setIdentifier(DISBURSE_PAYMENT_ID);
    disbursePayment.setName(DISBURSE_PAYMENT_NAME);
    disbursePayment.setDescription(DISBURSE_PAYMENT_NAME);
    disbursePayment.setFromAccountDesignator(AccountDesignators.CUSTOMER_LOAN_PRINCIPAL);
    disbursePayment.setToAccountDesignator(AccountDesignators.ENTRY);
    disbursePayment.setProportionalTo(ChargeProportionalDesignator.REQUESTED_DISBURSEMENT_DESIGNATOR.getValue());
    disbursePayment.setChargeMethod(ChargeDefinition.ChargeMethod.PROPORTIONAL);
    disbursePayment.setAmount(BigDecimal.valueOf(100));
    disbursePayment.setReadOnly(true);

    //TODO: Make multiple write off allowance charges.
    final ChargeDefinition writeOffAllowanceCharge = charge(
        ALLOW_FOR_WRITE_OFF_NAME,
        Action.MARK_LATE,
        BigDecimal.valueOf(30),
        AccountDesignators.LOAN_FUNDS_SOURCE,
        AccountDesignators.ARREARS_ALLOWANCE);
    writeOffAllowanceCharge.setProportionalTo(ChargeProportionalDesignator.RUNNING_BALANCE_DESIGNATOR.getValue());
    writeOffAllowanceCharge.setReadOnly(true);

    final ChargeDefinition interestCharge = charge(
        INTEREST_NAME,
        Action.ACCEPT_PAYMENT,
        BigDecimal.valueOf(100),
        AccountDesignators.CUSTOMER_LOAN_INTEREST,
        AccountDesignators.INTEREST_INCOME);
    interestCharge.setForCycleSizeUnit(ChronoUnit.YEARS);
    interestCharge.setAccrueAction(Action.APPLY_INTEREST.name());
    interestCharge.setAccrualAccountDesignator(AccountDesignators.INTEREST_ACCRUAL);
    interestCharge.setProportionalTo(ChargeProportionalDesignator.RUNNING_BALANCE_DESIGNATOR.getValue());
    interestCharge.setChargeMethod(ChargeDefinition.ChargeMethod.INTEREST);
    interestCharge.setReadOnly(true);

    final ChargeDefinition customerFeeRepaymentCharge = new ChargeDefinition();
    customerFeeRepaymentCharge.setChargeAction(Action.ACCEPT_PAYMENT.name());
    customerFeeRepaymentCharge.setIdentifier(REPAY_FEES_ID);
    customerFeeRepaymentCharge.setName(REPAY_FEES_NAME);
    customerFeeRepaymentCharge.setDescription(REPAY_FEES_NAME);
    customerFeeRepaymentCharge.setFromAccountDesignator(AccountDesignators.ENTRY);
    customerFeeRepaymentCharge.setToAccountDesignator(AccountDesignators.CUSTOMER_LOAN_FEES);
    customerFeeRepaymentCharge.setProportionalTo(ChargeProportionalDesignator.TO_ACCOUNT_DESIGNATOR.getValue());
    customerFeeRepaymentCharge.setChargeMethod(ChargeDefinition.ChargeMethod.PROPORTIONAL);
    customerFeeRepaymentCharge.setAmount(BigDecimal.valueOf(100));
    customerFeeRepaymentCharge.setReadOnly(true);

    final ChargeDefinition customerInterestRepaymentCharge = new ChargeDefinition();
    customerInterestRepaymentCharge.setChargeAction(Action.ACCEPT_PAYMENT.name());
    customerInterestRepaymentCharge.setIdentifier(REPAY_INTEREST_ID);
    customerInterestRepaymentCharge.setName(REPAY_INTEREST_NAME);
    customerInterestRepaymentCharge.setDescription(REPAY_INTEREST_NAME);
    customerInterestRepaymentCharge.setFromAccountDesignator(AccountDesignators.ENTRY);
    customerInterestRepaymentCharge.setToAccountDesignator(AccountDesignators.CUSTOMER_LOAN_INTEREST);
    customerInterestRepaymentCharge.setProportionalTo(ChargeProportionalDesignator.TO_ACCOUNT_DESIGNATOR.getValue());
    customerInterestRepaymentCharge.setChargeMethod(ChargeDefinition.ChargeMethod.PROPORTIONAL);
    customerInterestRepaymentCharge.setAmount(BigDecimal.valueOf(100));
    customerInterestRepaymentCharge.setReadOnly(true);

    final ChargeDefinition customerPrincipalRepaymentCharge = new ChargeDefinition();
    customerPrincipalRepaymentCharge.setChargeAction(Action.ACCEPT_PAYMENT.name());
    customerPrincipalRepaymentCharge.setIdentifier(REPAY_PRINCIPAL_ID);
    customerPrincipalRepaymentCharge.setName(REPAY_PRINCIPAL_NAME);
    customerPrincipalRepaymentCharge.setDescription(REPAY_PRINCIPAL_NAME);
    customerPrincipalRepaymentCharge.setFromAccountDesignator(AccountDesignators.ENTRY);
    customerPrincipalRepaymentCharge.setToAccountDesignator(AccountDesignators.CUSTOMER_LOAN_PRINCIPAL);
    customerPrincipalRepaymentCharge.setProportionalTo(ChargeProportionalDesignator.REQUESTED_REPAYMENT_DESIGNATOR.getValue());
    customerPrincipalRepaymentCharge.setChargeMethod(ChargeDefinition.ChargeMethod.PROPORTIONAL);
    customerPrincipalRepaymentCharge.setAmount(BigDecimal.valueOf(100));
    customerPrincipalRepaymentCharge.setReadOnly(true);

    ret.add(disbursePayment);
    ret.add(writeOffAllowanceCharge);
    ret.add(interestCharge);
    ret.add(customerPrincipalRepaymentCharge);
    ret.add(customerInterestRepaymentCharge);
    ret.add(customerFeeRepaymentCharge);

    return ret;

  }

  public static List<ChargeDefinition> defaultIndividualLoanCharges() {
    final List<ChargeDefinition> ret = new ArrayList<>();
    final ChargeDefinition processingFee = charge(
        PROCESSING_FEE_NAME,
        Action.DISBURSE,
        BigDecimal.ONE,
        AccountDesignators.CUSTOMER_LOAN_FEES,
        AccountDesignators.PROCESSING_FEE_INCOME);
    processingFee.setReadOnly(false);

    final ChargeDefinition loanOriginationFee = charge(
        LOAN_ORIGINATION_FEE_NAME,
        Action.DISBURSE,
        BigDecimal.ONE,
        AccountDesignators.CUSTOMER_LOAN_FEES,
        AccountDesignators.ORIGINATION_FEE_INCOME);
    loanOriginationFee.setReadOnly(false);

    final ChargeDefinition disbursementFee = charge(
        DISBURSEMENT_FEE_NAME,
        Action.DISBURSE,
        BigDecimal.valueOf(0.1),
        AccountDesignators.CUSTOMER_LOAN_FEES,
        AccountDesignators.DISBURSEMENT_FEE_INCOME);
    disbursementFee.setProportionalTo(ChargeProportionalDesignator.REQUESTED_DISBURSEMENT_DESIGNATOR.getValue());
    disbursementFee.setReadOnly(false);

    final ChargeDefinition lateFee = charge(
        LATE_FEE_NAME,
        Action.ACCEPT_PAYMENT,
        BigDecimal.TEN,
        AccountDesignators.CUSTOMER_LOAN_FEES,
        AccountDesignators.LATE_FEE_INCOME);
    lateFee.setAccrueAction(Action.MARK_LATE.name());
    lateFee.setAccrualAccountDesignator(AccountDesignators.LATE_FEE_ACCRUAL);
    lateFee.setProportionalTo(ChargeProportionalDesignator.CONTRACTUAL_REPAYMENT_DESIGNATOR.getValue());
    lateFee.setChargeOnTop(true);
    lateFee.setReadOnly(false);

    ret.add(processingFee);
    ret.add(loanOriginationFee);
    ret.add(disbursementFee);
    ret.add(lateFee);

    return ret;
  }

  @Override
  public void checkParameters(final String parameters) {
    final CaseParameters caseParameters = gson.fromJson(parameters, CaseParameters.class);
    final String customerIdentifier = caseParameters.getCustomerIdentifier();
    if (!customerManager.isCustomerInGoodStanding(customerIdentifier))
      throw ServiceException.badRequest("Customer ''{0}'' is either not a customer or is not in good standing.");
  }

  @Transactional
  @Override
  public void persistParameters(final Long caseId, final String parameters) {
    checkParameters(parameters);
    final CaseParameters caseParameters = gson.fromJson(parameters, CaseParameters.class);
    final CaseParametersEntity caseParametersEntity = CaseParametersMapper.map(caseId, caseParameters);
    caseParametersRepository.save(caseParametersEntity);
  }

  private static class CaseCreditWorthinessFactorUniquenessCriteria {
    String customerId;
    CreditWorthinessFactorType factorType;
    int position;

    CaseCreditWorthinessFactorUniquenessCriteria(final CaseCreditWorthinessFactorEntity entity) {
      this.customerId = entity.getCustomerIdentifier();
      this.factorType = entity.getFactorType();
      this.position = entity.getPositionInFactor();
    }

    @Override
    public boolean equals(Object o) {
      if (this == o) return true;
      if (o == null || getClass() != o.getClass()) return false;
      CaseCreditWorthinessFactorUniquenessCriteria that = (CaseCreditWorthinessFactorUniquenessCriteria) o;
      return position == that.position &&
              Objects.equals(customerId, that.customerId) &&
              factorType == that.factorType;
    }

    @Override
    public int hashCode() {
      return Objects.hash(customerId, factorType, position);
    }
  }

  @Transactional
  @Override
  public void changeParameters(final Long caseId, final String parameters) {
    checkParameters(parameters);
    final CaseParameters caseParameters = gson.fromJson(parameters, CaseParameters.class);
    final CaseParametersEntity oldCaseParameters = caseParametersRepository.findByCaseId(caseId)
            .orElseThrow(() -> new IllegalArgumentException("Case id does not represent an individual loan: " + caseId));

    oldCaseParameters.setCustomerIdentifier(caseParameters.getCustomerIdentifier());
    oldCaseParameters.setBalanceRangeMaximum(caseParameters.getMaximumBalance());
    oldCaseParameters.setTermRangeTemporalUnit(caseParameters.getTermRange().getTemporalUnit());
    oldCaseParameters.setTermRangeMinimum(0);
    oldCaseParameters.setTermRangeMaximum(caseParameters.getTermRange().getMaximum());
    oldCaseParameters.setPaymentCycleTemporalUnit(caseParameters.getPaymentCycle().getTemporalUnit());
    oldCaseParameters.setPaymentCyclePeriod(caseParameters.getPaymentCycle().getPeriod());
    oldCaseParameters.setPaymentCycleAlignmentDay(caseParameters.getPaymentCycle().getAlignmentDay());
    oldCaseParameters.setPaymentCycleAlignmentWeek(caseParameters.getPaymentCycle().getAlignmentWeek());
    oldCaseParameters.setPaymentCycleAlignmentMonth(caseParameters.getPaymentCycle().getAlignmentMonth());


    final Set<CaseCreditWorthinessFactorEntity> oldCreditWorthinessFactorEntities = oldCaseParameters.getCreditWorthinessFactors();
    final Map<CaseCreditWorthinessFactorUniquenessCriteria, CaseCreditWorthinessFactorEntity> forFindingThings = oldCreditWorthinessFactorEntities.stream()
            .collect(Collectors.toMap(CaseCreditWorthinessFactorUniquenessCriteria::new, x -> x));

    final Set<CaseCreditWorthinessFactorEntity> newCreditWorthinessFactorEntities = CaseParametersMapper.mapSnapshotsToFactors(caseParameters.getCreditWorthinessSnapshots(),oldCaseParameters);
    newCreditWorthinessFactorEntities.forEach(x -> {
      final CaseCreditWorthinessFactorEntity existingThing = forFindingThings.get(new CaseCreditWorthinessFactorUniquenessCriteria(x));
      if (existingThing != null) x.setId(existingThing.getId());
    });
    oldCaseParameters.getCreditWorthinessFactors().clear();
    oldCaseParameters.getCreditWorthinessFactors().addAll(newCreditWorthinessFactorEntities);

    caseParametersRepository.save(oldCaseParameters);
  }

  @Override
  public Optional<String> getParameters(final Long caseId, final int minorCurrencyUnitDigits) {
    return caseParametersRepository
            .findByCaseId(caseId)
            .map(x -> CaseParametersMapper.mapEntity(x, minorCurrencyUnitDigits))
            .map(gson::toJson);
  }

  @Override
  public Set<String> getNextActionsForState(final Case.State state) {
    return getAllowedNextActionsForState(state).stream().map(Enum::name).collect(Collectors.toSet());
  }

  @Override
  public Payment getCostComponentsForAction(
      final String productIdentifier,
      final String caseIdentifier,
      final String actionIdentifier,
      final LocalDateTime forDateTime,
      final Set<String> forAccountDesignators,
      final BigDecimal forPaymentSize) {
    final Action action = Action.valueOf(actionIdentifier);
    final DataContextOfAction dataContextOfAction = dataContextService.checkedGetDataContext(productIdentifier, caseIdentifier, Collections.emptyList());
    final Case.State caseState = Case.State.valueOf(dataContextOfAction.getCustomerCaseEntity().getCurrentState());
    checkActionCanBeExecuted(caseState, action);

    return getPaymentForAction(
        action,
        dataContextOfAction,
        forAccountDesignators,
        forPaymentSize,
        forDateTime.toLocalDate());
  }

  private Payment getPaymentForAction(
      final Action action,
      final DataContextOfAction dataContextOfAction,
      final Set<String> forAccountDesignators,
      final BigDecimal forPaymentSize,
      final LocalDate forDate) {
    final PaymentBuilderService paymentBuilderService;
    switch (action) {
      case OPEN:
        paymentBuilderService = openPaymentBuilderService;
        break;
      case APPROVE:
        paymentBuilderService = approvePaymentBuilderService;
        break;
      case DENY:
        paymentBuilderService = denyPaymentBuilderService;
        break;
      case DISBURSE:
        paymentBuilderService = disbursePaymentBuilderService;
        break;
      case APPLY_INTEREST:
        paymentBuilderService = applyInterestPaymentBuilderService;
        break;
      case ACCEPT_PAYMENT:
        paymentBuilderService = acceptPaymentBuilderService;
        break;
      case CLOSE:
        paymentBuilderService = closePaymentBuilderService;
        break;
      case MARK_LATE:
        paymentBuilderService = markLatePaymentBuilderService;
        break;
      case WRITE_OFF:
        paymentBuilderService = writeOffPaymentBuilderService;
        break;
      case RECOVER:
        paymentBuilderService = recoverPaymentBuilderService;
        break;
      default:
        throw ServiceException.internalError("Invalid action: ''{0}''.", action.name());
    }

    final PaymentBuilder paymentBuilder = paymentBuilderService.getPaymentBuilder(
        dataContextOfAction,
        forPaymentSize,
        forDate);

    return paymentBuilder.buildPayment(action, forAccountDesignators);
  }

  public static void checkActionCanBeExecuted(final Case.State state, final Action action) {
    if (!getAllowedNextActionsForState(state).contains(action))
      throw ServiceException.badRequest("Cannot call action {0} from state {1}", action.name(), state.name());
  }

  private static Set<Action> getAllowedNextActionsForState(final Case.State state) {
    switch (state)
    {
      case CREATED:
        //noinspection ArraysAsListWithZeroOrOneArgument
        return new HashSet<>(Arrays.asList(Action.OPEN));
      case PENDING:
        return new HashSet<>(Arrays.asList(Action.DENY, Action.APPROVE));
      case APPROVED:
        return new HashSet<>(Arrays.asList(Action.DISBURSE, Action.CLOSE));
      case ACTIVE:
        return new HashSet<>(Arrays.asList(Action.CLOSE, Action.ACCEPT_PAYMENT, Action.MARK_LATE, Action.APPLY_INTEREST, Action.DISBURSE, Action.WRITE_OFF));
      case CLOSED:
        return Collections.emptySet();
      default:
        return Collections.emptySet();
    }
  }

  public ProductCommandDispatcher getIndividualLendingCommandDispatcher() {
    return this.individualLendingCommandDispatcher;
  }

  private static ChargeDefinition charge(
          final String name,
          final Action action,
          final BigDecimal defaultAmount,
          final String fromAccount,
          final String toAccount)
  {
    final ChargeDefinition ret = new ChargeDefinition();

    ret.setIdentifier(name.toLowerCase(Locale.US).replace(" ", "-"));
    ret.setName(name);
    ret.setDescription(name);
    ret.setChargeAction(action.name());
    ret.setAmount(defaultAmount);
    ret.setChargeMethod(ChargeDefinition.ChargeMethod.PROPORTIONAL);
    ret.setProportionalTo(ChargeProportionalDesignator.MAXIMUM_BALANCE_DESIGNATOR.getValue());
    ret.setFromAccountDesignator(fromAccount);
    ret.setToAccountDesignator(toAccount);

    return ret;
  }
}